The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC Common Stock 00287Y109 326,203 1,247 SH SOLE 1,247 0 0
ABBVIE INC Common Stock 00287Y109 2,807,122 10,731 SH OTR 10,731 0 0
ALPHABET INC Common Stock 02079K107 177,866 522 SH SOLE 522 0 0
ALPHABET INC Common Stock 02079K107 93,704 275 SH OTR 275 0 0
ALPHABET INC Common Stock 02079K305 3,586,002 10,422 SH SOLE 10,422 0 0
ALPHABET INC Common Stock 02079K305 484,809 1,409 SH OTR 1,409 0 0
AMAZON COM INC Common Stock 023135106 990,620 3,976 SH SOLE 3,976 0 0
AMAZON COM INC Common Stock 023135106 552,366 2,217 SH OTR 2,217 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101 321,158 2,707 SH SOLE 2,707 0 0
AMERICAN ELEC PWR CO INC Common Stock 025537101 909,613 7,667 SH OTR 7,667 0 0
APPLE INC Common Stock 037833100 1,541,883 4,630 SH SOLE 4,630 0 0
APPLE INC Common Stock 037833100 895,824 2,690 SH OTR 2,690 0 0
AT&T INC Common Stock 00206R102 63,952 2,621 SH SOLE 2,621 0 0
AT&T INC Common Stock 00206R102 325,301 13,332 SH OTR 13,332 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 103,224 400 SH SOLE 400 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 387,090 1,500 SH OTR 1,500 0 0
BANK AMERICA CORP Common Stock 060505104 89,918 1,652 SH SOLE 1,652 0 0
BANK AMERICA CORP Common Stock 060505104 646,356 11,875 SH OTR 11,875 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 17,472 280 SH SOLE 280 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 420,014 6,731 SH OTR 6,731 0 0
BROADCOM INC Common Stock 11135F101 1,805,819 5,142 SH SOLE 5,142 0 0
BROADCOM INC Common Stock 11135F101 3,512 10 SH OTR 10 0 0
CATERPILLAR INC Common Stock 149123101 184,860 228 SH SOLE 228 0 0
CATERPILLAR INC Common Stock 149123101 3,404,507 4,199 SH OTR 4,199 0 0
CHEVRON CORP NEW Common Stock 166764100 880,554 4,312 SH SOLE 4,312 0 0
CHEVRON CORP NEW Common Stock 166764100 2,112,757 10,346 SH OTR 10,346 0 0
CISCO SYS INC Common Stock 17275R102 822,186 7,639 SH SOLE 7,639 0 0
CISCO SYS INC Common Stock 17275R102 3,967,242 36,860 SH OTR 36,860 0 0
CITIZENS FINANCIAL SERVS INC Common Stock 174615104 8,349 106 SH SOLE 106 0 0
CITIZENS FINANCIAL SERVS INC Common Stock 174615104 834,822 10,620 SH OTR 10,620 0 0
COCA COLA CO Common Stock 191216100 623,047 7,238 SH SOLE 7,238 0 0
COCA COLA CO Common Stock 191216100 1,504,420 17,477 SH OTR 17,477 0 0
COMMUNITY FINANCIAL SYSTEM INC Common Stock 203607106 243,400 4,088 SH OTR 4,088 0 0
CONOCOPHILLIPS Common Stock 20825C104 376,326 3,007 SH SOLE 3,007 0 0
CONOCOPHILLIPS Common Stock 20825C104 383,334 3,063 SH OTR 3,063 0 0
CORNING INC Common Stock 219350105 1,299,733 8,453 SH SOLE 8,453 0 0
CORNING INC Common Stock 219350105 4,522,235 29,411 SH OTR 29,411 0 0
CORTEVA INC Common Stock 22052L104 19,801 255 SH SOLE 255 0 0
CORTEVA INC Common Stock 22052L104 306,019 3,941 SH OTR 3,941 0 0
CVS HEALTH CORP Common Stock 126650100 31,705 370 SH SOLE 370 0 0
