The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 409,472 1,190 SH SOLE 0 0 0 1,190
ALPS ETF TR OSHARES US SMLCP 00162Q395 17,593,577 383,052 SH SOLE 0 0 0 383,052
AMAZON COM INC COM 023135106 776,601 3,117 SH SOLE 0 0 0 3,117
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 352,691 3,914 SH SOLE 0 0 0 3,914
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 7,072,993 75,229 SH SOLE 0 0 0 75,229
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 539,404 13,694 SH SOLE 0 0 0 13,694
AMPLIFY ETF TR ETHO CLI LEA ETF 032108557 1,755,544 22,035 SH SOLE 0 0 0 22,035
APPLE INC COM 037833100 3,984,661 11,965 SH SOLE 0 0 0 11,965
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,020,798 2,050 SH SOLE 0 0 0 2,050
CISCO SYS INC COM 17275R102 207,511 1,928 SH SOLE 0 0 0 1,928
COSTCO WHOLESALE CORPORATION COM 22160K105 335,915 369 SH SOLE 0 0 0 369
DEERE & CO COM 244199105 269,466 401 SH SOLE 0 0 0 401
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 25,511,348 615,770 SH SOLE 0 0 0 615,770
DOUBLELINE ETF TRUST OPPO CORE BD ETF 25861R105 392,064 9,017 SH SOLE 0 0 0 9,017
ELI LILLY & CO COM 532457108 289,270 250 SH SOLE 0 0 0 250
EOG RES INC COM 26875P101 243,924 1,771 SH SOLE 0 0 0 1,771
EXELIXIS INC COM 30161Q104 267,207 4,575 SH SOLE 0 0 0 4,575
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,353,266 8,315 SH SOLE 0 0 0 8,315
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816 600,970 6,326 SH SOLE 0 0 0 6,326
GE AEROSPACE COM NEW 369604301 1,163,246 3,725 SH SOLE 0 0 0 3,725
GE VERNOVA INC COM 36828A101 798,412 840 SH SOLE 0 0 0 840
GENERAL MILLS INC COM 370334104 218,256 6,787 SH SOLE 0 0 0 6,787
GILEAD SCIENCES INC COM 375558103 261,926 1,757 SH SOLE 0 0 0 1,757
GMO ETF TRUST US QUALITY ETF 90139K100 19,471,525 454,836 SH SOLE 0 0 0 454,836
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 2,992,325 65,278 SH SOLE 0 0 0 65,278
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,408,834 16,608 SH SOLE 0 0 0 16,608
GOLDMAN SACHS GROUP INC COM 38141G104 216,066 240 SH SOLE 0 0 0 240
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 308,306 9,620 SH SOLE 0 0 0 9,620
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 1,912,199 51,891 SH SOLE 0 0 0 51,891
HOME DEPOT INC COM 437076102 394,588 1,387 SH SOLE 0 0 0 1,387
HOST HOTELS & RESORTS INC COM 44107P104 220,848 9,864 SH SOLE 0 0 0 9,864
HUNTINGTON BANCSHARES INC COM 446150104 202,831 13,292 SH SOLE 0 0 0 13,292
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 7,370,851 381,909 SH SOLE 0 0 0 381,909
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,967,192 6,457 SH SOLE 0 0 0 6,457
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,292,121 15,368 SH SOLE 0 0 0 15,368
ISHARES INC CORE MSCI EMKT 46434G103 7,610,148 93,767 SH SOLE 0 0 0 93,767
ISHARES SILVER TR ISHARES 46428Q109 263,665 4,837 SH SOLE 0 0 0 4,837
ISHARES TR NATIONAL MUN ETF 464288414 221,578 2,192 SH SOLE 0 0 0 2,192
ISHARES TR CORE 60 BALA ETF 464289867 226,013 3,298 SH SOLE 0 0 0 3,298
ISHARES TR MSCI USA MMENTM 46432F396 36,378,264 114,635 SH SOLE 0 0 0 114,635
ISHARES TR MSCI USA VALUE 46432F388 27,100,885 136,873 SH SOLE 0 0 0 136,873
ISHARES TR MSCI USA QLT FCT 46432F339 9,371,963 42,170 SH SOLE 0 0 0 42,170
ISHARES TR MSCI USA MIN ETF 46429B697 639,499 6,563 SH SOLE 0 0 0 6,563
ISHARES TR US TREAS BD ETF 46429B267 1,049,738 47,999 SH SOLE 0 0 0 47,999
ISHARES TR LOW CA OP MS ETF 46434V464 3,651,279 14,255 SH SOLE 0 0 0 14,255
ISHARES TR LATN AMER 40 ETF 464287390 1,776,836 51,503 SH SOLE 0 0 0 51,503
