The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 4,170,592 25,407 SH SOLE 0 0 25,407
ABBOTT LABORATORIES COM 002824100 4,838,549 48,958 SH SOLE 0 0 48,958
ABBVIE INC COM 00287Y109 17,903,038 68,439 SH SOLE 0 0 68,439
ALLIANT ENERGY CORP COM 018802108 234,584 3,706 SH SOLE 0 0 3,706
ALPHABET INC (GOOGLE) COM 02079K305 10,704,360 31,110 SH SOLE 0 0 31,110
ALTRIA GROUP INC COM 02209S103 1,947,562 28,921 SH SOLE 0 0 28,921
AMAZON COM COM 023135106 4,663,963 18,720 SH SOLE 0 0 18,720
AMGEN INC COM 031162100 2,740,658 6,502 SH SOLE 0 0 6,502
AMPHENOL CORP COM 032095101 337,200 4,000 SH SOLE 0 0 4,000
APPLE INC COM 037833100 16,489,335 49,515 SH SOLE 0 0 49,515
AUTOMATIC DATA PROCESSING INC COM 053015103 205,158 795 SH SOLE 0 0 795
AVIDIA BANCORP COM 05369T100 214,488 9,930 SH SOLE 0 0 9,930
BANK OF AMERICA CORP COM 060505104 7,668,179 140,881 SH SOLE 0 0 140,881
BERKSHIRE HATHAWAY INC CL B COM 084670702 6,520,431 13,095 SH SOLE 0 0 13,095
BLAQCLOUDS INC COM 093418101 840 30,000 SH SOLE 0 0 30,000
BOEING CO COM 097023105 3,762,778 20,225 SH SOLE 0 0 20,225
BRISTOL-MYERS SQUIBB CO COM 110122108 1,276,392 20,455 SH SOLE 0 0 20,455
BROADCOM INC COM 11135F101 1,772,807 5,048 SH SOLE 0 0 5,048
CAPITAL ONE FINANCIAL CORP COM 14040H105 4,623,756 23,949 SH SOLE 0 0 23,949
CATERPILLAR INC COM 149123101 452,421 558 SH SOLE 0 0 558
CGI GROUP CL A COM 12532H104 307,874 4,526 SH SOLE 0 0 4,526
CHEVRON CORP COM 166764100 10,765,121 52,716 SH SOLE 0 0 52,716
CHUBB LIMITED COM H1467J104 481,695 1,481 SH SOLE 0 0 1,481
CIGNA CORP COM 125523100 1,096,834 4,035 SH SOLE 0 0 4,035
CISCO SYSTEMS INC COM 17275R102 15,520,133 144,199 SH SOLE 0 0 144,199
COCA-COLA CO COM 191216100 8,202,684 95,291 SH SOLE 0 0 95,291
COLGATE-PALMOLIVE CO COM 194162103 1,801,417 21,114 SH SOLE 0 0 21,114
COSTCO WHSL CORP COM 22160K105 313,612 345 SH SOLE 0 0 345
CSX CORP COM 126408103 359,615 7,732 SH SOLE 0 0 7,732
CVS CAREMARK CORP COM 126650100 2,435,781 28,426 SH SOLE 0 0 28,426
DUKE ENERGY CORP COM 26441C204 3,492,240 30,631 SH SOLE 0 0 30,631
EASTERN BANKSHARES COM 27627N105 669,760 32,000 SH SOLE 0 0 32,000
ELI LILLY & CO COM 532457108 10,110,565 8,738 SH SOLE 0 0 8,738
EMERSON ELEC CO COM 291011104 11,133,206 71,781 SH SOLE 0 0 71,781
EXXON MOBIL HOLDINGS CORP COM 30233Q108 19,318,936 118,703 SH SOLE 0 0 118,703
FIRST HORIZON NTNL CORP FRAC 1 COM DCA517101 0 434,329 SH SOLE 0 0 434,329
FIRST MERCHANTS CORP COM 320817109 5,171,400 130,000 SH SOLE 0 0 130,000
GE AEROSPACE COM 369604301 989,335 3,168 SH SOLE 0 0 3,168
GE VERNOVA INC COM 36828A101 499,007 525 SH SOLE 0 0 525
GENERAL MILLS INC COM 370334104 542,378 16,865 SH SOLE 0 0 16,865
HOME DEPOT INC COM 437076102 2,090,717 7,349 SH SOLE 0 0 7,349
HONEYWELL AEROSPACE COM 43849R105 1,879,941 12,131 SH SOLE 0 0 12,131
HONEYWELL INTL INC COM 438516205 2,681,680 12,713 SH SOLE 0 0 12,713
HUNTINGTON BANCSHARES INC COM 446150104 232,715 15,250 SH SOLE 0 0 15,250
ILLINOIS TOOL WORKS INC COM 452308109 4,160,346 16,171 SH SOLE 0 0 16,171
