AOMT II, LLC ABS-15G

Exhibit 99.26

 

Loan ID Field Name Verified Value Bid Tape Value Comment                                                                                          
2026060375 Qualifying Total Debt Income Ratio XXX XXX This is due to the rounding of XXX debts.  
2026060119 Qualifying Total Reserves Number of Months XXX XXX Using XXX% of the stock and mutual acct value.   
2026060119 Qualifying All Borrower Residual Income XXX XXX rounded down cents were removed  
2026060123 Qualifying Total Reserves Number of Months XXX XXX Lender using higher cash out amount than CD provided  
2026060123 Qualifying All Borrower Residual Income XXX XXX Rounded down - removed cents  
2026060196 Qualifying Total Debt Income Ratio XXX XXX Lenders 1008 is using an incorrect XXX payment for the PITI.  
2026060196 Qualifying Housing Debt Income Ratio XXX XXX Lenders 1008 is using an incorrect XXX payment for the PITI.  
2026060196 Qualifying All Borrower Residual Income XXX XXX Lenders 1008 is using an incorrect XXX payment for the PITI.  
2026060121 Qualifying Total Reserves Number of Months XXX XXX XXX was not verified in file. Therefore, assets post-closing were $XXX less than Lender's amount.  
2026060121 Qualifying Total Debt Income Ratio XXX XXX Lease agreement for rental property was not in file. Gross rent of $XXX was excluded  
2026060121 Qualifying All Borrower Residual Income XXX XXX Lease agreement for rental property was not in file. Gross rent of $XXX was excluded  
2026060200 Qualifying Total Debt Income Ratio XXX XXX Lender is using a credit report that does not include the XXX  
2026060200 Qualifying All Borrower Residual Income XXX XXX Lender is using a credit report that does not include the XXX  
2026060132 Qualifying Total Reserves Number of Months XXX XXX Using most recent acct balances from accts listed on the final 1003. Using XXX% of XXX value.   
2026060132 Qualifying All Borrower Residual Income XXX XXX True Data is actual figures and not rounded.   
2026060118 Qualifying Total Reserves Number of Months XXX XXX XXX usage set for XXX% per guidelines.  XXX amount on the 1003 cannot be verified.  Using most recent statement.
  
