The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Common Stock 88579Y101 479,646 2,922 SH SOLE 2,922 0 0
ABBVIE Common Stock 00287Y109 630,170 2,409 SH SOLE 2,409 0 0
ADOBE SYS Common Stock 00724F101 489,718 2,041 SH SOLE 2,041 0 0
ADVANCED MICRO DEVICES Common Stock 007903107 228,798 374 SH SOLE 374 0 0
AIR PRODS & Common Stock 009158106 297,706 1,070 SH SOLE 1,070 0 0
ALPHABET Common Stock 02079K305 5,178,404 15,050 SH SOLE 15,050 0 0
AMAZON.COM Common Stock 023135106 1,971,026 7,911 SH SOLE 7,911 0 0
AMERICAN ELECTRIC Common Stock 025537101 305,379 2,574 SH SOLE 2,574 0 0
ANALOG Common Stock 032654105 2,086,298 5,259 SH SOLE 5,259 0 0
APPLE Common Stock 037833100 4,571,033 13,726 SH SOLE 13,726 0 0
AT&T Common Stock 00206R102 522,648 21,420 SH SOLE 21,420 0 0
BANK NEW YORK MELLON Common Stock 064058100 1,208,384 8,355 SH SOLE 8,355 0 0
BECTON DICKINSON Common Stock 075887109 232,700 1,300 SH SOLE 1,300 0 0
BERKSHIRE HATHAWAY INC Common Stock 084670702 5,076,102 10,194 SH SOLE 10,194 0 0
BLACKROCK Common Stock 09290D101 342,886 324 SH SOLE 324 0 0
CATERPILLAR Common Stock 149123101 865,924 1,068 SH SOLE 1,068 0 0
CENCORA Common Stock 03073E105 1,240,033 4,130 SH SOLE 4,130 0 0
CHARLES SCHWAB Common Stock 808513105 415,004 4,246 SH SOLE 4,246 0 0
CHEVRON Common Stock 166764100 818,065 4,006 SH SOLE 4,006 0 0
CISCO SYSTEMS Common Stock 17275R102 1,220,524 11,340 SH SOLE 11,340 0 0
CITIGROUP Common Stock 172967424 335,353 2,590 SH SOLE 2,590 0 0
CME GROUP Common Stock 12572Q105 445,104 1,699 SH SOLE 1,699 0 0
COCA COLA Common Stock 191216100 877,500 10,194 SH SOLE 10,194 0 0
COMCAST Common Stock 20030N101 590,175 27,122 SH SOLE 27,122 0 0
CONOCO Common Stock 20825C104 365,438 2,920 SH SOLE 2,920 0 0
CVS HEALTH Common Stock 126650100 769,925 8,985 SH SOLE 8,985 0 0
DEVON ENERGY Common Stock 25179M103 427,021 9,275 SH SOLE 9,275 0 0
ELEVANCE HEALTH Common Stock 036752103 1,140,020 2,932 SH SOLE 2,932 0 0
ENBRIDGE Int'l Common Stock 29250N105 1,343,329 28,895 SH SOLE 28,895 0 0
ESSENTIAL UTILS Common Stock 29670G102 507,589 12,952 SH SOLE 12,952 0 0
EXXONMOBIL HOLDINGS CORP Common Stock 30233Q108 2,448,574 15,045 SH SOLE 15,045 0 0
FEDEX Common Stock 31428X106 212,392 745 SH SOLE 745 0 0
GARMIN Common Stock H2906T109 587,448 2,048 SH SOLE 2,048 0 0
GENERAL DYNAMICS Common Stock 369550108 1,565,242 4,717 SH SOLE 4,717 0 0
GSK PLC SPONSORED Int'l Common Stock 37733W204 242,295 5,030 SH SOLE 5,030 0 0
HOME DEPOT Common Stock 437076102 887,609 3,120 SH SOLE 3,120 0 0
HONEYWELL AEROSPACE INC Common Stock 43849R105 300,022 1,936 SH SOLE 1,936 0 0
HONEYWELL INTL INC Common Stock 438516205 403,106 1,911 SH SOLE 1,911 0 0
INTERNATIONAL FLAVORS & Common Stock 459506101 373,656 4,476 SH SOLE 4,476 0 0
INVESCO QQQ Exchange Traded Fund 46090E103 2,796,331 3,780 SH SOLE 3,780 0 0
ISHARES HIGH YIELD CORPORATE Fixed Income ETF 464288513 247,072 3,200 SH SOLE 3,200 0 0
ISHARES MICRO CAP Exchange Traded Fund 464288869 693,000 3,750 SH SOLE 3,750 0 0
ISHARES MSCI International Equity ETF 464287465 776,474 7,474 SH SOLE 7,474 0 0
ISHARES RUSSELL Exchange Traded Fund 464287655 436,009 1,569 SH SOLE 1,569 0 0
ISHARES SELECT DIVIDEND Exchange Traded Fund 464287168 2,253,221 14,817 SH SOLE 14,817 0 0
ISHARES TR U.S. Exchange Traded Fund 464288687 2,366,785 80,230 SH SOLE 80,230 0 0
JOHNSON & Common Stock 478160104 1,881,242 7,106 SH SOLE 7,106 0 0
JP MORGAN Common Stock 46625H100 1,856,618 5,612 SH SOLE 5,612 0 0
KEURIG DR PEPPER Common Stock 49271V100 201,761 6,650 SH SOLE 6,650 0 0
