ALT Loan ID

Transaction Name

Seller

Loan ID

Seller Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

246665606

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

400818962

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

464837807

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Received the final CD dated XX/XX/XXXX and PCCD dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached CDs requested. - Seller-XX/XX/XXXX

Counter-Received client rebuttal stating pages of the docs were swapped out. Please provide complete, separate copies of the CDs issued on XX/XX/XXXX and XX/XX/XXXX. Condition remains. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached explanation for DC - Seller-XX/XX/XXXX

Counter-The CD provided, as well as the copy in the file appears to be 2 separate CDs blended together. The first page has a date issued of XX/XX/XXXX and has a signature date on XX/XX/XXXX. Please provide complete, separate copies of the CDs issued on XX/XX/XXXX and XX/XX/XXXX. Not resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please clear condition as the CD has all pages or please specify which CD is missing the page. I attached the CD signed at closing. - Seller-XX/XX/XXXX

Open-PCCD 5th page is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached CDs requested. - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached explanation for DC - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. Please clear condition as the CD has all pages or please specify which CD is missing the page. I attached the CD signed at closing. - Seller-XX/XX/XXXX

Resolved-Received the final CD dated XX/XX/XXXX and PCCD dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_CD.pdf

XXXXXXXX_XXXXXXXX_LOE for CD.pdf

XXXXXXXX_XXXXXXXX_CD dated XX/XX/XXXX.pdf

XXXXXXXX_XXXXXXXX_CD dated XX/XX/XXXX.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

464837807

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

Missing Doc

Final Closing Disclosure is missing or incomplete

Resolved-Received the final CD dated XX/XX/XXXX and PCCD dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached CDs requested. - Buyer-XX/XX/XXXX

Counter-Received client rebuttal stating pages of the docs were swapped out. Please provide complete, separate copies of the CDs issued on XX/XX/XXXX and XX/XX/XXXX. Condition remains. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached explanation for the CD. - Buyer-XX/XX/XXXX

Counter-The CD provided, as well as the copy in the file appears to be 2 separate CDs blended together. The first page has a date issued of XX/XX/XXXX and has a signature date on XX/XX/XXXX. Please provide complete, separate copies of the CDs issued on XX/XX/XXXX and XX/XX/XXXX. Not resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please clear condition as the CD was included in the investor package. - Seller-XX/XX/XXXX

Open-Final Closing Disclosure is missing or incomplete Final CD page 1 to 4 is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please clear condition as the CD was included in the investor package. - Seller-XX/XX/XXXX

Resolved-Received the final CD dated XX/XX/XXXX and PCCD dated XX/XX/XXXX. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_CD.pdf

XXXXXXXX_XXXXXXXX_LOE for CD.pdf

XXXXXXXX_XXXXXXXX_CD dated XX/XX/XXXX.pdf

XXXXXXXX_XXXXXXXX_CD dated XX/XX/XXXX.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

464837807

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Missing Evidence of Insurance for REO

Resolved-Received underwriter response on additional HOA due along with documents verifying temporary fee increase. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached LOE from UW. The document was also included in the investor package. - Buyer-XX/XX/XXXX

Open-Missing Supporting Documentation. The borrower disclosed a total monthly expense of $X,XXX.XX in the "Monthly Insurance, Taxes, Association Dues, etc." section of the loan application. Review of the case file confirms documentation for Homeowners Association (HOA) dues in the amount of $X,XXX.XX per month. An institutional variance of $X,XXX.XX per month remains undocumented. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received underwriter response on additional HOA due along with documents verifying temporary fee increase. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_LOE.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Sufficient asset documents received, reserve requirement met. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The attached statements can be used as reserves.

Borrower brought in Gift Funds from parents of $X,XXX.XX. Borrower does not require any assets due to the gift funds which went directly to escrow.
- Seller-XX/XX/XXXX

Open-Audited Reserves of month(s) are less than Guideline Required Reserves of 3 month(s) Need additional assets from borrower to verify 3 months reserves requirement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The attached statements can be used as reserves.

Borrower brought in Gift Funds from parents of $X,XXX.XX. Borrower does not require any assets due to the gift funds which went directly to escrow.
- Seller-XX/XX/XXXX

Resolved-Sufficient asset documents received, reserve requirement met. Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_BankStatements.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Assets

Total Qualified Assets for Reserves Post-Close is less than Total Required Reserve Amount

Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The attached statements can be used as reserves.

