The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 621,594 6,290 SH SOLE 6,290 0 0
ABBVIE INC COM 00287Y109 1,274,205 4,871 SH SOLE 4,871 0 0
ADVANCED MICRO DEVICES INC COM 007903107 548,137 896 SH SOLE 896 0 0
AFLAC INC COM 001055102 247,957 2,218 SH SOLE 2,218 0 0
ALPHABET INC CAP STK CL A 02079K305 1,031,739 2,999 SH SOLE 2,999 0 0
ALPHABET INC CAP STK CL C 02079K107 2,035,329 5,973 SH SOLE 5,973 0 0
AMAZON COM INC COM 023135106 470,894 1,890 SH SOLE 1,890 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102 180,411 13,494 SH SOLE 13,494 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 8,789,801 80,360 SH SOLE 80,360 0 0
APPLE INC COM 037833100 4,890,004 14,684 SH SOLE 14,684 0 0
APPLIED MATLS INC COM 038222105 743,111 1,453 SH SOLE 1,453 0 0
AT&T INC COM 00206R102 428,200 17,549 SH SOLE 17,549 0 0
BANK OF AMER CORP COM 060505104 230,285 4,231 SH SOLE 4,231 0 0
BROADCOM INC COM 11135F101 471,004 1,341 SH SOLE 1,341 0 0
CATERPILLAR INC COM 149123101 707,169 872 SH SOLE 872 0 0
CISCO SYS INC COM 17275R102 389,265 3,617 SH SOLE 3,617 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 676,444 743 SH SOLE 743 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 213,124 805 SH SOLE 805 0 0
CUMMINS INC COM 231021106 419,455 812 SH SOLE 812 0 0
DISNEY WALT CO COM 254687106 235,279 2,243 SH SOLE 2,243 0 0
DORCHESTER MINERALS L P COM UNIT 25820R105 237,400 8,466 SH SOLE 8,466 0 0
ELI LILLY & CO COM 532457108 5,277,204 4,561 SH SOLE 4,561 0 0
EXCHANGE LISTED FDS TR SABA OPPORTUNIST 30151E806 393,135 16,035 SH SOLE 16,035 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 913,756 5,614 SH SOLE 5,614 0 0
FEDERATED HERMES ETF TRUST MDT LARGE CAP 31423L800 2,481,325 69,700 SH SOLE 69,700 0 0
FEDERATED HERMES ETF TRUST MDT SMALL CAP 31423L602 1,007,061 30,097 SH SOLE 30,097 0 0
FEDERATED HERMES ETF TRUST TOTA RETU BD ETF 31423L404 306,895 12,814 SH SOLE 12,814 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 285,547 6,176 SH SOLE 6,176 0 0
FIRST TR EXCH TRD ALPHDX FD DEV MRK EX US 33737J174 2,790,389 29,783 SH SOLE 29,783 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 3,954,537 66,452 SH SOLE 66,452 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 815,388 16,826 SH SOLE 16,826 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 6,631,480 141,366 SH SOLE 141,366 0 0
GE AEROSPACE COM NEW 369604301 236,799 758 SH SOLE 758 0 0
HOME DEPOT INC COM 437076102 530,587 1,865 SH SOLE 1,865 0 0
HOWMET AEROSPACE INC COM 443201108 270,350 1,195 SH SOLE 1,195 0 0
INTEL CORP COM 458140100 867,093 7,212 SH SOLE 7,212 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 464,917 7,965 SH SOLE 7,965 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 244,723 331 SH SOLE 331 0 0
ISHARES GOLD TR ISHARES NEW 464285204 3,922,807 50,228 SH SOLE 50,228 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,356,928 25,073 SH SOLE 25,073 0 0
ISHARES TR CONV BD ETF 46435G102 210,956 1,868 SH SOLE 1,868 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,685,392 37,323 SH SOLE 37,323 0 0
ISHARES TR CORE S&P SCP ETF 464287804 407,410 2,995 SH SOLE 2,995 0 0
ISHARES TR CORE S&P500 ETF 464287200 307,928 402 SH SOLE 402 0 0
ISHARES TR ESG AWARE MSCI 46435U663 1,351,329 25,987 SH SOLE 25,987 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,386,778 17,961 SH SOLE 17,961 0 0
ISHARES TR MORNINGSTAR GRWT 464287119 1,747,437 14,939 SH SOLE 14,939 0 0
ISHARES TR MORNINGSTAR VALU 464288109 469,040 4,453 SH SOLE 4,453 0 0
ISHARES TR MRGSTR SM CP GR 464288604 201,782 3,298 SH SOLE 3,298 0 0
ISHARES TR MRNING SM CP ETF 464288703 373,984 4,999 SH SOLE 4,999 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,413,536 13,606 SH SOLE 13,606 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,913,246 31,241 SH SOLE 31,241 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 6,681,484 26,949 SH SOLE 26,949 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 344,052 964 SH SOLE 964 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,521,326 12,038 SH SOLE 12,038 0 0
ISHARES TR RUS MID CAP ETF 464287499 372,631 3,492 SH SOLE 3,492 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,152,355 15,130 SH SOLE 15,130 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,172,992 5,138 SH SOLE 5,138 0 0
