The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 928,541 2,699 SH SOLE 0 0 0 2,699
ALPHABET INC CAP STK CL C 02079K107 303,940 892 SH SOLE 0 0 0 892
AMAZON COM INC COM 023135106 728,764 2,925 SH SOLE 0 0 0 2,925
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,233,020 27,452 SH SOLE 0 0 0 27,452
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 7,767,433 175,139 SH SOLE 0 0 0 175,139
AMERICAN CENTY ETF TR AVA RES MAR ETF 025072315 488,562 6,176 SH SOLE 0 0 0 6,176
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1,059,380 9,685 SH SOLE 0 0 0 9,685
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 8,255,508 91,616 SH SOLE 0 0 0 91,616
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 573,587 6,342 SH SOLE 0 0 0 6,342
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,273,405 66,724 SH SOLE 0 0 0 66,724
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 6,679,476 96,608 SH SOLE 0 0 0 96,608
APPLE INC COM 037833100 2,769,046 8,315 SH SOLE 0 0 0 8,315
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 726,509 1,459 SH SOLE 0 0 0 1,459
CHEVRON CORPORATION COM 166764100 270,573 1,325 SH SOLE 0 0 0 1,325
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 18,753,741 447,477 SH SOLE 0 0 0 447,477
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 5,694,032 151,962 SH SOLE 0 0 0 151,962
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 10,348,959 188,163 SH SOLE 0 0 0 188,163
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 419,799 8,682 SH SOLE 0 0 0 8,682
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 4,544,279 68,397 SH SOLE 0 0 0 68,397
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 17,853,969 660,036 SH SOLE 0 0 0 660,036
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,017,857 76,771 SH SOLE 0 0 0 76,771
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 12,271,595 305,492 SH SOLE 0 0 0 305,492
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 284,926 6,190 SH SOLE 0 0 0 6,190
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 3,184,494 67,511 SH SOLE 0 0 0 67,511
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,097,436 19,646 SH SOLE 0 0 0 19,646
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 17,431,619 438,863 SH SOLE 0 0 0 438,863
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 1,597,398 35,364 SH SOLE 0 0 0 35,364
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 381,071 7,691 SH SOLE 0 0 0 7,691
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 14,868,502 380,658 SH SOLE 0 0 0 380,658
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 2,266,288 44,317 SH SOLE 0 0 0 44,317
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 11,073,649 305,649 SH SOLE 0 0 0 305,649
ELI LILLY & CO COM 532457108 491,011 424 SH SOLE 0 0 0 424
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 445,121 2,735 SH SOLE 0 0 0 2,735
GE AEROSPACE COM NEW 369604301 243,274 779 SH SOLE 0 0 0 779
GE VERNOVA INC COM 36828A101 213,860 225 SH SOLE 0 0 0 225
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 261,008 4,041 SH SOLE 0 0 0 4,041
INVESCO QQQ TR UNIT SER 1 46090E103 248,862 336 SH SOLE 0 0 0 336
ISHARES TR MICRO-CAP ETF 464288869 1,767,797 9,566 SH SOLE 0 0 0 9,566
ISHARES TR ESG AWR MSCI USA 46435G425 365,459 2,191 SH SOLE 0 0 0 2,191
ISHARES TR CORE S&P TTL STK 464287150 551,930 3,319 SH SOLE 0 0 0 3,319
ISHARES TR ESG AWRE 1 5 YR 46435G243 861,444 35,262 SH SOLE 0 0 0 35,262
ISHARES TR NEW YORK MUN ETF 464288323 1,479,278 29,281 SH SOLE 0 0 0 29,281
ISHARES TR MSCI USA QLT FCT 46432F339 2,263,564 10,185 SH SOLE 0 0 0 10,185
ISHARES TR ESG AW MSCI EAFE 46435G516 788,436 7,651 SH SOLE 0 0 0 7,651
ISHARES TR GLOBAL REIT ETF 46434V647 1,009,732 39,167 SH SOLE 0 0 0 39,167
