The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,635,552 4,800 SH SOLE 4,800 0 0
ALPHABET INC CAP STK CL A 02079K305 1,651,584 4,800 SH SOLE 4,800 0 0
AMAZON COM INC COM 023135106 1,161,039 4,660 SH SOLE 4,660 0 0
AMERICAN EXPRESS CO COM 025816109 851,480 2,800 SH SOLE 2,800 0 0
APPLE INC COM 037833100 6,907,834 20,743 SH SOLE 20,743 0 0
BAKER HUGHES COMPANY CL A 05722G100 205,875 3,750 SH SOLE 3,750 0 0
BANK OF AMER CORP COM 060505104 1,061,385 19,500 SH SOLE 19,500 0 0
CAPITAL ONE FINL CORP COM 14040H105 209,481 1,085 SH SOLE 1,085 0 0
CHARLES SCHWAB CORP (THE) COM 808513105 850,338 8,700 SH SOLE 8,700 0 0
EQUINIX INC COM 29444U700 341,914 338 SH SOLE 338 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,945,916 68,035 SH SOLE 68,035 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 900,360 1,000 SH SOLE 1,000 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 1,279,508 25,755 SH SOLE 25,755 0 0
ISHARES TR CORE S&P500 ETF 464287200 463,273 604 SH SOLE 604 0 0
ISHARES TR EXPND TEC SC ETF 464287549 1,390,523 8,226 SH SOLE 8,226 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 236,981 549 SH SOLE 549 0 0
ISHARES TR CORE S&P SCP ETF 464287804 790,120 5,808 SH SOLE 5,808 0 0
JOHNSON CONTROLS INTERNATION SHS G51502105 501,694 3,375 SH SOLE 3,375 0 0
JPMORGAN CHASE & CO COM 46625H100 650,743 1,967 SH SOLE 1,967 0 0
MICROSOFT CORP COM 594918104 2,208,035 4,305 SH SOLE 4,305 0 0
MORGAN STANLEY COM NEW 617446448 211,590 1,125 SH SOLE 1,125 0 0
OCCIDENTAL PETE CORP COM 674599105 628,878 11,368 SH SOLE 11,368 0 0
QUALCOMM INC COM 747525103 350,596 1,905 SH SOLE 1,905 0 0
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 3,398,886 58,240 SH SOLE 58,240 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 971,353 26,648 SH SOLE 26,648 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,630,829 95,770 SH SOLE 95,770 0 0
SPDR GOLD TR GOLD SHS 78463V107 260,875 685 SH SOLE 685 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 6,885,786 9,029 SH SOLE 9,029 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 638,597 946 SH SOLE 946 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 11,188,286 39,327 SH SOLE 39,327 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 65,861,983 175,988 SH SOLE 175,988 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 471,937 5,251 SH SOLE 5,251 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 2,308,138 25,614 SH SOLE 25,614 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,133,073 90,079 SH SOLE 90,079 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,542,644 127,173 SH SOLE 127,173 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 281,120 3,308 SH SOLE 3,308 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 23,215,012 328,777 SH SOLE 328,777 0 0
VISA INC COM CL A 92826C839 1,149,856 3,200 SH SOLE 3,200 0 0
WELLS FARGO & CO COM 949746101 256,160 3,200 SH SOLE 3,200 0 0