The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 109,239 4,477 SH SOLE 4,477 0 0
AT&T Inc Com 00206R102 57,145 2,342 SH DFND 2,342 0 0
Abbot Laboratories Com 002824100 734,505 7,432 SH SOLE 7,432 0 0
Abbot Laboratories Com 002824100 145,774 1,475 SH DFND 1,475 0 0
Abbvie Inc Com 00287Y109 2,235,548 8,546 SH SOLE 8,046 500 0
Abbvie Inc Com 00287Y109 186,252 712 SH DFND 712 0 0
Adobe Systems Inc Com 00724F101 5,039 21 SH SOLE 21 0 0
Advanced Micro Devices Com 007903107 86,870 142 SH SOLE 142 0 0
Air Products & Chemicals Inc Com 009158106 1,391 5 SH SOLE 5 0 0
The Allstate Corp. Com 020002101 165,951 748 SH SOLE 748 0 0
The Allstate Corp. Com 020002101 11,093 50 SH DFND 50 0 0
Ally Financial Inc Com 02005N100 12,866 342 SH SOLE 342 0 0
Alphabet Inc - C Com 02079K107 431,036 1,265 SH SOLE 1,265 0 0
Alphabet Inc - A Com 02079K305 1,866,978 5,426 SH SOLE 5,426 0 0
Alphabet Inc - A Com 02079K305 688,160 2,000 SH DFND 2,000 0 0
Altria Group Inc Com 02209S103 261,077 3,877 SH SOLE 3,877 0 0
Altria Group Inc Com 02209S103 4,512 67 SH DFND 67 0 0
Amazon.Com Inc Com 023135106 2,320,085 9,312 SH SOLE 9,266 46 0
Amazon.Com Inc Com 023135106 131,053 526 SH DFND 526 0 0
Avantis US Small Cap Com 025072877 927,792 7,878 SH SOLE 7,079 799 0
Avantis US Small Cap Com 025072877 24,261 206 SH DFND 206 0 0
American Express Co Com 025816109 204,355 672 SH SOLE 672 0 0
American Tower Corp Com 03027X100 536,085 3,275 SH SOLE 3,253 22 0
American Tower Corp Com 03027X100 18,988 116 SH DFND 116 0 0
Ameriprise Financial Inc Com 03076C106 34,465 70 SH SOLE 70 0 0
Amgen Inc Com 031162100 70,392 167 SH SOLE 167 0 0
Analog Devices Inc Com 032654105 39,274 99 SH SOLE 99 0 0
Elevance Health Inc Com 036752103 377,544 971 SH SOLE 971 0 0
Apple Inc Com 037833100 5,395,590 16,202 SH SOLE 16,149 53 0
Apple Inc Com 037833100 931,790 2,798 SH DFND 2,798 0 0
Applied Materials Inc Com 038222105 69,548 136 SH SOLE 136 0 0
Atmos Energy Corp Com 049560105 31,288 200 SH SOLE 200 0 0
Automatic Data Processing Inc Com 053015103 109,676 425 SH SOLE 425 0 0
Autozone Inc Com 053332102 16,980 6 SH SOLE 6 0 0
Axon Enterprise/sh Sh Com 05464C101 760,536 1,800 SH DFND 0 1,800 0
BP P.L.C. Com 055622104 402,113 9,141 SH SOLE 9,141 0 0
BP P.L.C. Com 055622104 58,155 1,322 SH DFND 1,322 0 0
Bank of America Corp Com 060505104 569,501 10,463 SH SOLE 10,463 0 0
Baxter International Corp Com 071813109 24,000 1,000 SH DFND 1,000 0 0
Berkshire Hathaway Inc Class B Com 084670702 57,762 116 SH SOLE 116 0 0
Berkshire Hathaway Inc Class B Com 084670702 74,693 150 SH DFND 150 0 0
BHP Billiton Ltd ADR Com 088606108 626,204 7,381 SH SOLE 7,322 59 0
BHP Billiton Ltd ADR Com 088606108 8,060 95 SH DFND 95 0 0
Blackstone Inc. Com 09260D107 43,715 390 SH SOLE 390 0 0
Blackrock Inc. Com 09290D101 87,838 83 SH SOLE 83 0 0
Blackrock Inc. Com 09290D101 63,497 60 SH DFND 60 0 0
Boeing Company Com 097023105 7,814 42 SH SOLE 42 0 0
Booking Holdings Inc Com 09857L108 24,437 150 SH SOLE 150 0 0
Bristol-Myers Squibb Com 110122108 476,424 7,635 SH SOLE 7,135 500 0
Bristol-Myers Squibb Com 110122108 62,400 1,000 SH DFND 1,000 0 0
Broadcom Inc Com 11135F101 3,176,514 9,045 SH SOLE 9,045 0 0
Broadcom Inc Com 11135F101 252,857 720 SH DFND 720 0 0
CBRE Group Inc Com 12504L109 12,719 99 SH SOLE 99 0 0
