Customer Loan ID

Seller Loan ID

Loan Exception ID

Deal Num

Investor Loan Number

Deal Name

Exception ID

Last Name

Purpose

Occupancy

Note Date

State

Original Loan Amount

Loan Status

Exception Date

Exception Type

Exception Subcategory

Exception Status

Exception Status Change Date

Exception Grade

Exception

Exception Information

Exception Rebuttal

Exception Rebuttal Date

Compensating Factors

Statute of Limitation Date

Assigned To

Comments

70001103

XXXXX

XXX

FVAL9739

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/11/2026

Property

Property/Appraisal General

Resolved

07/28/2026

Property/Appraisal General

Property/Appraisal guideline violation: Deed of trust checked the PUD rider and PUD rider document is available in the loan package. However, the appraisal report identifies the property type as XXX.

Document Uploaded. Re-recorded Mtg. ; Document Uploaded. The XXX is unchecked and being submitted for re-recording. ; Document Uploaded. ; Document Uploaded.

Closed

Cleared per corrected and re-recorded DOT updating PUD status.; Property/Appraisal Meets Guidelines.; Lender provided the DOT. Exception is for needing a corrected appraisal reflecting subject is in a PUD or a new Deed of Trust per monthrtgage. Please provide a corrected DOT executed by the borrower and sent for re-recording confirming subject is not in a PUD, or provide corrected appraisal and HOA dues documentation. Condition retained. ; Gift transfer documentation received, however, exception is for needing a corrected appraisal reflecting subject is in a PUD or a new Deed of Trust per monthrtgage. Please provide a corrected DOT executed by the borrower and sent for re-recording confirming subject is not in a PUD, or provide corrected appraisal and HOA dues documentation. Thank you.; The attached DOT still reflects a PUD Rider and the appraisal reflects the subject property is not a PUD. Please provide a corrected DOT executed by the borrower and sent for re-recording, Or provide evidence the subject property is a PUD.

70001103

XXXXX

XXX

FCRE0382

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/11/2026

Credit

Assets do not meet guideline requirements

Resolved

05/28/2026

Assets do not meet guideline requirements

When the Total Qualified Asset Post Close field contains a negative value, the required assets do not meet guidelines. Unable to locate evidence of receipt of gift funds in the amount of XXX transferred on XX/XX/XXXX and proceeds from the sale of home in the amount of XXX

Document Uploaded. ; Document Uploaded. $XXX: I'm still working on this $XXX: Please see attached

Final settlement in file- hence no evidence of receipt.

Closed

Funds are found to meet guidelines.; Lender provided the signed settlement Statement for XXX Pending evidence of receipt of gift funds in the amount of XXX transferred on XX/XX/XXXX. Condition retained.

70001103

XXXXX

XXX

FCRE2800

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/11/2026

Credit

Verified Liquid Assets Insufficient For Closing

Resolved

05/28/2026

Verified Liquid Assets Insufficient For Closing

Verified Liquid Assets are insufficient for closing in the amount of $-XXX. Unable to locate evidence of receipt of gift funds of XXX transferred on XX/XX/XXXX and evidence of receipt of funds from the sale of property for XXX

Document Uploaded. ; Document Uploaded. $XXX: I'm still working on this $XXX: Please see attached

Closed

Verified Liquid Assets are sufficient for closing.; Lender provided the signed settlement Statement for XXX Pending evidence of receipt of gift funds in the amount of XXX transferred on XX/XX/XXXX. Condition retained.

70001103

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/11/2026

Credit

No Credit Findings

Resolved

05/13/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001103

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/11/2026

Compliance

No Compliance Findings

Resolved

05/13/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001104

XXXXX

XXX

finding-3634

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/20/2026

Compliance

Charges That Cannot Increase Test

Resolved

06/29/2026

Charges That Cannot Increase Test

This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to the addition of the final inspection fee on the CD dated XX/XX/XXXX. Invoice for 1004D is dated XX/XX/XXXX. Fee not re-disclosed within XXX business days of change.

The loan required a Re-inspection and a Final Inspection, both for XXX The invoice being referenced, dated XX/XX/XXXX is for the re-inspection fee required due to the appraisal being "subject to" and the XXX fee re-inspection fee was present in the LE. A final inspection XXX was also required and disclosed on XX/XX/XXXX, with applicable XXX being issued on XX/XX/XXXX and the final inspection report is dated XX/XX/XXXX. A TRID violation is not present, disclosures, CIC's and applicable documents meet all timing requirements.

Closed

Valid COC provided; exception resolved; Valid COC provided; exception resolved

70001104

XXXXX

XXX

FPRO1245

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/19/2026

Property

Appraisal is Expired

Resolved

06/01/2026

Appraisal is Expired

Primary Value Appraisal is Expired Appraisal in file, subject to completion, dated XX/XX/XXXX and Completion reports dated XX/XX/XXXX and XX/XX/XXXX. Appraisal meets DU subject-to-completion requirements.

Document Uploaded. Your finding comments are contradictory. The file contained a recertification of value dated XX/XX/XXXX which is sufficient

Closed

Client States: Document Uploaded. Your finding comments are contradictory. The file contained a recertification of value dated XX/XX/XXXX which is sufficient. LM Updated.; Primary Value Appraisal is Not Expired Or Primary Valuation Does Not Exist

70001104

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

05/20/2026

Credit

No Credit Findings

Resolved

05/20/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001105

XXXXX

XXX

finding-3634

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

06/12/2026

Compliance

Charges That Cannot Increase Test

Cured

08/12/2026

Charges That Cannot Increase Test

This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase of the processing fee from XXX on LE dated XX/XX/XXXX to XXX on LE dated XX/XX/XXXX without valid COC. Wet signed CD dated XX/XX/XXXX considered final CD. There is another CD dated XX/XX/XXXX with higher cure amount of XXX

Document Uploaded. ; Document Uploaded. ; Document Uploaded. ; Document Uploaded.