2026060118 Qualifying Housing Debt Income Ratio XXX XXX Rounded difference on the XXX  
2026060118 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060117 Qualifying Total Reserves Number of Months XXX XXX Lenders 1003 does not include assets.   
2026060117 Index XXX XXX Rounding  
2026060117 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060198 Application Date XXX XXX Application date of XXX reflected in XXX.   
2026060198 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060133 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060126 Borrower 1 Last Name XXX XXX Borrower name as per Note signed and deed document signed and 1003 updated   
2026060126 Qualifying All Borrower Residual Income XXX XXX True Data is the actual figures and not rounded.  
2026060122 Borrower 1 Self-Employment Flag XXX XXX Borrower 1 not employed.  Borrower 2 XXX  
2026060122 Qualifying Total Reserves Number of Months XXX XXX updated per statements in file.   
2026060122 Qualifying All Borrower Residual Income XXX XXX rounding  
2026060201 Qualifying Total Reserves Number of Months XXX XXX per assets in file  
2026060201 Qualifying Total Debt Income Ratio XXX XXX P&I payment of subject property is higher than lender stated; based on the Note and final CD. Final 1003 disclosed the primary residence as XXX the 1008 using XXX as the primary for ratios.   
2026060201 Qualifying Housing Debt Income Ratio XXX XXX Final 1003 disclosed the primary residence as XXX the 1008 using XXX as the primary for ratios.   
2026060201 Qualifying All Borrower Residual Income XXX XXX per income disclosed  
2026060134 Qualifying Housing Debt Income Ratio XXX XXX Lender qualified the Borrower using income of $XXX per month. Although the Audit amounts for net deposits, expense factor, and ownership percentage matched the Lender's amounts, the Lender's net qualified income reflected on their worksheet was incorrect. The correct qualifying income is $XXX per month.  
2026060134 Qualifying Total Debt Income Ratio XXX XXX Lender qualified the Borrower using income of $XXX per month. Although the Audit amounts for net deposits, expense factor, and ownership percentage matched the Lender's amounts, the Lender's net qualified income reflected on their worksheet was incorrect. The correct qualifying income is $XXX per month.  
2026060134 Qualifying All Borrower Residual Income XXX XXX Lender qualified the Borrower using income of $XXX per month. Although the Audit amounts for net deposits, expense factor, and ownership percentage matched the Lender's amounts, the Lender's net qualified income reflected on their worksheet was incorrect. The correct qualifying income is $XXX per month.  
2026060125 Initial Monthly P&I Or XXX Payment XXX XXX Lender is using an incorrect P&I payment.  XXX qualified at the Note Rate.  
2026060125 Borrower 1 Self-Employment Flag XXX XXX Borrower 1 is not employed  
2026060125 Qualifying Total Reserves Number of Months XXX XXX Lender is using an incorrect P&I payment.  XXX qualified at the Note Rate.  
2026060125 Qualifying Total Debt Income Ratio XXX XXX Lender is using an incorrect P&I payment.  XXX qualified at the Note Rate. and a slightly different liability figure  
2026060125 Qualifying Housing Debt Income Ratio XXX XXX Lender is using an incorrect P&I payment.  XXX qualified at the Note Rate.  
2026060125 Qualifying All Borrower Residual Income XXX XXX Lender is using an incorrect P&I payment.  XXX qualified at the Note Rate.  
2026060128 Qualifying Total Debt Income Ratio XXX XXX The 1008 shows Lender qualified the Borrower using All Other Monthly Payments of $XXX; whereas the Audit amount was $XXX.   
2026060128 Qualifying All Borrower Residual Income XXX XXX The 1008 shows Lender qualified the Borrower using All Other Monthly Payments of $XXX; whereas the Audit amount was $XXX.   
2026060204 Qualifying Total Reserves Number of Months XXX XXX verified no reserves required  
2026060204 Qualifying Total Debt Income Ratio XXX XXX DTI verified  
2026060204 Qualifying All Borrower Residual Income XXX XXX residual income verified  
2026060199 Qualifying Total Debt Income Ratio XXX XXX Lender did not include taxes, insurance or HOA with the primary residence.   
