Exhibit 99.04 Schedule 6
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| Additional Data | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Run Date - 09/02/2026 9:12:27 AM | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Evolve Loan ID | Customer Loan ID | Seller Loan ID | TILA Status | Application Date | TRID | GSE Eligible | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Qualifying P&I | PITIA | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 4 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Co Borrower 4 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Residual Income | Num Units | Flood Cert Number | FEMA Flood Zone | Annual Property Tax | Annual Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Forth Wage Earner Updated FICO Equifax | Forth Wage Earner Updated FICO Experian | Forth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 4 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 4 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Co Borrower 4 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | Loan Program Date | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Wavier (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Is Equity Shared Loan | Title Interest Type | Title Held | Loan Doc Type | PITIA on Other Financed Properties | Credit Score Model Name | Maturity Date | Qualification Method Other Description | Index Type Other Description | Most Recent 24 Month Pay History | Line Utilization | Payment History As Of Date | Is Line Still Open | Property Value Trends | Were C/O proceeds included in reserves | Borrower Doc Type | Co Borrower 2 Doc Type | Co Borrower 3 Doc Type | Co Borrower 4 Doc Type | Reserves in Months | Months WVOE | ITIN Indicator | Condo Warrantable | Default Rate Clause | Default Rate | Borrower 3 FICO | Borrower 4 FICO | Borrower 3 Residency Status | Borrower 4 Residency Status | Buydown | Buydown Type | Buydown Term |
| XXXXXXXX | 6000078993 | XXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,806.78 | $2,283.99 | 7.00% | Yes | N/A | Not Required | Yes | No | XXXXXXXX | $0.00 | 1 | X | $3,898.20 | $1,228.32 | XXXXXXXX | FL | $600.00 | Annually | 680 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | -100 | No | N/A | 6.999 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.03 | No | Fee Simple | Individual(s) | Debt Service Coverage | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | 44 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000102573 | XXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,754.37 | $2,470.03 | 6.50% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $5,037.72 | $834.24 | XXXXXXXX | AL | $226.33 | Monthly | 20250828 | 771 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | 1 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.17 | No | Fee Simple | Individual(s) | Debt Service Coverage | Experian Fair Isaac Model 2 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | 49 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000138583 | XXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,467.97 | $2,019.23 | 6.38% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $5,082.12 | $1,533.00 | 20260626 | 792 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | 1 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.21 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | 64 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000136847 | XXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,802.50 | $9,945.89 | XXXXXXXX | 0.00% | $3,248.77 | $4,747.44 | 7.63% | No | N/A | Self-Employed | No | No | $5,050.02 | 1 | X | $14,119.08 | $3,864.96 | 49.223% | 49.223% | 20260625 | 802 | No | Yes | 12 | Business | 10% | 100% | [Borrower - Primary
Income - Bank Statements] Bank Statements - Business - 7/2025-5/2026 - 12
months; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 6/2026; [Borrower - Non-Primary Income - Bank Statements] Bank Statements - Personal - 7/2025-6/2026 - 12 months; [Borrower - Non-Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 6/2026; [Borrower - Non-Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 6/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 6/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $8,802.50 | 0 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | Alternative Doc | 7 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000137775 | XXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,215.59 | $1,783.96 | 7.38% | Yes | N/A | Not Required | No | No | $0.00 | 1 | A8 | $3,431.04 | $3,389.40 | 20260512 | 769 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | 1 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.51 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | No | 11 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000134899 | XXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $19,992.50 | $23,405.03 | XXXXXXXX | 0.00% | $4,114.05 | $4,786.28 | 7.63% | No | No | Self-Employed | Not Required | No | No | $9,026.97 | 1 | X500 | $6,073.68 | $1,993.08 | 44.474% | 44.474% | 20260602 | 771 | No | No | 100% | Third Party Prepared(unaudited) | [Borrower - Primary
