|
ALT Loan ID
|
Loan ID
|
Seller Loan ID
|
Loan Program
|
Guideline Product Name
|
Originator Name
|
Originating Entity CDFI Flag
|
Guideline Name
|
Guideline Author
|
Guideline Date
|
Guideline Version
|
Application Date
|
TILA Status
|
TRID
|
GSE
|
Verified Safe Harbor Flag
|
Verified Safe Harbor Reference Document
|
QM Regulation Failures
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
AUS Decision System
|
Rating Result
|
Property Inspection Waiver (PIW)
|
Calculated APR
|
HUD 1 Page 1 Credits Total
|
Verified Qualifying Rate
|
Originator Qualifying Rate
|
Qualifying P&I
|
Default Interest Rate Present
|
Default Interest Rate
|
Annual Property Tax
|
Monthly Property Tax
|
Annual Insurance Costs
|
Monthly Insurance Cost
|
Annual HOA Costs
|
Monthly HOA Costs
|
Monthly Other Costs
|
PITIA
|
Residual Income
|
HOA Questionnaire Flag
|
HOA Name
|
HOA Address State
|
HOA Fee Amount
|
HOA Next Due Date
|
HOA Payment Frequency
|
Originator DTI
|
TPR Verified DTI
|
QM DTI
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower 2 Length of Employment
|
Co Borrower 3 Length of Employment
|
Document Level
|
Borrower Years of W2s/1099
|
CoBorrower Years of W2s/1099
|
Borrower Months of Paystubs Verified
|
Co Borrower Months of Paystubs Verified
|
Borrower Employment Gap Letter
|
Borrower Months of Employment Gap
|
Co Borrower Employment Gap Letter
|
Co Borrower Months of Employment Gap
|
Borrower Years of Personal Tax Returns
|
Borrower Years of Business Tax Returns
|
CoBorrower Years of Personal Tax Returns
|
CoBorrower Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Borrower Award/Offer Letter
|
Co Borrower Award/Offer Letter
|
Asset Depletion Flag
|
Partial Asset Depletion Flag
|
Asset Depletion Months Amortized
|
Asset Utilization Flag (No DTI)
|
Borrower Bank Statements Flag
|
Borrower Bank Statement Summary/Lender Worksheet
|
Borrower Number of Personal Bank Statements
|
Borrower Number of Business Bank Statements
|
CoBorrower Bank Statements Flag
|
Co Borrower Bank Statement Summary/Lender Worksheet
|
CoBorrower Number of Personal Bank Statements
|
CoBorrower Number of Business Bank Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
Bespoke Eligible Assets
|
Borrower P&L Type
|
Borrower Number of Months P&L
|
Borrower P&L Prepared By
|
CoBorrower P&L Type
|
CoBorrower P&L Prepared By
|
CoBorrower Number of Months P&L
|
Borrower CPA Letter Flag
|
# of Months CPA verified income
|
CoBorrower CPA Letter Flag
|
CoBorrower # of Months CPA verified income
|
Borrower WVOE Flag
|
Borrower # of Months Employment Validated WVOE
|
Borrower # of Months Income Validated WVOE
|
Borrower WVOE Form Type
|
CoBorrower WVOE Flag
|
CoBorrower # of Months WVOE
|
CoBorrower # of Months Income Validated WVOE
|
CoBorrower WVOE Form Type
|
DSCR Flag
|
TPR DSCR
|
Originator DSCR
|
Expense Letter
|
Income Doc Detail
|
Tax Return Doc Details
|
Property Address
|
Property City
|
Property State
|
Property Zip
|
Property County
|
Original Credit Report Date
|
Borrower 1 Credit Report Date
|
Borrower 2 Credit Report Date
|
Borrower 3 Credit Report Date
|
Borrower 4 Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Co Borrower 2 FICO
|
Most Recent Co Borrower 3 FICO
|
Updated Credit Report Flag
|
Updated Credit Report Date
|
Updated FICO Method
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Updated Primary Borrower FICO
|
Updated Co Borrower FICO
|
Updated Co Borrower 2 FICO
|
Updated Co Borrower 3 FICO
|
Updated Qualifying FICO
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy 7 11
|
Months Bankruptcy 13
|
Most Recent Deed in Lieu Date
|
Number of Deed in Lieu Events
|
Months Deed in Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Lates 30d in 0-12m
|
Prior Mortgage/Rent Lates 60d in 0-12m
|
Prior Mortgage/Rent Lates 90d in 0-12m
|
Prior Mortgage/Rent Lates 120d+ in 0-12m
|
Prior Mortgage/Rent Lates 30d in 13-24m
|
Prior Mortgage/Rent Lates 60d in 13-24m
|
Prior Mortgage/Rent Lates 90d in 13-24m
|
Prior Mortgage/Rent Lates 120d+ in 13-24m
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Is Equity Shared Loan
|
Subordinate Lien Type
|
Subordinate Lien Max Draw Amount (HELOC)
|
Is Shared Appreciation Mortgage
|
Borrower Originator Citizenship Designation
|
Borrower Verified Citizenship Designation
|
Borrower Individual Tax Identification Number (ITIN)?
