The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 408,376 1,187 SH SOLE 1,187 0 0
APPLE INC COM 037833100 2,618,947 7,864 SH SOLE 7,864 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 233,041 468 SH SOLE 468 0 0
DTE ENERGY CO COM 233331107 208,782 1,714 SH SOLE 1,714 0 0
FIRST TR EXCHANGE-TRADED FD HLTH CARE ALPH 33734X143 2,475,080 18,931 SH SOLE 18,931 0 0
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 214,507 3,292 SH SOLE 3,292 0 0
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 2,155,304 23,768 SH SOLE 23,768 0 0
HUNTINGTON BANCSHARES INC COM 446150104 382,389 25,058 SH SOLE 25,058 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 204,129 502 SH SOLE 502 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,288,268 6,193 SH SOLE 6,193 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 433,010 5,150 SH SOLE 5,150 0 0
ISHARES TR IBONDS DEC 28 46435U325 845,911 33,648 SH SOLE 33,648 0 0
ISHARES TR MSCI EAFE ETF 464287465 572,538 5,511 SH SOLE 5,511 0 0
ISHARES TR EAFE SML CP ETF 464288273 46,297,396 548,417 SH SOLE 548,417 0 0
ISHARES TR RUS MD CP GR ETF 464287481 104,260,160 757,264 SH SOLE 757,264 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 31,846,927 1,426,834 SH SOLE 1,426,834 0 0
ISHARES TR IBONDS DEC 27 46435U283 848,569 33,620 SH SOLE 33,620 0 0
ISHARES TR IBOND DEC 2030 46436E593 33,876,539 1,783,915 SH SOLE 1,783,915 0 0
ISHARES TR CORE S&P MCP ETF 464287507 208,359 2,896 SH SOLE 2,896 0 0
ISHARES TR IBONDS DEC 26 46435U259 842,351 32,853 SH SOLE 32,853 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 220,835 891 SH SOLE 891 0 0
ISHARES TR U.S. REAL ES ETF 464287739 14,855,890 156,312 SH SOLE 156,312 0 0
ISHARES TR IBONDS DEC 2029 46436E163 840,647 33,993 SH SOLE 33,993 0 0
ISHARES TR IBONDS 28 TRM TS 46436E833 31,301,160 1,428,624 SH SOLE 1,428,624 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 12,433,931 218,254 SH SOLE 218,254 0 0
ISHARES TR IBONDS DEC 29 46436E205 303,870 13,392 SH SOLE 13,392 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 335,951 13,859 SH SOLE 13,859 0 0
ISHARES TR RUS MID CAP ETF 464287499 216,942 2,033 SH SOLE 2,033 0 0
ISHARES TR TRS FLT RT BD 46434V860 76,655,047 1,512,829 SH SOLE 1,512,829 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 386,278 15,476 SH SOLE 15,476 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 394,061 16,338 SH SOLE 16,338 0 0
ISHARES TR CORE S&P500 ETF 464287200 136,288,871 177,958 SH SOLE 177,958 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 36,325,051 1,587,633 SH SOLE 1,587,633 0 0
ISHARES TR IBONDS 29 TRM TS 46436E825 35,094,457 1,653,449 SH SOLE 1,653,449 0 0
JPMORGAN CHASE & CO COM 46625H100 255,810 773 SH SOLE 773 0 0
MICROSOFT CORP COM 594918104 488,794 953 SH SOLE 953 0 0
NORTHERN LTS FD TR IV INSPIRE SML/ MID 66538H641 912,087 19,678 SH SOLE 19,678 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 207,089 6,347 SH SOLE 6,347 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 297,997 9,933 SH SOLE 9,933 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 28,103,341 166,865 SH SOLE 166,865 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 200,343 1,328 SH SOLE 1,328 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,203,065 1,578 SH SOLE 1,578 0 0
STRYKER CORPORATION COM 863667101 239,334 869 SH SOLE 869 0 0
TESLA INC COM 88160R101 391,001 1,102 SH SOLE 1,102 0 0
TIMOTHY PLAN US LRGMD CP CORE 887432359 1,148,160 23,732 SH SOLE 23,732 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 60,341,734 261,186 SH SOLE 261,186 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 757,035 1,080 SH SOLE 1,080 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 10,981,248 122,518 SH SOLE 122,518 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 38,975,809 180,377 SH SOLE 180,377 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,532,200 42,694 SH SOLE 42,694 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,385,606 40,805 SH SOLE 40,805 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 9,171,356 49,647 SH SOLE 49,647 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 48,283,799 683,810 SH SOLE 683,810 0 0
WINTRUST FINL CORP COM 97650W108 229,382 1,617 SH SOLE 1,617 0 0