|
Supplemental Data
|
|||||
|
Run Date - 10/5/2026 11:52:30 AM
|
|||||
|
SitusAMC Loan ID
|
Customer Loan ID
|
Seller Loan ID
|
Investor Loan Number
|
Unique Loan ID
|
TILA Status Loan Designation
|
Exempt QM/ATR Equivalency
|
CDFI Bank Originated Loan
|
Application Date
|
TRID Tested
|
GSE
|
HOEPA Fees
|
TILA Fees
|
Rate Lock Date
|
Calculated APR
|
Original P&I
|
Qualifying P&I
|
Qualifying Rate
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower2 Length of Employment
|
Co Borrower3 Length of Employment
|
Borrower Foreign National Indicator
|
Co Borrower Foreign National Indicator
|
Co Borrower 2 Foreign National Indicator
|
Co Borrower 3 Foreign National Indicator
|
Borrower Country Name
|
Co Borrower Country Name
|
Co Borrower2 Country Name
|
Co Borrower3 Country Name
|
Residual Income
|
Num Units
|
Annual Property Tax
|
Annual Insurance Costs
|
Monthly Property Tax
|
Monthly Insurance Costs
|
HOA Name
|
HOA Address State
|
Fee Amount
|
Next Due Date
|
HOA Payment Frequency
|
Investor DTI
|
QM DTI
|
Non QM DTI
|
Original Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Updated Credit Report Date
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Most Recent Updated Co Borrower 2 FICO
|
Most Recent Updated Co Borrower 3 FICO
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Asset Depletion Flag
|
Bank Statements Flag
|
Number of Statements
|
Type of Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
P&L Type
|
Income Doc Detail
|
Tax Return Doc Details
|
Document Level
|
Document Type
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy (7, 11)
|
Months Bankruptcy (13)
|
Most Recent Deed-in -Lieu Date
|
Number of Deed-in-Lieu Events
|
Months Deed-in-Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Guideline Name
|
UW Guideline Author
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
HUD 1 Page 1 Credits Total
|
Collateral Underwriter Risk Score
|
AUS Decision System
|
Property Inspection Waiver (PIW)
|
Rating Result
|
Eligible For Rep and Warrant Relief Per Collateral Advisor
|
Is Equity Shared Loan
|
Investor Qualifying Rate
|
Borrower Years of W2s
|
CoBorrower Years of W2s
|
Years of Personal Tax Returns
|
Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Months of Personal Bank Statements
|
Months of Business Bank Statements
|
Months of Profit and Loss Statements
|
Expense Letter
|
Total DSCR
|
Total Inverse DSCR
|
Subordinate Lien Type
|
Is Shared Appreciation Mortgage
|
Duration of Payout Months
|
Seller VSH Indicator
|
Seller Indicated VSH Guideline
|
Validated VSH
|
IO Remaining Amortization Term at Recast
|
Maturity Date
|
Borrower Own Funds Cash Amount
|
Borrower Own Funds Percent
|
Is the Note an eNote
|
Borrower WVOE - # of Months of Income provided
|
Co Borrower WVOE - # of Months of Income provided
|
Co Borrower2 WVOE - # of Months of Income provided
|
Co Borrower3 WVOE - # of Months of Income provided
|
Were the origination guidelines utilized for this diligence review?
|
Title Evidence
|
Ownership Type
|
Borrower Type
|
Borrower Designation
|
Co Borrower Type
|
Co Borrower Designation
|
Co Borrower2 Type
|
Co Borrower2 Designation
|
Co Borrower3 Type
|
Co Borrower3 Designation
|
Senior Lien Position
|
Senior Lien Original Loan Amount
|
Senior Lien Original Interest Rate
|
Senior Lien Note Projected Closing Date
|
Senior Lien Current Balance
|
Senior Lien Current P&I
|
Loan Closed in the Name of an Entity
|
Note Executed by
|
Assumable Mortgage Flag
|
Leasehold Flag
|
Buydown Flag
|
Borrower Experian FICO Model Used
|
Borrower Equifax FICO Model Used
|
Borrower TransUnion FICO Model Used
|
Co Borrower Experian FICO Model Used
|
Co Borrower Equifax FICO Model Used
|
Co Borrower TransUnion FICO Model Used
|
Co Borrower2 Experian FICO Model Used
|
Co Borrower2 Equifax FICO Model Used
|
Co Borrower2 TransUnion FICO Model Used
|
Co Borrower3 Experian FICO Model Used
|
Co Borrower3 Equifax FICO Model Used
|
Co Borrower3 TransUnion FICO Model Used
|
Borrower Documentation Used to Determine Legal Residency
|
Co Borrower Documentation Used to Determine Legal Residency
|
Co Borrower2 Documentation Used to Determine Legal Residency
|
Co Borrower3 Documentation Used to Determine Legal Residency
|
Delayed Financing?