|
Borrower Photo Identification Type
|
Borrower Photo Identification Other Type
|
Borrower Photo ID State of Issuance
|
Borrower Photo ID Country of Issuance
|
Borrower Photo ID Expiration Date
|
Borrower Passport Country of Origin
|
Borrower Passport Expiration Date
|
Borrower Non-US Citizen Identification Document
|
Borrower Date of Resident Since/Valid Date
|
Borrower Non-US Document Expiration Date
|
Co Borrower Originator Citizenship Designation
|
Co Borrower Verified Citizenship Designation
|
Co Borrower Individual Tax Identification Number (ITIN)?
|
Co Borrower Photo Identification Type
|
Co Borrower Photo Identification Other Type
|
Co Borrower Photo ID State of Issuance
|
Co Borrower Photo ID Country of Issuance
|
Co Borrower Photo ID Expiration Date
|
Co Borrower Passport Country of Origin
|
Co Borrower Passport Expiration Date
|
Co Borrower Non-US Citizen Identification Document
|
Co Borrower Date of Resident Since/Valid Date
|
Co Borrower Non-US Document Expiration Date
|
Co Borrower 2 Originator Citizenship Designation
|
Co Borrower 2 Verified Citizenship Designation
|
Co Borrower 2 Individual Tax Identification Number (ITIN)?
|
Co Borrower 2 Photo Identification Type
|
Co Borrower 2 Photo Identification Other Type
|
Co Borrower 2 Photo ID State of Issuance
|
Co Borrower 2 Photo ID Country of Issuance
|
Co Borrower 2 Photo ID Expiration Date
|
Co Borrower 2 Passport Country of Origin
|
Co Borrower 2 Passport Expiration Date
|
Co Borrower 2 Non-US Citizen Identification Document
|
Co Borrower 2 Date of Resident Since/Valid Date
|
Co Borrower 2 Non-US Document Expiration Date
|
Co Borrower 3 Originator Citizenship Designation
|
Co Borrower 3 Verified Citizenship Designation
|
Co Borrower 3 Individual Tax Identification Number (ITIN)?
