The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 218,341 840 SH SOLE 0 0 840
ADVANCED MICRO DEVICES INC COM 007903107 570,166 926 SH SOLE 0 0 926
ALPHABET INC CAP STK CL A 02079K305 421,447 1,246 SH SOLE 0 0 1,246
ALPHABET INC CAP STK CL C 02079K107 632,013 1,887 SH SOLE 0 0 1,887
ALPS ETF TR INTL SEC DV DOG 00162Q718 626,915 15,082 SH SOLE 0 0 15,082
AMAZON COM INC COM 023135106 750,648 3,024 SH SOLE 0 0 3,024
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,580,275 46,854 SH SOLE 0 0 46,854
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 16,758,491 155,085 SH SOLE 0 0 155,085
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,029,484 32,208 SH SOLE 0 0 32,208
AMGEN INC COM 031162100 207,708 510 SH SOLE 0 0 510
APPLE INC COM 037833100 8,143,319 24,653 SH SOLE 0 0 24,653
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 641,641 1,282 SH SOLE 0 0 1,282
BROADCOM INC COM 11135F101 786,936 2,290 SH SOLE 0 0 2,290
CATERPILLAR INC COM 149123101 280,133 339 SH SOLE 0 0 339
CHEVRON CORPORATION COM 166764100 259,703 1,254 SH SOLE 0 0 1,254
CISCO SYS INC COM 17275R102 390,557 3,591 SH SOLE 0 0 3,591
COCA COLA CO COM 191216100 268,115 3,114 SH SOLE 0 0 3,114
CUMMINS INC COM 231021106 245,058 474 SH SOLE 0 0 474
DEERE & CO COM 244199105 2,017,243 3,023 SH SOLE 0 0 3,023
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 314,745 5,994 SH SOLE 0 0 5,994
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,551,491 39,438 SH SOLE 0 0 39,438
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 14,827,539 318,461 SH SOLE 0 0 318,461
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,047,170 65,899 SH SOLE 0 0 65,899
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 4,899,035 146,327 SH SOLE 0 0 146,327
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 941,669 22,079 SH SOLE 0 0 22,079
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 14,396,249 362,352 SH SOLE 0 0 362,352
DISNEY WALT CO COM 254687106 296,855 2,930 SH SOLE 0 0 2,930
EA SERIES TRUST BRID OMN SMA ETF 02072L532 27,290,940 966,800 SH SOLE 0 0 966,800
ELI LILLY & CO COM 532457108 250,902 218 SH SOLE 0 0 218
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 285,766 1,744 SH SOLE 0 0 1,744
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,799,510 37,373 SH SOLE 0 0 37,373
HIGH TIDE INC COM NEW 42981E401 34,056 12,755 SH SOLE 0 0 12,755
INTERNATIONAL BUSINESS MACHS COM 459200101 471,546 2,090 SH SOLE 0 0 2,090
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 192,258 18,923 SH SOLE 0 0 18,923
INVESCO QQQ TR UNIT SER 1 46090E103 2,989,168 4,028 SH SOLE 0 0 4,028
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 1,998,701 41,674 SH SOLE 0 0 41,674
ISHARES INC CORE MSCI EMKT 46434G103 1,804,708 22,220 SH SOLE 0 0 22,220
ISHARES TR MSCI INTL QUALTY 46434V456 529,589 10,764 SH SOLE 0 0 10,764
ISHARES TR MSCI USA VALUE 46432F388 714,884 3,568 SH SOLE 0 0 3,568
ISHARES TR CORE MSCI INTL 46435G326 17,690,495 199,509 SH SOLE 0 0 199,509
ISHARES TR S&P MC 400VL ETF 464287705 239,760 1,724 SH SOLE 0 0 1,724
ISHARES TR S&P MC 400GR ETF 464287606 684,707 6,177 SH SOLE 0 0 6,177
ISHARES TR S&P 500 VAL ETF 464287408 365,776 1,600 SH SOLE 0 0 1,600
ISHARES TR S&P 500 GRWT ETF 464287309 2,616,108 18,355 SH SOLE 0 0 18,355
ISHARES TR RUS 1000 GRW ETF 464287614 8,932,111 71,042 SH SOLE 0 0 71,042
ISHARES TR RUS 2000 VAL ETF 464287630 669,128 3,178 SH SOLE 0 0 3,178
ISHARES TR RUS 2000 GRW ETF 464287648 1,576,195 4,407 SH SOLE 0 0 4,407
ISHARES TR RUS MD CP GR ETF 464287481 3,705,487 26,536 SH SOLE 0 0 26,536
ISHARES TR RUS MDCP VAL ETF 464287473 3,702,592 22,888 SH SOLE 0 0 22,888
ISHARES TR MSCI EMG MKT ETF 464287234 2,797,067 41,866 SH SOLE 0 0 41,866
ISHARES TR NATIONAL MUN ETF 464288414 1,297,355 12,802 SH SOLE 0 0 12,802
ISHARES TR EAFE VALUE ETF 464288877 614,317 7,888 SH SOLE 0 0 7,888
ISHARES TR CORE S&P TTL STK 464287150 108,394,923 650,357 SH SOLE 0 0 650,357
ISHARES TR 3 7 YR TREAS BD 464288661 313,664 2,766 SH SOLE 0 0 2,766
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 696,725 14,993 SH SOLE 0 0 14,993
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,679,451 35,216 SH SOLE 0 0 35,216
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 710,981 15,927 SH SOLE 0 0 15,927
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 232,268 3,820 SH SOLE 0 0 3,820
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 1,933,889 23,823 SH SOLE 0 0 23,823
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 254,938 4,558 SH SOLE 0 0 4,558
JOHNSON & JOHNSON COM 478160104 291,630 1,127 SH SOLE 0 0 1,127
