The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 967,805 1,582 SH SOLE 0 0 1,582
ALPHABET INC CAP STK CL C 02079K107 1,605,638 4,712 SH SOLE 0 0 4,712
ALPHABET INC CAP STK CL A 02079K305 2,171,299 6,310 SH SOLE 0 0 6,310
AMAZON COM INC COM 023135106 1,203,644 4,831 SH SOLE 0 0 4,831
AMERICAN CENTY ETF TR US EQT ETF 025072885 3,519,145 27,474 SH SOLE 0 0 27,474
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 10,202,164 93,273 SH SOLE 0 0 93,273
AMERICAN CENTY ETF TR US SML CP VALU 025072877 13,378,806 113,601 SH SOLE 0 0 113,601
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 57,686,095 637,838 SH SOLE 0 0 637,838
AMGEN INC COM 031162100 203,168 482 SH SOLE 0 0 482
APPLE INC COM 037833100 4,163,592 12,503 SH SOLE 0 0 12,503
APPLIED MATLS INC COM 038222105 266,611 521 SH SOLE 0 0 521
BANK OF AMER CORP COM 060505104 345,048 6,339 SH SOLE 0 0 6,339
BROADCOM INC COM 11135F101 1,255,832 3,576 SH SOLE 0 0 3,576
CHARLES SCHWAB CORP (THE) COM 808513105 294,589 3,014 SH SOLE 0 0 3,014
CHEVRON CORPORATION COM 166764100 524,574 2,569 SH SOLE 0 0 2,569
CISCO SYS INC COM 17275R102 229,092 2,129 SH SOLE 0 0 2,129
CITIGROUP INC COM NEW 172967424 215,973 1,668 SH SOLE 0 0 1,668
COCA COLA CO COM 191216100 208,316 2,420 SH SOLE 0 0 2,420
CROWDSTRIKE HLDGS INC CL A 22788C105 222,655 841 SH SOLE 0 0 841
DELL TECHNOLOGIES INC CL C 24703L202 575,069 1,069 SH SOLE 0 0 1,069
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 416,030 11,103 SH SOLE 0 0 11,103
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,163,948 31,441 SH SOLE 0 0 31,441
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 890,308 16,187 SH SOLE 0 0 16,187
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,674,292 41,680 SH SOLE 0 0 41,680
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 323,817 7,816 SH SOLE 0 0 7,816
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 19,555,593 497,471 SH SOLE 0 0 497,471
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 9,253,435 274,664 SH SOLE 0 0 274,664
DYNATRACE INC COM NEW 268150109 231,538 4,010 SH SOLE 0 0 4,010
EA SERIES TRUST ALPHA ARCHITECT 02072Q275 2,268,687 38,601 SH SOLE 0 0 38,601
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 6,125,854 51,743 SH SOLE 0 0 51,743
EATON CORP PLC SHS G29183103 451,626 1,051 SH SOLE 0 0 1,051
ELI LILLY & CO COM 532457108 817,974 707 SH SOLE 0 0 707
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,013,826 6,229 SH SOLE 0 0 6,229
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 544,330 5,800 SH SOLE 0 0 5,800
GE AEROSPACE COM NEW 369604301 2,246,795 7,195 SH SOLE 0 0 7,195
GE VERNOVA INC COM 36828A101 3,565,030 3,751 SH SOLE 0 0 3,751
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 209,653 2,312 SH SOLE 0 0 2,312
HOME DEPOT INC COM 437076102 251,248 883 SH SOLE 0 0 883
INTEL CORP COM 458140100 336,807 2,801 SH SOLE 0 0 2,801
INTERNATIONAL BUSINESS MACHS COM 459200101 203,436 925 SH SOLE 0 0 925
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 550,551 27,357 SH SOLE 0 0 27,357
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 359,008 15,729 SH SOLE 0 0 15,729
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510 904,304 38,607 SH SOLE 0 0 38,607
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 629,452 32,205 SH SOLE 0 0 32,205
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 293,334 13,270 SH SOLE 0 0 13,270
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 446,673 22,883 SH SOLE 0 0 22,883
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494 395,003 16,980 SH SOLE 0 0 16,980
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 597,018 2,870 SH SOLE 0 0 2,870
INVESCO QQQ TR UNIT SER 1 46090E103 235,247 318 SH SOLE 0 0 318
ISHARES INC CORE MSCI EMKT 46434G103 594,579 7,326 SH SOLE 0 0 7,326
ISHARES TR RUS 1000 VAL ETF 464287598 270,244 1,090 SH SOLE 0 0 1,090
ISHARES TR CORE US AGGBD ET 464287226 289,387 3,061 SH SOLE 0 0 3,061
ISHARES TR NATIONAL MUN ETF 464288414 2,572,389 25,444 SH SOLE 0 0 25,444
ISHARES TR CORE S&P US GWT 464287671 43,206,771 223,003 SH SOLE 0 0 223,003
ISHARES TR CORE S&P TTL STK 464287150 4,445,496 26,735 SH SOLE 0 0 26,735
ISHARES TR RUSSELL 2000 ETF 464287655 294,842 1,061 SH SOLE 0 0 1,061
ISHARES TR CORE MSCI EAFE 46432F842 721,660 7,449 SH SOLE 0 0 7,449