C.H. Robinson Worldwide, Inc. Com 12541W209 44,388 300 SH DFND 300 0 0
Cigna Corp Com 125523100 35,066 129 SH SOLE 129 0 0
CMS Energy Corp Com 125896100 88,627 1,405 SH SOLE 1,405 0 0
CVS Health Corp Com 126650100 34,276 400 SH SOLE 400 0 0
Capital One Financial Corporat Com 14040H105 18,728 97 SH SOLE 97 0 0
Cardinal Health Inc Com 14149Y108 55,625 250 SH SOLE 0 250 0
Carrier Global Corp Com 14448C104 143,294 2,612 SH SOLE 2,612 0 0
Carrier Global Corp Com 14448C104 16,458 300 SH DFND 300 0 0
Caterpillar Inc Com 149123101 390,801 482 SH SOLE 482 0 0
Caterpillar Inc Com 149123101 405,395 500 SH DFND 500 0 0
Centerpoint Energy Com 15189T107 7,360 200 SH SOLE 200 0 0
Chevron Corp Com 166764100 734,952 3,599 SH SOLE 3,599 0 0
Chevron Corp Com 166764100 341,031 1,670 SH DFND 1,670 0 0
Chipotle Mexican Grill Inc Com 169656105 785,938 24,599 SH SOLE 24,599 0 0
Chipotle Mexican Grill Inc Com 169656105 27,924 874 SH DFND 874 0 0
Cisco Systems Inc Com 17275R102 462,163 4,294 SH SOLE 4,294 0 0
Cisco Systems Inc Com 17275R102 538,150 5,000 SH DFND 5,000 0 0
Citigroup Inc Com 172967424 66,423 513 SH SOLE 513 0 0
Citizens Financial Group Inc Com 174610105 114,768 1,800 SH SOLE 1,800 0 0
Coca-Cola Co Com 191216100 610,135 7,088 SH SOLE 6,688 400 0
Coca-Cola Co Com 191216100 23,672 275 SH DFND 275 0 0
Colgate-Palmolive Co Com 194162103 168,678 1,977 SH SOLE 1,977 0 0
Colgate-Palmolive Co Com 194162103 9,641 113 SH DFND 113 0 0
Comcast Corp Com 20030N101 14,405 662 SH SOLE 662 0 0
Comcast Corp Com 20030N101 30,464 1,400 SH DFND 1,400 0 0
Conagra Brands Com 205887102 4,502 335 SH SOLE 335 0 0
Conagra Brands Com 205887102 49,392 3,675 SH DFND 3,675 0 0
ConocoPhillips Com 20825C104 14,643 117 SH SOLE 117 0 0
ConocoPhillips Com 20825C104 125,150 1,000 SH DFND 1,000 0 0
Constellation Energy Com 21037T109 42,167 166 SH DFND 166 0 0
Corteva Inc Com 22052L104 1,553 20 SH SOLE 20 0 0
Costco Wholesale Corp Com 22160K105 841,154 924 SH SOLE 924 0 0
Cummins Inc Com 231021106 167,369 324 SH SOLE 324 0 0
DNP Select Income Fund Inc Com 23325P104 4,785 500 SH SOLE 500 0 0
DTE Energy Co Com 233331107 28,623 235 SH DFND 235 0 0
Danaher Corp Com 235851102 158,408 715 SH SOLE 715 0 0
Danaher Corp Com 235851102 11,742 53 SH DFND 53 0 0
Darden Restaurants Inc Com 237194105 125,613 650 SH SOLE 350 300 0
Deere & Company Com 244199105 38,278 57 SH SOLE 57 0 0
Dell Technologies - C Com 24703L202 100,597 187 SH SOLE 187 0 0
Diamondback Energy Com 25278X109 55,143 300 SH DFND 300 0 0
Walt Disney Co Com 254687106 392,011 3,737 SH SOLE 3,737 0 0
Dollar General Corp Com 256677105 24,155 202 SH SOLE 202 0 0
Dominion Energy Inc Com 25746U109 121,040 2,000 SH SOLE 2,000 0 0
Dow Inc Com 260557103 3,745 136 SH SOLE 136 0 0
Duke Energy Corp Com 26441C204 127,121 1,115 SH SOLE 1,115 0 0
Duke Energy Corp Com 26441C204 70,572 619 SH DFND 619 0 0
DuPont de Nemours Inc Com 26614N201 57,411 442 SH SOLE 442 0 0
EOG Resources Inc Com 26875P101 9,505 69 SH SOLE 69 0 0
Eastman Chemical Company Com 277432100 12,968 200 SH SOLE 200 0 0
Ecolab Inc Com 278865100 109,832 400 SH SOLE 400 0 0
Emerson Electric Co Com 291011104 186,120 1,200 SH SOLE 0 1,200 0
Enbridge Inc Com 29250N105 4,649 100 SH SOLE 100 0 0
Enterprise Products Partners L Com 293792107 165,551 4,649 SH SOLE 4,649 0 0
Enterprise Products Partners L Com 293792107 60,537 1,700 SH DFND 1,700 0 0
