The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 226,123 2,288 SH SOLE 0 0 2,288
ABBVIE INC COM 00287Y109 575,760 2,201 SH SOLE 0 0 2,201
ADVANCED MICRO DEVICES INC COM 007903107 572,607 936 SH SOLE 0 0 936
ALPHABET INC CAP STK CL A 02079K305 2,100,608 6,105 SH SOLE 0 0 6,105
ALPHABET INC CAP STK CL C 02079K107 1,027,672 3,016 SH SOLE 0 0 3,016
AMAZON COM INC COM 023135106 1,861,898 7,473 SH SOLE 0 0 7,473
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 307,358 2,810 SH SOLE 0 0 2,810
APPLE INC COM 037833100 6,229,819 18,707 SH SOLE 0 0 18,707
APPLIED MATLS INC COM 038222105 1,401,181 2,740 SH SOLE 0 0 2,740
BERKLEY W R CORP COM 084423102 372,821 5,520 SH SOLE 0 0 5,520
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 528,325 1,061 SH SOLE 0 0 1,061
BROADCOM INC COM 11135F101 849,880 2,420 SH SOLE 0 0 2,420
CATERPILLAR INC COM 149123101 279,723 345 SH SOLE 0 0 345
CHEVRON CORPORATION COM 166764100 465,395 2,279 SH SOLE 0 0 2,279
CISCO SYS INC COM 17275R102 392,311 3,645 SH SOLE 0 0 3,645
COCA COLA CO COM 191216100 219,160 2,546 SH SOLE 0 0 2,546
COSTCO WHOLESALE CORPORATION COM 22160K105 295,861 325 SH SOLE 0 0 325
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 4,828,318 86,436 SH SOLE 0 0 86,436
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 849,244 10,228 SH SOLE 0 0 10,228
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 8,958,412 162,880 SH SOLE 0 0 162,880
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 62,822,150 1,565,856 SH SOLE 0 0 1,565,856
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,488,499 57,976 SH SOLE 0 0 57,976
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,268,448 31,577 SH SOLE 0 0 31,577
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 16,183,794 311,670 SH SOLE 0 0 311,670
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,783,304 41,892 SH SOLE 0 0 41,892
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,383,363 37,368 SH SOLE 0 0 37,368
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,408,487 31,687 SH SOLE 0 0 31,687
DISNEY WALT CO COM 254687106 222,703 2,123 SH SOLE 0 0 2,123
EATON CORP PLC SHS G29183103 604,172 1,406 SH SOLE 0 0 1,406
ECOLAB INC COM 278865100 244,376 890 SH SOLE 0 0 890
ELI LILLY & CO COM 532457108 858,553 742 SH SOLE 0 0 742
ETF SER SOLUTIONS BAHL GA GROW ETF 26922B527 334,954 9,527 SH SOLE 0 0 9,527
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 482,221 2,963 SH SOLE 0 0 2,963
FIRST TR EXCHANGE-TRADED ALP SML CP GRW ALP 33737M300 774,950 6,720 SH SOLE 0 0 6,720
FIRST TR EXCHANGE-TRADED FD SHS 337345102 1,664,807 5,049 SH SOLE 0 0 5,049
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 351,822 2,162 SH SOLE 0 0 2,162
GE AEROSPACE COM NEW 369604301 267,633 857 SH SOLE 0 0 857
GSK PLC SPONSORED ADR 37733W204 206,601 4,289 SH SOLE 0 0 4,289
INTEL CORP COM 458140100 243,586 2,026 SH SOLE 0 0 2,026
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 597,171 6,991 SH SOLE 0 0 6,991
INTERNATIONAL BUSINESS MACHS COM 459200101 428,949 1,950 SH SOLE 0 0 1,950
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,368,980 6,581 SH SOLE 0 0 6,581
INVESCO QQQ TR UNIT SER 1 46090E103 9,173,148 12,400 SH SOLE 0 0 12,400
ISHARES GOLD TR ISHARES NEW 464285204 447,669 5,732 SH SOLE 0 0 5,732
ISHARES INC CORE MSCI EMKT 46434G103 1,105,480 13,621 SH SOLE 0 0 13,621
ISHARES TR ISHARES SEMICDTR 464287523 593,660 1,044 SH SOLE 0 0 1,044
ISHARES TR RUSSELL 2000 ETF 464287655 317,072 1,141 SH SOLE 0 0 1,141
ISHARES TR IBOXX HI YD ETF 464288513 464,418 6,015 SH SOLE 0 0 6,015
ISHARES TR SHRT NAT MUN ETF 464288158 1,017,592 9,734 SH SOLE 0 0 9,734
ISHARES TR CORE S&P SCP ETF 464287804 2,861,320 21,033 SH SOLE 0 0 21,033
ISHARES TR CORE HIGH DV ETF 46429B663 2,584,483 92,435 SH SOLE 0 0 92,435
ISHARES TR CORE S&P TTL STK 464287150 26,172,836 157,402 SH SOLE 0 0 157,402
ISHARES TR CORE MSCI EAFE 46432F842 6,303,594 65,066 SH SOLE 0 0 65,066
ISHARES TR CORE S&P500 ETF 464287200 1,677,335 2,190 SH SOLE 0 0 2,190
ISHARES TR CORE US AGGBD ET 464287226 694,302 7,344 SH SOLE 0 0 7,344
ISHARES TR ESG MSCI KLD ETF 464288570 489,507 3,349 SH SOLE 0 0 3,349
ISHARES TR MSCI EAFE ETF 464287465 731,801 7,044 SH SOLE 0 0 7,044
ISHARES TR LOW CA OP MS ETF 46434V464 256,984 1,003 SH SOLE 0 0 1,003
ISHARES TR ESG OPTIMIZED 464288802 632,921 4,066 SH SOLE 0 0 4,066
ISHARES TR NATIONAL MUN ETF 464288414 1,780,169 17,608 SH SOLE 0 0 17,608
JOHNSON & JOHNSON COM 478160104 468,060 1,768 SH SOLE 0 0 1,768
JPMORGAN CHASE & CO COM 46625H100 1,247,229 3,770 SH SOLE 0 0 3,770
LPL FINL HLDGS INC COM 50212V100 272,468 891 SH SOLE 0 0 891
MASTERCARD INCORPORATED CL A 57636Q104 340,257 617 SH SOLE 0 0 617