|
Co Borrower 3 Photo Identification Type
|
Co Borrower 3 Photo Identification Other Type
|
Co Borrower 3 Photo ID State of Issuance
|
Co Borrower 3 Photo ID Country of Issuance
|
Co Borrower 3 Photo ID Expiration Date
|
Co Borrower 3 Passport Country of Origin
|
Co Borrower 3 Passport Expiration Date
|
Co Borrower 3 Non-US Citizen Identification Document
|
Co Borrower 3 Date of Resident Since/Valid Date
|
Co Borrower 3 Non-US Document Expiration Date
|
Property Rights
|
Leasehold Lease Expiration Date
|
Buydown Flag
|
Assumable Mortgage Flag
|
Foreign National Alternative Credit Documentation
|
Liquid / Cash Reserves (ASF)
|
Months Liquid Reserves
|
Total Assets Available for Reserves
|
Months Reserves
|
Blanket Mortgage Flag
|
Qualifying HCLTV
|
Condo Warrantability Flag
|
E-Note Flag
|
O&E in lieu of Title Insurance
|
Business Purpose Flag
|
Borrower Note Executed As
|
Co Borrower Note Executed As
|
Co Borrower 2 Note Executed As
|
Co Borrower 3 Note Executed As
|
Maturity Date
|
Other Lien Interest Rate
|
Initial HELOC Draw Amount
|
MERS Loan Number
|
BUYDOWN FREQUENCY
|
BUYDOWN BORROWER MONTHLY PAYMENT 1
|
BUYDOWN SUBSIDIZED MONTHLY PAYMENT 1
|
BUYDOWN BORROWER MONTHLY PAYMENT 2
|
BUYDOWN SUBSIDIZED MONTHLY PAYMENT 2
|
BUYDOWN BORROWER MONTHLY PAYMENT 3
|
BUYDOWN SUBSIDIZED MONTHLY PAYMENT 3
|
DONOR OF BUYDOWN FUNDS
|
|
326338096
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.782%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
37.79%
|
37.79%
|
37.79%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts
Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
754
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Standard Driver's License - Not for federal Use
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
18.5
|
$X,XXX.XX
|
18.5
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
246665606
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.431%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
43.12%
|
43.12%
|
43.12%
|
No
|
Self-Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
2
|
2
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
50.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESCorp, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns
Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX,
XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
28.6
|
$X,XXX.XX
|
28.6
|
No
|
71.13
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
400818962
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.594%
|
6.500%
|
6.500%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
34.16%
|
34.16%
|
34.16%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
118
|
24
|
Work Number
|
Yes
|
118
|
12
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower
- Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
803
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
92.1
|
$X,XXX.XX
|
92.1
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
464837807
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.541%
|
6.500%
|
6.500%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
31.92%
|
31.92%
|
31.92%
|
No
|
Yes
|
Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
0
|
2
|
2
|
2
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
Borrower Prepared
|
Borrower
|
6
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - SESCorp, SESCorp, SESCorp, SESoleProprietor, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), YTD Profit
And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 2 YRS Personal
Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
20.4
|
$X,XXX.XX
|
20.4
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
754122338
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.465%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
39.54%
|
39.54%
|
39.54%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX || Co Borrower -
Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts
Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
794
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
4.2
|
$X,XXX.XX
|
4.2
|
No
|
63.76
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
368426901
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.389%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
39.83%
|
39.83%
|
39.83%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
2
|
2
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
XXXX, XXXX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
778
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
19.8
|
$X,XXX.XX
|
19.8
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
864315225
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.399%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
35.54%
|
35.54%
|
35.54%
|
Yes
|
Self-Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
2
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
79.8
|
$X,XXX.XX
|
79.8
|
No
|
35.79
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
884691533
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.568%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
36.55%
|
36.55%
|
36.55%
|
No
|
No
|
1 - Not Stated Not Verified
|
3 - Stated, Partially Verified
|
3 - Stated, 3rd Party Verification
|
Employed
|
Retired
|
Retired
|
.00
|
Retirement Income Doc Verified
|
0
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
1
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX || Co Borrower - SSI and
Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX || Co Borrower 2 - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX || Co Borrower 2 - 3
YRS Executed 4506T Verified - XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
738
|
813
|
828
|
823
|
823
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
30.3
|
$X,XXX.XX
|
30.3
|
No
|
40.57
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