Equifax Inc Com 294429105 4,803 35 SH SOLE 35 0 0
Vivmark Residential Com 29476L107 42,410 698 SH SOLE 698 0 0
Evergy Inc Com 30034W106 78,440 1,000 SH DFND 1,000 0 0
Eversource Energy Com 30040W108 54,536 850 SH DFND 850 0 0
Exelon Corporation Com 30161N101 40,400 1,000 SH DFND 1,000 0 0
Meta Platforms Inc Com 30303M102 1,898,521 2,618 SH SOLE 2,500 118 0
Meta Platforms Inc Com 30303M102 234,233 323 SH DFND 323 0 0
Fidelity Investment Grade Bond Com 316188606 14,164 348 SH SOLE 348 0 0
First Busey Corp Com 319383204 133,095 4,569 SH SOLE 4,569 0 0
First Financial Corp Com 320218100 45,473,552 615,339 SH SOLE 3,450 0 611,889
First Financial Corp Com 320218100 539,027 7,294 SH DFND 0 0 7,294
First Internet Bank Com 320557101 79,050 3,000 SH SOLE 3,000 0 0
First Internet Bank Com 320557101 79,050 3,000 SH DFND 3,000 0 0
First Trust Morningstar Div Le Com 336917109 92,081 1,875 SH DFND 1,875 0 0
First Trust Inter Duration Pfd Com 33718W103 54,642 3,413 SH SOLE 3,413 0 0
First Trust Inter Duration Pfd Com 33718W103 6,436 402 SH DFND 402 0 0
First Trust NASDAQ 100 Tech Se Com 337345102 6,595 20 SH SOLE 20 0 0
First Trust Financial AlphaDEX Com 33734X135 183,133 3,021 SH SOLE 3,021 0 0
FlexShares Global Natural Reso Com 33939L407 637,099 12,080 SH SOLE 12,080 0 0
FlexShares Global Natural Reso Com 33939L407 78,319 1,485 SH DFND 1,485 0 0
FlexShares Intl Quality Div In Com 33939L837 3,593,768 104,470 SH SOLE 104,470 0 0
FlexShares Quality Dividend In Com 33939L860 1,089,377 12,072 SH SOLE 12,072 0 0
FlexShares Quality Dividend In Com 33939L860 198,618 2,201 SH DFND 2,201 0 0
Freeport-McMoRan Inc. Com 35671D857 15,190 217 SH SOLE 217 0 0
GE Healthcare Technology Com 36266G107 131 2 SH DFND 2 0 0
GE Vernova Inc Com 36828A101 19,010 20 SH SOLE 20 0 0
GE Vernova Inc Com 36828A101 89,346 94 SH DFND 94 0 0
General Dynamics Com 369550108 215,690 650 SH SOLE 650 0 0
General Dynamics Com 369550108 24,887 75 SH DFND 75 0 0
GE Aerospace Com 369604301 148,338 475 SH DFND 475 0 0
General Mills Inc Com 370334104 7,172 223 SH SOLE 223 0 0
General Mills Inc Com 370334104 29,909 930 SH DFND 930 0 0
General Motors Co Com 37045V100 53,900 700 SH DFND 700 0 0
German American Bancorp Inc Com 373865104 138,455 2,863 SH DFND 2,863 0 0
GSK PLC - Spon ADR Com 37733W204 12,139 252 SH SOLE 252 0 0
Goldman Sachs Group Inc Com 38141G104 20,708 23 SH SOLE 23 0 0
HCA Healthcare Inc Com 40412C101 213,370 500 SH DFND 500 0 0
Halliburton Co Com 406216101 22,260 700 SH DFND 700 0 0
Home Depot Inc Com 437076102 1,201,970 4,225 SH SOLE 4,201 24 0
Home Depot Inc Com 437076102 62,872 221 SH DFND 221 0 0
Honeywell Aerospace Inc Com 43849R105 52,380 338 SH SOLE 338 0 0
Honeywell International Inc Com 438516205 71,298 338 SH SOLE 338 0 0
Howmet Aerospace Inc Com 443201108 22,618 100 SH SOLE 100 0 0
Illinois Tool Works Com 452308109 2,573 10 SH SOLE 10 0 0
Intel Corp Com 458140100 294,564 2,450 SH SOLE 2,450 0 0
Intel Corp Com 458140100 529,012 4,400 SH DFND 4,400 0 0
Intercontinental Exchange Inc Com 45866F104 962,198 6,329 SH SOLE 6,071 258 0
Intercontinental Exchange Inc Com 45866F104 34,511 227 SH DFND 227 0 0
IBM Com 459200101 142,075 646 SH SOLE 546 100 0
IBM Com 459200101 32,990 150 SH DFND 150 0 0
Invesco QQQ Trust Series 1 Com 46090E103 1,593,465 2,154 SH SOLE 2,154 0 0
