The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100 382,472 3,870 SH SOLE 3,870 0 0
AbbVie Inc Common Stock 00287Y109 1,679,408 6,420 SH SOLE 6,420 0 0
Air Products & Chemicials Inc Common Stock 009158106 318,852 1,146 SH SOLE 1,146 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107 1,094,798 3,213 SH SOLE 3,213 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305 3,069,194 8,920 SH SOLE 8,920 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305 137,632 400 SH OTR 400 0 0
Amazon Com Inc Common Stock 023135106 71,506 287 SH OTR 287 0 0
Amazon Com Inc Common Stock 023135106 5,758,355 23,112 SH SOLE 23,112 0 0
American Electric Power Inc Common Stock 025537101 400,410 3,375 SH SOLE 3,375 0 0
Americold Realty Trust Inc Common Stock 03064D108 687,816 49,200 SH SOLE 49,200 0 0
Apollo Global Management Inc Common Stock 03769M106 177,224 1,527 SH OTR 1,527 0 0
Apollo Global Management Inc Common Stock 03769M106 3,263,027 28,115 SH SOLE 28,115 0 0
Apple Inc Common Stock 037833100 290,393 872 SH OTR 872 0 0
Apple Inc Common Stock 037833100 6,957,454 20,892 SH SOLE 20,892 0 0
Armstrong World Industries Common Stock 04247X102 363,533 2,245 SH SOLE 2,245 0 0
ASML Holding NV Int'l Common Stock N07059210 146,745 81 SH OTR 81 0 0
ASML Holding NV Int'l Common Stock N07059210 1,579,776 872 SH SOLE 872 0 0
Automatic Data Processing Inc Common Stock 053015103 338,833 1,313 SH SOLE 1,313 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703 18,549,234 205,851 SH SOLE 205,851 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802 7,136,170 65,242 SH SOLE 65,242 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349 13,275,597 146,789 SH SOLE 146,669 0 120
Avantis US Mid Cap Value ETF Exchange Traded Fund 025072133 2,171,360 28,447 SH SOLE 28,447 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877 7,054,305 59,899 SH SOLE 59,899 0 0
Bank of America Corp Common Stock 060505104 87,088 1,600 SH OTR 1,600 0 0
Bank of America Corp Common Stock 060505104 1,459,704 26,818 SH SOLE 26,818 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702 6,233,836 12,519 SH SOLE 12,519 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702 152,871 307 SH OTR 307 0 0
Black Hills Corp Common Stock 092113109 384,249 5,483 SH SOLE 5,483 0 0
Blackrock Inc Common Stock 09290D101 238,115 225 SH SOLE 225 0 0
Blackstone Inc Common Stock 09260D107 1,700,293 15,169 SH SOLE 15,169 0 0
Blackstone Inc Common Stock 09260D107 89,672 800 SH OTR 800 0 0
Boeing Co Common Stock 097023105 608,011 3,268 SH SOLE 3,268 0 0
Bristol Myers Squibb Co Common Stock 110122108 975,874 15,639 SH SOLE 15,639 0 0
Broadcom Inc Common Stock 11135F101 533,809 1,520 SH SOLE 1,520 0 0
Cambria US EW ETF Exchange Traded Fund 02072Q572 2,829,936 51,144 SH SOLE 51,144 0 0
Cardinal Health Inc Common Stock 14149Y108 300,375 1,350 SH SOLE 1,350 0 0
Caterpillar Inc Common Stock 149123101 3,641,258 4,491 SH SOLE 4,491 0 0
Caterpillar Inc Common Stock 149123101 940,516 1,160 SH OTR 1,160 0 0
CENCORA, INC. Common Stock 03073E105 300,250 1,000 SH SOLE 1,000 0 0
Chevron Corp Common Stock 166764100 1,768,050 8,658 SH SOLE 8,658 0 0
Cisco Systems Inc Common Stock 17275R102 912,380 8,477 SH SOLE 8,477 0 0
Coca-Cola Company Common Stock 191216100 851,848 9,896 SH SOLE 9,896 0 0
Cognizant Technology Solutions Corp Common Stock 192446102 229,760 4,000 SH SOLE 4,000 0 0
Cohen & Steers Inc Common Stock 19247A100 308,159 4,215 SH SOLE 4,215 0 0
Conocophillips Common Stock 20825C104 321,886 2,572 SH SOLE 2,572 0 0
Corteva Inc Common Stock 22052L104 434,064 5,590 SH SOLE 5,590 0 0
CSX Corp Common Stock 126408103 1,883,655 40,500 SH SOLE 40,500 0 0