2026060199 Qualifying Housing Debt Income Ratio XXX XXX Lender did not include taxes, insurance or HOA with the primary residence.   
2026060199 Qualifying All Borrower Residual Income XXX XXX Lender did not include taxes, insurance or HOA with the primary residence.   
2026060152 Initial Monthly P&I Or XXX Payment XXX XXX XXX YR term qualified at XXX YR AM full PITIA Payment  
2026060152 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the verified assets at time of closing with XXX verified, using the qualified payment to calc the total reserves.  
2026060152 Qualifying All Borrower Residual Income XXX XXX Lenders XXX estimate is slightly off of the actual amount.  
2026060140 Cash Disbursement Date XXX XXX Final CD disbursement date is XXX  
2026060140 Qualifying Total Reserves Number of Months XXX XXX only using cash out as reserves  
2026060140 Qualifying All Borrower Residual Income XXX XXX Rounded down - removed cents  
2026060202 Qualifying Total Reserves Number of Months XXX XXX Gift funds can't be used for reserves.   
2026060202 Qualifying All Borrower Residual Income XXX XXX True Data is actual figures and not rounded.  
2026060120 Qualifying All Borrower Residual Income XXX XXX True Data is actual figures and not rounded.   
2026060146 Borrower 1 Last Name XXX XXX Same data, per note  
2026060146 Qualifying Total Debt Income Ratio XXX XXX Lender is calculating an additional amount from previous primary. Borrowers other residence has been paid and closed.  
2026060146 Qualifying All Borrower Residual Income XXX XXX Lender is calculating an additional amount from previous primary. Borrowers other residence has been paid and closed.  
2026060135 Qualifying Total Reserves Number of Months XXX XXX Using the most recent bank statement balance in the file, XXX is not verified withdrawn.  
2026060135 Qualifying Total Debt Income Ratio XXX XXX Income variation due to Lender not excluding a transfer reflected in the XXX statement.  
2026060135 Qualifying Housing Debt Income Ratio XXX XXX Income variation due to Lender not excluding a transfer reflected in the XXX statement.  
2026060135 Qualifying All Borrower Residual Income XXX XXX True Data is the actual figure and is not rounded.  
2026060130 Qualifying Total Reserves Number of Months XXX XXX Based on the Savings acct asset and unverified funds from the sale of the XXX property.  
2026060130 Qualifying Total Debt Income Ratio XXX XXX Rounding.  
2026060130 Qualifying All Borrower Residual Income XXX XXX Using the actual figures and not rounding.  
2026060150 Qualifying Total Reserves Number of Months XXX XXX Updated as Per Asset Documents  
2026060150 Qualifying Housing Debt Income Ratio XXX XXX Confirmed XXX% DTI matching XXX  in file with verified income and liabilities  
2026060150 Qualifying Total Debt Income Ratio XXX XXX Confirmed XXX% DTI matching XXX in file with verified income and liabilities  
2026060150 Qualifying All Borrower Residual Income XXX XXX Updated as per Lender Guidelines  
2026060147 Qualifying Total Reserves Number of Months XXX XXX 1008 reflects verified assets of $XXX. Final 1003 reflects verified assets of $XXX, which was verified by Audit. Post-closing assets are $XXX, which totals XXX months reserves.  
2026060147 Qualifying Housing Debt Income Ratio XXX XXX Rounding. 1008 refLects a Housing Ratio of XXX%.  
2026060147 Qualifying All Borrower Residual Income XXX XXX Lender rounded down  
2026060124 Borrower 1 Last Name XXX XXX B1 last name updated and verified from Note  
2026060124 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060141 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060138 Qualifying All Borrower Residual Income XXX XXX Documents in the file do not support income  
2026060197 Application Date XXX XXX    
2026060197 Qualifying All Borrower Residual Income XXX XXX Updated as per Guidelines  
2026060145 Qualifying Total Debt Income Ratio XXX XXX XXX properties are slightly different  
2026060145 Qualifying All Borrower Residual Income XXX XXX XXX properties are slightly different  
2026060144 Qualifying All Borrower Residual Income XXX XXX True data is the actual figures. Not rounded.  
2026060149 Cash Disbursement Date XXX XXX dispursement date on final cd XXX
  
