The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 411,003 1,572 SH SOLE 1,572 0 0
AFLAC INC COM 001055102 366,200 3,276 SH SOLE 3,276 0 0
ALPHABET INC CAP STK CL C 02079K107 1,325,627 3,890 SH SOLE 3,890 0 0
AMAZON COM INC COM 023135106 845,367 3,393 SH SOLE 3,393 0 0
AMKOR TECHNOLOGY INC COM 031652100 336,122 6,417 SH SOLE 6,417 0 0
APPLE INC COM 037833100 12,465,807 37,433 SH SOLE 37,433 0 0
AT&T INC COM 00206R102 343,452 14,076 SH SOLE 14,076 0 0
BANK OF AMER CORP COM 060505104 389,795 7,162 SH SOLE 7,162 0 0
BANK OF NY MELLON CORP COM 064058100 201,325 1,392 SH SOLE 1,392 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 447,160 898 SH SOLE 898 0 0
CCC INTELLIGENT SOLUTIONS HL COM 12510Q100 389,743 58,520 SH SOLE 58,520 0 0
CHEVRON CORPORATION COM 166764100 350,548 1,717 SH SOLE 1,717 0 0
CINCINNATI FINL CORP COM 172062101 371,014 2,328 SH SOLE 2,328 0 0
COCA COLA CO COM 191216100 882,689 10,255 SH SOLE 10,255 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 543,030 597 SH SOLE 597 0 0
DELTA AIR LINES INC COM NEW 247361702 421,775 5,054 SH SOLE 5,054 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 30,955,568 770,614 SH SOLE 770,614 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,473,625 127,537 SH SOLE 127,537 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,640,444 65,170 SH SOLE 65,170 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,187,841 26,350 SH SOLE 26,350 0 0
DISNEY WALT CO COM 254687106 215,066 2,050 SH SOLE 2,050 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 350,746 2,936 SH SOLE 2,936 0 0
DTE ENERGY CO COM 233331107 733,687 6,024 SH SOLE 6,024 0 0
FIFTH THIRD BANCORP COM 316773100 993,186 19,636 SH SOLE 19,636 0 0
FORD MTR CO COM 345370860 236,978 19,649 SH SOLE 19,649 0 0
GILEAD SCIENCES INC COM 375558103 261,647 1,756 SH SOLE 1,756 0 0
GLOBAL X FDS DATA CTR DIG ETF 37954Y236 1,378,523 50,793 SH SOLE 50,793 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 352,940 392 SH SOLE 392 0 0
HOME DEPOT INC COM 437076102 488,484 1,717 SH SOLE 1,717 0 0
INTEL CORP COM 458140100 266,189 2,214 SH SOLE 2,214 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 213,800 972 SH SOLE 972 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,603,331 36,551 SH SOLE 36,551 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,739,525 7,758 SH SOLE 7,758 0 0
ISHARES TR MSCI EAFE ETF 464287465 630,405 6,068 SH SOLE 6,068 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 3,840,476 8,897 SH SOLE 8,897 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,648,979 41,524 SH SOLE 41,524 0 0
ISHARES TR S&P 100 ETF 464287101 473,777 1,240 SH SOLE 1,240 0 0
ISHARES TR CORE S&P TTL STK 464287150 333,224 2,004 SH SOLE 2,004 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,651,723 9,542 SH SOLE 9,542 0 0
ISHARES TR US INFRASTRUC 46435U713 403,150 7,326 SH SOLE 7,326 0 0
ISHARES TR NATIONAL MUN ETF 464288414 338,483 3,348 SH SOLE 3,348 0 0
ISHARES TR CORE MSCI EAFE 46432F842 362,777 3,745 SH SOLE 3,745 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 440,915 3,520 SH SOLE 3,520 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 255,117 1,029 SH SOLE 1,029 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,003,982 41,751 SH SOLE 41,751 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 324,581 3,417 SH SOLE 3,417 0 0
ISHARES TR CORE S&P US GWT 464287671 245,095 1,265 SH SOLE 1,265 0 0
