The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 17,034 104 SH SOLE 0 0 104
ABBVIE INC COM 00287Y109 3,401 13 SH SOLE 0 0 13
AIR PRODUCTS AND CHEMICALS I COM 009158106 38,021 137 SH SOLE 0 0 137
ALPHABET INC CAP STK CL C 02079K107 11,576 34 SH SOLE 0 0 34
ALPHABET INC CAP STK CL A 02079K305 68,887 200 SH SOLE 0 0 200
ALPHATEC HLDGS INC COM NEW 02081G201 56,760 5,500 SH SOLE 0 0 5,500
ALTRIA GROUP INC COM 02209S103 29,092 432 SH SOLE 0 0 432
AMAZON COM INC COM 023135106 567,564 2,278 SH SOLE 0 0 2,278
AMPLIFY ETF TR ETHO CLI LEA ETF 032108557 4,409 55 SH SOLE 0 0 55
AON PLC SHS CL A G0403H108 370,456 1,338 SH SOLE 0 0 1,338
APPLE INC COM 037833100 3,498,044 10,504 SH SOLE 0 0 10,504
ASML HLDG NV N Y REGISTRY SHS N07059210 1,812 1 SH SOLE 0 0 1
AT&T INC COM 00206R102 23,180 950 SH SOLE 0 0 950
AUTOMATIC DATA PROCESSING IN COM 053015103 26,397 102 SH SOLE 0 0 102
BANK OF AMER CORP COM 060505104 3,919 72 SH SOLE 0 0 72
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 58,261 117 SH SOLE 0 0 117
CHEVRON CORPORATION COM 166764100 54,149 265 SH SOLE 0 0 265
CHEWY INC CL A 16679L109 3,640 200 SH SOLE 0 0 200
CISCO SYS INC COM 17275R102 17,334 161 SH SOLE 0 0 161
COCA COLA CO COM 191216100 11,929 139 SH SOLE 0 0 139
COMCAST CORP NEW CL A 20030N101 10,685 491 SH SOLE 0 0 491
CONSTELLATION ENERGY CORP COM 21037T109 387,381 1,525 SH SOLE 0 0 1,525
CORTEVA INC COM 22052L104 13,794 178 SH SOLE 0 0 178
CSX CORP COM 126408103 2,683 58 SH SOLE 0 0 58
CVS HEALTH CORP COM 126650100 4,285 50 SH SOLE 0 0 50
DEERE & CO COM 244199105 439,812 655 SH SOLE 0 0 655
DIGITAL RLTY TR INC COM 253868103 9,135 52 SH SOLE 0 0 52
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 180,061 2,326 SH SOLE 0 0 2,326
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 467,847 8,506 SH SOLE 0 0 8,506
DISNEY WALT CO COM 254687106 4,114 39 SH SOLE 0 0 39
DOMINION ENERGY INC COM 25746U109 9,466 156 SH SOLE 0 0 156
DOUGLAS ELLIMAN INC COM 25961D105 105 69 SH SOLE 0 0 69
DOW HLDGS INC COM 260557103 5,730 208 SH SOLE 0 0 208
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 7,832 60 SH SOLE 0 0 60
EATON CORP PLC SHS G29183103 2,149 5 SH SOLE 0 0 5
ECOLAB INC COM 278865100 14,253 52 SH SOLE 0 0 52
ELI LILLY & CO COM 532457108 2,315 2 SH SOLE 0 0 2
EMERSON ELEC CO COM 291011104 62,033 400 SH SOLE 0 0 400
EXELON CORP COM 30161N101 184,947 4,578 SH SOLE 0 0 4,578
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 22,479 138 SH SOLE 0 0 138
FIRST SOLAR INC COM 336433107 5,255 30 SH SOLE 0 0 30
GE AEROSPACE COM NEW 369604301 19,710 63 SH SOLE 0 0 63
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 1,316 20 SH SOLE 0 0 20
GE VERNOVA INC COM 36828A101 14,312 15 SH SOLE 0 0 15
GLOBAL X FDS GLOBAL X COPPER 37954Y830 539 6 SH SOLE 0 0 6
GLOBAL X FDS US INFR DEV ETF 37954Y673 998 19 SH SOLE 0 0 19
GOLDMAN SACHS GROUP INC COM 38141G104 465,663 517 SH SOLE 0 0 517
HILTON WORLDWIDE HLDGS INC COM 43300A203 2,227 7 SH SOLE 0 0 7
HOME DEPOT INC COM 437076102 17,215 61 SH SOLE 0 0 61
HOWMET AEROSPACE INC COM 443201108 1,634 7 SH SOLE 0 0 7
IM GLOBAL PARTNER FUNDS IMGP DBI MAN ETF 53700T827 1,642 50 SH SOLE 0 0 50
INTERNATIONAL BUSINESS MACHS COM 459200101 86,394 393 SH SOLE 0 0 393
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 1,941 22 SH SOLE 0 0 22
ISHARES GOLD TR ISHARES NEW 464285204 469 6 SH SOLE 0 0 6
