The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,972,193 63,743 SH SOLE 0 0 0 63,743
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 11,374,737 303,569 SH SOLE 0 0 0 303,569
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 17,714,327 488,941 SH SOLE 0 0 0 488,941
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 20,634,184 519,491 SH SOLE 0 0 0 519,491
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 69,065,693 1,553,784 SH SOLE 0 0 0 1,553,784
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 10,320,704 133,308 SH SOLE 0 0 0 133,308
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,262,082 30,463 SH SOLE 0 0 0 30,463
FLEXSHARES TR NORTHERN TR MOR 33939L100 3,210,983 11,581 SH SOLE 0 0 0 11,581
ISHARES TR INTRM GOV CR ETF 464288612 472,885 4,588 SH SOLE 0 0 0 4,588
ISHARES TR CORE S&P SCP ETF 464287804 578,034 4,249 SH SOLE 0 0 0 4,249
ISHARES TR S&P 500 VAL ETF 464287408 567,605 2,486 SH SOLE 0 0 0 2,486
ISHARES TR CORE S&P500 ETF 464287200 497,338 649 SH SOLE 0 0 0 649
ISHARES TR MICRO-CAP ETF 464288869 233,302 1,262 SH SOLE 0 0 0 1,262
ISHARES TR EAFE VALUE ETF 464288877 217,952 2,754 SH SOLE 0 0 0 2,754
ISHARES TR ISHS 1-5YR INVS 464288646 11,681,164 228,014 SH SOLE 0 0 0 228,014
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,756,192 74,572 SH SOLE 0 0 0 74,572
NVIDIA CORPORATION COM 67066G104 485,993 2,128 SH SOLE 0 0 0 2,128
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 204,879 4,119 SH SOLE 0 0 0 4,119
SPDR SERIES TRUST ST STR SP600SM C 78464A300 227,999 2,232 SH SOLE 0 0 0 2,232
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 400,787 5,246 SH SOLE 0 0 0 5,246
VANGUARD BD INDEX FDS INTERMED TERM 921937819 30,029,693 412,156 SH SOLE 0 0 0 412,156
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 475,977 9,606 SH SOLE 0 0 0 9,606
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 17,422,307 371,716 SH SOLE 0 0 0 371,716
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 22,259,004 31,760 SH SOLE 0 0 0 31,760
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 463,756 2,007 SH SOLE 0 0 0 2,007
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 35,342,907 500,537 SH SOLE 0 0 0 500,537