ISHARES TR CORE S&P500 ETF 464287200 714,201 933 SH SOLE 0 0 0 933
ISHARES TR 0-5YR INVT GR CP 46434V100 369,013 7,459 SH SOLE 0 0 0 7,459
ISHARES TR 0-5YR HI YL CP 46434V407 5,031,476 121,975 SH SOLE 0 0 0 121,975
JPMORGAN CHASE & CO COM 46625H100 323,292 977 SH SOLE 0 0 0 977
LAM RESEARCH CORP COM NEW 512807306 2,317,967 7,056 SH SOLE 0 0 0 7,056
LINDE PLC SHS G54950103 1,217,996 2,566 SH SOLE 0 0 0 2,566
M & T BK CORP COM 55261F104 356,864 1,640 SH SOLE 0 0 0 1,640
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695 1,080,951 101,762 SH SOLE 0 0 0 101,762
META PLATFORMS INC CL A 30303M102 594,648 820 SH SOLE 0 0 0 820
MICROSOFT CORP COM 594918104 1,081,510 2,109 SH SOLE 0 0 0 2,109
NETFLIX INC. COM 64110L106 259,464 3,729 SH SOLE 0 0 0 3,729
NEXTERA ENERGY INC COM 65339F101 492,051 6,497 SH SOLE 0 0 0 6,497
NORTHROP GRUMMAN CORP COM 666807102 371,313 768 SH SOLE 0 0 0 768
NVIDIA CORPORATION COM 67066G104 1,316,720 5,765 SH SOLE 0 0 0 5,765
PROCTER & GAMBLE CO COM 742718109 5,027,016 34,602 SH SOLE 0 0 0 34,602
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 236,113 7,870 SH SOLE 0 0 0 7,870
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,317,766 1,728 SH SOLE 0 0 0 1,728
TESLA INC COM 88160R101 227,078 640 SH SOLE 0 0 0 640
UNITED PARCEL SVCS INC CL B 911312106 1,128,288 12,075 SH SOLE 0 0 0 12,075
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 4,016,993 64,036 SH SOLE 0 0 0 64,036
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,459,800 241,620 SH SOLE 0 0 0 241,620
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,481,163 47,779 SH SOLE 0 0 0 47,779
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 12,691,094 270,772 SH SOLE 0 0 0 270,772
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 15,594,979 173,066 SH SOLE 0 0 0 173,066
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 8,220,049 21,965 SH SOLE 0 0 0 21,965
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 13,547,492 62,697 SH SOLE 0 0 0 62,697
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 1,000,576 4,331 SH SOLE 0 0 0 4,331
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 232,095 1,187 SH SOLE 0 0 0 1,187
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 65,353,253 93,247 SH SOLE 0 0 0 93,247
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 3,400,042 11,951 SH SOLE 0 0 0 11,951
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,075,786 13,371 SH SOLE 0 0 0 13,371
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,190,212 121,231 SH SOLE 0 0 0 121,231
VANGUARD MALVERN FDS TOTAL INFLATION 922020698 356,007 4,865 SH SOLE 0 0 0 4,865
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,562,031 31,736 SH SOLE 0 0 0 31,736
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 288,959 6,101 SH SOLE 0 0 0 6,101
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 32,967,069 572,743 SH SOLE 0 0 0 572,743
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 15,474,197 200,313 SH SOLE 0 0 0 200,313
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 366,190 3,369 SH SOLE 0 0 0 3,369
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13,799,308 310,725 SH SOLE 0 0 0 310,725
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,705,821 13,231 SH SOLE 0 0 0 13,231
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 756,424 3,242 SH SOLE 0 0 0 3,242
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 27,548,832 390,155 SH SOLE 0 0 0 390,155
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 364,129 3,693 SH SOLE 0 0 0 3,693
VANGUARD WORLD FD ESG US STK ETF 921910733 572,632 4,225 SH SOLE 0 0 0 4,225
VANGUARD WORLD FD ESG US CORP BD 921910691 1,599,593 26,848 SH SOLE 0 0 0 26,848
VANGUARD WORLD FD ESG INTL STK ETF 921910725 321,403 3,965 SH SOLE 0 0 0 3,965