ISHARES TR CORE S&P500 ETF 464287200 374,501 489 SH SOLE 0 0 0 489
ISHARES TR RUS 1000 VAL ETF 464287598 573,462 2,313 SH SOLE 0 0 0 2,313
ISHARES TR RUS 1000 GRW ETF 464287614 1,029,526 8,219 SH SOLE 0 0 0 8,219
ISHARES TR ESG AWR US AGRGT 46435U549 1,128,065 24,930 SH SOLE 0 0 0 24,930
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 328,741 7,341 SH SOLE 0 0 0 7,341
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 226,066 4,841 SH SOLE 0 0 0 4,841
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,016,073 13,767 SH SOLE 0 0 0 13,767
JOHNSON & JOHNSON COM 478160104 416,833 1,575 SH SOLE 0 0 0 1,575
KLA CORP COM NEW 482480100 298,275 1,530 SH SOLE 0 0 0 1,530
LOCKHEED MARTIN CORP COM 539830109 243,167 478 SH SOLE 0 0 0 478
LOEWS CORP COM 540424108 281,961 2,700 SH SOLE 0 0 0 2,700
LOWES COS INC COM 548661107 221,148 1,200 SH SOLE 0 0 0 1,200
MERCK & CO INC COM 58933Y105 268,754 1,850 SH SOLE 0 0 0 1,850
MICROSOFT CORP COM 594918104 298,091 581 SH SOLE 0 0 0 581
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 13,280,823 275,593 SH SOLE 0 0 0 275,593
NEWMONT CORP COM 651639106 341,159 2,958 SH SOLE 0 0 0 2,958
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 1,829,926 37,711 SH SOLE 0 0 0 37,711
NVIDIA CORPORATION COM 67066G104 460,642 2,017 SH SOLE 0 0 0 2,017
NYLIM ETF TR MERGE ARBIT ETF 45409B800 660,868 17,944 SH SOLE 0 0 0 17,944
ORACLE CORP COM 68389X105 205,332 1,496 SH SOLE 0 0 0 1,496
PFIZER INC COM 717081103 283,172 9,929 SH SOLE 0 0 0 9,929
PROGRESSIVE CORP COM 743315103 297,075 1,433 SH SOLE 0 0 0 1,433
QUALCOMM INC COM 747525103 234,715 1,275 SH SOLE 0 0 0 1,275
RTX CORPORATION COM 75513E101 1,460,777 7,868 SH SOLE 0 0 0 7,868
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 31,481,219 967,760 SH SOLE 0 0 0 967,760
SPDR GOLD TR GOLD SHS 78463V107 773,105 2,030 SH SOLE 0 0 0 2,030
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,561,133 30,161 SH SOLE 0 0 0 30,161
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 207,262 3,869 SH SOLE 0 0 0 3,869
SPDR SERIES TRUST ST STR SP500FF 78468R796 4,268,732 68,322 SH SOLE 0 0 0 68,322
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 955,575 1,253 SH SOLE 0 0 0 1,253
STEEL DYNAMICS INC COM 858119100 397,969 1,796 SH SOLE 0 0 0 1,796
TENET HEALTHCARE CORP COM NEW 88033G407 247,485 968 SH SOLE 0 0 0 968
TESLA INC COM 88160R101 312,588 881 SH SOLE 0 0 0 881
UBER TECHNOLOGIES INC COM 90353T100 209,562 3,059 SH SOLE 0 0 0 3,059
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,993,295 9,225 SH SOLE 0 0 0 9,225
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 253,916 2,818 SH SOLE 0 0 0 2,818
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,134,756 288,902 SH SOLE 0 0 0 288,902
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 2,088,256 28,216 SH SOLE 0 0 0 28,216
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,146,868 24,216 SH SOLE 0 0 0 24,216
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,924,780 33,971 SH SOLE 0 0 0 33,971
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,650,156 23,370 SH SOLE 0 0 0 23,370
VANGUARD WELLINGTON FD US MOMENTUM 921935508 319,596 1,407 SH SOLE 0 0 0 1,407
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 612,063 4,062 SH SOLE 0 0 0 4,062
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,294,614 8,342 SH SOLE 0 0 0 8,342
VANGUARD WORLD FD ESG US STK ETF 921910733 4,604,395 33,973 SH SOLE 0 0 0 33,973
VERIZON COMMUNICATIONS INC COM 92343V104 277,929 6,059 SH SOLE 0 0 0 6,059