392691002
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.588%
|
6.500%
|
6.500%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
45.63%
|
45.63%
|
45.63%
|
No
|
Employed
|
2YR Full Doc
|
0
|
1 Month
|
N/A
|
0
|
0
|
0
|
2
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
59
|
30
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T
Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
801
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Passport
|
United States
|
XX/XX/XXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
86.6
|
$X,XXX.XX
|
86.6
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
793285520
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.585%
|
6.500%
|
6.500%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
28.46%
|
28.46%
|
28.46%
|
No
|
Employed
|
2YR Full Doc
|
2
|
1 Month
|
Yes
|
9
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
3
|
3
|
Other
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
775
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Standard Driver's License - Not for federal use
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
11.0
|
$X,XXX.XX
|
11.0
|
No
|
56.25
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
982303804
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.008%
|
6.875%
|
6.875%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
44.92%
|
44.92%
|
44.92%
|
No
|
No
|
Employed
|
Retired
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
69
|
31
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified -
XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
786
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
46.8
|
$X,XXX.XX
|
25.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
550274462
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.090%
|
7.000%
|
7.000%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
49.77%
|
49.77%
|
49.77%
|
No
|
Employed
|
2YR Full Doc
|
2
|
Less than 1 Month
|
N/A
|
0
|
0
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
98
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts
Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
765
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
29.9
|
$X,XXX.XX
|
29.9
|
No
|
70.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
523887688
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.395%
|
6.250%
|
6.250%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
Yes
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
49.51%
|
49.51%
|
49.51%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
13
|
13
|
Work Number
|
0
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
774
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
9.7
|
$X,XXX.XX
|
9.7
|
No
|
57.49
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
710861879
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.429%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
46.19%
|
46.19%
|
46.19%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
2
|
0
|
1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
1
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
39
|
29
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, 1 YR IRS Transcripts Verified, Lease Agreements Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
808
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
52.9
|
$X,XXX.XX
|
52.9
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
185734864
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.166%
|
6.125%
|
6.125%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
19.87%
|
19.87%
|
19.87%
|
Yes
|
Employed
|
Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
18
|
18
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX,
XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
789
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
451.8
|
$X,XXX.XX
|
451.8
|
No
|
45.24
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
871199283
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.452%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
39.32%
|
39.32%
|
39.32%
|
No
|
Employed
|
2YR Full Doc
|
2
|
Less than 1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
131
|
7
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified,
Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
82.4
|
$X,XXX.XX
|
82.4
|
No
|
44.93
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
973970249
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.434%
|
6.250%
|
6.250%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
41.67%
|
41.67%
|
41.67%
|
No
|
No
|
Retired
|
Retired
|
Retirement Income Doc Verified
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX || Co Borrower - SSI and Disability, Retirement, Retirement,
Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
763
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
25.7
|
$X,XXX.XX
|
25.7
|
No
|
54.79
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
867952408
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX MatrixV6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.863%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
27.47%
|
27.47%
|
27.47%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
33
|
33
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX,
XXXX, XXXX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts
Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
11.1
|
$X,XXX.XX
|
11.1
|
No
|
70.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
685178611
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX MatrixV6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.577%
|
6.500%
|
6.500%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
49.33%
|
49.33%
|
49.33%
|
No
|
Employed
|
2YR Full Doc
|
2
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