|
Months Reserves
|
Correspondent Type
|
Departure Residence
|
Rate Increase on Default
|
Default Interest Rate
|
Default Interest Accrual Start Days
|
MERS Min Number
|
Co Borrower Other Income
|
Co Borrower Wage Income
|
Primary Housing Lates 0 6 Months 30
|
Primary Housing Lates 0 6 Months 60
|
Primary Housing Lates 0 6 Months 90
|
Primary Housing Lates 7 12 Months 30
|
Primary Housing Lates 7 12 Months 60
|
Primary Housing Lates 7 12 Months 90
|
Primary Housing Lates 13 24 Months 30
|
Primary Housing Lates 13 24 Months 60
|
Primary Housing Lates 13 24 Months 90
|
Primary Housing Lates 25 36 Months 30
|
Primary Housing Lates 25 36 Months 60
|
Primary Housing Lates 25 36 Months 90
|
Borrower 1 ITIN Flag
|
Borrower 2 ITIN Flag
|
Borrower 3 ITIN Flag
|
Borrower 4 ITIN Flag
|
Total Number of Mortgaged Properties
|
Amortization Term Less IO
|
Flood Zone Designation
|
Flood Policy Expiration Date
|
Flood Policy Coverage Amount
|
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16872850
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,176.44
|
$12,407.92
|
XX.XX%
|
$6,547.09
|
$6,547.09
|
6.000%
|
No
|
No
|
Employed
|
Not Employed
|
Permanent Resident Alien
|
US Citizen
|
$27,864.88
|
1
|
$XXXX
|
$2,505.96
|
$XXXX
|
$208.83
|
28.856%
|
28.856%
|
28.856%
|
4/XX/2026
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,176.44
|
6.260%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.000%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
6/XX/2056
|
$451,783.62
|
33.090%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
22.13
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
D
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13173840
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$24,535.00
|
$29,279.63
|
XX.XX%
|
$10,377.57
|
$10,377.57
|
6.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,098.30
|
1
|
$XXXX
|
$10,575.96
|
$XXXX
|
$881.33
|
41.331%
|
41.331%
|
41.331%
|
5/XX/2026
|
730
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$24,535.00
|
6.260%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.750%
|
1
|
1
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$142,297.74
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.7
|
No
|
No
|
$0.00
|
$9,997.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12984675
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,304.00
|
$10,528.32
|
XX.XX%
|
$7,523.74
|
$7,523.74
|
6.750%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$19,544.10
|
1
|
$XXXX
|
$3,468.12
|
$XXXX
|
$289.01
|
45.053%
|
45.053%
|
45.053%
|
4/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,304.00
|
6.260%
|
$4,000.00
|
1.3
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.750%
|
2
|
1
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$1,174,730.36
|
81.010%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
104.39
|
No
|
No
|
$9,469.08
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14533658
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,715.60
|
$24,483.73
|
XX.XX%
|
$7,141.11
|
$7,141.11
|
6.062%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,744.34
|
1
|
$XXXX
|
$3,786.00
|
$XXXX
|
$315.50
|
49.989%
|
49.989%
|
49.989%
|
5/XX/2026
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,715.60
|
6.600%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.062%
|
2
|
1
|
1
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$179,687.57
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
6.79
|
No
|
$9,284.25
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
A
|
10/XX/2026
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12058350
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,080.00
|
$1,749.08
|
XX.XX%
|
$6,768.99
|
$6,768.99
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$16,200.08
|
1
|
$XXXX
|
$5,291.76
|
$XXXX
|
$440.98
|
37.540%
|
37.540%
|
37.540%
|
4/XX/2026
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,080.00
|
6.320%
|
$15,000.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.375%
|
3
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$649,845.43
|
41.920%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.45
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11237743
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,680.00
|
$6,255.70
|
XX.XX%
|
$5,233.60
|
$5,233.60
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$18,491.20
|
1
|
$XXXX
|
$4,451.28
|
$XXXX
|
$370.94
|
38.363%
|
38.363%
|
38.363%
|
3/XX/2026
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,680.00
|
6.320%
|
$0.00
|
3.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$108,679.18
