Exhibit 99.4
Rating Agency Grades
Run Date -XXX XXX
| LOAN INFORMATION | INITIAL CREDIT LOAN GRADES | INITIAL COMPLIANCE LOAN GRADES | INITIAL PROPERTY LOAN GRADES | INITIAL OVERALL LOAN GRADES | FINAL CREDIT LOAN GRADES | FINAL COMPLIANCE LOAN GRADES | FINAL PROPERTY LOAN GRADES | FINAL OVERALL LOAN GRADES | |||||||||||||||||||||||||||||||||||||
| AMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | Deal Number | Original Loan Amount | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P | MDBRS | Fitch | Kroll | Moody's | S&P |
| XXX | 2026060327 | XXX | XXX | XXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060334 | XXX | XXX | XXX | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | |
| XXX | 2026060330 | XXX | XXX | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060241 | XXX | XXX | XXX | C | C | C | C | C | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060242 | XXX | XXX | XXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060328 | XXX | XXX | XXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060249 | XXX | XXX | XXX | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | N/A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060333 | XXX | XXX | XXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| XXX | 2026060329 | XXX | XXX | XXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |