The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101 282,010 1,718 SH SOLE 1,718 0 0
ABBOTT LABS Equities 002824100 960,726 9,721 SH SOLE 9,721 0 0
ABBVIE INC Equities 00287Y109 2,948,381 11,271 SH SOLE 11,271 0 0
ADOBE SYS INC Equities 00724F101 1,824,504 7,604 SH SOLE 7,604 0 0
ADV MICRO DEVICES Equities 007903107 1,931,326 3,157 SH SOLE 3,157 0 0
AECOM TECHNOLOGY Equities 00766T100 2,283,782 38,741 SH SOLE 38,741 0 0
ALLSTATE CORP Equities 020002101 210,101 947 SH SOLE 947 0 0
ALPHABE CL C Equities 02079K107 2,556,231 7,502 SH SOLE 7,502 0 0
ALPHABET CL A Equities 02079K305 302,790 880 SH DFND 880 0 0
ALPHABET CL A Equities 02079K305 30,740,451 89,341 SH SOLE 89,341 0 0
AMAZON COM INC Equities 023135106 17,941,042 72,009 SH SOLE 72,009 0 0
AMER EUROPACIFIC GRW Mutual Funds 298706110 341,555 5,373 SH SOLE 5,373 0 0
AMEREN CORP Equities 023608102 875,935 8,814 SH SOLE 8,814 0 0
AMERICAN ELEC POWER Equities 025537101 344,056 2,900 SH SOLE 2,900 0 0
AMERICAN EXPRESS CO Equities 025816109 842,357 2,770 SH SOLE 2,770 0 0
AMG YACK FUND Mutual Funds 00170K588 206,738 7,867 SH SOLE 7,867 0 0
AMGEN INC Equities 031162100 6,770,294 16,062 SH SOLE 16,062 0 0
APOLLO GLOBAL MGMT Equities 03769M106 1,106,516 9,534 SH SOLE 9,534 0 0
APPLE INC Equities 037833100 30,165,951 90,583 SH SOLE 90,583 0 0
APPLE INC Equities 037833100 359,662 1,080 SH DFND 1,080 0 0
APPLIED MATERIALS Equities 038222105 2,351,837 4,599 SH SOLE 4,599 0 0
ASTRAZENECA PLC ORD Equities G0593M107 305,017 1,890 SH SOLE 1,890 0 0
AT&T INC Equities 00206R102 222,455 9,117 SH SOLE 9,117 0 0
AT&T INC Equities 00206R102 147,132 6,030 SH DFND 6,030 0 0
AUTOZONE INC Equities 053332102 616,944 218 SH SOLE 218 0 0
BANKAMERICA CORP NEW Equities 060505104 334,527 6,146 SH SOLE 6,146 0 0
BERKSHIRE HATHAWAY Equities 084670702 1,177,652 2,365 SH SOLE 2,365 0 0
BLACKROCK STRAT INC Mutual Funds 09260B382 312,853 33,071 SH SOLE 33,071 0 0
BLACKSTONE INC Equities 09260D107 224,180 2,000 SH SOLE 2,000 0 0
BROADCOM INC Equities 11135F101 5,710,701 16,261 SH SOLE 16,261 0 0
CATERPILLAR INC Equities 149123101 15,013,398 18,517 SH SOLE 18,517 0 0
CBOE GLOBAL MARKETS Equities 12503M108 465,791 1,692 SH SOLE 1,692 0 0
CHARLES SCHWAB CORP Equities 808513105 3,559,984 36,423 SH SOLE 36,423 0 0
CHEVRON CORP Equities 166764100 2,115,411 10,359 SH SOLE 10,359 0 0
CHUBB LTD Equities H1467J104 3,943,331 12,124 SH SOLE 12,124 0 0
CISCO SYSTEMS INC Equities 17275R102 2,774,486 25,778 SH SOLE 25,778 0 0
