Supplemental Data
Run Date - 9/14/2026 2:23:53 PM
|
SitusAMC Loan ID
|
Customer Loan ID
|
Seller Loan ID
|
Investor Loan Number
|
Unique Loan ID
|
TILA Status Loan Designation
|
Exempt QM/ATR Equivalency
|
CDFI Bank Originated Loan
|
Application Date
|
TRID Tested
|
GSE
|
HOEPA Fees
|
TILA Fees
|
Rate Lock Date
|
Calculated APR
|
Original P&I
|
Qualifying P&I
|
Qualifying Rate
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower2 Length of Employment
|
Co Borrower3 Length of Employment
|
Borrower Foreign National Indicator
|
Co Borrower Foreign National Indicator
|
Co Borrower 2 Foreign National Indicator
|
Co Borrower 3 Foreign National Indicator
|
Borrower Country Name
|
Co Borrower Country Name
|
Co Borrower2 Country Name
|
Co Borrower3 Country Name
|
Residual Income
|
Num Units
|
Annual Property Tax
|
Annual Insurance Costs
|
Monthly Property Tax
|
Monthly Insurance Costs
|
HOA Name
|
HOA Address State
|
Fee Amount
|
Next Due Date
|
HOA Payment Frequency
|
Investor DTI
|
QM DTI
|
Non QM DTI
|
Original Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Updated Credit Report Date
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Most Recent Updated Co Borrower 2 FICO
|
Most Recent Updated Co Borrower 3 FICO
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Asset Depletion Flag
|
Bank Statements Flag
|
Number of Statements
|
Type of Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
P&L Type
|
Income Doc Detail
|
Tax Return Doc Details
|
Document Level
|
Document Type
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy (7, 11)
|
Months Bankruptcy (13)
|
Most Recent Deed-in -Lieu Date
|
Number of Deed-in-Lieu Events
|
Months Deed-in-Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Guideline Name
|
UW Guideline Author
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
HUD 1 Page 1 Credits Total
|
Collateral Underwriter Risk Score
|
AUS Decision System
|
Property Inspection Waiver (PIW)
|
Rating Result
|
Eligible For Rep and Warrant Relief Per Collateral Advisor
|
Is Equity Shared Loan
|
Investor Qualifying Rate
|
Borrower Years of W2s
|
CoBorrower Years of W2s
|
Years of Personal Tax Returns
|
Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Months of Personal Bank Statements
|
Months of Business Bank Statements
|
Months of Profit and Loss Statements
|
Expense Letter
|
Total DSCR
|
Total Inverse DSCR
|
Subordinate Lien Type
|
Is Shared Appreciation Mortgage
|
Duration of Payout Months
|
Seller VSH Indicator
|
Seller Indicated VSH Guideline
|
Validated VSH
|
IO Remaining Amortization Term at Recast
|
Maturity Date
|
Borrower Own Funds Cash Amount
|
Borrower Own Funds Percent
|
Is the Note an eNote
|
Borrower WVOE - # of Months of Income provided
|
Co Borrower WVOE - # of Months of Income provided
|
Co Borrower2 WVOE - # of Months of Income provided
|
Co Borrower3 WVOE - # of Months of Income provided
|
Were the origination guidelines utilized for this diligence review?
|
Title Evidence
|
Ownership Type
|
Borrower Type
|
Borrower Designation
|
Co Borrower Type
|
Co Borrower Designation
|
Co Borrower2 Type
|
Co Borrower2 Designation
|
Co Borrower3 Type
|
Co Borrower3 Designation
|
Senior Lien Position
|
Senior Lien Original Loan Amount
|
Senior Lien Original Interest Rate
|
Senior Lien Note Projected Closing Date
|
Senior Lien Current Balance
|
Senior Lien Current P&I
|
Loan Closed in the Name of an Entity
|
Note Executed by
|
Assumable Mortgage Flag
|
Leasehold Flag
|
Buydown Flag
|
Borrower Experian FICO Model Used
|
Borrower Equifax FICO Model Used
|
Borrower TransUnion FICO Model Used
|
Co Borrower Experian FICO Model Used
|
Co Borrower Equifax FICO Model Used
|
Co Borrower TransUnion FICO Model Used
|
Co Borrower2 Experian FICO Model Used
|
Co Borrower2 Equifax FICO Model Used
|
Co Borrower2 TransUnion FICO Model Used
|
Co Borrower3 Experian FICO Model Used
|
Co Borrower3 Equifax FICO Model Used
|
Co Borrower3 TransUnion FICO Model Used
|
Borrower Documentation Used to Determine Legal Residency
|
Co Borrower Documentation Used to Determine Legal Residency
|
Co Borrower2 Documentation Used to Determine Legal Residency
|
Co Borrower3 Documentation Used to Determine Legal Residency
|
Delayed Financing?
|
Months Reserves
|
Correspondent Type
|
Departure Residence
|
Rate Increase on Default
|
Default Interest Rate
|
Default Interest Accrual Start Days
|
MERS Min Number
|
Co Borrower Other Income
|
Co Borrower Wage Income
|
Primary Housing Lates 0 6 Months 30
|
Primary Housing Lates 0 6 Months 60
|
Primary Housing Lates 0 6 Months 90
|
Primary Housing Lates 7 12 Months 30
|
Primary Housing Lates 7 12 Months 60
|
Primary Housing Lates 7 12 Months 90
|
Primary Housing Lates 13 24 Months 30
|
Primary Housing Lates 13 24 Months 60
|
Primary Housing Lates 13 24 Months 90
|
Primary Housing Lates 25 36 Months 30
|
Primary Housing Lates 25 36 Months 60
|
Primary Housing Lates 25 36 Months 90
|
Borrower 1 ITIN Flag
|
Borrower 2 ITIN Flag
|
Borrower 3 ITIN Flag
|
Borrower 4 ITIN Flag
|
Total Number of Mortgaged Properties
|
Amortization Term Less IO
|
Flood Zone Designation
|
Flood Policy Expiration Date
|
Flood Policy Coverage Amount
|
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34855816
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$735.01
|
$735.01
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$855.96
|
$XXX,XX
|
$71.33
|
0.000%
|
0.000%
|
0.000%
|
9/XX/2025
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.160%
|
$0.00
|
N/A
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
12/XX/2055
|
$198,044.92
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
212.34
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39251981
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,119.35
|
$3,119.35
|
6.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,095.98
|
2
|
$XXX,XX
|
$2,694.00
|
$XXX,XX
|
$224.50
|
43.555%
|
43.555%
|
43.555%
|
10/XX/2025
|
707
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,500.00
|
6.160%
|
$0.00
|
None
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
3.1
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30475325
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,448.17
|
$6,448.17
|
6.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$40,628.77
|
1
|
$XXX,XX
|
$1,394.04
|
$XXX,XX
|
$116.17
|
25.008%
|
25.008%
|
25.008%
|
10/XX/2025
|
770
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Account Transcripts - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,161.47
|
6.260%
|
$0.00
|
4.1
|
None
|
No
|
No
|
6.000%
|
2
|
0
|
2
|
0
|
3
|
2
|
8.97
|
No
|
1/XX/2056
|
$360,093.16
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.74
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
VE
|
9/XX/2026
|
$40,750,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30210410
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,515.90
|
$1,515.90
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,893.96
|
$XXX,XX
|
$157.83
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
713
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
3/XX/2056
|
$105,995.32
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
55.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32558407
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,132.71
|
$1,132.71
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,543.31
|
1
|
$XXX,XX
|
$1,676.52
|
$XXX,XX
|
$139.71
|
37.662%
|
37.662%
|
37.662%
|
9/XX/2025
|
683
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,031.68
|
6.160%
|
$5,000.00
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
12/XX/2055
|
$1,600.00
|
0.780%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.87
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30849304
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,610.72
|
$3,610.72
|
7.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$3,649.68
|
$XXX,XX
|
$304.14
|
0.000%
|
0.000%
|
0.000%
|
9/XX/2025
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$15,624.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
12/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
45.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
$1,000,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30004824
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,418.94
|
$1,418.94
|
9.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$47,259.35
|
1
|
$XXX,XX
|
$1,098.84
|
$XXX,XX
|
$91.57
|
5.266%
|
5.266%
|
5.266%
|
11/XX/2025
|
645
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 49.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2020
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,830.06
|
6.260%
|
$0.00
|
1.7
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
2/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
54.86
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30651925
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,967.14
|
$3,967.14
|
8.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,410.42
|
1
|
$XXX,XX
|
$2,328.00
|
$XXX,XX
|
$194.00
|
49.990%
|
49.990%
|
49.990%
|
9/XX/2025
|
721
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,288.13
|
6.260%
|
$17,400.00
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$33,361.31
|
5.750%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.36
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31895252
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,553.87
|
$1,553.87
|
7.374%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,117.04
|
1
|
$XXX,XX
|
$1,800.96
|
$XXX,XX
|
$150.08
|
47.473%
|
47.473%
|
47.473%
|
11/XX/2025
|
651
|
No
|
Yes
|
12
|
Business
|
100.000%
|
51.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,482.50
|
6.260%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.374%
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$10,559.83
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.66
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37178945
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,135.51
|
$1,135.51
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,179.36
|
$XXX,XX
|
$98.28
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
645
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,170.00
|
6.290%
|
$0.00
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
12/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.44
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31442208
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,975.93
|
$2,975.93
|
7.918%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,309.43
|
1
|
$XXX,XX
|
$6,442.20
|
$XXX,XX
|
$536.85
|
50.018%
|
50.018%
|
50.018%
|
11/XX/2025
|
639
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2021
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$19,333.26
|
6.260%
|
$0.00
|
1.1
|
None
|
N/A
|
No
|
7.918%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.32
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37752830
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,997.75
|
$2,997.75
|
6.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$28,850.02
|
1
|
$XXX,XX
|
$1,673.64
|
$XXX,XX
|
$139.47
|
18.572%
|
18.572%
|
18.572%
|
11/XX/2025
|
784
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$19,270.00
|
6.230%
|
$7,500.00
|
1.2
|
None
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$331,292.78
|
38.250%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.13
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33565774
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$655.51
|
$655.51
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,082.00
|
$XXX,XX
|
$173.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
693
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.190%
|
$0.00
|
1.0
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
84.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34881411
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,218.10
|
$3,218.10
|
9.875%
|
No
|
No
|
Self-Employed
|
Non-Permanent Resident Alien
|
Mexico
|
$6,623.48
|
1
|
$XXX,XX
|
$1,676.04
|
$XXX,XX
|
$139.67
|
40.450%
|
40.450%
|
40.450%
|
12/XX/2025
|
654
|
No
|
Yes
|
24
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,822.40
|
6.190%
|
$0.00
|
2.0
|
None
|
Yes
|
No
|
9.875%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
1/XX/2056
|
$102,503.35
|
23.290%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Employment Authorization
|
3.45
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36682648
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,851.07
|
$2,851.07
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$13,437.34
|
1
|
$XXX,XX
|
$857.04
|
$XXX,XX
|
$71.42
|
40.650%
|
40.650%
|
40.650%
|
12/XX/2025
|
806
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$4,091.72
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
1/XX/2056
|
$270,581.25
|
43.640%
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.33
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34752760
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,522.93
|
$3,522.93
|
8.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,481.83
|
1
|
$XXX,XX
|
$1,737.00
|
$XXX,XX
|
$144.75
|
43.299%
|
43.299%
|
43.299%
|
11/XX/2025
|
790
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,945.00
|
6.220%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$11,363.17
|
2.200%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
3.64
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39118977
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$580.35
|
$580.35
|
8.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,857.60
|
$XXX,XX
|
$154.80
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
759
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,317.50
|
6.130%
|
$0.00
|
1.5
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
86.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38723545
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,027.60
|
$3,027.60
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,555.19
|
1
|
$XXX,XX
|
$4,878.96
|
$XXX,XX
|
$406.58
|
43.695%
|
43.695%
|
43.695%
|
12/XX/2025
|
623
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
1yr 1099
|
0
|
0
|
0
|
XXX
|
$5,552.50
|
6.250%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
2
|
0
|
No
|
2/XX/2056
|
$11,044.64
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
21.82
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30321004
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,220.98
|
$2,220.98
|
6.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,248.06
|
1
|
$XXX,XX
|
$1,056.96
|
$XXX,XX
|
$88.08
|
45.406%
|
45.406%
|
45.406%
|
12/XX/2025
|
806
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,920.00
|
6.250%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.375%
|
0
|
1
|
0
|
1
|
1
|
0.00
|
No
|
120
|
2/XX/2056
|
$624,695.15
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
119.13
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39140856
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$656.93
|
$656.93
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,440.32
|
$XXX,XX
|
$203.36
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.180%
|
$0.00
|
3.4
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.69
|
2/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
80.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38462008
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$648.53
|
$648.53
|
6.749%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$699.96
|
$XXX,XX
|
$58.33
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.180%
|
$0.00
|
N/A
|
No
|
6.749%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.86
|
0.54
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33589820
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,927.47
|
$2,927.47
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,987.22
|
1
|
$XXX,XX
|
$1,821.96
|
$XXX,XX
|
$151.83
|
47.363%
|
47.363%
|
47.363%
|
11/XX/2025
|
757
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,145.00
|
6.180%
|
$2,500.00
|
3.0
|
None
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
2/XX/2056
|
$22,615.70
|
4.760%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
24.27
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37031127
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,814.55
|
$5,814.55
|
8.375%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$47,140.35
|
1
|
$XXX,XX
|
$6,606.24
|
$XXX,XX
|
$550.52
|
21.663%
|
21.663%
|
21.663%
|
12/XX/2025
|
766
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,240.00
|
6.180%
|
$0.00
|
3.1
|
None
|
Yes
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
2/XX/2056
|
$103,399.20
|
12.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.05
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
1/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34664007
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,793.66
|
$9,793.66
|
6.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$46,768.04
|
1
|
$XXX,XX
|
$6,873.24
|
$XXX,XX
|
$572.77
|
41.540%
|
41.540%
|
41.540%
|
1/XX/2026
|
718
|
No
|
Yes
|
12
|
Business
|
100.000%
|
33.330%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.33% | Expense Ratio: 10.14000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$48,520.46
|
6.130%
|
$0.00
|
5.0
|
None
|
No
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33845447
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,132.60
|
$2,132.60
|
7.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,522.88
|
1
|
$XXX,XX
|
$825.96
|
$XXX,XX
|
$68.83
|
49.623%
|
49.623%
|
49.623%
|
11/XX/2025
|
638
|
No
|
Yes
|
24
|
Personal
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,227.50
|
6.260%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
2/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
92.03
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33972485
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$758.43
|
$758.43
|
6.000%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$2,556.96
|
$XXX,XX
|
$213.08
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,795.00
|
6.180%
|
$0.00
|
Yes
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.41
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
A1
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34775286
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$406.04
|
$406.04
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,311.00
|
$XXX,XX
|
$109.25
|
0.000%
|
0.000%
|
0.000%
|
10/XX/2025
|
642
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.180%
|
$0.00
|
5.0
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.75
|
0.57
|
2/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
77.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39288742
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$580.17
|
$580.17
|
7.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,655.04
|
$XXX,XX
|
$137.92
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
676
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.180%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.21
|
0.45
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.62
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32093340
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$22,410.88
|
$22,410.88
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,466,966.01
|
1
|
$XXX,XX
|
$13,355.64
|
$XXX,XX
|
$1,112.97
|
3.648%
|
3.648%
|
3.648%
|
12/XX/2025
|
793
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 60.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
6.170%
|
$10,000.00
|
5.0
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
2/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
38.1
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39979037
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,442.71
|
$11,444.05
|
8.750%
|
No
|
No
|
Employed
|
US Citizen
|
$16,977.98
|
1
|
$XXX,XX
|
$8,401.08
|
$XXX,XX
|
$700.09
|
47.010%
|
40.763%
|
47.010%
|
2/XX/2026
|
632
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$14,691.40
|
6.050%
|
$0.00
|
2.8
|
None
|
Yes
|
No
|
8.750%
|
2
|
2
|
0
|
2
|
2
|
0.00
|
No
|
240
|
3/XX/2056
|
$654,388.36
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
59.3
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34327033
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,018.75
|
$2,018.75
|
8.199%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$39,417.86
|
1
|
$XXX,XX
|
$5,810.40
|
$XXX,XX
|
$484.20
|
7.238%
|
7.238%
|
7.238%
|
1/XX/2026
|
629
|
No
|
Yes
|
12
|
Business
|
100.000%
|
66.670%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 66.67% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,657.72
|
6.170%
|
$0.00
|
None
|
N/A
|
No
|
8.199%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
26.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37675221
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$643.97
|
$643.97
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,376.52
|
$XXX,XX
|
$114.71
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
726
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,832.00
|
6.060%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.53
|
0.65
|
3/XX/2056
|
$49,712.19
|
42.120%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38970054
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$423.72
|
$423.72
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,334.04
|
$XXX,XX
|
$111.17
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
683
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$645.00
|
6.170%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.74
|
4/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
30.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36509753
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$712.77
|
$712.77
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$911.40
|
$XXX,XX
|
$75.95
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,170.00
|
6.060%
|
$0.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.45
|
0.69
|
3/XX/2056
|
$9,302.96
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
41.14
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33022441
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,925.74
|
$4,925.74
|
6.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,736.80
|
1
|
$XXX,XX
|
$2,524.08
|
$XXX,XX
|
$210.34
|
47.324%
|
47.324%
|
47.324%
|
11/XX/2025
|
756
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,045.00
|
6.230%
|
$0.00
|
1.6
|
None
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$618,479.41
|
56.220%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
19.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31504514
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$897.88
|
$897.88
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,305.44
|
$XXX,XX
|
$192.12
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
647
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,900.00
|
6.060%
|
$0.00
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
3/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
29.55
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35638893
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$388.89
|
$388.89
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$977.04
|
$XXX,XX
|
$81.42
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.060%
|
$0.00
|
2.4
|
Yes
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.63
|
0.61
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
74.83
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34814677
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,440.04
|
$1,440.04
|
6.125%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$4,070.16
|
$XXX,XX
|
$339.18
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
772
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,110.00
|
6.060%
|
$0.00
|
N/A
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.88
|
0.53
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
102.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34199888
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$473.80
|
$473.80
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$567.96
|
$XXX,XX
|
$47.33
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
761
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$686.00
|
6.060%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
2/XX/2056
|
$13,240.44
|
13.510%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31071110
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$326.15
|
$326.15
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,352.04
|
$XXX,XX
|
$112.67
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
774
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$516.00
|
6.060%
|
$0.00
|
4.6
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.38
|
0.42
|
3/XX/2056
|
$398,670.43
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1136.07
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37107331
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$360.19
|
$360.19
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,194.96
|
$XXX,XX
|
$99.58
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
765
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.39
|
0.42
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
89.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32768902
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$353.47
|
$353.47
|
7.875%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,066.56
|
$XXX,XX
|
$88.88
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
670
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,462.50
|
6.430%
|
$0.00
|
2.4
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
58.16
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34313042
|
N/A
|
No
|
No
|
$0.00
|
XX.XX%
|
$1,098.71
|
$1,098.71
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,153.96
|
$XXX,XX
|
$262.83
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
746
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
6.060%
|
$0.00
|
2.2
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.81
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
24.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37192980
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,998.98
|
$6,998.98
|
7.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,398.42
|
1
|
$XXX,XX
|
$1,658.04
|
$XXX,XX
|
$138.17
|
49.525%
|
49.525%
|
49.525%
|
11/XX/2025
|
674
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
1
|
0
|
0
|
XXX
|
$47,802.95
|
6.270%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
7.000%
|
2
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
2/XX/2056
|
$96,319.60
|
No
|
34
|
35
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.86
|
No
|
$0.00
|
$8,499.08
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30364591
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$599.55
|
$599.55
|
6.000%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,149.00
|
$XXX,XX
|
$95.75
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
790
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.060%
|
$0.00
|
3.5
|
No
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.83
|
0.55
|
3/XX/2056
|
$412,425.74
|
86.100%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
415.14
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33146684
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$805.96
|
$805.96
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,443.00
|
$XXX,XX
|
$120.25
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
688
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,375.00
|
6.060%
|
$0.00
|
1.0
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
102.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37150191
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$707.79
|
$707.79
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,411.04
|
$XXX,XX
|
$200.92
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
683
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,000.00
|
5.980%
|
$0.00
|
1.0
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
63.56
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32840147
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$468.97
|
$468.97
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,287.36
|
$XXX,XX
|
$107.28
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
661
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
2.0
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.97
|
0.51
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
93.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31262996
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,106.12
|
$1,106.12
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,294.92
|
$XXX,XX
|
$107.91
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
103.14
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31374179
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$288.01
|
$288.01
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,404.12
|
$XXX,XX
|
$117.01
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
661
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
1.0
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.07
|
0.48
|
4/XX/2056
|
$77,350.63
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
100.68
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38436820
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$472.99
|
$472.99
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$726.96
|
$XXX,XX
|
$60.58
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
778
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.140%
|
$4,500.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.56
|
0.64
|
3/XX/2056
|
$127,908.89
|
100.000%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
133.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32093789
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$449.66
|
$449.66
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$918.96
|
$XXX,XX
|
$76.58
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
667
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
2.2
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
61.03
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33895576
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,756.68
|
$1,756.68
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,102.04
|
$XXX,XX
|
$175.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
766
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,720.00
|
5.980%
|
$0.00
|
2.0
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
3.41
|
0.29
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
141.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35194722
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$639.98
|
$639.98
|
6.620%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,366.80
|
$XXX,XX
|
$113.90
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
779
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,000.00
|
5.990%
|
$0.00
|
1.0
|
N/A
|
No
|
6.620%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.83
|
0.55
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
95.58
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31146960
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$848.33
|
$848.33
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,014.96
|
$XXX,XX
|
$84.58
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
681
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,685.50
|
6.100%
|
$0.00
|
2.4
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.84
|
1.18
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
101.68
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39826370
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,026.56
|
$1,026.56
|
9.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$693.96
|
$XXX,XX
|
$57.83
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
2.6
|
N/A
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.71
|
240
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
99.67
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33597027
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$862.95
|
$862.95
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,689.00
|
$XXX,XX
|
$140.75
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
695
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,795.00
|
6.140%
|
$0.00
|
1.4
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
3.15
|
0.32
|
4/XX/2056
|
$15,712.97
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
13.16
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34984447
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$638.06
|
$638.06
|
7.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,004.04
|
$XXX,XX
|
$83.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
710
|
710
|
694
|
711
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
2.0
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
4/XX/2056
|
$46,287.04
|
42.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39288350
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$157.66
|
$157.66
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,011.96
|
$XXX,XX
|
$84.33
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
723
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.140%
|
$0.00
|
1.7
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.75
|
0.36
|
3/XX/2056
|
$16,219.80
|
54.060%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
421.23
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32011276
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$219.78
|
$219.78
|
8.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,572.96
|
$XXX,XX
|
$131.08
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
719
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$0.00
|
1.0
|
N/A
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.76
|
0.57
|
3/XX/2056
|
$250.45
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31471957
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$454.59
|
$454.59
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$842.76
|
$XXX,XX
|
$70.23
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
780
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.140%
|
$1,500.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.79
|
0.56
|
3/XX/2056
|
$59,302.49
|
68.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
49.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31561410
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$631.61
|
$631.61
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,799.04
|
$XXX,XX
|
$149.92
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
779
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$937.50
|
6.140%
|
$0.00
|
4.5
|
No
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
90.17
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33761803
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$932.30
|
$932.30
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,412.76
|
$XXX,XX
|
$117.73
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
707
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,665.00
|
6.140%
|
$0.00
|
Yes
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.89
|
3/XX/2056
|
$161,143.12
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
121.37
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31564416
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$19,805.91
|
$19,805.91
|
9.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$56,719.64
|
1
|
$XXX,XX
|
$9,326.16
|
$XXX,XX
|
$777.18
|
41.173%
|
41.173%
|
41.173%
|
1/XX/2026
|
744
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,043.75
|
6.140%
|
$315,000.00
|
1.0
|
None
|
No
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
$334,515.30
|
12.500%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.01
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36510196
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$398.13
|
$398.13
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,589.00
|
$XXX,XX
|
$215.75
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
703
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,687.50
|
6.140%
|
$0.00
|
2.5
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.53
|
0.65
|
3/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
75.69
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34142180
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,049.21
|
$1,049.21
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,324.28
|
$XXX,XX
|
$193.69
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,000.00
|
5.980%
|
$0.00
|
1.0
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
79.6
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39200971
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$556.90
|
$556.90
|
8.874%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,052.04
|
$XXX,XX
|
$87.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
659
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
No
|
No
|
8.874%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.68
|
0.59
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
78.01
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33732578
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,374.47
|
$3,374.47
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,017.96
|
$XXX,XX
|
$334.83
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
726
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
6.250%
|
$0.00
|
4.0
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.4
|
2.51
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
101.08
|
No
|
$0.00
|
$0.00
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39475416
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$669.10
|
$669.10
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,858.08
|
$XXX,XX
|
$154.84
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
789
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,217.50
|
6.100%
|
$0.00
|
3.8
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
3/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
109.46
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30860966
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,344.62
|
$2,344.62
|
9.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$28,913.74
|
1
|
$XXX,XX
|
$1,188.00
|
$XXX,XX
|
$99.00
|
16.170%
|
16.170%
|
16.170%
|
1/XX/2026
|
659
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,036.40
|
6.170%
|
$10,000.00
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
2/XX/2056
|
$75,806.06
|
19.940%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.35
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34884105
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$316.53
|
$316.53
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,239.96
|
$XXX,XX
|
$103.33
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
737
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$464.00
|
6.100%
|
$0.00
|
1.0
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.87
|
0.53
|
3/XX/2056
|
$3,733,806.70
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6961.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39730903
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,516.86
|
$1,516.86
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,938.00
|
$XXX,XX
|
$161.50
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
740
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,590.00
|
6.100%
|
$0.00
|
1.7
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
5/XX/2056
|
$1,381,062.25
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
586.56
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38349875
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$664.63
|
$664.63
|
6.990%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,112.04
|
$XXX,XX
|
$92.67
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
780
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$1,000.00
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.83
|
0.55
|
3/XX/2056
|
$887,011.03
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
973.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37131068
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$429.81
|
$429.81
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,325.04
|
$XXX,XX
|
$110.42
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
800
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
2.9
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.9
|
0.53
|
5/XX/2056
|
$46,368.84
|
54.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
33.13
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30782455
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,374.44
|
$1,374.44
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,927.76
|
$XXX,XX
|
$243.98
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
640
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,960.00
|
5.990%
|
$0.00
|
2.8
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
89.61
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39848712
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,730.85
|
$2,730.85
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,808.25
|
1
|
$XXX,XX
|
$1,356.00
|
$XXX,XX
|
$113.00
|
27.166%
|
27.166%
|
27.166%
|
12/XX/2025
|
637
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
2
|
0
|
0
|
XXX
|
$8,530.63
|
6.100%
|
$0.00
|
1.7
|
None
|
Yes
|
No
|
8.250%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$10,342.18
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.96
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35354214
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$576.68
|
$576.68
|
8.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$5,412.84
|
$XXX,XX
|
$451.07
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
675
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
3/XX/2056
|
$55,971.03
|
55.970%
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
Other
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37627459
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$846.26
|
$846.26
|
7.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,636.80
|
$XXX,XX
|
$136.40
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
746
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,544.00
|
6.100%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.62
|
0.62
|
3/XX/2056
|
$41,546.58
|
26.120%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36966334
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$728.85
|
$728.85
|
7.490%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$2,954.88
|
$XXX,XX
|
$246.24
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
738
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,130.20
|
6.100%
|
$0.00
|
No
|
No
|
7.490%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.94
|
0.52
|
5/XX/2056
|
$3,665.05
|
2.490%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36354937
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,847.15
|
$1,847.15
|
6.250%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,072.00
|
$XXX,XX
|
$256.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.71
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
26.23
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35257041
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,119.98
|
$3,119.98
|
7.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$18,185.21
|
1
|
$XXX,XX
|
$1,859.04
|
$XXX,XX
|
$154.92
|
36.222%
|
36.222%
|
36.222%
|
1/XX/2026
|
636
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,382.51
|
6.100%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
$6,700.00
|
1.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.5
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34658762
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$615.87
|
$615.87
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,722.72
|
$XXX,XX
|
$143.56
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$937.50
|
6.100%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.63
|
0.61
|
4/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
71.6
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31355332
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,247.72
|
$2,247.72
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,991.57
|
1
|
$XXX,XX
|
$1,370.88
|
$XXX,XX
|
$114.24
|
32.663%
|
32.663%
|
32.663%
|
2/XX/2026
|
633
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,119.10
|
6.100%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$144,734.51
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
58.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33523609
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$453.28
|
$453.28
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,010.04
|
$XXX,XX
|
$84.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
755
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.1
|
0.48
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38072359
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$354.73
|
$354.73
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,254.96
|
$XXX,XX
|
$104.58
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
737
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$520.00
|
6.100%
|
$0.00
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.7
|
0.59
|
3/XX/2056
|
$3,733,040.84
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5720.69
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30564456
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$410.52
|
$410.52
|
7.625%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$941.04
|
$XXX,XX
|
$78.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
708
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
1.4
|
Yes
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.36
|
0.42
|
4/XX/2056
|
$33.28
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
74.5
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35401854
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$606.35
|
$606.35
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,757.04
|
$XXX,XX
|
$146.42
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
688
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,700.00
|
6.130%
|
$0.00
|
1.0
|
No
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
82.37
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31935857
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$690.68
|
$690.68
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,209.24
|
$XXX,XX
|
$100.77
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.16
|
0.46
|
4/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.27
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38620726
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$386.10
|
$386.10
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,056.00
|
$XXX,XX
|
$88.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
690
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.95
|
0.51
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
90.86
|
No
|
$0.00
|
$0.00
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37472489
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$716.41
|
$716.41
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,637.04
|
$XXX,XX
|
$136.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
721
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$2,500.00
|
1.0
|
Yes
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.59
|
0.63
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
37.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34650601
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$570.99
|
$570.99
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,234.44
|
$XXX,XX
|
$102.87
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
1.7
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.56
|
0.64
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
89.26
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31502571
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$496.67
|
$496.67
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,188.12
|
$XXX,XX
|
$99.01
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
773
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,419.98
|
6.130%
|
$0.00
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.96
|
0.51
|
4/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
106.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33805922
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$631.41
|
$631.41
|
6.490%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,030.92
|
$XXX,XX
|
$85.91
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
686
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
2.7
|
Yes
|
No
|
6.490%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.82
|
0.55
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
89.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32906585
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$721.84
|
$721.84
|
7.625%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,809.00
|
$XXX,XX
|
$150.75
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
752
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,059.55
|
6.130%
|
$0.00
|
No
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.97
|
0.51
|
4/XX/2056
|
$4,713.68
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
No
|
7.45
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32667517
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$328.99
|
$328.99
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,613.04
|
$XXX,XX
|
$134.42
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.8
|
0.56
|
4/XX/2056
|
$29,918.85
|
47.790%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35236437
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,084.49
|
$3,084.49
|
6.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,225.48
|
$XXX,XX
|
$268.79
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
725
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$14,640.00
|
6.020%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
4/XX/2056
|
$79,161.08
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
20.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32477295
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$312.15
|
$312.15
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,095.00
|
$XXX,XX
|
$91.25
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$487.50
|
6.130%
|
$0.00
|
1.0
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.35
|
0.43
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
78.66
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33130585
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,645.66
|
$3,645.66
|
6.125%
|
No
|
No
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,055.04
|
$XXX,XX
|
$87.92
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
786
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$14,700.00
|
6.130%
|
$0.00
|
No
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
3/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
35.21
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30795456
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$448.35
|
$448.35
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,363.44
|
$XXX,XX
|
$113.62
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
714
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
1.2
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.53
|
0.65
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
41.35
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39849792
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$399.27
|
$399.27
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$810.96
|
$XXX,XX
|
$67.58
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
761
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
1.0
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.06
|
0.49
|
3/XX/2056
|
$49,662.94
|
62.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
54.18
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38537558
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,241.09
|
$2,241.09
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,451.72
|
1
|
$XXX,XX
|
$3,593.64
|
$XXX,XX
|
$299.47
|
49.968%
|
49.968%
|
49.968%
|
11/XX/2025
|
750
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$15,499.00
|
6.260%
|
$0.00
|
2.8
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
63.5
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
9/XX/2026
|
$350,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31918598
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$585.86
|
$585.86
|
7.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$954.00
|
$XXX,XX
|
$79.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
714
|
729
|
714
|
708
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,424.00
|
6.130%
|
$0.00
|
5.0
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.71
|
3/XX/2056
|
$514,317.63
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
744.81
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38818230
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$561.53
|
$561.53
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,398.00
|
$XXX,XX
|
$116.50
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
1.0
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.43
|
0.7
|
4/XX/2056
|
$43,663.74
|
38.300%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
17.19
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39819892
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$567.91
|
$567.91
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,070.96
|
$XXX,XX
|
$172.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
709
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.130%
|
$0.00
|
1.0
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
4/XX/2056
|
$57,066.25
|
51.410%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
