The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 7,101,185 105,453 SH SOLE 0 0 105,453
AMGEN INC COM 031162100 257,964 612 SH SOLE 0 0 612
AT&T INC COM 00206R102 1,599,079 65,536 SH SOLE 0 0 65,536
BANK NOVA SCOTIA B C COM 064149107 12,260,402 134,967 SH SOLE 0 0 134,967
BANK OF AMER CORP COM 060505104 320,085 5,881 SH SOLE 0 0 5,881
BRISTOL-MYERS SQUIBB CO COM 110122108 9,682,858 155,174 SH SOLE 0 0 155,174
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 8,916,492 163,906 SH SOLE 0 0 163,906
CHEVRON CORPORATION COM 166764100 16,649,078 81,529 SH SOLE 0 0 81,529
CME GROUP INC COM 12572Q105 11,346,354 43,310 SH SOLE 0 0 43,310
COCA COLA CO COM 191216100 3,024,633 35,137 SH SOLE 0 0 35,137
COLGATE PALMOLIVE CO COM 194162103 757,215 8,875 SH SOLE 0 0 8,875
CVS HEALTH CORP COM 126650100 387,404 4,521 SH SOLE 0 0 4,521
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 7,768,742 47,734 SH SOLE 0 0 47,734
FRANKLIN TEMPLETON INC COM 354613101 3,377,273 105,146 SH SOLE 0 0 105,146
GENUINE PARTS CO COM 372460105 2,543,406 20,228 SH SOLE 0 0 20,228
GSK PLC SPONSORED ADR 37733W204 10,175,045 211,232 SH SOLE 0 0 211,232
HALEON PLC SPON ADS 405552100 439,579 48,842 SH SOLE 0 0 48,842
INTERNATIONAL BUSINESS MACHS COM 459200101 1,831,027 8,326 SH SOLE 0 0 8,326
ISHARES TR CORE HIGH DV ETF 46429B663 4,377,264 156,554 SH SOLE 0 0 156,554
LOCKHEED MARTIN CORP COM 539830109 843,827 1,657 SH SOLE 0 0 1,657
MCDONALDS CORP COM 580135101 1,366,703 5,918 SH SOLE 0 0 5,918
MICROSOFT CORP COM 594918104 14,098,536 27,488 SH SOLE 0 0 27,488
NOVO-NORDISK A S ADR 670100205 265,901 7,014 SH SOLE 0 0 7,014
PFIZER INC COM 717081103 6,841,533 239,885 SH SOLE 0 0 239,885
PHILIP MORRIS INTL INC COM 718172109 4,786,562 25,084 SH SOLE 0 0 25,084
PINNACLE WEST CAP CORP COM 723484101 1,256,970 13,510 SH SOLE 0 0 13,510
PPL CORP COM 69351T106 9,299,417 282,743 SH SOLE 0 0 282,743
PRICE T ROWE GROUP INC COM 74144T108 6,926,858 66,572 SH SOLE 0 0 66,572
PROCTER & GAMBLE CO COM 742718109 1,310,538 9,021 SH SOLE 0 0 9,021
PUBLIC SVC ENTERPRISE GROUP COM 744573106 335,555 4,983 SH SOLE 0 0 4,983
SANOFI SA SPONSORED ADR 80105N105 901,803 21,872 SH SOLE 0 0 21,872
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 204,272,709 6,279,518 SH SOLE 0 0 6,279,518
SPDR SERIES TRUST ST STR SP500DIV 78468R788 9,951,801 219,348 SH SOLE 0 0 219,348
TJX COS INC NEW COM 872540109 564,713 4,268 SH SOLE 0 0 4,268
UNILEVER PLC SPON ADR NEW 904767803 9,728,885 160,199 SH SOLE 0 0 160,199
UNITED PARCEL SVCS INC CL B 911312106 4,152,997 44,446 SH SOLE 0 0 44,446
US BANCORP COM NEW 902973304 13,007,639 225,202 SH SOLE 0 0 225,202
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 442,951 4,942 SH SOLE 0 0 4,942
VERIZON COMMUNICATIONS INC COM 92343V104 10,679,265 232,816 SH SOLE 0 0 232,816