The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 704,676 2,048 SH SOLE 0 0 0 2,048
ALPHABET INC CAP STK CL C 02079K107 916,591 2,690 SH SOLE 0 0 0 2,690
AMAZON COM INC COM 023135106 596,963 2,396 SH SOLE 0 0 0 2,396
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,730,741 40,169 SH SOLE 0 0 0 40,169
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 795,872 8,800 SH SOLE 0 0 0 8,800
APPLE INC COM 037833100 479,309 1,439 SH SOLE 0 0 0 1,439
APTIV PLC COM SHS G3265R107 688,320 16,000 SH SOLE 0 0 0 16,000
AT&T INC COM 00206R102 381,396 15,631 SH SOLE 0 0 0 15,631
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,838,431 3,692 SH SOLE 0 0 0 3,692
BLACKSTONE INC COM 09260D107 1,050,283 9,370 SH SOLE 0 0 0 9,370
BOEING CO COM 097023105 452,098 2,430 SH SOLE 0 0 0 2,430
BORGWARNER INC COM 099724106 6,535,039 108,718 SH SOLE 0 0 0 108,718
BROADCOM INC COM 11135F101 302,023 860 SH SOLE 0 0 0 860
CATERPILLAR INC COM 149123101 1,975,895 2,437 SH SOLE 0 0 0 2,437
COCA COLA CO COM 191216100 711,451 8,265 SH SOLE 0 0 0 8,265
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 551,424 9,600 SH SOLE 0 0 0 9,600
DELTA AIR LINES INC COM NEW 247361702 208,650 2,500 SH SOLE 0 0 0 2,500
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 989,230 17,986 SH SOLE 0 0 0 17,986
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 5,146,243 115,776 SH SOLE 0 0 0 115,776
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 368,906 4,765 SH SOLE 0 0 0 4,765
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 257,178 6,947 SH SOLE 0 0 0 6,947
DT MIDSTREAM INC COMMON STOCK 23345M107 227,471 1,904 SH SOLE 0 0 0 1,904
DTE ENERGY CO COM 233331107 463,814 3,808 SH SOLE 0 0 0 3,808
EATON CORP PLC SHS G29183103 586,984 1,366 SH SOLE 0 0 0 1,366
FORD MTR CO COM 345370860 442,831 36,719 SH SOLE 0 0 0 36,719
GENERAL DYNAMICS CORP COM 369550108 1,027,014 3,095 SH SOLE 0 0 0 3,095
HOME DEPOT INC COM 437076102 327,732 1,152 SH SOLE 0 0 0 1,152
ISHARES TR RUS MID CAP ETF 464287499 569,511 5,337 SH SOLE 0 0 0 5,337
ISHARES TR CORE S&P SCP ETF 464287804 430,431 3,164 SH SOLE 0 0 0 3,164
ISHARES TR CORE S&P500 ETF 464287200 2,370,074 3,095 SH SOLE 0 0 0 3,095
ISHARES TR RUS 1000 ETF 464287622 525,156 1,262 SH SOLE 0 0 0 1,262
ISHARES TR RUS 1000 VAL ETF 464287598 473,546 1,910 SH SOLE 0 0 0 1,910
ISHARES TR RUS 1000 GRW ETF 464287614 275,572 2,200 SH SOLE 0 0 0 2,200
ISHARES TR CORE MSCI EAFE 46432F842 235,128 2,427 SH SOLE 0 0 0 2,427
JOHNSON & JOHNSON COM 478160104 207,027 782 SH SOLE 0 0 0 782
JPMORGAN CHASE & CO COM 46625H100 1,024,250 3,096 SH SOLE 0 0 0 3,096
LEAR CORP COM NEW 521865204 1,674,964 14,191 SH SOLE 0 0 0 14,191
MICROSOFT CORP COM 594918104 1,681,286 3,278 SH SOLE 0 0 0 3,278
NVIDIA CORPORATION COM 67066G104 242,083 1,060 SH SOLE 0 0 0 1,060
RTX CORPORATION COM 75513E101 442,218 2,382 SH SOLE 0 0 0 2,382
SANDISK CORP COM 80004C200 574,164 330 SH SOLE 0 0 0 330
SPDR SERIES TRUST ST STR P500VAL 78464A508 589,905 9,650 SH SOLE 0 0 0 9,650
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,386,459 4,441 SH SOLE 0 0 0 4,441
VALERO ENERGY CORP COM 91913Y100 202,332 522 SH SOLE 0 0 0 522
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,741,461 48,972 SH SOLE 0 0 0 48,972
VANGUARD BD INDEX FDS INTERMED TERM 921937819 569,211 7,812 SH SOLE 0 0 0 7,812
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 37,260,963 172,441 SH SOLE 0 0 0 172,441
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 8,358,077 36,177 SH SOLE 0 0 0 36,177
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 537,780 6,000 SH SOLE 0 0 0 6,000
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 13,958,931 49,067 SH SOLE 0 0 0 49,067
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 7,522,972 20,102 SH SOLE 0 0 0 20,102
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,048,487 1,496 SH SOLE 0 0 0 1,496
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 2,433,262 32,135 SH SOLE 0 0 0 32,135
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,603,974 23,214 SH SOLE 0 0 0 23,214
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,393,515 23,495 SH SOLE 0 0 0 23,495
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,712,389 7,340 SH SOLE 0 0 0 7,340
VANGUARD STAR FDS VG TL INTL STK F 921909768 26,349,024 310,134 SH SOLE 0 0 0 310,134
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,415,829 48,376 SH SOLE 0 0 0 48,376
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 761,877 4,909 SH SOLE 0 0 0 4,909
VERSIGENT PLC ORDINARY SHARES G9600F104 239,665 5,333 SH SOLE 0 0 0 5,333