28.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35992472
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$595.71
|
$595.71
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,896.56
|
$XXX,XX
|
$241.38
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
716
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
2.4
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
20.97
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36774597
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,287.61
|
$3,287.61
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,170.00
|
$XXX,XX
|
$97.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,760.00
|
6.130%
|
$0.00
|
2.6
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
4/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
48.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38599037
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,639.33
|
$9,639.33
|
7.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$46,634.09
|
1
|
$XXX,XX
|
$2,250.72
|
$XXX,XX
|
$187.56
|
23.580%
|
23.580%
|
23.580%
|
1/XX/2026
|
609
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,813.75
|
6.130%
|
$0.00
|
2.5
|
None
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
49.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39199216
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.24
|
$665.24
|
6.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,535.00
|
$XXX,XX
|
$211.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
723
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,000.00
|
6.130%
|
$0.00
|
1.0
|
N/A
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.91
|
0.52
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
93.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37660806
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$668.37
|
$668.37
|
6.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,753.33
|
1
|
$XXX,XX
|
$3,081.00
|
$XXX,XX
|
$256.75
|
4.925%
|
4.925%
|
4.925%
|
2/XX/2026
|
754
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,398.00
|
6.100%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
37.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
A
|
3/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37089112
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$809.05
|
$809.05
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,976.52
|
$XXX,XX
|
$164.71
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
747
|
No
|
No
|
DSCR
|
2
|
0
|
0
|
No
|
XXX
|
$3,840.00
|
6.120%
|
$0.00
|
1.0
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.02
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30918905
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$364.35
|
$364.35
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$992.16
|
$XXX,XX
|
$82.68
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
718
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
2.3
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.68
|
0.6
|
4/XX/2056
|
$265,939.63
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
411.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30896415
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,422.73
|
$2,422.73
|
8.375%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
$134,608.52
|
2
|
$XXX,XX
|
$2,165.04
|
$XXX,XX
|
$180.42
|
18.122%
|
18.122%
|
18.122%
|
12/XX/2025
|
693
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
|
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
1
|
0
|
0
|
0
|
XXX
|
$10,287.13
|
6.130%
|
$0.00
|
None
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
$56,355.92
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
15.81
|
No
|
No
|
$164,401.75
|
$0.00
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36496735
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$759.05
|
$759.05
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$901.92
|
$XXX,XX
|
$75.16
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37296405
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$346.11
|
$346.11
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$889.08
|
$XXX,XX
|
$74.09
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
692
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
No
|
68.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30982050
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,401.93
|
$1,401.93
|
7.374%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,325.00
|
$XXX,XX
|
$193.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
677
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,090.00
|
6.100%
|
$0.00
|
3.1
|
Yes
|
No
|
7.374%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.08
|
0.93
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
89.33
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39317936
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,424.91
|
$4,424.91
|
9.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$21,300.51
|
1
|
$XXX,XX
|
$3,549.96
|
$XXX,XX
|
$295.83
|
30.909%
|
30.909%
|
30.909%
|
11/XX/2025
|
646
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,279.00
|
6.160%
|
$26,000.00
|
None
|
N/A
|
No
|
9.375%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
12/XX/2055
|
$5,150.00
|
0.770%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.29
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33100040
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$707.92
|
$707.92
|
6.500%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$990.96
|
$XXX,XX
|
$82.58
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
722
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,600.00
|
6.180%
|
$3,500.00
|
1.0
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
2/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32572921
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,275.98
|
$1,275.98
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$8,847.31
|
1
|
$XXX,XX
|
$1,431.96
|
$XXX,XX
|
$119.33
|
47.170%
|
47.170%
|
47.170%
|
11/XX/2025
|
774
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$6,994.80
|
6.260%
|
$0.00
|
2.8
|
None
|
N/A
|
No
|
6.125%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
1/XX/2056
|
$987,188.28
|
No
|
34
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.76
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33725237
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,319.78
|
$4,319.78
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,702.26
|
1
|
$XXX,XX
|
$1,004.04
|
$XXX,XX
|
$83.67
|
40.076%
|
40.076%
|
40.076%
|
11/XX/2025
|
633
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2015
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,771.25
|
6.190%
|
$0.00
|
None
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
1/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
37.72
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32315555
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$401.48
|
$401.48
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,023.96
|
$XXX,XX
|
$85.33
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
681
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.29
|
0.44
|
4/XX/2056
|
$55,380.98
|
65.230%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
37.62
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37963049
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$595.71
|
$595.71
|
7.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,020.96
|
$XXX,XX
|
$85.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
701
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.15
|
0.47
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
94.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33341241
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$525.54
|
$525.54
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$831.96
|
$XXX,XX
|
$69.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
785
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,400.00
|
6.100%
|
$0.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.77
|
0.56
|
4/XX/2056
|
$12,434.84
|
12.430%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
21.28
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39280178
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$316.00
|
$316.00
|
6.499%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$947.04
|
$XXX,XX
|
$78.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
802
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,500.00
|
5.990%
|
$2,500.00
|
1.7
|
No
|
No
|
6.499%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.47
|
0.41
|
4/XX/2056
|
$35,275.99
|
56.440%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
47.58
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37414532
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,032.50
|
$1,032.50
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,155.96
|
$XXX,XX
|
$96.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
792
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,612.50
|
6.100%
|
$0.00
|
1.7
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.63
|
0.61
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
110.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39255603
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$678.61
|
$678.61
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,586.04
|
$XXX,XX
|
$132.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
718
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.68
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.92
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38160022
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$436.98
|
$436.98
|
7.625%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$825.00
|
$XXX,XX
|
$68.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
708
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,920.00
|
5.980%
|
$0.00
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.12
|
0.47
|
5/XX/2056
|
$20,880.90
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
130.34
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35924049
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,618.75
|
$1,618.75
|
8.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,701.96
|
$XXX,XX
|
$141.83
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
648
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.0
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.2
|
0.83
|
240
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
56.4
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
240
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33431413
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$615.87
|
$615.87
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,316.68
|
$XXX,XX
|
$276.39
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$937.50
|
6.100%
|
$0.00
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.65
|
0.61
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
88.49
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39726953
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$478.98
|
$478.98
|
8.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$752.04
|
$XXX,XX
|
$62.67
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
664
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$602.00
|
6.100%
|
$0.00
|
1.0
|
Yes
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.33
|
0.43
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
86.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
1
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34267369
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$259.47
|
$259.47
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,598.04
|
$XXX,XX
|
$133.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$780.00
|
6.220%
|
$0.00
|
1.3
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.65
|
0.61
|
4/XX/2056
|
$510,218.52
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
989.41
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33220174
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$605.42
|
$605.42
|
9.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,287.96
|
$XXX,XX
|
$107.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
721
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
Yes
|
No
|
9.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.65
|
0.61
|
5/XX/2056
|
$98,067.30
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
83.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37868264
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$394.16
|
$394.16
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$965.28
|
$XXX,XX
|
$80.44
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
756
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,800.00
|
6.100%
|
$0.00
|
2.1
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
102.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32975314
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$396.36
|
$396.36
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,227.00
|
$XXX,XX
|
$102.25
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$560.00
|
6.100%
|
$3,500.00
|
1.0
|
Yes
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
4/XX/2056
|
$34,694.48
|
49.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
30.71
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32044891
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$622.49
|
$622.49
|
7.540%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,425.96
|
$XXX,XX
|
$118.83
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
702
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
N/A
|
No
|
7.540%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
3.03
|
0.33
|
5/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
76.34
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30971165
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,482.18
|
$4,482.18
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,196.51
|
1
|
$XXX,XX
|
$2,574.00
|
$XXX,XX
|
$214.50
|
23.159%
|
23.159%
|
23.159%
|
2/XX/2026
|
729
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$26,279.00
|
6.100%
|
$0.00
|
3.2
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
25.28
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36212540
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,708.52
|
$2,708.52
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,465.85
|
1
|
$XXX,XX
|
$2,175.00
|
$XXX,XX
|
$181.25
|
24.283%
|
24.283%
|
24.283%
|
2/XX/2026
|
780
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$13,131.50
|
5.980%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$381,946.96
|
52.320%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.84
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39872891
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$408.33
|
$408.33
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,251.96
|
$XXX,XX
|
$104.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
768
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,773.60
|
6.100%
|
$2,500.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.68
|
0.6
|
4/XX/2056
|
$64,205.00
|
86.880%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
70.5
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34691230
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$605.43
|
$605.43
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$585.96
|
$XXX,XX
|
$48.83
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
772
|
763
|
772
|
778
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
2.6
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
5/XX/2056
|
$4,801.07
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
128.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32613553
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$541.97
|
$541.97
|
6.875%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$780.00
|
$XXX,XX
|
$65.00
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
726
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.6
|
0.63
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
19.86
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35847895
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$259.44
|
$259.44
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,644.96
|
$XXX,XX
|
$137.08
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
716
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,200.00
|
5.990%
|
$0.00
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.57
|
0.64
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.36
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31822674
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$5,266.23
|
$5,266.23
|
6.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$10,668.36
|
$XXX,XX
|
$889.03
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
763
|
767
|
772
|
775
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
5.0
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.77
|
5/XX/2056
|
$253,348.85
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
32.73
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35574999
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$303.39
|
$303.39
|
6.500%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$925.80
|
$XXX,XX
|
$77.15
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
803
|
808
|
819
|
804
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,440.00
|
5.990%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.13
|
0.47
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.81
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33049039
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$526.11
|
$526.11
|
6.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$851.04
|
$XXX,XX
|
$70.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
No
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.41
|
0.42
|
5/XX/2056
|
$132,374.26
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
200.56
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36682355
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$545.00
|
$545.00
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,466.44
|
$XXX,XX
|
$288.87
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
658
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,310.00
|
5.990%
|
$0.00
|
2.4
|
No
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
60.96
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$220,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39300681
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,708.01
|
$1,708.01
|
6.875%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$3,362.04
|
$XXX,XX
|
$280.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$13,000.00
|
5.980%
|
$0.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
19.55
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34178764
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,183.54
|
$2,183.54
|
6.375%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
$9,046.63
|
1
|
$XXX,XX
|
$1,812.00
|
$XXX,XX
|
$151.00
|
45.551%
|
45.551%
|
45.551%
|
5/XX/2026
|
791
|
No
|
No
|
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
|
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$19,140.00
|
5.990%
|
$0.00
|
3.1
|
None
|
N/A
|
No
|
6.375%
|
0
|
2
|
1
|
0
|
3
|
1
|
0.00
|
No
|
6/XX/2056
|
$11,022.73
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
74.91
|
No
|
No
|
$16,614.92
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34541032
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,736.23
|
$1,736.23
|
5.990%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,865.97
|
1
|
$XXX,XX
|
$2,026.56
|
$XXX,XX
|
$168.88
|
40.933%
|
40.933%
|
40.933%
|
1/XX/2026
|
744
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,767.25
|
5.990%
|
$5,215.87
|
1.0
|
None
|
Yes
|
No
|
5.990%
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$269,570.00
|
53.920%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.43
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32624486
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,084.05
|
$2,084.05
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,151.00
|
$XXX,XX
|
$179.25
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.1
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38186871
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$18,550.44
|
$18,550.44
|
8.489%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$138,204.70
|
1
|
$XXX,XX
|
$9,846.96
|
$XXX,XX
|
$820.58
|
16.584%
|
16.584%
|
16.584%
|
2/XX/2026
|
664
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$31,195.00
|
5.990%
|
$0.00
|
2.7
|
None
|
No
|
No
|
8.489%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
41.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36287113
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$211.86
|
$211.86
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$705.96
|
$XXX,XX
|
$58.83
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
777
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$967.50
|
5.990%
|
$0.00
|
1.6
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.78
|
0.36
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
80.49
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35114464
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$751.11
|
$751.11
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,788.96
|
$XXX,XX
|
$149.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
685
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
3.4
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.28
|
0.78
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
71.3
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31283596
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$397.81
|
$397.81
|
6.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$315.96
|
$XXX,XX
|
$26.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
48.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32089793
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$397.81
|
$397.81
|
6.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$315.96
|
$XXX,XX
|
$26.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
48.79
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39850735
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$393.72
|
$393.72
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,269.96
|
$XXX,XX
|
$105.83
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
648
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,554.00
|
5.990%
|
$0.00
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.67
|
0.6
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
72.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37334146
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,225.05
|
$4,225.05
|
6.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$11,025.84
|
$XXX,XX
|
$918.82
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
763
|
767
|
772
|
775
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
4.6
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.84
|
0.54
|
5/XX/2056
|
$335,156.35
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
50.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37705532
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$556.16
|
$556.16
|
6.499%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,092.00
|
$XXX,XX
|
$91.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
792
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$2,200.00
|
1.0
|
Yes
|
No
|
6.499%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.44
|
0.69
|
3/XX/2056
|
$44,236.23
|
40.210%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
38.62
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32804584
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$429.85
|
$429.85
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,079.04
|
$XXX,XX
|
$89.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
759
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.850%
|
$0.00
|
1.2
|
Yes
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
4/XX/2056
|
$76,691.35
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
79.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32593867
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,045.86
|
$1,045.86
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,076.04
|
$XXX,XX
|
$89.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
108.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32161458
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,750.03
|
$1,750.03
|
8.625%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$5,518.81
|
1
|
$XXX,XX
|
$1,496.52
|
$XXX,XX
|
$124.71
|
39.628%
|
39.628%
|
39.628%
|
1/XX/2026
|
627
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,394.00
|
6.020%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
24.16
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32608241
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,031.38
|
$1,031.38
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,331.76
|
$XXX,XX
|
$110.98
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
705
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.66
|
0.6
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
123.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37576325
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$658.33
|
$658.33
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$777.00
|
$XXX,XX
|
$64.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
767
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
4/XX/2056
|
$132,213.44
|
91.180%
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
88.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31432602
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$650.14
|
$650.14
|
6.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,644.96
|
$XXX,XX
|
$137.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
801
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,350.00
|
6.100%
|
$0.00
|
1.3
|
Yes
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.52
|
0.66
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
135.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32821875
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$677.13
|
$677.13
|
6.625%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,992.96
|
$XXX,XX
|
$166.08
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
748
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,230.00
|
5.990%
|
$0.00
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.68
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
70.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33005631
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$671.39
|
$671.39
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,044.96
|
$XXX,XX
|
$87.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$883.32
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.45
|
0.69
|
4/XX/2056
|
$322,626.67
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
262.86
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38853238
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$821.04
|
$821.04
|
7.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,065.00
|
$XXX,XX
|
$88.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
708
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,480.00
|
5.980%
|
$4,050.00
|
1.0
|
No
|
No
|
7.990%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
4/XX/2056
|
$78,023.52
|
55.730%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
42.77
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35908428
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$599.55
|
$599.55
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,794.72
|
$XXX,XX
|
$399.56
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
744
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
1.2
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
63.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38351803
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$625.40
|
$625.40
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,245.00
|
$XXX,XX
|
$103.75
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
810
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$7,000.00
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.95
|
0.51
|
4/XX/2056
|
$82,310.79
|
68.640%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
70.51
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32225222
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,320.64
|
$1,320.64
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,773.00
|
$XXX,XX
|
$147.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,250.00
|
5.990%
|
$0.00
|
1.5
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.29
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37817662
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$648.60
|
$648.60
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$786.72
|
$XXX,XX
|
$65.56
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
786
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,000.00
|
5.980%
|
$0.00
|
1.3
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.75
|
0.57
|
4/XX/2056
|
$292,756.02
|
77.040%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
140.27
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39683274
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$412.60
|
$412.60
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,065.00
|
$XXX,XX
|
$88.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$536.60
|
5.990%
|
$0.00
|
1.0
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
4/XX/2056
|
$327,998.29
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
462.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31899920
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$412.60
|
$412.60
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,203.00
|
$XXX,XX
|
$100.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$536.60
|
5.990%
|
$0.00
|
1.0
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.65
|
0.61
|
5/XX/2056
|
$357,059.37
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
446.57
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
17
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31887546
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$882.16
|
$882.16
|
8.108%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,150.04
|
$XXX,XX
|
$179.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
673
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,570.00
|
5.990%
|
$0.00
|
1.0
|
No
|
No
|
8.108%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
4/XX/2056
|
$10,227.16
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33898459
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,347.64
|
$1,347.64
|
7.625%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,479.00
|
$XXX,XX
|
$123.25
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
781
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,520.00
|
6.140%
|
$0.00
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.43
|
0.7
|
3/XX/2056
|
$208,761.67
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.87
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31642528
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.14
|
$665.14
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,521.36
|
$XXX,XX
|
$126.78
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
751
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,037.50
|
5.980%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.54
|
0.65
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
119.86
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
A
|
$120,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37743466
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,887.50
|
$2,887.50
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$12,432.96
|
$XXX,XX
|
$1,036.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.95
|
1.05
|
240
|
6/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
104.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39948365
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$802.64
|
$802.64
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,788.12
|
$XXX,XX
|
$149.01
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
786
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,712.50
|
5.980%
|
$0.00
|
3.7
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.58
|
0.63
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
111.08
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$125,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35699272
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,325.96
|
$1,325.96
|
6.490%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,005.96
|
$XXX,XX
|
$83.83
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
715
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$5,451.60
|
5.980%
|
$0.00
|
1.0
|
Yes
|
No
|
6.490%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.68
|
0.6
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
112.82
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36616562
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,496.19
|
$1,496.19
|
6.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,994.04
|
$XXX,XX
|
$166.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
805
|
793
|
806
|
805
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
999.0
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38.48
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33171129
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,906.57
|
$1,906.57
|
6.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,004.96
|
$XXX,XX
|
$167.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$15,900.00
|
5.980%
|
$0.00
|
No
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.65
|
0.61
|
5/XX/2056
|
$30,750.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.51
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
12
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32720272
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$666.78
|
$666.78
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,013.04
|
$XXX,XX
|
$84.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
2.6
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.03
|
0.49
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
105.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36481005
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$459.85
|
$459.85
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$875.04
|
$XXX,XX
|
$72.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
807
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,100.00
|
5.980%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.9
|
0.53
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
94.83
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39803778
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,184.20
|
$4,184.20
|
8.375%
|
No
|
No
|
Non-Permanent Resident Alien
|
3
|
$XXX,XX
|
$5,188.56
|
$XXX,XX
|
$432.38
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
705
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.990%
|
$0.00
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.18
|
0.85
|
4/XX/2056
|
$42,731.49
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
20.33
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37828108
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,889.97
|
$4,889.97
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$5,493.96
|
$XXX,XX
|
$457.83
|
0.000%
|
0.000%
|
0.000%
|
10/XX/2025
|
810
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.180%
|
$0.00
|
3.8
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
2/XX/2056
|
$72,920.55
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
13.92
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$398,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36185114
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,511.70
|
$2,511.70
|
6.375%
|
No
|
Yes
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$14,652.08
|
1
|
$XXX,XX
|
$2,360.64
|
$XXX,XX
|
$196.72
|
23.291%
|
23.291%
|
23.291%
|
3/XX/2026
|
798
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,720.00
|
6.140%
|
$0.00
|
4.4
|
None
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$780,571.05
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
48.15
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31151284
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$753.83
|
$753.83
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,249.80
|
$XXX,XX
|
$104.15
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
789
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
2.5
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.54
|
0.65
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.03
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
11
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33534365
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,220.00
|
$9,220.00
|
6.875%
|
No
|
No
|
Not Employed
|
Not Employed
|
Self-Employed
|
20.15
|
US Citizen
|
US Citizen
|
$254,309.80
|
1
|
$XXX,XX
|
$1,149.00
|
$XXX,XX
|
$95.75
|
38.967%
|
38.967%
|
38.967%
|
2/XX/2026
|
780
|
Level 4-Stated/Verified as defined
|
Level 3-Stated/Partially Verified
|
Level 3-Stated/Verified as defined
|
No
|
Yes
|
12
|
Business
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$93,372.50
|
5.980%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$746,998.47
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
66.35
|
No
|
No
|
$416,674.00
|
$0.00
|
No
|
No
|
No
|
No
|
16
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39973829
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,276.16
|
$4,276.16
|
6.250%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$5,067.00
|
$XXX,XX
|
$422.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
772
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$20,835.00
|
5.980%
|
$0.00
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.06
|
0.48
|
5/XX/2056
|
$1,418,203.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
270.72
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35049693
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$686.26
|
$686.26
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,245.44
|
$XXX,XX
|
$187.12
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
683
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$7,140.00
|
2.6
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
4/XX/2056
|
$47,502.40
|
39.910%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
19.84
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31937235
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$812.50
|
$812.50
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$311.04
|
$XXX,XX
|
$25.92
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
694
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,000.00
|
5.980%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
240
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
93.98
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30969573
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$498.98
|
$498.98
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,069.00
|
$XXX,XX
|
$255.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
763
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
5.980%
|
$0.00
|
1.0
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.94
|
0.52
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.58
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34220793
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,306.74
|
$2,306.74
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,438.20
|
1
|
$XXX,XX
|
$1,811.04
|
$XXX,XX
|
$150.92
|
38.657%
|
38.657%
|
38.657%
|
3/XX/2026
|
679
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,500.00
|
5.980%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
10.63
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32463839
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$756.29
|
$756.29
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,330.32
|
$XXX,XX
|
$110.86
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,302.50
|
5.980%
|
$0.00
|
1.8
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
32.27
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30897998
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$837.58
|
$837.58
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,010.16
|
$XXX,XX
|
$84.18
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,550.00
|
5.980%
|
$0.00
|
1.6
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.71
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
23.43
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39040164
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$827.73
|
$827.73
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,129.80
|
$XXX,XX
|
$94.15
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,520.00
|
5.980%
|
$0.00
|
1.9
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.86
|
5/XX/2056
|
$17,027.90
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
26.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37767227
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$714.41
|
$714.41
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,319.88
|
$XXX,XX
|
$109.99
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,175.00
|
5.980%
|
$0.00
|
2.9
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.38
|
0.72
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
14.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37262673
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$936.12
|
$936.12
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,094.16
|
$XXX,XX
|
$91.18
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,850.00
|
5.980%
|
$0.00
|
3.4
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
25.68
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30847378
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$573.13
|
$573.13
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$924.00
|
$XXX,XX
|
$77.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
717
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.24
|
0.81
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.94
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33615005
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$365.49
|
$365.49
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,161.60
|
$XXX,XX
|
$96.80
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,546.12
|
6.020%
|
$0.00
|
1.1
|
No
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.75
|
0.57
|
5/XX/2056
|
$177,967.35
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
281.61
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30879264
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$530.91
|
$530.91
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$572.04
|
$XXX,XX
|
$47.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
717
|
792
|
815
|
782
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.2
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30806261
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,343.74
|
$4,343.74
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,510.60
|
$XXX,XX
|
$292.55
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
772
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
4.4
|
Yes
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
5/XX/2056
|
$536,132.50
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
107.82
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34204900
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$559.37
|
$559.37
|
7.500%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$1,790.04
|
$XXX,XX
|
$149.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
764
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,400.00
|
6.370%
|
$0.00
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.99
|
0.33
|
5/XX/2056
|
$44,405.09
|
44.400%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
10.95
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31381751
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,478.57
|
$1,478.57
|
6.375%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
$27,487.48
|
1
|
$XXX,XX
|
$3,631.56
|
$XXX,XX
|
$302.63
|
25.314%
|
25.314%
|
25.314%
|
1/XX/2026
|
814
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$14,218.37
|
6.100%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$10,000.00
|
2.460%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
46.33
|
No
|
No
|
$36,804.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32676062
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$416.13
|
$416.13
|
7.250%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,067.84
|
$XXX,XX
|
$172.32
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
712
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,220.00
|
6.020%
|
$0.00
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.95
|
0.51
|
4/XX/2056
|
$81,980.10
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
81.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36985650
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$558.80
|
$558.80
|
7.750%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$2,060.04
|
$XXX,XX
|
$171.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
654
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$780.00
|
6.020%
|
$0.00
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.14
|
0.47
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
87.04
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36627925
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$786.78
|
$786.78
|
6.327%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,160.04
|
$XXX,XX
|
$96.67
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,802.50
|
6.020%
|
$0.00
|
1.0
|
N/A
|
No
|
6.327%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.48
|
0.68
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
116.08
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34046998
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$402.98
|
$402.98
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,056.96
|
$XXX,XX
|
$88.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
720
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.4
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
99.19
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35984927
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$371.63
|
$371.63
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,632.00
|
$XXX,XX
|
$136.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
4.0
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2
|
0.5
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.03
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32652994
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$610.41
|
$610.41
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,770.60
|
$XXX,XX
|
$147.55
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
3.1
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.62
|
0.62
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31798873
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,267.82
|
$1,267.82
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,235.00
|
$XXX,XX
|
$186.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
641
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,940.00
|
6.020%
|
$0.00
|
1.0
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.93
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
110.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32514698
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$324.62
|
$324.62
|
8.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,226.04
|
$XXX,XX
|
$102.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
725
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$408.00
|
6.020%
|
$0.00
|
1.2
|
No
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.02
|
0.5
|
4/XX/2056
|
$37,616.93
|
73.750%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
29.21
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32179962
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,113.15
|
$2,113.15
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,938.36
|
$XXX,XX
|
$411.53
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
715
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$18,325.00
|
6.120%
|
$0.00
|
1.2
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
5/XX/2066
|
$282,179.74
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
44.16
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
480
|
AE
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37141987
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,238.85
|
$1,238.85
|
6.500%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,451.16
|
$XXX,XX
|
$120.93
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,800.00
|
6.020%
|
$0.00
|
1.4
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.86
|
4/XX/2056
|
$273,001.81
|
97.500%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
76.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$5,080,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38906193
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$476.87
|
$476.87
|
7.750%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$894.00
|
$XXX,XX
|
$74.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.68
|
5/XX/2056
|
$78,837.72
|
88.830%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
65.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35659174
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$795.64
|
$795.64
|
8.875%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$2,282.04
|
$XXX,XX
|
$190.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
742
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$5,000.00
|
No
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.8
|
0.36
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
14.99
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31872419
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,886.26
|
$2,886.26
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,339.33
|
1
|
$XXX,XX
|
$1,632.96
|
$XXX,XX
|
$136.08
|
40.792%
|
40.792%
|
40.792%
|
3/XX/2026
|
720
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
1
|
0
|
0
|
XXX
|
$1,820.00
|
6.120%
|
$0.00
|
1.0
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$3,540.69
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.59
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34426334
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$601.41
|
$601.41
|
9.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,274.16
|
$XXX,XX
|
$106.18
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
673
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
6.120%
|
$0.00
|
1.0
|
No
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
14.65
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32325294
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$822.68
|
$822.68
|
9.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,014.60
|
$XXX,XX
|
$84.55
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
710
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
1.0
|
Yes
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.22
|
0.82
|
4/XX/2056
|
$205,860.10
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
155.43
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37658658
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$28,580.48
|
$28,580.48
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$913,718.59
|
1
|
$XXX,XX
|
$16,205.64
|
$XXX,XX
|
$1,350.47
|
4.923%
|
4.923%
|
4.923%
|
2/XX/2026
|
778
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,240.00
|
6.120%
|
$10,000.00
|
1.0
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
4/XX/2056
|
$1,014,956.45
|
16.120%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
116.18
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34136506
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$566.56
|
$566.56
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,308.00
|
$XXX,XX
|
$109.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
6/XX/2056
|
$125,633.16
|
96.640%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
142.26
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32765562
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$339.71
|
$339.71
|
7.624%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$503.04
|
$XXX,XX
|
$41.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
785
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
1.0
|
Yes
|
No
|
7.624%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.56
|
0.39
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.7
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33161497
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,082.21
|
$2,082.21
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,565.71
|
1
|
$XXX,XX
|
$2,367.12
|
$XXX,XX
|
$197.26
|
32.284%
|
32.284%
|
32.284%
|
3/XX/2026
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,830.60
|
5.980%
|
$112,000.00
|
1.2
|
None
|
Yes
|
No
|
5.875%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2056
|
$28,563.16
|
6.490%
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.4
|
Yes
|
No
|
$0.00
|
$6,066.66
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33960211
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$263.27
|
$263.27
|
10.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,271.64
|
$XXX,XX
|
$105.97
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$900.00
|
6.120%
|
$0.00
|
1.0
|
No
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.13
|
0.47
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39732573
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,524.66
|
$1,524.66
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,661.00
