The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 271,129 1,036 SH OTR 0 0 1,036
ALPHABET INC CAP STK CL C 02079K107 317,752 933 SH OTR 0 0 933
ALPHABET INC CAP STK CL A 02079K305 527,098 1,532 SH OTR 0 0 1,532
ALPS ETF TR ALERIAN MLP 00162Q452 2,101,216 40,509 SH OTR 0 0 40,509
ALTRIA GROUP INC COM 02209S103 351,891 5,226 SH OTR 0 0 5,226
AMAZON COM INC COM 023135106 333,861 1,340 SH OTR 0 0 1,340
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 16,433,272 150,240 SH OTR 0 0 150,240
AMERICAN ELEC PWR CO INC COM 025537101 534,195 4,503 SH OTR 0 0 4,503
AMGEN INC COM 031162100 574,112 1,362 SH OTR 0 0 1,362
APPLE INC COM 037833100 5,318,950 15,972 SH OTR 0 0 15,972
ASTRAZENECA PLC ORD G0593M107 319,713 1,980 SH OTR 0 0 1,980
BANK OF AMER CORP COM 060505104 225,465 4,142 SH OTR 0 0 4,142
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH OTR 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 251,465 505 SH OTR 0 0 505
CELESTICA INC COM 15101Q207 272,518 754 SH OTR 0 0 754
CHEVRON CORPORATION COM 166764100 673,545 3,298 SH OTR 0 0 3,298
CHUBB LIMITED COM H1467J104 268,662 823 SH OTR 0 0 823
COGNITION THERAPEUTICS INC COM 19243B102 9,600 10,000 SH OTR 0 0 10,000
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 777,296 20,667 SH OTR 0 0 20,667
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 1,137,098 24,468 SH OTR 0 0 24,468
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 3,800,190 46,169 SH OTR 0 0 46,169
ELI LILLY & CO COM 532457108 241,646 209 SH OTR 0 0 209
ENTERPRISE PRODS PARTNERS L COM 293792107 247,668 6,955 SH OTR 0 0 6,955
ETF SER SOLUTIONS DISTILLATE US 26922A321 912,636 14,264 SH OTR 0 0 14,264
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 907,516 5,576 SH OTR 0 0 5,576
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,731,688 28,515 SH OTR 0 0 28,515
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 4,335,788 53,070 SH OTR 0 0 53,070
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 12,336,996 283,831 SH OTR 0 0 283,831
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 2,707,568 66,722 SH OTR 0 0 66,722
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 22,970,193 560,385 SH OTR 0 0 560,385
FLEXSHARES TR NRTRN TR MRN GBL 33939L407 35,679,771 676,522 SH OTR 0 0 676,522
FORD MTR CO COM 345370860 157,684 13,075 SH OTR 0 0 13,075
GE AEROSPACE COM NEW 369604301 308,395 988 SH OTR 0 0 988
GE VERNOVA INC COM 36828A101 274,464 289 SH OTR 0 0 289
GENERAL DYNAMICS CORP COM 369550108 214,113 645 SH OTR 0 0 645
GLOBAL X FDS GLBL X MLP ETF 37954Y343 10,991,785 206,457 SH OTR 0 0 206,457
GLOBAL X FDS GBL X FTSE ETF 37950E648 1,833,419 87,472 SH OTR 0 0 87,472
GSK PLC SPONSORED ADR 37733W204 357,882 7,378 SH OTR 0 0 7,378
ISHARES INC MSCI SINGPOR ETF 46434G780 2,702,536 81,255 SH OTR 0 0 81,255
ISHARES INC MSCI GBL ETF NEW 46434G848 5,442,887 90,775 SH OTR 0 0 90,775
ISHARES INC MSCI JAPAN ETF 46434G822 19,077,137 195,743 SH OTR 0 0 195,743
ISHARES INC MSCI GERMANY ETF 464286806 1,038,388 25,136 SH OTR 0 0 25,136
ISHARES TR 1 3 YR TREAS BD 464287457 24,203,097 298,068 SH OTR 0 0 298,068
ISHARES TR LATN AMER 40 ETF 464287390 15,932,314 461,806 SH OTR 0 0 461,806
ISHARES TR EUROPE ETF 464287861 3,926,566 55,203 SH OTR 0 0 55,203
ISHARES TR RUS MID CAP ETF 464287499 208,165 1,951 SH OTR 0 0 1,951
ISHARES TR MSCI UK ETF NEW 46435G334 1,440,386 30,956 SH OTR 0 0 30,956
ISHARES TR MSCI JP VALUE 46435U374 336,642 6,940 SH OTR 0 0 6,940
ISHARES TR GLOB HLTHCRE ETF 464287325 460,009 4,505 SH OTR 0 0 4,505
JAPAN SMALLER CAPITALIZATION COM 47109U104 926,783 73,554 SH OTR 0 0 73,554
JPMORGAN CHASE & CO COM 46625H100 209,112 632 SH OTR 0 0 632
LABCORP HOLDINGS INC COM SHS 504922105 540,598 1,755 SH OTR 0 0 1,755