Cummins Inc Common Stock 231021106 826,512 1,600 SH SOLE 1,600 0 0
Danaher Corp Common Stock 235851102 981,467 4,430 SH SOLE 4,430 0 0
Deere & Co Common Stock 244199105 390,171 581 SH SOLE 581 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203 5,014,107 121,026 SH SOLE 121,026 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104 1,016,151 19,407 SH SOLE 19,407 0 0
Dimensional US Equity Market ETF Exchange Traded Fund 25434V401 204,832 2,713 SH SOLE 2,713 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724 7,509,920 136,544 SH SOLE 136,544 0 0
Dimensional US Small Cap ETF Exchange Traded Fund 25434V500 6,806,999 87,923 SH SOLE 87,923 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880 11,390,129 307,675 SH SOLE 307,675 0 0
Dollar General Common Stock 256677105 346,423 2,897 SH SOLE 2,897 0 0
Dollar Tree Inc Common Stock 256746108 523,808 4,594 SH SOLE 4,594 0 0
DuPont de Nemours Inc Common Stock 26614N201 230,295 1,773 SH SOLE 1,773 0 0
Ebay Inc Common Stock 278642103 243,385 2,295 SH SOLE 2,295 0 0
Eli Lilly & Co Common Stock 532457108 1,327,171 1,147 SH SOLE 1,147 0 0
Elm Market Navigator ETF Exchange Traded Fund 81752T429 2,476,686 84,818 SH SOLE 84,818 0 0
Emerson Electric Co Common Stock 291011104 279,180 1,800 SH OTR 1,800 0 0
Emerson Electric Co Common Stock 291011104 46,375 299 SH SOLE 299 0 0
Envirochem, Inc Common Stock 29403U105 4 41,250 SH SOLE 41,250 0 0
Evergy Inc Common Stock 30034W106 211,082 2,691 SH SOLE 2,691 0 0
Expedia Group Inc Common Stock 30212P303 1,036,585 3,936 SH SOLE 3,936 0 0
ExxonMobil Holdings Corp Common Stock 30233Q108 3,532,652 21,706 SH SOLE 21,706 0 0
ExxonMobil Holdings Corp Common Stock 30233Q108 218,899 1,345 SH OTR 1,345 0 0
Fair Isaac Corp Common Stock 303250104 298,605 504 SH SOLE 504 0 0
GE Vernova LLC Common Stock 36828A101 537,027 565 SH SOLE 565 0 0
GE Vernova LLC Common Stock 36828A101 93,148 98 SH OTR 98 0 0
General Dynamics Corp Common Stock 369550108 466,221 1,405 SH SOLE 1,405 0 0
General Electric Common Stock 369604301 123,355 395 SH OTR 395 0 0
General Electric Common Stock 369604301 1,127,367 3,610 SH SOLE 3,610 0 0
Hingham Institution For Saving Common Stock 433323102 332,891 1,178 SH SOLE 1,178 0 0
Home Depot Inc Common Stock 437076102 352,483 1,239 SH SOLE 1,239 0 0
Huntington Bancshares Inc Common Stock 446150104 242,115 15,866 SH OTR 15,866 0 0
International Business Machines Common Stock 459200101 264,796 1,204 SH SOLE 1,204 0 0
International Business Machines Common Stock 459200101 192,439 875 SH OTR 875 0 0
Invesco QQQ Trust Series 1 ETF Exchange Traded Fund 46090E103 240,425 325 SH SOLE 325 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357 5,982,863 28,761 SH SOLE 28,761 0 0
Invesco S&P Spin-Off ETF Exchange Traded Fund 46137V159 223,914 1,767 SH SOLE 1,767 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842 864,557 8,924 SH SOLE 8,924 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326 13,049,584 145,838 SH SOLE 145,838 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200 1,004,029 1,311 SH SOLE 1,311 0 0
IShares Core S&P Mid-Cap ETF Exchange Traded Fund 464287507 832,390 11,569 SH SOLE 11,569 0 0
IShares Msci Eafe Index Fund Exchange Traded Fund 464287465 563,499 5,424 SH SOLE 5,424 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234 523,567 7,839 SH SOLE 7,839 0 0
IShares National Muni Bond ETF Fixed Income ETF 464288414 1,200,057 11,870 SH SOLE 11,870 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614 3,287,198 26,243 SH SOLE 26,243 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648 1,163,137 3,259 SH SOLE 3,259 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481 2,408,023 17,490 SH SOLE 17,490 0 0