|
$XXX,XX
|
$221.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,940.00
|
6.120%
|
$0.00
|
1.0
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38.72
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37779624
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$559.45
|
$559.45
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,286.84
|
$XXX,XX
|
$190.57
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
721
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.95
|
0.51
|
7/XX/2056
|
$6,583.74
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.77
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37082002
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,378.83
|
$4,378.83
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,744.04
|
$XXX,XX
|
$228.67
|
0.000%
|
0.000%
|
0.000%
|
9/XX/2025
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.630%
|
$0.00
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.18
|
0.85
|
12/XX/2055
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
30.21
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35354580
|
N/A
|
No
|
No
|
$0.00
|
XX.XX%
|
$12,000.00
|
$12,000.00
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,474.04
|
$XXX,XX
|
$206.17
|
0.000%
|
0.000%
|
0.000%
|
7/XX/2025
|
731
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.630%
|
$0.00
|
2.4
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.93
|
240
|
12/XX/2055
|
$241,600.79
|
10.060%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.12
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
7
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37635763
|
N/A
|
No
|
No
|
$0.00
|
XX.XX%
|
$603.47
|
$603.47
|
9.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,207.44
|
$XXX,XX
|
$100.62
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
N/A
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.17
|
0.46
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
85.96
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36161354
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$620.68
|
$620.68
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$876.00
|
$XXX,XX
|
$73.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
671
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,394.00
|
6.120%
|
$0.00
|
1.4
|
No
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.48
|
0.67
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
13.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37375426
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,914.76
|
$2,914.76
|
8.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,645.76
|
1
|
$XXX,XX
|
$1,176.00
|
$XXX,XX
|
$98.00
|
49.845%
|
49.845%
|
49.845%
|
3/XX/2026
|
747
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,745.00
|
6.120%
|
$9,403.83
|
2.6
|
None
|
No
|
No
|
8.000%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$21,262.93
|
4.810%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.16
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32822534
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$656.93
|
$656.93
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,180.04
|
$XXX,XX
|
$181.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
693
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,425.00
|
6.120%
|
$0.00
|
1.1
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.6
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38685692
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$313.23
|
$313.23
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,149.96
|
$XXX,XX
|
$95.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
2.7
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.84
|
0.54
|
5/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
80.91
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35819712
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$313.23
|
$313.23
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,233.00
|
$XXX,XX
|
$102.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.92
|
0.52
|
5/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
79.38
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37171857
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$635.33
|
$635.33
|
7.624%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$975.00
|
$XXX,XX
|
$81.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
725
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,000.00
|
6.120%
|
$3,000.00
|
1.0
|
Yes
|
No
|
7.624%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
240
|
5/XX/2056
|
$85,457.44
|
68.360%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
70.72
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39491822
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$889.50
|
$889.50
|
8.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,097.96
|
$XXX,XX
|
$174.83
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
4.0
|
No
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.57
|
0.64
|
5/XX/2056
|
$46,829.82
|
31.640%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
81.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33462200
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,627.50
|
$2,627.50
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$3,929.38
|
1
|
$XXX,XX
|
$809.04
|
$XXX,XX
|
$67.42
|
49.454%
|
49.454%
|
49.454%
|
2/XX/2026
|
699
|
No
|
Yes
|
12
|
Business
|
47.000%
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,555.00
|
6.120%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.125%
|
2
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$17,560.29
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
8.06
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32160570
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$611.30
|
$611.30
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$18,747.79
|
1
|
$XXX,XX
|
$1,911.48
|
$XXX,XX
|
$159.29
|
25.853%
|
25.853%
|
25.853%
|
3/XX/2026
|
680
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,147.50
|
6.220%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$406,657.82
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
213.71
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33166350
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$623.87
|
$623.87
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,101.00
|
$XXX,XX
|
$91.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
805
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,000.00
|
6.120%
|
$0.00
|
1.0
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
3.26
|
0.31
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
99.61
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38985737
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$676.64
|
$676.64
|
6.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$2,892.71
|
1
|
$XXX,XX
|
$983.52
|
$XXX,XX
|
$81.96
|
46.552%
|
46.552%
|
46.552%
|
3/XX/2026
|
681
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; Other - 2026
[Borrower - | Non-Primary Income - Wages]; Other - 2026
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
1
|
0
|
0
|
0
|
XXX
|
$2,738.47
|
6.220%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
5/XX/2056
|
$1,282.24
|
0.710%
|
No
|
14
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.03
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31522867
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,095.60
|
$2,095.60
|
6.875%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$3,245.92
|
1
|
$XXX,XX
|
$1,827.96
|
$XXX,XX
|
$152.33
|
48.748%
|
48.748%
|
48.748%
|
1/XX/2026
|
686
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,245.68
|
6.120%
|
$0.00
|
2.6
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
22.26
|
No
|
$6,333.27
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31663673
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,323.79
|
$1,323.79
|
6.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,037.04
|
$XXX,XX
|
$86.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
745
|
768
|
781
|
749
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,718.75
|
6.020%
|
$0.00
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.5
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
53.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33549788
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,323.79
|
$1,323.79
|
6.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,271.04
|
$XXX,XX
|
$105.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
745
|
768
|
781
|
749
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$5,375.00
|
6.020%
|
$0.00
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.58
|
0.63
|
5/XX/2056
|
$1,000.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
1.71
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33016495
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,627.72
|
$2,627.72
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,704.00
|
$XXX,XX
|
$142.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$16,000.00
|
6.220%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
5/XX/2056
|
$149,662.45
|
29.630%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
C
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35924334
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$916.26
|
$916.26
|
7.125%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,877.76
|
$XXX,XX
|
$156.48
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
783
|
811
|
819
|
735
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,876.00
|
6.120%
|
$0.00
|
No
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.7
|
0.59
|
5/XX/2056
|
$130,628.50
|
76.840%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
70.08
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31836577
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,045.95
|
$1,045.95
|
7.472%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,436.04
|
$XXX,XX
|
$119.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
733
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.7
|
N/A
|
No
|
7.472%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.69
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37128487
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,476.44
|
$1,476.44
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,201.04
|
$XXX,XX
|
$183.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
659
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$6,507.37
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
5/XX/2056
|
$65,803.69
|
25.400%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
3.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
A
|
$274,520.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35497279
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,524.72
|
$7,524.72
|
8.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$73,072.70
|
1
|
$XXX,XX
|
$5,765.04
|
$XXX,XX
|
$480.42
|
14.840%
|
14.840%
|
14.840%
|
3/XX/2026
|
752
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$11,830.50
|
6.220%
|
$17,000.00
|
2.9
|
None
|
Yes
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$11,000.00
|
1.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.1
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39372954
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$965.25
|
$965.25
|
8.125%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$992.16
|
$XXX,XX
|
$82.68
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
731
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$3,000.00
|
1.0
|
Yes
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
5/XX/2056
|
$45,787.19
|
28.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.05
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30063063
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$735.22
|
$735.22
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,502.04
|
$XXX,XX
|
$125.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
686
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
1.0
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.45
|
0.69
|
6/XX/2056
|
$98,254.68
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
86.46
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31873489
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$739.50
|
$739.50
|
8.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$795.96
|
$XXX,XX
|
$66.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
792
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
3.5
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.48
|
0.67
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.04
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34685163
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,547.18
|
$1,547.18
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,736.48
|
$XXX,XX
|
$228.04
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
675
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,072.00
|
6.300%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.98
|
1.02
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38897479
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$442.49
|
$442.49
|
9.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$852.36
|
$XXX,XX
|
$71.03
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
658
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$532.00
|
6.220%
|
$0.00
|
3.6
|
No
|
No
|
9.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.82
|
0.55
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
70.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34326785
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,044.30
|
$1,044.30
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$17,619.53
|
1
|
$XXX,XX
|
$2,777.04
|
$XXX,XX
|
$231.42
|
31.915%
|
31.915%
|
31.915%
|
3/XX/2026
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,658.20
|
6.220%
|
$6,500.00
|
5.0
|
None
|
No
|
No
|
7.375%
|
2
|
2
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2056
|
$117,631.39
|
62.230%
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
38.05
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33993845
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,237.34
|
$1,237.34
|
6.999%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$2,082.96
|
$XXX,XX
|
$173.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
779
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
No
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.02
|
0.49
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
No
|
18.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32459885
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,691.20
|
$2,691.20
|
8.500%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,131.00
|
$XXX,XX
|
$94.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
700
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.0
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.21
|
0.82
|
5/XX/2056
|
$66,746.20
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
19.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36586707
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,024.27
|
$3,024.27
|
9.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,695.30
|
1
|
$XXX,XX
|
$1,119.96
|
$XXX,XX
|
$93.33
|
41.714%
|
41.714%
|
41.714%
|
2/XX/2026
|
748
|
No
|
Yes
|
12
|
Business
|
100.000%
|
60.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 60.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,688.15
|
6.220%
|
$8,260.00
|
4.4
|
None
|
Yes
|
No
|
9.125%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$55,519.50
|
13.440%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.52
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39462624
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$13,988.07
|
$13,988.07
|
8.500%
|
No
|
No
|
Employed
|
US Citizen
|
$28,902.15
|
1
|
$XXX,XX
|
$10,017.00
|
$XXX,XX
|
$834.75
|
43.209%
|
43.209%
|
43.209%
|
1/XX/2026
|
658
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$43,752.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2056
|
$173,659.12
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.86
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
4/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32490698
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$519.17
|
$519.17
|
7.500%
|
No
|
No
|
0
|
US Citizen
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$515.04
|
$XXX,XX
|
$42.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
790
|
790
|
737
|
794
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,485.00
|
6.220%
|
$0.00
|
1.5
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
104.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33139783
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$467.11
|
$467.11
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,284.96
|
$XXX,XX
|
$107.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
813
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.4
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.81
|
0.55
|
6/XX/2056
|
$43,296.74
|
52.800%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
40.86
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35895088
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,971.75
|
$2,971.75
|
8.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,695.23
|
1
|
$XXX,XX
|
$840.96
|
$XXX,XX
|
$70.08
|
41.587%
|
41.587%
|
41.587%
|
4/XX/2026
|
770
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,690.00
|
6.220%
|
$0.00
|
2.5
|
None
|
No
|
No
|
8.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$101,141.51
|
22.470%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
24.21
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39156841
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$828.67
|
$828.67
|
7.125%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,868.88
|
$XXX,XX
|
$155.74
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.4
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.28
|
0.78
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
24.15
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38658036
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,661.58
|
$1,661.58
|
6.990%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,084.14
|
2
|
$XXX,XX
|
$1,488.00
|
$XXX,XX
|
$124.00
|
39.908%
|
39.908%
|
39.908%
|
2/XX/2026
|
640
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 28.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,345.00
|
6.220%
|
$0.00
|
None
|
N/A
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.77
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38573513
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,714.86
|
$4,714.86
|
8.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$20,114.40
|
1
|
$XXX,XX
|
$2,276.04
|
$XXX,XX
|
$189.67
|
27.473%
|
27.473%
|
27.473%
|
12/XX/2025
|
648
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$11,592.24
|
6.170%
|
$0.00
|
None
|
N/A
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
4/XX/2056
|
$32,654.69
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34917936
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$336.70
|
$336.70
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$958.20
|
$XXX,XX
|
$79.85
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
697
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,462.50
|
6.020%
|
$0.00
|
1.7
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.39
|
0.72
|
5/XX/2056
|
$1,000.00
|
1.500%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
153.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35750944
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,945.79
|
$1,945.79
|
6.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,194.19
|
1
|
$XXX,XX
|
$1,710.00
|
$XXX,XX
|
$142.50
|
35.534%
|
35.534%
|
35.534%
|
3/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Account Statements - 2026
[Borrower - | Primary Income - Pension]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.220%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
2
|
0
|
3
|
1
|
0.00
|
No
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
119.76
|
No
|
No
|
$6,673.89
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34415570
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,233.75
|
$1,233.75
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,317.72
|
$XXX,XX
|
$109.81
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.4
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
240
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
109.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30700289
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,032.12
|
$4,032.12
|
9.000%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$17,238.91
|
1
|
$XXX,XX
|
$1,459.56
|
$XXX,XX
|
$121.63
|
32.553%
|
32.553%
|
32.553%
|
3/XX/2026
|
715
|
No
|
Yes
|
36
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business -
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,797.00
|
6.430%
|
$13,900.00
|
2.6
|
None
|
No
|
No
|
9.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$105,656.14
|
18.970%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.1
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31181252
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$638.46
|
$638.46
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,163.04
|
$XXX,XX
|
$96.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
791
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.22
|
0.82
|
5/XX/2056
|
$50,348.75
|
47.950%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
24.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37159246
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$353.63
|
$353.63
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,045.44
|
$XXX,XX
|
$87.12
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,536.00
|
6.430%
|
$0.00
|
2.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.86
|
0.54
|
5/XX/2056
|
$62,893.00
|
98.270%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
89.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30745092
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$436.67
|
$436.67
|
9.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,211.28
|
$XXX,XX
|
$100.94
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
658
|
No
|
No
|
DSCR
|
2
|
0
|
0
|
No
|
XXX
|
$525.00
|
6.430%
|
$0.00
|
2.5
|
N/A
|
No
|
9.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
62.68
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32064497
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$409.04
|
$409.04
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,894.08
|
$XXX,XX
|
$157.84
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,755.00
|
6.430%
|
$0.00
|
3.1
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
4/XX/2056
|
$312,187.88
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
373.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37476277
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$626.57
|
$626.57
|
8.875%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,312.92
|
$XXX,XX
|
$109.41
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
682
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
$5,000.00
|
4.760%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
42.77
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
$205,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38793983
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,625.30
|
$4,625.30
|
7.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,212.38
|
1
|
$XXX,XX
|
$3,617.76
|
$XXX,XX
|
$301.48
|
35.592%
|
35.592%
|
35.592%
|
3/XX/2026
|
771
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,142.34
|
6.300%
|
$6,500.00
|
1.0
|
None
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$40,361.23
|
5.490%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38575777
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,536.85
|
$1,536.85
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,245.00
|
$XXX,XX
|
$103.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.9
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
6/XX/2056
|
$33,911.28
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
15.16
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38789393
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,281.55
|
$6,281.55
|
6.875%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,788.59
|
1
|
$XXX,XX
|
$1,593.96
|
$XXX,XX
|
$132.83
|
48.968%
|
48.968%
|
48.968%
|
4/XX/2026
|
701
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.430%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$269,314.62
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38.97
|
No
|
$9,590.60
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34228794
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,467.53
|
$1,467.53
|
8.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,235.04
|
$XXX,XX
|
$102.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
713
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.0
|
Yes
|
No
|
8.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.94
|
4/XX/2056
|
$25,286.97
|
9.910%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
30.05
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37085877
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$548.18
|
$548.18
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$864.96
|
$XXX,XX
|
$72.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
676
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.58
|
0.63
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
41.33
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32404718
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$733.69
|
$733.69
|
7.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,727.36
|
$XXX,XX
|
$227.28
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
679
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,000.00
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
7.999%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
76.52
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$200,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32619854
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$478.85
|
$478.85
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,124.36
|
$XXX,XX
|
$177.03
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
683
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$630.00
|
6.430%
|
$0.00
|
1.3
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
5/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
52.35
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30593140
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,162.43
|
$1,162.43
|
7.250%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,514.04
|
$XXX,XX
|
$126.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,520.00
|
6.430%
|
$6,000.00
|
1.8
|
Yes
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
5/XX/2056
|
$4,974.08
|
2.330%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
79.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
C
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32486068
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,232.50
|
$3,232.50
|
7.125%
|
No
|
No
|
Employed
|
Non-Employment Income
|
Non-Employment Income
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
$19,463.35
|
1
|
$XXX,XX
|
$894.96
|
$XXX,XX
|
$74.58
|
33.931%
|
33.931%
|
33.931%
|
3/XX/2026
|
800
|
795
|
800
|
804
|
Level 4-Stated/Verified as defined
|
Level 4-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,820.00
|
6.430%
|
$2,154.00
|
1.0
|
None
|
N/A
|
No
|
7.125%
|
1
|
0
|
0
|
0
|
1
|
0
|
0.00
|
No
|
6/XX/2056
|
$502,986.18
|
83.860%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
83.08
|
No
|
No
|
$16,098.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
VE
|
4/XX/2027
|
$4,000,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33981749
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$632.38
|
$632.38
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$261.00
|
$XXX,XX
|
$21.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
793
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,535.00
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
5/XX/2056
|
$74,508.70
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
58.9
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32593480
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,940.59
|
$3,940.59
|
6.250%
|
No
|
Yes
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$24,403.31
|
1
|
$XXX,XX
|
$1,427.04
|
$XXX,XX
|
$118.92
|
16.332%
|
16.332%
|
16.332%
|
4/XX/2026
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,965.00
|
6.430%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$588,522.05
|
73.560%
|
No
|
27
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
87.26
|
No
|
$0.00
|
$16,666.66
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35038220
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,851.72
|
$3,851.72
|
6.750%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$792.00
|
$XXX,XX
|
$66.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
790
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$34,237.50
|
6.430%
|
$0.00
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.79
|
0.56
|
240
|
5/XX/2056
|
$1,155,912.07
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
260.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
14
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32749829
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,726.25
|
$2,726.25
|
6.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$9,809.12
|
1
|
$XXX,XX
|
$2,097.72
|
$XXX,XX
|
$174.81
|
45.936%
|
45.936%
|
45.936%
|
3/XX/2026
|
776
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Account Transcripts - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,845.00
|
6.220%
|
$1,300.00
|
1.3
|
None
|
Yes
|
No
|
6.875%
|
0
|
2
|
2
|
0
|
3
|
2
|
0.00
|
No
|
5/XX/2056
|
$471,875.11
|
65.990%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.7
|
No
|
No
|
$0.00
|
$12,502.48
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38684944
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$390.54
|
$390.54
|
9.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,947.96
|
$XXX,XX
|
$162.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.8
|
No
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
67.95
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38004186
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,534.90
|
$1,534.90
|
7.250%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,663.20
|
$XXX,XX
|
$138.60
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
733
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,250.00
|
6.430%
|
$0.00
|
1.2
|
Yes
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
98.63
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32194920
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$904.61
|
$904.61
|
6.375%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,394.04
|
$XXX,XX
|
$116.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,800.00
|
6.430%
|
$0.00
|
1.5
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
117.99
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34745476
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$701.04
|
$701.04
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$978.00
|
$XXX,XX
|
$81.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
752
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$2,116.95
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.74
|
5/XX/2056
|
$10,199.50
|
7.220%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
68.48
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38448030
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,675.17
|
$1,675.17
|
6.875%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,032.00
|
$XXX,XX
|
$86.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
720
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,200.00
|
6.120%
|
$0.00
|
2.2
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.42
|
0.7
|
5/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
37.35
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37196263
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$748.16
|
$748.16
|
7.500%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$11,313.68
|
2
|
$XXX,XX
|
$3,261.60
|
$XXX,XX
|
$271.80
|
29.496%
|
29.496%
|
29.496%
|
3/XX/2026
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - VA Service Related Disability]; Other - 2026
[Coborrower(s) - | Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026
[Coborrower(s) - | Primary Income - VA Service Related Disability]; W-2 Transcript - No Results Returned - 2025
[Coborrower(s) - | Primary Income - VA Service Related Disability]; W-2 Transcript - No Results Returned - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,997.01
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.500%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
5/XX/2056
|
$103,399.40
|
76.020%
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
56.32
|
No
|
No
|
$4,158.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34093177
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$445.52
|
$445.52
|
8.874%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,170.96
|
$XXX,XX
|
$97.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
713
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
8.874%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.93
|
0.52
|
5/XX/2056
|
$25,173.17
|
35.960%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.33
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32028521
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,400.42
|
$2,400.42
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,452.45
|
1
|
$XXX,XX
|
$0.00
|
$XXX,XX
|
$0.00
|
30.074%
|
30.074%
|
30.074%
|
3/XX/2026
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.430%
|
$300.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2056
|
$1,206,106.44
|
100.000%
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
290.22
|
No
|
No
|
$0.00
|
$9,700.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30492475
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,041.47
|
$2,041.47
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,028.94
|
1
|
$XXX,XX
|
$2,351.04
|
$XXX,XX
|
$195.92
|
34.818%
|
34.818%
|
34.818%
|
3/XX/2026
|
791
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$8,995.58
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$42,294.99
|
14.330%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.15
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37901457
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,026.17
|
$2,026.17
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$480.00
|
$XXX,XX
|
$40.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
794
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.5
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.22
|
0.82
|
240
|
5/XX/2056
|
$2,118,552.65
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
511.89
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35560937
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,813.02
|
$1,813.02
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,301.04
|
$XXX,XX
|
$108.42
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
797
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.2
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
$137,121.14
|
39.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
13.69
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33480582
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$835.31
|
$835.31
|
8.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,272.00
|
$XXX,XX
|
$106.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
703
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
2.6
|
Yes
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.24
|
0.81
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
72.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36928945
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$394.44
|
$394.44
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,472.84
|
$XXX,XX
|
$206.07
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
5/XX/2056
|
$64,041.32
|
94.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
51.24
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$140,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32443455
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$501.48
|
$501.48
|
8.749%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,692.96
|
$XXX,XX
|
$141.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
763
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
No
|
No
|
8.749%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
75.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39141659
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$869.77
|
$869.77
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$992.04
|
$XXX,XX
|
$82.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
801
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,697.50
|
6.430%
|
$0.00
|
2.6
|
Yes
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
5/XX/2056
|
$103,598.82
|
60.940%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
49.09
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31617186
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$338.50
|
$338.50
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$924.00
|
$XXX,XX
|
$77.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
721
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.81
|
0.55
|
5/XX/2056
|
$47,089.97
|
74.740%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
49.09
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31136237
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,807.53
|
$2,807.53
|
10.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$38,802.52
|
1
|
$XXX,XX
|
$2,038.80
|
$XXX,XX
|
$169.90
|
30.624%
|
30.624%
|
30.624%
|
3/XX/2026
|
639
|
No
|
Yes
|
12
|
Business
|
100.000%
|
75.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,615.07
|
6.430%
|
$7,998.00
|
1.0
|
None
|
Yes
|
No
|
10.000%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$258,679.91
|
64.680%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
46.2
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31013326
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$399.07
|
$399.07
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$740.04
|
$XXX,XX
|
$61.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.91
|
0.52
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
99.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36617724
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$355.72
|
$355.72
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$687.00
|
$XXX,XX
|
$57.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.1
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.3
|
0.44
|
5/XX/2056
|
$17,832.48
|
27.010%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.04
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32471289
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$644.77
|
$644.77
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,358.04
|
$XXX,XX
|
$113.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
685
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
56.92
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32686507
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$435.04
|
$435.04
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$875.04
|
$XXX,XX
|
$72.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
685
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.1
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.9
|
0.53
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.29
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31537935
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$394.16
|
$394.16
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$876.00
|
$XXX,XX
|
$73.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
793
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$600.00
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.85
|
0.54
|
6/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
74.19
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34555311
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$551.05
|
$551.05
|
7.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$705.00
|
$XXX,XX
|
$58.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
698
|
722
|
684
|
711
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,280.00
|
6.430%
|
$0.00
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34703257
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$638.06
|
$638.06
|
7.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$705.00
|
$XXX,XX
|
$58.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
698
|
722
|
684
|
711
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,640.00
|
6.430%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.07
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39850345
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$685.19
|
$685.19
|
7.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$705.00
|
$XXX,XX
|
$58.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
698
|
722
|
684
|
711
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,835.00
|
6.430%
|
$0.00
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.77
|
5/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.79
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38640931
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,512.67
|
$7,512.67
|
8.250%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,255.11
|
1
|
$XXX,XX
|
$3,000.96
|
$XXX,XX
|
$250.08
|
40.190%
|
40.190%
|
40.190%
|
4/XX/2026
|
798
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,804.00
|
6.430%
|
$500.00
|
2.5
|
None
|
Yes
|
No
|
8.250%
|
3
|
3
|
3
|
0
|
3
|
3
|
0.00
|
No
|
5/XX/2056
|
$1,093,573.66
|
95.090%
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
105.89
|
No
|
No
|
$0.00
|
$11,132.10
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30065889
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,726.56
|
$1,726.56
|
6.375%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,553.04
|
$XXX,XX
|
$129.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
744
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$16,250.00
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.79
|
360
|
5/XX/2066
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.49
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34950122
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,538.23
|
$2,538.23
|
7.375%
|
No
|
No
|
US Citizen
|
US Citizen
|
4
|
$XXX,XX
|
$2,616.36
|
$XXX,XX
|
$218.03
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
781
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,980.00
|
6.370%
|
$0.00
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
$1,363,542.04
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
337.68
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36341788
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,538.23
|
$2,538.23
|
7.375%
|
No
|
No
|
US Citizen
|
US Citizen
|
4
|
$XXX,XX
|
$2,646.00
|
$XXX,XX
|
$220.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,980.00
|
6.430%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
6/XX/2056
|
$709,891.84
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
154.28
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39681281
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,296.73
|
$7,296.73
|
6.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$11,087.87
|
1
|
$XXX,XX
|
$7,212.12
|
$XXX,XX
|
$601.01
|
48.997%
|
48.997%
|
48.997%
|
3/XX/2026
|
745
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$3,120.00
|
6.430%
|
$0.00
|
4.3
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$634,339.20
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.36
|
No
|
$4,356.98
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34430950
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$463.58
|
$463.58
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$747.96
|
$XXX,XX
|
$62.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
799
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.5
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.91
|
0.52
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
95.01
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32240396
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,289.84
|
$1,289.84
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,326.12
|
$XXX,XX
|
$110.51
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
784
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,735.00
|
6.430%
|
$0.00
|
2.6
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
98.13
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34509921
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$531.58
|
$531.58
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,734.96
|
$XXX,XX
|
$144.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
670
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,226.00
|
6.430%
|
$0.00
|
1.4
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.54
|
0.65
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
83.58
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37034734
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$695.34
|
$695.34
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,766.04
|
$XXX,XX
|
$147.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
670
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,877.00
|
6.430%
|
$0.00
|
1.1
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.38
|
0.72
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
100.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35804947
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$367.09
|
$367.09
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,364.04
|
$XXX,XX
|
$113.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
714
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.6
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.97
|
0.51
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
83.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33608909
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,920.10
|
$1,920.10
|
7.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,694.40
|
1
|
$XXX,XX
|
$1,106.04
|
$XXX,XX
|
$92.17
|
40.410%
|
40.410%
|
40.410%
|
12/XX/2025
|
700
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
1yr 1099
|
0
|
0
|
0
|
XXX
|
$5,937.50
|
5.990%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.125%
|
1
|
0
|
0
|
4
|
0
|
No
|
4/XX/2056
|
$0.00
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
75.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35244325
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$569.55
|
$569.55
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,079.96
|
$XXX,XX
|
$173.33
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,975.00
|
6.430%
|
$0.00
|
1.0
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
41.99
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35564466
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$867.15
|
$867.15
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,241.04
|
$XXX,XX
|
$103.42
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,630.00
|
6.430%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.69
|
6/XX/2056
|
$24,035.20
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
20.82
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37022367
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,996.82
|
$3,996.82
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$18,626.55
|
1
|
$XXX,XX
|
$17,748.00
|
$XXX,XX
|
$1,479.00
|
40.016%
|
40.016%
|
40.016%
|
3/XX/2026
|
753
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,355.00
|
6.430%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$40,892.02
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34865393
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$691.62
|
$691.62
|
9.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,358.88
|
$XXX,XX
|
$113.24
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
673
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.4
|
No
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
84.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35670830
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,101.33
|
$1,101.33
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,118.00
|
$XXX,XX
|
$176.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,380.00
|
6.430%
|
$1,500.00
|
1.6
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
6/XX/2056
|
$503,556.02
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
315.95
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30203805
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$419.53
|
$419.53
|
7.500%
|
No
|
No
|
Self-Employed
|
Permanent Resident Alien
|
$2,603.75
|
1
|
$XXX,XX
|
$623.88
|
$XXX,XX
|
$51.99
|
32.863%
|
32.863%
|
32.863%
|
4/XX/2026
|
733
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr 1099
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.430%
|
$1,140.00
|
None
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
3
|
0
|
No
|
6/XX/2056
|
$93,038.65
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
102.53
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31483910
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$474.74
|
$474.74
|
9.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,203.96
|
$XXX,XX
|
$100.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
682
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$552.57
|
6.430%
|
$0.00
|
2.6
|
Yes
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.07
|
0.48
|
5/XX/2056
|
$1,496,077.20
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2346.73
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39967505
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$980.93
|
$980.93
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,697.04
|
$XXX,XX
|
$141.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
749
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$4,149.60
|
6.260%
|
$9,721.06
|
2.2
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.22
|
0.82
|
6/XX/2056
|
$58,736.84
|
32.270%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35431156
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,089.00
|
$3,089.00
|
7.125%
|
No
|
No
|
Foreign National
|
1
|
$XXX,XX
|
$2,721.00
|
$XXX,XX
|
$226.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
797
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.9
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.82
|
6/XX/2056
|
$397,344.65
|
60.660%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
46.55
|
No
|
$0.00
|
$0.00
|
Yes
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39602523
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,629.18
|
$1,629.18
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,459.49
|
1
|
$XXX,XX
|
$2,067.96
|
$XXX,XX
|
$172.33
|
48.485%
|
48.485%
|
48.485%
|
2/XX/2026
|
702
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$6,404.92
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$193,225.65
|
62.330%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
58.02
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35873134
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$323.04
|
$323.04
|
9.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,116.96
|
$XXX,XX
|
$93.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
682
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$376.00
|
6.430%
|
$0.00
|
1.4
|
No
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.28
|
0.44
|
5/XX/2056
|
$1,496,077.20
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2924.48
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33041214
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$693.57
|
$693.57
|
9.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,398.12
|
$XXX,XX
|
$116.51
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
673
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
2.8
|
N/A
|
No
|
9.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.82
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
75.7
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37121463
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,051.86
|
$1,051.86
|
9.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,167.66
|
1
|
$XXX,XX
|
$1,661.40
|
$XXX,XX
|
$138.45
|
24.275%
|
24.275%
|
24.275%
|
3/XX/2026
|
643
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,409.44
|
6.430%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$1,000.00
|
0.600%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
26.45
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36734648
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,924.66
|
$2,924.66
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$625.44
|
$XXX,XX
|
$52.12
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$23,750.00
|
6.260%
|
$0.00
|
3.4
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
5/XX/2056
|
$3,128,208.19
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
714.91
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35015695
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$998.19
|
$998.19
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$975.00
|
$XXX,XX
|
$81.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,000.00
|
6.260%
|
$0.00
|
1.0
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.66
|
0.6
|
6/XX/2056
|
$130,000.54
|
54.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
106.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35673050
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.30
|
$665.30
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$876.96