LIFEMD INC COM 53216B104 498,493 171,894 SH OTR 0 0 171,894
LOEWS CORP COM 540424108 217,060 2,079 SH OTR 0 0 2,079
MARATHON PETE CORP COM 56585A102 274,532 694 SH OTR 0 0 694
MERCK & CO INC COM 58933Y105 2,862,555 19,584 SH OTR 0 0 19,584
META PLATFORMS INC CL A 30303M102 226,526 312 SH OTR 0 0 312
MICRON TECHNOLOGY INC COM 595112103 378,103 355 SH OTR 0 0 355
MICROSOFT CORP COM 594918104 394,846 770 SH OTR 0 0 770
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 197,574 17,880 SH OTR 0 0 17,880
MODERNA INC COM 60770K107 625,467 3,248 SH OTR 0 0 3,248
NATIONAL GRID PLC SPONSORED ADR NE 636274409 638,012 8,415 SH OTR 0 0 8,415
NOVARTIS AG SPONSORED ADR 66987V109 279,716 1,962 SH OTR 0 0 1,962
NUVEEN AMT FREE QLTY MUN INC COM 670657105 136,125 13,588 SH OTR 0 0 13,588
NUVEEN QUALITY MUNCP INCOME COM 67066V101 185,610 18,214 SH OTR 0 0 18,214
NVIDIA CORPORATION COM 67066G104 653,921 2,860 SH OTR 0 0 2,860
PEPSICO INC COM 713448108 275,262 2,172 SH OTR 0 0 2,172
PFIZER INC COM 717081103 3,237,813 113,528 SH OTR 0 0 113,528
PHILLIPS 66 COM 718546104 1,660,277 6,503 SH OTR 0 0 6,503
PROCTER & GAMBLE CO COM 742718109 567,565 3,907 SH OTR 0 0 3,907
RING ENERGY INC COM 76680V108 39,300 30,000 SH OTR 0 0 30,000
RIO TINTO PLC SPONSORED ADR 767204100 246,468 2,617 SH OTR 0 0 2,617
RTX CORPORATION COM 75513E101 5,075,917 27,341 SH OTR 0 0 27,341
SANDISK CORP COM 80004C200 421,053 242 SH OTR 0 0 242
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 14,429,278 443,568 SH OTR 0 0 443,568
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 46,799,974 870,697 SH OTR 0 0 870,697
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 409,924 10,394 SH OTR 0 0 10,394
SHELL PLC SPON ADS 780259305 1,776,329 18,688 SH OTR 0 0 18,688
SIMON PPTY GROUP INC NEW COM 828806109 280,854 1,399 SH OTR 0 0 1,399
SPDR GOLD TR GOLD SHS 78463V107 3,996,210 10,493 SH OTR 0 0 10,493
SPDR SERIES TRUST ST STR SP500DIV 78468R788 398,430 8,782 SH OTR 0 0 8,782
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 48,365,275 527,775 SH OTR 0 0 527,775
SPROTT ETF TRUST GOLD MINERS ETF 85210B102 573,083 7,736 SH OTR 0 0 7,736
TJX COS INC NEW COM 872540109 413,297 3,124 SH OTR 0 0 3,124
TOTALENERGIES SE ACT F92124100 5,201,381 60,835 SH OTR 0 0 60,835
VANECK ETF TRUST GOLD MINERS ETF 92189F106 20,989,269 239,058 SH OTR 0 0 239,058
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 6,084,559 26,337 SH OTR 0 0 26,337
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 929,581 4,302 SH OTR 0 0 4,302
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,473,774 277,757 SH OTR 0 0 277,757
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,565,025 35,255 SH OTR 0 0 35,255
VANGUARD MALVERN FDS CORE BD ETF 922020748 20,976,698 284,932 SH OTR 0 0 284,932
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,447,953 49,735 SH OTR 0 0 49,735
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 39,238,405 782,577 SH OTR 0 0 782,577
VANGUARD STAR FDS VG TL INTL STK F 921909768 279,956 3,295 SH OTR 0 0 3,295
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,330,483 61,330 SH OTR 0 0 61,330
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 1,229,344 13,020 SH OTR 0 0 13,020
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 45,893,230 453,804 SH OTR 0 0 453,804
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 587,098 3,783 SH OTR 0 0 3,783
WASHINGTON TR BANCORP INC COM 940610108 229,676 6,046 SH OTR 0 0 6,046
WISDOMTREE TR JP SMALLCP DIV 97717W836 8,099,448 69,841 SH OTR 0 0 69,841
WISDOMTREE TR ARTI INT INN FD 97717Y543 244,708 5,601 SH OTR 0 0 5,601
WISDOMTREE TR JAPN HEDGE EQT 97717W851 289,254 1,602 SH OTR 0 0 1,602