COCA COLA CO Equities 191216100 34,432 400 SH DFND 400 0 0
COCA COLA CO Equities 191216100 1,437,880 16,704 SH SOLE 16,704 0 0
COLGATE PALMOLIVE CO Equities 194162103 246,234 2,886 SH SOLE 2,886 0 0
COMCAST CORP NEW A Equities 20030N101 750,307 34,481 SH SOLE 34,481 0 0
COMMUNITY TRUST BANK Equities 204149108 503,137 6,779 SH SOLE 6,779 0 0
CORNING INCORPORATED Equities 219350105 3,432,231 22,322 SH SOLE 22,322 0 0
COSTCO WHOLESALE Equities 22160K105 11,905,427 13,078 SH SOLE 13,078 0 0
CROWDSTRIKE HLDGS Equities 22788C105 741,300 2,800 SH SOLE 2,800 0 0
CSX CORP Equities 126408103 965,641 20,762 SH SOLE 20,762 0 0
D R HORTON INC Equities 23331A109 3,041,282 22,256 SH SOLE 22,256 0 0
DEERE & CO Equities 244199105 2,347,739 3,496 SH SOLE 3,496 0 0
DICKS SPORTING GOODS Equities 253393102 2,481,545 18,479 SH SOLE 18,479 0 0
DISNEY(WALT) COMPANY Equities 254687106 31,470 300 SH DFND 300 0 0
DISNEY(WALT) COMPANY Equities 254687106 624,365 5,952 SH SOLE 5,952 0 0
DUKE ENERGY CORP NEW Equities 26441C204 227,906 1,999 SH DFND 1,999 0 0
DUKE ENERGY CORP NEW Equities 26441C204 28,959 254 SH SOLE 254 0 0
DUPONT DE NEMOURS Equities 26614N201 32,732 252 SH DFND 252 0 0
DUPONT DE NEMOURS Equities 26614N201 662,309 5,099 SH SOLE 5,099 0 0
DUPREE NORTH CAROLINA TAX FREE Mutual Funds 266155704 255,798 25,503 SH SOLE 25,503 0 0
EATON CORP PLC Equities G29183103 1,452,420 3,380 SH SOLE 3,380 0 0
ELI LILLY & CO Equities 532457108 2,567,561 2,219 SH SOLE 2,219 0 0
EOG RES INC Equities 26875P101 890,067 6,461 SH SOLE 6,461 0 0
EQT CORP Equities 26884L109 1,343,898 27,675 SH SOLE 27,675 0 0
ETF I -SHARES TRUST Equities 464287465 9,284,545 89,369 SH SOLE 88,579 790 0
ETF ISHARES INC MSCI Equities 46434G764 13,622,212 137,487 SH SOLE 137,487 0 0
EXPEDIA GROUP, INC Equities 30212P303 1,746,340 6,631 SH SOLE 6,631 0 0
EXXONMOBIL HOLDINGS Equities 30233Q108 91,791 564 SH DFND 564 0 0
EXXONMOBIL HOLDINGS Equities 30233Q108 2,029,004 12,467 SH SOLE 12,467 0 0
FED ULTRASHORT BD CL Mutual Funds 31428Q747 7,511,023 815,533 SH SOLE 815,533 0 0
FEDERATED INTERMEDIATE MUNI TR Mutual Funds 458810108 184,789 19,999 SH SOLE 19,999 0 0
FID 500 INDEX FD Mutual Funds 315911750 993,449 3,728 SH SOLE 3,728 0 0
FID CONTRAFUND Mutual Funds 316071109 1,183,443 42,956 SH SOLE 42,956 0 0
FIFTH THIRD BANCORP Equities 316773100 378,541 7,484 SH SOLE 7,484 0 0
FRANKLIN DYNAMIC ETF Equities 35473P868 19,163,536 821,764 SH SOLE 821,764 0 0
GE AEROSPACE Equities 369604301 1,819,089 5,825 SH SOLE 5,825 0 0