2026060149 Index XXX XXX Compliance.   
2026060149 Qualifying Total Reserves Number of Months XXX XXX Based on verified assets in the file.  
2026060149 Qualifying Total Debt Income Ratio XXX XXX There is a variance in the XXX debt  
2026060151 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060137 Index XXX XXX Note/Compliance  
2026060137 Qualifying Total Debt Income Ratio XXX XXX Lenders income was rounded up and lower total liabilities but DTI still matches as DTI rounded up from 1008  
2026060137 Qualifying All Borrower Residual Income XXX XXX Rounded down - cents removed  
2026060093 Qualifying LTV XXX XXX 1008 LTV XXX - rounded up  
2026060093 Qualifying CLTV XXX XXX 1008 CLTV XXX - rounded up  
2026060093 Qualifying Total Reserves Number of Months XXX XXX Only used cash out as reserves  
2026060136 Index XXX XXX Note  
2026060136 Qualifying Total Reserves Number of Months XXX XXX Assets/reserves are verified from the most recent acct balance from the acct listed on the XXX and funds from the sale of the primary residence @ time of application.  
2026060136 Qualifying All Borrower Residual Income XXX XXX Rounded down - cents removed  
2026060148 Index XXX XXX Note  
2026060148 Initial Monthly P&I Or XXX Payment XXX XXX Initial P&I   
2026060148 Borrower 1 Self-Employment Flag XXX XXX Box on 1003 is check for self-employed but B1 is not self-employed  
2026060148 Qualifying FICO XXX XXX Using middle score of primary wage earner  
2026060148 Qualifying Total Reserves Number of Months XXX XXX Removed duplicate XXX from reserves   
2026060148 Qualifying Total Debt Income Ratio XXX XXX Lender using a lower PITIA for vacated property at XXX  
2026060148 Qualifying Housing Debt Income Ratio XXX XXX Lender using a lower qualifying P&I on 1008 for subject property than final 1003  
2026060148 Qualifying All Borrower Residual Income XXX XXX Lender using a lower PITIA for vacated property at XXX  
2026060139 Qualifying Total Reserves Number of Months XXX XXX Proceeds from the sale of Borrower's prior primary residence were greater than Lender estimated.  
2026060139 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060309 Loan Program XXX XXX Loan program per guidelines.   
2026060309 Borrower 1 Last Name XXX XXX Audited data is last name only vs tape listing full name.   
2026060309 Property Type XXX XXX Property type per appraisal.  
2026060156 Initial Monthly P&I Or XXX Payment XXX XXX Updated for XXX XXX months payments  
2026060156 Borrower 1 Self-Employment Flag XXX XXX B1 is not using income hence updated as No  
2026060156 Qualifying Total Reserves Number of Months XXX XXX Qualifying Total Reserves Number of Months has ben verified and updated as per guideline
  