Borrower brought in Gift Funds from parents of $X,XXX.XX. Borrower does not require any assets due to the gift funds which went directly to escrow.
- Buyer-XX/XX/XXXX

Open-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is less than Total Required Reserve Amount of $X,XXX.XX Need additional Assets from borrower to verify Reserves required. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Total Qualified Assets for Reserves Post-Close of $X,XXX.XX is equal to or greater than Total Required Reserve Amount of $X,XXX.XX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_BankStatements.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Assets

Insufficient asset documentation in file - assets do not cover closing costs

Resolved-Sufficient asset documentation provided. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received Gift letter and Wire confirmation for the Cash to Close amount, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see attached gift letter. - Seller-XX/XX/XXXX

Counter-An updated gift letter was not provided in the package. We now have proof of receipt of gift funds, but the gift letter was not provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached gift fund deposit. - Buyer-XX/XX/XXXX

Open-Insufficient asset documentation in file - assets do not cover closing costs. Verified assets of $X,XXX.XX is less than required cash to close of $X,XXX.XX results in $X,XXX.XX shortage of funds to close, Gift letter dated XX/XX/XXXX Pg #294 provided for $X,XXX.XX, however there is no proof of deposit either in borrower account or to escrow. Need proof of deposit. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see attached gift letter. - Seller-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_GiftFundDeposit.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

QM-ATR

ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements

Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-XX/XX/XXXX

Resolved-ATR Risk - Current Income or Current Assets were considered, Received Gift letter and Wire confirmation for the Cash to Close amount, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached revised gift letter. - Seller-XX/XX/XXXX

Counter-An updated gift letter was not provided in the package. We now have proof of receipt of gift funds, but the gift letter was not provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached gift fund deposit. - Seller-XX/XX/XXXX

Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Gift letter dated XX/XX/XXXX Pg #294 provided for $X,XXX.XX, however there is no proof of deposit either in borrower account or to escrow. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached revised gift letter. - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached gift fund deposit. - Seller-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_GiftFundDeposit.pdf

XXXXXXXX_XXXXXXXX_RevisedGiftLetter.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Asset 3 Missing

Resolved-Asset 3 Provided Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received Gift letter and Wire confirmation for the Cash to Close amount, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached revised gift letter. - Seller-XX/XX/XXXX

Counter-An updated gift letter was not provided in the package. We now have proof of receipt of gift funds, but the gift letter was not provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached gift fund deposit. - Buyer-XX/XX/XXXX

Open-Asset 3 Missing Gift letter dated XX/XX/XXXX Pg #294 provided for $X,XXX.XX, however there is no proof of deposit either in borrower account or to escrow. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached revised gift letter. - Seller-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_GiftFundDeposit.pdf

XXXXXXXX_XXXXXXXX_InvestorPackage.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

754122338

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Asset Record 3 Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received Gift letter and Wire confirmation for the Cash to Close amount, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see attached revised gift letter. - Buyer-XX/XX/XXXX

Counter-An updated gift letter was not provided in the package. We now have proof of receipt of gift funds, but the gift letter was not provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached gift fund deposit. - Buyer-XX/XX/XXXX

Open-Asset Record 3 Does Not Meet G/L Requirements Gift letter dated XX/XX/XXXX Pg #294 provided for $X,XXX.XX, however there is no proof of deposit either in borrower account or to escrow. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_GiftFundDeposit.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

368426901

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-COC Provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX

Counter-The appraisal increased from $X,XXX.XX to a total of $X,XXX.XX or a $X,XXX.XX increase. The appraisal desk review increased from $X,XXX.XX to $X,XXX.XX. This results in an increase of $X,XXX.XX. A change of circumstance for when the fee increased in needed or a refund of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please confirm amount required make category tolerant. Thank you - Buyer-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Appraisal Fee, Appraisal Desk Review Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4); 12 CFR 1026.19(f)(2)(v)). Valid COC is not available - Due Diligence Vendor-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-COC Provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_COC.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

368426901

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

TRID Tolerance

Charges That Cannot Increase Test (50001251)

Resolved-COC Provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Counter-The appraisal increased from $X,XXX.XX to a total of $X,XXX.XX or a $X,XXX.XX increase. The appraisal desk review increased from $X,XXX.XX to $X,XXX.XX. This results in an increase of $X,XXX.XX. A change of circumstance for when the fee increased in needed or a refund of $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please confirm amount required make category tolerant. Thank you - Seller-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Open-The following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the Cannot Increase Category: Appraisal Fee, Appraisal Desk Review Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed. (12 CFR 1026.19(e)(3); 12 CFR 1026.19(e)(4)). Valid COC is not available - Due Diligence Vendor-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Ready for Review-Please confirm amount required make category tolerant. Thank you - Seller-XX/XX/XXXX

Resolved-COC Provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_COC.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

368426901

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. S&P RA Only - Value grade equals B, secondary product within tolerance.
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

884691533

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

QM-ATR

ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements

Resolved-ATR Risk - Current Income or Current Assets were considered - Due Diligence Vendor-XX/XX/XXXX