GE AEROSPACE Equities 369604301 324,157 1,038 SH DFND 1,038 0 0
GE VERNOVA INC Equities 36828A101 423,919 446 SH SOLE 446 0 0
GILEAD SCIENCES INC Equities 375558103 841,685 5,647 SH SOLE 5,647 0 0
HERSHEY COMPANY Equities 427866108 2,137,980 13,565 SH SOLE 13,565 0 0
HILTON WORLDWIDE Equities 43300A203 1,026,573 3,227 SH SOLE 3,227 0 0
HOME DEPOT INC Equities 437076102 1,076,226 3,783 SH SOLE 3,783 0 0
HOME DEPOT INC Equities 437076102 128,021 450 SH DFND 450 0 0
HONEYWELL AEROSPACE Equities 43849R105 491,875 3,174 SH SOLE 3,174 0 0
HONEYWELL INTERNATIONAL Equities 438516205 716,563 3,397 SH SOLE 3,397 0 0
HUMANA INC Equities 444859102 1,063,436 2,787 SH SOLE 2,787 0 0
I SHS RUSSELL2000 Equities 464287655 9,276,246 33,381 SH SOLE 33,272 109 0
ILLINOIS TOOL WORKS Equities 452308109 319,284 1,241 SH SOLE 1,241 0 0
INTEL CORP Equities 458140100 179,263 1,491 SH SOLE 1,491 0 0
INTEL CORP Equities 458140100 66,728 555 SH DFND 555 0 0
INTERCONTINENTAL EXC Equities 45866F104 544,419 3,581 SH SOLE 3,581 0 0
INTL BUSINESS MACHS Equities 459200101 597,770 2,718 SH SOLE 2,718 0 0
INTUIT INC Equities 461202103 2,213,124 8,027 SH SOLE 8,027 0 0
INTUITIVE SURGICAL Equities 46120E602 6,198,668 15,244 SH SOLE 15,244 0 0
ISHARES EMERGING MKT Equities 464287234 3,147,946 47,132 SH SOLE 46,551 581 0
ISHARES EMRG MKT Equities 464288281 2,494,466 27,460 SH SOLE 27,460 0 0
ISHARES HIGH YIELD MUNI ACTIVE Equities 092528843 774,550 16,956 SH SOLE 16,956 0 0
ISHARES RUSSELL MID Equities 464287499 896,364 8,400 SH SOLE 8,400 0 0
ISHARES S&P SMALLCAP Equities 464287804 3,840,681 28,232 SH SOLE 28,232 0 0
ISHARES S&P SMALLCAP Equities 464287804 1,136,342 8,353 SH DFND 8,353 0 0
ISHARES SMALL CAP Equities 464287887 381,906 2,382 SH SOLE 2,382 0 0
ISHARES TR MBS ETF Equities 464288588 262,676 2,931 SH SOLE 2,931 0 0
ISHARES TR S&P MIDCP Equities 464287507 916,427 12,737 SH DFND 12,737 0 0
ISHARES TR S&P MIDCP Equities 464287507 9,672,167 134,429 SH SOLE 134,429 0 0
ISHRS CMBS Equities 46429B366 9,201,019 194,607 SH SOLE 194,607 0 0
ISHS 500 INDEX FD US Equities 464287200 3,560,437 4,649 SH SOLE 4,649 0 0
ISHS BCLYS SH TR BD Equities 464288679 1,653,256 14,986 SH SOLE 14,986 0 0
ISHS CORE MSCI EAFE Equities 46432F842 363,203 3,749 SH SOLE 3,749 0 0
ISHS CORE US AGGR BD Equities 464287226 11,547,683 122,146 SH SOLE 122,146 0 0
ISHS GOLD TR NPV NEW Equities 464285204 652,955 8,361 SH SOLE 8,361 0 0
ISHS GOLD TR NPV NEW Equities 464285204 144,836 1,855 SH DFND 1,855 0 0