2026060156 Qualifying Total Debt Income Ratio XXX XXX Higher loss of $XXX vs $XXX has been qualified for the XXX  
2026060156 Qualifying All Borrower Residual Income XXX XXX Residual income is $XXX as default  
2026060154 Qualifying All Borrower Residual Income XXX XXX income verified  
2026060160 Qualifying Total Reserves Number of Months XXX XXX Verified the Qualifying assets documented in file. Total Reserves Number of Months XXX  
2026060160 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The actual figure is $ XXX.   
2026060127 Qualifying All Borrower Residual Income XXX XXX Min $XXX added   
2026060309 Borrower 1 Last Name XXX XXX    
2026060309 Loan Program XXX XXX The discrepancy is attributable to tape data and true data sourcing from different fields, resulting in values not matching.   
2026060309 Property Type XXX XXX The discrepancy is attributable to tape data and true data sourcing from different fields, resulting in values not matching.   
2026060309 Lock Term (Days) XXX XXX Loan term per note.  
2026060129 Borrower 2 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Borrower 2 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Borrower 1 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Borrower 2 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Borrower 1 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Borrower 1 Origination XXX XXX XXX FICO Score has been captured from credit report  
2026060129 Qualifying Total Reserves Number of Months XXX XXX Missing final CD - used prelim CD   
2026060129 Qualifying Total Debt Income Ratio XXX XXX Lesser income qualified  
2026060129 Qualifying Housing Debt Income Ratio XXX XXX Lesser income qualified - Lender did not remove   
2026060129 Qualifying All Borrower Residual Income XXX XXX Residual income is $XXX  
2026060169 Index XXX XXX Index value confirmed using Lock Confirmation  
2026060169 Qualifying Total Reserves Number of Months XXX XXX Reserves updated as per guidelines  
2026060169 Qualifying Total Debt Income Ratio XXX XXX DTI was rounded  
2026060169 Qualifying Housing Debt Income Ratio XXX XXX Qualifying Housing Debt Income Ratio was rounded  
2026060169 Qualifying All Borrower Residual Income XXX XXX Residual Income confirmed using Income and expenses  
2026060155 Qualifying Total Debt Income Ratio XXX XXX Lender used $XXX per month for Borrower's primary housing expense, whereas the actual amount was $XXX per month.  
2026060155 Qualifying Housing Debt Income Ratio XXX XXX Lender used $XXX per month for Borrower's primary housing expense, whereas the actual amount was $XXX per month.  
2026060155 Qualifying All Borrower Residual Income XXX XXX Lender's primary housing expense was $XXX per month less than actual.  
2026060203 Qualifying Total Reserves Number of Months XXX XXX Reserves supported by cash-out per Final CD.  
2026060203 Qualifying Housing Debt Income Ratio XXX XXX DTI discrepancy due to income differences. Per calculator, Lender did not include income tax expense in total expenses.  
2026060203 Qualifying Total Debt Income Ratio XXX XXX DTI discrepancy due to income differences. Per calculator, Lender did not include income tax expense in total expenses.  
2026060203 Qualifying All Borrower Residual Income XXX XXX Residual income supported by income documentation in file.  
2026060159 Qualifying Total Reserves Number of Months XXX XXX Only using cash out as reserves  
2026060159 Qualifying All Borrower Residual Income XXX XXX True Data is actual figures, and not rounded.   
2026060207 Qualifying All Borrower Residual Income XXX XXX Rounded down - cents removed  
2026060213 Qualifying Total Reserves Number of Months XXX XXX Tape data is not using the QM payment  
2026060213 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060164 Index XXX XXX Note  
2026060164 Property Type XXX XXX Appraisal - XXX  
2026060164 Qualifying Total Reserves Number of Months XXX XXX Total assets match final 1003 and 1008  
2026060164 Qualifying All Borrower Residual Income XXX XXX Rounded down - cents removed  
2026060153 Initial Monthly P&I Or XXX Payment XXX XXX Initial P&I   
2026060153 Index XXX XXX Note  
2026060153 Qualifying Total Reserves Number of Months XXX XXX Only using cash out as reserves  
2026060153 Qualifying Housing Debt Income Ratio XXX XXX Lender using a lower qualifying P&I   
2026060153 Qualifying Total Debt Income Ratio XXX XXX Lender using a lower qualifying P&I   
2026060153 Qualifying All Borrower Residual Income XXX XXX Lender using a lower qualifying P&I   
2026060157 Initial Monthly P&I Or XXX Payment XXX XXX Calculated using the QM note rate  
2026060157 Qualifying Total Reserves Number of Months XXX XXX Tape data Assets are based on the pre closing figure  
2026060157 Qualifying All Borrower Residual Income XXX XXX Calculated using the QM note rate  
2026060143 Application Date XXX XXX Application date of XXX in XXX.  
2026060143 Qualifying Total Reserves Number of Months XXX XXX Tape amount utilizes incorrect subject Note payment. Lender used $XXX per month, whereas the Note reflects $XXX.  
2026060143 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060171 Index XXX XXX Note  
2026060171 Qualifying Total Reserves Number of Months XXX XXX Based on the most recent acct balances from the accts listed on the Final 1003, minus closing costs with XXX verified.   
2026060171 Qualifying Total Debt Income Ratio XXX XXX Lenders 1008 has higher total liabilities than final 1003  
2026060171 Qualifying All Borrower Residual Income XXX XXX Lenders 1008 has higher total liabilities than final 1003  
2026060212 Borrower 1 Self-Employment Flag XXX XXX B1 is self-employed with less than XXX% ownership.   
2026060212 Qualifying Total Reserves Number of Months XXX XXX    
2026060212 Qualifying Housing Debt Income Ratio XXX XXX    
2026060212 Qualifying Total Debt Income Ratio XXX XXX Lender included $XXX per month rental income for XXX and Lender's XXX payment amount was $XXX per month less than actual.  
2026060212 Qualifying All Borrower Residual Income XXX XXX Lender included $XXX per month rental income for XXX and Lender's XXX payment amount was $XXX per month less than actual.  
2026060176 Qualifying All Borrower Residual Income XXX XXX Confirmed qualifying residual income using verified income documentation and liabilities reflected on the credit report.  
2026060170 Qualifying Total Reserves Number of Months XXX XXX Gift funds not sourced - missing wire confirmation from donors
 