ISHARES TR U.S. TECH ETF 464287721 5,066,261 19,126 SH SOLE 19,126 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 356,063 3,406 SH SOLE 3,406 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,401,867 23,913 SH SOLE 23,913 0 0
ISHARES TR CORE S&P500 ETF 464287200 61,564,460 80,386 SH SOLE 80,386 0 0
JOHNSON & JOHNSON COM 478160104 514,586 1,944 SH SOLE 1,944 0 0
JOHNSON CONTROLS INTERNATION SHS G51502105 221,824 1,492 SH SOLE 1,492 0 0
JPMORGAN CHASE & CO COM 46625H100 3,776,050 11,414 SH SOLE 11,414 0 0
KLA CORP COM NEW 482480100 294,344 1,510 SH SOLE 1,510 0 0
MARATHON PETE CORP COM 56585A102 290,714 735 SH SOLE 735 0 0
MCDONALDS CORP COM 580135101 519,386 2,249 SH SOLE 2,249 0 0
MERCK & CO INC COM 58933Y105 215,785 1,485 SH SOLE 1,485 0 0
META PLATFORMS INC CL A 30303M102 513,428 708 SH SOLE 708 0 0
MICROSOFT CORP COM 594918104 10,975,627 21,398 SH SOLE 21,398 0 0
NETFLIX INC. COM 64110L106 277,417 3,987 SH SOLE 3,987 0 0
NEXTERA ENERGY INC COM 65339F101 323,610 4,273 SH SOLE 4,273 0 0
NORTHROP GRUMMAN CORP COM 666807102 483,480 1,000 SH SOLE 1,000 0 0
NVIDIA CORPORATION COM 67066G104 1,014,048 4,440 SH SOLE 4,440 0 0
ORACLE CORP COM 68389X105 270,961 1,974 SH SOLE 1,974 0 0
PEPSICO INC COM 713448108 201,969 1,594 SH SOLE 1,594 0 0
PGIM ETF TR AAA CLO ETF 69344A834 1,116,582 21,770 SH SOLE 21,770 0 0
PGIM ETF TR PGIM ULTRA SH BD 69344A107 41,702,572 843,157 SH SOLE 843,157 0 0
PGIM ETF TR SHRT DUR HGH YLD 69344A784 1,024,503 21,050 SH SOLE 21,050 0 0
PHILIP MORRIS INTL INC COM 718172109 295,198 1,547 SH SOLE 1,547 0 0
PROCTER & GAMBLE CO COM 742718109 384,201 2,645 SH SOLE 2,645 0 0
QUALCOMM INC COM 747525103 270,040 1,467 SH SOLE 1,467 0 0
RACKSPACE TECHNOLOGY INC COM 750102105 944,288 253,500 SH SOLE 253,500 0 0
ROCKET COS INC COM CL A 77311W101 216,123 18,777 SH SOLE 18,777 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 11,791,820 362,490 SH SOLE 362,490 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 23,051,062 431,667 SH SOLE 431,667 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 200,374 1,841 SH SOLE 1,841 0 0
SEMPRA COM 816851109 295,989 3,797 SH SOLE 3,797 0 0
SOFI TECHNOLOGIES INC COM 83406F102 1,390,151 88,432 SH SOLE 88,432 0 0
SOUTHERN CO COM 842587107 840,287 10,138 SH SOLE 10,138 0 0
SPDR GOLD TR GOLD SHS 78463V107 236,503 621 SH SOLE 621 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 307,518 3,426 SH SOLE 3,426 0 0
STARBUCKS CORP COM 855244109 214,593 2,284 SH SOLE 2,284 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 622,306 816 SH SOLE 816 0 0
TARGET CORP COM 87612E106 209,345 1,336 SH SOLE 1,336 0 0
TESLA INC COM 88160R101 226,367 638 SH SOLE 638 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 643,055 2,976 SH SOLE 2,976 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 394,447 1,054 SH SOLE 1,054 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,805,690 33,966 SH SOLE 33,966 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 234,006 4,754 SH SOLE 4,754 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 454,897 1,950 SH SOLE 1,950 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 250,648 1,615 SH SOLE 1,615 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 777,191 8,388 SH SOLE 8,388 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 16,145,917 51,081 SH SOLE 51,081 0 0
VISA INC COM CL A 92826C839 323,398 900 SH SOLE 900 0 0
WALMART INC COM 931142103 317,061 3,051 SH SOLE 3,051 0 0
WASTE MGMT INC DEL COM 94106L109 406,928 1,996 SH SOLE 1,996 0 0