CVS HEALTH CORP Common Stock 126650100 220,223 2,570 SH OTR 2,570 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V799 2,940,237 78,177 SH SOLE 78,177 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V880 8,123,373 219,432 SH SOLE 219,432 0 0
DISNEY WALT CO Common Stock 254687106 31,995 305 SH SOLE 305 0 0
DISNEY WALT CO Common Stock 254687106 512,541 4,886 SH OTR 4,886 0 0
DOLLAR GEN CORP NEW Common Stock 256677105 404,180 3,380 SH SOLE 3,380 0 0
EMERSON ELEC CO Common Stock 291011104 13,339 86 SH SOLE 86 0 0
EMERSON ELEC CO Common Stock 291011104 204,112 1,316 SH OTR 1,316 0 0
EXXONMOBIL HOLDINGS CORP Common Stock 30233Q108 169,748 1,043 SH SOLE 1,043 0 0
EXXONMOBIL HOLDINGS CORP Common Stock 30233Q108 192,045 1,180 SH OTR 1,180 0 0
FEDERATED HERMES INC Common Stock 314211103 20,970 372 SH SOLE 372 0 0
FEDERATED HERMES INC Common Stock 314211103 273,958 4,860 SH OTR 4,860 0 0
GILEAD SCIENCES INC Common Stock 375558103 585,617 3,929 SH SOLE 3,929 0 0
GILEAD SCIENCES INC Common Stock 375558103 272,762 1,830 SH OTR 1,830 0 0
HERSHEY CO Common Stock 427866108 21,120 134 SH SOLE 134 0 0
HERSHEY CO Common Stock 427866108 217,502 1,380 SH OTR 1,380 0 0
HOME DEPOT INC Common Stock 437076102 184,919 650 SH SOLE 650 0 0
HOME DEPOT INC Common Stock 437076102 1,228,428 4,318 SH OTR 4,318 0 0
HONEYWELL AEROSPACE INC Common Stock 43849R105 168,762 1,089 SH SOLE 1,089 0 0
HONEYWELL AEROSPACE INC Common Stock 43849R105 65,087 420 SH OTR 420 0 0
HONEYWELL INTL INC Common Stock 438516205 273,378 1,296 SH SOLE 1,296 0 0
HONEYWELL INTL INC Common Stock 438516205 88,595 420 SH OTR 420 0 0
IGC PHARMA INC Common Stock 45408X308 20,168 75,000 SH SOLE 75,000 0 0
INTEL CORP Common Stock 458140100 120,230 1,000 SH SOLE 1,000 0 0
INTEL CORP Common Stock 458140100 394,956 3,285 SH OTR 3,285 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 15,811 104 SH SOLE 104 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 768,968 5,058 SH OTR 5,058 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 675,625 3,072 SH SOLE 3,072 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 742,704 3,377 SH OTR 3,377 0 0
ISHARES TR Exchange Traded Fund 464287150 341,207 2,052 SH SOLE 2,052 0 0
ISHARES TR Exchange Traded Fund 464287150 169,772 1,021 SH OTR 1,021 0 0
ISHARES TR Exchange Traded Fund 464287200 121,770 159 SH SOLE 159 0 0
ISHARES TR Exchange Traded Fund 464287200 1,730,821 2,260 SH OTR 2,260 0 0
ISHARES TR Exchange Traded Fund 464287473 61,081 380 SH SOLE 380 0 0
ISHARES TR Exchange Traded Fund 464287473 199,639 1,242 SH OTR 1,242 0 0
ISHARES TR Exchange Traded Fund 464287499 467,710 4,383 SH SOLE 4,383 0 0
ISHARES TR Exchange Traded Fund 464287499 95,185 892 SH OTR 892 0 0
ISHARES TR Exchange Traded Fund 464287507 451,702 6,278 SH SOLE 6,278 0 0
ISHARES TR Exchange Traded Fund 464287507 71,950 1,000 SH OTR 1,000 0 0
ISHARES TR Exchange Traded Fund 464287622 99,871 240 SH SOLE 240 0 0
ISHARES TR Exchange Traded Fund 464287622 256,336 616 SH OTR 616 0 0
ISHARES TR Exchange Traded Fund 464287804 372,886 2,741 SH SOLE 2,741 0 0
ISHARES TR Exchange Traded Fund 464287804 45,029 331 SH OTR 331 0 0