iShares S&P 500 Growth ETF Exchange Traded Fund 464287309 1,560,165 10,967 SH SOLE 10,967 0 0
J P Morgan Chase & Co Common Stock 46625H100 155,821 471 SH OTR 471 0 0
J P Morgan Chase & Co Common Stock 46625H100 2,421,345 7,319 SH SOLE 7,319 0 0
Johnson & Johnson Common Stock 478160104 262,887 993 SH OTR 993 0 0
Johnson & Johnson Common Stock 478160104 1,668,391 6,302 SH SOLE 6,302 0 0
JPMorgan Mortgage-Backed Securities ETF Fixed Income ETF 46654Q575 71,592 1,481 SH OTR 1,481 0 0
JPMorgan Mortgage-Backed Securities ETF Fixed Income ETF 46654Q575 30,734,669 635,802 SH SOLE 630,575 0 5,227
KKR & Company Inc Common Stock 48251W104 1,206,712 13,217 SH SOLE 13,217 0 0
Lockheed Martin Corp Common Stock 539830109 467,492 918 SH SOLE 918 0 0
Lockheed Martin Corp Common Stock 539830109 38,194 75 SH OTR 75 0 0
Long Pond Real Estate Select ETF Exchange Traded Fund 30151E517 506,581 18,832 SH SOLE 18,832 0 0
Lowes Companies Inc Common Stock 548661107 315,873 1,714 SH SOLE 1,714 0 0
Marathon Petroleum Corp Common Stock 56585A102 651,652 1,648 SH SOLE 1,648 0 0
Mastercard Inc Common Stock 57636Q104 1,726,101 3,130 SH SOLE 3,130 0 0
Mastercard Inc Common Stock 57636Q104 227,206 412 SH OTR 412 0 0
McDonalds Corp Common Stock 580135101 309,229 1,339 SH SOLE 1,339 0 0
Merck and Co Inc Common Stock 58933Y105 315,323 2,170 SH SOLE 2,170 0 0
Meta Platforms Inc Common Stock 30303M102 1,112,426 1,534 SH SOLE 1,534 0 0
Meta Platforms Inc Common Stock 30303M102 253,813 350 SH OTR 350 0 0
Microsoft Corp Common Stock 594918104 153,870 300 SH OTR 300 0 0
Microsoft Corp Common Stock 594918104 3,550,294 6,922 SH SOLE 6,898 0 24
Monster Beverage Common Stock 61174X109 599,328 14,400 SH SOLE 14,400 0 0
Monster Beverage Common Stock 61174X109 92,396 2,220 SH OTR 2,220 0 0
Nextera Energy Inc Common Stock 65339F101 331,741 4,380 SH SOLE 4,380 0 0
NVIDIA Corp Common Stock 67066G104 254,872 1,116 SH SOLE 1,116 0 0
Oracle Corp Common Stock 68389X105 274,600 2,000 SH OTR 2,000 0 0
Oracle Corp Common Stock 68389X105 1,357,073 9,884 SH SOLE 9,884 0 0
O'Reilly Automotive Inc Common Stock 67103H107 513,314 6,010 SH SOLE 6,010 0 0
O'Reilly Automotive Inc Common Stock 67103H107 179,361 2,100 SH OTR 2,100 0 0
Pepsico Inc Common Stock 713448108 1,023,517 8,077 SH SOLE 8,077 0 0
Philip Morris International Common Stock 718172109 1,014,590 5,317 SH SOLE 5,317 0 0
Phillips 66 Common Stock 718546104 726,868 2,847 SH SOLE 2,847 0 0
Pool Corporation Common Stock 73278L105 356,114 2,200 SH SOLE 2,200 0 0
Portillo's Inc Common Stock 73642K106 35,300 10,000 SH SOLE 10,000 0 0
Procter & Gamble Co Common Stock 742718109 643,445 4,429 SH SOLE 4,429 0 0
Qnity Electronics Inc Common Stock 74743L100 334,594 2,661 SH SOLE 2,661 0 0
Qualcomm Inc Common Stock 747525103 138,030 750 SH OTR 750 0 0
Qualcomm Inc Common Stock 747525103 118,154 642 SH SOLE 642 0 0
Rockwell Automation Inc Common Stock 773903109 767,922 1,764 SH SOLE 1,764 0 0
RTX Corporation Common Stock 75513E101 511,466 2,755 SH SOLE 2,755 0 0
Salesforce, Inc Common Stock 79466L302 289,947 1,263 SH SOLE 1,263 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300 6,687,831 186,135 SH SOLE 186,135 0 0
Schwab US Dividend Equity ETF Exchange Traded Fund 808524797 1,389,942 42,728 SH SOLE 42,728 0 0
Servicenow Inc Common Stock 81762P102 495,837 3,700 SH SOLE 3,700 0 0
Sherwin Williams Co Common Stock 824348106 1,189,957 3,681 SH SOLE 3,681 0 0
Simon Property Group Inc Common Stock 828806109 486,642 2,424 SH SOLE 2,424 0 0
Simon Property Group Inc Common Stock 828806109 90,342 450 SH OTR 450 0 0
Simplify MBS ETF Fixed Income ETF 82889N525 141,075 3,017 SH OTR 3,017 0 0