Intuitive Surgical Inc Com 46120E602 8,946 22 SH SOLE 22 0 0
Invesco S&P 500 Equal Weight H Com 46137V332 1,851 50 SH SOLE 50 0 0
Invesco NASDAQ 100 ETF Com 46138G649 3,266,350 10,722 SH SOLE 10,122 600 0
Invesco NASDAQ 100 ETF Com 46138G649 56,663 186 SH DFND 186 0 0
Invesco S&P MidCap 400 Revenue Com 46138G672 222,547 1,608 SH SOLE 1,608 0 0
Iron Mountain Inc Com 46284V101 166,425 1,500 SH DFND 1,500 0 0
iShares Gold Trust Com 464285204 55,842 715 SH SOLE 715 0 0
iShares S&P 100 ETF Com 464287101 186,455 488 SH SOLE 488 0 0
iShares Core S&P Total US Stoc Com 464287150 23,279 140 SH SOLE 140 0 0
iShares Select Dividend ETF Com 464287168 182,484 1,200 SH DFND 1,200 0 0
iShares S&P Core S&P Com 464287200 9,481,223 12,380 SH SOLE 12,380 0 0
iShares Core US Aggregate Bond Com 464287226 135,759 1,436 SH SOLE 1,436 0 0
iShares MSCI EAFE ETF Com 464287465 2,506,242 24,124 SH SOLE 24,124 0 0
iShares MSCI EAFE ETF Com 464287465 101,293 975 SH DFND 975 0 0
iShares Russell Mid-Cap Value Com 464287473 449,911 2,799 SH SOLE 2,799 0 0
iShares Russell Mid-Cap Growth Com 464287481 346,954 2,520 SH SOLE 2,520 0 0
iShares Russell Mid-Cap ETF Com 464287499 628,629 5,891 SH SOLE 5,891 0 0
iShares Core S&P Mid-Cap ETF Com 464287507 28,420 395 SH SOLE 395 0 0
iShares Russell 1000 Value ETF Com 464287598 271,731 1,096 SH SOLE 1,096 0 0
iShares Russell 1000 Value ETF Com 464287598 307,433 1,240 SH DFND 1,240 0 0
iShares Russell 1000 Income ET Com 464287614 859,785 6,864 SH SOLE 6,864 0 0
iShares Russell 1000 ETF Com 464287622 1,912,950 4,597 SH SOLE 4,597 0 0
iShares Russell 2000 ETF Com 464287655 1,217,436 4,381 SH SOLE 4,381 0 0
iShares Core S&P U.S. Value ET Com 464287663 193,983 1,759 SH SOLE 1,759 0 0
iShares U.S. Real Estate ETF Com 464287739 1,965,047 20,676 SH SOLE 20,676 0 0
iShares U.S. Real Estate ETF Com 464287739 32,979 347 SH DFND 347 0 0
iShares Core S&P Small-Cap ETF Com 464287804 234,669 1,725 SH SOLE 1,725 0 0
iShares S&P Small-Cap 600 Grow Com 464287887 96,198 600 SH SOLE 600 0 0
iShares JP Morgan Emerging Mar Com 464288281 13,172 145 SH SOLE 145 0 0
iShares Tr Global Infrastruc Com 464288372 1,019,741 16,565 SH SOLE 16,565 0 0
iShares MSCI EAFE Growth ETF Com 464288885 231,991 1,936 SH SOLE 1,936 0 0
iShares Core MSCI EAFE ETF Com 46432F842 428,888 4,427 SH SOLE 4,427 0 0
iShares Core MSCI Emerging Mar Com 46434G103 107,699 1,327 SH SOLE 1,327 0 0
iShares MSCI Emerging Markets Com 46434G764 2,203,143 22,236 SH SOLE 22,236 0 0
iShares Core Toal USD Bond Mar Com 46434V613 15,211 345 SH SOLE 345 0 0
iShares Broad USD High Yield C Com 46435U853 11,252 315 SH SOLE 315 0 0
JPMorgan Chase & Co Com 46625H100 3,108,148 9,395 SH SOLE 9,247 148 0
JPMorgan Chase & Co Com 46625H100 137,956 417 SH DFND 417 0 0
Johnson & Johnson Com 478160104 554,630 2,095 SH SOLE 1,695 400 0
KLA Corp Com 482480100 491,224 2,520 SH SOLE 2,520 0 0
Kimberly-Clark Corp Com 494368103 12,666 130 SH SOLE 130 0 0
Kroger CO Com 501044101 46,896 800 SH DFND 800 0 0
Lamb Weston Holdings Inc Com 513272104 4,503 108 SH SOLE 108 0 0
Lamb Weston Holdings Inc Com 513272104 52,363 1,256 SH DFND 1,256 0 0
Lennar Corp Com 526057104 180,967 2,218 SH SOLE 2,218 0 0
Eli Lilly & Co Com 532457108 3,113,702 2,691 SH SOLE 2,679 12 0