Closed

Cure package provided to the borrower within XXX days of discovery; exception downgraded to a 2/B; COC is not considered valid, generally, if the charge paid by or imposed on the consumer exceeds the amount originally disclosed on the Loan Estimate, it is not in good faith, regardless of whether the creditor later discovers a technical error, miscalculation, or underestimation of a charge.; The total cure required was for $XXX. Cure on Final CD XXX and cure provided on attached documents is $XXX. This leaves a remaining cure of XXX due to the addition of the Flood Cert Fee on LE XX/XX/XXXX which should have been included in the initial exception. There is a COC dated XX/XX/XXXX but doesn't reference the additional of the Flood cert fee or provide a reason it was added. Providing a reason may clear the exception otherwise cure package for XXX required. ; This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i).; The settlement Statement in file shows only lender credits (which included a cure of $XXX) of XXX however the CD referenced as the post consummation does not match the seller credits of XXX Provide Final settlement Statement that matches the indicated post consummation CD to show the cure was provided at disbursement prior to third party review to resolve

70001105

XXXXX

XXX

FCRE1316

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

06/11/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

07/01/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Borrower 1 3rd Party VOE Prior to Close Missing. Borrower 1 3rd Party VOE Prior to Close Missing.

Document Uploaded.

Closed

Borrower 1 3rd Party VOE Prior to Close Was Provided.

70001105

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

06/11/2026

Property

No Property Findings

Resolved

06/13/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001106

XXXXX

XXX

finding-3634

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/07/2026

Compliance

Charges That Cannot Increase Test

Cured

08/11/2026

Charges That Cannot Increase Test

This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i). TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the appraisal fee increasing on CD XX/XX/XXXX without a COC.

Document Uploaded. ; Document Uploaded. ; Document Uploaded. ; Document Uploaded.

Closed

Cure package provided to the borrower; exception downgraded to a 2/B; COC does not provide a reason the fee increased, just States "appraisal fees increased". Please provide a reason for the increase. ; The file did not contain a disclosure dated within XXX of the COC

70001106

XXXXX

XXX

FCOM3849

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/07/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

07/08/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: Evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date is required, but missing from the file.

Closed

Acknowledged, accepting 2/B grading

70001106

XXXXX

XXX

FCRE8999

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/06/2026

Credit

No Credit Findings

Resolved

07/08/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001106

XXXXX

XXX

FPRO8998

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/06/2026

Property

No Property Findings

Resolved

07/08/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001107

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/08/2026

Property

No Property Findings

Resolved

07/09/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001107

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/08/2026

Credit

No Credit Findings

Resolved

07/09/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001107

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/09/2026

Compliance

No Compliance Findings

Resolved

07/09/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001108

XXXXX

XXX

FCRE8999

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/14/2026

Credit

No Credit Findings

Resolved

07/15/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001108

XXXXX

XXX

FPRO8998

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/14/2026

Property

No Property Findings

Resolved

07/15/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001108

XXXXX

XXX

FCOM8997

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/14/2026

Compliance

No Compliance Findings

Resolved

07/15/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001109

XXXXX

XXX

finding-3634

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Charges That Cannot Increase Test

Cured

08/13/2026

Charges That Cannot Increase Test

TILA 130b Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The zero tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Appraisal Field Review fee. The change occurred on CD XX/XX/XXXX, but the COC dated XX/XX/XXXX wasn't accepted. The Appraisal review is dated XX/XX/XXXX so the fee was not disclosed within XXX business days. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i).

Document Uploaded.

Closed

Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B

70001109

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001109

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Credit

No Credit Findings

Resolved

07/25/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001110

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Property

No Property Findings

Resolved

07/23/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001110

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

No Compliance Findings

Resolved

07/23/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001110

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

No Credit Findings

Resolved

07/23/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001111

XXXXX

XXX

finding-3367

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

RESPA Homeownership Counseling Organizations Disclosure Date Test

Acknowledged

07/25/2026

RESPA Homeownership Counseling Organizations Disclosure Date Test

Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application,XX/XX/XXXX This loan failed the homeownership counseling organizations disclosure date test due to the following findings: (12 CFR §1024.20(a) he loan has a homeownership counseling organizations disclosure date that is not within three business days of the loan Originator's application date (or the date creditor received application if loan Originator's application date is not provided); orThe homeownership counseling organizations disclosure date is after the closing date ot later than three business days after a lender, mortgage broker, or dealer receives an application, or information sufficient to complete an application, the lender must provide the loan applicant with a clear and conspicuous written list of homeownership counseling organizations that provide relevant counseling services in the loan applicant's location. The list of homeownership counseling organizations distributed to each loan applicant under this section shall be obtained no earlier than XXX days prior to the time when the list is provided to the loan applicant from either:(XXX he website maintained by the Bureau for lenders to use in complying with the requirements of this section; or(XXX ata made available by the Bureau or HUD for lenders to use in complying with the requirements of this section, provided that the data is used in accordance with instructions provided with the data his calculation take into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(b) and as it relates to §XXX (list of homeownership counseling organizations provided not later than XXX business days after a loan Originator receives an application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict lease note: This test does not validate the content of any list of homeownership counseling organizations.

