The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CRE U S REIT ETF 464288521 1,359,656 22,080 SH SOLE 854 0 21,226
ISHARES TR GLOBAL TECH ETF 464287291 2,659,783 17,945 SH SOLE 307 0 17,638
ISHARES TR MSCI ACWI ETF 464288257 877,286 5,526 SH SOLE 1,095 0 4,431
ISHARES TR EAFE GRWTH ETF 464288885 3,681,522 30,723 SH SOLE 3,529 0 27,194
ISHARES TR EAFE VALUE ETF 464288877 12,609,872 159,336 SH SOLE 11,529 0 147,807
ISHARES TR MSCI INTL QUALTY 46434V456 5,233,827 105,798 SH SOLE 15,760 0 90,038
ISHARES TR MSCI USA QLT FCT 46432F339 7,375,034 33,185 SH SOLE 3,739 0 29,446
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 5,189,570 100,262 SH SOLE 9,084 0 91,178
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 980,710 5,823 SH SOLE 234 0 5,589
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,255,257 31,827 SH SOLE 862 0 30,965
SPDR SERIES TRUST ST STR P400MID 78464A847 3,013,127 47,797 SH SOLE 3,075 0 44,722
SPDR SERIES TRUST ST STR P500GRW 78464A409 3,714,136 30,177 SH SOLE 4,373 0 25,804
SPDR SERIES TRUST ST STR P500VAL 78464A508 4,269,384 69,841 SH SOLE 10,764 0 59,077
SPDR SERIES TRUST ST STR SP600 SML 78468R853 4,340,870 82,120 SH SOLE 3,372 0 78,748
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 416,735 1,786 SH SOLE 176 0 1,610
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 409,791 585 SH SOLE 314 0 271
ISHARES TR 10+ YR INVST GRD 464289511 3,159,992 69,207 SH SOLE 3,874 0 65,333
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 1,235,315 30,585 SH SOLE 1,556 0 29,029
SPDR SERIES TRUST ST STR SP400VAL 78464A839 2,812,582 31,777 SH SOLE 3,931 0 27,846
ISHARES TR JPMORGAN USD EMG 464288281 1,074,365 11,827 SH SOLE 1,117 0 10,710
SPDR SERIES TRUST ST STR SP DIV 78464A763 4,124,291 28,156 SH SOLE 2,032 0 26,124
ADVANCED MICRO DEVICES INC COM 007903107 2,217,018 3,624 SH SOLE 298 0 3,326
ALPHABET INC CAP STK CL A 02079K305 3,674,086 10,678 SH SOLE 1,552 0 9,126
AMAZON COM INC COM 023135106 3,195,833 12,827 SH SOLE 1,192 0 11,635
APPLE INC COM 037833100 16,116,244 48,394 SH SOLE 13,965 0 34,429
BLACKROCK INC COM 09290D101 2,335,460 2,207 SH SOLE 97 0 2,110
COSTCO WHOLESALE CORPORATION COM 22160K105 1,560,323 1,714 SH SOLE 56 0 1,658
FEDEX CORP COM 31428X106 504,894 1,771 SH SOLE 64 0 1,707
JOHNSON & JOHNSON COM 478160104 3,014,377 11,386 SH SOLE 485 0 10,901
JPMORGAN CHASE & CO COM 46625H100 3,379,049 10,214 SH SOLE 234 0 9,980
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,416,950 25,204 SH SOLE 1,890 0 23,314
MEDTRONIC PLC SHS G5960L103 357,586 4,144 SH SOLE 53 0 4,091
MICROSOFT CORP COM 594918104 6,673,399 13,011 SH SOLE 2,387 0 10,624
NVIDIA CORPORATION COM 67066G104 5,504,298 24,101 SH SOLE 4,966 0 19,135
PALO ALTO NETWORKS INC COM 697435105 2,731,506 6,875 SH SOLE 610 0 6,265
PEPSICO INC COM 713448108 442,679 3,493 SH SOLE 195 0 3,298
PROCTER & GAMBLE CO COM 742718109 796,687 5,484 SH SOLE 61 0 5,423
PROLOGIS INC. COM 74340W103 1,266,589 9,755 SH SOLE 641 0 9,114
SALESFORCE INC COM 79466L302 1,020,668 4,446 SH SOLE 410 0 4,036
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 573,645 23,549 SH SOLE 3,595 0 19,954
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 910,040 30,755 SH SOLE 3,661 0 27,094
TARGET CORP COM 87612E106 294,704 1,881 SH SOLE 0 0 1,881
HOME DEPOT INC COM 437076102 1,645,775 5,785 SH SOLE 19 0 5,766
UNITED PARCEL SVCS INC CL B 911312106 761,256 8,147 SH SOLE 582 0 7,565
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 888,723 11,349 SH SOLE 1,387 0 9,962
VISA INC COM CL A 92826C839 1,600,914 4,455 SH SOLE 233 0 4,222
ISHARES TR CORE S&P SCP ETF 464287804 305,138 2,243 SH SOLE 1,043 0 1,200
ISHARES TR CORE S&P US GWT 464287671 601,981 3,107 SH SOLE 3,107 0 0
ISHARES TR RUS MID CAP ETF 464287499 218,222 2,045 SH SOLE 1,258 0 787
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 239,080 4,448 SH SOLE 4,448 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 746,615 979 SH SOLE 814 0 165
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 217,905 3,674 SH SOLE 2,046 0 1,628
