The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 254,268 1,549 SH SOLE 0 0 1,549
ABBVIE INC COM 00287Y109 4,358,648 16,662 SH SOLE 0 0 16,662
ALPHABET INC CAP STK CL A 02079K305 1,148,435 3,338 SH SOLE 0 0 3,338
ALPHABET INC CAP STK CL C 02079K107 39,620,476 116,278 SH SOLE 0 0 116,278
AMAZON COM INC COM 023135106 1,588,987 6,378 SH SOLE 0 0 6,378
AMERICAN EXPRESS CO COM 025816109 14,961,155 49,198 SH SOLE 0 0 49,198
APPLE INC COM 037833100 2,040,843 6,128 SH SOLE 0 0 6,128
APPLIED MATLS INC COM 038222105 385,069 753 SH SOLE 0 0 753
AUTODESK INC COM 052769106 221,749 1,061 SH SOLE 0 0 1,061
AUTOMATIC DATA PROCESSING IN COM 053015103 309,672 1,200 SH SOLE 0 0 1,200
BANK OF AMER CORP COM 060505104 25,066,154 460,521 SH SOLE 0 0 460,521
BANK OF NY MELLON CORP COM 064058100 35,780,862 247,396 SH SOLE 0 0 247,396
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 43,238,460 86,833 SH SOLE 0 0 86,833
BROADCOM INC COM 11135F101 5,146,338 14,654 SH SOLE 0 0 14,654
CHEVRON CORPORATION COM 166764100 816,254 3,997 SH SOLE 0 0 3,997
CISCO SYS INC COM 17275R102 8,256,599 76,713 SH SOLE 0 0 76,713
CITIGROUP INC COM NEW 172967424 2,398,976 18,528 SH SOLE 0 0 18,528
COCA COLA CO COM 191216100 548,960 6,377 SH SOLE 0 0 6,377
CONOCOPHILLIPS COM 20825C104 2,033,062 16,245 SH SOLE 0 0 16,245
CS DISCO INC COM 126327105 438,778 107,019 SH SOLE 0 0 107,019
DISNEY WALT CO COM 254687106 10,358,685 98,748 SH SOLE 0 0 98,748
ELI LILLY & CO COM 532457108 2,235,479 1,932 SH SOLE 0 0 1,932
ENTERPRISE PRODS PARTNERS L COM 293792107 1,255,644 35,261 SH SOLE 0 0 35,261
EOG RES INC COM 26875P101 510,676 3,707 SH SOLE 0 0 3,707
GE AEROSPACE COM NEW 369604301 10,938,118 35,026 SH SOLE 0 0 35,026
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 997,423 15,258 SH SOLE 0 0 15,258
GE VERNOVA INC COM 36828A101 9,512,570 10,008 SH SOLE 0 0 10,008
GENERAL DYNAMICS CORP COM 369550108 392,223 1,182 SH SOLE 0 0 1,182
INTEL CORP COM 458140100 20,022,233 166,533 SH SOLE 0 0 166,533
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 9,863,400 482,790 SH SOLE 0 0 482,790
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 9,200,372 388,038 SH SOLE 0 0 388,038
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 1,523,031 83,683 SH SOLE 0 0 83,683
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 7,273,729 372,630 SH SOLE 0 0 372,630
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 6,868,405 351,415 SH SOLE 0 0 351,415
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 4,070,854 202,278 SH SOLE 0 0 202,278
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,581,568 70,097 SH SOLE 0 0 70,097
INVESCO QQQ TR UNIT SER 1 46090E103 471,233 637 SH SOLE 0 0 637
ISHARES INC CORE MSCI EMKT 46434G103 9,840,693 121,251 SH SOLE 0 0 121,251
ISHARES INC MSCI EMRG CHN 46434G764 9,468,125 95,560 SH SOLE 0 0 95,560
ISHARES TR 0-5YR HI YL CP 46434V407 20,866,495 505,854 SH SOLE 0 0 505,854
ISHARES TR CORE S&P MCP ETF 464287507 233,938 3,251 SH SOLE 0 0 3,251
ISHARES TR CORE S&P TTL STK 464287150 7,983,517 48,012 SH SOLE 0 0 48,012
ISHARES TR CORE S&P500 ETF 464287200 428,278 559 SH SOLE 0 0 559
ISHARES TR CRE U S REIT ETF 464288521 1,601,712 26,010 SH SOLE 0 0 26,010
ISHARES TR EXPANDED TECH 464287515 421,341 3,957 SH SOLE 0 0 3,957
ISHARES TR IBDS DEC28 ETF 46435U515 3,314,476 132,792 SH SOLE 0 0 132,792
ISHARES TR IBONDS 27 ETF 46435UAA9 8,597,291 356,438 SH SOLE 0 0 356,438
ISHARES TR IBONDS 28 TRM TS 46436E833 1,679,815 76,669 SH SOLE 0 0 76,669
ISHARES TR IBONDS DEC 29 46436E205 2,760,556 121,664 SH SOLE 0 0 121,664
ISHARES TR IBONDS DEC2026 46435GAA0 3,087,114 127,356 SH SOLE 0 0 127,356
ISHARES TR ISHS 1-5YR INVS 464288646 391,756 7,647 SH SOLE 0 0 7,647
ISHARES TR RUS 1000 GRW ETF 464287614 583,712 4,660 SH SOLE 0 0 4,660
ISHARES TR RUS 1000 VAL ETF 464287598 927,754 3,742 SH SOLE 0 0 3,742
ISHARES TR S&P 100 ETF 464287101 905,148 2,369 SH SOLE 0 0 2,369
ISHARES TR S&P 500 GRWT ETF 464287309 4,016,125 28,231 SH SOLE 0 0 28,231