ISHARES TR SP SMCP600VL ETF 464287879 279,615 2,183 SH SOLE 2,183 0 0
JOHNSON & JOHNSON COM 478160104 1,255,083 4,741 SH SOLE 4,741 0 0
JPMORGAN CHASE & CO COM 46625H100 503,961 1,523 SH SOLE 1,523 0 0
JPMORGAN CHASE & CO COM 46625H100 502,436 2,200 SH Put SOLE 2,200 0 0
KENVUE INC COM 49177J102 184,680 10,458 SH SOLE 10,458 0 0
LAM RESEARCH CORP COM NEW 512807306 2,996,233 9,121 SH SOLE 9,121 0 0
MARVELL TECHNOLOGY INC COM 573874104 231,724 877 SH SOLE 877 0 0
META PLATFORMS INC CL A 30303M102 1,179,579 1,627 SH SOLE 1,627 0 0
MICRON TECHNOLOGY INC COM 595112103 281,230 264 SH SOLE 264 0 0
MICROSOFT CORP COM 594918104 1,959,088 3,820 SH SOLE 3,820 0 0
NETFLIX INC. COM 64110L106 212,149 3,049 SH SOLE 3,049 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 565,839 14,249 SH SOLE 14,249 0 0
NVIDIA CORPORATION COM 67066G104 5,522,587 24,182 SH SOLE 24,182 0 0
PALO ALTO NETWORKS INC COM 697435105 240,770 606 SH SOLE 606 0 0
PEPSICO INC COM 713448108 223,154 1,761 SH SOLE 1,761 0 0
PROCTER & GAMBLE CO COM 742718109 966,984 6,656 SH SOLE 6,656 0 0
PROCTER & GAMBLE CO COM 742718109 936,358 4,100 SH Put SOLE 4,100 0 0
QUALCOMM INC COM 747525103 286,142 1,555 SH SOLE 1,555 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 492,300 8,005 SH SOLE 8,005 0 0
SHERWIN WILLIAMS CO COM 824348106 268,002 829 SH SOLE 829 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 378,206 2,507 SH SOLE 2,507 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,836,791 4,823 SH SOLE 4,823 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,060,408 20,487 SH SOLE 20,487 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 4,375,564 87,145 SH SOLE 87,145 0 0
SPDR SERIES TRUST SP KENSHO NEWEC 78468R648 1,707,566 25,697 SH SOLE 25,697 0 0
SPDR SERIES TRUST ST STR CONV ETF 78464A359 1,008,808 9,970 SH SOLE 9,970 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 3,931,731 31,945 SH SOLE 31,945 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 1,307,494 21,389 SH SOLE 21,389 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 587,359 5,491 SH SOLE 5,491 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,006,888 6,565 SH SOLE 6,565 0 0
T ROWE PRICE EXCHANGE-TRADED QM US BOND ETF 87283Q602 14,530,663 358,251 SH SOLE 358,251 0 0
TESLA INC COM 88160R101 510,217 1,438 SH SOLE 1,438 0 0
UNITEDHEALTH GROUP INC COM 91324P102 328,014 894 SH SOLE 894 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 222,400 2,911 SH SOLE 2,911 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 254,083 3,622 SH SOLE 3,622 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,874,620 39,996 SH SOLE 39,996 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 30,459,400 338,025 SH SOLE 338,025 0 0
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 323,602 1,655 SH SOLE 1,655 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 17,525,328 223,480 SH SOLE 223,480 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 9,706,339 28,731 SH SOLE 28,731 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 8,528,473 36,915 SH SOLE 36,915 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,193,715 3,190 SH SOLE 3,190 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 23,878,005 110,505 SH SOLE 110,505 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 474,837 5,298 SH SOLE 5,298 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 426,855 609 SH SOLE 609 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 271,468 5,732 SH SOLE 5,732 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 15,659,928 199,974 SH SOLE 199,974 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,509,997 6,472 SH SOLE 6,472 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 19,596,455 277,531 SH SOLE 277,531 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 1,690,711 12,475 SH SOLE 12,475 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,850,941 14,729 SH SOLE 14,729 0 0
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 5,349,499 33,208 SH SOLE 33,208 0 0
WALMART INC COM 931142103 2,100,279 20,211 SH SOLE 20,211 0 0
WELLS FARGO & CO COM 949746101 426,517 5,328 SH SOLE 5,328 0 0