The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 19,794,099 935,007 SH SOLE 935,007 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 25,960,499 256,704 SH SOLE 256,704 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 26,090,041 534,085 SH SOLE 534,085 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 23,449,055 683,845 SH SOLE 683,845 0 0
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 19,354,092 408,056 SH SOLE 408,056 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 17,652,715 81,695 SH SOLE 81,695 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12,284,947 175,124 SH SOLE 175,124 0 0
VANGUARD MALVERN FDS CORE BD ETF 922020748 11,548,057 156,860 SH SOLE 156,860 0 0
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 16,359,785 528,417 SH SOLE 528,417 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 8,517,266 297,079 SH SOLE 297,079 0 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 9,290,579 354,197 SH SOLE 354,197 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 10,669,095 118,401 SH SOLE 118,401 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 461,623 5,433 SH SOLE 5,433 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 265,169 5,016 SH SOLE 5,016 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 1,012,914 21,593 SH SOLE 21,593 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 2,702,076 104,166 SH SOLE 104,166 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,164,219 23,562 SH SOLE 23,562 0 0
MICROSOFT CORP COM 594918104 1,355,287 2,642 SH SOLE 2,642 0 0
JOHNSON & JOHNSON COM 478160104 353,359 1,335 SH SOLE 1,335 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,386,505 8,519 SH SOLE 8,519 0 0
ISHARES TR RUS MID CAP ETF 464287499 335,397 3,143 SH SOLE 3,143 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 295,592 4,186 SH SOLE 4,186 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,106,549 9,415 SH SOLE 9,415 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,716,565 30,533 SH SOLE 30,533 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021T102 2,073,740 57,636 SH SOLE 57,636 0 0
F N B CORP COM 302520101 405,616 23,569 SH SOLE 23,569 0 0
PACER FDS TR INDUSTRIAL RELET 69374H766 291,311 7,796 SH SOLE 7,796 0 0
PUBLIC STORAGE COM 74460D109 443,561 1,568 SH SOLE 1,568 0 0
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 713,328 22,236 SH SOLE 22,236 0 0
ALPHABET INC CAP STK CL A 02079K305 297,342 864 SH SOLE 864 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 493,031 20,900 SH SOLE 20,900 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 676,629 14,138 SH SOLE 14,138 0 0
SPDR GOLD TR GOLD SHS 78463V107 618,865 1,625 SH SOLE 1,625 0 0
NVIDIA CORPORATION COM 67066G104 1,072,805 4,697 SH SOLE 4,697 0 0
AMAZON COM INC COM 023135106 261,358 1,049 SH SOLE 1,049 0 0
APPLE INC COM 037833100 1,425,638 4,281 SH SOLE 4,281 0 0
BROADCOM INC COM 11135F101 349,197 994 SH SOLE 994 0 0
ELI LILLY & CO COM 532457108 980,188 847 SH SOLE 847 0 0
META PLATFORMS INC CL A 30303M102 300,256 414 SH SOLE 414 0 0
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 438,352 12,026 SH SOLE 12,026 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 247,780 6,229 SH SOLE 6,229 0 0
MARSH & MCLENNAN COS INC COM 571748102 243,224 1,425 SH SOLE 1,425 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 466,622 4,464 SH SOLE 4,464 0 0
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 1,056,053 43,874 SH SOLE 43,874 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 661,031 13,303 SH SOLE 13,303 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 423,779 2,731 SH SOLE 2,731 0 0
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 336,365 18,241 SH SOLE 18,241 0 0
JANUS DETROIT STR TR HENDERSN SML ETF 47103U209 316,328 3,542 SH SOLE 3,542 0 0