ISHARES INC CORE MSCI EMKT 46434G103 38,227 471 SH SOLE 0 0 471
ISHARES TR CORE DIV GRWTH 46434V621 65,000 862 SH SOLE 0 0 862
ISHARES TR CORE MSCI EAFE 46432F842 93,122 961 SH SOLE 0 0 961
ISHARES TR CORE MSCI TOTAL 46432F834 9,157,701 96,407 SH SOLE 0 0 96,407
ISHARES TR MSCI USA MIN ETF 46429B697 11,986 123 SH SOLE 0 0 123
ISHARES TR CORE S&P MCP ETF 464287507 21,273,991 295,677 SH SOLE 0 0 295,677
ISHARES TR CORE S&P SCP ETF 464287804 18,289,775 134,444 SH SOLE 0 0 134,444
ISHARES TR CORE S&P500 ETF 464287200 55,893,811 72,983 SH SOLE 0 0 72,983
ISHARES TR EAFE SML CP ETF 464288273 12,939 153 SH SOLE 0 0 153
ISHARES TR MSCI EURO FL ETF 464289180 1,679 42 SH SOLE 0 0 42
ISHARES TR RUS 1000 GRW ETF 464287614 449,719 3,590 SH SOLE 0 0 3,590
ISHARES TR RUS 1000 VAL ETF 464287598 12,033,278 48,535 SH SOLE 0 0 48,535
ISHARES TR RUS 2000 GRW ETF 464287648 782,805 2,193 SH SOLE 0 0 2,193
ISHARES TR RUSSELL 2000 ETF 464287655 87,061 313 SH SOLE 0 0 313
ISHARES TR RUSSELL 3000 ETF 464287689 200,462 464 SH SOLE 0 0 464
ISHARES TR S&P 500 GRWT ETF 464287309 492,910 3,465 SH SOLE 0 0 3,465
ISHARES TR S&P 500 VAL ETF 464287408 396,091 1,735 SH SOLE 0 0 1,735
ISHARES TR S&P SML 600 GWT 464287887 1,658,191 10,342 SH SOLE 0 0 10,342
ISHARES TR SP SMCP600VL ETF 464287879 883,630 6,898 SH SOLE 0 0 6,898
ISHARES TR U.S. TECH ETF 464287721 126,820 479 SH SOLE 0 0 479
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 1,999 19 SH SOLE 0 0 19
JERSEY MIKES SUBS INC COM SHS CL A 47668J102 3,364 200 SH SOLE 0 0 200
JOHNSON & JOHNSON COM 478160104 46,173 174 SH SOLE 0 0 174
JPMORGAN CHASE & CO COM 46625H100 364,317 1,101 SH SOLE 0 0 1,101
KRAFT HEINZ CO COM 500754106 2,115 93 SH SOLE 0 0 93
LINDE PLC SHS G54950103 2,374 5 SH SOLE 0 0 5
LYFT INC CL A COM 55087P104 14,440 962 SH SOLE 0 0 962
MCDONALDS CORP COM 580135101 225,558 977 SH SOLE 0 0 977
META PLATFORMS INC CL A 30303M102 398,956 550 SH SOLE 0 0 550
MICROSOFT CORP COM 594918104 38,703 75 SH SOLE 0 0 75
MONDELEZ INTL INC CL A 609207105 14,551 252 SH SOLE 0 0 252
MORGAN STANLEY COM NEW 617446448 4,702 25 SH SOLE 0 0 25
NETFLIX INC. COM 64110L106 26,441 380 SH SOLE 0 0 380
NOVO-NORDISK A S ADR 670100205 4,360 115 SH SOLE 0 0 115
NVIDIA CORPORATION COM 67066G104 34,257 150 SH SOLE 0 0 150
OLD DOMINION FREIGHT LINE IN COM 679580100 1,217 7 SH SOLE 0 0 7
ON HLDG AG NAMEN AKT A H5919C104 3,376 114 SH SOLE 0 0 114
ORACLE CORP COM 68389X105 215,299 1,568 SH SOLE 0 0 1,568
PELOTON INTERACTIVE INC CL A COM 70614W100 499 100 SH SOLE 0 0 100
PEPSICO INC COM 713448108 66,438 524 SH SOLE 0 0 524
PHILIP MORRIS INTL INC COM 718172109 165,806 869 SH SOLE 0 0 869
PINTEREST INC CL A 72352L106 9,445 500 SH SOLE 0 0 500
PPL CORP COM 69351T106 50,125 1,524 SH SOLE 0 0 1,524
PROCTER & GAMBLE CO COM 742718109 131,925 908 SH SOLE 0 0 908
QUALCOMM INC COM 747525103 24,823 135 SH SOLE 0 0 135
REVOLUTION MEDICINES INC COM 76155X100 20,526 100 SH SOLE 0 0 100
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 91,043 2,498 SH SOLE 0 0 2,498
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 81,159 1,632 SH SOLE 0 0 1,632
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,510,084 191,360 SH SOLE 0 0 191,360
SOLVENTUM CORP COM SHS 83444M101 2,116 24 SH SOLE 0 0 24
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 52,399 1,297 SH SOLE 0 0 1,297
SPDR SERIES TRUST ST STR SP BIOT 78464A870 1,277 8 SH SOLE 0 0 8
