The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF ETF 81369Y803 22,583,232 113,609 SH SOLE 113,609 0 0
STATE STREET REAL ESTATE SELECT SECTOR SPDR ETF ETF 81369Y860 1,006,738 24,195 SH SOLE 24,194 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 4,869,955 6,255 SH SOLE 6,255 0 0
STATE STREET HEALTH CARE SELECT SECTOR SPDR ETF ETF 81369Y209 6,484,735 37,965 SH SOLE 37,964 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 648,783 19,786 SH SOLE 19,786 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 26,803,286 209,548 SH SOLE 209,548 0 0
STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF ETF 81369Y308 2,963,074 35,516 SH SOLE 35,515 0 0
STATE STREET COMMUNICATION SERVICES SELECT SECTOR SPDR ETF ETF 81369Y852 5,598,055 50,716 SH SOLE 50,716 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225 263,414 2,597 SH SOLE 2,597 0 0
STATE STREET FINANCIAL SELECT SECTOR SPDR ETF ETF 81369Y605 7,187,802 131,332 SH SOLE 131,332 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 5,406,120 62,840 SH SOLE 62,839 0 0
WISDOMTREE EUROPE HEDGED EQUITY FUND ETF 97717X701 624,817 11,313 SH SOLE 11,313 0 0
TARGA RES CORP COM Stock 87612G101 3,050,488 10,640 SH SOLE 10,640 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 1,062,266 4,986 SH SOLE 4,986 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 731,843 21,121 SH SOLE 21,121 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510 346,206 14,776 SH SOLE 14,776 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494 346,656 14,862 SH SOLE 14,862 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486 344,422 15,048 SH SOLE 15,048 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478 340,015 15,203 SH SOLE 15,203 0 0
VANGUARD FTSE PACIFIC ETF ETF 922042866 4,355,600 37,753 SH SOLE 37,753 0 0
VANGUARD MORNINGSTAR SMALL-CAP VALUE ETF ETF 922908611 1,246,169 5,316 SH SOLE 5,315 0 0
VANGUARD MORNINGSTAR MID-CAP GROWTH ETF ETF 922908538 2,566,993 8,486 SH SOLE 8,486 0 0
VANGUARD MORNINGSTAR SMALL-CAP GROWTH ETF ETF 922908595 1,315,585 3,816 SH SOLE 3,816 0 0
VANGUARD MORNINGSTAR VALUE ETF ETF 922908744 15,651,177 70,951 SH SOLE 70,951 0 0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464288646 1,920,846 37,495 SH SOLE 37,494 0 0
ROUNDHILL MAGNIFICENT SEVEN ETF ETF 53656G498 1,323,729 17,944 SH SOLE 17,944 0 0
INVESCO LARGE CAP VALUE ETF ETF 46137V738 3,945,812 50,894 SH SOLE 50,894 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 2,595,284 39,878 SH SOLE 39,878 0 0
STATE STREET MATERIALS SELECT SECTOR SPDR ETF ETF 81369Y100 1,275,611 25,806 SH SOLE 25,806 0 0
STATE STREET CONSUMER DISCRETIONARY SELECT SECTOR SPDR ETF ETF 81369Y407 6,308,812 55,904 SH SOLE 55,904 0 0
STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF ETF 81369Y704 5,122,936 30,268 SH SOLE 30,268 0 0
VANGUARD MORNINGSTAR MID-CAP VALUE ETF ETF 922908512 2,643,217 13,070 SH SOLE 13,070 0 0
STATE STREET SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 529,775 10,147 SH SOLE 10,147 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,536,506 15,201 SH SOLE 15,200 0 0
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 1,938,988 13,010 SH SOLE 13,009 0 0
XTRACKERS MSCI EUROPE HEDGED EQUITY ETF ETF 233051853 2,310,205 43,400 SH SOLE 43,400 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 5,539,004 92,687 SH SOLE 92,687 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 2,922,584 30,897 SH SOLE 30,897 0 0
FIRST TRUST MANAGED MUNICIPAL ETF ETF 33739N108 328,388 6,840 SH SOLE 6,840 0 0
STATE STREET UTILITIES SELECT SECTOR SPDR ETF ETF 81369Y886 862,186 20,821 SH SOLE 20,820 0 0
STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 4,465,670 89,349 SH SOLE 89,349 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 233,051 4,925 SH SOLE 4,925 0 0
ISHARES MSCI EAFE ETF ETF 464287465 327,261 3,165 SH SOLE 3,165 0 0
APPLE INC COM Stock 037833100 1,244,221 3,696 SH SOLE 3,696 0 0