ISHARES TR S&P 500 VAL ETF 464287408 18,552,350 81,270 SH SOLE 0 0 81,270
ISHARES TR S&P MC 400GR ETF 464287606 351,300 3,205 SH SOLE 0 0 3,205
ISHARES TR S&P MC 400VL ETF 464287705 886,302 6,436 SH SOLE 0 0 6,436
ISHARES TR U.S. FINLS ETF 464287788 1,149,343 9,146 SH SOLE 0 0 9,146
ISHARES TR U.S. PHARMA ETF 464288836 363,380 3,615 SH SOLE 0 0 3,615
ISHARES TR U.S. REAL ES ETF 464287739 6,166,033 64,878 SH SOLE 0 0 64,878
ISHARES TR U.S. TECH ETF 464287721 4,087,069 15,429 SH SOLE 0 0 15,429
ISHARES TR US CONSM STAPLES 464287812 1,724,674 24,384 SH SOLE 0 0 24,384
ISHARES TR US INDUSTRIALS 464287754 237,508 1,549 SH SOLE 0 0 1,549
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 14,949,232 296,788 SH SOLE 0 0 296,788
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 241,095 4,777 SH SOLE 0 0 4,777
JOHNSON & JOHNSON COM 478160104 5,857,519 22,126 SH SOLE 0 0 22,126
JPMORGAN CHASE & CO COM 46625H100 450,514 1,362 SH SOLE 0 0 1,362
MAGNUM ICE CREAM CO NV ORD SHS N5505D105 598,226 33,646 SH SOLE 0 0 33,646
MAIN STR CAP CORP COM 56035L104 220,200 4,000 SH SOLE 0 0 4,000
MARSH & MCLENNAN COS INC COM 571748102 640,067 3,749 SH SOLE 0 0 3,749
MCDONALDS CORP COM 580135101 457,261 1,980 SH SOLE 0 0 1,980
MERCK & CO INC COM 58933Y105 16,571,200 114,040 SH SOLE 0 0 114,040
META PLATFORMS INC CL A 30303M102 250,144 345 SH SOLE 0 0 345
MICROSOFT CORP COM 594918104 69,659,710 135,815 SH SOLE 0 0 135,815
MORGAN STANLEY COM NEW 617446448 435,593 2,316 SH SOLE 0 0 2,316
NOVARTIS AG SPONSORED ADR 66987V109 11,749,175 82,410 SH SOLE 0 0 82,410
NVIDIA CORPORATION COM 67066G104 1,935,521 8,475 SH SOLE 0 0 8,475
OCCIDENTAL PETE CORP COM 674599105 473,263 8,555 SH SOLE 0 0 8,555
ORACLE CORP COM 68389X105 10,757,282 78,349 SH SOLE 0 0 78,349
PEPSICO INC COM 713448108 8,114,619 64,036 SH SOLE 0 0 64,036
PHILLIPS 66 COM 718546104 1,516,031 5,938 SH SOLE 0 0 5,938
PROCTER & GAMBLE CO COM 742718109 5,513,588 37,951 SH SOLE 0 0 37,951
RTX CORPORATION COM 75513E101 13,309,790 71,693 SH SOLE 0 0 71,693
S&P GLOBAL INC COM 78409V104 342,400 868 SH SOLE 0 0 868
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,446,419 73,444 SH SOLE 0 0 73,444
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 2,106,811 12,509 SH SOLE 0 0 12,509
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,654,810 26,907 SH SOLE 0 0 26,907
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 7,193,051 134,701 SH SOLE 0 0 134,701
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 801,944 9,950 SH SOLE 0 0 9,950
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,882,472 9,617 SH SOLE 0 0 9,617
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 691,545 17,534 SH SOLE 0 0 17,534
SPDR SERIES TRUST ST TERM HIGH ETF 78468R408 15,270,433 629,709 SH SOLE 0 0 629,709
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 8,468,221 209,661 SH SOLE 0 0 209,661
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 841,181 1,103 SH SOLE 0 0 1,103
UNILEVER PLC SPON ADR NEW 904767803 9,827,891 161,829 SH SOLE 0 0 161,829
UNION PAC CORP COM 907818108 6,380,802 23,448 SH SOLE 0 0 23,448
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 223,577 2,115 SH SOLE 0 0 2,115
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 958,046 16,153 SH SOLE 0 0 16,153
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,429,534 10,413 SH SOLE 0 0 10,413
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 609,315 3,926 SH SOLE 0 0 3,926
VANGUARD WORLD FD CONSUM STP ETF 92204A207 3,489,815 15,993 SH SOLE 0 0 15,993
VANGUARD WORLD FD FINANCIALS ETF 92204A405 4,426,658 34,028 SH SOLE 0 0 34,028
VANGUARD WORLD FD MRNGSTR CAP ETF 921910873 3,156,508 11,181 SH SOLE 0 0 11,181
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 665,690 7,185 SH SOLE 0 0 7,185
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 1,772,708 11,004 SH SOLE 0 0 11,004
VISA INC COM CL A 92826C839 23,404,486 65,134 SH SOLE 0 0 65,134