32
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
776
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
21.5
|
$X,XXX.XX
|
21.5
|
No
|
55.2
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
771819381
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.839%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
45.13%
|
45.13%
|
45.13%
|
No
|
No
|
1 - Not Stated Not Verified
|
5 - Stated, 2YRs Verified + CPA Letter
|
3 - Stated, 3rd Party Verification
|
Employed
|
Employed
|
Employed
|
44.00
|
2YR Full Doc
|
0
|
2
|
Less than 1 Month
|
2+ Months
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
19
|
19
|
FNMA 1005
|
Yes
|
29
|
29
|
FNMA 1005
|
No
|
0
|
Borrower - Wage - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - Wage - 2 YRS W2 1099
Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower 2 - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Note Receivable Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower 2 - 3 YRS Executed 4506T
Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
740
|
740
|
811
|
714
|
740
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
36.1
|
$X,XXX.XX
|
36.1
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
970672893
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
15
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
7.853%
|
7.750%
|
7.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
48.81%
|
48.81%
|
48.81%
|
No
|
Employed
|
2YR Full Doc
|
2
|
Less than 1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
79
|
31
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX,
XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
770
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
Yes
|
No
|
N/A
|
$X,XXX.XX
|
11.3
|
$X,XXX.XX
|
11.3
|
No
|
89.99
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
12
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
Seller
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
498118354
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
5
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.720%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.946%
|
6.875%
|
6.875%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
49.82%
|
49.82%
|
49.82%
|
No
|
Yes
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
1 Month
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
10
|
10
|
Work Number
|
Yes
|
160
|
160
|
Work Number
|
No
|
0
|
Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified - XXXX, XXXX || Co Borrower - Wage, Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
708
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
17.7
|
$X,XXX.XX
|
17.7
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
942402370
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
15
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.188%
|
6.125%
|
6.125%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
27.89%
|
27.89%
|
27.89%
|
No
|
No
|
Employed
|
Not Employed
|
2YR Full Doc
|
0
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
Stocks/Bonds,Proceeds from Sale
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
139
|
19
|
Work Number
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX
|| Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
743
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
48.6
|
$X,XXX.XX
|
48.6
|
No
|
57.97
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
102485738
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
14
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.367%
|
6.250%
|
6.250%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
35.61%
|
35.61%
|
35.61%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
2
|
2
|
Less than 1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds,Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
113
|
28
|
FNMA 1005
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX,
XXXX || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
777
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
No
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
7.6
|
$X,XXX.XX
|
7.6
|
No
|
60.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
335730233
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.201%
|
6.125%
|
6.125%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
38.05%
|
38.05%
|
38.05%
|
No
|
No
|
Employed
|
Self-Employed
|
2YR Full Doc
|
2
|
0
|
2+ Months
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
1
|
1
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
50.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - SEPartnership - 1 YR Personal
Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - XXXX
|
Borrower - 2 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 3 YRS
Executed 4506T Verified - XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
733
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
Yes
|
N/A
|
$X,XXX.XX
|
26.1
|
$X,XXX.XX
|
26.1
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
959883912
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
LP
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FHLMC
|
XX/XX/XXXX
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.445%
|
6.375%
|
6.375%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
45.06%
|
45.06%
|
45.06%
|
No
|
No
|
Retired
|
Retired
|
Full Doc
|
0
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
Yes
|
Yes
|
No
|
Yes
|
240.0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - SSI and Disability, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Asset Depletion, Other REO Net Rental Income(Loss) - 3 YRS
Executed 4506T Verified, Award Letter Verified - XXXX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
812
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
94.0
|
$X,XXX.XX
|
94.0
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
