The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 614,691 1,786 SH SOLE 0 0 1,786
ALPHABET INC CAP STK CL C 02079K107 373,792 1,097 SH SOLE 0 0 1,097
AMAZON COM INC COM 023135106 2,282,961 9,163 SH SOLE 0 0 9,163
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,091,706 9,270 SH SOLE 0 0 9,270
APPLE INC COM 037833100 5,569,989 16,726 SH SOLE 0 0 16,726
APPLIED MATLS INC COM 038222105 465,356 910 SH SOLE 0 0 910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 933,656 1,875 SH SOLE 0 0 1,875
BROADCOM INC COM 11135F101 275,835 785 SH SOLE 0 0 785
BROOKFIELD CORP CL A LTD VT SH 11271J107 394,206 10,812 SH SOLE 0 0 10,812
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 425,209 9,566 SH SOLE 0 0 9,566
DISNEY WALT CO COM 254687106 202,155 1,927 SH SOLE 0 0 1,927
ELI LILLY & CO COM 532457108 2,712,196 2,344 SH SOLE 0 0 2,344
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 596,479 3,665 SH SOLE 0 0 3,665
HCA HEALTHCARE INC COM 40412C101 380,225 891 SH SOLE 0 0 891
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 4,009,053 205,382 SH SOLE 0 0 205,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 3,903,822 199,735 SH SOLE 0 0 199,735
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 2,639,152 131,138 SH SOLE 0 0 131,138
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,078,673 5,185 SH SOLE 0 0 5,185
INVESCO QQQ TR UNIT SER 1 46090E103 841,450 1,137 SH SOLE 0 0 1,137
ISHARES INC MSCI EMRG CHN 46434G764 297,958 3,007 SH SOLE 0 0 3,007
ISHARES TR CORE MSCI EAFE 46432F842 203,089 2,096 SH SOLE 0 0 2,096
ISHARES TR CORE MSCI TOTAL 46432F834 467,826 4,925 SH SOLE 0 0 4,925
ISHARES TR CORE S&P MCP ETF 464287507 242,157 3,366 SH SOLE 0 0 3,366
ISHARES TR CORE S&P SCP ETF 464287804 344,766 2,534 SH SOLE 0 0 2,534
ISHARES TR CORE S&P TTL STK 464287150 3,771,729 22,683 SH SOLE 0 0 22,683
ISHARES TR CORE S&P500 ETF 464287200 1,296,892 1,693 SH SOLE 0 0 1,693
ISHARES TR RUS 1000 ETF 464287622 401,982 966 SH SOLE 0 0 966
ISHARES TR RUSSELL 2000 ETF 464287655 489,369 1,761 SH SOLE 0 0 1,761
JOHNSON & JOHNSON COM 478160104 315,790 1,193 SH SOLE 0 0 1,193
JPMORGAN CHASE & CO COM 46625H100 488,148 1,476 SH SOLE 0 0 1,476
MERCK & CO INC COM 58933Y105 239,762 1,650 SH SOLE 0 0 1,650
META PLATFORMS INC CL A 30303M102 582,544 803 SH SOLE 0 0 803
MICROSOFT CORP COM 594918104 2,064,051 4,024 SH SOLE 0 0 4,024
NVIDIA CORPORATION COM 67066G104 1,705,855 7,469 SH SOLE 0 0 7,469
PALANTIR TECHNOLOGIES INC CL A 69608A108 341,553 1,826 SH SOLE 0 0 1,826
PALO ALTO NETWORKS INC COM 697435105 262,622 661 SH SOLE 0 0 661
QXO INC COM NEW 82846H405 186,222 15,930 SH SOLE 0 0 15,930
S&P GLOBAL INC COM 78409V104 236,682 600 SH SOLE 0 0 600
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 288,242 5,363 SH SOLE 0 0 5,363
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 696,511 22,133 SH SOLE 0 0 22,133
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 776,570 23,872 SH SOLE 0 0 23,872
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 369,558 1,888 SH SOLE 0 0 1,888
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 351,436 461 SH SOLE 0 0 461
TESLA INC COM 88160R101 668,107 1,883 SH SOLE 0 0 1,883
THERMO FISHER SCIENTIFIC INC COM 883556102 210,616 312 SH SOLE 0 0 312
TRANE TECHNOLOGIES PLC SHS G8994E103 1,313,002 2,905 SH SOLE 0 0 2,905
TYLER TECHNOLOGIES INC COM 902252105 475,351 1,492 SH SOLE 0 0 1,492
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 246,828 3,231 SH SOLE 0 0 3,231
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,160,506 586,750 SH SOLE 0 0 586,750
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 220,242 4,699 SH SOLE 0 0 4,699
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 66,896,884 288,809 SH SOLE 0 0 288,809
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,474,488 16,363 SH SOLE 0 0 16,363
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 263,178 3,356 SH SOLE 0 0 3,356
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 202,281 711 SH SOLE 0 0 711
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 1,228,801 5,319 SH SOLE 0 0 5,319
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 13,223,983 35,336 SH SOLE 0 0 35,336
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 737,127 3,411 SH SOLE 0 0 3,411
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 79,385,280 113,268 SH SOLE 0 0 113,268
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 447,328 5,391 SH SOLE 0 0 5,391
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 738,507 12,452 SH SOLE 0 0 12,452
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 572,364 3,626 SH SOLE 0 0 3,626
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 418,911 8,511 SH SOLE 0 0 8,511
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,093,298 23,085 SH SOLE 0 0 23,085
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,371,455 24,205 SH SOLE 0 0 24,205
VANGUARD STAR FDS VG TL INTL STK F 921909768 56,957,102 670,399 SH SOLE 0 0 670,399
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 14,272,696 202,134 SH SOLE 0 0 202,134
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 398,709 2,569 SH SOLE 0 0 2,569
VANGUARD WORLD FD INF TECH ETF 92204A702 253,351 2,016 SH SOLE 0 0 2,016
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 209,852 2,265 SH SOLE 0 0 2,265
XPO INC COM 983793100 1,028,427 5,844 SH SOLE 0 0 5,844