ISHS HIGH YIELD ETF Equities 464288513 4,578,167 59,295 SH SOLE 59,295 0 0
J P MORGAN CHASE Equities 46625H100 330,830 1,000 SH DFND 1,000 0 0
J P MORGAN CHASE Equities 46625H100 4,906,540 14,831 SH SOLE 14,831 0 0
JOHNSON & JOHNSON Equities 478160104 974,773 3,682 SH SOLE 3,682 0 0
JOHNSON & JOHNSON Equities 478160104 501,682 1,895 SH DFND 1,895 0 0
KIMBERLY-CLARK CORP Equities 494368103 15,297 157 SH DFND 157 0 0
KIMBERLY-CLARK CORP Equities 494368103 1,406,499 14,436 SH SOLE 14,436 0 0
KINDER MORGAN INC DE Equities 49456B101 1,318,791 43,741 SH SOLE 43,741 0 0
KLA-TENCOR Equities 482480100 5,612,230 28,791 SH SOLE 28,791 0 0
KLA-TENCOR Equities 482480100 187,133 960 SH DFND 960 0 0
KY T/F INCOME SERIES Mutual Funds 266155100 8,660,195 1,296,434 SH SOLE 1,296,434 0 0
LAM RESEARCH CORP Equities 512807306 22,220,745 67,641 SH SOLE 67,641 0 0
LOCKHEED MARTIN CORP Equities 539830109 518,926 1,019 SH SOLE 1,019 0 0
LOWES COMPANIES INC Equities 548661107 455,196 2,470 SH SOLE 2,470 0 0
MARATHON PETE CORP Equities 56585A102 1,765,155 4,464 SH SOLE 4,464 0 0
MASCO CORPORATION Equities 574599106 376,294 5,583 SH SOLE 5,583 0 0
MASTERCARD INC Equities 57636Q104 6,922,603 12,553 SH SOLE 12,553 0 0
MCDONALDS CORP Equities 580135101 2,284,458 9,892 SH SOLE 9,892 0 0
MERCK & CO INC NEW Equities 58933Y105 4,216,170 29,015 SH SOLE 29,015 0 0
MERCK & CO INC NEW Equities 58933Y105 21,797 150 SH DFND 150 0 0
META PLATFORMS INC Equities 30303M102 14,650,812 20,203 SH SOLE 20,203 0 0
MICRON TECHNOLOGY Equities 595112103 2,360,284 2,216 SH SOLE 2,216 0 0
MICROSOFT CORP Equities 594918104 18,257,701 35,597 SH SOLE 35,597 0 0
MICROSOFT CORP Equities 594918104 1,193,005 2,326 SH DFND 2,326 0 0
MOODYS CORP Equities 615369105 4,275,634 9,415 SH SOLE 9,415 0 0
MORGAN STANLEY Equities 617446448 316,351 1,682 SH SOLE 1,682 0 0
NETAPP INC Equities 64110D104 3,788,163 18,032 SH SOLE 18,032 0 0
NETFLIX COM Equities 64110L106 2,369,547 34,055 SH SOLE 34,055 0 0
NEWMONT MINING CORP Equities 651639106 367,358 3,185 SH SOLE 3,185 0 0
NEXTERA ENERGY INC Equities 65339F101 323,637 4,273 SH SOLE 4,273 0 0
NORTHROP GRUMMAN Equities 666807102 1,085,896 2,246 SH SOLE 2,246 0 0
NORTHROP GRUMMAN Equities 666807102 290,088 600 SH DFND 600 0 0
NOVO NORDISK A S Equities 670100205 362,003 9,549 SH SOLE 9,549 0 0
NUCOR CORP Equities 670346105 4,352,191 18,619 SH SOLE 18,619 0 0
NVIDIA CORPORATION Equities 67066G104 44,306 194 SH DFND 194 0 0