Simplify MBS ETF Fixed Income ETF 82889N525 2,624,966 56,137 SH SOLE 56,137 0 0
SPDR Gold Trust Exchange Traded Fund 78463V107 418,924 1,100 SH SOLE 1,100 0 0
Starbucks Corporation Common Stock 855244109 595,143 6,334 SH SOLE 6,334 0 0
State Street SPDR Dow Jones Industrial Average ETF Exchange Traded Fund 78467X109 358,528 705 SH OTR 705 0 0
State Street SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103 4,330,976 5,679 SH SOLE 5,679 0 0
State Street SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103 686,367 900 SH OTR 900 0 0
Steven Madden LTD Common Stock 556269108 362,637 8,100 SH SOLE 8,100 0 0
Target Corp Common Stock 87612E106 249,921 1,595 SH SOLE 1,595 0 0
Target Corp Common Stock 87612E106 94,014 600 SH OTR 600 0 0
The Campbell's Company Common Stock 134429109 247,875 12,500 SH SOLE 12,500 0 0
The Travelers Companies Inc Common Stock 89417E109 896,623 2,515 SH SOLE 2,515 0 0
Thermo Fisher Scientific Inc Common Stock 883556102 548,816 813 SH SOLE 813 0 0
TJX Companies Inc Common Stock 872540109 754,035 5,699 SH SOLE 5,699 0 0
Tradeweb Markets Inc Common Stock 892672106 285,781 2,834 SH SOLE 2,834 0 0
Uber Technologies Inc Common Stock 90353T100 1,260,378 18,397 SH SOLE 18,397 0 0
Union Pacific Corp Common Stock 907818108 1,295,611 4,761 SH SOLE 4,761 0 0
UnitedHealth Group Inc Common Stock 91324P102 509,140 1,387 SH SOLE 1,387 0 0
Valero Energy Corp Common Stock 91913Y100 326,368 842 SH SOLE 842 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363 26,637,586 38,007 SH SOLE 38,007 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858 28,244 400 SH OTR 400 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858 923,085 13,073 SH SOLE 13,073 0 0
Vanguard High Dividend Yield ETF Exchange Traded Fund 921946406 1,077,243 6,941 SH SOLE 6,941 0 0
Vanguard International High Dividend Yield ETF Exchange Traded Fund 921946794 252,825 2,500 SH SOLE 2,500 0 0
Vanguard Morningstar Growth ETF Exchange Traded Fund 922908736 1,249,465 13,866 SH SOLE 13,866 0 0
Vanguard Morningstar Mid-Cap ETF Exchange Traded Fund 922908629 8,922,784 113,782 SH SOLE 113,782 0 0
Vanguard Morningstar Small-Cap Value ETF Exchange Traded Fund 922908611 581,965 2,519 SH SOLE 2,519 0 0
Vanguard Morningstar Value ETF Exchange Traded Fund 922908744 6,416,496 29,695 SH SOLE 29,695 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553 360,044 4,017 SH SOLE 4,017 0 0
Verizon Communications Inc Common Stock 92343V104 201,048 4,383 SH SOLE 4,383 0 0
Visa Inc Common Stock 92826C839 4,502,046 12,529 SH SOLE 12,529 0 0
Vornado Realty Trust Common Stock 929042109 938,815 27,710 SH SOLE 27,710 0 0
WalMart Inc Common Stock 931142103 202,644 1,950 SH OTR 1,950 0 0
WalMart Inc Common Stock 931142103 202,332 1,947 SH SOLE 1,947 0 0
Walt Disney Co/The Common Stock 254687106 1,020,887 9,732 SH SOLE 9,732 0 0
Waste Management Inc Common Stock 94106L109 224,312 1,100 SH SOLE 1,100 0 0
Wayfair Inc Common Stock 94419L101 210,248 2,050 SH SOLE 2,050 0 0
Wells Fargo & Co Common Stock 949746101 1,785,195 22,301 SH SOLE 22,301 0 0
West Pharmaceutical Services Inc Common Stock 955306105 92,690 250 SH OTR 250 0 0
West Pharmaceutical Services Inc Common Stock 955306105 1,633,939 4,407 SH SOLE 4,407 0 0
WisdomTree U.S. SmallCap Quality Dividend Exchange Traded Fund 97717X651 553,641 9,896 SH SOLE 9,896 0 0
WisdomTree U.S. Value Fund Exchange Traded Fund 97717W547 2,947,506 28,773 SH SOLE 28,773 0 0
WisdomTree US Quality Dividend Growth ETF Exchange Traded Fund 97717X669 527,721 5,427 SH SOLE 5,427 0 0
Xcel Energy Inc Common Stock 98389B100 278,326 3,949 SH SOLE 3,949 0 0
Yum Brands Inc Common Stock 988498101 245,139 1,798 SH SOLE 1,798 0 0