530954428
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
LP
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FHLMC
|
XX/XX/XXXX
|
10
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.815%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
43.21%
|
43.21%
|
43.21%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
1
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS
Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
10.4
|
$X,XXX.XX
|
10.4
|
No
|
90.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
125066335
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.935%
|
6.875%
|
6.875%
|
$X,XXX.XX
|
Yes
|
6.875%
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
30.59%
|
30.59%
|
30.59%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
0
|
0
|
1 Month
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds,Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
88
|
30
|
Work Number
|
Yes
|
89
|
29
|
Work Number
|
No
|
0
|
Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T
Verified, 1040 Schedule E Verified - XXXX, XXXX, XXXX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - XXXX, XXXX,
XXXX
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - XXXX, XXXX, XXXX || Co Borrower - 1 YR Personal Tax
Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
746
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
79.1
|
$X,XXX.XX
|
79.1
|
No
|
90.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
308970407
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.155%
|
6.000%
|
6.000%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
35.49%
|
35.49%
|
35.49%
|
No
|
Employed
|
2YR Full Doc
|
1
|
1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
100.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
746
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
30.1
|
$X,XXX.XX
|
30.1
|
No
|
83.77
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
400198625
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.520%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.372%
|
6.250%
|
6.250%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
37.96%
|
37.96%
|
37.96%
|
No
|
No
|
Employed
|
Employed
|
Full Doc
|
2
|
2
|
2+ Months
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - Wage - 2 YRS W2 1099
Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
10.0
|
$X,XXX.XX
|
10.0
|
No
|
59.32
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
182457601
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
11
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.570%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.273%
|
6.125%
|
6.125%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
35.33%
|
35.33%
|
35.33%
|
No
|
No
|
Employed
|
Employed
|
2YR Full Doc
|
1
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
31
|
31
|
Work Number
|
Yes
|
31
|
31
|
Work Number
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co
Borrower - Wage - Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
744
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
4.9
|
$X,XXX.XX
|
4.9
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
213581585
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
6
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.490%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.832%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
49.14%
|
49.14%
|
49.14%
|
No
|
No
|
Retired
|
Employed
|
Full Doc
|
0
|
2
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
0
|
0
|
3
|
0
|
Yes
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
93
|
93
|
Work Number
|
No
|
0
|
Yes
|
Borrower - Other, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental
Income(Loss) - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - XXXX, XXXX || Co Borrower - Wage, Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T
Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
734
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
18.1
|
$X,XXX.XX
|
18.1
|
No
|
85.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
227191540
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
8
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.410%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.113%
|
6.000%
|
6.000%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
29.54%
|
29.56%
|
29.56%
|
No
|
Employed
|
2YR Full Doc
|
0
|
NA
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
29
|
155
|
Work Number
|
0
|
No
|
0
|
N/A
|
Borrower - Wage, Other REO Net Rental Income(Loss) - Written VOE Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
801
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
97.6
|
$X,XXX.XX
|
97.6
|
No
|
72.1
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
985435205
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V1
|
FNMA
|
XX/XX/XXXX
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.120%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
5.924%
|
5.875%
|
5.875%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
43.48%
|
43.48%
|
43.48%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
85
|
14
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Commission, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE
Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
791
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
2.4
|
$X,XXX.XX
|
2.4
|
No
|
60.96
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
387716298
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage AUS
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage AUS Matrix V3
|
FNMA
|
XX/XX/XXXX
|
10
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.680%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.251%
|
6.125%
|
6.125%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
15.82%
|
15.82%
|