ISHARES TR Exchange Traded Fund 464288208 636,417 6,736 SH OTR 6,736 0 0
ISHARES TR Exchange Traded Fund 464288406 260,936 2,844 SH OTR 2,844 0 0
JOHNSON & JOHNSON Common Stock 478160104 610,226 2,305 SH SOLE 2,305 0 0
JOHNSON & JOHNSON Common Stock 478160104 3,355,050 12,673 SH OTR 12,673 0 0
JP MORGAN CORE PLUS Exchange Traded Fund 46641Q670 13,702,053 305,986 SH SOLE 305,986 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 966,354 2,921 SH SOLE 2,921 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 71,128 215 SH OTR 215 0 0
JPMORGAN Exchange Traded Fund 46641Q761 8,509,509 115,305 SH SOLE 115,305 0 0
LABCORP HOLDINGS INC Common Stock 504922105 305,337 991 SH SOLE 991 0 0
LAZARD INC Common Stock 52110M109 128,979 3,560 SH SOLE 3,560 0 0
LAZARD INC Common Stock 52110M109 277,160 7,650 SH OTR 7,650 0 0
LILLY ELI & CO Common Stock 532457108 570,440 493 SH SOLE 493 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 544,898 1,070 SH SOLE 1,070 0 0
M & T BK CORP Common Stock 55261F104 276,134 1,269 SH SOLE 1,269 0 0
M & T BK CORP Common Stock 55261F104 1,555,840 7,150 SH OTR 5,150 2,000 0
MARSH Common Stock 571748102 322,509 1,889 SH SOLE 1,889 0 0
MCDONALDS CORP Common Stock 580135101 205,998 892 SH SOLE 892 0 0
MCDONALDS CORP Common Stock 580135101 80,829 350 SH OTR 350 0 0
MERCK & CO INC Common Stock 58933Y105 442,905 3,048 SH SOLE 3,048 0 0
MERCK & CO INC Common Stock 58933Y105 2,878,010 19,806 SH OTR 19,806 0 0
META PLATFORMS INC Common Stock 30303M102 807,851 1,114 SH SOLE 1,114 0 0
META PLATFORMS INC Common Stock 30303M102 18,130 25 SH OTR 25 0 0
METLIFE INC Common Stock 59156R108 658,838 6,997 SH SOLE 6,997 0 0
METLIFE INC Common Stock 59156R108 982,654 10,436 SH OTR 10,436 0 0
MICROSOFT CORP Common Stock 594918104 2,318,308 4,520 SH SOLE 4,520 0 0
MICROSOFT CORP Common Stock 594918104 3,207,164 6,253 SH OTR 6,253 0 0
MONDELEZ INTL INC Common Stock 609207105 13,010 225 SH SOLE 225 0 0
MONDELEZ INTL INC Common Stock 609207105 463,890 8,023 SH OTR 8,023 0 0
MORGAN STANLEY Common Stock 617446448 536,216 2,851 SH SOLE 2,851 0 0
MORGAN STANLEY Common Stock 617446448 900,903 4,790 SH OTR 4,790 0 0
NEWMONT CORP Common Stock 651639106 630,102 5,463 SH SOLE 5,463 0 0
NEWMONT CORP Common Stock 651639106 194,925 1,690 SH OTR 1,690 0 0
NEXTERA ENERGY INC Common Stock 65339F101 765,807 10,111 SH SOLE 10,111 0 0
NEXTERA ENERGY INC Common Stock 65339F101 1,210,855 15,987 SH OTR 15,987 0 0
NORTHWEST BANCSHARES INC MD Common Stock 667340103 1,145,277 77,175 SH SOLE 77,175 0 0
NUCOR CORP Common Stock 670346105 256,891 1,099 SH SOLE 1,099 0 0
NVIDIA CORPORATION Common Stock 67066G104 568,666 2,490 SH SOLE 2,490 0 0
NVIDIA CORPORATION Common Stock 67066G104 2,991,321 13,098 SH OTR 13,098 0 0
ORACLE CORP Common Stock 68389X105 219,405 1,598 SH SOLE 1,598 0 0
ORACLE CORP Common Stock 68389X105 55,607 405 SH OTR 405 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 2,665,553 6,709 SH SOLE 6,709 0 0