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 459,818 2,128 SH SOLE 1,942 0 186
AMPHENOL CORP CL A 032095101 469,045 5,564 SH SOLE 967 0 4,597
ARISTA NETWORKS INC COM SHS 040413205 696,889 3,423 SH SOLE 553 0 2,870
ASML HLDG NV N Y REGISTRY SHS N07059210 909,458 502 SH SOLE 86 0 416
BROADCOM INC COM 11135F101 1,223,897 3,485 SH SOLE 445 0 3,040
CHARLES SCHWAB CORP (THE) COM 808513105 840,414 8,598 SH SOLE 1,788 0 6,810
CROWDSTRIKE HLDGS INC CL A 22788C105 1,376,965 5,201 SH SOLE 461 0 4,740
NETFLIX INC. COM 64110L106 583,897 8,392 SH SOLE 475 0 7,917
ALTRIA GROUP INC COM 02209S103 239,124 3,551 SH SOLE 597 0 2,954
MERCK & CO INC COM 58933Y105 844,357 5,811 SH SOLE 0 0 5,811
PHILIP MORRIS INTL INC COM 718172109 987,112 5,173 SH SOLE 518 0 4,655
QUALCOMM INC COM 747525103 1,163,869 6,324 SH SOLE 274 0 6,050
SNOWFLAKE INC COM SHS 833445109 270,629 797 SH SOLE 62 0 735
UNITEDHEALTH GROUP INC COM 91324P102 1,906,246 5,193 SH SOLE 282 0 4,911
WALMART INC COM 931142103 2,357,656 22,687 SH SOLE 1,380 0 21,307
AMERICAN EXPRESS CO COM 025816109 389,856 1,282 SH SOLE 6 0 1,276
PPL CORP COM 69351T106 992,291 30,170 SH SOLE 269 0 29,901
DISNEY WALT CO COM 254687106 403,026 3,842 SH SOLE 82 0 3,760
ABBVIE INC COM 00287Y109 1,365,121 5,219 SH SOLE 352 0 4,867
LOCKHEED MARTIN CORP COM 539830109 587,165 1,153 SH SOLE 27 0 1,126
TCW ETF TRUST CORE PLUS BOND 87191E105 889,136 24,749 SH SOLE 0 0 24,749
GENERAL DYNAMICS CORP COM 369550108 216,716 653 SH SOLE 28 0 625
HERSHEY CO COM 427866108 465,422 2,953 SH SOLE 0 0 2,953
AMERICAN TOWER CORP COM 03027X100 765,650 4,677 SH SOLE 267 0 4,410
BLACKROCK ETF TRUST II ISHA SH TERM ETF 092528884 1,206,149 24,215 SH SOLE 3,890 0 20,325
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 764,118 1,675 SH SOLE 337 0 1,338
AMGEN INC COM 031162100 393,269 933 SH SOLE 6 0 927
EATON CORP PLC SHS G29183103 373,418 869 SH SOLE 141 0 728
INTERNATIONAL BUSINESS MACHS COM 459200101 793,288 3,607 SH SOLE 126 0 3,481
ABBOTT LABORATORIES COM 002824100 756,422 7,654 SH SOLE 295 0 7,359
ISHARES TR CORE HIGH DV ETF 46429B663 522,768 18,697 SH SOLE 3,026 0 15,671
PUBLIC STORAGE COM 74460D109 562,048 1,987 SH SOLE 107 0 1,880
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 224,319 4,592 SH SOLE 2,040 0 2,552
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 320,543 9,348 SH SOLE 3,409 0 5,939
ORACLE CORP COM 68389X105 724,120 5,274 SH SOLE 90 0 5,184
BLACKSTONE INC COM 09260D107 465,510 4,153 SH SOLE 183 0 3,970
ELI LILLY & CO COM 532457108 1,695,122 1,465 SH SOLE 61 0 1,404
ISHARES TR CORE S&P MCP ETF 464287507 261,250 3,631 SH SOLE 1,419 0 2,212
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 587,183 1,569 SH SOLE 0 0 1,569
APPLIED MATLS INC COM 038222105 301,203 589 SH SOLE 65 0 524
ISHARES U S ETF TR SHOR DURA BD ETF 46431W507 274,180 5,499 SH SOLE 1,604 0 3,895
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 584,593 1,174 SH SOLE 54 0 1,120
CISCO SYS INC COM 17275R102 1,216,972 11,307 SH SOLE 310 0 10,997
MORGAN STANLEY COM NEW 617446448 251,463 1,337 SH SOLE 0 0 1,337
TEXAS INSTRS INC COM 882508104 233,875 835 SH SOLE 71 0 764
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 401,342 2,466 SH SOLE 387 0 2,079
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,420,180 28,089 SH SOLE 6,324 0 21,765
BANK OF AMER CORP COM 060505104 229,096 4,209 SH SOLE 2,316 0 1,893
ISHARES TR ESG AW MSCI EAFE 46435G516 359,792 3,491 SH SOLE 0 0 3,491
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 204,316 4,117 SH SOLE 0 0 4,117
META PLATFORMS INC CL A 30303M102 467,741 645 SH SOLE 287 0 358
GE VERNOVA INC COM 36828A101 479,047 504 SH SOLE 42 0 462
INVESCO QQQ TR UNIT SER 1 46090E103 261,139 353 SH SOLE 110 0 243
ISHARES TR RUSSELL 2000 ETF 464287655 211,196 760 SH SOLE 0 0 760
GE AEROSPACE COM NEW 369604301 614,349 1,967 SH SOLE 16 0 1,951
ALPHABET INC CAP STK CL C 02079K107 569,049 1,670 SH SOLE 556 0 1,114
3M CO COM 88579Y101 295,570 1,801 SH SOLE 27 0 1,774
DANAHER CORP DEL COM 235851102 751,055 3,390 SH SOLE 0 0 3,390