Resolved-ATR Risk - Current Income or Current Assets were considered. Recent paystub received verifying B1 income, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached paystubs. - Buyer-XX/XX/XXXX

Open-ATR Risk - Either Current Income or Current Assets must be utilized to meet ATR requirements Income verification documents for B1 employment - XXXXXXXX is missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_Paystubs for XXXXXXXX.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

884691533

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Income/Employment

Income 1 Months Income Verified is Missing

Resolved-Recent paystub received verifying B1 income, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Income 1 Months Income Verified is Present Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached paystubs. - Buyer-XX/XX/XXXX

Open-Income 1 Months Income Verified is Missing Income verification documents for B1 employment - XXXXXXXX is missing. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_Paystubs for XXXXXXXX.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

884691533

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

523887688

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-VVOE provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached VOE. - Buyer-XX/XX/XXXX

Open-Borrower 1 3rd Party VOE Prior to Close Missing File contained a WVOE dated XX/XX/XXXX which is 12 business days prior to the note date. Guidelines require verification of employment within 10 business days. - Due Diligence Vendor-XX/XX/XXXX

Resolved-VVOE provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_VOE.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

523887688

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Compliance

QM-ATR

ATR Risk - Employment validation/verification standards do not meet requirements

Resolved-VVOE provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached VOE. - Buyer-XX/XX/XXXX

Open-ATR Risk - Employment validation/verification standards do not meet requirements File contained a WVOE dated XX/XX/XXXX which is 12 business days prior to the note date. Guidelines require verification of employment within 10 business days. - Due Diligence Vendor-XX/XX/XXXX

Resolved-VVOE provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-ATR Risk - Employment validation/verification standards meet requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_VOE.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

185734864

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

XXXXXXXX

Second Home

Purchase

XXXXXXXX

Investor Post-Close

771819381

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

970672893

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Missing Condo Master Insurance Policy

Resolved-Condo Master Insurance Policy received, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Hello.

Please see attached Master insurance

Thank you, - Buyer-XX/XX/XXXX

Open-Missing Condo Master Insurance Policy Condo Master Insurance Policy Missing - Due Diligence Vendor-XX/XX/XXXX

Resolved-Condo Master Insurance Policy received, condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_Master Ins.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

942402370

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

102485738

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

2 - Non-Material

Property

Value

Waived Secondary Valuation

Acknowledged-The client is waiving the stipulation for a secondary valuation. Current grading does not meet securitization requirements. If client seeks to securitize in the future, a secondary valuation is required, and applicable securitization grading will apply. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

530954428

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Required Documentation is Missing

Resolved-12 months bank statement available in file showing mortgage payments for REO 3B are paid by Co-borrower on that property, Condition resolved. - Due Diligence Vendor-XX/XX/XXXX

Rescinded-12 months bank statement available in file showing mortgage payments for REO 3B are paid by Co-borrower on that property, Condition rescinded. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 3B property is paid by other party - Buyer-XX/XX/XXXX

Open-Fraud report pg # 632 and AUS pg # 791 indicate that REO listed on section 3B of the final 1003 application is getting paid off and is excluded from DTI calculation. However, payoff documents are missing. Kindly provide mortgage payoff confirmation for REO listed on section 3B. Additional conditions may apply. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_Payment by other.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

530954428

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P RA Only - Value grade equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

308970407

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXXXXXX

Investor Post-Close

182457601

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

XXXXXXXX

Investor Post-Close

227191540

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Refinance

Limited Cash Out - <2% of Loan Amount or $2000

XXXXXXXX

Investor Post-Close

185560632

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

2 - Non-Material

Property

Value

Waived Secondary Valuation

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

Investor Post-Close

149652773

XXXXXXXX

Closed

XX/XX/XXXX

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The Borrower 1 third-party VOE is dated XX/XX/XXXX. The loan Note Date is XX/XX/XXXX and documents signed XX/XX/XXXX. Therefore, the VOE was completed within the required 10 business days prior to the Note Date and satisfies the pre-closing employment verification requirement. Please review and clear this condition. - Buyer-XX/XX/XXXX

Open-Borrower 1 3rd Party VOE Prior to Close Missing VOE is missing for Borrower 1. Although a VOE is available, it does not satisfy the requirement of covering the most recent 10 business days prior to the note date. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Borrower 1 3rd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXXXX_VOE.pdf

XXXXXXXX

Primary Residence

Purchase

XXXXXXXX

N/A

149652773

XXXXXXXX

Closed

XX/XX/XXXX

Acknowledged

1 - Information

Property

Value

S&P value equals B, secondary product within tolerance

Acknowledged-S&P value equals B, secondary product within tolerance. This finding will be rated a B for S&P. All other agencies will be rated as A. Secondary Valuation is within tolerance - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX

Primary Residence

Purchase

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Investor Post-Close