Eli Lilly & Co Com 532457108 1,665,038 1,439 SH DFND 1,439 0 0
Lockheed Martin Corp Com 539830109 1,384,142 2,718 SH SOLE 2,697 21 0
Lockheed Martin Corp Com 539830109 80,462 158 SH DFND 158 0 0
Lowe's Companies, Inc Com 548661107 213,776 1,160 SH SOLE 1,160 0 0
Lowe's Companies, Inc Com 548661107 9,767 53 SH DFND 53 0 0
Manulife Financial Corp. Com 56501R106 2,939 69 SH SOLE 69 0 0
Marathon Petroleum Corporation Com 56585A102 375,649 950 SH SOLE 950 0 0
Marathon Petroleum Corporation Com 56585A102 474,504 1,200 SH DFND 1,200 0 0
Marriott International Inc - C Com 571903202 427,871 1,203 SH SOLE 1,203 0 0
Masco Corp Com 574599106 18,265 271 SH SOLE 271 0 0
Mastercard Inc Com 57636Q104 436,213 791 SH SOLE 791 0 0
McDonald's Corp Com 580135101 376,201 1,629 SH SOLE 1,329 300 0
McDonald's Corp Com 580135101 161,658 700 SH DFND 700 0 0
McKesson Corp Com 58155Q103 23,907 28 SH SOLE 28 0 0
Melco Resorts & Entertainment Com 585464100 8,960 2,000 SH DFND 0 2,000 0
Merck & Co. Inc Com 58933Y105 892,639 6,143 SH SOLE 6,143 0 0
Merck & Co. Inc Com 58933Y105 799,205 5,500 SH DFND 5,500 0 0
MetLife Inc Com 59156R108 44,726 475 SH SOLE 475 0 0
Microsoft Corp Com 594918104 6,138,900 11,969 SH SOLE 10,947 1,022 0
Microsoft Corp Com 594918104 2,269,583 4,425 SH DFND 4,425 0 0
Microchip Technology Inc. Com 595017104 19,443 250 SH SOLE 250 0 0
Micron Technology Inc Com 595112103 106,511 100 SH SOLE 100 0 0
Midland States Bancorp Inc Com 597742105 33,286 1,035 SH SOLE 1,035 0 0
Millrose Properties Inc. Com 601137102 27,502 1,059 SH SOLE 1,059 0 0
Mondelez International Inc Com 609207105 639,489 11,060 SH SOLE 10,465 595 0
Mondelez International Inc Com 609207105 96,964 1,677 SH DFND 1,677 0 0
Morgan Stanley Com 617446448 104,196 554 SH SOLE 554 0 0
National Fuel Gas Co Com 636180101 7,586 100 SH SOLE 100 0 0
Netflix Inc Com 64110L106 18,787 270 SH SOLE 270 0 0
Newsmax Inc. Com 65250K105 2,227 206 SH SOLE 206 0 0
NextEra Energy, Inc Com 65339F101 1,081,340 14,277 SH SOLE 14,196 81 0
NextEra Energy, Inc Com 65339F101 104,143 1,375 SH DFND 1,375 0 0
NIKE Inc Com 654106103 33,488 946 SH SOLE 946 0 0
NIKE Inc Com 654106103 3,540 100 SH DFND 100 0 0
Norfolk Southern Corp Com 655844108 92,700 300 SH DFND 300 0 0
Northern Trust Corp Com 665859104 220,168 1,300 SH DFND 0 1,300 0
Northrop Grumman Corp Com 666807102 3,868 8 SH SOLE 8 0 0
Novartis AG - ADR Com 66987V109 14,114 99 SH SOLE 99 0 0
Novartis AG - ADR Com 66987V109 71,285 500 SH DFND 500 0 0
Novo-Nordisk ADR Com 670100205 245,278 6,470 SH SOLE 6,470 0 0
Nucor Corporation Com 670346105 159,418 682 SH SOLE 82 600 0
NVIDIA Corporation Com 67066G104 2,809,759 12,303 SH SOLE 11,103 1,200 0
NVIDIA Corporation Com 67066G104 1,826,355 7,997 SH DFND 2,397 5,600 0
O'Reilly Automotive Inc Com 67103H107 21,780 255 SH SOLE 255 0 0
Occidental Petroleum Corp Com 674599105 11,064 200 SH DFND 200 0 0
Occiden Pete Warrant Com 674599162 831 25 SH DFND 25 0 0
Old National Bancorp Com 680033107 34,496 1,400 SH SOLE 1,400 0 0
Oracle Corporation Com 68389X105 293,273 2,136 SH SOLE 2,136 0 0
Organon & Co. Com 68622V106 6,165 450 SH DFND 450 0 0
Otis Worldwide Corporation Com 68902V107 58,660 912 SH SOLE 912 0 0
Otis Worldwide Corporation Com 68902V107 9,648 150 SH DFND 150 0 0
Packaging Corp of America Com 695156109 114,630 500 SH DFND 500 0 0