Income - S-Corp] CPA Letter - 06/2026; [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 07/2026; [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 04/2026; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 07/2026; [Borrower - Primary Income - S-Corp] P&L Statement - 12/2025 12 months; [Borrower - Primary Income - S-Corp] VVOE - 07/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $19,992.50 | -1884.92 | 1.5 | No | N/A | 7.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | No | No | Fee Simple | Individual(s) | P&L | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | Alternative Doc | 7 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000135549 | XXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $818.61 | $986.92 | 7.25% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $1,274.64 | $745.08 | XXXXXXXX | PA | $0.00 | Monthly | 20260509 | 768 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | 4.1 | No | N/A | 7.25 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.32 | No | Fee Simple | Limited Liability Corp | Debt Service Coverage | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | Yes | 110 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000137603 | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,236.69 | $1,546.17 | 8.63% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $2,745.00 | $968.76 | 20260503 | 682 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | 3.4 | No | N/A | 8.625 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.97 | No | Fee Simple | Corporation | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | Yes | 16 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000133039 | XXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $1,975.00 | $7,168.01 | XXXXXXXX | 0.00% | $8,216.88 | $10,630.00 | 6.50% | No | N/A | Self-Employed | No | No | $10,529.62 | 1 | X | $22,119.00 | $1,918.44 | XXXXXXXX | CA | $410.00 | Monthly | 50.355% | 50.355 | 20260508 | 814 | No | No | 100% | Borrower Prepared | [Borrower - Primary
Income - S-Corp] Tax Returns – Business - 2025; [Borrower - Primary Income - S-Corp] Tax Returns – Business - 2024; [Borrower - Primary Income - S-Corp] W-2 - 2025; [Borrower - Primary Income - S-Corp] W-2 - 2024; [Borrower - Primary Income - S-Corp] P&L Statement - 1/2026-5/2026 - 5 months; [Borrower - Primary Income - S-Corp] Self-Employment Questionnaire (SEQ) - 6/2026; [Borrower - Primary Income - S-Corp] Secretary of State (SOS) - 6/2026; [Borrower - Primary Income - S-Corp] VVOE - 6/2026; [Borrower - Primary Income - S-Corp] Telephone Listing / Internet Search / Directory Assistance - 6/2026; |
[Borrower] Transcripts -
2025; [Borrower] Transcripts - 2024; [Borrower] 1040 - 2025; [Borrower] 1040 - 2024; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $1,975.00 | 0 | 3.3 | No | N/A | 6.5 | 2 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | 12 | No | No | Fee Simple | Trust | Full | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | Full | 23 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000105670 | XXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $1,950.00 | $5,615.54 | XXXXXXXX | 6.929% | $9,886.78 | $11,887.03 | 6.88% | No | N/A | Self-Employed | No | No | $27,295.66 | 1 | X | $22,077.84 | $1,925.16 | 49.266% | 49.266% | 20251205 | 754 | No | Yes | 24 | Business | 30% | 100% | [Borrower - Primary
Income - Bank Statements] Bank Statements - Business - 12/2023-11/2025; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 01/2026; [Borrower - Primary Income - Bank Statements] CPA Letter - 01/2026; [Borrower - Primary Income - Bank Statements] VVOE - 01/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $1,950.00 | -4971 | 1 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 24 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | Experian Fair Isaac Model 2 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Increasing | No | Alternative Doc | 15 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000137575 | XXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $6,030.73 | $7,433.34 | 7.50% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X500 | $13,609.92 | $3,221.40 | 20260630 | 793 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | -100 | 1 | No | N/A | 7.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.52 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | 92 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000134642 | XXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,642.32 | $2,851.51 | 6.88% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $2,859.24 | $512.04 | XXXXXXXX | HI | $928.25 | Monthly | 20260611 | 812 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | 2.5 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.11 | No | Fee Simple | Trust | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | 30DayAverageSOFR | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | Yes | 49 | No | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000123464 | XXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,046.16 | $1,520.59 | 6.88% | Yes | N/A | Self-Employed | No | No | $48,455.59 | 1 | X | $4,133.04 | $1,560.12 | 19.958% | 20260310 | 675 | No | Yes | 12 | Business | 50% | 50% | [Borrower - Primary