NVIDIA CORPORATION Equities 67066G104 81,973,347 358,934 SH SOLE 358,934 0 0
NXP SEMICONDUCTORS Equities N6596X109 2,798,578 11,782 SH SOLE 11,782 0 0
OLD DOMINI COM Equities 679580100 2,112,156 12,150 SH SOLE 12,150 0 0
ORACLE CORPORATION Equities 68389X105 1,713,916 12,483 SH SOLE 12,483 0 0
PALO ALTO NETWORKS Equities 697435105 2,855,864 7,188 SH SOLE 7,188 0 0
PARKER HANNIFIN CORP Equities 701094104 2,098,102 2,196 SH SOLE 2,196 0 0
PEPSICO INC Equities 713448108 27,372 216 SH DFND 216 0 0
PEPSICO INC Equities 713448108 383,581 3,027 SH SOLE 3,027 0 0
PFIZER INC Equities 717081103 154,493 5,417 SH DFND 5,417 0 0
PFIZER INC Equities 717081103 355,587 12,468 SH SOLE 12,468 0 0
PGIM AAA CLO ETF Equities 69344A834 2,015,133 39,289 SH SOLE 39,289 0 0
PHILIP MORRIS INTL Equities 718172109 76,328 400 SH DFND 400 0 0
PHILIP MORRIS INTL Equities 718172109 298,633 1,565 SH SOLE 1,565 0 0
PHILLIPS 66 Equities 718546104 508,067 1,990 SH SOLE 1,990 0 0
PNC FINANCIAL SERV Equities 693475105 112,241 505 SH SOLE 505 0 0
PNC FINANCIAL SERV Equities 693475105 288,938 1,300 SH DFND 1,300 0 0
PROCTER & GAMBLE CO Equities 742718109 1,525,731 10,502 SH SOLE 10,502 0 0
PROCTER & GAMBLE CO Equities 742718109 116,224 800 SH DFND 800 0 0
PROG CORP OHIO Equities 743315103 3,139,710 15,145 SH SOLE 15,145 0 0
QUALCOMM INC Equities 747525103 5,129,931 27,874 SH SOLE 27,874 0 0
QUANTA SERVICES INC Equities 74762E102 3,055,135 4,755 SH SOLE 4,755 0 0
RAYMOND JAMES INC Equities 754730109 234,028 1,481 SH SOLE 1,481 0 0
REGENERON PHARMA Equities 75886F107 1,772,077 2,337 SH SOLE 2,337 0 0
S&P GLOBAL INC Equities 78409V104 6,561,614 16,634 SH SOLE 16,634 0 0
SALESFORCE INC Equities 79466L302 1,558,092 6,787 SH SOLE 6,787 0 0
SELECTED AMERICAN SH Mutual Funds 816221204 205,595 4,727 SH SOLE 4,727 0 0
SERVICENOW INC Equities 81762P102 1,013,920 7,566 SH SOLE 7,566 0 0
SHERWIN WILLIAMS Equities 824348106 4,859,071 15,031 SH SOLE 15,031 0 0
SPDR GOLD TR Equities 78463V107 533,176 1,400 SH SOLE 1,400 0 0
SPOTIFY TECHNOLOGY Equities L8681T102 1,715,578 3,520 SH SOLE 3,520 0 0
STARBUCKS CORP Equities 855244109 497,142 5,291 SH SOLE 5,291 0 0
STATE STREET ENERGY SELECT SECT Equities 81369Y506 646,181 10,507 SH SOLE 10,507 0 0
STATE STREET FINANCIAL SELECT S Equities 81369Y605 334,177 6,258 SH SOLE 6,258 0 0
STATE STREET HEALTH CARE SELECT Equities 81369Y209 2,113,334 12,548 SH SOLE 12,548 0 0
STATE STREET SPDR S&P 500 ETF Equities 78462F103 21,457,358 28,136 SH SOLE 27,931 205 0
