The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US SML CP VALU 025072877 671,289 5,700 SH SOLE 5,700 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,996,752 96,470 SH SOLE 96,470 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,846,102 42,645 SH SOLE 42,645 0 0
LAZARD ACTIVE ETF TR INTL DYNAMIC EQT 52110K400 3,558,943 101,626 SH SOLE 101,626 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,902,310 230,077 SH SOLE 230,077 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 433,936 569 SH SOLE 569 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 365,148 512 SH SOLE 512 0 0