The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,210,918 44,279 SH SOLE 44,279 0 0
ISHARES INC MSCI CHILE ETF 464286640 1,134,299 30,000 SH SOLE 30,000 0 0
ISHARES TR BROAD USD HIGH 46435U853 58,708,642 1,643,579 SH SOLE 1,643,579 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 48,332,717 508,819 SH SOLE 508,819 0 0
ISHARES TR CORE S&P MCP ETF 464287507 4,602,642 63,970 SH SOLE 63,970 0 0
ISHARES TR CORE S&P500 ETF 464287200 111,155,470 145,140 SH SOLE 145,140 0 0
ISHARES TR CORE US AGGBD ET 464287226 52,632,970 556,727 SH SOLE 556,727 0 0
ISHARES TR EXPANDED TECH 464287515 851,838 8,000 SH SOLE 8,000 0 0
ISHARES TR MSCI ACWI ETF 464288257 19,665,905 123,868 SH SOLE 123,868 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 918,648 4,386 SH SOLE 4,386 0 0
ISHARES TR RUS MID CAP ETF 464287499 16,656,150 156,088 SH SOLE 156,088 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,115,299 7,612 SH SOLE 7,612 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 83,249,518 192,859 SH SOLE 192,859 0 0
ISHARES TR S&P 100 ETF 464287101 494,412 1,294 SH SOLE 1,294 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 599,238 3,558 SH SOLE 3,558 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,230,003 20,000 SH SOLE 20,000 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 823,712 4,933 SH SOLE 4,933 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 630,470 12,946 SH SOLE 12,946 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 685,745 8,508 SH SOLE 8,508 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 2,879,120 73,000 SH SOLE 73,000 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 2,061,533 22,496 SH SOLE 22,496 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 59,539,782 663,322 SH SOLE 663,322 0 0
SPDR SERIES TRUST ST STR SP BIOT 78464A870 283,824 1,800 SH SOLE 1,800 0 0
SPDR SERIES TRUST ST STR SP HOME 78464A888 2,788,135 29,034 SH SOLE 29,034 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 14,566,232 19,100 SH SOLE 19,100 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,884,896 69,635 SH SOLE 69,635 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 25,598,016 68,400 SH SOLE 68,400 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,661,944 78,603 SH SOLE 78,603 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,467,452 52,583 SH SOLE 52,583 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,163,561 172,264 SH SOLE 172,264 0 0