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,133,967 1,487 SH SOLE 0 0 1,487
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 63,289 96 SH SOLE 0 0 96
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,738 6 SH SOLE 0 0 6
TESLA INC COM 88160R101 10,645 30 SH SOLE 0 0 30
TEXAS INSTRS INC COM 882508104 3,922 14 SH SOLE 0 0 14
THERMO FISHER SCIENTIFIC INC COM 883556102 2,835 4 SH SOLE 0 0 4
TRANE TECHNOLOGIES PLC SHS G8994E103 691 2 SH SOLE 0 0 2
UNITED PARCEL SVCS INC CL B 911312106 3,276 35 SH SOLE 0 0 35
UNITEDHEALTH GROUP INC COM 91324P102 182,094 496 SH SOLE 0 0 496
UNUM GROUP COM 91529Y106 12,302 140 SH SOLE 0 0 140
UTZ BRANDS INC COM CL A 918090101 25,076 1,760 SH SOLE 0 0 1,760
VANECK BITCOIN ETF SH BEN INT 92189K105 12,236 518 SH SOLE 0 0 518
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,422 4 SH SOLE 0 0 4
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 54,845,330 781,829 SH SOLE 0 0 781,829
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 589,103 2,543 SH SOLE 0 0 2,543
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 45,193,378 501,536 SH SOLE 0 0 501,536
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 393,003 1,117 SH SOLE 0 0 1,117
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 52,385 668 SH SOLE 0 0 668
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 6,000,835 21,093 SH SOLE 0 0 21,093
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 2,241,921 9,704 SH SOLE 0 0 9,704
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 9,978,846 26,664 SH SOLE 0 0 26,664
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 31,752,039 146,946 SH SOLE 0 0 146,946
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 27,001,862 325,441 SH SOLE 0 0 325,441
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,820,851 182,446 SH SOLE 0 0 182,446
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 202,271 2,330 SH SOLE 0 0 2,330
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 214,377 1,851 SH SOLE 0 0 1,851
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 10,458,951 67,368 SH SOLE 0 0 67,368
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,060,610 6,719 SH SOLE 0 0 6,719
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 15,032,239 317,404 SH SOLE 0 0 317,404
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 36,188,116 462,114 SH SOLE 0 0 462,114
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 68,333 530 SH SOLE 0 0 530
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 72,829 670 SH SOLE 0 0 670
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 149,933 643 SH SOLE 0 0 643
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 126,190 813 SH SOLE 0 0 813
VANGUARD WORLD FD ESG INTL STK ETF 921910725 21,301 263 SH SOLE 0 0 263
VANGUARD WORLD FD ESG US STK ETF 921910733 85,757 633 SH SOLE 0 0 633
VERIZON COMMUNICATIONS INC COM 92343V104 45,353 989 SH SOLE 0 0 989
VERSANT MEDIA GROUP INC COM CL A 925283103 603 19 SH SOLE 0 0 19
VODAFONE GROUP PLC SPONSORED ADR 92857W308 3,021 187 SH SOLE 0 0 187
WARNER BROS DISCOVERY INC COM SER A 934423104 7,088 229 SH SOLE 0 0 229
WELLS FARGO & CO COM 949746101 12,488 156 SH SOLE 0 0 156
WISDOMTREE TR US QTLY DIV GRT 97717X669 44,439 457 SH SOLE 0 0 457
WISDOMTREE TR TRUE DEV INTL FD 97717W794 46,901 631 SH SOLE 0 0 631
WISDOMTREE TR JAPN HEDGE EQT 97717W851 1,625 9 SH SOLE 0 0 9