Palo Alto Networks Inc Com 697435105 1,799,814 4,530 SH SOLE 4,468 62 0
Palo Alto Networks Inc Com 697435105 37,744 95 SH DFND 95 0 0
PayPal Holdings Inc Com 70450Y103 651,897 12,410 SH SOLE 12,410 0 0
PayPal Holdings Inc Com 70450Y103 37,559 715 SH DFND 715 0 0
PepsiCo Inc Com 713448108 193,755 1,529 SH SOLE 1,329 200 0
PepsiCo Inc Com 713448108 136,224 1,075 SH DFND 1,075 0 0
Pfizer Inc Com 717081103 241,279 8,460 SH SOLE 8,460 0 0
Pfizer Inc Com 717081103 47,058 1,650 SH DFND 1,650 0 0
Philip Morris International In Com 718172109 110,485 579 SH SOLE 579 0 0
Philip Morris International In Com 718172109 65,451 343 SH DFND 343 0 0
Phillips 66 Com 718546104 7,659 30 SH SOLE 30 0 0
Pinnacle West Capital Corp Com 723484101 46,520 500 SH DFND 500 0 0
T. Rowe Price Group Inc. Com 74144T108 26,013 250 SH DFND 250 0 0
Proctor & Gamble Co Com 742718109 1,129,988 7,778 SH SOLE 7,361 417 0
Proctor & Gamble Co Com 742718109 29,637 204 SH DFND 204 0 0
Prudential Financial Inc Com 744320102 61,447 541 SH SOLE 541 0 0
Prudential Financial Inc Com 744320102 34,074 300 SH DFND 300 0 0
Qnity Electronics Inc Com 74743L100 14,460 115 SH SOLE 115 0 0
QUALCOMM Inc Com 747525103 231,338 1,257 SH SOLE 1,257 0 0
Rayonier Inc Com 754907103 66,647 3,630 SH SOLE 3,630 0 0
RTX Corp Com 75513E101 639,379 3,444 SH SOLE 3,444 0 0
RTX Corp Com 75513E101 55,695 300 SH DFND 300 0 0
Ready Capital Corp Com 75574U101 603 520 SH SOLE 520 0 0
Republic Services Inc Com 760759100 13,432 64 SH SOLE 64 0 0
Republic Services Inc Com 760759100 524,675 2,500 SH DFND 2,500 0 0
Shell PLC - ADR Com 780259305 389,135 4,094 SH SOLE 4,094 0 0
Shell PLC - ADR Com 780259305 33,268 350 SH DFND 350 0 0
SPDR S&P 500 ETF Trust Com 78462F103 447,664 587 SH SOLE 587 0 0
SPDR Gold Trust Com 78463V107 367,511 965 SH SOLE 965 0 0
SPDR Portfolio S&P Growth ETF Com 78464A409 1,850,139 15,032 SH SOLE 15,032 0 0
SPDR Portfolio S&P 500 Value E Com 78464A508 70,727 1,157 SH SOLE 1,157 0 0
SPDR Dow Jones Industrial Aver Com 78467X109 710,444 1,397 SH SOLE 1,397 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107 1,610,910 2,453 SH SOLE 2,453 0 0
Spdr S&p 500 Fossil Fuel Free Com 78468R796 52,671 843 SH SOLE 843 0 0
Salesforce Inc Com 79466L302 261,939 1,141 SH SOLE 1,141 0 0
Schlumberger Ltd Com 806857108 7,454 153 SH SOLE 153 0 0
Schlumberger Ltd Com 806857108 29,232 600 SH DFND 600 0 0
Charles Schwab Corp Com 808513105 40,855 418 SH SOLE 286 132 0
Schwab US Small-Cap ETF Com 808524607 19,447 596 SH SOLE 596 0 0
Schwab US Dividend Equity ETF Com 808524797 286,492 8,807 SH SOLE 8,807 0 0
Schwab US Dividend Equity ETF Com 808524797 328,878 10,110 SH DFND 10,110 0 0
Energy Select Sector Com 81369Y506 5,412 88 SH SOLE 88 0 0
ServiceNow Inc Com 81762P102 23,452 175 SH SOLE 175 0 0
Simon Property Group Inc Com 828806109 20,076 100 SH SOLE 100 0 0
Simon Property Group Inc Com 828806109 60,228 300 SH DFND 300 0 0
Skyworks Solutions Inc Com 83088M102 1,710 20 SH SOLE 20 0 0
J M Smucker Co Com 832696405 17,837 150 SH SOLE 150 0 0
J M Smucker Co Com 832696405 23,782 200 SH DFND 200 0 0
Space Exploration Technologies Com 84615Q103 7,543 50 SH SOLE 50 0 0
Starbucks Corp Com 855244109 73,007 777 SH SOLE 777 0 0
Suncor Energy Inc Com 867224107 670,420 9,878 SH SOLE 9,748 130 0
Suncor Energy Inc Com 867224107 17,646 260 SH DFND 260 0 0