Acknowledged, accepting 2/B grading

Closed

; Acknowledged, accepting 2/B grading

70001111

XXXXX

XXX

finding-3634

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Charges That Cannot Increase Test

Resolved

08/03/2026

Charges That Cannot Increase Test

TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and proof of delivery. The exception is tied to the missing Initial LE issued within XXX business days of the application date of XX/XX/XXXX, as the earliest available LE is dated XX/XX/XXXX. Please provide the initial LE issued within XXX business days of the application date of XX/XX/XXXX. Additional testing will be completed, once the initial LE is provided. This loan failed the charges that cannot increase test. (12 CFR §1026.19(e)(3)(i))The loan contains charges that exceed the good faith determination according to §1026.19(e)(3)(i) ne or more of the final charges exceed the comparable amount. Your total tolerance violation is $XXX lease see the Tolerance Comparison Table that displays the Charges That Cannot Increase for a comparison of the data between the provided disclosures n estimated closing cost disclosed pursuant to §1026.19(e) is in good faith if the charge paid by or imposed on the consumer does not exceed the amount originally disclosed under §1026.19(e)(1)(i).

Closed

Initial LE provided; exception resolved; Initial LE provided; exception resolved

70001111

XXXXX

XXX

finding-3635

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Charges That In Total Cannot Increase More Than 10% Test

Resolved

08/03/2026

Charges That In Total Cannot Increase More Than XXX% Test

TILA 130b Cure Required. Refund in the amount of $XXX: cure package requires a PCCD, LOE, Copy of Refund Check, and proof of delivery. The exception is tied to the missing Initial LE issued within XXX business days of the application date of XX/XX/XXXX, as the earliest available LE is dated XX/XX/XXXX. Please provide the initial LE issued within XXX business days of the application date of XX/XX/XXXX. Additional testing will be completed, once the initial LE is provided. This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).

Closed

Initial LE provided; exception resolved; Initial LE provided; exception resolved

70001111

XXXXX

XXX

finding-3515

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Initial Loan Estimate Delivery Date Test (from application)

Resolved

08/03/2026

Initial Loan Estimate Delivery Date Test (from application)

Documentation required to clear exception. The Initial Loan Estimate dated XX/XX/XXXX (per compliance report in file) is missing from the loan file. The earliest LE in the loan file was issued on XX/XX/XXXX. The violation can be cured by providing the initial LE within XXX days of application date XX/XX/XXXX. This loan failed the initial loan estimate delivery date test (from application) due to one of the following: (12 CFR §1026.19(e)(1)(iii)(A) he initial loan estimate delivery date is later than the third business day (counting days on which the creditor's offices are open to the public for carrying on substantially all of its business functions) after the creditor or broker receives the consumer's written application herefore, if additional disclosures are entered into ComplianceAnalyzer, any values that would change under a valid changed circumstance if the initial loan estimate had been delivered timely, will not reset the baseline for tolerance purposes. The comparable fees for this loan will be XXX regardless of the actual values on the disclosure his calculation takes into account a user-submitted designation of the days that the creditor's office will be deemed to be open or not open for carrying on substantially all of its business functions, as described in §XXX(a)(XXX) and as it relates to §1026.19(e)(1)(iii)(A) (initial loan estimate disclosure three business days after application). This test excluded the following days from the business day count based on the client preferences configured on the company settings business days profile page:As not being open on SundayAs not being open on SaturdayPLEASE NOTE: If a conflict results from the client preferences configured on the company settings business days profile page such that a day is marked as both open and closed, ComplianceAnalyzer calculations will presume the company's offices are closed to the public for carrying on substantially all of its business functions. If this is not the appropriate result, you must revise your settings to remove the conflict he creditor shall deliver or place in the mail the disclosures required under §1026.19(e)(1)(i) (provision of loan estimate form) not later than the third business day after the creditor receives the consumer's application.

Document Uploaded.

Closed

Initial LE provided; exception resolved; Initial LE provided; exception resolved

70001111

XXXXX

XXX

FCRE8999

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Credit

No Credit Findings

Resolved

07/25/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001111

XXXXX

XXX

FPRO8998

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001112

XXXXX

XXX

FCOM1266

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Compliance

Homeownership Counseling Disclosure Is Missing

Acknowledged

07/25/2026

Homeownership Counseling Disclosure Is Missing

Homeownership Counseling Disclosure Is Missing. Documentation required to clear exception: Provide homeownership counseling disclosure that was provided to the consumer within XXX-business days of application, XX/XX/XXXX.

Closed

Acknowledged, accepting 2/B grading

70001112

XXXXX

XXX

FCOM3608

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Compliance

Intent to Proceed is Missing

Acknowledged

07/25/2026

Intent to Proceed is Missing

The intent to proceed is missing. Please provide either a signed intent to proceed document or provide the date the borrower gave the lender/broker their intent to proceed.

Closed

Acknowledged, accepting 2/B grading

70001112

XXXXX

XXX

FCOM3849

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

07/25/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Closed

Acknowledged, accepting 2/B grading

70001112

XXXXX

XXX

FCOM5135

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/25/2026

Missing Required Affiliated Business Disclosure

Required Affiliated Business Disclosure Missing. Documentation required to clear exception: Please provide proof that the Affiliated Business Disclosure was provided prior to closing or provide confirmation that the lender has no affiliates or made no referral of business to affiliates.

Closed

Acknowledged, accepting 2/B grading

70001112

XXXXX

XXX

FPRO8998

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001112

XXXXX

XXX

FCRE8999

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/22/2026

Credit

No Credit Findings

Resolved

07/25/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001113

XXXXX

XXX

FCRE9785

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

Purchase Contract is Incomplete

Acknowledged

08/13/2026

Purchase Contract is Incomplete

Loan Purpose is Purchase but Purchase Contract Doc is Incomplete. The sales price reflected in the loan file does not match the sales price Stated in the Purchase Contract. Please obtain updated and/or supporting documentation to validate the correct sales price. Seems to be missing the sellers counter

Acknowledged as a XXX - Non-Material

Closed

Client Statement, "Acknowledged as a XXX - Non-Material"

70001113

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/25/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001113

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001114

XXXXX

XXX

FCOM5135

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/27/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001114

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001114

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001115

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/27/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001115

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001115

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001116

XXXXX

XXX

FCOM5135

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/25/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001116

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001116

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Credit

No Credit Findings

Resolved

07/25/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001117

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001117

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/25/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001118

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001118

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001118

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/27/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001119

XXXXX

XXX

FCOM8997

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/27/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001119

XXXXX

XXX

FPRO8998

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001120

XXXXX

XXX

FCOM5814

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Compliance

TRID: Closing Disclosure Deficiency

Resolved

07/30/2026

TRID: Closing Disclosure Deficiency

Documentation required to clear exception: Final CD is missing page XXX and XXX

Document Uploaded.