ISHARES TR CORE MSCI TOTAL 46432F834 1,943,024 20,455 SH SOLE 0 0 20,455
ISHARES TR CORE S&P500 ETF 464287200 2,099,961 2,742 SH SOLE 0 0 2,742
ISHARES TR ESG SELECT SCRE 46436E569 419,119 7,189 SH SOLE 0 0 7,189
ISHARES TR S&P 500 GRWT ETF 464287309 326,060 2,292 SH SOLE 0 0 2,292
ISHARES TR 0-5YR INVT GR CP 46434V100 18,675,082 377,463 SH SOLE 0 0 377,463
ISHARES TR CORE S&P SCP ETF 464287804 286,637 2,107 SH SOLE 0 0 2,107
ISHARES TR SHRT NAT MUN ETF 464288158 5,055,346 48,358 SH SOLE 0 0 48,358
ISHARES TR RUS 1000 GRW ETF 464287614 2,396,976 19,136 SH SOLE 0 0 19,136
ISHARES TR MBS ETF 464288588 571,584 6,378 SH SOLE 0 0 6,378
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 40,672,490 908,274 SH SOLE 0 0 908,274
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 15,994,156 316,904 SH SOLE 0 0 316,904
JOHNSON & JOHNSON COM 478160104 491,097 1,855 SH SOLE 0 0 1,855
JPMORGAN CHASE & CO COM 46625H100 1,747,966 5,284 SH SOLE 0 0 5,284
LAM RESEARCH CORP COM NEW 512807306 907,017 2,761 SH SOLE 0 0 2,761
MARVELL TECHNOLOGY INC COM 573874104 327,621 1,240 SH SOLE 0 0 1,240
MASTERCARD INCORPORATED CL A 57636Q104 380,515 690 SH SOLE 0 0 690
MCDONALDS CORP COM 580135101 304,117 1,317 SH SOLE 0 0 1,317
META PLATFORMS INC CL A 30303M102 1,037,083 1,430 SH SOLE 0 0 1,430
MICRON TECHNOLOGY INC COM 595112103 5,788,873 5,435 SH SOLE 0 0 5,435
MICROSOFT CORP COM 594918104 3,226,594 6,291 SH SOLE 0 0 6,291
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 542,515 10,203 SH SOLE 0 0 10,203
NEWMONT CORP COM 651639106 257,901 2,236 SH SOLE 0 0 2,236
NVIDIA CORPORATION COM 67066G104 2,655,741 11,629 SH SOLE 0 0 11,629
ODYSSEY MARINE EXPL INC COM NEW 676118201 64,163 95,000 SH SOLE 0 0 95,000
PALO ALTO NETWORKS INC COM 697435105 366,718 923 SH SOLE 0 0 923
PROCTER & GAMBLE CO COM 742718109 241,020 1,659 SH SOLE 0 0 1,659
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 1,925,124 36,551 SH SOLE 0 0 36,551
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 37,040,389 1,348,394 SH SOLE 0 0 1,348,394
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,430,413 42,046 SH SOLE 0 0 42,046
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,673,620 122,454 SH SOLE 0 0 122,454
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 316,616 10,802 SH SOLE 0 0 10,802
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 796,891 24,422 SH SOLE 0 0 24,422
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 295,209 8,099 SH SOLE 0 0 8,099
SPDR SERIES TRUST ST STR SP600 SML 78468R853 522,322 9,881 SH SOLE 0 0 9,881
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,218,492 13,575 SH SOLE 0 0 13,575
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 1,331,625 28,545 SH SOLE 0 0 28,545
SPDR SERIES TRUST ST STR PR SP1500 78464A805 80,450,850 873,991 SH SOLE 0 0 873,991
SPDR SERIES TRUST ST INTER ETF 78464A672 55,193,101 2,023,207 SH SOLE 0 0 2,023,207
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,537,849 17,752 SH SOLE 0 0 17,752
STRYKER CORPORATION COM 863667101 411,968 1,496 SH SOLE 0 0 1,496
TESLA INC COM 88160R101 302,791 853 SH SOLE 0 0 853
UNITEDHEALTH GROUP INC COM 91324P102 224,286 611 SH SOLE 0 0 611
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 948,048 10,521 SH SOLE 0 0 10,521
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 500,777 715 SH SOLE 0 0 715
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 440,107 1,176 SH SOLE 0 0 1,176
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,526,681 19,468 SH SOLE 0 0 19,468
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,211,070 20,419 SH SOLE 0 0 20,419
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 225,804 3,155 SH SOLE 0 0 3,155
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 16,995,500 295,266 SH SOLE 0 0 295,266
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,390,494 24,541 SH SOLE 0 0 24,541
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 677,637 8,772 SH SOLE 0 0 8,772
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 492,152 6,970 SH SOLE 0 0 6,970
VISA INC COM CL A 92826C839 364,720 1,015 SH SOLE 0 0 1,015
WELLS FARGO & CO COM 949746101 202,447 2,529 SH SOLE 0 0 2,529
WINTRUST FINL CORP COM 97650W108 227,785 1,606 SH SOLE 0 0 1,606
ZENATECH INC COM NEW 98936T208 13,100 10,000 SH SOLE 0 0 10,000