Income - Bank Statements] Bank Statements - Business - 03/2025-02/2026; [Borrower - Primary Income - Bank Statements] Self-Employment Questionnaire (SEQ) - 04/2026; [Borrower - Primary Income - Bank Statements] VVOE - 04/2026; [Borrower - Primary Income - Bank Statements] Telephone Listing / Internet Search / Directory Assistance - 04/2026; [Borrower - Primary Income - Bank Statements] Secretary of State (SOS) - 04/2026; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | 1.5 | No | N/A | 6.875 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0 | No | No | Fee Simple | Individual(s) | Bank Statement | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | Alternative Doc | 37 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000133400 | XXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $1,540.67 | $2,231.47 | 6.50% | Yes | N/A | Not Required | No | No | $0.00 | 1 | X | $6,511.32 | $1,328.28 | XXXXXXXX | TX | $450.00 | Annually | 20260527 | 785 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | -19.13 | 1 | No | N/A | 6.5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 0.94 | No | Fee Simple | Individual(s) | Debt Service Coverage | FICO Risk Score Classic 04 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | No | 40 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000095115 | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,933.24 | $3,397.92 | 7.13% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 1 | X | $3,856.08 | $1,420.08 | XXXXXXXX | WA | $25.00 | 20251001 | Monthly | 20250901 | 767 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 15300 | No | N/A | 7.125 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 34 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000101011 | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,279.23 | $3,575.19 | 7.38% | Yes | Yes | Not Required | Not Required | No | No | $0.00 | 3 | X | $8,117.52 | $7,434.00 | 20250930 | 770 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | 0 | No | N/A | 7.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.76 | No | Fee Simple | Individual(s) | Debt Service Coverage | 5918 | Experian Fair Isaac Model 2 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 55 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000108966 | XXXXXXXXXXXXXX | Exempt | XXXXXXXX | No | No | 0.00% | $2,719.66 | $4,284.72 | 6.38% | Yes | Yes | Not Required | Not Required | No | No | -$5,419.00 | 2 | X | $14,604.72 | $4,176.00 | 20251106 | 786 | No | No | Not Stated, not Verified | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $0.00 | 0 | No | N/A | 6.375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | 1.02 | No | Fee Simple | Individual(s) | Debt Service Coverage | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 16 | No | FALSE | No | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000108776 | XXXXXXXXXXXXXX | Safe Harbor QM (APOR) | XXXXXXXX | Yes | No | $15,419.86 | $16,398.11 | XXXXXXXX | 0.00% | $3,609.75 | $4,538.26 | 6.63% | No | No | Self-Employed | Employed | No | No | $15,675.13 | 1 | X | $5,858.16 | $5,283.96 | 36.175% | 36.175 | 20251205 | 735 | Yes | No | 100% | [Co Borrower 1 - Primary
Income - Wages] Work Number - 11/2025 - 6 months; [Co Borrower 1 - Primary Income - Wages] VVOE - 12/2025; [Co Borrower 1 - Primary Income - Wages] W-2 Transcript - 2024; [Co Borrower 1 - Primary Income - Wages] Paystubs - 11/2025; [Co Borrower 1 - Primary Income - Wages] W-2 - 2024; [Borrower - Primary Income - Retirement] Bank Statements - Personal - 10/2025-11/2025; [Borrower - Primary Income - Retirement] Investment Statements - 10/2025 - 11/2025; |
Stated, Verified but not Verified to Level 4 or Level 5 | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $15,419.86 | 0 | No | N/A | 6.625 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Asset Depletion | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 185 | No | FALSE | No | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXXXXXX | 4000109665 | XXXXXXXXXXXXXX | Non-QM | XXXXXXXX | Yes | No | $8,401.25 | $9,941.06 | XXXXXXXX | 0.00% | $1,135.05 | $2,078.53 | 6.75% | Yes | Yes | Retired | Retired | No | No | $4,364.04 | 1 | VE | $3,285.36 | $1,244.40 | XXXXXXXX | SC | $566.00 | Monthly | 36.93% | 36.93% | 20251210 | 782 | No | No | [Borrower - Non-Primary
Income - Social Security] SS Award Letter - 5/9/2025; [Borrower - Primary Income - Retirement] Pension Letter - 12/17/2025; [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 2/26/2025; [Co Borrower 1 - Primary Income - Retirement] Award Letter / Continuance Letter - 3/11/2025; [Co Borrower 1 - Primary Income - Retirement] Investment Statements - 10/1/2025-11/30/2025-2 months; [Co Borrower 1 - Primary Income - Retirement] Bank Statements - Personal - 10/22/2025-11/17/2025-1 month; |
Stated, Level 4 Verified | 0 | 0 | 0 | 0 | 0 | 0 | XXXXXXXX | XXXXXXXX | XXXXXXXX | $8,401.25 | 0 | No | N/A | 6.75 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | Fee Simple | Individual(s) | Full | Equifax Beacon 5.0 | XXXXXXXX | XXXXXXXXXXXXXXXXXXXXXXXX | Stable | 426 | No | FALSE | No |