Closed

Final CD provided; exception resolved

70001120

XXXXX

XXX

FCOM5135

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/27/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001120

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001120

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001121

XXXXX

XXX

FCRE2901

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Credit

Borrower 2 Non-US Citizen Identification Document Missing

Resolved

08/04/2026

Borrower 2 Non-US Citizen Identification Document Missing

Non US Citizen Borrower 2 is missing Identification Document.

Document Uploaded. Provided in original submission

Closed

Client provided XXX for B2. Verified name discrepancy and matches file. SSN also matches. ; Borrower 2 Identification Document provided.

70001121

XXXXX

XXX

FCOM5135

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/25/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001121

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001122

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/25/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001122

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/25/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001123

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001123

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001123

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/27/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001124

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Credit

No Credit Findings

Resolved

07/27/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001124

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/24/2026

Compliance

No Compliance Findings

Resolved

07/27/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001124

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/23/2026

Property

No Property Findings

Resolved

07/27/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001125

XXXXX

XXX

FCRE8999

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Credit

No Credit Findings

Resolved

07/30/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001125

XXXXX

XXX

FPRO8998

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001125

XXXXX

XXX

FCOM8997

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/27/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001126

XXXXX

XXX

FCRE7497

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved

08/11/2026

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Missing verification of taxes, insurance, and/or HOA fees for non-subject property. AUDIT: CPR expenses have not been completely verified. HOA dues are still subject to documentation to further support monthly amount of XXX

Document Uploaded.

Closed

Client provided HOA evidence. Receipt reflecting XXX per quarter. Liability included in ratio. Meets guides. ; Verification of taxes, insurance and HOA Fees provided.

70001126

XXXXX

XXX

FPRO1137

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

The appraiser was not licensed (Primary Value)

Resolved

08/05/2026

The appraiser was not licensed (Primary Value)

Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date.

Document Uploaded. Uploaded appraisal as of date (XX/XX/XXXX) and appraiser license exp date (XX/XX/XXXX)

Closed

XXX years prior to XX/XX/XXXX is XX/XX/XXXX. Appraiser license are in XXX year increments. The appraiser website is not updated to show that. ; Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided.

70001126

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001127

XXXXX

XXX

FCRE2371

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

Missing final HUD-1 from sale of non-subject property

Resolved

08/07/2026

Missing final HUD-XXX from sale of non-subject property

XXX missing final cd proof of XXX paid in full and new mortgage with XXX with PITI of XXX

Document Uploaded.

Closed

CD for non-subject provided as required. New PITI verified.

70001127

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001127

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001128

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001128

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001129

XXXXX

XXX

FCOM9186

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

eSigned Documents Consent is Missing

Acknowledged

07/30/2026

eSigned Documents Consent is Missing

The eSigned consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated XX/XX/XXXX, however missing proof of e-consent dated XX/XX/XXXX or before.

Closed

Acknowledged, accepting 2/B grading

70001129

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001130

XXXXX

XXX

FCOM1232

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

The Final 1003 is Missing

Resolved

08/05/2026

The Final 1003 is Missing

The Final 1003 is Missing.

Document Uploaded. Provided in original submission

Closed

Client provided executed 1003 dated XX/XX/XXXX. 1003 in original file was not executed. Resolved. ; The Final 1003 is Present

70001130

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001130

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001131

XXXXX

XXX

FCRE1316

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

08/06/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Borrower 1 3rd Party VOE Prior to Close Missing. Borrower 1 3rd Party VOE Prior to Close Missing.

Document Uploaded. Provided in original upload

Closed

Borrower 1 3rd Party VOE Prior to Close Was Provided.

70001131

XXXXX

XXX

FCRE1347

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved

08/05/2026

Borrower 2 3rd Party VOE Prior to Close Missing

Borrower 2 3rd Party VOE Prior to Close Missing. Borrower 2 3rd Party VOE Prior to Close Missing.

Document Uploaded. Provided in original submission

Closed

Client provided email from employer dated XX/XX/XXXX verifying actively a partner with XXX. Resolved. ; VOE for B2 provided and reviewed from employer HR Dept. is acceptable ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX).; Borrower 2 3rd Party VOE Prior to Close Missing.

70001131

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001132

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001132

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001133

XXXXX

XXX

FCRE0377

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Credit

The Total Hazard Coverage is LESS than the Required Coverage Amount

Resolved

08/05/2026

The Total Hazard Coverage is LESS than the Required Coverage Amount

The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX). The subject main dwelling is XXX with additional structure coverage of XXX for total of XXX which is not sufficient to cover the loan amount of XXX

Document Uploaded. XXX was in file

Closed

Replacement cost coverage in amount of XXX provided. Dated XX/XX/XXXX. HOI coverage sufficient. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount

70001133

XXXXX

XXX

FCOM5135

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

07/30/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001133

XXXXX

XXX

FCOM3849

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

07/30/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Closed

Acknowledged, accepting 2/B grading

70001133

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001134

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/29/2026

Credit

No Credit Findings

Resolved

07/30/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001134

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/29/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001134

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/28/2026

Compliance

No Compliance Findings

Resolved

07/30/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001135

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Compliance

No Compliance Findings

Resolved

07/31/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001135

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Credit

No Credit Findings

Resolved

07/31/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001135

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Property

No Property Findings

Resolved

07/31/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001136

XXXXX

XXX

finding-3635

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Compliance

Charges That In Total Cannot Increase More Than 10% Test

Cured

08/19/2026

Charges That In Total Cannot Increase More Than XXX% Test

TILA 130 Cure Required. Refund in the amount of $XXX; cure package requires a PCCD, LOE, and Copy of Refund Check, or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Recording Fee on the final CD. Tolerance cure on the final CD for XXX covers the tolerance violation for the Credit Report Fee increase, however, is insufficient to cover the Recording Fee increase of $XXX. This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi).