PAYPAL HLDGS INC Common Stock 70450Y103 21,012 400 SH SOLE 400 0 0
PAYPAL HLDGS INC Common Stock 70450Y103 220,626 4,200 SH OTR 4,200 0 0
PEPSICO INC Common Stock 713448108 87,057 687 SH SOLE 687 0 0
PEPSICO INC Common Stock 713448108 349,747 2,760 SH OTR 2,760 0 0
PFIZER INC Common Stock 717081103 44,833 1,572 SH SOLE 1,572 0 0
PFIZER INC Common Stock 717081103 362,803 12,721 SH OTR 12,721 0 0
PHILLIPS 66 Common Stock 718546104 48,509 190 SH SOLE 190 0 0
PHILLIPS 66 Common Stock 718546104 518,790 2,032 SH OTR 2,032 0 0
PPL CORP Common Stock 69351T106 332,090 10,097 SH SOLE 10,097 0 0
PPL CORP Common Stock 69351T106 1,331,946 40,497 SH OTR 40,497 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 149,057 1,026 SH SOLE 1,026 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 935,603 6,440 SH OTR 6,440 0 0
QUALCOMM INC Common Stock 747525103 841,431 4,572 SH SOLE 4,572 0 0
QUALCOMM INC Common Stock 747525103 1,907,575 10,365 SH OTR 10,365 0 0
RTX CORPORATION Common Stock 75513E101 168,199 906 SH SOLE 906 0 0
RTX CORPORATION Common Stock 75513E101 241,345 1,300 SH OTR 1,300 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524102 952,868 32,510 SH OTR 32,510 0 0
SCHWAB STRATEGIC TR Exchange Traded Fund 808524201 234,000 7,800 SH OTR 7,800 0 0
STATE STREET SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 1,206,481 1,582 SH SOLE 1,582 0 0
STATE STREET SPDR S&P MIDCAP 400 ETF TR Exchange Traded Fund 78467Y107 466,264 710 SH SOLE 710 0 0
T ROWE PRICE ETF INC Exchange Traded Fund 87283Q701 3,522,494 71,061 SH SOLE 71,061 0 0
TRUIST FINL CORP Common Stock 89832Q109 993,274 21,453 SH SOLE 21,453 0 0
TRUIST FINL CORP Common Stock 89832Q109 100,980 2,181 SH OTR 2,181 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 297,139 3,180 SH SOLE 3,180 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 337,599 3,613 SH OTR 3,613 0 0
US BANCORP DEL Common Stock 902973304 40,143 695 SH SOLE 695 0 0
US BANCORP DEL Common Stock 902973304 251,256 4,350 SH OTR 4,350 0 0
VANGUARD Exchange Traded Fund 922908363 6,020,387 8,590 SH SOLE 8,590 0 0
VANGUARD MORNINGSTAR Exchange Traded Fund 922908629 114,258 1,457 SH SOLE 1,457 0 0
VANGUARD MORNINGSTAR Exchange Traded Fund 922908629 160,447 2,046 SH OTR 2,046 0 0
VANGUARD MORNINGSTAR Exchange Traded Fund 922908751 256,041 900 SH SOLE 900 0 0
VANGUARD MORNINGSTAR TOTAL Exchange Traded Fund 922908769 1,164,635 3,112 SH OTR 3,112 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 711,902 15,520 SH SOLE 15,520 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 1,065,606 23,231 SH OTR 23,231 0 0
WALMART INC Common Stock 931142103 101,842 980 SH SOLE 980 0 0
WALMART INC Common Stock 931142103 509,416 4,902 SH OTR 4,902 0 0
WELLS FARGO CO NEW Common Stock 949746101 267,207 3,338 SH SOLE 3,338 0 0
WELLS FARGO CO NEW Common Stock 949746101 62,439 780 SH OTR 780 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 45,747 515 SH SOLE 515 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 282,035 3,175 SH OTR 3,175 0 0