Sysco Corp Com 871829107 180,244 2,312 SH SOLE 2,227 85 0
TJX Companies Inc Com 872540109 155,993 1,179 SH SOLE 1,179 0 0
T-Mobile US Inc Com 872590104 17,123 105 SH SOLE 105 0 0
Taiwan Semiconductor Manufactu Com 874039100 108,573 238 SH SOLE 238 0 0
Tesla Inc. Com 88160R101 14,547 41 SH SOLE 41 0 0
Texas Instruments Inc Com 882508104 461,868 1,649 SH SOLE 1,649 0 0
Thermo Fisher Scientific Inc Com 883556102 1,403,429 2,079 SH SOLE 2,064 15 0
Thermo Fisher Scientific Inc Com 883556102 51,979 77 SH DFND 77 0 0
3M Co Com 88579Y101 11,819 72 SH SOLE 72 0 0
Toronto-Dominion Corp Com 891160509 58,765 500 SH DFND 500 0 0
Travelers Cos Inc Com 89417E109 106,953 300 SH DFND 300 0 0
Union Pacific Corp Com 907818108 550,791 2,024 SH SOLE 1,424 600 0
Ready Capital Corp Contingent Com 910CVR018 0 520 SH SOLE 520 0 0
United Parcel Service Inc Com 911312106 841 9 SH SOLE 9 0 0
UnitedHealth Group Inc Com 91324P102 470,597 1,282 SH SOLE 1,282 0 0
UnitedHealth Group Inc Com 91324P102 16,519 45 SH DFND 45 0 0
VF Corp Com 918204108 11,248 800 SH DFND 800 0 0
VanEck Agribusiness ETF Com 92189F700 325,880 4,000 SH DFND 4,000 0 0
Vanguard Dividend Appreciation Com 921908844 233,310 1,000 SH DFND 1,000 0 0
Vanguard Mega Cap ETF Com 921910873 705,775 2,500 SH SOLE 2,500 0 0
Vanguard FTSE Developed Market Com 921943858 11,414,036 161,649 SH SOLE 153,410 8,239 0
Vanguard FTSE Developed Market Com 921943858 139,031 1,969 SH DFND 1,969 0 0
Vanguard FTSE Emerging Markets Com 922042858 1,275,580 21,507 SH SOLE 21,507 0 0
Vanguard Consumer Discretionar Com 92204A108 2,183,339 5,987 SH SOLE 5,916 71 0
Vanguard Consumer Discretionar Com 92204A108 135,661 372 SH DFND 372 0 0
Vanguard Consumer Staple ETF Com 92204A207 1,300,750 5,961 SH SOLE 5,923 38 0
Vanguard Consumer Staple ETF Com 92204A207 77,901 357 SH DFND 357 0 0
Vanguard Energy ETF Com 92204A306 806,397 4,684 SH SOLE 4,613 71 0
Vanguard Energy ETF Com 92204A306 60,945 354 SH DFND 354 0 0
Vanguard Financial ETF Com 92204A405 3,347,606 25,733 SH SOLE 25,481 252 0
Vanguard Financial ETF Com 92204A405 144,530 1,111 SH DFND 1,111 0 0
Vanguard Health Care ETF Com 92204A504 3,065,660 9,699 SH SOLE 9,579 120 0
Vanguard Health Care ETF Com 92204A504 145,081 459 SH DFND 459 0 0
Vanguard Industrials ETF Com 92204A603 2,509,273 7,829 SH SOLE 7,743 86 0
Vanguard Industrials ETF Com 92204A603 131,409 410 SH DFND 410 0 0
Vanguard Information Technolog Com 92204A702 16,468,299 131,044 SH SOLE 128,852 2,192 0
Vanguard Information Technolog Com 92204A702 1,614,482 12,847 SH DFND 12,847 0 0
Vanguard Materials ETF Com 92204A801 572,042 2,622 SH SOLE 2,601 21 0
Vanguard Materials ETF Com 92204A801 62,397 286 SH DFND 286 0 0
Vanguard Utilities ETF Com 92204A876 670,320 3,920 SH SOLE 3,877 43 0
Vanguard Utilities ETF Com 92204A876 54,549 319 SH DFND 319 0 0
Vanguard Communication Service Com 92204A884 4,653,445 24,416 SH SOLE 24,221 195 0
Vanguard Communication Service Com 92204A884 179,536 942 SH DFND 942 0 0
Vanguard Russell 2000 ETF Com 92206C664 539,650 4,808 SH SOLE 4,808 0 0
Vanguard Tax-Exempt Bond Index Com 922907746 55,648 1,175 SH SOLE 1,175 0 0
Vanguard S&P 500 ETF Com 922908363 35,218,215 50,250 SH SOLE 49,273 851 126
Vanguard S&P 500 ETF Com 922908363 508,824 726 SH DFND 726 0 0
Vanguard Mid-Cap Value ETF Com 922908512 4,106 21 SH SOLE 21 0 0