Document Uploaded.

Closed

Cure package provided to the borrower; exception downgraded to a 2/B; Cure package provided to the borrower; exception downgraded to a 2/B

70001136

XXXXX

XXX

FCRE1185

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Credit

AUS Partially Provided

Resolved

08/10/2026

AUS Partially Provided

AUS Partially Provided. Several pages are missing. Please provide XXX #XXX with all the pages.

Document Uploaded.

Closed

DU provided dated XX/XX/XXXX. Submission XXX ; AUS is not incomplete.

70001136

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Property

No Property Findings

Resolved

07/30/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001137

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Compliance

No Compliance Findings

Resolved

07/31/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001137

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Property

No Property Findings

Resolved

07/31/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001137

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/30/2026

Credit

No Credit Findings

Resolved

07/31/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001138

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/03/2026

Compliance

No Compliance Findings

Resolved

08/04/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001138

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

07/31/2026

Property

No Property Findings

Resolved

08/04/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001139

XXXXX

XXX

FCRE5116

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/04/2026

Credit

Missing VOM or VOR

Resolved

08/11/2026

Missing VOM or VOR

Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is Missing. payment history for mortgage with Fly Homes mortgage not documented on credit report or with VOM

Document Uploaded.

Closed

VOM not required, as per the documents provided and reviewed, this is a Bridge Loan that was paid at closing. ; Verification of Rent (VOR)/Verification of Mortgage (VOM) Document is not Missing

70001139

XXXXX

XXX

FPRO8998

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/04/2026

Property

No Property Findings

Resolved

08/05/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001139

XXXXX

XXX

FCOM8997

XXXXX

Rate Term Refinance Borrower Initiation

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/04/2026

Compliance

No Compliance Findings

Resolved

08/05/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001140

XXXXX

XXX

finding-3634

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Compliance

Charges That Cannot Increase Test

Resolved

08/17/2026

Charges That Cannot Increase Test

Document Uploaded.

Closed

Valid COC provided; exception resolved; Valid COC provided; exception resolved

70001140

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Credit

No Credit Findings

Resolved

08/05/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001140

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Property

No Property Findings

Resolved

08/05/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001141

XXXXX

XXX

FCOM5135

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

08/05/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001141

XXXXX

XXX

FCRE8999

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Credit

No Credit Findings

Resolved

08/05/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001141

XXXXX

XXX

FPRO8998

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Property

No Property Findings

Resolved

08/05/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001142

XXXXX

XXX

FCOM8997

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Compliance

No Compliance Findings

Resolved

08/05/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001142

XXXXX

XXX

FCRE8999

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Credit

No Credit Findings

Resolved

08/05/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001142

XXXXX

XXX

FPRO8998

XXXXX

Cash Out: Other/Multi purpose Unknown Purpose

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/05/2026

Property

No Property Findings

Resolved

08/05/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001143

XXXXX

XXX

FCRE1347

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Credit

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved

08/18/2026

Borrower 2 3rd Party VOE Prior to Close Missing

Borrower 2 3rd Party VOE Prior to Close Missing.

Document Uploaded.

Closed

Client provided Verification of employment dated XX/XX/XXXX; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX).

70001143

XXXXX

XXX

FCRE1293

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Credit

Income 2 Months Income Verified is Missing

Resolved

08/21/2026

Income 2 Months Income Verified is Missing

Income 2 Months Income Verified is Missing. AUDIT: Bonus w/ monthly amount($XXX) subject to a VOE or paystubs to further support as well as continuance.

Document Uploaded.

Closed

Income 2 Months Income Verified is Present Or Not Applicable.

70001143

XXXXX

XXX

FCRE7497

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Credit

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved

08/19/2026

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Missing verification of taxes, insurance, and/or HOA fees for non-subject property. AUDIT: Inv Prop(XXX). subject to all monthly housing expenses being properly verified. HOA dues weren't verified

Document Uploaded.

Closed

Client provided evidence of REO at XXX. HOA was included in ratio. ; Verification of taxes, insurance and HOA Fees provided.

70001143

XXXXX

XXX

FCRE0377

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Credit

The Total Hazard Coverage is LESS than the Required Coverage Amount

Resolved

08/21/2026

The Total Hazard Coverage is LESS than the Required Coverage Amount

The hazard insurance dwelling coverage of XXX is insufficient, not meeting the required coverage amount of ($XXX).

Document Uploaded.

Closed

Client provided HOI and Replacement cost estimate. Sufficient coverage. ; The Total Hazard Coverage is greater than or equal to the Required Coverage Amount

70001143

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/10/2026

Compliance

No Compliance Findings

Resolved

08/10/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001143

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Property

No Property Findings

Resolved

08/10/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001144

XXXXX

XXX

FCRE1176

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Credit

HO6 Insurance Policy Effective Date is after the Note Date

Acknowledged

08/22/2026

HO6 Insurance Policy Effective Date is after the Note Date

HO-6 Insurance Policy Effective Date of XX/XX/XXXX is after the Note Date of XX/XX/XXXX.