STATE STREET SPDR S&P MIDCAP 40 Equities 78467Y107 11,478,634 17,479 SH SOLE 17,479 0 0
STRYKER CORP Equities 863667101 4,218,424 15,318 SH SOLE 15,318 0 0
TAIWAN SEMICONDUCTOR Equities 874039100 656,914 1,440 SH SOLE 1,440 0 0
TARGA RES CORP Equities 87612G101 963,385 3,564 SH SOLE 3,564 0 0
TESLA, INC Equities 88160R101 452,383 1,275 SH SOLE 1,275 0 0
TEXAS INSTRUMENTS Equities 882508104 303,337 1,083 SH SOLE 1,083 0 0
THERMO FISHER Equities 883556102 363,852 539 SH SOLE 539 0 0
TJX COS INC NEW Equities 872540109 2,906,718 21,969 SH SOLE 21,969 0 0
TRACTOR SUPPLY CO Equities 892356106 1,664,816 53,206 SH SOLE 53,206 0 0
UBER TECHNOLOGIES Equities 90353T100 808,007 11,794 SH SOLE 11,794 0 0
ULTA BEAUTY INC Equities 90384S303 951,428 1,742 SH SOLE 1,742 0 0
UNION PACIFIC CORP Equities 907818108 1,890,487 6,947 SH SOLE 6,947 0 0
UNITED RENTALS INC Equities 911363109 8,783,846 8,777 SH SOLE 8,777 0 0
UNITEDHEALTH GROUP INC COM Equities 91324P102 2,672,709 7,281 SH SOLE 7,281 0 0
VALERO ENERGY CORP Equities 91913Y100 11,843,036 30,554 SH SOLE 30,554 0 0
VANGD INDEX REIT 986 Equities 922908553 633,505 7,068 SH SOLE 7,068 0 0
VANGUARD EMG MKT ETF Equities 921946885 2,927,906 46,379 SH SOLE 46,379 0 0
VANGUARD FTSE DEV MK Equities 921943858 1,909,930 27,049 SH DFND 27,049 0 0
VANGUARD FTSE DEV MK Equities 921943858 15,530,952 219,954 SH SOLE 219,954 0 0
VANGUARD FTSE EMG MK Equities 922042858 7,227,695 121,863 SH SOLE 121,863 0 0
VANGUARD FTSE EMG MK Equities 922042858 942,377 15,889 SH DFND 15,889 0 0
VANGUARD INTER-TERM Mutual Funds 922907878 3,211,280 247,212 SH SOLE 247,212 0 0
VANGUARD MORNINGSTAR SMALL-CAP Equities 922908751 235,558 828 SH SOLE 828 0 0
VANGUARD MORNINGSTAR TOTAL STOC Equities 922908769 237,642 635 SH SOLE 635 0 0
VANGUARD MORNINGSTAR TOTAL STOC Mutual Funds 922908728 412,215 2,263 SH SOLE 2,263 0 0
VANGUARD RUSSELL Equities 92206C664 290,702 2,590 SH SOLE 2,590 0 0
VANGUARD S&P 500 ETF Equities 922908363 892,196 1,273 SH SOLE 1,273 0 0
VERTEX PHARMACEUTICA Equities 92532F100 920,668 1,761 SH SOLE 1,761 0 0
VISA INC CLASS A Equities 92826C839 13,756,230 38,283 SH SOLE 38,283 0 0
WAL MART STORES INC Equities 931142103 3,834,544 36,899 SH SOLE 36,899 0 0
WASTE MANAGEMENT NEW Equities 94106L109 1,585,478 7,775 SH SOLE 7,775 0 0
WILLIAMS COS INC Equities 969457100 5,113,655 75,234 SH SOLE 75,234 0 0
XCEL ENERGY INC Equities 98389B100 936,750 13,291 SH SOLE 13,291 0 0
ZOETIS INC Equities 98978V103 755,421 10,818 SH SOLE 10,818 0 0