The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 2,411,452 24,400 SH SOLE 0 0 24,400
ABBOTT LABORATORIES COM 002824100 820,289 8,300 SH OTR 0 0 8,300
ABBVIE INC COM 00287Y109 7,481,474 28,600 SH SOLE 0 0 28,600
ABBVIE INC COM 00287Y109 2,171,197 8,300 SH OTR 0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101 3,084,349 17,900 SH SOLE 0 0 17,900
APPLE INC COM 037833100 16,341,291 49,070 SH SOLE 0 0 49,070
APPLIED MATLS INC COM 038222105 11,135,811 21,776 SH SOLE 0 0 21,776
AT&T INC COM 00206R102 2,176,480 89,200 SH SOLE 0 0 89,200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 672,232 1,350 SH SOLE 0 0 1,350
BRISTOL-MYERS SQUIBB CO COM 110122108 3,388,320 54,300 SH SOLE 0 0 54,300
CHEVRON CORPORATION COM 166764100 224,631 1,100 SH OTR 0 0 1,100
CISCO SYS INC COM 17275R102 9,353,047 86,900 SH SOLE 0 0 86,900
CISCO SYS INC COM 17275R102 161,445 1,500 SH OTR 0 0 1,500
COCA COLA CO COM 191216100 2,349,984 27,300 SH SOLE 0 0 27,300
COCA COLA CO COM 191216100 68,864 800 SH OTR 0 0 800
CORNING INC COM 219350105 8,118,528 52,800 SH SOLE 0 0 52,800
EMERSON ELEC CO COM 291011104 6,436,650 41,500 SH SOLE 0 0 41,500
EMERSON ELEC CO COM 291011104 232,650 1,500 SH OTR 0 0 1,500
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 179,676 1,104 SH SOLE 0 0 1,104
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,128,933 13,081 SH OTR 0 0 13,081
GE AEROSPACE COM NEW 369604301 775,728 2,484 SH OTR 0 0 2,484
GE VERNOVA INC COM 36828A101 589,304 620 SH OTR 0 0 620
GEN DIGITAL INC COM 668771108 1,376,250 62,500 SH SOLE 0 0 62,500
GSK PLC SPONSORED ADR 37733W204 1,998,092 41,480 SH SOLE 0 0 41,480
HEWLETT PACKARD ENTERPRISE C COM 42824C109 3,648,119 57,100 SH SOLE 0 0 57,100
HP INC COM 40434L105 1,801,728 57,600 SH SOLE 0 0 57,600
ING GROEP N.V. SPONSORED ADR 456837103 2,911,000 82,000 SH SOLE 0 0 82,000
INTEL CORP COM 458140100 9,486,147 78,900 SH SOLE 0 0 78,900
INTEL CORP COM 458140100 354,678 2,950 SH OTR 0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101 6,268,005 28,500 SH SOLE 0 0 28,500
INTERNATIONAL BUSINESS MACHS COM 459200101 234,006 1,064 SH OTR 0 0 1,064
JOHNSON & JOHNSON COM 478160104 10,113,068 38,200 SH SOLE 0 0 38,200
JOHNSON & JOHNSON COM 478160104 89,482 338 SH OTR 0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 2,100,296 85,972 SH SOLE 0 0 85,972
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 24,161 989 SH OTR 0 0 989
MARSH & MCLENNAN COS INC COM 571748102 4,319,469 25,300 SH SOLE 0 0 25,300
MERCK & CO INC COM 58933Y105 9,663,115 66,500 SH SOLE 0 0 66,500
MERCK & CO INC COM 58933Y105 435,930 3,000 SH OTR 0 0 3,000
MICROSOFT CORP COM 594918104 17,843,791 34,790 SH SOLE 0 0 34,790
MICROSOFT CORP COM 594918104 1,641,280 3,200 SH OTR 0 0 3,200
NORTHERN TR CORP COM 665859104 2,150,872 12,700 SH SOLE 0 0 12,700
NUCOR CORP COM 670346105 5,189,250 22,200 SH SOLE 0 0 22,200
NUCOR CORP COM 670346105 288,681 1,235 SH OTR 0 0 1,235
ORACLE CORP COM 68389X105 381,694 2,780 SH SOLE 0 0 2,780
PFIZER INC COM 717081103 4,916,791 172,398 SH SOLE 0 0 172,398
PFIZER INC COM 717081103 168,553 5,910 SH OTR 0 0 5,910
PROCTER & GAMBLE CO COM 742718109 2,324,480 16,000 SH SOLE 0 0 16,000
PROCTER & GAMBLE CO COM 742718109 58,112 400 SH OTR 0 0 400
PROGRESSIVE CORP COM 743315103 10,609,297 51,176 SH SOLE 0 0 51,176
PROGRESSIVE CORP COM 743315103 95,420,854 460,281 SH OTR 0 0 460,281
STRYKER CORPORATION COM 863667101 14,609,439 53,050 SH SOLE 0 0 53,050
STRYKER CORPORATION COM 863667101 2,200,091 7,989 SH OTR 0 0 7,989
THERMO FISHER SCIENTIFIC INC COM 883556102 5,991,069 8,875 SH SOLE 0 0 8,875
UNILEVER PLC SPON ADR NEW 904767803 3,922,308 64,586 SH SOLE 0 0 64,586
UNILEVER PLC SPON ADR NEW 904767803 145,691 2,399 SH OTR 0 0 2,399
UNITED PARCEL SVCS INC CL B 911312106 2,107,072 22,550 SH SOLE 0 0 22,550
UNITED PARCEL SVCS INC CL B 911312106 74,752 800 SH OTR 0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104 2,223,778 48,480 SH SOLE 0 0 48,480
VERIZON COMMUNICATIONS INC COM 92343V104 89,492 1,951 SH OTR 0 0 1,951