INTEL CORP COM 458140100 596,461 4,961 SH SOLE 0 0 4,961
INTL BUS MACHINES CORP COM 459200101 10,012,788 45,527 SH SOLE 0 0 45,527
J P MORGAN CHASE & CO COM 46625H100 17,212,420 52,028 SH SOLE 0 0 52,028
JOHNSON & JOHNSON COM 478160104 22,650,975 85,559 SH SOLE 0 0 85,559
KEYCORP COM 493267108 340,688 16,975 SH SOLE 0 0 16,975
KIMBERLY-CLARK CORP COM 494368103 1,126,859 11,566 SH SOLE 0 0 11,566
LOCKHEED MARTIN CORP COM 539830109 7,744,758 15,208 SH SOLE 0 0 15,208
LOWES COMPANIES INC COM 548661107 4,675,726 25,372 SH SOLE 0 0 25,372
MARATHON PETROLEUM CORPORATION COM 56585A102 276,794 700 SH SOLE 0 0 700
MARIJUANA COMPANY OF AMERICA COM 56782E204 0 200,000 SH SOLE 0 0 200,000
MCDONALDS CORP COM 580135101 7,757,477 33,591 SH SOLE 0 0 33,591
MEDTRONIC PLC COM G5960L103 1,450,190 16,806 SH SOLE 0 0 16,806
MERCK & CO INC COM 58933Y105 13,585,963 93,496 SH SOLE 0 0 93,496
META PLATFORMS INC COM 30303M102 2,781,790 3,836 SH SOLE 0 0 3,836
MICRON TECHNOLOGY INC COM 595112103 231,129 217 SH SOLE 0 0 217
MICROSOFT CORP COM 594918104 51,171,545 99,769 SH SOLE 0 0 99,769
NB BANCORP COM 63945M107 1,074,678 48,584 SH SOLE 0 0 48,584
NEXTERA ENERGY INC COM 65339f101 4,764,652 62,908 SH SOLE 0 0 62,908
NVIDIA CORPORATION COM 67066G104 2,131,242 9,332 SH SOLE 0 0 9,332
ORACLE CORP COM 68389X105 420,687 3,064 SH SOLE 0 0 3,064
PFIZER INC COM 717081103 2,627,697 92,135 SH SOLE 0 0 92,135
PHILIP MORRIS INTERNATIONAL IN COM 718172109 2,963,788 15,532 SH SOLE 0 0 15,532
PROCTER & GAMBLE CO COM 742718109 12,443,070 85,649 SH SOLE 0 0 85,649
REGIONS FINANCIAL CORP COM 7591EP100 404,033 15,031 SH SOLE 0 0 15,031
RTX CORPORATION COM 75513E101 6,635,456 35,742 SH SOLE 0 0 35,742
SANDISK CORP COM 80004C200 337,539 194 SH SOLE 0 0 194
SHERWIN-WILLIAMS CORP COM 824348106 1,830,031 5,661 SH SOLE 0 0 5,661
STRYKER CORP COM 863667101 4,720,033 17,139 SH SOLE 0 0 17,139
SYSCO CORP COM 871829107 4,513,994 57,901 SH SOLE 0 0 57,901
TESLA MOTORS INC COM 88160R101 434,642 1,225 SH SOLE 0 0 1,225
TEXAS INSTRUMENTS INC COM 882508104 6,767,675 24,163 SH SOLE 0 0 24,163
TJX COMPANIES INC COM 872540109 4,640,174 35,070 SH SOLE 0 0 35,070
TOTALENERGIES COM F92124100 2,507,544 29,328 SH SOLE 0 0 29,328
U S BANCORP COM 902973304 4,423,067 76,577 SH SOLE 0 0 76,577
UNION PACIFIC CORP COM 907818108 1,933,043 7,103 SH SOLE 0 0 7,103
UNITED PARCEL SERVICE INC COM 911312106 4,671,333 49,993 SH SOLE 0 0 49,993
VERIZON COMMUNICATIONS INC COM 92343V104 1,577,430 34,389 SH SOLE 0 0 34,389
VISA INC COM COM 92826C839 2,855,955 7,948 SH SOLE 0 0 7,948
WAL-MART STORES INC COM 931142103 17,920,328 172,443 SH SOLE 0 0 172,443
WALT DISNEY CO COM 254687106 2,961,330 28,230 SH SOLE 0 0 28,230
WASTE MANAGEMENT INC COM 94106L109 696,387 3,415 SH SOLE 0 0 3,415
WELLS FARGO & CO COM 949746101 572,998 7,158 SH SOLE 0 0 7,158
ISHARES CORE S&P 500 INDEX ETF 464287200 25,048,350 32,707 SH SOLE 0 0 32,707
ISHARES CORE S&P MIDCAP 400 IN ETF 464287507 22,895,588 318,215 SH SOLE 0 0 318,215
ISHARES CORE S&P TOTAL US STOC ETF 464287150 9,471,828 56,963 SH SOLE 0 0 56,963