Vanguard Mid-Cap Growth ETF Com 922908538 3,797 13 SH SOLE 13 0 0
Vanguard Real Estate ETF Com 922908553 753,788 8,410 SH SOLE 8,157 253 0
Vanguard Real Estate ETF Com 922908553 11,383 127 SH DFND 127 0 0
Vanguard Small-Cap Growth ETF Com 922908595 445,260 1,318 SH SOLE 1,318 0 0
Vanguard Small-Cap Growth ETF Com 922908595 23,648 70 SH DFND 70 0 0
Vanguard Small-Cap Value ETF Com 922908611 8,086 35 SH SOLE 35 0 0
Vanguard Mid-Cap ETF Com 922908629 6,387,387 81,451 SH SOLE 81,451 0 0
Vanguard Mid-Cap ETF Com 922908629 133,706 1,705 SH DFND 1,705 0 0
Vanguard Growth ETF Com 922908736 4,866 54 SH SOLE 54 0 0
Vanguard Growth ETF Com 922908736 170,308 1,890 SH DFND 1,890 0 0
Vanguard Small-Cap ETF Com 922908751 5,473,872 19,241 SH SOLE 19,241 0 0
Vanguard Small-Cap ETF Com 922908751 78,804 277 SH DFND 277 0 0
Vanguard Total Stock Market ET Com 922908769 198,721 531 SH SOLE 531 0 0
Verizon Communications Inc Com 92343V104 79,493 1,733 SH SOLE 1,607 126 0
Verizon Communications Inc Com 92343V104 161,692 3,525 SH DFND 3,525 0 0
Versant Media Group Inc Com 925283103 1,775 56 SH DFND 56 0 0
Viatris Inc Com 92556V106 3,225 182 SH SOLE 182 0 0
Visa Inc - A Com 92826C839 1,446,663 4,026 SH SOLE 3,894 132 0
Visa Inc - A Com 92826C839 76,897 214 SH DFND 214 0 0
Walmart Inc Com 931142103 960,221 9,240 SH SOLE 9,240 0 0
Walmart Inc Com 931142103 124,704 1,200 SH DFND 1,200 0 0
Walgreens Boots Alliance DAP R Com 931CVR013 0 1,800 SH DFND 1,800 0 0
Warner Bros Discovery Inc Com 934423104 248 8 SH SOLE 8 0 0
Warner Bros Discovery Inc Com 934423104 11,390 368 SH DFND 368 0 0
Waste Connections Inc Com 94106B101 1,500,818 9,750 SH DFND 9,750 0 0
Waste Management Inc Com 94106L109 251,026 1,231 SH SOLE 1,231 0 0
Wells Fargo & Co Com 949746101 227,262 2,839 SH SOLE 2,839 0 0
Wells Fargo & Co Com 949746101 160,100 2,000 SH DFND 2,000 0 0
Williams Co Inc Com 969457100 67,970 1,000 SH DFND 1,000 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578 1,338,317 28,566 SH SOLE 28,566 0 0
WisdomTree Emerg Mkts ex-St-Ow Com 97717X578 44,367 947 SH DFND 947 0 0
WisdomTree Intl Hedged Qual Di Com 97717X594 168,675 3,250 SH SOLE 3,250 0 0
SPDR Gold MiniShares Trust Com 98149E303 4,931 60 SH SOLE 60 0 0
YUM! Brands, Inc. Com 988498101 21,133 155 SH SOLE 155 0 0
Zimmer Biomet Holdings, Inc Com 98956P102 3,287 37 SH SOLE 37 0 0
Accenture PLC - A Com G1151C101 231,046 1,260 SH SOLE 1,260 0 0
Carnival Corporation Ltd. Com G2004J103 2,454 100 SH SOLE 100 0 0
Eaton Corp PLC Com G29183103 55,862 130 SH SOLE 130 0 0
Everest Group Ltd Com G3223R108 73,034 200 SH DFND 200 0 0
Johnson Controls International Com G51502105 1,090,942 7,339 SH SOLE 7,190 149 0
Johnson Controls International Com G51502105 31,960 215 SH DFND 215 0 0
Linde PLC Com G54950103 867,660 1,828 SH SOLE 1,821 7 0
Linde PLC Com G54950103 25,156 53 SH DFND 53 0 0
Medtronic PLC Com G5960L103 16,481 191 SH SOLE 191 0 0
Norwegian Cruse Line Holdings Com G66721104 1,466 100 SH SOLE 100 0 0
Seagate Technology Holdings Com G7997R103 227,818 247 SH SOLE 247 0 0
Seagate Technology Holdings Com G7997R103 399,373 433 SH DFND 433 0 0
Chubb Ltd Com H1467J104 41,632 128 SH SOLE 128 0 0
Chubb Ltd Com H1467J104 81,313 250 SH DFND 250 0 0
ASML Holding N.V. - NY Com N07059210 23,552 13 SH SOLE 13 0 0