Document Uploaded.

Closed

Client provided letter of attestation explaining, "Between the dates of XX/XX/XXXX (Closing) and XX/XX/XXXX (effective date of insurance), XXX has not been notified or made aware of any insurance claims against the property by the consumer or applicable third party. As of XX/XX/XXXX the insurance policy became effective and remains in effect until its Stated expiration date of XX/XX/XXXX." Acknowledged condition - downgrade to XXX

70001144

XXXXX

XXX

finding-3635

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/10/2026

Compliance

Charges That In Total Cannot Increase More Than 10% Test

Resolved

08/21/2026

Charges That In Total Cannot Increase More Than XXX% Test

This loan failed the charges that in total cannot increase more than XXX% test. (12 CFR §1026.19(e)(3)(ii))The loan contains third-party services that the consumer was permitted to shop for and the charges exceed the good faith tolerance according to §1026.19(e)(3)(ii). The final charges that in total cannot increase more than XXX% XXX exceed the comparable charges XXX by more than XXX% Please see the table that displays the Charges That Cannot Increase More Than XXX% for a comparison of the data between the provided disclosures n estimate of a charge for a third-party service or a recording fee is in good faith if:(A) The aggregate amount of charges for third-party services and recording fees paid by or imposed on the consumer does not exceed the aggregate amount of such charges disclosed under §1026.19(e)(1)(i) by more than XXX percent;(B) The charge for the third-party service is not paid to the creditor or an affiliate of the creditor; and(C) The creditor permits the consumer to shop for the third-party service, consistent with §1026.19(e)(1)(vi). TILA 130b Cure Required. Refund in the amount of XXX cure package requires a PCCD, LOE, Copy of Refund Check, and Proof of Delivery or Valid COC. The XXX% tolerance violation in the amount of XXX is due to increase from XXX to XXX for the Recording Fee on the CD dated XX/XX/XXXX without valid COC.

Document Uploaded.

Closed

PCCD and FSS provided; exception resolved; PCCD and FSS provided; exception resolved

70001144

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/07/2026

Property

No Property Findings

Resolved

08/10/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001145

XXXXX

XXX

FCRE1316

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

08/18/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Borrower 1 3rd Party VOE Prior to Close Missing. 3rd party VOE is missing.

Document Uploaded.

Closed

Client provided XXX verification dated XX/XX/XXXX for B1; Borrower 1 3rd Party VOE Prior to Close Was Provided.

70001145

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Compliance

No Compliance Findings

Resolved

08/13/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001145

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Property

No Property Findings

Resolved

08/13/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001146

XXXXX

XXX

FCRE1157

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Hazard Insurance Policy is Missing

Resolved

08/21/2026

Hazard Insurance Policy is Missing

Missing Hazard Insurance Policy.

Document Uploaded.

Closed

HOI policy was provided and reviewed as per the GLs is acceptable. ; Hazard Insurance Policy is Present.

70001146

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Property

No Property Findings

Resolved

08/12/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001146

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Compliance

No Compliance Findings

Resolved

08/12/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001147

XXXXX

XXX

FCRE1173

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Credit

HO6 Master Insurance Policy is Missing

Resolved

08/13/2026

HO6 Master Insurance Policy is Missing

Missing HO-6 Master Insurance Policy. Please provide.

Document Uploaded.

Closed

As per the title company XXX, the legal assistant has confirmed there is no Master HOI policy for the HOA Association, and that all residents are responsible for their own HOI. ; HO-6 Master Insurance Policy is provided.

70001147

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Property

No Property Findings

Resolved

08/11/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001147

XXXXX

XXX

FCOM5135

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

08/11/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001148

XXXXX

XXX

FCRE1316

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

08/18/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Document Uploaded.

Closed

VOE provided dated XX/XX/XXXX. Executed by processor. ; Borrower 1 3rd Party VOE Prior to Close Was Provided.

70001148

XXXXX

XXX

FCRE1201

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Credit

Third Party Fraud Report not Provided

Resolved

08/18/2026

Third Party Fraud Report not Provided

Missing Third Party Fraud Report. Lender to provide Missing Third Party Fraud Report.

Document Uploaded.

Closed

Fraud report provided. Dated XX/XX/XXXX. ; Third Party Fraud Report is provided.

70001148

XXXXX

XXX

FPRO8998

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Property

No Property Findings

Resolved

08/11/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001148

XXXXX

XXX

FCOM5556

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/11/2026

Compliance

Missing Credit Score Disclosure (FACTA)

Acknowledged

08/11/2026

Missing Credit Score Disclosure (FACTA)

Missing Credit Score Disclosure (FACTA). Documentation required to clear exception: Credit Score Disclosure (FACTA)

Closed

Acknowledged, accepting 2/B grading

70001149

XXXXX

XXX

FCRE1316

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

08/25/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Document Uploaded. You're not using business days. We are at XXX business days and it is acceptable. ; Document Uploaded. Per FNMA XXX, verification of borrower's business must be completed within XXX calendar days of the Note date. The file contains business verifications dated XX/XX/XXXX.

Closed

The XXX is within the XXX day rule prior to closing. XXX days prior to closing is only for a Wage Earner. ; Borrower 1 3rd Party VOE Prior to Close Was Provided.; Borrower 1 3rd Party VOE Prior to Close Missing. Client provided web evidence dated XX/XX/XXXX. Please provide verification dated with XXX days of note.

70001149

XXXXX

XXX

FCRE1347

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved

08/25/2026

Borrower 2 3rd Party VOE Prior to Close Missing

Borrower 2 3rd Party VOE Prior to Close Missing. A verbal verification of employment (VVOE) must be completed within XXX business days prior to the note date. The Note date is XX/XX/XXXX, and the VVOE is dated XX/XX/XXXX.