2026060170 Qualifying All Borrower Residual Income XXX XXX rounded down - cents removed  
2026060165 Index XXX XXX ON Date of review XXX was the index   
2026060165 Qualifying Housing Debt Income Ratio XXX XXX Qualified P&I at note rate per XXX.  
2026060165 Qualifying Total Debt Income Ratio XXX XXX Qualified P&I at note rate per XXX.  
2026060165 Qualifying All Borrower Residual Income XXX XXX Qualified P&I at note rate per XXX.  
2026060168 Initial Monthly P&I Or XXX Payment XXX XXX Tape payment is full PI payment, and not initial XXX payment.  
2026060168 Qualifying Total Reserves Number of Months XXX XXX Tape data reflects reserves based on initial subject Note payment and not qualifying payment.  
2026060168 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060162 Qualifying Total Reserves Number of Months XXX XXX Reserves are based on the funds remaining after closing.   
2026060162 Qualifying All Borrower Residual Income XXX XXX True data is not rounded.  
2026060183 Qualifying Total Reserves Number of Months XXX XXX Based on the guidelines  
2026060183 Qualifying All Borrower Residual Income XXX XXX It's correct, rounded down  
2026060208 Qualifying Total Debt Income Ratio XXX XXX Audit total other liabilities were $XXX less than Lender's amount.  
2026060208 Qualifying All Borrower Residual Income XXX XXX Audit total other liabilities were $XXX less than Lender's amount.  
2026060161 Qualifying Total Reserves Number of Months XXX XXX Rounding  
2026060161 Qualifying Housing Debt Income Ratio XXX XXX DTI discrepancy due to the following:
1. Tax Amount updated as per the tax information document.
2. XXX - Updated as per the XXX.
  
2026060161 Qualifying Total Debt Income Ratio XXX XXX DTI discrepancy due to the following:
1. Tax Amount updated as per the tax information document.
2. XXX - Updated as per the XXX.
  
2026060161 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the total debt had increased slightly after review    
2026060217 Initial Monthly P&I Or XXX Payment XXX XXX per note  
2026060217 Index XXX XXX per note  
2026060217 Qualifying Total Reserves Number of Months XXX XXX Calculated from cash remaining after close  
2026060217 Qualifying All Borrower Residual Income XXX XXX Difference of XXX cents  
2026060173 Cash Disbursement Date XXX XXX Per the final CD the disbursement date is XXX.  
2026060173 Qualifying Total Reserves Number of Months XXX XXX Verified per asset verification documents and final CD.  
2026060173 Qualifying All Borrower Residual Income XXX XXX True data is the actual figures and not rounded.   
2026060166 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $XXX has been verified as true and the Tape Data is $XXX. The difference of XXX is within an acceptable limit  
2026060206 Qualifying Total Debt Income Ratio XXX XXX Per the 1008, the origination DTI is XXX. The audit DTI of XXX matches the origination DTI.  
2026060206 Qualifying All Borrower Residual Income XXX XXX Per income verification and liabilities verification documents in the loan file.  
2026060158 Qualifying Total Reserves Number of Months XXX XXX XXX not sourced   
2026060158 Qualifying All Borrower Residual Income XXX XXX Rounded down - cents removed  
2026060179 Qualifying CLTV XXX XXX Per the 1008 the origination CLTV is XXX. The tape data CLTV is rounded.  
2026060179 Qualifying LTV XXX XXX Per the 1008 the origination LTV is XXX. The tape data LTV is rounded.  
2026060179 Qualifying Housing Debt Income Ratio XXX XXX Qualifying Housing DTI per the 1008 is XXX at origination. The audit housing DTI of XXX is rounded.  
2026060179 Qualifying All Borrower Residual Income XXX XXX The residual income is verified per income and liabilities verification documents in the loan file.  
2026060177 Qualifying Total Reserves Number of Months XXX XXX Tape amount is based on XXX% of the business account balance, whereas only XXX% was eligible for use for Borrower who was XXX% owner of business  
2026060177 Qualifying Total Debt Income Ratio XXX XXX    
2026060177 Qualifying Housing Debt Income Ratio XXX XXX    
2026060177 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060186 Qualifying All Borrower Residual Income XXX XXX Per the income and liabilities verification documents in the loan file.  
2026060174 Qualifying Total Reserves Number of Months XXX XXX Updated as per Recent Asset Statement  
2026060174 Qualifying All Borrower Residual Income XXX XXX Updated as per XXX  
2026060181 Qualifying Total Reserves Number of Months XXX XXX Per Assets provided borrower is short reserves borrower only has XXX months of reserves.  XXX shows lower balance than lender calculated.   
2026060181 Qualifying All Borrower Residual Income XXX XXX This matches minus the cents.   
2026060210 Qualifying All Borrower Residual Income XXX XXX  Verified information  
2026060167 Qualifying Housing Debt Income Ratio XXX XXX Per the 1008 the housing DTI is XXX. The audit housing DTI is XXX and is rounded. The tape housing DTI is XXX and is not rounded.  
2026060167 Qualifying All Borrower Residual Income XXX XXX Verified per income and liabilities verification documents.  
2026060163 Borrower 1 Last Name XXX XXX Borrower 1 Last Name was confirmed with Note  
2026060163 Borrower 1 Origination XXX XXX XXX Borrower 1 Origination XXX was confirmed with Credit Report
  