ISHARES RUSSELL 2000 INDEX ETF 464287655 725,293 2,610 SH SOLE 0 0 2,610
ISHARES S&P 500 VALUE INDEX ETF 464287408 622,063 2,725 SH SOLE 0 0 2,725
ISHARES S&P SMALLCAP 600 INDEX ETF 464287804 8,002,077 58,822 SH SOLE 0 0 58,822
SCHWAB STRATEGIC TR US DIVIDEN ETF 808524797 6,006,499 184,645 SH SOLE 0 0 184,645
SPDR PORTFOLIO S&P 500 VALUE E ETF 78464A508 10,429,093 170,605 SH SOLE 0 0 170,605
SPDR PORTFOLIO S&P 600 SMALL C ETF 78468R853 587,486 11,114 SH SOLE 0 0 11,114
SPDR S&P 500 ETF ETF 78462F103 421,696 553 SH SOLE 0 0 553
SPDR S&P MID CAP 400 ETF ETF 78467Y107 1,142,675 1,740 SH SOLE 0 0 1,740
VANGUARD S&P 500 VALUE INDEX F ETF 921932703 282,035 1,280 SH SOLE 0 0 1,280
VANGUARD TOTAL INTL STOCK INDE ETF 921909768 4,284,193 50,426 SH SOLE 0 0 50,426
VANGUARD TOTAL STOCK MARKET IN ETF 922908769 545,859 1,459 SH SOLE 0 0 1,459
CAPITAL GROUP CORE EQUITY ETF ETF 14020V108 19,949,841 448,311 SH SOLE 0 0 448,311
CAPITAL GROUP DIVIDEND VALUE E ETF 14020W106 18,531,249 379,350 SH SOLE 0 0 379,350
CAPITAL GROUP GROWTH ETF ETF 14020G101 23,022,143 485,392 SH SOLE 0 0 485,392
DIMENSIONAL US EQUITY ETF ETF 25434V401 202,593 2,440 SH SOLE 0 0 2,440
DIMENSIONAL US SMALL CAP ETF ETF 25434V500 4,968,123 64,171 SH SOLE 0 0 64,171
FIDELITY ENHANCED INTERNATIONA ETF 31609A404 13,005,608 325,873 SH SOLE 0 0 325,873
FIDELITY ENHANCED LARGE CAP VA ETF 31609A107 12,443,127 300,777 SH SOLE 0 0 300,777
FIDELITY ENHANCED MID CAP ETF ETF 31609A503 21,181,656 524,558 SH SOLE 0 0 524,558
FIDELITY ENHANCED SMALL CAP ET ETF 31609A206 9,836,627 218,835 SH SOLE 0 0 218,835
FIRST TRUST EXCHANGE-TRADED FD ETF 33733E104 5,204,292 55,453 SH SOLE 0 0 55,453
FIRST TRUST EXCHANGE-TRADED FD ETF 33738R506 14,061,856 179,612 SH SOLE 0 0 179,612
CONSUMER DISCRETIONARY SELECT ETF 81369Y407 614,511 5,646 SH SOLE 0 0 5,646
CONSUMER STAPLES SELECT SECTOR ETF 81369Y308 318,370 3,950 SH SOLE 0 0 3,950
FIDELITY MCSI ENERGY INDEX ETF 316092402 2,072,036 61,122 SH SOLE 0 0 61,122
FIDELITY MCSI INFORMATION TECH ETF 316092808 6,763,352 22,540 SH SOLE 0 0 22,540
FIDELITY MCSI MATERIALS INDEX ETF 316092881 692,124 12,417 SH SOLE 0 0 12,417
FIDELITY MSCI CONSUMER DISCRET ETF 316092204 2,099,058 22,163 SH SOLE 0 0 22,163
FIDELITY MSCI CONSUMER STAPLES ETF 316092303 1,930,039 37,963 SH SOLE 0 0 37,963
FIDELITY MSCI FINANCIALS INDEX ETF 316092501 3,221,318 42,543 SH SOLE 0 0 42,543
FIDELITY MSCI HEALTHCARE INDEX ETF 316092600 3,369,677 41,245 SH SOLE 0 0 41,245
FIDELITY MSCI INDUSTRIALS INDE ETF 316092709 2,370,489 26,761 SH SOLE 0 0 26,761
FIDELITY MSCI TELECOMMUNICATIO ETF 316092873 1,991,365 27,654 SH SOLE 0 0 27,654
FIDELITY MSCI UTILITIES INDEX ETF 316092865 878,060 17,200 SH SOLE 0 0 17,200
FINANCIAL SELECT SECTOR SPDR ETF 81369Y605 819,690 15,350 SH SOLE 0 0 15,350
HEALTH CARE SELECT SECTOR SPDR ETF 81369Y209 627,365 3,725 SH SOLE 0 0 3,725
INDUSTRIAL SELECT SECTOR SPDR ETF 81369Y704 1,064,498 6,375 SH SOLE 0 0 6,375
TECHNOLOGY SELECT SECTOR SPDR ETF 81369Y803 3,934,967 20,102 SH SOLE 0 0 20,102