The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27,689,396 922,980 SH SOLE 0 0 922,980
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 26,911,641 115,347 SH SOLE 0 0 115,347
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 19,420,060 205,678 SH SOLE 0 0 205,678
FIDELITY COVINGTON TRUST SML MID MLTFCT 316092527 14,205,733 288,911 SH SOLE 0 0 288,911
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 13,479,385 234,180 SH SOLE 0 0 234,180
PACER FDS TR US CASH COWS 100 69374H881 13,314,955 199,445 SH SOLE 0 0 199,445
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 11,315,820 312,333 SH SOLE 0 0 312,333
VANGUARD MALVERN FDS CORE BD ETF 922020748 8,854,680 120,275 SH SOLE 0 0 120,275
J P MORGAN EXCHANGE TRADED F FLEXI DEBT ETF 46654Q559 4,904,457 100,398 SH SOLE 0 0 100,398
DFA INVT DIMENSIONS GROUP IN REAL ESTATE SECU 25239Y147 2,971,964 123,012 SH SOLE 0 0 123,012
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 2,746,669 25,677 SH SOLE 0 0 25,677
SPDR SERIES TRUST ST STR SP400GRW 78464A821 2,617,745 25,043 SH SOLE 0 0 25,043
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,397,798 34,181 SH SOLE 0 0 34,181
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 2,241,286 26,220 SH SOLE 0 0 26,220
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,912,976 47,622 SH SOLE 0 0 47,622
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 1,787,926 18,133 SH SOLE 0 0 18,133
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 1,742,660 46,335 SH SOLE 0 0 46,335
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,726,983 36,465 SH SOLE 0 0 36,465
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 1,578,788 20,850 SH SOLE 0 0 20,850
ISHARES TR CORE S&P500 ETF 464287200 1,430,608 1,868 SH SOLE 0 0 1,868
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,269,116 8,040 SH SOLE 0 0 8,040
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 1,172,978 27,988 SH SOLE 0 0 27,988
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,065,613 2,140 SH SOLE 0 0 2,140
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 1,060,733 26,439 SH SOLE 0 0 26,439
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,021,773 2,904 SH SOLE 0 0 2,904
CAPITAL SOUTHWEST CORP COM 140501107 1,019,316 44,069 SH SOLE 0 0 44,069
ISHARES TR CORE 80 20 ETF 464289859 973,077 10,004 SH SOLE 0 0 10,004
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 972,497 25,954 SH SOLE 0 0 25,954
TRINITY CAP INC COM 896442308 944,103 53,795 SH SOLE 0 0 53,795
ISHARES TR S&P 500 GRWT ETF 464287309 932,230 6,553 SH SOLE 0 0 6,553
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 927,344 2,745 SH SOLE 0 0 2,745
SPDR SERIES TRUST ST STR SP DIV 78464A763 903,636 6,169 SH SOLE 0 0 6,169
MICROSOFT CORP COM 594918104 820,641 1,600 SH SOLE 0 0 1,600
AMERICAN CENTY ETF TR AVA MID EQU ETF 025072125 723,652 9,493 SH SOLE 0 0 9,493
ISHARES TR CORE S&P TTL STK 464287150 687,901 4,137 SH SOLE 0 0 4,137
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 682,065 11,500 SH SOLE 0 0 11,500
APPLE INC COM 037833100 565,802 1,699 SH SOLE 0 0 1,699
ISHARES TR S&P 500 VAL ETF 464287408 492,172 2,156 SH SOLE 0 0 2,156
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 479,044 1,640 SH SOLE 0 0 1,640
AMERICAN CENTY ETF TR US SML CP VALU 025072877 472,729 4,014 SH SOLE 0 0 4,014
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 422,977 4,694 SH SOLE 0 0 4,694
ISHARES TR ISHS 1-5YR INVS 464288646 377,207 7,363 SH SOLE 0 0 7,363
HERCULES CAPITAL INC COM 427096508 368,173 21,902 SH SOLE 0 0 21,902
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 325,178 3,628 SH SOLE 0 0 3,628
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 302,133 6,350 SH SOLE 0 0 6,350
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 298,961 6,906 SH SOLE 0 0 6,906
ISHARES TR GLB INFRASTR ETF 464288372 294,319 4,781 SH SOLE 0 0 4,781
PALO ALTO NETWORKS INC COM 697435105 286,461 721 SH SOLE 0 0 721
ISHARES TR MSCI ACWI ETF 464288257 283,872 1,788 SH SOLE 0 0 1,788
ISHARES TR CORE 60 BALA ETF 464289867 313,000 4,568 SH SOLE 0 0 4,568
ALPHABET INC CAP STK CL A 02079K305 254,620 740 SH SOLE 0 0 740
AMAZON COM INC COM 023135106 245,663 986 SH SOLE 0 0 986
PROSPERITY BANCSHARES INC COM 743606105 224,046 3,380 SH SOLE 0 0 3,380
CHEVRON CORPORATION COM 166764100 205,436 1,006 SH SOLE 0 0 1,006
UNITEDHEALTH GROUP INC COM 91324P102 225,388 614 SH SOLE 0 0 614
ABERDEEN MUN INCOME FD SH BEN INT 552738106 121,178 24,985 SH SOLE 0 0 24,985