2026060163 Borrower 1 Origination XXX XXX XXX Borrower 1 Origination XXX was confirmed with Credit Report  
2026060163 Borrower 1 Origination XXX XXX XXX Borrower 1 Origination XXX was confirmed with Credit Report
  
2026060163 Qualifying All Borrower Residual Income XXX XXX Rounded figure
  
2026060205 Borrower 1 Last Name XXX XXX Per note and mortgage  
2026060205 Qualifying All Borrower Residual Income XXX XXX Borrowers XXX expense is slightly higher than lenders 1003  
2026060215 Qualifying Total Debt Income Ratio XXX XXX Rounding.  
2026060215 Qualifying All Borrower Residual Income XXX XXX Rounding  
2026060182 Qualifying Total Reserves Number of Months XXX XXX Based on the most recent acct statement @ ownership percentage. Earnest money is verified withdrawn.  
2026060182 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060211 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060187 Qualifying Total Reserves Number of Months XXX XXX Based on most recent bank statement balances from the accts listed on the F1003 XXX verified withdrawn.
  
2026060187 Qualifying Total Debt Income Ratio XXX XXX Matches lenders final 1008
  
2026060187 Qualifying Housing Debt Income Ratio XXX XXX Matches lenders final 1008
  
2026060187 Qualifying All Borrower Residual Income XXX XXX Based on verified income and verified debts.
 
2026060189 Qualifying Housing Debt Income Ratio XXX XXX Slightly higher XXX liabilities  
2026060189 Qualifying All Borrower Residual Income XXX XXX Slightly higher XXX liabilities  
2026060185 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060192 Qualifying Total Reserves Number of Months XXX XXX RESERVES  
2026060192 Qualifying All Borrower Residual Income XXX XXX ASSETS XXX  
2026060180 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. This is due to a XXX issue   
2026060218 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060218 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income $ XXX and the Tape Data is $ XXX. The Tape Data did not recognize the change in the amount of $XXX.  
2026060178 Qualifying Total Reserves Number of Months XXX XXX True Data reserves match CRSE, which reflects XXX months  
2026060178 Qualifying Total Debt Income Ratio XXX XXX Discrepancy resulting from variance between consumer debt on Origination and later dated Lender Credit Report.  
2026060178 Qualifying All Borrower Residual Income XXX XXX Discrepancy resulting from variance between consumer debt on Origination and later dated Lender Credit Report.  
2026060214 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060214 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the Tape Data is not able recognize the change in the amount of $XXX.   
2026060216 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060172 Qualifying Total Debt Income Ratio XXX XXX Verified the True Data, DTI represented as XXX. The lenders 1008 reflects the DTI as XXX% and the Tape Data is XXX.  This is due to a XXX. issue that when a decimal number rounding error (or round-off error) is the difference between the exact mathematical value of a number and its approximation, caused by limiting the number of decimal places or significant digits used in calculations. This type of error acts as a "quantization error"—a discrepancy arising because the computer or human operator is representing a continuous, potentially infinite, real number with a finite, discrete value.   
2026060172 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the Tape Data is not able recognize the change in the amount of .XXX.    
2026060209 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060209 Qualifying Total Debt Income Ratio XXX XXX Matches 1008.  
2026060209 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income $ XXX and the Tape Data is $ XXX. The difference was determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060191 Qualifying All Borrower Residual Income XXX XXX Rounded figure  
2026060195 Qualifying All Borrower Residual Income XXX XXX True Data is actual figures and not rounded.   
2026060194 Borrower 1 Origination XXX XXX XXX XXX score is XXX per credit report dated XXX.  
2026060194 Qualifying Total Reserves Number of Months XXX XXX Reserves verified with the most recent acct balances from the accts listed on the XXX. Earnest money and large deposit are source.  
2026060194 Qualifying All Borrower Residual Income XXX XXX True Data is the actual figures and not rounded.  
2026060193 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060193 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the Tape Data is not able recognize the change in the amount of .XXX.   
2026060184 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060184 Qualifying Total Debt Income Ratio XXX XXX Rounding.  
2026060184 Underwriting Exception in File? XXX XXX Lender provided an approved exception post audit for DTI  
2026060184 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the Tape Data is not able recognize the change in the amount of .XXX.   
2026060220 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060190 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060190 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income is $ XXX and the Tape Data is $ XXX. The issue is that the Tape Data is not able recognize the change in the amount of .XXX.   
2026060188 Qualifying All Borrower Residual Income XXX XXX Lender not using cents on XXX payment and rounded to nearest whole number  
2026060175 Qualifying Total Reserves Number of Months XXX XXX Using cash out from CD as reserves  
2026060175 Qualifying Total Debt Income Ratio XXX XXX Lender using a lower PITIA for XXX property on XXX View and rounded up to nearest whole number for self employment income  
2026060175 Qualifying All Borrower Residual Income XXX XXX Lender using a lower PITIA for XXX property on XXX and rounded up income to nearest whole number for self employment income  
2026060219 Property Type XXX XXX Verified, Property is a XXX located in a XXX  
2026060219 Qualifying Total Reserves Number of Months XXX XXX Verified Total Reserves Number of Months XXX. Total Reserves is determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060219 Qualifying Housing Debt Income Ratio XXX XXX Verified the True Data, Housing DTI represented as XXX. The lenders 1008 reflects the DTI as XXX%, and the Tape Data is XXX.  This is due to a XXX. issue that when a decimal number rounding error (or round-off error) is the difference between the exact mathematical value of a number and its approximation, caused by limiting the number of decimal places or significant digits used in calculations. This type of error acts as a "quantization error"—a discrepancy arising because the computer or human operator is representing a continuous, potentially infinite, real number with a finite, discrete value. 
2026060219 Qualifying Total Debt Income Ratio XXX XXX Verified the True Data, DTI represented as XXX. The lenders 1008 reflects the DTI as XXX%, and the Tape Data is XXX.  This is due to a Tape Data I.T. issue that when a decimal number rounding error (or round-off error) is the difference between the exact mathematical value of a number and its approximation, caused by limiting the number of decimal places or significant digits used in calculations. This type of error acts as a "quantization error"—a discrepancy arising because the computer or human operator is representing a continuous, potentially infinite, real number with a finite, discrete value. 
2026060219 Qualifying All Borrower Residual Income XXX XXX The Qualifying All Borrower Residual Income $ XXX and the Tape Data is $ XXX. The difference was determine based on bank statement recent balance and reserve updated as per guidelines.  
2026060221 Qualifying Total Reserves Number of Months XXX XXX updated as per recent asset details and reserves  
2026060221 Qualifying Housing Debt Income Ratio XXX XXX Qualifying rate method not reflected  
2026060221 Qualifying Total Debt Income Ratio XXX XXX Qualifying rate method not reflected  
2026060221 Underwriting Exception in File? XXX XXX updated as per exception in credit risk summary  
2026060221 Qualifying All Borrower Residual Income XXX XXX updated as per lender guidelines  
2026060222 Property Type XXX XXX Confirmed with appraisal  
2026060222 Qualifying All Borrower Residual Income XXX XXX Confirmed with Income.  XXX property is slightly higher than reported on the 1003   
2026060225 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060223 Qualifying All Borrower Residual Income XXX XXX Very slight discrepancy between borrowers income and the XXX property between the lenders 1008 and the actual calculated amount using the documents in the file.  
2026060224 Qualifying Total Reserves Number of Months XXX XXX Updated as per the Asset Document  
2026060224 Qualifying All Borrower Residual Income XXX XXX Updated as per the Final 1003 Document  
2026060226 Initial Monthly P&I Or XXX Payment XXX XXX Qualifying terms used in audit $XXX  
2026060226 Qualifying Total Reserves Number of Months XXX XXX Reserves confirmed during audit.  
2026060226 Qualifying Housing Debt Income Ratio XXX XXX XXX Statement dated XXX reflect PITIA payment $XXX (Audit)  (Lender) 1003 $XXX
  
