Exhibit 99.28
| TPR Firm: | Report Date: | XXX | |
| Client Name: | XXX | Report: | XXX |
| Deal Name: | XXX | Loans in report: | XXX |
| Incenter Loan ID | Client Loan ID | Seller Loan ID | Investor Loan ID | Overall Initial Loan Grade | Overall Final Loan Grade | Credit Initial Loan Grade | Credit Current/Final Loan Grade | Compliance Initial Loan Grade | Compliance Current/Final Loan Grade | Property Initial Loan Grade | Property Current/Final Loan Grade | Queue | Finding Code | Date Created | Date Modified | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Finding Comments | Seller Comments | Resolution Comments | Reviewer Comp Factor | Originator Comp Factors | Finding Documents | Originator QM Status | Final Reviewed QM Status | Loan Amount | Property State | Occupancy | Loan Purpose | Refinance Purpose | Acknowledged / WaivedBy | Waiver in File? |
| XXX | 2026060342 | XXX | D | A | D | A | D | A | A | A | Closed | XXX | XXX | XXX | Resolved | 1 - Information | D | A | Credit | Missing Doc | XXX is Missing | Resolved-Received supporting XXX. - Due Diligence Vendor-XXX Ready for Review-Document Uploaded. - Seller-XXX Counter-Received XXX from XXX and Invoice from XXX. Missing complete XXX for XXX reflecting insured, coverage, Mortgagee, etc. - Due Diligence Vendor-XXX Ready for Review-Document Uploaded. - Seller-XXX Open-Missing XXX Subject to recalculation of DTI. Additional conditions may apply. - Due Diligence Vendor-XXX |
Ready for Review-Document Uploaded. - Seller-XXX Ready for Review-Document Uploaded. - Seller-XXX |
Resolved-Received supporting XXX. - Due Diligence Vendor-XXX |
Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is XXX months Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of XXX LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines XXX% |
XXX.pdf XXX.pdf XXX.pdf |
Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XXX | XXX | NA | N/A | N/A | ||
| XXX | 2026060342 | XXX | D | A | D | A | D | A | A | A | Closed | XXX | XXX | XXX | Resolved | 1 - Information | B | A | Credit | Data | Final 1008 Total Debt income Ratio Variance | Resolved-Received updated 1008 reflecting corrected DTI. - Due Diligence Vendor-XXX Ready for Review-Document Uploaded. - Seller-XXX Open-Subject Transaction is a XXX. Lender did not include Primary Housing Payment in Ratio calculations. Updated 1008 is required reflecting Primary Housing Payment in the amount of $XXX/month per submitted Mortgage Statement. - Due Diligence Vendor-XXX |
Ready for Review-Document Uploaded. - Seller-XXX |
Resolved-Received updated 1008 reflecting corrected DTI. - Due Diligence Vendor-XXX |
Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is XXX months Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of XXX LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines XXX% |
XXX.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XXX | XXX | NA | N/A | N/A | ||
| XXX | 2026060342 | XXX | D | A | D | A | D | A | A | A | Closed | XXX | XXX | XXX | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Service Provider List | Resolved-Received Additional Details for Services You Can Shop For Issued XXX. - Due Diligence Vendor-XXX Ready for Review-Document Uploaded. - Seller-XXX Open-Missing Written List of Service Providers with proof issued within XXX business days of application. Unable to complete regulatory compliance check and XXX monitoring. - Due Diligence Vendor-XXX |
Ready for Review-Document Uploaded. - Seller-XXX |
Resolved-Received Additional Details for Services You Can Shop For Issued XXX. - Due Diligence Vendor-XXX |
Months Reserves exceed minimum required - XXX months reserves, minimum reserves required per guidelines is XXX months Credit Score greater than minimum FICO - XXX credit score is XXX points above the minimum FICO per guidelines of XXX LTV is less than guideline maximum - XXX% LTV is XXX% less than maximum LTV per guidelines XXX% |
XXX.pdf | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | XXX | XXX | XXX | XXX | NA | N/A | N/A |