|
$XXX,XX
|
$73.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,000.00
|
6.120%
|
$0.00
|
1.5
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.66
|
0.6
|
6/XX/2056
|
$750.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
6.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38399620
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.30
|
$665.30
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$953.04
|
$XXX,XX
|
$79.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,000.00
|
6.120%
|
$0.00
|
2.3
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.57
|
0.64
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
10.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33883940
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$13,219.66
|
$13,219.66
|
7.250%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$84,429.80
|
1
|
$XXX,XX
|
$2,591.04
|
$XXX,XX
|
$215.92
|
40.808%
|
40.808%
|
40.808%
|
3/XX/2026
|
766
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,270.00
|
6.430%
|
$0.00
|
3.0
|
None
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$701,102.09
|
28.940%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.45
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39364109
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$552.54
|
$552.54
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,178.04
|
$XXX,XX
|
$98.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,360.00
|
6.430%
|
$0.00
|
1.1
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.18
|
0.85
|
5/XX/2056
|
$24,872.40
|
24.870%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
17.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36249353
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$405.17
|
$405.17
|
8.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,283.64
|
$XXX,XX
|
$106.97
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
739
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,512.00
|
6.430%
|
$1,890.00
|
1.6
|
No
|
No
|
8.990%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.67
|
0.6
|
5/XX/2056
|
$15,298.80
|
24.280%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37397079
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$498.98
|
$498.98
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$909.00
|
$XXX,XX
|
$75.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
766
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.52
|
0.66
|
5/XX/2056
|
$141,695.57
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
166.61
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36658807
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,093.44
|
$3,093.44
|
10.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,024.15
|
1
|
$XXX,XX
|
$2,796.00
|
$XXX,XX
|
$233.00
|
36.434%
|
36.434%
|
36.434%
|
3/XX/2026
|
627
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,271.25
|
6.320%
|
$0.00
|
2.6
|
None
|
No
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
15.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35412933
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,400.41
|
$1,400.41
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,452.00
|
$XXX,XX
|
$121.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
643
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
2.1
|
No
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
43.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35209134
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$911.60
|
$911.60
|
7.374%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$984.00
|
$XXX,XX
|
$82.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
822
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,057.27
|
6.260%
|
$0.00
|
No
|
No
|
7.374%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
6/XX/2056
|
$189,730.60
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
147.56
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32342480
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,485.98
|
$6,485.98
|
6.750%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$42,609.50
|
1
|
$XXX,XX
|
$3,701.52
|
$XXX,XX
|
$308.46
|
23.715%
|
23.715%
|
23.715%
|
4/XX/2026
|
728
|
No
|
Yes
|
12
|
Business
|
100.000%
|
25.000%
|
25.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,240.00
|
6.370%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$123,586.45
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
15.6
|
No
|
$27,927.65
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35256426
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,468.35
|
$1,468.35
|
7.500%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$3,465.12
|
$XXX,XX
|
$288.76
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
702
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
4.0
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
100.5
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33549160
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,670.62
|
$1,670.62
|
8.125%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$5,497.32
|
$XXX,XX
|
$458.11
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
793
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
No
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
83.86
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33926755
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,528.48
|
$1,528.48
|
6.375%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$12,178.96
|
1
|
$XXX,XX
|
$2,256.00
|
$XXX,XX
|
$188.00
|
16.493%
|
16.493%
|
16.493%
|
4/XX/2026
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,501.55
|
6.430%
|
$0.00
|
1.2
|
None
|
N/A
|
No
|
6.375%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$692,703.56
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
235.75
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
D
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34527947
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,171.69
|
$8,171.69
|
6.500%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$36,592.90
|
1
|
$XXX,XX
|
$8,221.08
|
$XXX,XX
|
$685.09
|
39.460%
|
39.460%
|
39.460%
|
4/XX/2026
|
782
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.430%
|
$0.00
|
3.2
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$561,281.26
|
28.210%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.5
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33977873
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$431.18
|
$431.18
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$693.96
|
$XXX,XX
|
$57.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
2.6
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
5/XX/2056
|
$83,635.15
|
80.410%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
43.94
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$799,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31015598
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$875.61
|
$875.61
|
6.750%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,659.12
|
$XXX,XX
|
$138.26
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
794
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,400.00
|
6.260%
|
$0.00
|
2.8
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.52
|
0.66
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
94.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33532188
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$707.54
|
$707.54
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,020.96
|
$XXX,XX
|
$85.08
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
700
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,420.00
|
6.260%
|
$0.00
|
1.1
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
105.04
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37974401
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$768.61
|
$768.61
|
6.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$627.00
|
$XXX,XX
|
$52.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
796
|
811
|
796
|
747
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,510.00
|
6.430%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.24
|
0.81
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
37.71
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33837557
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,158.61
|
$2,158.61
|
8.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,643.69
|
1
|
$XXX,XX
|
$2,124.00
|
$XXX,XX
|
$177.00
|
43.692%
|
43.692%
|
43.692%
|
3/XX/2026
|
668
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,900.00
|
6.120%
|
$0.00
|
3.2
|
None
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
9.92
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31541751
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,307.15
|
$1,307.15
|
8.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$7,308.31
|
1
|
$XXX,XX
|
$2,546.40
|
$XXX,XX
|
$212.20
|
33.946%
|
33.946%
|
33.946%
|
4/XX/2026
|
630
|
No
|
No
|
[Borrower - | Primary Income - Pension]; 1099-R - 2025
[Borrower - | Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2018
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,344.10
|
6.430%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
8.500%
|
0
|
2
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.54
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30650040
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$702.92
|
$702.92
|
6.750%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,970.04
|
$XXX,XX
|
$164.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
770
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$5,418.75
|
6.300%
|
$0.00
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.19
|
0.46
|
5/XX/2056
|
$64,369.39
|
44.540%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.87
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32104423
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$610.47
|
$610.47
|
7.625%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,733.04
|
$XXX,XX
|
$144.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
707
|
740
|
767
|
729
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$3,450.00
|
6.260%
|
$0.00
|
1.7
|
No
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
81.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30065469
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$648.60
|
$648.60
|
6.999%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,182.96
|
$XXX,XX
|
$98.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
735
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
No
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.41
|
0.41
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
107.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37468782
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$707.79
|
$707.79
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,772.04
|
$XXX,XX
|
$147.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
766
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$2,500.00
|
1.0
|
Yes
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.08
|
0.93
|
6/XX/2056
|
$43,863.95
|
35.090%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.21
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37583727
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$697.66
|
$697.66
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,122.00
|
$XXX,XX
|
$93.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.04
|
0.49
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38674706
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,576.16
|
$2,576.16
|
6.250%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,961.71
|
1
|
$XXX,XX
|
$980.04
|
$XXX,XX
|
$81.67
|
39.635%
|
39.635%
|
39.635%
|
4/XX/2026
|
719
|
No
|
No
|
[Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,408.59
|
6.260%
|
$20,000.00
|
1.0
|
None
|
Yes
|
No
|
6.250%
|
0
|
0
|
1
|
0
|
3
|
1
|
0.00
|
No
|
6/XX/2056
|
$56,771.17
|
10.850%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.59
|
No
|
No
|
$16,502.50
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32734428
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,528.70
|
$5,528.70
|
10.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,180.72
|
1
|
$XXX,XX
|
$3,106.08
|
$XXX,XX
|
$258.84
|
42.258%
|
42.258%
|
42.258%
|
3/XX/2026
|
759
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,320.00
|
6.410%
|
$22,500.00
|
None
|
N/A
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$189,343.06
|
27.040%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
28.35
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
D
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35121430
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,793.42
|
$1,793.42
|
6.875%
|
No
|
No
|
Employed
|
US Citizen
|
$3,737.70
|
1
|
$XXX,XX
|
$1,308.00
|
$XXX,XX
|
$109.00
|
48.747%
|
48.747%
|
48.747%
|
3/XX/2026
|
744
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,777.68
|
6.430%
|
$0.00
|
1.1
|
None
|
No
|
No
|
6.875%
|
3
|
0
|
0
|
2
|
0
|
0.00
|
No
|
5/XX/2056
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
11.44
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31442985
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,236.50
|
$3,236.50
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$9,161.73
|
1
|
$XXX,XX
|
$1,172.04
|
$XXX,XX
|
$97.67
|
45.417%
|
45.417%
|
45.417%
|
4/XX/2026
|
774
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.430%
|
$0.00
|
3.1
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$182,516.92
|
28.760%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
32.16
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31548720
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$436.31
|
$436.31
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$554.04
|
$XXX,XX
|
$46.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
765
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.4
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.83
|
0.55
|
6/XX/2056
|
$10,102.59
|
12.950%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.03
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35193444
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,358.95
|
$1,358.95
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,717.40
|
$XXX,XX
|
$226.45
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,750.00
|
6.430%
|
$0.00
|
4.0
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
6/XX/2056
|
$99,557.75
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
55.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31453655
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$637.00
|
$637.00
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$798.00
|
$XXX,XX
|
$66.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
748
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,460.00
|
6.430%
|
$0.00
|
2.5
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
240
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
46.77
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32265943
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$618.03
|
$618.03
|
9.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$525.00
|
$XXX,XX
|
$43.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
653
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,205.00
|
6.430%
|
$0.00
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.63
|
0.61
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
90.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33915022
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,306.67
|
$1,306.67
|
7.000%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,453.80
|
$XXX,XX
|
$121.15
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,200.00
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.88
|
240
|
5/XX/2056
|
$933,684.36
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
572.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
13
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30260354
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,105.74
|
$1,105.74
|
10.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,400.21
|
1
|
$XXX,XX
|
$312.96
|
$XXX,XX
|
$26.08
|
46.924%
|
46.924%
|
46.924%
|
2/XX/2026
|
726
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,653.42
|
6.430%
|
$1,550.00
|
None
|
Yes
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$10,285.55
|
7.340%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.37
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35997300
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$435.28
|
$435.28
|
10.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$666.96
|
$XXX,XX
|
$55.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
727
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,488.00
|
6.410%
|
$0.00
|
1.0
|
Yes
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.92
|
0.52
|
6/XX/2056
|
$20,815.55
|
33.570%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.09
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38542707
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,410.63
|
$5,410.63
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,952.64
|
1
|
$XXX,XX
|
$3,831.96
|
$XXX,XX
|
$319.33
|
34.376%
|
34.376%
|
34.376%
|
4/XX/2026
|
802
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,943.61
|
6.430%
|
$3,500.00
|
1.0
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
5/XX/2056
|
$25,000.00
|
2.360%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
44.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34017906
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,254.71
|
$3,254.71
|
6.500%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$5,786.04
|
$XXX,XX
|
$482.17
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
739
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$15,447.90
|
6.430%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
6/XX/2056
|
$753,890.79
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
161.46
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36181578
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$526.51
|
$526.51
|
9.250%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,779.12
|
$XXX,XX
|
$148.26
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
No
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.82
|
0.55
|
6/XX/2056
|
$40,983.19
|
51.220%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
31.92
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
11
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39047837
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,102.17
|
$2,102.17
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,731.79
|
1
|
$XXX,XX
|
$2,198.04
|
$XXX,XX
|
$183.17
|
41.197%
|
41.197%
|
41.197%
|
3/XX/2026
|
642
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,796.20
|
6.370%
|
$8,000.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$322,867.95
|
64.570%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
74.43
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39354032
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,538.37
|
$5,538.37
|
8.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$263,557.70
|
1
|
$XXX,XX
|
$1,873.80
|
$XXX,XX
|
$156.15
|
9.274%
|
9.274%
|
9.274%
|
3/XX/2026
|
715
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,784.00
|
6.370%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.750%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
5/XX/2056
|
$203,000.00
|
23.060%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
15.47
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30195220
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$11,674.77
|
$11,674.77
|
6.750%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$17,660.07
|
1
|
$XXX,XX
|
$3,456.96
|
$XXX,XX
|
$288.08
|
43.480%
|
43.480%
|
43.480%
|
3/XX/2026
|
801
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.370%
|
$21,269.74
|
3.8
|
None
|
No
|
No
|
6.750%
|
1
|
0
|
1
|
0
|
3
|
1
|
No
|
6/XX/2056
|
$827,355.53
|
36.770%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33587891
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$613.96
|
$613.96
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$534.12
|
$XXX,XX
|
$44.51
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
778
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
6/XX/2056
|
$60,000.47
|
50.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.01
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30952624
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$558.65
|
$558.65
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$840.00
|
$XXX,XX
|
$70.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
676
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
2.7
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.82
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
34.09
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31005791
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$419.53
|
$419.53
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,251.36
|
$XXX,XX
|
$104.28
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
702
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
2.6
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.74
|
0.36
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
84.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37302895
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$648.53
|
$648.53
|
6.749%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,229.28
|
$XXX,XX
|
$102.44
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
745
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,000.00
|
6.410%
|
$0.00
|
1.0
|
Yes
|
No
|
6.749%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.18
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32510861
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,354.11
|
$4,354.11
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,281.16
|
1
|
$XXX,XX
|
$1,794.00
|
$XXX,XX
|
$149.50
|
29.046%
|
29.046%
|
29.046%
|
4/XX/2026
|
788
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.370%
|
$5,135.00
|
4.7
|
None
|
Yes
|
No
|
6.625%
|
1
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
6/XX/2056
|
$651,743.59
|
76.670%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
96.31
|
Yes
|
No
|
$0.00
|
$12,039.73
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33301278
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$347.06
|
$347.06
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,382.64
|
$XXX,XX
|
$115.22
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
684
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
4.1
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.71
|
0.58
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
78.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31738585
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,140.65
|
$4,140.65
|
6.990%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$15,254.76
|
1
|
$XXX,XX
|
$1,922.76
|
$XXX,XX
|
$160.23
|
35.619%
|
35.619%
|
35.619%
|
3/XX/2026
|
785
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$15,812.50
|
6.370%
|
$0.00
|
3.2
|
None
|
N/A
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
5/XX/2056
|
$14,750.17
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
Other
|
4/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30684589
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$637.23
|
$637.23
|
8.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$842.04
|
$XXX,XX
|
$70.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
689
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
2.3
|
No
|
No
|
8.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
6/XX/2056
|
$8,174.02
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
16.6
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30711236
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$5,429.68
|
$5,429.68
|
6.875%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$2,521.20
|
$XXX,XX
|
$210.10
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
776
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$41,326.25
|
6.260%
|
$0.00
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.28
|
0.78
|
6/XX/2056
|
$395,490.04
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
56.61
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38947007
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,418.54
|
$8,418.54
|
7.500%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$26,083.10
|
1
|
$XXX,XX
|
$1,412.04
|
$XXX,XX
|
$117.67
|
29.919%
|
29.919%
|
29.919%
|
3/XX/2026
|
808
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.370%
|
$0.00
|
1.1
|
None
|
No
|
No
|
7.500%
|
2
|
0
|
0
|
0
|
3
|
3
|
0.00
|
No
|
120
|
6/XX/2056
|
$3,444,549.88
|
100.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
320.47
|
Yes
|
No
|
$21,017.97
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39802442
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,303.79
|
$3,303.79
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,624.00
|
$XXX,XX
|
$302.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
682
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$23,625.00
|
6.300%
|
$0.00
|
1.0
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
5/XX/2056
|
$42,767.62
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.92
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33356739
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$618.03
|
$618.03
|
9.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$711.96
|
$XXX,XX
|
$59.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
689
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
2.4
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
5/XX/2056
|
$8,174.02
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
15.69
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36094742
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$632.73
|
$632.73
|
10.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,599.84
|
$XXX,XX
|
$133.32
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
677
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.6
|
N/A
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
77.81
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33764095
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,823.89
|
$7,823.89
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$10,886.02
|
1
|
$XXX,XX
|
$3,597.96
|
$XXX,XX
|
$299.83
|
49.570%
|
49.570%
|
49.570%
|
3/XX/2026
|
681
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,559.77
|
6.430%
|
$0.00
|
2.2
|
None
|
No
|
No
|
7.125%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
5/XX/2056
|
$232,393.29
|
No
|
8
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
24.51
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31894616
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$773.56
|
$773.56
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,032.00
|
$XXX,XX
|
$86.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.6
|
0.63
|
5/XX/2056
|
$2,000.00
|
1.420%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
57.25
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36996835
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,621.50
|
$1,621.50
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$4,168.92
|
$XXX,XX
|
$347.41
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
778
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.56
|
0.64
|
6/XX/2056
|
$18,378.17
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.88
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30203436
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,943.48
|
$3,943.48
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$16,066.24
|
1
|
$XXX,XX
|
$1,842.96
|
$XXX,XX
|
$153.58
|
33.129%
|
33.129%
|
33.129%
|
4/XX/2026
|
747
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,245.00
|
6.370%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.5
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34237313
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,531.25
|
$8,531.25
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$108,606.67
|
1
|
$XXX,XX
|
$1,614.96
|
$XXX,XX
|
$134.58
|
39.550%
|
39.550%
|
41.337%
|
2/XX/2026
|
745
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,469.00
|
6.370%
|
$35,311.64
|
4.8
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
240
|
6/XX/2056
|
$274,486.90
|
13.070%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.57
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
7
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34710589
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,653.85
|
$1,653.85
|
9.320%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,375.72
|
1
|
$XXX,XX
|
$1,164.96
|
$XXX,XX
|
$97.08
|
44.894%
|
44.894%
|
44.894%
|
4/XX/2026
|
705
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 31.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$6,834.52
|
6.420%
|
$6,500.00
|
2.9
|
None
|
Yes
|
No
|
9.320%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$41,100.53
|
18.510%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33496216
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$423.70
|
$423.70
|
6.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$885.84
|
$XXX,XX
|
$73.82
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,912.50
|
6.300%
|
$0.00
|
1.0
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.26
|
0.44
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
92.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32546038
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$841.42
|
$841.42
|
8.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,488.00
|
$XXX,XX
|
$124.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
774
|
785
|
782
|
772
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.81
|
5/XX/2056
|
$52,404.81
|
37.430%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
18.02
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32344187
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$386.84
|
$386.84
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,467.96
|
$XXX,XX
|
$122.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
812
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.9
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.52
|
0.66
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
149.16
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33900685
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$851.66
|
$851.66
|
8.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,985.57
|
1
|
$XXX,XX
|
$863.88
|
$XXX,XX
|
$71.99
|
32.347%
|
32.347%
|
32.347%
|
2/XX/2026
|
687
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
97.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 97.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,859.52
|
6.300%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.375%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$47,248.60
|
37.950%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
26.24
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37875545
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$14,334.02
|
$14,334.02
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$230,365.37
|
1
|
$XXX,XX
|
$13,723.56
|
$XXX,XX
|
$1,143.63
|
15.852%
|
15.852%
|
15.852%
|
1/XX/2026
|
774
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.020%
|
$0.00
|
2.5
|
None
|
No
|
No
|
6.750%
|
3
|
2
|
0
|
3
|
2
|
15.00
|
No
|
6/XX/2056
|
$390,400.65
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38.21
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
D
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36248973
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,041.37
|
$2,041.37
|
7.125%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,181.40
|
$XXX,XX
|
$98.45
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
804
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.020%
|
$0.00
|
1.0
|
No
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.96
|
1.04
|
6/XX/2056
|
$647,985.84
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
145.87
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38167681
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,992.65
|
$1,992.65
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$998.04
|
$XXX,XX
|
$83.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
813
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,246.80
|
6.430%
|
$13,340.00
|
1.0
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
5/XX/2056
|
$560,372.45
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
178.67
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31725543
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,385.77
|
$2,385.77
|
9.124%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$32,290.11
|
1
|
$XXX,XX
|
$1,850.04
|
$XXX,XX
|
$154.17
|
12.911%
|
12.911%
|
12.911%
|
1/XX/2026
|
694
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$13,141.82
|
6.370%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
9.124%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30101842
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,993.89
|
$1,993.89
|
6.990%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$51,769.53
|
1
|
$XXX,XX
|
$1,096.56
|
$XXX,XX
|
$91.38
|
11.987%
|
11.987%
|
11.987%
|
3/XX/2026
|
708
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$8,038.00
|
6.370%
|
$0.00
|
2.7
|
None
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$267,137.65
|
58.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
37.38
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30509137
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$679.53
|
$679.53
|
9.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,256.04
|
$XXX,XX
|
$104.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
658
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$826.00
|
6.370%
|
$0.00
|
Yes
|
No
|
9.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
68.2
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
1
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37358700
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,925.23
|
$9,925.23
|
9.875%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$35,016.23
|
1
|
$XXX,XX
|
$1,956.24
|
$XXX,XX
|
$163.02
|
30.167%
|
30.167%
|
30.167%
|
4/XX/2026
|
715
|
No
|
Yes
|
24
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$30,690.00
|
6.370%
|
$0.00
|
2.2
|
None
|
Yes
|
No
|
9.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$25,000.00
|
1.960%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.49
|
No
|
$25,071.32
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36364092
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,247.25
|
$7,247.25
|
7.490%
|
No
|
No
|
Not Employed
|
US Citizen
|
$16,136.86
|
1
|
$XXX,XX
|
$3,771.60
|
$XXX,XX
|
$314.30
|
41.505%
|
41.505%
|
41.505%
|
2/XX/2026
|
683
|
No
|
No
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,979.38
|
6.370%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.490%
|
0
|
2
|
0
|
2
|
1
|
0.00
|
No
|
5/XX/2056
|
$10,126.11
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
16.13
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34986569
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,259.68
|
$4,259.68
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$9,340.93
|
1
|
$XXX,XX
|
$1,031.04
|
$XXX,XX
|
$85.92
|
41.856%
|
41.856%
|
41.856%
|
4/XX/2026
|
802
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 16.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,162.78
|
6.370%
|
$0.00
|
1.5
|
None
|
No
|
No
|
8.250%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$40,667.45
|
6.450%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
12.52
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30249141
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$548.01
|
$548.01
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,824.00
|
$XXX,XX
|
$152.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
677
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,163.00
|
6.370%
|
$0.00
|
2.9
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
81.29
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
$72,100.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38783052
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,484.66
|
$1,484.66
|
6.875%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$0.00
|
$XXX,XX
|
$0.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
790
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
XXX
|
6.370%
|
$0.00
|
1.1
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
6/XX/2056
|
$900,129.71
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
245.82
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32098811
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$672.33
|
$672.33
|
6.625%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$9,727.64
|
1
|
$XXX,XX
|
$638.04
|
$XXX,XX
|
$53.17
|
22.085%
|
22.085%
|
22.085%
|
4/XX/2026
|
812
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,703.15
|
6.370%
|
$0.00
|
1.0
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$878,321.42
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.61
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35473837
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$920.94
|
$920.94
|
7.250%
|
No
|
No
|
Employed
|
US Citizen
|
$5,263.67
|
1
|
$XXX,XX
|
$522.12
|
$XXX,XX
|
$43.51
|
32.082%
|
32.082%
|
32.082%
|
4/XX/2026
|
698
|
No
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2026
[Borrower - | Primary Income - Projected Income]; Other - 2026
[Borrower - | Primary Income - Projected Income]; VVOE - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$50.00
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
5/XX/2056
|
$241,264.69
|
71.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33886010
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,219.70
|
$2,219.70
|
6.750%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$4,662.00
|
$XXX,XX
|
$388.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
791
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$13,689.24
|
6.260%
|
$0.00
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
7/XX/2056
|
$26,584.75
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.28
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36100532
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,012.15
|
$1,012.15
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,646.40
|
$XXX,XX
|
$137.20
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
764
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
No
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
6/XX/2056
|
$197,339.11
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
113.94
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35871130
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$18,716.10
|
$18,716.10
|
6.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$225,837.18
|
1
|
$XXX,XX
|
$10,497.00
|
$XXX,XX
|
$874.75
|
12.593%
|
12.593%
|
12.593%
|
4/XX/2026
|
811
|
No
|
Yes
|
24
|
Business
|
100.000%
|
45.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 45.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.300%
|
$0.00
|
None
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$9,030,843.90
|
99.520%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
183.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
D
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39891181
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$530.84
|
$530.84
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,184.04
|
$XXX,XX
|
$98.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$682.50
|
6.370%
|
$0.00
|
1.0
|
N/A
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
80.21
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37211882
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$679.75
|
$679.75
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$933.00
|
$XXX,XX
|
$77.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.62
|
0.62
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
66.54
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36761024
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$583.80
|
$583.80
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,952.04
|
$XXX,XX
|
$162.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,510.00
|
6.370%
|
$0.00
|
1.0
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.97
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38679406
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$643.68
|
$643.68
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,998.00
|
$XXX,XX
|
$166.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,837.50
|
6.370%
|
$0.00
|
2.2
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
87.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39479112
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,542.27
|
$2,542.27
|
6.375%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$1,510.08
|
$XXX,XX
|
$125.84
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$16,300.00
|
6.370%
|
$0.00
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.43
|
0.7
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.79
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
B
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36866897
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$682.11
|
$682.11
|
7.249%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,561.68
|
$XXX,XX
|
$130.14
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,000.00
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.249%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.77
|
0.56
|
6/XX/2056
|
$690.00
|
0.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2.01
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34280210
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,557.87
|
$2,557.87
|
6.375%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$1,515.36
|
$XXX,XX
|
$126.28
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$16,400.00
|
6.370%
|
$0.00
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.42
|
0.7
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
B
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34493749
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,185.13
|
$1,185.13
|
6.500%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$3,479.59
|
1
|
$XXX,XX
|
$3,216.00
|
$XXX,XX
|
$268.00
|
38.050%
|
38.050%
|
38.050%
|
4/XX/2026
|
696
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$3,190.63
|
6.370%
|
$10,000.00
|
1.0
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
1
|
0
|
3
|
1
|
No
|
6/XX/2056
|
$218,664.68
|
58.310%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.21
|
No
|
$1,105.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31091616
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,303.99
|
$1,303.99
|
7.000%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$2,132.40
|
$XXX,XX
|
$177.70
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,880.00
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
6/XX/2056
|
$180,142.44
|
73.520%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
64.9
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32991296
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,968.67
|
$2,968.67
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,821.80
|
1
|
$XXX,XX
|
$2,723.04
|
$XXX,XX
|
$226.92
|
29.618%
|
29.618%
|
29.618%
|
3/XX/2026
|
702
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,357.05
|
6.370%
|
$0.00
|
1.1
|
None
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$23,488.70
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.09
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35712035
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$408.90
|
$408.90
|
6.874%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,122.00
|
$XXX,XX
|
$93.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
6.874%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.9
|
0.53
|
5/XX/2056
|
$0.00
|
0.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
128.83
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36701451
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$729.41
|
$729.41
|
9.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,386.00
|
$XXX,XX
|
$115.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
655
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,520.00
|
6.370%
|
$0.00
|
2.5
|
N/A
|
No
|
9.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31410654
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,418.50
|
$1,418.50
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,117.08
|
$XXX,XX
|
$93.09
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
667
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,940.00
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.16
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39963650
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$553.62
|
$553.62
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,038.16
|
$XXX,XX
|
$253.18
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.370%
|
$0.00
|
1.2
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
5/XX/2056
|
$1,136,283.13
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1194.06
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36947610
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$553.62
|
$553.62
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,001.00
|
$XXX,XX
|
$166.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.370%
|
$0.00
|
4.1
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
6/XX/2056
|
$141,283.13
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
128.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39836439
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,840.72
|
$3,840.72
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,857.78
|
1
|
$XXX,XX
|
$1,455.00
|
$XXX,XX
|
$121.25
|
33.681%
|
33.681%
|
33.681%
|
3/XX/2026
|
779
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
6.370%
|
$11,000.00
|
1.0
|
None
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$58,114.23
|
10.470%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.48
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38771028
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,741.84
|
$6,741.84
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$15,709.13
|
1
|
$XXX,XX
|
$8,640.00
|
$XXX,XX
|
$720.00
|
44.637%
|
44.637%
|
44.637%
|
2/XX/2026
|
818
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,920.00
|
6.300%
|
$0.00
|
2.4
|
None
|
No
|
No
|
6.500%
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
6/XX/2056
|
$1,303,284.32
|
No
|
13
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.17
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
3/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31664674
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$380.98
|
$380.98
|
6.250%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$635.64
|
$XXX,XX
|
$52.97
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.76
|
0.57
|
6/XX/2056
|
$108,338.23
|
100.000%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
130.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
12
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34699628
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$380.98
|
$380.98
|
6.250%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$567.36
|
$XXX,XX
|
$47.28
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.92
|
0.52
|
6/XX/2056
|
$108,338.23
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
136.97
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
12
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38213882
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$553.62
|
$553.62
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,057.04
|
$XXX,XX
|
$171.42
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.370%
|
$0.00
|
4.3
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.82
|
0.55
|
6/XX/2056
|
$137,561.60
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
134.38
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31685217
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$13,595.05
|
$13,595.05
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$44,272.78
|
1
|
$XXX,XX
|
$15,375.96
|
$XXX,XX
|
$1,281.33
|
43.912%
|
43.912%
|
43.912%
|
3/XX/2026
|
743
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$31,240.00
|
6.300%
|
$0.00
|
None
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
46.38
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33720265
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,392.73
|
$2,392.73
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$13,064.75
|
1
|
$XXX,XX
|
$770.04
|
$XXX,XX
|
$64.17
|
40.140%
|
40.140%
|
40.140%
|
5/XX/2026
|
680
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,160.20
|
6.300%
|
$3,500.00
|
1.1
|
None
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$140,705.05
|
31.970%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.35
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35713655
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,859.02
|
$2,859.02
|
6.750%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$6,206.74
|
2
|
$XXX,XX
|
$3,270.96
|
$XXX,XX
|
$272.58
|
41.982%
|
41.982%
|
41.982%
|
3/XX/2026
|
792
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; Other - 2025
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2023
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr 1099
|
0
|
0
|
0
|
XXX
|
$2,240.00
|
6.300%
|
$11,000.00
|
None
|
No
|
No
|
6.750%
|
2
|
0
|
0
|
0
|
3
|
0
|
No
|
6/XX/2056
|
$72,645.79
|
13.180%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
VantageScore 2.0
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
43.79
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35078818
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,855.03
|
$6,855.03
|
6.750%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$3,323.04
|
$XXX,XX
|
$276.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
761
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
6/XX/2056
|
$1,202,201.14
|
72.860%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
70.59
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36686893
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,422.15
|
$1,422.15
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,230.92
|
1
|
$XXX,XX
|
$2,445.00
|
$XXX,XX
|
$203.75
|
24.123%
|
24.123%
|
24.123%
|
4/XX/2026
|
810
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,015.00
|
6.300%
|
$0.00
|
1.9
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$61,334.96
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
27.95
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34787417
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$380.37
|
$380.37
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,319.04
|
$XXX,XX
|
$109.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
790
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$544.00
|
6.300%
|
$0.00
|
1.0
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.16
|
0.46
|
6/XX/2056
|
$173,890.96
|
100.000%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
233.96
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31476523
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$553.62
|
$553.62
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,574.00
|
$XXX,XX
|
$214.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.300%
|
$0.00
|
2.6
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.8
|
0.56
|
6/XX/2056
|
$141,283.13
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
118.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34553345
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,171.66
|
$7,171.66
|
7.875%
|
No
|
No
|
Employed
|
US Citizen
|
$11,140.95
|
1
|
$XXX,XX
|
$1,706.04
|
$XXX,XX
|
$142.17
|
42.251%
|
42.251%
|
42.251%
|
4/XX/2026
|
725
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,845.00
|
6.300%
|
$0.00
|
4.0
|
None
|
No
|
No
|
7.875%
|
1
|
2
|
0
|
3
|
2
|
0.00
|
No
|
5/XX/2056
|
$95,313.18
|
8.670%
|
No
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.91
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33602930
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$661.95
|
$661.95
|
6.950%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,758.96
|
$XXX,XX
|
$146.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
714
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
1.0
|
No
|
No
|
6.950%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.87
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
93.99
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35986823
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$553.62
|
$553.62
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,336.04
|
$XXX,XX
|
$194.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
758
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.300%
|
$0.00
|
2.3
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.84
|
0.54
|
6/XX/2056
|
$137,561.60
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
126.98
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37987456
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$554.55
|
$554.55
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$600.00
|
$XXX,XX
|
$50.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
806
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
6.300%
|
$0.00
|
2.6
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.14
|
0.47
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
114.69
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36683920
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$885.34
|
$885.34
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$924.00
|
$XXX,XX
|
$77.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
806
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