Closed

The XXX is within the XXX day rule prior to closing. XXX days prior to closing is only for a Wage Earner. ; Borrower 2 3rd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals XXX).; Borrower 2 3rd Party VOE Prior to Close Missing. Client provided web evidence dated XX/XX/XXXX. Please provide verification dated with XXX days of note.

70001149

XXXXX

XXX

FCRE1186

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Audited DTI Exceeds AUS DTI

Resolved

08/26/2026

Audited DTI Exceeds AUS DTI

Audited DTI of XXX% exceeds AUS DTI of XXX% B1, Reviewer using lenders calculation of the monthly Base income $XXX. Lender did not correctly calculate the Schedule C “XXX” income Lender used XXX. Lender used line XXX $XXX. The correct line number to be used is Line XXX. By using the correct line number, this increases the income from XXX to $XXX. Reviewer is using the lenders amount as it is lower. B2, Reviewer IS NOT using lenders calculation of the monthly Base income $XXX. Lender did not correctly calculate the “XXX” income Lender did not include LINE XXX: Non-recurring Other Income/Losses or Line XXX: Other Deductions-Amortization/Casualty Loss. Lenders XXX-month averaged $XXX. After review, the XXX-month averaged income is $XXX. Since the XXX-monthed averaged income is XXX and it is the most current reflection of earnings, reviewer is using XXX to qualify.

Document Uploaded. Both the XXX and XXX business returns for B2, XXX consulting show that the other income listed on Line XXX of the XXX returns is from the same source and is increasing so we should be able to included in the overall qualifying income.

Closed

Client sent in explanation and found an explanation in file. Also, recalculated income using XXX - totals are very comparable to lender. Also, additional income in file not being used. Sufficient income to close. ; Audited DTI of XXX% is less than or equal to AUS DTI of XXX%

70001149

XXXXX

XXX

FCRE1193

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Audited DTI Exceeds Guideline DTI

Resolved

08/26/2026

Audited DTI Exceeds Guideline DTI

Audited DTI of XXX% exceeds Guideline DTI of XXX% B1, Reviewer using lenders calculation of the monthly Base income $XXX. Lender did not correctly calculate the Schedule C “XXX” income Lender used Meals & Entertainment - Deductible Meals. Lender used line XXX $XXX. The correct line number to be used is Line XXX. By using the correct line number, this increases the income from XXX to $XXX. Reviewer is using the lenders amount as it is lower. B2, Reviewer IS NOT using lenders calculation of the monthly Base income $XXX. Lender did not correctly calculate the “XXX” income Lender did not include LINE XXX: Non-recurring Other Income/Losses or Line XXX: Other Deductions-Amortization/Casualty Loss. Lenders XXX-month averaged $XXX. After review, the XXX-month averaged income is $XXX. Since the XXX-monthed averaged income is XXX and it is the most current reflection of earnings, reviewer is using XXX to qualify.

Closed

70001149

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Property

No Property Findings

Resolved

08/12/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001149

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Compliance

No Compliance Findings

Resolved

08/12/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001150

XXXXX

XXX

FCOM3849

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

08/12/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Closed

Acknowledged, accepting 2/B grading

70001150

XXXXX

XXX

FPRO8998

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Property

No Property Findings

Resolved

08/12/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001150

XXXXX

XXX

FCRE8999

XXXXX

Limited Cash Out (GSE Definition)

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

No Credit Findings

Resolved

08/12/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001151

XXXXX

XXX

FCRE1316

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Credit

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved

08/18/2026

Borrower 1 3rd Party VOE Prior to Close Missing

Borrower 1 3rd Party VOE Prior to Close Missing. A verbal verification of employment (VVOE) must be completed within XXX business days prior to the note date. The Note date is XX/XX/XXXX, and the VVOE is dated XX/XX/XXXX. From and including: XXX To, but not including XXX Excluding Weekends and federal holidays. Result: XXX days

Document Uploaded.

Closed

TP VOE was provided and reviewed within XXX days of closing as required per GLs is acceptable.; Borrower 1 3rd Party VOE Prior to Close Was Provided.

70001151

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/12/2026

Property

No Property Findings

Resolved

08/13/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001151

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/13/2026

Compliance

No Compliance Findings

Resolved

08/13/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001152

XXXXX

XXX

FCRE7497

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Credit

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Resolved

08/18/2026

Missing verification of taxes, insurance, and/or HOA fees for non-subject property

Missing verification of taxes, insurance, and/or HOA fees for non-subject property. XXX. Missing REO Statement, PITIA, HOA Letter of Explanation

Document Uploaded.

Closed

Property T/I was provided for XXX, no HOA on this property. ; Verification of taxes, insurance and HOA Fees provided.

70001152

XXXXX

XXX

FCRE1900

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Credit

Missing REO Documentation to Verify PITIA

Resolved

08/19/2026

Missing REO Documentation to Verify PITIA

PITIA of borrower's REO cannot be verified due to missing documentation.

Document Uploaded.

Closed

; Client provided PITIA evidence for XXX.

70001152

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Compliance

No Compliance Findings

Resolved

08/14/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001152

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Property

No Property Findings

Resolved

08/14/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001153

XXXXX

XXX

FCOM3849

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

08/14/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Closed

Acknowledged, accepting 2/B grading

70001153

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Credit

No Credit Findings

Resolved

08/14/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001153

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/14/2026

Property

No Property Findings

Resolved

08/14/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001154

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Property

No Property Findings

Resolved

08/18/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001154

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

No Credit Findings

Resolved

08/18/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001154

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Second Home

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Compliance

No Compliance Findings

Resolved

08/18/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001155

XXXXX

XXX

FCRE1482

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Asset 4 Does Not Meet Guideline Requirements

Resolved

09/03/2026

Asset 4 Does Not Meet Guideline Requirements

Asset 4 Does Not Meet Guideline Requirements. Settlement Statement for the sale of the departure residence is not signed by Settlement Agent.