15.82%
|
No
|
No
|
Self-Employed
|
Not Employed
|
2YR Full Doc
|
1
|
0
|
NA
|
NA
|
N/A
|
0
|
N/A
|
0
|
2
|
1
|
0
|
0
|
3
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
100.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - SESCorp, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 1
YR W2 1099 Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower
|
Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - XXXX, XXXX || Co Borrower
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
784
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Standard Driver's License - Not for federal use
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Standard Driver's License - Not for federal Use
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
215.3
|
$X,XXX.XX
|
215.3
|
No
|
80.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
318361268
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
5
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.039%
|
5.625%
|
5.625%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Annually
|
29.05%
|
29.05%
|
29.05%
|
No
|
No
|
Retired
|
Employed
|
Full Doc
|
0
|
1
|
NA
|
1 Month
|
N/A
|
0
|
N/A
|
0
|
1
|
0
|
1
|
0
|
2
|
0
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
Stocks/Bonds
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR Personal Tax
Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified -
XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
772
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
73.2
|
$X,XXX.XX
|
73.2
|
No
|
33.98
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
887366427
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Jumbo Advantage Select Matrix V5
|
FNMA
|
XX/XX/XXXX
|
9
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.530%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.919%
|
6.875%
|
6.875%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
Yes
|
XXXXXXXX
|
XXXXXXXX
|
$X,XXX.XX
|
XX/XX/XXXX
|
Monthly
|
37.48%
|
37.48%
|
37.48%
|
No
|
Employed
|
Full Doc
|
1
|
Less than 1 Month
|
N/A
|
0
|
0
|
0
|
3
|
0
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
NA
|
0
|
0
|
N/A
|
0
|
No
|
0
|
Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
768
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Real ID Driver's License
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
7.6
|
$X,XXX.XX
|
7.6
|
No
|
90.0
|
Yes
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
185560632
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
N/A
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.845%
|
6.750%
|
6.750%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
34.91%
|
34.91%
|
34.91%
|
No
|
Employed
|
2YR Full Doc
|
2
|
2+ Months
|
N/A
|
0
|
0
|
0
|
3
|
2
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
NA
|
0
|
No
|
Yes
|
117
|
31
|
FNMA 1005
|
0
|
No
|
0
|
N/A
|
Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified -
XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
809
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
55.8
|
$X,XXX.XX
|
55.8
|
No
|
75.0
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
N/A
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
375918489
|
XXXXXXXX
|
XXXXXXXX
|
Advantage Flex Fixed 30 Year
|
Advantage Flex Fixed 30 Year
|
XXXXXXXX
|
No
|
XX/XX/XXXX_Advantage FLEX NQM Lending Guide / XX/XX/XXXX Advantage FLEX Matrix V6
|
XXXXXXXX
|
XX/XX/XXXX
|
NA
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.610%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.724%
|
6.625%
|
6.625%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
24.27%
|
23.72%
|
23.72%
|
No
|
No
|
Not Employed
|
Employed
|
2YR Full Doc
|
0
|
1
|
NA
|
Less than 1 Month
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
2
|
NA
|
NA
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
NA
|
0
|
0
|
N/A
|
Yes
|
272
|
30
|
Work Number
|
No
|
0
|
N/A
|
Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified,
Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - XXXX, XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
797
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
78.6
|
$X,XXX.XX
|
78.6
|
No
|
63.64
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
149652773
|
XXXXXXXX
|
XXXXXXXX
|
Jumbo Advantage Select Fixed 30 Year
|
DU
|
XXXXXXXX
|
No
|
XX/XX/XXXX Jumbo Advantage Select Matrix V5
|
FMNA
|
XX/XX/XXXX
|
7
|
XX/XX/XXXX
|
QM: Safe Harbor APOR (APOR SH)
|
Yes
|
No
|
Not Stated
|
N/A
|
N/A
|
$X,XXX.XX
|
XX/XX/XXXX
|
6.640%
|
Manual Underwriting
|
Manual Underwriting
|
No
|
6.933%
|
6.875%
|
6.875%
|
$X,XXX.XX
|
No
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
$X,XXX.XX
|
N/A
|
$X,XXX.XX
|
40.10%
|
40.10%
|
40.10%
|
No
|
No
|
Employed
|
Retired
|
Full Doc
|
2
|
0
|
Less than 1 Month
|
NA
|
N/A
|
0
|
N/A
|
0
|
0
|
0
|
0
|
0
|
3
|
0
|
NA
|
Yes
|
No
|
No
|
0
|
No
|
No
|
N/A
|
0
|
0
|
No
|
N/A
|
0
|
0
|
0.00%
|
0.00%
|
0.00%
|
N/A
|
0
|
N/A
|
N/A
|
N/A
|
0
|
NA
|
0
|
No
|
0
|
Yes
|
313
|
31
|
Other
|
NA
|
0
|
0
|
N/A
|
No
|
0
|
Borrower - Wage, Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed
4506T Verified - XXXX, XXXX, XXXX || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - XXXX, XXXX
|
Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX, XXXX || Co Borrower - 3 YRS Executed 4506T Verified - XXXX, XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
XX/XX/XXXX
|
782
|
No
|
NA
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
Unknown
|
No
|
No
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
XXXXXXXX
|
XXXXXXXX
|
N/A
|
Other
|
Patriot Act Form
|
XXXXXXXX
|
United States
|
XX/XX/XXXX
|
XXXXXXXX
|
Fee Simple
|
No
|
No
|
N/A
|
$X,XXX.XX
|
94.7
|
$X,XXX.XX
|
94.7
|
No
|
89.99
|
N/A
|
No
|
No
|
No
|
Borrower As Individual
|
Borrower As Individual
|
N/A
|
N/A
|
XX/XX/XXXX
|
XXXXXXXX
|