4.3
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.24
|
0.81
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.01
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38674612
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.12
|
$665.12
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$990.00
|
$XXX,XX
|
$82.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
733
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,925.00
|
6.300%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
5/XX/2056
|
$785.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.45
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37430003
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$596.17
|
$596.17
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$834.24
|
$XXX,XX
|
$69.52
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
804
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,841.25
|
6.300%
|
$0.00
|
2.7
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.69
|
6/XX/2056
|
$407,708.44
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
498.59
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39244011
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$612.79
|
$612.79
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$769.44
|
$XXX,XX
|
$64.12
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
804
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,976.25
|
6.300%
|
$3,839.00
|
2.5
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.44
|
0.69
|
6/XX/2056
|
$412,620.67
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
490.95
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35030827
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$547.25
|
$547.25
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,104.48
|
$XXX,XX
|
$92.04
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
757
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
1.2
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.82
|
0.55
|
5/XX/2056
|
$79,098.92
|
87.880%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
156.88
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35429723
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$363.03
|
$363.03
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$932.04
|
$XXX,XX
|
$77.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
773
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,654.45
|
6.300%
|
$0.00
|
1.0
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.88
|
0.53
|
5/XX/2056
|
$141,050.51
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
249.12
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32946543
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$332.83
|
$332.83
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$795.96
|
$XXX,XX
|
$66.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
773
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,579.19
|
6.300%
|
$0.00
|
1.0
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.1
|
0.48
|
5/XX/2056
|
$130,657.92
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
258.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30987112
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,044.84
|
$5,044.84
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$26,721.07
|
1
|
$XXX,XX
|
$2,043.00
|
$XXX,XX
|
$170.25
|
21.393%
|
21.393%
|
21.393%
|
4/XX/2026
|
769
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,522.93
|
6.430%
|
$20,000.00
|
1.0
|
None
|
Yes
|
No
|
8.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$7,290.00
|
1.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
30.82
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32669142
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$6,021.98
|
$6,021.98
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,850.04
|
$XXX,XX
|
$154.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
777
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$43,062.50
|
6.300%
|
$0.00
|
1.0
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.77
|
1.29
|
5/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
22.37
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36859345
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$763.68
|
$763.68
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,070.52
|
$XXX,XX
|
$89.21
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,196.87
|
6.120%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.97
|
0.51
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
61.87
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38157423
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,600.80
|
$1,600.80
|
6.000%
|
No
|
No
|
Self-Employed
|
Permanent Resident Alien
|
$14,287.22
|
1
|
$XXX,XX
|
$593.04
|
$XXX,XX
|
$49.42
|
25.185%
|
25.185%
|
25.185%
|
2/XX/2026
|
812
|
No
|
No
|
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2026
[Borrower - | Primary Income - C-Corp]; CPA Letter - 2026
[Borrower - | Primary Income - C-Corp]; Other - 2026
[Borrower - | Primary Income - C-Corp]; Other - 2026
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - C-Corp]; Business Return Transcripts - 2025
[Borrower - | Primary Income - C-Corp]; W-2 - 2025
[Borrower - | Primary Income - C-Corp]; 1120 - 2024
[Borrower - | Primary Income - C-Corp]; W-2 - 2024
[Borrower - | Primary Income - C-Corp]; W-2 - 2023
|
[Borrower]; Transcripts (1040) - No Results Returned - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,277.27
|
6.300%
|
$0.00
|
1.6
|
None
|
No
|
No
|
6.000%
|
3
|
2
|
0
|
2
|
2
|
No
|
6/XX/2056
|
$500,084.33
|
78.920%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
46.74
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35802742
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,547.80
|
$1,547.80
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$5,615.58
|
1
|
$XXX,XX
|
$708.00
|
$XXX,XX
|
$59.00
|
29.805%
|
29.805%
|
29.805%
|
4/XX/2026
|
805
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,472.00
|
6.300%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.375%
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
6/XX/2056
|
$66,535.41
|
26.720%
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.93
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36265459
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,871.46
|
$2,575.96
|
6.500%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$17,571.48
|
1
|
$XXX,XX
|
$444.00
|
$XXX,XX
|
$37.00
|
45.602%
|
43.421%
|
45.602%
|
4/XX/2026
|
718
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.300%
|
$0.00
|
1.0
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
1
|
0
|
3
|
2
|
0.00
|
No
|
120
|
240
|
7/XX/2056
|
$3,150,399.11
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
51.1
|
No
|
No
|
$4,400.80
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34511673
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,514.88
|
$1,514.88
|
6.875%
|
No
|
No
|
0
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,714.32
|
$XXX,XX
|
$142.86
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
772
|
Level 3-Stated/Partially Verified
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,341.50
|
6.300%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.73
|
6/XX/2056
|
$784,932.85
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
395.75
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33245866
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$943.04
|
$943.04
|
7.624%
|
No
|
No
|
Self-Employed
|
Non-Permanent Resident Alien
|
El Salvador
|
$45,992.65
|
1
|
$XXX,XX
|
$1,982.04
|
$XXX,XX
|
$165.17
|
14.286%
|
14.286%
|
14.286%
|
4/XX/2026
|
679
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$11,107.57
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.624%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Passport
|
No
|
81.02
|
Yes
|
No
|
$0.00
|
$0.00
|
Yes
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32476843
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,317.17
|
$1,317.17
|
6.999%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
$468,355.25
|
2
|
$XXX,XX
|
$3,633.00
|
$XXX,XX
|
$302.75
|
4.802%
|
4.802%
|
4.802%
|
1/XX/2026
|
792
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$15,519.99
|
6.430%
|
$0.00
|
None
|
N/A
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.18
|
No
|
No
|
$491,981.12
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36890291
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$512.40
|
$512.40
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,214.04
|
$XXX,XX
|
$101.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
668
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,145.00
|
6.370%
|
$0.00
|
2.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.56
|
0.64
|
5/XX/2056
|
$82,592.28
|
63.530%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
30.83
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33126430
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$839.17
|
$839.17
|
7.375%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,695.96
|
$XXX,XX
|
$141.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
693
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,860.00
|
6.260%
|
$0.00
|
2.5
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.72
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
0
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32699355
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,048.90
|
$1,048.90
|
8.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,518.96
|
$XXX,XX
|
$126.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
723
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
1.1
|
N/A
|
No
|
8.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
6/XX/2056
|
$91,320.04
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
75.53
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30988511
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,427.14
|
$2,427.14
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,104.43
|
1
|
$XXX,XX
|
$2,152.44
|
$XXX,XX
|
$179.37
|
28.319%
|
28.319%
|
28.319%
|
4/XX/2026
|
744
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,971.20
|
6.300%
|
$11,520.00
|
3.1
|
None
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$261,916.07
|
54.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
54.28
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38948915
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$794.53
|
$794.53
|
6.750%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$738.00
|
$XXX,XX
|
$61.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
747
|
811
|
746
|
747
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,675.00
|
6.300%
|
$0.00
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.79
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.72
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33798263
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$549.00
|
$549.00
|
8.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$792.48
|
$XXX,XX
|
$66.04
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
663
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,142.00
|
6.300%
|
$0.00
|
3.1
|
No
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.42
|
0.7
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30256925
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,719.01
|
$2,719.01
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,634.96
|
$XXX,XX
|
$219.58
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
645
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$15,000.00
|
6.100%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
91.76
|
No
|
$0.00
|
$0.00
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39090855
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$739.57
|
$739.57
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,290.96
|
$XXX,XX
|
$107.58
|
0.000%
|
0.000%
|
0.000%
|
10/XX/2025
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,100.00
|
6.160%
|
$0.00
|
2.9
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.59
|
0.39
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
105.41
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34154554
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,485.38
|
$3,485.38
|
8.000%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$33,869.32
|
1
|
$XXX,XX
|
$4,584.00
|
$XXX,XX
|
$382.00
|
26.254%
|
26.254%
|
26.254%
|
12/XX/2025
|
619
|
No
|
Yes
|
12
|
Business
|
100.000%
|
80.000%
|
20.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 45.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2015
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2015
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,125.00
|
6.250%
|
$0.00
|
2.2
|
None
|
N/A
|
No
|
8.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
3/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
3.51
|
No
|
No
|
$9,185.43
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36936115
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,438.02
|
$5,438.02
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,328.44
|
1
|
$XXX,XX
|
$2,925.96
|
$XXX,XX
|
$243.83
|
49.467%
|
49.467%
|
49.467%
|
12/XX/2025
|
648
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026
[Borrower - | Primary Income - P&L Statement Only]; Other - 2026
[Borrower - | Primary Income - P&L Statement Only]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2025
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Child Support]; Account Statements - 2026
[Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2026
[Borrower - | Non-Primary Income - Child Support]; Child Support Order - 2016
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
1yr P&L w/Bank Statements
|
0
|
0
|
0
|
XXX
|
$17,285.00
|
6.060%
|
$0.00
|
2.7
|
None
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
2
|
0
|
12.00
|
No
|
3/XX/2056
|
$355.83
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
3.01
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34966584
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,447.25
|
$2,447.25
|
7.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
($3,901.93)
|
1
|
$XXX,XX
|
$1,178.16
|
$XXX,XX
|
$98.18
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2024
|
777
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
|
Other Documentation (O)
|
Asset Depletion (No DTI)
|
0
|
0
|
0
|
XXX
|
$11,207.50
|
6.920%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
120
|
4/XX/2054
|
$1,867,845.27
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
288.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35612760
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,252.51
|
$4,252.51
|
7.125%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$8,072.02
|
1
|
$XXX,XX
|
$1,573.20
|
$XXX,XX
|
$131.10
|
54.744%
|
54.744%
|
54.744%
|
2/XX/2024
|
784
|
No
|
Yes
|
12
|
Personal
|
65.000%
|
100.000%
|
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2023
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021
|
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$25,364.00
|
6.550%
|
$5,000.00
|
1.0
|
None
|
N/A
|
No
|
7.125%
|
0
|
0
|
1
|
0
|
3
|
0
|
12
|
0.00
|
No
|
4/XX/2054
|
$385,693.60
|
48.880%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
39.83
|
Yes
|
No
|
$11,586.00
|
$0.00
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37519043
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,431.18
|
$2,431.18
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,609.06
|
1
|
$XXX,XX
|
$1,799.04
|
$XXX,XX
|
$149.92
|
27.843%
|
27.843%
|
27.843%
|
2/XX/2024
|
725
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$13,435.00
|
6.920%
|
$8,600.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
4/XX/2054
|
$124,570.45
|
28.310%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.61
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30240833
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,046.53
|
$2,046.53
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,183.94
|
1
|
$XXX,XX
|
$1,173.96
|
$XXX,XX
|
$97.83
|
37.332%
|
37.332%
|
37.332%
|
12/XX/2024
|
791
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2024
|
Alternative Documentation (A)
|
1yr P&L w/Bank Statements
|
0
|
0
|
0
|
XXX
|
$6,845.00
|
7.070%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
12.00
|
No
|
2/XX/2055
|
$410,074.86
|
51.250%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
28.67
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33475042
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,367.04
|
$3,367.04
|
7.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$9,763.17
|
1
|
$XXX,XX
|
$2,151.00
|
$XXX,XX
|
$179.25
|
47.218%
|
47.218%
|
47.218%
|
11/XX/2024
|
791
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$14,332.50
|
6.920%
|
$0.00
|
3.0
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
60
|
3/XX/2055
|
$1,134,905.29
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
115.53
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30565870
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,036.01
|
$1,036.01
|
7.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$4,706.72
|
1
|
$XXX,XX
|
$3,417.00
|
$XXX,XX
|
$284.75
|
47.123%
|
47.123%
|
47.123%
|
3/XX/2025
|
693
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,345.00
|
6.650%
|
$0.00
|
3.3
|
None
|
N/A
|
No
|
7.375%
|
2
|
3
|
0
|
0
|
3
|
0
|
0.00
|
No
|
5/XX/2055
|
No
|
27
|
14
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.65
|
No
|
No
|
$0.00
|
$4,152.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39231639
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,602.64
|
$1,602.64
|
7.000%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
Permanent Resident Alien
|
$7,981.08
|
1
|
$XXX,XX
|
$3,882.96
|
$XXX,XX
|
$323.58
|
27.956%
|
27.956%
|
27.956%
|
4/XX/2025
|
754
|
No
|
Yes
|
24
|
Business
|
90.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,541.46
|
6.880%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
Not Stated
|
7/XX/2055
|
$9,901.84
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
No
|
4.44
|
No
|
$1,100.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37976086
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,438.00
|
$5,438.00
|
7.375%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$17,338.96
|
1
|
$XXX,XX
|
$1,797.00
|
$XXX,XX
|
$149.75
|
43.753%
|
43.753%
|
43.753%
|
4/XX/2025
|
740
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$3,578.30
|
6.800%
|
$0.00
|
3.8
|
DU
|
ApproveEligible
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Other
|
Not Stated
|
7/XX/2055
|
$3,440,744.65
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.91
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31604219
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,757.70
|
$2,757.70
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$21,106.26
|
1
|
$XXX,XX
|
$2,924.04
|
$XXX,XX
|
$243.67
|
17.180%
|
17.180%
|
17.180%
|
5/XX/2025
|
782
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,818.50
|
6.870%
|
$0.00
|
2.5
|
None
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
Not Stated
|
7/XX/2055
|
$186,190.23
|
35.630%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
51.73
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39698729
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,173.77
|
$3,173.77
|
7.490%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$22,720.65
|
1
|
$XXX,XX
|
$1,044.84
|
$XXX,XX
|
$87.07
|
19.504%
|
19.504%
|
19.504%
|
4/XX/2025
|
708
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,782.00
|
6.740%
|
$0.00
|
None
|
N/A
|
No
|
7.490%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2055
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
89.45
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34996483
|
Exempt from ATR
|
Non QM
|
Yes
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,037.49
|
$2,037.49
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,021.59
|
1
|
$XXX,XX
|
$1,503.96
|
$XXX,XX
|
$125.33
|
43.583%
|
43.583%
|
43.583%
|
6/XX/2025
|
703
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo CPA P&L
|
0
|
0
|
0
|
XXX
|
$9,707.50
|
6.830%
|
$500.00
|
1.0
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
3
|
0
|
12.00
|
No
|
8/XX/2055
|
$407,382.30
|
61.810%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.49
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37427651
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,637.22
|
$1,637.22
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$3,681.28
|
1
|
$XXX,XX
|
$3,855.00
|
$XXX,XX
|
$321.25
|
41.908%
|
41.908%
|
41.908%
|
7/XX/2025
|
684
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2025
[Borrower - | Primary Income - P&L Statement Only]; Other - 2025
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo CPA P&L
|
0
|
0
|
0
|
XXX
|
$8,945.00
|
6.750%
|
$0.00
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
3
|
0
|
12.00
|
No
|
9/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
19.32
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35873575
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,859.46
|
$1,859.46
|
7.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,735.99
|
1
|
$XXX,XX
|
$3,549.96
|
$XXX,XX
|
$295.83
|
44.088%
|
44.088%
|
44.088%
|
5/XX/2025
|
739
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2024
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$11,078.64
|
6.880%
|
$0.00
|
None
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
8/XX/2055
|
$74,814.21
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
25.55
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32118362
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,227.43
|
$2,227.43
|
7.375%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$21,607.53
|
1
|
$XXX,XX
|
$399.00
|
$XXX,XX
|
$33.25
|
29.922%
|
29.922%
|
29.922%
|
7/XX/2025
|
803
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,010.00
|
6.630%
|
$0.00
|
None
|
Yes
|
No
|
7.375%
|
2
|
0
|
2
|
0
|
2
|
1
|
0.00
|
No
|
9/XX/2055
|
$396,617.45
|
92.230%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
150.93
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38011122
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$705.35
|
$705.35
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$2,133.00
|
$XXX,XX
|
$177.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,437.50
|
6.300%
|
$0.00
|
1.0
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
6/XX/2056
|
$26,251.85
|
18.100%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
74.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31503625
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$734.88
|
$734.88
|
7.375%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,005.96
|
$XXX,XX
|
$83.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
749
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,320.00
|
6.300%
|
$0.00
|
2.2
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
114.9
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33143627
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$718.30
|
$718.30
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,098.48
|
1
|
$XXX,XX
|
$488.04
|
$XXX,XX
|
$40.67
|
13.352%
|
13.352%
|
13.352%
|
4/XX/2023
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; VVOE - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2022
|
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Full
|
0
|
0
|
0
|
XXX
|
$1,795.00
|
6.350%
|
$0.00
|
999.0
|
DU
|
ApproveEligible
|
No
|
No
|
7.375%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
6/XX/2053
|
$120,876.60
|
92.980%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
66.44
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36585027
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,910.09
|
$1,910.09
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,826.11
|
1
|
$XXX,XX
|
$1,947.96
|
$XXX,XX
|
$162.33
|
36.380%
|
36.380%
|
36.380%
|
6/XX/2023
|
787
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2023
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
Yes
|
XXX
|
$8,949.00
|
6.630%
|
$0.00
|
2.3
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
8/XX/2053
|
$3,000.00
|
0.840%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
36.01
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30961477
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,588.55
|
$1,588.55
|
7.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$4,607.74
|
1
|
$XXX,XX
|
$1,949.04
|
$XXX,XX
|
$162.42
|
37.331%
|
37.331%
|
37.331%
|
12/XX/2024
|
741
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Primary Income - Asset Depletion]; Other - 2025
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2024
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
1
|
0
|
0
|
0
|
XXX
|
$3,890.00
|
6.630%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Other
|
2/XX/2055
|
$554,225.09
|
100.000%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
231.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36312617
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,900.00
|
$12,760.60
|
7.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$84,779.32
|
1
|
$XXX,XX
|
$14,992.08
|
$XXX,XX
|
$1,249.34
|
33.753%
|
31.518%
|
33.753%
|
2/XX/2025
|
727
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source:
Third Party Verification | # of Bank Statements Required: 12]; Other - 2019
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$37,847.80
|
6.850%
|
$0.00
|
3.3
|
None
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
240
|
4/XX/2055
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
21.7
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32629637
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,795.76
|
$1,795.76
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,498.46
|
1
|
$XXX,XX
|
$1,678.56
|
$XXX,XX
|
$139.88
|
33.229%
|
33.229%
|
33.229%
|
2/XX/2025
|
776
|
No
|
Yes
|
24
|
Personal
|
88.000%
|
100.000%
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2025
[Borrower - | Non-Primary Income - Social Security]; D1C Income Verification Report - 2025
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,742.80
|
6.870%
|
$10,000.00
|
1.0
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
4/XX/2055
|
$166,977.25
|
41.740%
|
No
|
2
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.82
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34613159
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,285.29
|
$2,285.29
|
7.250%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$4,741.82
|
1
|
$XXX,XX
|
$3,213.00
|
$XXX,XX
|
$267.75
|
49.356%
|
49.356%
|
49.356%
|
4/XX/2025
|
762
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.620%
|
$283,000.00
|
1.0
|
None
|
No
|
No
|
7.250%
|
0
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Other
|
5/XX/2055
|
$550,769.07
|
70.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
66.38
|
No
|
$0.00
|
$7,916.67
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31254113
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,829.62
|
$2,829.62
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$8,507.00
|
1
|
$XXX,XX
|
$2,806.44
|
$XXX,XX
|
$233.87
|
40.098%
|
40.098%
|
40.098%
|
1/XX/2025
|
755
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,195.00
|
6.920%
|
$0.00
|
3.6
|
None
|
No
|
No
|
7.125%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Yes
|
Other
|
3/XX/2055
|
No
|
25
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
104.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33741103
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,210.16
|
$2,210.16
|
7.375%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$7,943.07
|
1
|
$XXX,XX
|
$2,487.00
|
$XXX,XX
|
$207.25
|
36.723%
|
36.723%
|
36.723%
|
1/XX/2025
|
735
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 65.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2021
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2022
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2021
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,170.00
|
6.870%
|
$37,038.14
|
1.0
|
None
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
Yes
|
Other
|
Yes
|
3/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V8 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.8
|
Yes
|
No
|
$6,276.42
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39714898
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,995.91
|
$1,995.91
|
7.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$24,209.41
|
1
|
$XXX,XX
|
$1,511.88
|
$XXX,XX
|
$125.99
|
15.277%
|
15.277%
|
15.277%
|
2/XX/2025
|
718
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,065.00
|
6.920%
|
$0.00
|
1.0
|
None
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
Yes
|
Other
|
Yes
|
3/XX/2055
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
113.68
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32962525
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,558.46
|
$4,558.46
|
7.375%
|
No
|
No
|
Self-Employed
|
Not Employed
|
Permanent Resident Alien
|
Permanent Resident Alien
|
$26,181.20
|
1
|
$XXX,XX
|
$1,867.68
|
$XXX,XX
|
$155.64
|
32.592%
|
32.592%
|
32.592%
|
4/XX/2025
|
741
|
No
|
Yes
|
24
|
Personal, Business
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter
| # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter
| # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 20.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$6,475.00
|
6.620%
|
$5,000.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
12
|
0.00
|
No
|
Yes
|
Other
|
Yes
|
6/XX/2055
|
$229,679.20
|
27.830%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
Resident Alien Card
|
9.78
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30574566
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,223.27
|
$2,223.27
|
7.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,232.82
|
1
|
$XXX,XX
|
$1,989.00
|
$XXX,XX
|
$165.75
|
25.220%
|
25.220%
|
25.220%
|
6/XX/2025
|
768
|
No
|
Yes
|
12
|
Business
|
100.000%
|
70.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 47.98000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 47.98000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 47.98000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,495.00
|
6.890%
|
$5,000.00
|
2.0
|
None
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
8/XX/2055
|
$441,356.54
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
118.07
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38033723
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,854.42
|
$3,854.42
|
7.500%
|
No
|
No
|
Self-Employed
|
Non-Permanent Resident Alien
|
India
|
$11,840.91
|
1
|
$XXX,XX
|
$2,010.96
|
$XXX,XX
|
$167.58
|
31.022%
|
31.022%
|
31.022%
|
3/XX/2025
|
702
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$15,336.00
|
6.660%
|
$60,000.00
|
1.0
|
None
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
Yes
|
Other
|
Yes
|
5/XX/2055
|
$158,244.37
|
21.520%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
VISA
|
3.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32039137
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,036.01
|
$1,036.01
|
7.375%
|
No
|
No
|
Not Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$2,192.27
|
1
|
$XXX,XX
|
$2,607.00
|
$XXX,XX
|
$217.25
|
48.993%
|
48.993%
|
48.993%
|
5/XX/2025
|
804
|
Yes
|
No
|
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,990.00
|
6.920%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Other
|
Yes
|
Other
|
Yes
|
7/XX/2055
|
$1,333,911.34
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
238.02
|
No
|
$4,297.95
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34104199
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,387.93
|
$4,387.93
|
7.125%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$10,779.81
|
1
|
$XXX,XX
|
$1,557.00
|
$XXX,XX
|
$129.75
|
45.640%
|
45.640%
|
45.640%
|
5/XX/2025
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; VVOE - 2025
[Borrower - | Primary Income - Wages]; WVOE - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2023
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1099 - 2024
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
|
Alternative Documentation (A)
|
1yr 1099
|
0
|
0
|
0
|
XXX
|
$9,060.96
|
6.890%
|
$0.00
|
4.7
|
None
|
No
|
No
|
7.125%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Yes
|
Other
|
Yes
|
8/XX/2055
|
$21,064.37
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
4.28
|
No
|
$11,247.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34272549
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,781.45
|
$3,781.45
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$18,944.87
|
1
|
$XXX,XX
|
$5,094.96
|
$XXX,XX
|
$424.58
|
25.832%
|
25.832%
|
25.832%
|
7/XX/2025
|
749
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2020
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2021
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
1
|
0
|
0
|
XXX
|
$16,721.26
|
6.750%
|
$0.00
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
10/XX/2055
|
$19,295.87
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
4.95
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38775234
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$795.71
|
$795.71
|
6.875%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$3,765.24
|
1
|
$XXX,XX
|
$693.96
|
$XXX,XX
|
$57.83
|
46.162%
|
46.162%
|
46.162%
|
5/XX/2026
|
688
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,547.49
|
6.300%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$152,182.16
|
94.230%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
61.83
|
No
|
No
|
$2,387.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38138853
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$629.53
|
$629.53
|
6.000%
|
No
|
No
|
Employed
|
US Citizen
|
$1,816.00
|
1
|
$XXX,XX
|
$957.36
|
$XXX,XX
|
$79.78
|
35.626%
|
35.626%
|
35.626%
|
3/XX/2026
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
0
|
XXX
|
$4,405.60
|
6.370%
|
$5,550.00
|
1.0
|
None
|
Yes
|
No
|
6.000%
|
2
|
0
|
0
|
2
|
2
|
0.00
|
No
|
6/XX/2056
|
$114,963.28
|
62.140%
|
No
|
13
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
33.9
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31273500
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,886.08
|
$5,886.08
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$14,591.38
|
1
|
$XXX,XX
|
$6,056.04
|
$XXX,XX
|
$504.67
|
45.652%
|
45.652%
|
45.652%
|
4/XX/2026
|
698
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$32,609.00
|
6.300%
|
$0.00
|
None
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
20.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39642827
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,728.97
|
$9,728.97
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$28,764.84
|
1
|
$XXX,XX
|
$4,806.96
|
$XXX,XX
|
$400.58
|
41.666%
|
41.666%
|
41.666%
|
5/XX/2026
|
793
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,120.00
|
6.300%
|
$7,500.00
|
1.0
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$527,427.34
|
28.120%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
12.3
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
3/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39909419
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,272.69
|
$1,272.69
|
6.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$3,369.23
|
1
|
$XXX,XX
|
$1,121.16
|
$XXX,XX
|
$93.43
|
43.606%
|
43.606%
|
43.606%
|
4/XX/2026
|
818
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Social Security]; 1099 Transcript - No Results Returned - 2025
[Borrower - | Primary Income - Social Security]; 1099-SSA - 2025
[Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024
[Borrower - | Primary Income - Social Security]; 1099 Transcript - 2023
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; 1099 Transcript - No Results Returned - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2024
[Borrower - | Non-Primary Income - Pension]; 1099 Transcript - 2023
[Borrower - | Non-Primary Income - Annuity]; Account Statements - 2026
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Annuity]; 1099 - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 Transcript - No Results Returned - 2025
[Borrower - | Non-Primary Income - Annuity]; 1099 Transcript - 2024
[Borrower - | Non-Primary Income - Annuity]; 1099 Transcript - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$7,499.48
|
6.300%
|
$5,000.00
|
1.3
|
None
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$253,632.83
|
99.460%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
74.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31890777
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,664.24
|
$3,664.24
|
7.250%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$3,125.16
|
$XXX,XX
|
$260.43
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$19,471.32
|
6.300%
|
$0.00
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
6/XX/2056
|
$190,732.87
|
28.400%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
10.75
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38416068
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,056.54
|
$5,056.54
|
6.500%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$5,918.71
|
1
|
$XXX,XX
|
$1,734.48
|
$XXX,XX
|
$144.54
|
54.444%
|
54.444%
|
54.444%
|
3/XX/2026
|
727
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; WVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.300%
|
$0.00
|
2.2
|
None
|
No
|
No
|
6.500%
|
2
|
1
|
0
|
0
|
3
|
3
|
0.00
|
No
|
6/XX/2056
|
$12,289.27
|
No
|
26
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.94
|
No
|
$0.00
|
$2,582.65
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36216078
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$457.73
|
$457.73
|
7.190%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,358.04
|
$XXX,XX
|
$113.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
755
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,025.00
|
6.300%
|
$0.00
|
N/A
|
No
|
7.190%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.85
|
0.54
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.55
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31215766
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,278.21
|
$1,278.21
|
8.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,122.12
|
$XXX,XX
|
$93.51
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
679
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$5,125.00
|
6.260%
|
$0.00
|
N/A
|
No
|
8.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.21
|
0.83
|
5/XX/2056
|
$482,239.18
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
342.24
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32126928
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$629.29
|
$629.29
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$726.96
|
$XXX,XX
|
$60.58
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,600.00
|
6.600%
|
$0.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.67
|
0.6
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
52.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
12
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30797483
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$734.18
|
$734.18
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$990.00
|
$XXX,XX
|
$82.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,200.00
|
6.320%
|
$0.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.59
|
0.63
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.34
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37020963
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,050.73
|
$1,050.73
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,308.56
|
$XXX,XX
|
$192.38
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
700
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,480.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
84.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34396775
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$872.47
|
$872.47
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,939.92
|
$XXX,XX
|
$161.66
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
700
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,180.00
|
6.410%
|
$0.00
|
1.2
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.88
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
97.57
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34667900
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,370.63
|
$3,370.63
|
7.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$12,771.17
|
1
|
$XXX,XX
|
$2,426.88
|
$XXX,XX
|
$202.24
|
38.840%
|
38.840%
|
38.840%
|
4/XX/2026
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,751.86
|
6.300%
|
$5,000.00
|
1.0
|
None
|
No
|
No
|
7.250%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$107,537.09
|
19.580%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.51
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34884514
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$615.72
|
$615.72
|
6.250%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$34,363.10
|
1
|
$XXX,XX
|
$612.96
|
$XXX,XX
|
$51.08
|
11.502%
|
11.502%
|
11.502%
|
4/XX/2026
|
741
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Other - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,136.00
|
6.300%
|
$0.00
|
999.0
|
None
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
5/XX/2056
|
$4,916,418.19
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
543.54
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37076362
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,482.18
|
$4,482.18
|
6.625%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$82,023.03
|
1
|
$XXX,XX
|
$3,599.04
|
$XXX,XX
|
$299.92
|
14.993%
|
14.993%
|
14.993%
|
4/XX/2026
|
778
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.300%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$66,213.52
|
7.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
37.95
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32140864
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,971.44
|
$7,971.44
|
9.875%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$14,429.14
|
1
|
$XXX,XX
|
$2,432.04
|
$XXX,XX
|
$202.67
|
49.324%
|
49.324%
|
49.324%
|
3/XX/2026
|
646
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$20,505.00
|
6.300%
|
$13,607.50
|
None
|
N/A
|
No
|
9.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$191,799.90
|
17.750%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.48
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35296069
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$793.11
|
$793.11
|
10.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,390.76
|
$XXX,XX
|
$199.23
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
641
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
No
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.68
|
0.6
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.37
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37959434
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$243.12
|
$243.12
|
7.375%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,347.24
|
$XXX,XX
|
$112.27
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
733
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.14
|
0.47
|
6/XX/2056
|
$21,539.04
|
48.950%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.26
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35825370
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,246.44
|
$1,246.44
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$977.40
|
$XXX,XX
|
$81.45
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.300%
|
$0.00
|
1.1
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
$30,891.82
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
13.17
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38633774
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,896.20
|
$1,896.20
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,170.96
|
$XXX,XX
|
$97.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$15,000.00
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.85
|
1.17
|
6/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
122.57
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36810347
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,453.76
|
$1,453.76
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,004.04
|
$XXX,XX
|
$83.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,500.00
|
6.260%
|
$0.00
|
1.6
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
134.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39402867
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$657.52
|
$657.52
|
7.375%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$936.96
|
$XXX,XX
|
$78.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
749
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,760.00
|
6.260%
|
$0.00
|
1.5
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
105.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35534621
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.14
|
$665.14
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,259.56
|
$XXX,XX
|
$271.63
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,012.50
|
6.260%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
6/XX/2056
|
$4,645.98
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.77
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32796199
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,063.87
|
$4,063.87
|
9.875%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$7,957.88
|
1
|
$XXX,XX
|
$1,436.04
|
$XXX,XX
|
$119.67
|
49.938%
|
49.938%
|
49.938%
|
4/XX/2026
|
709
|
No
|
Yes
|
12
|
Business
|
69.000%
|
100.000%
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 2.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$13,377.76
|
6.260%
|
$14,000.00
|
1.0
|
None
|
N/A
|
No
|
9.875%
|
2
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$123,103.30
|
23.670%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.29
|
Yes
|
No
|
$10,985.56
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35878671
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,153.26
|
$3,153.26
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,259.81
|
1
|
$XXX,XX
|
$525.00
|
$XXX,XX
|
$43.75
|
49.463%
|
49.463%
|
49.463%
|
10/XX/2025
|
817
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,608.68
|
6.170%
|
$0.00
|
3.3
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
4
|
0
|
24
|
0.00
|
No
|
2/XX/2056
|
$63,529.94
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
20.47
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32689019
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,453.25
|
$1,453.25
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$95,023.22
|
1
|
$XXX,XX
|
$1,961.04
|
$XXX,XX
|
$163.42
|
3.539%
|
3.539%
|
3.539%
|
2/XX/2026
|
653
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2022
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,641.98
|
6.320%
|
$0.00
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$189,257.82
|
70.090%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
51.82
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33721238
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$503.43
|
$503.43
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,257.48
|
$XXX,XX
|
$104.79
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
786
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$720.00
|
6.260%
|
$0.00
|
1.4
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.98
|
0.5
|
6/XX/2056
|
$45,706.31
|
50.780%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31784354
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$387.88
|
$387.88
|
8.875%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$892.68
|
$XXX,XX
|
$74.39
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
752
|
770
|
759
|
752
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
2.8
|
No
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.68
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
65.83
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37309760
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$750.39
|
$750.39
|
7.250%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,421.96
|
$XXX,XX
|
$201.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,100.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.09
|
0.48
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
94.93
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36746242
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,147.95
|
$4,147.95
|
9.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$24,810.74
|
1
|
$XXX,XX
|
$2,418.00
|
$XXX,XX
|
$201.50
|
27.432%
|
27.432%
|
27.432%
|
4/XX/2026
|
643
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$12,230.00
|
6.260%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
9.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$222,103.25
|
36.410%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.31
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35818032
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,573.81
|
$1,573.81
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,567.92
|
$XXX,XX
|
$130.66
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
752
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$11,762.00
|
6.300%
|
$0.00
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
5/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
44.25
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38862109
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$674.31
|
$674.31
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,242.96
|
$XXX,XX
|
$103.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
668
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,929.50
|
6.370%
|
$0.00
|
1.0
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
66.63
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38995592
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$720.40
|
$720.40
|
7.499%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,304.76
|
$XXX,XX
|
$108.73
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
690
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,121.60
|
6.300%
|
$0.00
|
1.0
|
Yes
|
No
|
7.499%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.87
|
6/XX/2056
|
$109,596.65
|
73.800%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
44.61
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32340320
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,457.97
|
$2,457.97
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,499.00
|
$XXX,XX
|
$208.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$15,354.88
|
6.300%
|
$0.00
|
1.7
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.28
|
0.78
|
6/XX/2056
|
$38,624.70
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37004930
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,027.98
|
$4,027.98
|
7.999%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$22,213.91
|
1
|
$XXX,XX
|
$1,701.96
|
$XXX,XX
|
$141.83
|
22.935%
|
22.935%
|
22.935%
|
4/XX/2026
|
739
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$19,742.99
|
6.300%
|
$6,100.00
|
4.3
|
None
|
No
|
No
|
7.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$107,199.34
|
17.570%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.44
|
No
|
$14,412.35
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39319810
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,241.93
|
$2,241.93
|
5.875%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$7,038.42
|
1
|
$XXX,XX
|
$1,458.96
|
$XXX,XX
|
$121.58
|
29.609%
|
29.609%
|
29.609%
|
4/XX/2026
|
791
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$6,583.09
|
6.300%
|
$0.00
|
2.6
|
None
|
No
|
No
|
5.875%
|
0
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$513,985.92
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
76.16
|
No
|
$0.00
|
$4,399.08
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37454255
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,532.02
|
$1,532.02
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$869.04
|
$XXX,XX
|
$72.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
666
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.0
|
No
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.96
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.57
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37285981
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,743.22
|
$3,743.22
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$24,260.97
|
1
|
$XXX,XX
|
$3,438.00
|
$XXX,XX
|
$286.50
|
31.899%
|
31.899%
|
31.899%
|
4/XX/2026
|
759
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,145.00
|
6.260%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
6.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
No
|
28
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.15
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32862025
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$545.74
|
$545.74
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,404.96
|
$XXX,XX
|
$117.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
768
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$800.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
37.73
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35065475
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,174.61
|
$1,174.61
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$7,478.04
|
$XXX,XX
|
$623.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
784
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
XXX
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
74.95
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33752850
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,865.51
|
$4,865.51
|
7.750%
|
No
|
No
|
Self-Employed
|
Non-Permanent Resident Alien
|
Honduras
|
$76,493.60
|
1
|
$XXX,XX
|
$1,754.04
|
$XXX,XX
|
$146.17
|
11.254%
|
11.254%
|
11.254%