MCDONALDS CORP COM 580135101 462,804 2,004 SH SOLE 0 0 2,004
META PLATFORMS INC CL A 30303M102 1,044,259 1,440 SH SOLE 0 0 1,440
MICRON TECHNOLOGY INC COM 595112103 541,076 508 SH SOLE 0 0 508
MICROSOFT CORP COM 594918104 4,260,195 8,306 SH SOLE 0 0 8,306
MONOLITHIC PWR SYS INC COM 609839105 274,833 204 SH SOLE 0 0 204
NORDSON CORP COM 655663102 364,569 1,112 SH SOLE 0 0 1,112
NUCOR CORP COM 670346105 385,921 1,651 SH SOLE 0 0 1,651
NVIDIA CORPORATION COM 67066G104 7,143,728 31,280 SH SOLE 0 0 31,280
ORACLE CORP COM 68389X105 765,722 5,577 SH SOLE 0 0 5,577
PALANTIR TECHNOLOGIES INC CL A 69608A108 203,136 1,086 SH SOLE 0 0 1,086
PARKER-HANNIFIN CORP COM 701094104 309,556 324 SH SOLE 0 0 324
RTX CORPORATION COM 75513E101 271,049 1,460 SH SOLE 0 0 1,460
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 69,473,155 2,529,056 SH SOLE 0 0 2,529,056
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,522,463 46,802 SH SOLE 0 0 46,802
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 218,442 6,421 SH SOLE 0 0 6,421
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 53,365,742 2,236,620 SH SOLE 0 0 2,236,620
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 31,609,763 968,733 SH SOLE 0 0 968,733
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 529,129 15,885 SH SOLE 0 0 15,885
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 249,410 8,148 SH SOLE 0 0 8,148
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 164,209,291 5,602,501 SH SOLE 0 0 5,602,501
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 18,851,671 517,193 SH SOLE 0 0 517,193
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 30,174,290 958,827 SH SOLE 0 0 958,827
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 255,998 1,520 SH SOLE 0 0 1,520
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 2,926,868 62,741 SH SOLE 0 0 62,741
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 2,661,235 62,222 SH SOLE 0 0 62,222
SPDR SERIES TRUST ST STR SP DIV 78464A763 550,618 3,759 SH SOLE 0 0 3,759
SPDR SERIES TRUST SP O&G EXPL PRO 78468R556 233,129 1,300 SH SOLE 0 0 1,300
SPDR SERIES TRUST ST STR SP500DIV 78468R788 792,705 17,472 SH SOLE 0 0 17,472
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 1,672,914 53,499 SH SOLE 0 0 53,499
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 11,127,629 14,591 SH SOLE 0 0 14,591
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,771,804 2,698 SH SOLE 0 0 2,698
STRYKER CORPORATION COM 863667101 4,967,269 18,037 SH SOLE 0 0 18,037
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 288,768 633 SH SOLE 0 0 633
TELEDYNE TECHNOLOGIES INC COM 879360105 293,696 484 SH SOLE 0 0 484
TESLA INC COM 88160R101 1,098,847 3,097 SH SOLE 0 0 3,097
TRANE TECHNOLOGIES PLC SHS G8994E103 1,369,047 3,029 SH SOLE 0 0 3,029
UNITEDHEALTH GROUP INC COM 91324P102 226,855 618 SH SOLE 0 0 618
US BANCORP COM NEW 902973304 292,092 5,057 SH SOLE 0 0 5,057
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 375,540 3,414 SH SOLE 0 0 3,414
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 377,091 4,936 SH SOLE 0 0 4,936
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 446,365 1,569 SH SOLE 0 0 1,569
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,001,125 13,363 SH SOLE 0 0 13,363
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 650,617 3,011 SH SOLE 0 0 3,011
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 327,189 3,631 SH SOLE 0 0 3,631
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 287,820 1,472 SH SOLE 0 0 1,472
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,332,512 1,901 SH SOLE 0 0 1,901
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 1,243,316 5,382 SH SOLE 0 0 5,382
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 339,220 2,149 SH SOLE 0 0 2,149
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 231,580 4,705 SH SOLE 0 0 4,705
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,016,028 190,372 SH SOLE 0 0 190,372
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 365,709 1,567 SH SOLE 0 0 1,567
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,157,983 30,562 SH SOLE 0 0 30,562
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 8,931,166 90,580 SH SOLE 0 0 90,580
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 254,218 1,638 SH SOLE 0 0 1,638
VANGUARD WORLD FD INF TECH ETF 92204A702 362,079 2,881 SH SOLE 0 0 2,881
VERIZON COMMUNICATIONS INC COM 92343V104 222,148 4,843 SH SOLE 0 0 4,843
VISA INC COM CL A 92826C839 1,123,625 3,127 SH SOLE 0 0 3,127
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 243,398 652 SH SOLE 0 0 652
ZURN ELKAY WATER SOLNS CORP COM 98983L108 333,469 7,176 SH SOLE 0 0 7,176