LOCKHEED MARTIN Common Stock 539830109 356,475 700 SH SOLE 700 0 0
LOWE'S COMPANIES Common Stock 548661107 1,264,782 6,863 SH SOLE 6,863 0 0
MASTERCARD Common Stock 57636Q104 1,013,050 1,837 SH SOLE 1,837 0 0
MCDONALDS Common Stock 580135101 1,265,551 5,480 SH SOLE 5,480 0 0
MCKESSON Common Stock 58155Q103 1,229,486 1,440 SH SOLE 1,440 0 0
MEDTRONIC Int'l Common Stock G5960L103 673,839 7,809 SH SOLE 7,809 0 0
MERCK & CO Common Stock 58933Y105 539,100 3,710 SH SOLE 3,710 0 0
META PLATFORMS Common Stock 30303M102 1,037,733 1,431 SH SOLE 1,431 0 0
MICROSOFT Common Stock 594918104 5,882,450 11,469 SH SOLE 11,469 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105 708,815 12,259 SH SOLE 12,259 0 0
NEXTERA Common Stock 65339F101 201,923 2,666 SH SOLE 2,666 0 0
NOVARTIS Int'l Common Stock 66987V109 825,480 5,790 SH SOLE 5,790 0 0
NVIDIA Common Stock 67066G104 745,661 3,265 SH SOLE 3,265 0 0
OMNICOM GROUP Common Stock 681919106 464,237 6,305 SH SOLE 6,305 0 0
ORACLE Common Stock 68389X105 1,249,155 9,098 SH SOLE 9,098 0 0
PEPSICO Common Stock 713448108 1,584,000 12,500 SH SOLE 12,500 0 0
PFIZER Common Stock 717081103 630,948 22,123 SH SOLE 22,123 0 0
PHILIP MORRIS Common Stock 718172109 547,463 2,869 SH SOLE 2,869 0 0
PHILLIPS Common Stock 718546104 345,945 1,355 SH SOLE 1,355 0 0
PROCTER & GAMBLE Common Stock 742718109 925,724 6,372 SH SOLE 6,372 0 0
PUBLIC STORAGE OPER CO Common Stock 74460D109 363,732 1,286 SH SOLE 1,286 0 0
RTX Common Stock 75513E101 392,464 2,114 SH SOLE 2,114 0 0
S&P SPDR CONSUMER Exchange Traded Fund 81369Y308 326,108 4,046 SH SOLE 4,046 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y506 1,452,261 23,614 SH SOLE 23,614 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y605 915,116 17,137 SH SOLE 17,137 0 0
S&P SPDR TECHNOLOGY SBI Exchange Traded Fund 81369Y803 1,952,998 9,977 SH SOLE 9,977 0 0
S&P SPDR Exchange Traded Fund 81369Y100 782,512 16,068 SH SOLE 16,068 0 0
S&P SPDR Exchange Traded Fund 81369Y704 215,571 1,291 SH SOLE 1,291 0 0
S&P SPDR Exchange Traded Fund 81369Y886 527,273 13,369 SH SOLE 13,369 0 0
SALESFORCE Common Stock 79466L302 217,862 949 SH SOLE 949 0 0
SANOFI Int'l Common Stock 80105N105 679,800 16,488 SH SOLE 16,488 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y860 664,583 16,245 SH SOLE 16,245 0 0
SLB LIMITED Common Stock 806857108 277,460 5,695 SH SOLE 5,695 0 0
SPDR DOW JONES INDUSTRIAL Exchange Traded Fund 78467X109 822,325 1,617 SH SOLE 1,617 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107 536,984 1,410 SH SOLE 1,410 0 0
SPDR S&P 500 Exchange Traded Fund 78462F103 713,822 936 SH SOLE 936 0 0
STARBUCKS Common Stock 855244109 385,236 4,100 SH SOLE 4,100 0 0
TAIWAN SEMICONDUCTOR Int'l Common Stock 874039100 1,569,750 3,441 SH SOLE 3,441 0 0
TESLA Common Stock 88160R101 560,955 1,581 SH SOLE 1,581 0 0
UNILEVER PLC Int'l Common Stock 904767803 598,798 9,860 SH SOLE 9,860 0 0
UNION PACIFIC Common Stock 907818108 833,262 3,062 SH SOLE 3,062 0 0
VANGUARD COMMUNICATION Exchange Traded Fund 92204A884 778,560 4,085 SH SOLE 4,085 0 0
VANGUARD S&P 500 Exchange Traded Fund 922908363 3,899,585 5,564 SH SOLE 5,564 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 716,902 15,629 SH SOLE 15,629 0 0
VISA Common Stock 92826C839 1,399,590 3,895 SH SOLE 3,895 0 0
WAL-MART Common Stock 931142103 1,693,896 16,300 SH SOLE 16,300 0 0
WALT DISNEY Common Stock 254687106 337,673 3,219 SH SOLE 3,219 0 0
WELLS FARGO Common Stock 949746101 1,927,844 24,083 SH SOLE 24,083 0 0