2026060226 Qualifying Total Debt Income Ratio XXX XXX XXX Statement dated XXX reflect PITIA payment $XXX (Audit)  (Lender) 1003 $XXX
  
2026060226 Underwriting Exception in File? XXX XXX Max payment shock per guides XXX%.  Exception approval dated XXX in file.  
2026060226 Qualifying All Borrower Residual Income XXX XXX Residual income confirmed during audit.  
2026060228 Qualifying Total Reserves Number of Months XXX XXX    
2026060228 Qualifying Housing Debt Income Ratio XXX XXX    
2026060228 Qualifying Total Debt Income Ratio XXX XXX Lenders Property taxes are different than what is reported in the file and on the final CD.  This creates a DTI discrepancy.   
2026060228 Qualifying All Borrower Residual Income XXX XXX Lenders Property taxes are different than what is reported in the file and on the final CD.    
2026060254 Property Address XXX XXX Per note  
2026060254 Borrower 1 Origination FICO  XXX XXX Per credit report.Guidelines state for DSCR loans: When more than one borrower qualifies for the loan, the qualifying credit score is the higher Representative Credit Score of all borrowers.    
2026060253 Refinance Type XXX XXX XXX data entry.   
2026060253 Lock Term (Days) XXX XXX Compliance entry  
2026060253 Originator DSCR XXX XXX Tape data is using a PITI payment of $XXX.  All income and PITI data matches the lenders docs with no discrepancies.  Original loan approval was for a lower interest rate.  
2026060131 Qualifying Total Reserves Number of Months XXX XXX Lender used XXX% of the Borrower's XXX balances, whereas the Guidelines required use of XXX%.  
2026060131 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060229 Qualifying All Borrower Residual Income XXX XXX Rounding.  
2026060231 Borrower 1 Self-Employment Flag XXX XXX B1 is not employed  
2026060231 Qualifying Total Reserves Number of Months XXX XXX Per asset documents in the file. Earnest Money is verified.   
2026060231 Qualifying Housing Debt Income Ratio XXX XXX Housing expense is correct and matches lenders Final 1008  
2026060231 Qualifying Total Debt Income Ratio XXX XXX Figure is correct and matches lenders figure on the 1008  
2026060231 Qualifying All Borrower Residual Income XXX XXX Residual income is correct and matches lenders figure on the CRSE  
2026060227 Application Date XXX XXX Compliance  
2026060227 Qualifying Total Reserves Number of Months XXX XXX Per assets in the file and matches lenders 1008  
2026060227 Qualifying Total Debt Income Ratio XXX XXX Lender is using an updated credit report  
2026060227 Qualifying Housing Debt Income Ratio XXX XXX Per documents in the file and matched final 1008  
2026060227 Qualifying All Borrower Residual Income XXX XXX Matches lenders figures in the file  
2026060233 Property Address XXX XXX Note - Drive is not abbreviated   
2026060233 Qualifying Total Reserves Number of Months XXX XXX Missing final 1003 - using assets in file   
2026060233 Qualifying Housing Debt Income Ratio XXX XXX Missing final 1003 - PITIA matches the 1003, UTD to determine why there is a variance.  
2026060233 Qualifying Total Debt Income Ratio XXX XXX Lenders total liabilities are greater than credit report provided - missing final 1003  
2026060233 Qualifying All Borrower Residual Income XXX XXX Lenders total liabilities are greater than credit report provided - missing final 1003  
2026060230 Application Date XXX XXX per 1003  
2026060230 Qualifying Total Reserves Number of Months XXX XXX Based on verified assets.  
2026060230 Qualifying Housing Debt Income Ratio XXX XXX Matches 1008.  
2026060230 Qualifying Total Debt Income Ratio XXX XXX 1008 shows XXX%. There is a slight variance in REO income and debts.   
2026060230 Qualifying All Borrower Residual Income XXX XXX Based on verified income, REO debt calculation and debts from credit report.   
2026060232 Property Address XXX XXX per note  
2026060232 Qualifying Total Debt Income Ratio XXX XXX rounded  
2026060232 Qualifying All Borrower Residual Income XXX XXX per CD  
2026060234 Application Date XXX XXX    
2026060234 Qualifying Total Reserves Number of Months XXX XXX Updated as per Guidelines.  
2026060234 Qualifying Total Debt Income Ratio XXX XXX Liabilities are lower than lender stated - final 1003 is missing; cannot confirm differences.   
2026060234 Qualifying All Borrower Residual Income XXX XXX Updated as per Guidelines  
2026060282 Lock Term (Days) XXX XXX Compliance entry