|
2/XX/2026
|
733
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
6.320%
|
$55,000.00
|
2.6
|
None
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$7,500.00
|
0.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Employment Authorization
|
0.41
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37250703
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$18,179.58
|
$18,179.58
|
7.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$111,291.31
|
1
|
$XXX,XX
|
$26,859.96
|
$XXX,XX
|
$2,238.33
|
19.968%
|
19.968%
|
19.968%
|
4/XX/2026
|
670
|
No
|
Yes
|
36
|
Business
|
100.000%
|
65.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Exp
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$36,040.00
|
6.260%
|
$0.00
|
2.6
|
None
|
Yes
|
No
|
7.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
9/XX/2026
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32715425
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$491.76
|
$491.76
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,136.40
|
$XXX,XX
|
$94.70
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
767
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
6/XX/2056
|
$87,582.39
|
98.400%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
85.42
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38679179
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,627.72
|
$2,627.72
|
6.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$14,062.32
|
1
|
$XXX,XX
|
$978.96
|
$XXX,XX
|
$81.58
|
26.029%
|
26.029%
|
26.029%
|
3/XX/2026
|
804
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,790.00
|
6.260%
|
$0.00
|
2.4
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$3,247,161.19
|
100.000%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
276.77
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37693076
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,798.52
|
$2,798.52
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,236.82
|
1
|
$XXX,XX
|
$3,140.04
|
$XXX,XX
|
$261.67
|
45.668%
|
45.668%
|
45.668%
|
1/XX/2026
|
704
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
3
|
0
|
0
|
XXX
|
$4,130.00
|
6.260%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$274,538.24
|
50.370%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
35.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30614563
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,964.92
|
$1,964.92
|
9.125%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$37,756.21
|
1
|
$XXX,XX
|
$1,599.00
|
$XXX,XX
|
$133.25
|
17.947%
|
17.947%
|
17.947%
|
3/XX/2026
|
655
|
No
|
Yes
|
12
|
Business
|
100.000%
|
90.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 70.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,436.06
|
6.260%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
104.48
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31881944
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,688.31
|
$4,688.31
|
7.999%
|
No
|
No
|
Self-Employed
|
Permanent Resident Alien
|
$9,765.75
|
1
|
$XXX,XX
|
$1,288.80
|
$XXX,XX
|
$107.40
|
36.983%
|
36.983%
|
36.983%
|
1/XX/2026
|
814
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
6.260%
|
$20,000.00
|
1.0
|
None
|
N/A
|
No
|
7.999%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$51,522.14
|
7.250%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
9.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38932575
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,052.46
|
$1,052.46
|
9.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$899.04
|
$XXX,XX
|
$74.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
640
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,675.00
|
6.260%
|
$0.00
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
$174,050.87
|
96.690%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
49.67
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35471484
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$709.46
|
$709.46
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$728.04
|
$XXX,XX
|
$60.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
819
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.53
|
0.65
|
6/XX/2056
|
$70,152.67
|
53.960%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
37.2
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37595159
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,021.54
|
$1,021.54
|
6.750%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$650.04
|
$XXX,XX
|
$54.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
785
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,300.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
6/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
123.13
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37524054
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$661.30
|
$661.30
|
6.375%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$713.04
|
$XXX,XX
|
$59.42
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
785
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,240.00
|
6.260%
|
$0.00
|
2.0
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
6/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
118.29
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33320127
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$700.49
|
$700.49
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,710.84
|
$XXX,XX
|
$392.57
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
709
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,320.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.99
|
0.5
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
76.37
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37973586
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,483.12
|
$2,483.12
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$29,565.56
|
1
|
$XXX,XX
|
$723.00
|
$XXX,XX
|
$60.25
|
19.525%
|
19.525%
|
19.525%
|
3/XX/2026
|
787
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,480.00
|
6.260%
|
$70,000.00
|
1.0
|
None
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
24
|
0.00
|
No
|
7/XX/2056
|
$44,798.00
|
9.840%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
4.16
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39099788
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,097.64
|
$5,097.64
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,003.96
|
1
|
$XXX,XX
|
$2,567.04
|
$XXX,XX
|
$213.92
|
52.060%
|
52.060%
|
52.060%
|
4/XX/2026
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$35,970.00
|
6.260%
|
$45,000.00
|
1.0
|
None
|
N/A
|
No
|
6.125%
|
2
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
6/XX/2066
|
$344,670.97
|
30.230%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.76
|
No
|
No
|
$0.00
|
$6,260.93
|
No
|
No
|
No
|
No
|
2
|
480
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33889570
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,055.15
|
$4,055.15
|
6.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$8,675.76
|
$XXX,XX
|
$722.98
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
759
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$32,500.00
|
6.260%
|
$0.00
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.95
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39173421
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,016.67
|
$2,016.67
|
6.875%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$882.96
|
$XXX,XX
|
$73.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
754
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$14,080.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.97
|
1.03
|
240
|
6/XX/2056
|
$19,663.73
|
4.460%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.6
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38605299
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$905.46
|
$905.46
|
7.749%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,716.08
|
$XXX,XX
|
$226.34
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
714
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$3,792.00
|
6.260%
|
$5,000.00
|
1.0
|
Yes
|
No
|
7.749%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
6/XX/2056
|
$75,000.00
|
47.460%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
27.88
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35655853
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$641.71
|
$641.71
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,518.96
|
$XXX,XX
|
$376.58
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
663
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
3.3
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.88
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
66.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32782105
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,695.85
|
$4,695.85
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$100,678.46
|
1
|
$XXX,XX
|
$4,071.96
|
$XXX,XX
|
$339.33
|
7.091%
|
7.091%
|
7.091%
|
4/XX/2026
|
735
|
No
|
Yes
|
12
|
Business
|
100.000%
|
38.500%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 38.50% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,400.12
|
6.260%
|
$0.00
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
40.2
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31898379
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$690.68
|
$690.68
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$918.96
|
$XXX,XX
|
$76.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
659
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,000.00
|
6.300%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.08
|
0.48
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
73.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37644499
|
Exempt from ATR
|
Non QM
|
Yes
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,582.06
|
$3,582.06
|
7.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$17,024.08
|
1
|
$XXX,XX
|
$915.96
|
$XXX,XX
|
$76.33
|
20.943%
|
20.943%
|
20.943%
|
2/XX/2026
|
728
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,420.00
|
6.430%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$152,987.41
|
24.470%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36154294
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$665.24
|
$665.24
|
6.999%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$3,165.00
|
$XXX,XX
|
$263.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
706
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
0
|
No
|
XXX
|
$4,000.00
|
6.300%
|
$0.00
|
No
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
3.44
|
0.29
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
55.48
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32354704
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$757.01
|
$757.01
|
6.990%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,227.96
|
$XXX,XX
|
$102.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
700
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,184.64
|
6.220%
|
$0.00
|
2.0
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.56
|
0.64
|
5/XX/2056
|
$88,465.76
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
91.73
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36189449
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,264.59
|
$1,264.59
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,052.84
|
$XXX,XX
|
$171.07
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
713
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,625.00
|
6.260%
|
$0.00
|
1.5
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.83
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38980462
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,975.39
|
$4,975.39
|
10.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$25,258.43
|
1
|
$XXX,XX
|
$2,016.96
|
$XXX,XX
|
$168.08
|
44.152%
|
44.152%
|
44.152%
|
4/XX/2026
|
696
|
No
|
Yes
|
12
|
Business
|
92.000%
|
100.000%
|
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 21.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,185.89
|
6.260%
|
$0.00
|
1.2
|
None
|
Yes
|
No
|
10.000%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$45,543.90
|
6.820%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
4.77
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35986236
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,232.37
|
$1,232.37
|
7.500%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,113.96
|
$XXX,XX
|
$92.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
752
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,043.00
|
6.260%
|
$0.00
|
1.0
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
6/XX/2056
|
$85,000.03
|
36.170%
|
No
|
Yes
|
Commitment
|
Leasehold
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.25
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33013261
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$642.11
|
$642.11
|
6.750%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,191.00
|
$XXX,XX
|
$99.25
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
763
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
6/XX/2056
|
$8,139.38
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.42
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34475609
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,737.86
|
$6,737.86
|
7.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,711.71
|
1
|
$XXX,XX
|
$12,392.04
|
$XXX,XX
|
$1,032.67
|
53.800%
|
53.800%
|
53.800%
|
4/XX/2026
|
809
|
Yes
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2026
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2026
[Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Non-Primary Income - Rations]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Rations]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Housing Allowance]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,920.00
|
6.260%
|
$14,400.00
|
1.3
|
None
|
No
|
No
|
7.250%
|
0
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$472,675.27
|
40.670%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
10.54
|
No
|
No
|
$3,718.48
|
$10,715.10
|
No
|
No
|
No
|
No
|
4
|
360
|
AE
|
5/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38005481
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,291.48
|
$4,291.48
|
9.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$43,097.97
|
1
|
$XXX,XX
|
$4,881.96
|
$XXX,XX
|
$406.83
|
26.061%
|
26.061%
|
26.061%
|
1/XX/2026
|
756
|
No
|
Yes
|
12
|
Business
|
100.000%
|
80.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 80.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2022
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,812.13
|
6.430%
|
$0.00
|
4.3
|
None
|
No
|
No
|
9.750%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$7,528.94
|
1.350%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.93
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
7/XX/2026
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30622734
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,488.72
|
$1,488.72
|
6.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,125.00
|
$XXX,XX
|
$93.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
793
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,199.60
|
6.260%
|
$0.00
|
1.0
|
Yes
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
6/XX/2056
|
$86,214.67
|
30.790%
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
12.93
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30235692
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,762.98
|
$3,762.98
|
8.125%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$3,646.56
|
$XXX,XX
|
$303.88
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
749
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,421.65
|
6.260%
|
$0.00
|
3.3
|
No
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
26.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31034377
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$745.00
|
$745.00
|
7.749%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$276.00
|
$XXX,XX
|
$23.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
805
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,080.00
|
6.320%
|
$0.00
|
1.0
|
Yes
|
No
|
7.749%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
6/XX/2056
|
$53,441.16
|
41.100%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.26
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31463441
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,822.92
|
$11,824.33
|
6.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$26,611.70
|
1
|
$XXX,XX
|
$2,739.96
|
$XXX,XX
|
$228.33
|
41.495%
|
34.897%
|
41.495%
|
4/XX/2026
|
810
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,145.00
|
6.260%
|
$0.00
|
3.7
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
240
|
6/XX/2056
|
$5,984,587.17
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
236.44
|
No
|
No
|
$19,572.37
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33512322
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,339.22
|
$1,339.22
|
7.124%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,877.04
|
$XXX,XX
|
$156.42
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
706
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,940.00
|
6.260%
|
$0.00
|
3.3
|
No
|
No
|
7.124%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
40.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38145603
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,171.73
|
$1,171.73
|
7.375%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,761.00
|
$XXX,XX
|
$146.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
711
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
1.3
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.21
|
0.83
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
45.24
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32909651
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,250.74
|
$1,250.74
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,163.04
|
$XXX,XX
|
$96.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
763
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,507.50
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
108.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31931261
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$432.45
|
$432.45
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,658.04
|
$XXX,XX
|
$138.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
796
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
93.41
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32941526
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,770.00
|
$7,437.24
|
7.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,934.69
|
1
|
$XXX,XX
|
$7,464.96
|
$XXX,XX
|
$622.08
|
37.833%
|
33.503%
|
37.833%
|
4/XX/2026
|
807
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,250.00
|
6.260%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
7.500%
|
2
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
240
|
6/XX/2056
|
$566,830.94
|
No
|
28
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
78.68
|
No
|
No
|
$0.00
|
$19,619.30
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32382230
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,016.99
|
$4,016.99
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,427.22
|
1
|
$XXX,XX
|
$2,000.04
|
$XXX,XX
|
$166.67
|
25.976%
|
25.976%
|
25.976%
|
5/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,994.90
|
6.320%
|
$10,192.01
|
1.0
|
None
|
Yes
|
No
|
6.000%
|
1
|
2
|
0
|
0
|
2
|
2
|
0.00
|
No
|
6/XX/2056
|
$502,104.09
|
51.230%
|
No
|
3
|
15
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
72.56
|
No
|
$0.00
|
$6,573.21
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34278459
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$997.96
|
$997.96
|
7.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,078.68
|
1
|
$XXX,XX
|
$2,542.20
|
$XXX,XX
|
$211.85
|
16.285%
|
16.285%
|
16.285%
|
4/XX/2026
|
633
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,444.14
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$3,968.12
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
5.87
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31004291
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,113.27
|
$3,113.27
|
6.750%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$30,436.39
|
1
|
$XXX,XX
|
$3,743.40
|
$XXX,XX
|
$311.95
|
26.374%
|
26.374%
|
26.374%
|
4/XX/2026
|
812
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,145.00
|
6.320%
|
$9,205.00
|
1.1
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$4,346,688.70
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
64.87
|
No
|
No
|
$4,514.10
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
5/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30124469
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,547.32
|
$3,547.32
|
7.250%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$6,468.96
|
$XXX,XX
|
$539.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
775
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
88.98
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35710519
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,839.40
|
$1,839.40
|
6.875%
|
No
|
No
|
US Citizen
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$2,688.96
|
$XXX,XX
|
$224.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
800
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$14,000.00
|
6.320%
|
$0.00
|
1.9
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.68
|
0.37
|
6/XX/2056
|
$132,736.80
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.82
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36287099
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$640.51
|
$640.51
|
6.875%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$795.96
|
$XXX,XX
|
$66.33
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
801
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$1,000.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.64
|
0.61
|
6/XX/2056
|
$18,363.61
|
14.120%
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
62.79
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39945968
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,629.94
|
$1,629.94
|
8.800%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,643.00
|
$XXX,XX
|
$220.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
646
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,185.38
|
6.320%
|
$0.00
|
2.6
|
No
|
No
|
8.800%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
6/XX/2056
|
$25,630.65
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.29
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39151225
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,640.02
|
$2,640.02
|
7.250%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$6,413.40
|
$XXX,XX
|
$534.45
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
678
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$15,480.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
7/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
72.78
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30233840
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,232.34
|
$1,232.34
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,652.04
|
$XXX,XX
|
$137.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
7/XX/2056
|
$591,873.36
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
194.05
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38510198
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,833.01
|
$2,833.01
|
6.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$13,188.42
|
1
|
$XXX,XX
|
$2,757.96
|
$XXX,XX
|
$229.83
|
36.385%
|
36.385%
|
36.385%
|
5/XX/2026
|
749
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Pension]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.320%
|
$0.00
|
3.4
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$3,002,351.72
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
18.47
|
No
|
No
|
$1,662.85
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39474527
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,930.75
|
$1,930.75
|
6.750%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,404.69
|
1
|
$XXX,XX
|
$2,114.16
|
$XXX,XX
|
$176.18
|
38.715%
|
38.715%
|
38.715%
|
5/XX/2026
|
731
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.420%
|
$0.00
|
3.5
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$11,465.97
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
4.44
|
No
|
$7,672.90
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35591424
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,291.83
|
$1,291.83
|
6.625%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$843.96
|
$XXX,XX
|
$70.33
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
792
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,070.00
|
6.320%
|
$0.00
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
7/XX/2056
|
$101,798.35
|
37.840%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
15.51
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34206434
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,320.82
|
$3,320.82
|
6.750%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$5,463.12
|
1
|
$XXX,XX
|
$1,179.96
|
$XXX,XX
|
$98.33
|
41.041%
|
41.041%
|
41.041%
|
3/XX/2026
|
786
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$5,907.84
|
6.320%
|
$0.00
|
None
|
Yes
|
No
|
6.750%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$920,948.44
|
100.000%
|
No
|
15
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.05
|
No
|
$5,486.02
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36096103
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,488.12
|
$2,488.12
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$30,872.97
|
1
|
$XXX,XX
|
$2,532.96
|
$XXX,XX
|
$211.08
|
27.986%
|
27.986%
|
27.986%
|
4/XX/2026
|
772
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,193.71
|
6.320%
|
$0.00
|
2.3
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$322,327.01
|
63.820%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
63.38
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39767995
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,047.85
|
$1,047.85
|
7.000%
|
No
|
No
|
Permanent Resident Alien
|
2
|
$XXX,XX
|
$624.24
|
$XXX,XX
|
$52.02
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
734
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,875.00
|
6.320%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
34.9
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33327615
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$906.51
|
$906.51
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$775.80
|
$XXX,XX
|
$64.65
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
774
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.22
|
0.82
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
105.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39225246
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,333.13
|
$1,333.13
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$464.04
|
$XXX,XX
|
$38.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
748
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,328.00
|
6.320%
|
$0.00
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.84
|
1.19
|
6/XX/2056
|
$160,038.83
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
64.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
CX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36935814
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,272.06
|
$1,272.06
|
7.000%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
$5,006.50
|
1
|
$XXX,XX
|
$769.32
|
$XXX,XX
|
$64.11
|
49.935%
|
49.935%
|
49.935%
|
5/XX/2026
|
815
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,490.70
|
6.320%
|
$6,000.00
|
1.0
|
None
|
Yes
|
No
|
7.000%
|
0
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$285,743.83
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
143.78
|
No
|
No
|
$0.00
|
$9,999.99
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37481083
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,009.75
|
$4,009.75
|
6.990%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$6,798.91
|
1
|
$XXX,XX
|
$1,157.64
|
$XXX,XX
|
$96.47
|
49.331%
|
49.331%
|
49.331%
|
5/XX/2026
|
796
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$29,653.62
|
6.320%
|
$30,000.00
|
1.0
|
None
|
N/A
|
No
|
6.990%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2066
|
$188,849.11
|
25.010%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
13.14
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
480
|
A99
|
5/XX/2027
|
$995,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38937144
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,572.15
|
$1,572.15
|
6.375%
|
No
|
No
|
Not Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,543.89
|
1
|
$XXX,XX
|
$849.00
|
$XXX,XX
|
$70.75
|
43.588%
|
43.588%
|
43.588%
|
5/XX/2026
|
691
|
No
|
No
|
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025
[Coborrower(s) - | Primary Income - Pension]; 1099 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
1
|
0
|
0
|
0
|
XXX
|
$6,327.20
|
6.320%
|
$1,000.00
|
1.0
|
None
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$216,551.38
|
51.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
15.07
|
No
|
No
|
$11,600.15
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33711709
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$598.92
|
$598.92
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$998.52
|
$XXX,XX
|
$83.21
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
746
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$4,800.00
|
6.260%
|
$0.00
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
6/XX/2056
|
$61,697.25
|
51.410%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39510763
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,235.85
|
$3,235.85
|
6.499%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$32,201.51
|
1
|
$XXX,XX
|
$3,170.04
|
$XXX,XX
|
$264.17
|
24.586%
|
24.586%
|
24.586%
|
2/XX/2026
|
760
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026
[Borrower - | Primary Income - P&L Statement Only]; Other - 2026
[Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Borrower - | Non-Primary Income - P&L Statement Only]; CPA Letter - 2026
[Borrower - | Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; CPA Letter - 2026
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; Other - 2026
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - P&L Statement Only]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - P&L Statement Only]; Other - 2026
[Coborrower(s) - | Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - P&L Statement Only]; P&L Statement - 2025
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; CPA Letter - 2026
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - P&L Statement Only]; P&L Statement - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo CPA P&L
|
0
|
0
|
0
|
XXX
|
$19,162.44
|
6.430%
|
$20,000.00
|
1.0
|
None
|
Yes
|
No
|
6.499%
|
0
|
0
|
0
|
0
|
0
|
0
|
12.00
|
No
|
6/XX/2056
|
$220,540.29
|
34.450%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.43
|
Yes
|
No
|
$25,005.22
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30583817
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,951.26
|
$3,951.26
|
6.750%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$10,877.18
|
1
|
$XXX,XX
|
$2,040.00
|
$XXX,XX
|
$170.00
|
49.144%
|
49.144%
|
49.144%
|
5/XX/2026
|
717
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.320%
|
$0.00
|
1.6
|
None
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$2,682,979.98
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
375.51
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39178037
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$904.81
|
$904.81
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,176.60
|
$XXX,XX
|
$98.05
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
791
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,440.00
|
6.320%
|
$0.00
|
1.0
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.89
|
6/XX/2056
|
$161,081.88
|
94.750%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
113.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36275280
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,214.56
|
$5,214.56
|
6.500%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$15,325.32
|
1
|
$XXX,XX
|
$3,012.12
|
$XXX,XX
|
$251.01
|
38.299%
|
38.299%
|
38.299%
|
4/XX/2026
|
796
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Wages]; Other - 2026
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.500%
|
2
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
120
|
7/XX/2056
|
$2,177,839.47
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
16.82
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39281625
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$13,432.73
|
$13,432.73
|
7.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$841,672.19
|
1
|
$XXX,XX
|
$4,797.36
|
$XXX,XX
|
$399.78
|
2.752%
|
2.752%
|
2.752%
|
3/XX/2026
|
735
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$53,162.50
|
6.320%
|
$0.00
|
1.6
|
None
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
26.62
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
7/XX/2026
|
$61,000,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34816653
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,526.67
|
$2,526.67
|
6.375%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$7,939.56
|
1
|
$XXX,XX
|
$2,459.04
|
$XXX,XX
|
$204.92
|
40.456%
|
40.456%
|
40.456%
|
5/XX/2026
|
775
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,062.95
|
6.320%
|
$0.00
|
1.2
|
None
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$29,024.77
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
9.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37030401
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,391.22
|
$2,391.22
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$119,459.06
|
1
|
$XXX,XX
|
$3,693.60
|
$XXX,XX
|
$307.80
|
33.510%
|
33.510%
|
33.510%
|
2/XX/2026
|
745
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,340.64
|
6.320%
|
$0.00
|
2.8
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$274,486.90
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
358.9
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39526946
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$518.01
|
$518.01
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,002.96
|
$XXX,XX
|
$83.58
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
681
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
3.7
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
89.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39629205
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,839.96
|
$1,839.96
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,286.52
|
$XXX,XX
|
$107.21
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
726
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.420%
|
$0.00
|
1.0
|
Yes
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
86.46
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32723284
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,018.43
|
$4,018.43
|
7.000%
|
No
|
No
|
Employed
|
US Citizen
|
$30,114.14
|
1
|
$XXX,XX
|
$1,541.04
|
$XXX,XX
|
$128.42
|
28.653%
|
28.653%
|
28.653%
|
4/XX/2026
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,195.00
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.000%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$120,552.24
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
21.09
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36016377
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,395.54
|
$3,395.54
|
7.125%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$10,830.36
|
1
|
$XXX,XX
|
$4,431.60
|
$XXX,XX
|
$369.30
|
48.933%
|
48.933%
|
48.933%
|
4/XX/2026
|
640
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,817.00
|
6.320%
|
$0.00
|
1.9
|
None
|
No
|
No
|
7.125%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$260,217.67
|
36.140%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
50.27
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35966157
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,655.46
|
$1,655.46
|
6.875%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,844.04
|
$XXX,XX
|
$153.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,080.00
|
6.320%
|
$6,000.00
|
3.7
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
6/XX/2056
|
$5,000.00
|
1.580%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37080678
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,859.38
|
$1,859.38
|
8.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,286.08
|
1
|
$XXX,XX
|
$410.04
|
$XXX,XX
|
$34.17
|
47.232%
|
47.232%
|
47.232%
|
4/XX/2026
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,901.60
|
6.320%
|
$10,000.00
|
DU
|
ApproveEligible
|
No
|
No
|
8.250%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$494,221.33
|
100.000%
|
No
|
26
|
10
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
200.02
|
No
|
No
|
$0.00
|
$3,278.23
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
7/XX/2026
|
$3,388,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30317851
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$826.48
|
$826.48
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,277.64
|
$XXX,XX
|
$106.47
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
767
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
1.6
|
Yes
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
7/XX/2056
|
$267,368.50
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
183.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35743027
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,280.89
|
$9,280.89
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$306,362.12
|
1
|
$XXX,XX
|
$9,517.56
|
$XXX,XX
|
$793.13
|
5.662%
|
5.662%
|
5.662%
|
4/XX/2026
|
770
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,820.00
|
6.600%
|
$0.00
|
2.6
|
None
|
No
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
104.71
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
2/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38753971
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,713.65
|
$1,713.65
|
6.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,927.80
|
$XXX,XX
|
$160.65
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
772
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,304.00
|
6.570%
|
$0.00
|
2.5
|
Yes
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.2
|
0.84
|
7/XX/2056
|
$72,891.95
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
19.87
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34608607
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,021.57
|
$3,021.57
|
6.874%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,975.80
|
1
|
$XXX,XX
|
$2,099.88
|
$XXX,XX
|
$174.99
|
45.610%
|
45.610%
|
45.610%
|
5/XX/2026
|
794
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$11,099.99
|
6.260%
|
$0.00
|
2.3
|
None
|
N/A
|
No
|
6.874%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$113,187.23
|
19.680%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.19
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33741717
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$870.94
|
$870.94
|
7.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,329.80
|
$XXX,XX
|
$194.15
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.74
|
0.57
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
90.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30010301
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$9,570.16
|
$9,570.16
|
6.375%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$4,035.00
|
$XXX,XX
|
$336.25
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
725
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$39,117.00
|
6.320%
|
$0.00
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.71
|
0.58
|
7/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34567089
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,258.81
|
$5,258.81
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$42,390.57
|
1
|
$XXX,XX
|
$3,020.04
|
$XXX,XX
|
$251.67
|
16.675%
|
16.675%
|
16.675%
|
4/XX/2026
|
772
|
No
|
Yes
|
12
|
Business
|
100.000%
|
99.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Expense Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,145.00
|
6.320%
|
$0.00
|
3.6
|
None
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
Yes
|
7/XX/2056
|
$23,222.86
|
2.230%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
86.41
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36562613
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,648.28
|
$1,648.28
|
6.990%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,154.04
|
$XXX,XX
|
$96.17
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
802
|
804
|
804
|
808
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,920.00
|
6.320%
|
$0.00
|
1.0
|
Yes
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
6/XX/2056
|
$80,682.63
|
26.020%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.52
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31089116
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,920.93
|
$1,920.93
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$34,279.90
|
2
|
$XXX,XX
|
$2,477.04
|
$XXX,XX
|
$206.42
|
12.734%
|
12.734%
|
12.734%
|
5/XX/2026
|
778
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.320%
|
$0.00
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$732,695.98
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33183889
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$252.54
|
$252.54
|
7.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$995.04
|
$XXX,XX
|
$82.92
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
712
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
2.6
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.24
|
0.45
|
7/XX/2056
|
$49,098.12
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
71.73
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38182499
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,807.41
|
$2,807.41
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,816.04
|
$XXX,XX
|
$234.67
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
754
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$22,500.00
|
6.410%
|
$0.00
|
1.0
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.08
|
0.93
|
7/XX/2056
|
$1,026,899.98
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
212.24
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31059788
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,710.47
|
$3,710.47
|
6.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,451.00
|
$XXX,XX
|
$204.25
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
767
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$23,790.00
|
6.320%
|
$0.00
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.74
|
6/XX/2056
|
$30,000.00
|
3.270%
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.31
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32625478
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,208.83
|
$1,208.83
|
6.500%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,547.76
|
$XXX,XX
|
$128.98
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
776
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,562.50
|
6.320%
|
$0.00
|
1.0
|
No
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
7/XX/2056
|
$12,439.61
|
4.870%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.19
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33957363
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$12,133.33
|
$13,838.29
|
7.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$25,604.45
|
1
|
$XXX,XX
|
$9,137.40
|
$XXX,XX
|
$761.45
|
48.603%
|
45.181%
|
48.603%
|
5/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.320%
|
$0.00
|
1.3
|
None
|
Yes
|
No
|
7.000%
|
1
|
2
|
2
|
0
|
2
|
1
|
0.00
|
No
|
360
|
6/XX/2066
|
$1,456,181.69
|
56.000%
|
No
|
16
|
17
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
68
|
Yes
|
No
|
$0.00
|
$19,663.93
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37782564
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,077.51
|
$1,077.51
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$5,504.95
|
1
|
$XXX,XX
|
$4,144.08
|
$XXX,XX
|
$345.34
|
37.036%
|
37.036%
|
37.036%
|
5/XX/2026
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,995.00
|
6.410%
|
$3,500.00
|
1.0
|
None
|
No
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$544,698.58
|
31.120%
|
No
|
15
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
31.78
|
No
|
$0.00
|
$5,470.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38080550
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,259.77
|
$7,259.77
|
7.375%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
4
|
$XXX,XX
|
$3,851.64
|
$XXX,XX
|
$320.97
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
803
|
Level 3-Stated/Partially Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.410%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
240
|
6/XX/2056
|
$618,453.66
|
39.260%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LP
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.93
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30259715
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,160.34
|
$3,160.34
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,334.93
|
1
|
$XXX,XX
|
$5,988.00
|
$XXX,XX
|
$499.00
|
43.063%
|
43.063%
|
43.063%
|
4/XX/2026
|
794
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower - | Primary Income - Sole Proprietor]; Account Statements - Business - 2026
[Borrower - | Primary Income - Sole Proprietor]; Balance Sheet - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; Balance Sheet - 2025
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.410%
|
$0.00
|
2.2
|
None
|
Yes
|
No
|
6.500%
|
3
|
2
|
0
|
3
|
1
|
16.87
|
No
|
7/XX/2056
|
$404,949.56
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
64.7
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AO
|
3/XX/2027
|
$500,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32820306
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,993.48
|
$7,993.48
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$23,152.38
|
1
|
$XXX,XX
|
$4,394.04
|
$XXX,XX
|
$366.17
|
28.045%
|
28.045%
|
28.045%
|
4/XX/2026
|
663
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr 1099
|
0
|
0
|
0
|
XXX
|
$24,628.08
|
6.410%
|
$0.00
|
4.4
|
None
|
No
|
No
|
8.250%
|
1
|
0
|
0
|
2
|
1
|
No
|
6/XX/2056
|
$547,852.06
|
41.190%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
27.27
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36982006
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,540.18
|
$1,540.18
|
7.000%
|
No
|
No
|
0
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,872.12
|
$XXX,XX
|
$156.01
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
772
|
779
|
755
|
780
|
772
|
751
|
773
|
Level 3-Stated/Partially Verified
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,482.00
|
6.410%
|
$0.00
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.33
|
0.75
|
6/XX/2056
|
$784,932.85
|
No
|
Yes
|
Short Form
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
389
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37514906
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,282.65
|
$1,282.65
|
6.875%
|
No
|
No
|
0
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$2,153.64
|
$XXX,XX
|
$179.47
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
772
|
Level 3-Stated/Partially Verified
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,369.37
|
6.410%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.33
|
0.75
|
6/XX/2056
|
$784,932.85
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
456.5
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30419334
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,760.42
|
$2,760.42
|
6.625%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,740.00
|
$XXX,XX
|
$145.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
793
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$20,000.00
|
6.520%
|
$0.00
|
2.6
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.83
|
1.2
|
240
|
7/XX/2056
|
$934,507.12
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
244.39
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34687293
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,462.87
|
$2,462.87
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$13,163.65
|
1
|
$XXX,XX
|
$3,998.04
|
$XXX,XX
|
$333.17
|
29.439%
|
29.439%
|
29.439%
|
5/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,995.00
|
6.320%
|
$0.00
|
1.4
|
None
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$657,255.66
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
24.37
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32401678
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,905.72
|
$2,905.72
|
6.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,364.92
|
1
|
$XXX,XX
|
$828.00
|
$XXX,XX
|
$69.00
|
24.774%
|
24.774%
|
24.774%
|
5/XX/2026
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,245.00
|
6.410%
|
$5,000.00
|
3.1
|
None
|
No
|
No
|
6.750%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$206,700.75
|
36.910%
|
No
|
4
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
25.46
|
No
|
$0.00
|
$11,337.73
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32725233
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,177.89
|
$3,177.89
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$80,082.57
|
1
|
$XXX,XX
|
$7,930.68
|
$XXX,XX
|
$660.89
|
9.427%
|
9.427%
|
9.427%
|
4/XX/2026
|
775
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,290.00
|
6.410%
|
$0.00
|
3.7
|
None
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$603,493.82
|
93.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
103.47
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
5/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30812809
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,297.60
|
$3,297.60
|
6.625%
|
No
|
No
|
Employed
|
US Citizen
|
$8,175.49
|
1
|
$XXX,XX
|
$1,509.96
|
$XXX,XX
|
$125.83
|
43.022%
|
43.022%
|
43.022%
|
4/XX/2026
|
809
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,670.00
|
6.420%
|
$2,000.00
|
1.0
|
None
|
No
|
No
|
6.625%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$868,685.26
|
100.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37382367
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$938.08
|
$938.08
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,853.00
|
$XXX,XX
|
$237.75
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.410%
|
$21,800.00
|
1.0
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.52
|
0.66
|
7/XX/2056
|
$385,594.51
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
59.59
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33817280
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$12,029.84
|
$12,029.84
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$24,360.04
|
3
|
$XXX,XX
|
$6,200.04
|
$XXX,XX
|
$516.67
|
44.492%
|
44.492%
|
44.492%
|
5/XX/2026
|
784
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2006
[Coborrower(s) - | Primary Income - Wages]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,890.00
|
6.410%
|
$0.00
|
None
|
N/A
|
No
|
6.625%
|
2
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
6/XX/2056
|
$1,053,544.58
|
42.050%
|
No
|
28
|
28
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
26.54
|
Yes
|
No
|
$0.00
|
$25,942.62
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39060944
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,427.88
|
$1,427.88
|
6.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,724.04
|
$XXX,XX
|
$143.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$11,750.00
|
6.320%
|
$7,100.00
|
1.0
|
N/A
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
119.19
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33991657
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,308.94
|
$2,308.94
|
6.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$33,794.75
|
1
|
$XXX,XX
|
$2,676.72
|
$XXX,XX
|
$223.06
|
25.687%
|
25.687%
|
25.687%
|
4/XX/2026
|
781
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,313.75
|
6.320%
|
$8,100.00
|
1.0
|
None
|
No
|
No
|
6.250%
|
1
|
1
|
1
|
0
|
4
|
1
|
4.37
|
No
|
6/XX/2056
|
$7,500.00
|
1.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
297.78
|
No
|
No
|
$22,301.31
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32792487
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,077.95
|
$1,077.95
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$528.00
|
$XXX,XX
|
$44.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
806
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.410%
|
$0.00
|
1.0
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
6/XX/2056
|
$365,422.98
|
76.120%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
147.93
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37114041
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,124.08
|
$1,124.08
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$4,295.15
|
1
|
$XXX,XX
|
$0.00
|
$XXX,XX
|
$0.00
|
31.331%
|
31.331%
|
31.331%
|
5/XX/2026
|
805
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,140.90
|
6.410%
|
$5,000.00
|
1.0
|
None
|
Yes
|
No
|
6.125%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$198,063.52
|
54.260%
|
No
|
12
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.94
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33744876
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,296.62
|
$8,296.62
|
9.125%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$14,436.86
|
1
|
$XXX,XX
|
$1,352.88
|
$XXX,XX
|
$112.74
|
43.932%
|
49.306%
|
43.932%
|
5/XX/2026
|
792