JPMORGAN CHASE & CO COM 46625H100 976,455 2,931 SH SOLE 0 0 2,931
MERCK & CO INC COM 58933Y105 263,316 1,831 SH SOLE 0 0 1,831
META PLATFORMS INC CL A 30303M102 257,117 354 SH SOLE 0 0 354
MICROSOFT CORP COM 594918104 1,866,324 3,639 SH SOLE 0 0 3,639
MORGAN STANLEY COM NEW 617446448 220,348 1,172 SH SOLE 0 0 1,172
NYLIM ACTIVE ETF TR MACKAY MUN INTER 45409F827 324,472 14,083 SH SOLE 0 0 14,083
NVIDIA CORPORATION COM 67066G104 1,598,068 6,922 SH SOLE 0 0 6,922
ORACLE CORP COM 68389X105 211,799 1,534 SH SOLE 0 0 1,534
PALANTIR TECHNOLOGIES INC CL A 69608A108 416,568 2,192 SH SOLE 0 0 2,192
PFIZER INC COM 717081103 222,327 7,906 SH SOLE 0 0 7,906
PIMCO ETF TR INTER MUN BD ACT 72201R866 660,713 13,270 SH SOLE 0 0 13,270
PROCTER & GAMBLE CO COM 742718109 344,760 2,395 SH SOLE 0 0 2,395
QUANTA SVCS INC COM 74762E102 1,205,269 1,819 SH SOLE 0 0 1,819
SANDISK CORP COM 80004C200 606,027 339 SH SOLE 0 0 339
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 985,072 44,634 SH SOLE 0 0 44,634
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 15,361,038 470,332 SH SOLE 0 0 470,332
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 16,253,780 596,469 SH SOLE 0 0 596,469
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 40,640,204 1,128,895 SH SOLE 0 0 1,128,895
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 20,954,653 627,761 SH SOLE 0 0 627,761
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 200,825 2,500 SH SOLE 0 0 2,500
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 324,370 2,191 SH SOLE 0 0 2,191
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 14,790,888 368,299 SH SOLE 0 0 368,299
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 732,560 30,754 SH SOLE 0 0 30,754
SPDR SERIES TRUST ST STR SP400GRW 78464A821 1,099,269 10,394 SH SOLE 0 0 10,394
SPDR SERIES TRUST ST STR SP DIV 78464A763 360,908 2,447 SH SOLE 0 0 2,447
SPDR SERIES TRUST ST STR SP400VAL 78464A839 2,133,352 23,863 SH SOLE 0 0 23,863
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,293,167 14,012 SH SOLE 0 0 14,012
SPDR SERIES TRUST ST STR SP600SM C 78464A300 3,011,222 29,238 SH SOLE 0 0 29,238
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 2,366,597 22,021 SH SOLE 0 0 22,021
SPDR SERIES TRUST ST STR P500VAL 78464A508 5,633,039 91,983 SH SOLE 0 0 91,983
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 4,699,847 200,591 SH SOLE 0 0 200,591
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,911,577 2,502 SH SOLE 0 0 2,502
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 316,432 477 SH SOLE 0 0 477
TESLA INC COM 88160R101 1,719,534 4,856 SH SOLE 0 0 4,856
TEXAS INSTRS INC COM 882508104 278,216 989 SH SOLE 0 0 989
UMB FINL CORP COM 902788108 3,573,437 27,532 SH SOLE 0 0 27,532
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,617,315 33,652 SH SOLE 0 0 33,652
VANGUARD BD INDEX FDS INTERMED TERM 921937819 278,276 3,823 SH SOLE 0 0 3,823
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 2,081,392 7,057 SH SOLE 0 0 7,057
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 1,899,999 9,630 SH SOLE 0 0 9,630
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 3,719,114 10,927 SH SOLE 0 0 10,927
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 1,841,242 7,920 SH SOLE 0 0 7,920
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 6,039,202 16,097 SH SOLE 0 0 16,097
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,524,737 3,595 SH SOLE 0 0 3,595
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,471,704 41,872 SH SOLE 0 0 41,872
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 8,989,401 185,693 SH SOLE 0 0 185,693
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 20,140,791 355,593 SH SOLE 0 0 355,593
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,270,748 26,852 SH SOLE 0 0 26,852
VANGUARD STAR FDS VG TL INTL STK F 921909768 10,974,249 129,934 SH SOLE 0 0 129,934
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 618,081 6,192 SH SOLE 0 0 6,192
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 394,358 4,202 SH SOLE 0 0 4,202
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,692,813 30,208 SH SOLE 0 0 30,208
VANGUARD WORLD FD INF TECH ETF 92204A702 700,079 5,512 SH SOLE 0 0 5,512
WALMART INC COM 931142103 796,755 7,642 SH SOLE 0 0 7,642
WESTERN DIGITAL CORP COM 958102105 473,199 1,023 SH SOLE 0 0 1,023
WISDOMTREE TR US HIGH DIVIDEND 97717W208 308,505 2,754 SH SOLE 0 0 2,754
WISDOMTREE TR US MIDCAP DIVID 97717W505 812,776 14,971 SH SOLE 0 0 14,971
WISDOMTREE TR US QTLY DIV GRT 97717X669 477,358 4,900 SH SOLE 0 0 4,900