Exhibit 21.1
List of Principal Subsidiaries and Variable Interest Entity of the Registrant
| Principal Subsidiaries |
Place of Incorporation | |
| Finja (Private) Limited |
Pakistan | |
| OPay Digital Holding Limited |
UAE | |
| OPay Digital Services Pte. Ltd. |
Singapore | |
| OPay Digital Services Limited |
UK | |
| OPay Digital Services Limited |
Nigeria | |
| OPay Egypt for E-Payment Services |
Egypt | |
| OPay International Pte. Ltd. |
Singapore | |
| OPay Microfinance Bank Limited |
Nigeria | |
| Soti Payment Limited |
Nigeria | |
| Variable Interest Entity |
Place of Incorporation | |
| PT Kredit Utama Fintech Indonesia |
Indonesia | |