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$10,582.84
|
6.200%
|
$0.00
|
1.0
|
None
|
No
|
No
|
9.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$3,321,888.05
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.65
|
No
|
No
|
$6,680.74
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30378658
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$521.60
|
$521.60
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,082.64
|
$XXX,XX
|
$90.22
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,136.00
|
6.410%
|
$5,880.00
|
1.0
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
7/XX/2056
|
$143,190.56
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
179.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30723402
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,761.03
|
$1,761.03
|
8.000%
|
No
|
No
|
Employed
|
US Citizen
|
$15,248.35
|
4
|
$XXX,XX
|
$5,403.00
|
$XXX,XX
|
$450.25
|
38.801%
|
38.801%
|
38.801%
|
3/XX/2026
|
696
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,597.40
|
6.410%
|
$5,000.00
|
None
|
No
|
No
|
8.000%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$81,014.16
|
27.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.21
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34626207
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,620.04
|
$8,620.04
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,841.09
|
1
|
$XXX,XX
|
$3,840.96
|
$XXX,XX
|
$320.08
|
38.544%
|
38.544%
|
38.544%
|
4/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$500.00
|
6.410%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
1
|
2
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
6/XX/2056
|
$816,117.74
|
46.630%
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
52.49
|
No
|
No
|
$0.00
|
$12,083.33
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34790513
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$713.23
|
$713.23
|
8.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$957.96
|
$XXX,XX
|
$79.83
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
716
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.410%
|
$0.00
|
1.8
|
Yes
|
No
|
8.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.78
|
7/XX/2056
|
$6,374.74
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
96.48
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30143447
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,756.16
|
$4,756.16
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,372.00
|
$XXX,XX
|
$281.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
809
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$36,200.00
|
6.130%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.04
|
0.49
|
3/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
19.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36302338
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,697.77
|
$1,697.77
|
7.125%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$3,141.00
|
$XXX,XX
|
$261.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
646
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$12,600.00
|
5.990%
|
$0.00
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
16.11
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33807286
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,472.97
|
$2,472.97
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,466.16
|
$XXX,XX
|
$122.18
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
692
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$23,275.00
|
5.990%
|
$0.00
|
1.0
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
240
|
3/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
134.66
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34562221
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,161.60
|
$3,161.60
|
6.500%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$3,381.00
|
$XXX,XX
|
$281.75
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
706
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$25,010.00
|
5.990%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.33
|
0.75
|
4/XX/2056
|
$102,031.40
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
27.87
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33358073
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,555.96
|
$1,555.96
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,253.34
|
1
|
$XXX,XX
|
$2,990.40
|
$XXX,XX
|
$249.20
|
22.937%
|
22.937%
|
22.937%
|
5/XX/2026
|
685
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,645.00
|
6.410%
|
$0.00
|
2.1
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$575,103.61
|
70.560%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30762483
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,358.01
|
$2,358.01
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$872.04
|
$XXX,XX
|
$72.67
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
768
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
2.6
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.81
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.03
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36402088
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,459.35
|
$1,459.35
|
6.750%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$3,253.63
|
1
|
$XXX,XX
|
$1,425.00
|
$XXX,XX
|
$118.75
|
42.689%
|
42.689%
|
42.689%
|
4/XX/2026
|
662
|
No
|
Yes
|
12
|
Business
|
100.000%
|
49.000%
|
51.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Shared Bank Statements]; 4506-C (for Business) - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
1
|
0
|
0
|
XXX
|
$9,530.75
|
6.410%
|
$0.00
|
1.6
|
None
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$278,032.34
|
85.540%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
69.95
|
No
|
$2,895.34
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34659682
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$760.34
|
$760.34
|
6.990%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$201.24
|
$XXX,XX
|
$16.77
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
800
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,576.00
|
6.410%
|
$8,000.00
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
6/XX/2056
|
$35,100.30
|
24.540%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32997008
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,406.33
|
$3,406.33
|
6.375%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$6,968.64
|
$XXX,XX
|
$580.72
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
799
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$13,923.00
|
6.410%
|
$0.00
|
1.5
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.27
|
0.79
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
64.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30242971
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,225.71
|
$2,225.71
|
6.750%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
$62,233.12
|
2
|
$XXX,XX
|
$1,029.00
|
$XXX,XX
|
$85.75
|
29.894%
|
29.894%
|
29.894%
|
2/XX/2026
|
807
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; Vesting Schedule - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,189.49
|
6.300%
|
$0.00
|
None
|
No
|
No
|
6.750%
|
0
|
1
|
0
|
0
|
0
|
0
|
0.00
|
No
|
5/XX/2056
|
$3,387,862.69
|
100.000%
|
No
|
26
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1196.29
|
No
|
No
|
$0.00
|
$88,770.37
|
No
|
No
|
No
|
No
|
8
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31509221
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,065.97
|
$4,065.97
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$32,993.08
|
1
|
$XXX,XX
|
$3,723.96
|
$XXX,XX
|
$310.33
|
30.589%
|
30.589%
|
30.589%
|
3/XX/2026
|
668
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,268.80
|
6.430%
|
$0.00
|
2.9
|
None
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.2
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33594228
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,589.07
|
$1,589.07
|
6.750%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,389.48
|
$XXX,XX
|
$115.79
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,800.00
|
6.410%
|
$0.00
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
106.67
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36599593
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,225.71
|
$2,225.71
|
6.750%
|
No
|
No
|
Not Employed
|
Employed
|
Permanent Resident Alien
|
$69,509.12
|
2
|
$XXX,XX
|
$1,121.04
|
$XXX,XX
|
$93.42
|
29.748%
|
29.748%
|
29.748%
|
4/XX/2026
|
788
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Restricted Stock Agreement - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; Vesting Schedule - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,189.84
|
6.300%
|
$0.00
|
None
|
N/A
|
No
|
6.750%
|
0
|
2
|
0
|
0
|
0
|
0
|
0.00
|
No
|
6/XX/2056
|
$509,839.29
|
100.000%
|
No
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Employment Authorization
|
153.66
|
No
|
No
|
$0.00
|
$98,941.98
|
No
|
No
|
No
|
No
|
9
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35807367
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,029.69
|
$5,029.69
|
7.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$36,605.55
|
1
|
$XXX,XX
|
$4,071.00
|
$XXX,XX
|
$339.25
|
27.032%
|
27.032%
|
27.032%
|
4/XX/2026
|
781
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,758.00
|
6.420%
|
$7,500.00
|
1.6
|
None
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$71,224.20
|
7.530%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
17.46
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35373638
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,157.45
|
$3,157.45
|
7.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
4
|
$XXX,XX
|
$2,514.96
|
$XXX,XX
|
$209.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
798
|
801
|
798
|
793
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.420%
|
$0.00
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.79
|
6/XX/2056
|
$183,362.15
|
31.690%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.97
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39020568
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,084.44
|
$1,084.44
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,366.64
|
$XXX,XX
|
$197.22
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$30,645.00
|
1.0
|
No
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
7/XX/2056
|
$385,594.51
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
176.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33345120
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$617.91
|
$617.91
|
7.750%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$926.04
|
$XXX,XX
|
$77.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
684
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$2,587.50
|
6.420%
|
$0.00
|
3.3
|
No
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.23
|
0.81
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
100.5
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33212333
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,521.31
|
$1,521.31
|
8.250%
|
No
|
No
|
Self-Employed
|
Permanent Resident Alien
|
$2,739.99
|
1
|
$XXX,XX
|
$836.04
|
$XXX,XX
|
$69.67
|
43.250%
|
43.250%
|
43.250%
|
5/XX/2026
|
752
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,096.60
|
6.420%
|
$0.00
|
1.0
|
None
|
No
|
No
|
8.250%
|
0
|
1
|
0
|
1
|
1
|
3.30
|
No
|
7/XX/2056
|
$22,363.73
|
9.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.11
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31446293
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,134.41
|
$1,134.41
|
8.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,262.04
|
$XXX,XX
|
$105.17
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
703
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,530.00
|
6.220%
|
$0.00
|
1.0
|
Yes
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.86
|
5/XX/2056
|
$5,479.63
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.2
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37685709
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$9,201.13
|
$9,201.13
|
7.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$26,032.51
|
1
|
$XXX,XX
|
$7,577.52
|
$XXX,XX
|
$631.46
|
38.004%
|
38.004%
|
38.004%
|
4/XX/2026
|
792
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Personal - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$25,006.00
|
6.420%
|
$0.00
|
None
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$105,519.34
|
7.480%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
40.91
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
VE
|
5/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38546973
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,747.70
|
$2,747.70
|
7.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$90,003.45
|
1
|
$XXX,XX
|
$2,196.36
|
$XXX,XX
|
$183.03
|
7.016%
|
7.016%
|
7.016%
|
5/XX/2026
|
785
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,594.03
|
6.420%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$252,556.71
|
42.440%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
15.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38610194
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,992.81
|
$3,992.81
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,804.68
|
$XXX,XX
|
$150.39
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
649
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$24,624.24
|
6.420%
|
$0.00
|
1.0
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
6/XX/2056
|
$227,517.32
|
27.710%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.32
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36358622
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,320.92
|
$1,320.92
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$10,778.24
|
1
|
$XXX,XX
|
$869.28
|
$XXX,XX
|
$72.44
|
49.043%
|
49.043%
|
49.043%
|
6/XX/2026
|
722
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,273.75
|
6.420%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
2
|
2
|
0
|
3
|
2
|
0.00
|
No
|
7/XX/2056
|
$13,502.35
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
113.47
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
11
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38255598
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,566.51
|
$1,566.51
|
9.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,334.06
|
1
|
$XXX,XX
|
$1,569.96
|
$XXX,XX
|
$130.83
|
27.065%
|
27.065%
|
27.065%
|
5/XX/2026
|
720
|
No
|
Yes
|
12
|
Business
|
100.000%
|
90.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,309.38
|
6.410%
|
$6,210.00
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$38,482.23
|
18.590%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.3
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32091044
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,785.40
|
$1,785.40
|
7.375%
|
No
|
No
|
Employed
|
US Citizen
|
$10,468.61
|
1
|
$XXX,XX
|
$1,071.00
|
$XXX,XX
|
$89.25
|
49.277%
|
49.277%
|
49.277%
|
5/XX/2026
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.420%
|
$4,000.00
|
1.0
|
None
|
Yes
|
No
|
7.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$716,268.58
|
100.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
230.95
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31104797
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,259.79
|
$1,259.79
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,260.00
|
$XXX,XX
|
$105.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,120.00
|
6.420%
|
$0.00
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
13.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36689401
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$709.48
|
$709.48
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,406.04
|
$XXX,XX
|
$117.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
702
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,320.00
|
6.600%
|
$0.00
|
2.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.59
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32722673
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,074.61
|
$2,074.61
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,648.54
|
1
|
$XXX,XX
|
$995.04
|
$XXX,XX
|
$82.92
|
16.549%
|
16.549%
|
16.549%
|
5/XX/2026
|
738
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,542.76
|
6.420%
|
$5,000.00
|
1.0
|
None
|
Yes
|
No
|
6.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$285,176.58
|
70.410%
|
No
|
28
|
28
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
80.26
|
No
|
No
|
$0.00
|
$13,216.02
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39769726
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$797.73
|
$797.73
|
7.375%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$654.00
|
$XXX,XX
|
$54.50
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
752
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.410%
|
$0.00
|
1.3
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
102.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32618951
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,097.65
|
$3,097.65
|
7.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,829.94
|
1
|
$XXX,XX
|
$4,935.96
|
$XXX,XX
|
$411.33
|
41.533%
|
41.533%
|
41.533%
|
5/XX/2026
|
730
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.600%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$234,026.32
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
44.68
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31560917
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,449.60
|
$8,449.60
|
7.875%
|
No
|
No
|
Employed
|
US Citizen
|
$14,877.14
|
1
|
$XXX,XX
|
$2,477.04
|
$XXX,XX
|
$206.42
|
48.700%
|
48.700%
|
48.700%
|
2/XX/2026
|
700
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.600%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.875%
|
2
|
0
|
0
|
3
|
2
|
0.00
|
No
|
6/XX/2056
|
$508,092.29
|
34.870%
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.85
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33324321
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,215.45
|
$5,215.45
|
6.999%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$44,384.50
|
1
|
$XXX,XX
|
$1,665.96
|
$XXX,XX
|
$138.83
|
25.323%
|
25.323%
|
25.323%
|
3/XX/2026
|
709
|
No
|
No
|
Third Party Prepared
|
[Borrower - | Primary Income - P&L Statement Only]; Account Statements - 2026
[Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2026
[Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026
[Borrower - | Primary Income - P&L Statement Only]; Other - 2026
[Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2026
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
1yr P&L w/Bank Statements
|
0
|
0
|
0
|
XXX
|
$10,231.00
|
6.410%
|
$0.00
|
None
|
N/A
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
12.00
|
No
|
7/XX/2056
|
$26,537.48
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.55
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36442372
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$818.83
|
$818.83
|
6.375%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,637.76
|
$XXX,XX
|
$136.48
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
716
|
751
|
762
|
771
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,346.87
|
6.410%
|
$0.00
|
2.8
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.28
|
0.78
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
18.47
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33351988
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,324.04
|
$8,324.04
|
6.625%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$46,653.34
|
1
|
$XXX,XX
|
$18,111.00
|
$XXX,XX
|
$1,509.25
|
19.907%
|
19.907%
|
19.907%
|
5/XX/2026
|
769
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,450.00
|
6.420%
|
$0.00
|
1.0
|
None
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$28,936.64
|
1.600%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.61
|
No
|
No
|
$29,124.51
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
6/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30401460
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,472.89
|
$2,472.89
|
7.250%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,937.04
|
$XXX,XX
|
$161.42
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
746
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.600%
|
$0.00
|
1.0
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
7/XX/2056
|
$277,511.76
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
188.05
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34895763
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$783.49
|
$783.49
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,011.96
|
$XXX,XX
|
$84.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
774
|
797
|
798
|
781
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.600%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.33
|
0.75
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
124.09
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34164592
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$874.45
|
$874.45
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,023.00
|
$XXX,XX
|
$85.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
774
|
797
|
798
|
781
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.600%
|
$0.00
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
18.72
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34070294
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$893.50
|
$893.50
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$723.00
|
$XXX,XX
|
$60.25
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
771
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.600%
|
$0.00
|
2.6
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
7/XX/2056
|
$65,178.48
|
35.940%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
15.95
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38360013
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,312.80
|
$4,312.80
|
7.750%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$6,446.43
|
1
|
$XXX,XX
|
$5,148.00
|
$XXX,XX
|
$429.00
|
50.736%
|
50.736%
|
50.736%
|
2/XX/2026
|
632
|
No
|
Yes
|
12
|
Business
|
47.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$20,336.36
|
6.600%
|
$0.00
|
1.3
|
None
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$595.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
0.03
|
No
|
$6,322.84
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
10/XX/2026
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31144653
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,436.86
|
$1,436.86
|
6.999%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,023.96
|
$XXX,XX
|
$85.33
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
786
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,639.68
|
6.410%
|
$8,099.70
|
1.0
|
Yes
|
No
|
6.999%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.08
|
0.93
|
6/XX/2056
|
$99,254.58
|
36.760%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.26
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33121083
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,008.29
|
$1,008.29
|
7.374%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$848.04
|
$XXX,XX
|
$70.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
686
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,840.00
|
6.420%
|
$0.00
|
2.4
|
N/A
|
No
|
7.374%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
58.91
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39097817
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$581.81
|
$581.81
|
7.874%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,071.96
|
$XXX,XX
|
$89.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
712
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,210.00
|
6.420%
|
$0.00
|
1.0
|
Yes
|
No
|
7.874%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.41
|
0.71
|
7/XX/2056
|
$47,206.46
|
44.110%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
15.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34098436
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,265.11
|
$2,265.11
|
6.249%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,314.60
|
$XXX,XX
|
$109.55
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$14,716.80
|
6.420%
|
$23,437.41
|
1.0
|
N/A
|
No
|
6.249%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
6/XX/2056
|
$273,219.30
|
59.400%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
57.88
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39509911
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$969.58
|
$969.58
|
7.624%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,026.96
|
$XXX,XX
|
$85.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
687
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$6,850.00
|
6.420%
|
$0.00
|
No
|
No
|
7.624%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.59
|
0.63
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
61.24
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39974165
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,432.57
|
$1,432.57
|
7.250%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,878.96
|
$XXX,XX
|
$156.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,400.00
|
6.410%
|
$0.00
|
3.1
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.44
|
0.69
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
13.6
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38938480
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$824.37
|
$824.37
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$853.32
|
$XXX,XX
|
$71.11
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
769
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,466.00
|
6.410%
|
$3,733.00
|
1.0
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.59
|
0.63
|
240
|
6/XX/2056
|
$241,255.46
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
186.43
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37511074
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$743.96
|
$743.96
|
7.500%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$1,699.56
|
$XXX,XX
|
$141.63
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
680
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,256.00
|
6.410%
|
$0.00
|
1.0
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
77.83
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33527106
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$918.60
|
$918.60
|
7.375%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,790.04
|
$XXX,XX
|
$149.17
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
642
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,320.00
|
6.410%
|
$0.00
|
1.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.4
|
0.71
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34587912
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,295.80
|
$2,295.80
|
6.749%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$2,157.96
|
$XXX,XX
|
$179.83
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
666
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$14,160.00
|
6.420%
|
$0.00
|
1.6
|
No
|
No
|
6.749%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
7/XX/2056
|
$0.00
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
123.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32457228
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,971.43
|
$1,971.43
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,031.62
|
1
|
$XXX,XX
|
$762.96
|
$XXX,XX
|
$63.58
|
19.543%
|
19.543%
|
19.543%
|
5/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,016.32
|
6.600%
|
$3,550.00
|
1.0
|
None
|
Yes
|
No
|
6.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$323,350.33
|
69.380%
|
No
|
28
|
28
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
52.51
|
No
|
$0.00
|
$8,159.17
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37422659
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,769.79
|
$1,769.79
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$11,835.67
|
1
|
$XXX,XX
|
$1,902.24
|
$XXX,XX
|
$158.52
|
31.074%
|
31.074%
|
31.074%
|
5/XX/2026
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,335.00
|
6.600%
|
$0.00
|
1.1
|
None
|
Yes
|
No
|
6.500%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
7/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.69
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
6/XX/2027
|
$293,900.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38966391
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,571.88
|
$4,571.88
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,791.96
|
$XXX,XX
|
$149.33
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$21,945.00
|
6.600%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
240
|
6/XX/2056
|
$145,303.23
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.45
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32295868
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$5,035.94
|
$5,035.94
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,998.00
|
$XXX,XX
|
$416.50
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$24,172.50
|
6.600%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
240
|
6/XX/2056
|
$208,426.04
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
29.75
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37530032
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$5,035.94
|
$5,035.94
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$4,998.00
|
$XXX,XX
|
$416.50
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$24,172.50
|
6.600%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
240
|
6/XX/2056
|
$207,576.04
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
29.75
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39454261
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,526.04
|
$4,526.04
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,000.00
|
$XXX,XX
|
$250.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$21,725.00
|
6.600%
|
$0.00
|
1.0
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
240
|
6/XX/2056
|
$207,576.04
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.52
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31383250
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,900.69
|
$4,900.69
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,769.04
|
$XXX,XX
|
$147.42
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
736
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$20,515.00
|
6.600%
|
$0.00
|
1.1
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.85
|
1.17
|
6/XX/2056
|
$207,576.04
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.24
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
9
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38607060
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,378.01
|
$7,378.01
|
8.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$87,804.67
|
1
|
$XXX,XX
|
$2,822.04
|
$XXX,XX
|
$235.17
|
13.663%
|
13.663%
|
13.663%
|
5/XX/2026
|
699
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,911.76
|
6.600%
|
$30,000.00
|
3.2
|
None
|
No
|
No
|
8.250%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
6/XX/2056
|
$66,608.88
|
5.420%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.73
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30766394
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$551.05
|
$551.05
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,574.04
|
$XXX,XX
|
$131.17
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
691
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$760.00
|
6.220%
|
$0.00
|
1.0
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.98
|
0.51
|
3/XX/2056
|
$27,601.10
|
29.050%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33617989
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$690.27
|
$690.27
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,581.96
|
$XXX,XX
|
$131.83
|
0.000%
|
0.000%
|
0.000%
|
11/XX/2025
|
691
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$952.00
|
6.220%
|
$0.00
|
1.0
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.21
|
0.82
|
3/XX/2056
|
$35,379.51
|
29.730%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
36.91
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32811398
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,523.06
|
$4,523.06
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,689.96
|
$XXX,XX
|
$140.83
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
807
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$36,250.00
|
6.410%
|
$0.00
|
1.2
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
7/XX/2056
|
$932.87
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
130.9
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30267620
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,316.27
|
$1,316.27
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,803.84
|
$XXX,XX
|
$150.32
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
776
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.600%
|
$0.00
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
33.45
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31456605
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,781.10
|
$2,781.10
|
6.500%
|
No
|
No
|
Self-Employed
|
Non-Permanent Resident Alien
|
Canada
|
$15,881.90
|
1
|
$XXX,XX
|
$2,717.04
|
$XXX,XX
|
$226.42
|
19.959%
|
19.959%
|
19.959%
|
4/XX/2026
|
724
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$4,645.00
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$35,233.69
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
VISA
|
No
|
4.13
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30283993
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,909.80
|
$3,909.80
|
8.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,260.48
|
1
|
$XXX,XX
|
$2,798.04
|
$XXX,XX
|
$233.17
|
43.454%
|
43.454%
|
43.454%
|
4/XX/2026
|
752
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$14,171.50
|
6.600%
|
$0.00
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$10,566.78
|
1.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.64
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31255400
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$954.43
|
$954.43
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,386.96
|
$XXX,XX
|
$115.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
706
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
2.6
|
No
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
20.72
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33096370
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,970.79
|
$1,970.79
|
6.875%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$12,337.08
|
1
|
$XXX,XX
|
$1,980.00
|
$XXX,XX
|
$165.00
|
22.341%
|
22.341%
|
22.341%
|
4/XX/2026
|
746
|
No
|
Yes
|
12
|
Business
|
100.000%
|
25.000%
|
60.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$9,152.00
|
6.320%
|
$5,350.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
$120,461.72
|
32.120%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.4
|
No
|
$11,213.84
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30656620
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,558.16
|
$2,558.16
|
7.250%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$746.04
|
$XXX,XX
|
$62.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
1.0
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
7/XX/2056
|
$181,007.18
|
36.200%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.33
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30689398
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,283.54
|
$5,283.54
|
6.499%
|
No
|
No
|
Employed
|
US Citizen
|
$33,942.77
|
1
|
$XXX,XX
|
$71,385.12
|
$XXX,XX
|
$5,948.76
|
31.945%
|
31.945%
|
31.945%
|
5/XX/2026
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2023
[Borrower - | Primary Income - Wages]; Year End Summary - 2022
[Borrower - | Primary Income - Wages]; Year End Summary - 2021
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,304.99
|
6.410%
|
$0.00
|
1.8
|
None
|
Yes
|
No
|
6.499%
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
6/XX/2056
|
$1,551,663.86
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
69.33
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
VE
|
1/XX/2027
|
$67,250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30679961
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,635.00
|
$1,635.00
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,195.04
|
$XXX,XX
|
$182.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,240.00
|
6.600%
|
$0.00
|
1.0
|
Yes
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.96
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
51.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38879222
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$690.68
|
$690.68
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$903.00
|
$XXX,XX
|
$75.25
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
765
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
3.0
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.54
|
0.65
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
100.93
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35444454
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$595.99
|
$595.99
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,163.04
|
$XXX,XX
|
$96.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
770
|
797
|
798
|
781
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
1.4
|
Yes
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
7/XX/2056
|
$111,830.24
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
101.97
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34633951
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$870.25
|
$870.25
|
7.000%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,332.00
|
$XXX,XX
|
$111.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
774
|
797
|
798
|
781
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
2.9
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.14
|
0.87
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.86
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
B
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30185613
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$609.06
|
$609.06
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,032.00
|
$XXX,XX
|
$86.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
753
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
2.1
|
Yes
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.48
|
0.67
|
7/XX/2056
|
$36,689.08
|
34.940%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.74
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32478272
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,085.53
|
$1,085.53
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$813.96
|
$XXX,XX
|
$67.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
788
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,437.00
|
6.490%
|
$0.00
|
1.0
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
7/XX/2056
|
$23,088.51
|
10.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
12.18
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30056031
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$709.30
|
$709.30
|
6.625%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,893.96
|
$XXX,XX
|
$157.83
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
770
|
796
|
787
|
786
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,431.00
|
6.420%
|
$0.00
|
No
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.2
|
0.45
|
7/XX/2056
|
$71,264.34
|
48.240%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Individual
|
Individual
|
Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.78
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37770743
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,817.95
|
$2,817.95
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$22,491.78
|
1
|
$XXX,XX
|
$6,003.36
|
$XXX,XX
|
$500.28
|
27.489%
|
27.489%
|
27.489%
|
4/XX/2026
|
751
|
No
|
Yes
|
12
|
Business
|
100.000%
|
49.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2016
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,778.80
|
6.600%
|
$0.00
|
3.8
|
None
|
No
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
45.78
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31121255
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,483.62
|
$1,483.62
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$3,494.21
|
1
|
$XXX,XX
|
$840.96
|
$XXX,XX
|
$70.08
|
43.068%
|
43.068%
|
43.068%
|
6/XX/2026
|
704
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
1
|
0
|
0
|
0
|
XXX
|
$5,111.76
|
6.520%
|
$13,500.00
|
1.0
|
None
|
No
|
No
|
6.750%
|
2
|
0
|
0
|
2
|
1
|
0.00
|
No
|
7/XX/2056
|
$121,245.51
|
39.750%
|
No
|
31
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.92
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30763576
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,431.08
|
$1,431.08
|
7.375%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,075.20
|
$XXX,XX
|
$89.60
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
728
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.510%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.44
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31517840
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,377.95
|
$1,377.95
|
6.625%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,012.68
|
$XXX,XX
|
$84.39
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
800
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,760.00
|
6.520%
|
$0.00
|
1.0
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
7/XX/2056
|
$97,606.49
|
36.280%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.89
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35731417
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,705.44
|
$1,705.44
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,004.60
|
4
|
$XXX,XX
|
$1,905.72
|
$XXX,XX
|
$158.81
|
33.784%
|
33.784%
|
33.784%
|
5/XX/2026
|
753
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,995.00
|
6.520%
|
$0.00
|
None
|
No
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.74
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36399315
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,306.52
|
$6,306.52
|
6.875%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$17,238.85
|
1
|
$XXX,XX
|
$4,124.28
|
$XXX,XX
|
$343.69
|
42.090%
|
42.090%
|
42.090%
|
4/XX/2026
|
751
|
Yes
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,784.00
|
6.320%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.875%
|
0
|
0
|
2
|
0
|
3
|
2
|
3.97
|
No
|
120
|
6/XX/2056
|
$4,421,292.78
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
526.3
|
Yes
|
No
|
$28,144.01
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33354972
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,733.05
|
$1,733.05
|
6.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$6,818.98
|
1
|
$XXX,XX
|
$1,322.04
|
$XXX,XX
|
$110.17
|
38.664%
|
38.664%
|
38.664%
|
4/XX/2026
|
756
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$5,710.80
|
6.300%
|
$9,000.00
|
1.3
|
None
|
No
|
No
|
6.750%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$1,029,280.41
|
100.000%
|
No
|
19
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
61.53
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33067715
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,488.75
|
$5,488.75
|
7.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$22,381.27
|
1
|
$XXX,XX
|
$1,149.00
|
$XXX,XX
|
$95.75
|
44.166%
|
44.166%
|
44.166%
|
5/XX/2026
|
755
|
No
|
No
|
Third Party Prepared (Unaudited)
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.510%
|
$2,000.00
|
1.0
|
None
|
Yes
|
No
|
7.000%
|
2
|
1
|
0
|
2
|
1
|
15.00
|
No
|
7/XX/2056
|
$2,909,089.68
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
293.6
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31213306
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,359.85
|
$2,359.85
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,005.32
|
$XXX,XX
|
$167.11
|
0.000%
|
0.000%
|
0.000%
|
12/XX/2025
|
722
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.100%
|
$0.00
|
1.0
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.86
|
5/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
91.16
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36813551
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$4,345.48
|
$4,345.48
|
7.125%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$10,813.82
|
1
|
$XXX,XX
|
$674.16
|
$XXX,XX
|
$56.18
|
51.267%
|
51.267%
|
51.267%
|
6/XX/2026
|
802
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,795.00
|
6.510%
|
$5,000.00
|
999.0
|
None
|
Yes
|
No
|
7.125%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
8/XX/2056
|
$494,203.91
|
45.970%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36273239
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,852.62
|
$6,852.62
|
7.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,498.23
|
1
|
$XXX,XX
|
$2,720.52
|
$XXX,XX
|
$226.71
|
37.040%
|
37.040%
|
37.040%
|
5/XX/2026
|
688
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,240.00
|
6.410%
|
$0.00
|
2.7
|
None
|
Yes
|
No
|
7.000%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
6/XX/2056
|
$266,340.47
|
No
|
17
|
17
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.52
|
No
|
$0.00
|
$9,466.66
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36479037
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,092.48
|
$7,092.48
|
7.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$41,359.08
|
1
|
$XXX,XX
|
$2,925.72
|
$XXX,XX
|
$243.81
|
30.311%
|
30.311%
|
30.311%
|
6/XX/2026
|
745
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.510%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
7.750%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
7/XX/2056
|
$1,265,073.31
|
100.000%
|
No
|
27
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
133.65
|
Yes
|
No
|
$0.00
|
$17,681.66
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35201884
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,589.07
|
$1,589.07
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,235.04
|
1
|
$XXX,XX
|
$1,307.76
|
$XXX,XX
|
$108.98
|
22.505%
|
22.505%
|
22.505%
|
3/XX/2026
|
792
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,426.00
|
6.430%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
42.66
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37954180
|
Exempt from ATR
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$11,453.56
|
$11,453.56
|
6.625%
|
No
|
No
|
Not Employed
|
Self-Employed
|
Permanent Resident Alien
|
$17,061.23
|
1
|
$XXX,XX
|
$7,872.00
|
$XXX,XX
|
$656.00
|
31.676%
|
31.676%
|
31.676%
|
4/XX/2026
|
788
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
[Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$84,971.87
|
6.260%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$150,000.00
|
6.280%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
7.68
|
No
|
No
|
$24,971.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
5/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32606204
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,705.21
|
$2,705.21
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,954.04
|
$XXX,XX
|
$246.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
755
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$12,985.00
|
6.420%
|
$0.00
|
2.6
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
240
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
111.06
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38768620
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,579.98
|
$1,579.98
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$566.04
|
$XXX,XX
|
$47.17
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
661
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,872.00
|
6.300%
|
$0.00
|
1.4
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
6/XX/2056
|
$23,529.20
|
6.760%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
85.68
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31077797
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$797.56
|
$797.56
|
6.990%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,466.04
|
$XXX,XX
|
$122.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
735
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$960.00
|
6.370%
|
$2,500.00
|
No
|
No
|
6.990%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
6/XX/2056
|
$74,384.95
|
49.580%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.42
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34321921
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$944.46
|
$944.46
|
8.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$885.00
|
$XXX,XX
|
$73.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
766
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,272.00
|
6.520%
|
$0.00
|
4.2
|
No
|
No
|
8.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.2
|
0.83
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37139046
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$778.46
|
$778.46
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,654.08
|
$XXX,XX
|
$137.84
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
688
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,258.75
|
6.120%
|
$0.00
|
3.9
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
7/XX/2056
|
$21,073.56
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.03
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31495882
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,408.41
|
$1,408.41
|
6.124%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,776.52
|
1
|
$XXX,XX
|
$3,939.96
|
$XXX,XX
|
$328.33
|
22.252%
|
22.252%
|
22.252%
|
5/XX/2026
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,561.30
|
6.510%
|
$0.00
|
1.0
|
None
|
Yes
|
No
|
6.124%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
8/XX/2056
|
$161,450.89
|
No
|
29
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
172.44
|
No
|
$0.00
|
$4,930.09
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37634536
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$9,727.97
|
$9,727.97
|
6.749%
|
No
|
No
|
0
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$4,394.16
|
$XXX,XX
|
$366.18
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
728
|
Level 1-Not Stated/Not Verified
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$60,000.00
|
6.520%
|
$0.00
|
5.0
|
No
|
No
|
6.749%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.9
|
1.11
|
7/XX/2056
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.17
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35282440
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,011.71
|
$1,011.71
|
6.749%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,407.48
|
$XXX,XX
|
$117.29
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,800.00
|
6.490%
|
$0.00
|
1.1
|
No
|
No
|
6.749%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
7/XX/2056
|
$9,967.85
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.35
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32321601
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,313.86
|
$1,313.86
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,389.00
|
$XXX,XX
|
$115.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
802
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.430%
|
$0.00
|
1.0
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.74
|
5/XX/2056
|
$37,022.49
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
59.99
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35354232
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,382.18
|
$1,382.18
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$868.92
|
$XXX,XX
|
$72.41
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
735
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,786.00
|
6.170%
|
$0.00
|
2.1
|
No
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
14.15
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34919965
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,048.10
|
$1,048.10
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,130.76
|
$XXX,XX
|
$94.23
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
780
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,720.00
|
6.570%
|
$0.00
|
1.3
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.78
|
7/XX/2056
|
$309,896.04
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
163.37
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39299703
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$754.07
|
$754.07
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,212.00
|
$XXX,XX
|
$101.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
691
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$832.00
|
5.980%
|
$2,500.00
|
3.8
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
4/XX/2056
|
$148,129.91
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
104.21
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35445123
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$700.42
|
$700.42
|
7.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,389.96
|
$XXX,XX
|
$115.83
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
641
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,830.00
|
6.300%
|
$0.00
|
3.2
|
N/A
|
No
|
7.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.87
|
0.53
|
6/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
84.8
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31135388
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,756.04
|
$7,756.04
|
9.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$42,073.95
|
1
|
$XXX,XX
|
$3,746.04
|
$XXX,XX
|
$312.17
|
36.960%
|
36.960%
|
36.960%
|
3/XX/2026
|
717
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - No Results Returned - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