Document Uploaded.

Closed

; Asset 4 Does Not Meet Guideline Requirements.; Asset 4 Does Not Meet Guideline Requirements.

70001155

XXXXX

XXX

FCRE3464

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Missing Closing/Final Verbal VOE

Resolved

09/01/2026

Missing Closing/Final Verbal VOE

B2's final VVOE is outdated.

Incorrect - Verified On XX/XX/XXXX is within XXX days of the Note XX/XX/XXXX and XX/XX/XXXX is within XXX days.

Closed

VOE is within Note date

70001155

XXXXX

XXX

FCRE1491

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Asset Qualification Does Not Meet Guideline Requirements

Resolved

09/03/2026

Asset Qualification Does Not Meet Guideline Requirements

Asset Qualification Does Not Meet Guideline Requirements. Settlement Statement for the sale of the departure residence is not signed by Settlement Agent.

Document Uploaded.

Closed

Executed settlement Statement provided. Condition Resolved.; Executed settlement Statement provided. Condition Resolved.; Executed settlement Statement provided. Condition Resolved.; Asset Qualification Meets Guideline Requirements.

70001155

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Property

No Property Findings

Resolved

08/18/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001155

XXXXX

XXX

FCOM5135

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/18/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

08/18/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001156

XXXXX

XXX

FCRE1186

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Audited DTI Exceeds AUS DTI

Resolved

09/02/2026

Audited DTI Exceeds AUS DTI

Audited DTI of XXX% exceeds AUS DTI of XXX% Auditor recalculated income - Unable to use Commission income which does not have a XXX year proof of receipt. Only able to use Bonus income and DTI increased over XXX%

Per WVOE, XXX paid bonus and per the ytd pay stub XXX pays commission. Regardless of the label, the borrower has a history of earning variable income tied to his performance.

Closed

Audited DTI of XXX% is less than or equal to AUS DTI of XXX%

70001156

XXXXX

XXX

FCRE1193

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Audited DTI Exceeds Guideline DTI

Resolved

09/02/2026

Audited DTI Exceeds Guideline DTI

Audited DTI of XXX% exceeds Guideline DTI of XXX% Auditor recalculated income - Unable to use Commission income which does not have a XXX year proof of receipt. Only able to use Bonus income and DTI increased over XXX%

Per WVOE, XXX paid bonus and per the ytd pay stub XXX pays commission. Regardless of the label, the borrower has a history of earning variable income tied to his performance.

Closed

Audited DTI of XXX% is less than or equal to Guideline DTI of XXX%

70001156

XXXXX

XXX

FCOM5135

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/18/2026

Compliance

Missing Required Affiliated Business Disclosure

Acknowledged

08/18/2026

Missing Required Affiliated Business Disclosure

Closed

Acknowledged, accepting 2/B grading

70001157

XXXXX

XXX

FCRE1253

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

Missing Property Tax Cert

Resolved

09/01/2026

Missing Property Tax Cert

Missing Property Tax Cert. Tax Cert is Missing

Document Uploaded. Was in file

Closed

Tax Cert provided and reviewed ; Property Tax Cert Provided.

70001157

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/17/2026

Credit

No Credit Findings

Resolved

08/19/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001157

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/18/2026

Compliance

No Compliance Findings

Resolved

08/19/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001158

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001158

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001158

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001159

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001159

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001159

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001160

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001160

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/19/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001160

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/19/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001161

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001161

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001161

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan. Property and valuations related findings were not identified on the loan.

Closed

Informational

70001162

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001162

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001162

XXXXX

XXX

FCOM3849

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

Acknowledged

08/21/2026

Evidence of Appraisal Delivery to Borrower not Provided or Late (12 CFR 1002.14(a)(1))

The file did not contain evidence confirming a copy of the appraisal was provided to the consumer at least XXX-business days prior to the consummation date. If the consumer waived rights, a copy still needs to be provided prior to or at consummation. The violation can be resolved by providing evidence that the consumer received the report in a timely manner. (12 CFR XXX(a)(XXX)). Documentation required to clear exception: The document provided indicates that the borrower either received, or chose to waive the right to receive the appraisal at least XXX days prior to consummation, but does not confirm the borrower received the appraisal at or prior to consummation.  Provide documentation to show the date the borrower received the appraisal to confirm it was received by the borrower timely.

Closed

Acknowledged, accepting 2/B grading

70001163

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001163

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

No Compliance Findings

Resolved

08/20/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001163

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/20/2026

No Credit Findings

The loan meets all applicable credit guidelines. The loan meets all applicable credit guidelines.

Closed

Informational

70001164

XXXXX

XXX

FCOM8997

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001164

XXXXX

XXX

FCRE8999

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001164

XXXXX

XXX

FPRO8998

XXXXX

Other than first time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001165

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001165

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational

70001165

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001166

XXXXX

XXX

FCOM8997

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Compliance

No Compliance Findings

Resolved

08/21/2026

No Compliance Findings

The loan is in compliance with all applicable laws and regulations.

Closed

Informational

70001166

XXXXX

XXX

FCRE8999

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/21/2026

Credit

No Credit Findings

Resolved

08/21/2026

No Credit Findings

The loan meets all applicable credit guidelines.

Closed

Informational

70001166

XXXXX

XXX

FPRO8998

XXXXX

First Time Home Purchase

Primary Residence

XX/XX/XXXX

XXX

$XXXXXX

Loan Review Complete

08/20/2026

Property

No Property Findings

Resolved

08/21/2026

No Property Findings

Property and valuations related findings were not identified on the loan.

Closed

Informational