1yr 1099
|
0
|
0
|
0
|
XXX
|
$6,407.00
|
6.120%
|
($8,117.20)
|
4.3
|
None
|
N/A
|
No
|
9.500%
|
0
|
0
|
0
|
3
|
0
|
No
|
5/XX/2056
|
$551,621.92
|
53.810%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
48.63
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37428436
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,169.61
|
$1,169.61
|
6.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,574.04
|
$XXX,XX
|
$131.17
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
697
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,696.10
|
6.100%
|
$9,356.88
|
1.0
|
N/A
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
240
|
3/XX/2056
|
$106,520.24
|
34.150%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.23
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36990493
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,321.13
|
$1,321.13
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$663.00
|
$XXX,XX
|
$55.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
810
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,728.40
|
6.220%
|
$3,000.00
|
2.6
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
5/XX/2056
|
$289,909.81
|
94.570%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
112.71
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32202603
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$916.26
|
$916.26
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,706.04
|
$XXX,XX
|
$142.17
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
1.0
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.94
|
6/XX/2056
|
$83,655.77
|
49.200%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
36.51
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
Other
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38709290
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$681.94
|
$681.94
|
7.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$540.00
|
$XXX,XX
|
$45.00
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
714
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
0
|
No
|
XXX
|
$4,100.00
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.83
|
0.55
|
5/XX/2056
|
$13,858.36
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.13
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30892415
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,152.56
|
$1,152.56
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,791.00
|
$XXX,XX
|
$149.25
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
812
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,200.00
|
6.300%
|
$5,000.00
|
1.6
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.79
|
5/XX/2056
|
$126,144.13
|
56.060%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
53.64
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34524867
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,102.86
|
$1,102.86
|
8.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,882.04
|
$XXX,XX
|
$240.17
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$5,341.50
|
1.0
|
N/A
|
No
|
8.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
6/XX/2056
|
$111,195.95
|
60.590%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
48.73
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38058070
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,627.10
|
$5,627.10
|
9.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$72,372.83
|
1
|
$XXX,XX
|
$2,388.96
|
$XXX,XX
|
$199.08
|
13.674%
|
13.674%
|
13.674%
|
1/XX/2026
|
689
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2022
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,104.48
|
6.020%
|
$22,800.00
|
1.1
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
0
|
4
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
$7,400.00
|
0.970%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.43
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36154225
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,363.39
|
$6,363.39
|
9.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$15,277.33
|
1
|
$XXX,XX
|
$2,519.04
|
$XXX,XX
|
$209.92
|
33.993%
|
33.993%
|
33.993%
|
3/XX/2026
|
731
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 24]; Other - 2015
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
24mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$10,981.70
|
6.020%
|
$0.00
|
1.7
|
None
|
N/A
|
No
|
9.250%
|
0
|
0
|
0
|
3
|
0
|
24
|
0.00
|
No
|
4/XX/2056
|
$11,517.57
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
8.3
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31108981
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,244.69
|
$2,244.69
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$2,822.72
|
1
|
$XXX,XX
|
$2,803.92
|
$XXX,XX
|
$233.66
|
49.359%
|
49.359%
|
49.359%
|
1/XX/2026
|
647
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed
| # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$7,552.50
|
6.430%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.6
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38530569
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$13,712.87
|
$13,712.87
|
7.875%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$65,435.71
|
1
|
$XXX,XX
|
$8,009.04
|
$XXX,XX
|
$667.42
|
27.267%
|
27.267%
|
27.267%
|
6/XX/2026
|
764
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,464.21
|
6.490%
|
$0.00
|
2.5
|
None
|
Yes
|
No
|
7.875%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
8/XX/2056
|
$568,523.94
|
25.550%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.71
|
No
|
No
|
$0.00
|
$89,966.67
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39373517
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,348.81
|
$1,348.81
|
7.124%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,038.00
|
$XXX,XX
|
$86.50
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,088.00
|
6.570%
|
$0.00
|
2.7
|
No
|
No
|
7.124%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
240
|
7/XX/2056
|
$15,248.48
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.74
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33983192
|
Exempt from ATR
|
Non QM
|
Yes
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,667.04
|
$2,667.04
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$51,694.11
|
1
|
$XXX,XX
|
$3,578.88
|
$XXX,XX
|
$298.24
|
8.819%
|
8.819%
|
8.819%
|
4/XX/2026
|
734
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,747.90
|
6.320%
|
$25,971.04
|
1.7
|
None
|
Yes
|
No
|
6.375%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
6/XX/2056
|
$169,357.26
|
29.710%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.33
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30776279
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$6,130.42
|
$6,130.42
|
6.499%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,326.00
|
$XXX,XX
|
$110.50
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
817
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$38,800.00
|
6.490%
|
$0.00
|
1.0
|
Yes
|
No
|
6.499%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
0.92
|
1.08
|
8/XX/2056
|
$470,840.89
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
56.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35084541
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,573.33
|
$3,573.33
|
6.874%
|
No
|
No
|
Employed
|
US Citizen
|
$5,241.00
|
1
|
$XXX,XX
|
$1,321.92
|
$XXX,XX
|
$110.16
|
42.821%
|
42.821%
|
42.821%
|
3/XX/2026
|
706
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$27,059.99
|
6.490%
|
$0.00
|
1.0
|
None
|
No
|
No
|
6.874%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
7/XX/2056
|
$28,225.64
|
No
|
28
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.43
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35935519
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,687.05
|
$1,687.05
|
6.500%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$3,204.00
|
$XXX,XX
|
$267.00
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
808
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,676.40
|
6.300%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.78
|
0.56
|
7/XX/2056
|
$58,033.69
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.07
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38144559
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$924.25
|
$924.25
|
6.750%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,434.96
|
$XXX,XX
|
$119.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
756
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$7,125.00
|
6.260%
|
$0.00
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.36
|
0.74
|
6/XX/2056
|
$20,988.49
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
16.75
|
Yes
|
23.000%
|
0
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32123974
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,664.81
|
$1,664.81
|
6.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,323.00
|
$XXX,XX
|
$110.25
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
728
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,400.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
101.7
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33940929
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$788.31
|
$788.31
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,002.96
|
$XXX,XX
|
$83.58
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
750
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,800.00
|
6.320%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
2.21
|
0.45
|
7/XX/2056
|
$130,352.04
|
86.900%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
70.89
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
C
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34371570
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,020.83
|
$3,020.83
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$696.72
|
$XXX,XX
|
$58.06
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
773
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$23,200.00
|
6.410%
|
$0.00
|
3.1
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
240
|
7/XX/2056
|
$184,310.47
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
52.3
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31928403
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$682.18
|
$682.18
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,334.64
|
$XXX,XX
|
$111.22
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
760
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,000.00
|
6.410%
|
$3,750.00
|
2.6
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.45
|
0.69
|
6/XX/2056
|
$500.00
|
0.400%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
36.5
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36005525
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,020.83
|
$3,020.83
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$696.72
|
$XXX,XX
|
$58.06
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
773
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$23,200.00
|
5.980%
|
$0.00
|
2.3
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
240
|
6/XX/2056
|
$117,817.05
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.52
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35885566
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,531.25
|
$2,531.25
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,460.00
|
$XXX,XX
|
$205.00
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
759
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$18,000.00
|
6.600%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.02
|
0.98
|
240
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.57
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
8
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35706130
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$922.05
|
$922.05
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,564.04
|
$XXX,XX
|
$213.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
739
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,340.00
|
6.410%
|
$0.00
|
1.6
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.32
|
0.76
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.43
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31329302
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,761.87
|
$3,761.87
|
6.750%
|
No
|
No
|
Permanent Resident Alien
|
2
|
$XXX,XX
|
$1,836.96
|
$XXX,XX
|
$153.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
748
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$23,200.00
|
6.420%
|
$0.00
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.01
|
0.99
|
7/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.59
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33931315
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$748.64
|
$748.64
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,182.52
|
$XXX,XX
|
$265.21
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
748
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,000.00
|
6.600%
|
$0.00
|
2.6
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.15
|
0.87
|
7/XX/2056
|
$23,538.54
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
102.35
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30481545
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$932.41
|
$932.41
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,251.00
|
$XXX,XX
|
$104.25
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
762
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,395.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.3
|
0.77
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.32
|
Yes
|
12.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39512467
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$736.11
|
$736.11
|
7.625%
|
No
|
No
|
Non-Permanent Resident Alien
|
1
|
$XXX,XX
|
$663.96
|
$XXX,XX
|
$55.33
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
723
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,200.00
|
6.420%
|
$0.00
|
Yes
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.6
|
0.63
|
7/XX/2056
|
$51,500.87
|
39.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
19.22
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34681373
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,118.93
|
$3,118.93
|
8.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$1,944.48
|
$XXX,XX
|
$162.04
|
0.000%
|
0.000%
|
0.000%
|
6/XX/2026
|
705
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
15.85
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30527057
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,121.98
|
$4,121.98
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,543.96
|
$XXX,XX
|
$295.33
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
726
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.520%
|
$0.00
|
1.0
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.16
|
0.86
|
7/XX/2056
|
$31,230.85
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.13
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36786288
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$748.64
|
$748.64
|
6.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$52,082.24
|
1
|
$XXX,XX
|
$1,000.68
|
$XXX,XX
|
$83.39
|
20.327%
|
20.327%
|
20.327%
|
4/XX/2026
|
791
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 85.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,650.00
|
6.300%
|
$0.00
|
1.1
|
None
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$8,275.58
|
5.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
353.36
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
Other
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36894333
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,582.10
|
$1,582.10
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,178.04
|
$XXX,XX
|
$98.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
790
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,596.00
|
6.510%
|
$0.00
|
1.0
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.79
|
7/XX/2056
|
$108,187.58
|
37.310%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.79
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30789086
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,861.18
|
$1,861.18
|
7.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,410.04
|
$XXX,XX
|
$284.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,190.00
|
6.520%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.92
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
95.77
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38601122
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$10,662.11
|
$14,541.36
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$27,322.89
|
1
|
$XXX,XX
|
$4,207.44
|
$XXX,XX
|
$350.62
|
45.134%
|
37.344%
|
45.134%
|
2/XX/2026
|
754
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025
[Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Borrower - | Primary Income - Sole Proprietor]; Business License - 2022
[Borrower - | Primary Income - Sole Proprietor]; Other - 2022
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; 1099 - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; W-2 Transcript - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; Business License - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2022
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2022
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
1yr 1099
|
0
|
0
|
0
|
XXX
|
$29,498.13
|
6.260%
|
$0.00
|
2.2
|
None
|
N/A
|
No
|
6.625%
|
2
|
0
|
0
|
3
|
0
|
No
|
240
|
6/XX/2056
|
$99,394.43
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
5.89
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36253154
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,861.18
|
$1,861.18
|
7.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,802.96
|
$XXX,XX
|
$233.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,190.00
|
6.520%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.89
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
99.11
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33418943
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,861.18
|
$1,861.18
|
7.000%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,186.00
|
$XXX,XX
|
$265.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,190.00
|
6.520%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
7/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.52
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34179084
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,905.09
|
$1,905.09
|
6.875%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$14,125.10
|
1
|
$XXX,XX
|
$2,364.12
|
$XXX,XX
|
$197.01
|
22.701%
|
22.701%
|
22.701%
|
4/XX/2026
|
809
|
Yes
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$4,394.00
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
6/XX/2056
|
$1,998,521.42
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31434146
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,149.63
|
$1,149.63
|
6.875%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,817.00
|
$XXX,XX
|
$234.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
782
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,000.00
|
6.520%
|
$0.00
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
81.05
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35011075
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,545.52
|
$1,545.52
|
8.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$5,835.85
|
1
|
$XXX,XX
|
$4,716.60
|
$XXX,XX
|
$393.05
|
36.673%
|
36.673%
|
36.673%
|
5/XX/2026
|
646
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,030.42
|
6.320%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
8.500%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
44.42
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
6/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36962916
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,548.89
|
$6,548.89
|
7.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$27,600.03
|
1
|
$XXX,XX
|
$4,011.48
|
$XXX,XX
|
$334.29
|
35.300%
|
35.300%
|
35.300%
|
4/XX/2026
|
791
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Other - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,750.00
|
6.410%
|
$0.00
|
2.8
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$6,127,803.16
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
63.18
|
No
|
No
|
$18,975.49
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AH
|
6/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34328718
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$896.44
|
$896.44
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$3,163.55
|
1
|
$XXX,XX
|
$1,989.72
|
$XXX,XX
|
$165.81
|
37.070%
|
37.070%
|
37.070%
|
5/XX/2026
|
779
|
No
|
Yes
|
24
|
Business
|
75.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,400.00
|
6.420%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$1,531.78
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
11.84
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33660726
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,376.24
|
$1,376.24
|
6.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$767.04
|
$XXX,XX
|
$63.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
720
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$9,060.00
|
6.020%
|
$0.00
|
1.0
|
N/A
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
4/XX/2056
|
$140,745.03
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
85.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32134930
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$917.01
|
$917.01
|
7.750%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$2,310.96
|
$XXX,XX
|
$192.58
|
0.000%
|
0.000%
|
0.000%
|
1/XX/2026
|
735
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,120.00
|
6.120%
|
$0.00
|
N/A
|
No
|
7.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.37
|
0.73
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
536.53
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35299163
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$707.79
|
$707.79
|
7.625%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$988.08
|
$XXX,XX
|
$82.34
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
770
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,798.00
|
6.320%
|
$0.00
|
1.0
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.7
|
0.59
|
6/XX/2056
|
$242,798.34
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
214.06
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31555748
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$878.21
|
$878.21
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$635.04
|
$XXX,XX
|
$52.92
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
781
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,024.00
|
6.430%
|
$0.00
|
999.0
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
6/XX/2056
|
$460,677.22
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
376.73
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39711578
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$707.95
|
$707.95
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$620.04
|
$XXX,XX
|
$51.67
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
729
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,037.50
|
6.370%
|
$0.00
|
2.6
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.85
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.24
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35093591
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,324.87
|
$3,324.87
|
6.250%
|
No
|
No
|
US Citizen
|
4
|
$XXX,XX
|
$5,621.04
|
$XXX,XX
|
$468.42
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
737
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$21,600.00
|
6.260%
|
$0.00
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.49
|
0.67
|
6/XX/2056
|
$19,382.47
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
17.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35375804
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,094.51
|
$1,094.51
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$878.64
|
$XXX,XX
|
$73.22
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
798
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,437.50
|
6.370%
|
$2,000.00
|
1.1
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.06
|
0.94
|
6/XX/2056
|
$560,902.71
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
327.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38508175
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,328.37
|
$2,328.37
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,844.04
|
$XXX,XX
|
$153.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
757
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$20,562.00
|
6.370%
|
$0.00
|
1.0
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
5/XX/2056
|
$130,835.83
|
30.280%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.16
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35483909
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$734.18
|
$734.18
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$642.96
|
$XXX,XX
|
$53.58
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
729
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,250.00
|
6.370%
|
$0.00
|
2.6
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.18
|
0.85
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
43.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31921418
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,582.58
|
$1,582.58
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,083.96
|
$XXX,XX
|
$90.33
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
731
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$12,200.00
|
6.370%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.77
|
6/XX/2056
|
$58,785.62
|
19.270%
|
No
|
Yes
|
Final
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
111.36
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38661158
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,149.17
|
$1,149.17
|
6.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,400.04
|
$XXX,XX
|
$116.67
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
787
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$12,336.50
|
6.220%
|
$0.00
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.35
|
0.74
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
73.35
|
Yes
|
23.000%
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33132368
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$992.05
|
$992.05
|
7.125%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$777.00
|
$XXX,XX
|
$64.75
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
751
|
Level 2-Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,890.00
|
6.370%
|
$0.00
|
2.5
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.42
|
0.71
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
103.27
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39997563
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$691.91
|
$691.91
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,542.00
|
$XXX,XX
|
$128.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,160.00
|
6.300%
|
$0.00
|
2.6
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.77
|
6/XX/2056
|
$67,882.04
|
52.210%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.26
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39206007
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$803.07
|
$803.07
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,416.96
|
$XXX,XX
|
$118.08
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
803
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
5.980%
|
$0.00
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.13
|
0.88
|
4/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
746.62
|
Yes
|
23.000%
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33393301
|
N/A
|
No
|
No
|
$0.00
|
XX.XX%
|
$2,182.96
|
$2,182.96
|
7.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,295.28
|
$XXX,XX
|
$107.94
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
792
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.93
|
5/XX/2056
|
$379,533.86
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Yes
|
261.42
|
Yes
|
23.000%
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38795425
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,447.67
|
$1,447.67
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,590.00
|
$XXX,XX
|
$132.50
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
784
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,928.00
|
6.300%
|
$7,000.00
|
4.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.07
|
0.93
|
6/XX/2056
|
$101,761.36
|
36.470%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
20.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39915521
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$19,209.33
|
$19,209.33
|
6.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$40,330.23
|
1
|
$XXX,XX
|
$7,792.20
|
$XXX,XX
|
$649.35
|
47.141%
|
47.141%
|
47.141%
|
2/XX/2026
|
798
|
Yes
|
No
|
[Borrower - | Primary Income - Pension]; Paystubs - 2026
[Borrower - | Primary Income - Pension]; 1099 - 2025
[Borrower - | Primary Income - Pension]; 1099 Transcript - 2025
[Borrower - | Primary Income - Pension]; 1099 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2024
[Borrower - | Non-Primary Income - Social Security]; 1099 Transcript - 2023
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2025
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2024
[Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$7,630.00
|
5.980%
|
$0.00
|
4.3
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
3
|
2
|
0.00
|
No
|
120
|
6/XX/2056
|
$9,333,841.74
|
100.000%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.15
|
Yes
|
No
|
$5,133.60
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36180223
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,751.21
|
$1,751.21
|
6.750%
|
No
|
No
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,596.60
|
$XXX,XX
|
$133.05
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
740
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,290.00
|
6.300%
|
$10,000.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.03
|
0.97
|
6/XX/2056
|
$272,524.10
|
75.700%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
77.3
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37787206
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$711.08
|
$711.08
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$992.04
|
$XXX,XX
|
$82.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
772
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$5,625.00
|
6.220%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.19
|
0.84
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
137.14
|
Yes
|
12.000%
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31389277
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$8,186.12
|
$8,186.12
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$17,478.28
|
1
|
$XXX,XX
|
$3,502.08
|
$XXX,XX
|
$291.84
|
45.273%
|
45.273%
|
45.273%
|
3/XX/2026
|
760
|
No
|
Yes
|
24
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,595.00
|
6.220%
|
$0.00
|
2.6
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$213,934.22
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
27.08
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
8/XX/2026
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35293477
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$670.62
|
$670.62
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$720.00
|
$XXX,XX
|
$60.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.09
|
0.91
|
5/XX/2056
|
$4,209.16
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
27.26
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39857784
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,054.72
|
$3,054.72
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$31,267.39
|
1
|
$XXX,XX
|
$7,804.80
|
$XXX,XX
|
$650.40
|
41.435%
|
41.435%
|
41.435%
|
3/XX/2026
|
697
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$5,877.50
|
6.220%
|
$0.00
|
2.5
|
None
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
4.52
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
D
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30737043
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$532.24
|
$532.24
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$875.04
|
$XXX,XX
|
$72.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.48
|
0.67
|
5/XX/2056
|
$4,303.06
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.42
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35254661
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$532.24
|
$532.24
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$935.04
|
$XXX,XX
|
$77.92
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.47
|
0.68
|
5/XX/2056
|
$3,888.91
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
34.12
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30834198
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,569.01
|
$1,569.01
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,388.04
|
1
|
$XXX,XX
|
$1,629.96
|
$XXX,XX
|
$135.83
|
16.983%
|
16.983%
|
16.983%
|
3/XX/2026
|
684
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
2
|
0
|
0
|
0
|
XXX
|
$8,251.50
|
6.430%
|
$0.00
|
1.5
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
43.26
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35207185
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$532.24
|
$532.24
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$786.00
|
$XXX,XX
|
$65.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.25
|
0.8
|
5/XX/2056
|
$5,271.49
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
33.86
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
38416158
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,675.65
|
$1,675.65
|
6.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,150.26
|
1
|
$XXX,XX
|
$1,064.04
|
$XXX,XX
|
$88.67
|
29.273%
|
29.273%
|
29.273%
|
2/XX/2026
|
710
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2024
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$1,740.88
|
6.370%
|
$0.00
|
1.9
|
None
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$38,200.64
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
39.04
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36410600
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$510.95
|
$510.95
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$780.00
|
$XXX,XX
|
$65.00
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.26
|
0.8
|
5/XX/2056
|
$259.60
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
21.31
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32525770
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,369.34
|
$6,369.34
|
9.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$15,353.22
|
1
|
$XXX,XX
|
$2,112.96
|
$XXX,XX
|
$176.08
|
44.252%
|
44.252%
|
44.252%
|
3/XX/2026
|
716
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA
Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$25,311.88
|
6.260%
|
$15,000.00
|
3.8
|
None
|
N/A
|
No
|
9.875%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$118,916.91
|
14.590%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
7.82
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30302229
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$494.99
|
$494.99
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$780.96
|
$XXX,XX
|
$65.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.260%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.31
|
0.76
|
5/XX/2056
|
$4,209.16
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.97
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39859971
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$542.89
|
$542.89
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$794.04
|
$XXX,XX
|
$66.17
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.220%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.66
|
0.6
|
5/XX/2056
|
$4,317.77
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.52
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37092927
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$3,047.88
|
$3,047.88
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$4,993.18
|
1
|
$XXX,XX
|
$1,647.84
|
$XXX,XX
|
$137.32
|
40.652%
|
40.652%
|
40.652%
|
3/XX/2026
|
666
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$22,441.00
|
6.370%
|
$0.00
|
2.6
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$0.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33182762
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$697.24
|
$697.24
|
7.000%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$957.00
|
$XXX,XX
|
$79.75
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
741
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.120%
|
$0.00
|
N/A
|
No
|
7.000%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.05
|
0.95
|
5/XX/2056
|
$5,185.84
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
24.65
|
Yes
|
24.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31648975
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$7,447.24
|
$7,447.24
|
8.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$35,599.64
|
1
|
$XXX,XX
|
$3,948.84
|
$XXX,XX
|
$329.07
|
23.402%
|
23.402%
|
23.402%
|
3/XX/2026
|
679
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2020
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$25,740.00
|
6.260%
|
$8,937.24
|
4.8
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$10,400.00
|
1.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
15.88
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39247476
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$3,097.66
|
$3,097.66
|
7.625%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$3,585.84
|
$XXX,XX
|
$298.82
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
661
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$19,500.00
|
6.260%
|
$1,400.00
|
N/A
|
No
|
7.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.1
|
0.91
|
240
|
6/XX/2056
|
$349,860.94
|
46.640%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
74.37
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32829269
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,367.65
|
$1,367.65
|
7.125%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,172.04
|
$XXX,XX
|
$97.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
685
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$8,120.00
|
6.260%
|
$0.00
|
2.2
|
N/A
|
No
|
7.125%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.42
|
0.7
|
7/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
86.92
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37184970
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,958.87
|
$1,958.87
|
9.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$16,893.59
|
1
|
$XXX,XX
|
$6,009.60
|
$XXX,XX
|
$500.80
|
23.525%
|
23.525%
|
23.525%
|
4/XX/2026
|
669
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
6.260%
|
$62,050.00
|
1.0
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$13,819.94
|
4.840%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.85
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
5/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34964951
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$907.97
|
$907.97
|
6.500%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
2
|
$XXX,XX
|
$1,278.96
|
$XXX,XX
|
$106.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
756
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$7,182.50
|
6.260%
|
$0.00
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.72
|
0.58
|
6/XX/2056
|
$20,988.49
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
15.94
|
Yes
|
23.000%
|
0
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36494761
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$893.23
|
$893.23
|
6.625%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$3,089.56
|
1
|
$XXX,XX
|
$1,584.00
|
$XXX,XX
|
$132.00
|
27.524%
|
27.524%
|
27.524%
|
5/XX/2026
|
812
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,894.00
|
6.320%
|
$0.00
|
4.0
|
None
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$645,168.56
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.3
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36437761
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$777.53
|
$777.53
|
7.500%
|
No
|
No
|
US Citizen
|
2
|
$XXX,XX
|
$970.56
|
$XXX,XX
|
$80.88
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
800
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$600.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.63
|
0.62
|
7/XX/2056
|
$233,630.80
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
171.26
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32673779
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,705.44
|
$1,705.44
|
7.250%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$10,477.80
|
1
|
$XXX,XX
|
$3,923.76
|
$XXX,XX
|
$326.98
|
33.959%
|
33.959%
|
33.959%
|
3/XX/2026
|
685
|
No
|
Yes
|
12
|
Personal
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Account Statements - Personal - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | #
of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$2,322.50
|
6.410%
|
$0.00
|
1.4
|
None
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$339,552.45
|
81.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
59.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39164044
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,163.49
|
$1,163.49
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,206.96
|
$XXX,XX
|
$100.58
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
795
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.55
|
0.64
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
59.64
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32371145
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$899.93
|
$899.93
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,429.96
|
$XXX,XX
|
$285.83
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
720
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$6,937.50
|
6.320%
|
$6,825.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.44
|
0.69
|
6/XX/2056
|
$106,588.33
|
57.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
44.95
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
AE
|
$170,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34011673
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$1,625.60
|
$1,625.60
|
9.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$11,024.72
|
1
|
$XXX,XX
|
$1,191.00
|
$XXX,XX
|
$99.25
|
19.504%
|
19.504%
|
19.504%
|
4/XX/2026
|
703
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$3,506.50
|
6.420%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
9.625%
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$89,968.46
|
39.980%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
24.96
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33382951
|
N/A
|
Yes
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,036.01
|
$1,036.01
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,692.04
|
$XXX,XX
|
$307.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
680
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
6.320%
|
$0.00
|
1.9
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.65
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30147060
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,967.10
|
$5,967.10
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$11,374.61
|
1
|
$XXX,XX
|
$2,859.00
|
$XXX,XX
|
$238.25
|
45.217%
|
45.217%
|
45.217%
|
5/XX/2026
|
773
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,090.00
|
6.420%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
6.750%
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
120
|
7/XX/2056
|
$1,057,131.97
|
91.920%
|
No
|
8
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
18.78
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30623944
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$794.53
|
$794.53
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$960.00
|
$XXX,XX
|
$80.00
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
712
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,900.00
|
6.320%
|
$0.00
|
3.3
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.51
|
0.66
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
56.57
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32200575
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$5,842.25
|
$5,842.25
|
9.750%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$7,814.53
|
1
|
$XXX,XX
|
$1,685.04
|
$XXX,XX
|
$140.42
|
46.048%
|
46.048%
|
46.048%
|
5/XX/2026
|
664
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2006
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$16,674.40
|
6.420%
|
$0.00
|
2.8
|
None
|
N/A
|
No
|
9.750%
|
0
|
0
|
0
|
2
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.67
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34526678
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$4,802.33
|
$4,802.33
|
6.625%
|
No
|
No
|
US Citizen
|
3
|
$XXX,XX
|
$5,075.16
|
$XXX,XX
|
$422.93
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
737
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$37,500.00
|
6.320%
|
$0.00
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.7
|
0.59
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Corp
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
69.98
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
35035990
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$6,396.98
|
$6,396.98
|
8.875%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$80,778.50
|
1
|
$XXX,XX
|
$2,450.04
|
$XXX,XX
|
$204.17
|
16.606%
|
16.606%
|
16.606%
|
4/XX/2026
|
640
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$21,233.72
|
6.260%
|
$34,600.00
|
1.1
|
None
|
N/A
|
No
|
8.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$275,915.42
|
27.450%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.17
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
37140630
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$739.04
|
$739.04
|
6.875%
|
No
|
No
|
Permanent Resident Alien
|
1
|
$XXX,XX
|
$869.04
|
$XXX,XX
|
$72.42
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$4,500.00
|
6.320%
|
$0.00
|
4.2
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.61
|
0.62
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
19.4
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32373654
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$621.61
|
$621.61
|
7.375%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$723.00
|
$XXX,XX
|
$60.25
|
0.000%
|
0.000%
|
0.000%
|
2/XX/2026
|
743
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$3,600.00
|
6.410%
|
$0.00
|
1.0
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.12
|
0.89
|
6/XX/2056
|
$23,984.93
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
16.83
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39958858
|
Non QM
|
Yes
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$2,650.12
|
$2,650.12
|
7.375%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$48,511.48
|
1
|
$XXX,XX
|
$4,076.64
|
$XXX,XX
|
$339.72
|
13.993%
|
13.993%
|
13.993%
|
3/XX/2026
|
689
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
1
|
0
|
0
|
XXX
|
$9,248.63
|
6.420%
|
$0.00
|
1.0
|
None
|
N/A
|
No
|
7.375%
|
0
|
0
|
0
|
3
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
30.57
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
9/XX/2026
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
33900602
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$946.52
|
$946.52
|
7.250%
|
No
|
No
|
0
|
US Citizen
|
US Citizen
|
1
|
$XXX,XX
|
$1,259.16
|
$XXX,XX
|
$104.93
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
686
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$12,867.50
|
6.260%
|
$0.00
|
N/A
|
No
|
7.250%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.34
|
0.75
|
6/XX/2056
|
$69,179.84
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
54.27
|
Yes
|
12.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34931003
|
N/A
|
Yes
|
No
|
$XXX.XX
|
XX.XX%
|
$4,313.86
|
$4,313.86
|
6.500%
|
No
|
No
|
Not Employed
|
Self-Employed
|
Self-Employed
|
21.49
|
US Citizen
|
US Citizen
|
$99,889.10
|
1
|
$XXX,XX
|
$5,894.52
|
$XXX,XX
|
$491.21
|
23.841%
|
23.841%
|
23.841%
|
2/XX/2026
|
756
|
Level 2-Stated/Not Verified
|
Level 3-Stated/Partially Verified
|
Level 3-Stated/Verified as defined
|
No
|
Yes
|
12
|
Business
|
100.000%
|
50.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$34,125.00
|
6.020%
|
$0.00
|
3.1
|
None
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
5/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.87
|
No
|
No
|
$131,158.77
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
31347023
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,287.58
|
$1,287.58
|
6.875%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,095.96
|
$XXX,XX
|
$91.33
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
804
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$7,840.00
|
6.410%
|
$0.00
|
1.3
|
N/A
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
7/XX/2056
|
$28,185.26
|
11.500%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
6.52
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39521870
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,146.11
|
$2,146.11
|
6.375%
|
No
|
No
|
Not Employed
|
Self-Employed
|
US Citizen
|
$38,885.59
|
2
|
$XXX,XX
|
$615.00
|
$XXX,XX
|
$51.25
|
20.839%
|
20.839%
|
20.839%
|
4/XX/2026
|
747
|
No
|
Yes
|
12
|
Business
|
100.000%
|
100.000%
|
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Other - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
CPA Letter | # of Bank Statements Required: 12]; 4506-C (for Business) - 2023
|
Alternative Documentation (A)
|
12mo Bank Statement
|
0
|
0
|
0
|
XXX
|
$17,200.00
|
6.260%
|
$19,350.00
|
None
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
0
|
0
|
12
|
0.00
|
No
|
6/XX/2056
|
$4,000.00
|
0.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
50.88
|
No
|
No
|
$49,121.88
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39918321
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$700.49
|
$700.49
|
6.750%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,127.04
|
$XXX,XX
|
$93.92
|
0.000%
|
0.000%
|
0.000%
|
3/XX/2026
|
783
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
Yes
|
XXX
|
$5,400.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.99
|
0.5
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
87.8
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
32813885
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,431.54
|
$1,431.54
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$3,572.04
|
$XXX,XX
|
$297.67
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
810
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$11,625.00
|
6.420%
|
$0.00
|
1.5
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.04
|
0.96
|
6/XX/2056
|
$7,249.55
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.29
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
34945799
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$2,225.82
|
$2,225.82
|
6.250%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$801.96
|
$XXX,XX
|
$66.83
|
0.000%
|
0.000%
|
0.000%
|
5/XX/2026
|
814
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$18,075.00
|
6.420%
|
$0.00
|
1.0
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.17
|
0.86
|
7/XX/2056
|
$441,073.36
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
146.84
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
10
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36174410
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,264.14
|
$1,264.14
|
6.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$2,568.96
|
$XXX,XX
|
$214.08
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
727
|
No
|
No
|
DSCR
|
1
|
0
|
0
|
No
|
XXX
|
$10,000.00
|
6.600%
|
$0.00
|
1.0
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.29
|
0.77
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
102.1
|
No
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
39840574
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$1,262.82
|
$1,262.82
|
6.490%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$783.00
|
$XXX,XX
|
$65.25
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
761
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,000.00
|
6.260%
|
$0.00
|
1.0
|
N/A
|
No
|
6.490%
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1
|
1
|
6/XX/2056
|
$166,334.81
|
59.400%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
41.98
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
30928551
|
N/A
|
No
|
No
|
$XXX.XX
|
XX.XX%
|
$954.43
|
$954.43
|
7.500%
|
No
|
No
|
US Citizen
|
1
|
$XXX,XX
|
$1,182.00
|
$XXX,XX
|
$98.50
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
687
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$1,365.00
|
6.260%
|
$0.00
|
N/A
|
No
|
7.500%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.11
|
0.9
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.38
|
Yes
|
12.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
36798925
|
N/A
|
No
|
No
|
$XXX.XX
|
$XXX.XX
|
XX.XX%
|
$850.33
|
$850.33
|
6.625%
|
No
|
No
|
0
|
US Citizen
|
1
|
$XXX,XX
|
$351.00
|
$XXX,XX
|
$29.25
|
0.000%
|
0.000%
|
0.000%
|
4/XX/2026
|
767
|
Level 4-Stated/Verified as defined
|
No
|
No
|
DSCR
|
0
|
0
|
0
|
No
|
XXX
|
$10,176.00
|
6.260%
|
$0.00
|
N/A
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
0
|
0
|
0.00
|
No
|
1.46
|
0.69
|
6/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
LLC
|
Guarantor - Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
32.03
|
Yes
|
12.000%
|
0
|
$0.00
|
$0.00
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||