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
6.36
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16900151
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,325.00
|
$7,578.22
|
XX.XX%
|
$9,916.18
|
$9,916.18
|
6.625%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$21,169.31
|
1
|
$XXXX
|
$5,834.76
|
$XXXX
|
$486.23
|
45.001%
|
45.001%
|
45.001%
|
5/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,325.00
|
6.410%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.625%
|
1
|
1
|
1
|
0
|
2
|
2
|
No
|
Not Stated
|
7/XX/2056
|
$75,333.78
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.63
|
No
|
No
|
$12,505.71
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13623501
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$5,125.15
|
XX.XX%
|
$6,538.16
|
$6,538.16
|
6.375%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$34,444.32
|
1
|
$XXXX
|
$4,814.76
|
$XXXX
|
$401.23
|
35.858%
|
35.858%
|
35.858%
|
5/XX/2026
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
6.420%
|
$10,000.00
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$305,275.49
|
23.300%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
5.25
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16257930
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,916.30
|
$8,135.12
|
XX.XX%
|
$5,894.06
|
$5,894.06
|
6.625%
|
No
|
No
|
Employed
|
US Citizen
|
$8,337.67
|
1
|
$XXXX
|
$3,348.00
|
$XXXX
|
$279.00
|
47.103%
|
47.103%
|
47.103%
|
5/XX/2026
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,916.30
|
6.420%
|
$3,000.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$500,924.64
|
38.090%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
13.12
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11783019
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,999.15
|
$9,670.02
|
XX.XX%
|
$5,771.93
|
$5,771.93
|
6.749%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,311.20
|
1
|
$XXXX
|
$5,634.00
|
$XXXX
|
$469.50
|
48.231%
|
48.231%
|
48.231%
|
5/XX/2026
|
806
|
No
|
No
|
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Account Transcripts - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,999.15
|
6.420%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.749%
|
1
|
2
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
6/XX/2056
|
$1,240.73
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
23.77
|
No
|
No
|
$0.00
|
$3,846.40
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12245129
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$15,750.00
|
$16,242.95
|
XX.XX%
|
$6,723.27
|
$6,723.27
|
6.625%
|
No
|
No
|
Employed
|
US Citizen
|
$15,767.95
|
1
|
$XXXX
|
$2,807.04
|
$XXXX
|
$233.92
|
46.042%
|
46.042%
|
46.042%
|
4/XX/2026
|
726
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$15,750.00
|
6.420%
|
$0.00
|
4.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.625%
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
6/XX/2056
|
$641,280.84
|
No
|
6
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
88.27
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13730136
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$3,542.55
|
XX.XX%
|
$5,688.61
|
$5,688.61
|
6.500%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$130,288.06
|
1
|
$XXXX
|
$4,673.76
|
$XXXX
|
$389.48
|
9.067%
|
9.067%
|
9.067%
|
5/XX/2026
|
802
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.600%
|
$10,000.00
|
2.9
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.500%
|
0
|
2
|
2
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$34,268.47
|
2.930%
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
17.84
|
No
|
No
|
$0.00
|
$12,500.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17371376
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$4,379.68
|
XX.XX%
|
$18,304.69
|
$18,304.69
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$38,301.79
|
1
|
$XXXX
|
$5,341.32
|
$XXXX
|
$445.11
|
47.098%
|
47.098%
|
47.098%
|
5/XX/2026
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
|
[Borrower]; 4506-C - 2026
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.600%
|
($10,000.00)
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
2
|
1
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,148,299.15
|
31.720%
|
No
|
28
|
20
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
18.89
|
No
|
No
|
$0.00
|
$30,839.94
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10959626
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,675.16
|
$9,654.95
|
XX.XX%
|
$6,096.30
|
$6,096.30
|
6.875%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$23,010.34
|
1
|
$XXXX
|
$3,166.56
|
$XXXX
|
$263.88
|
43.205%
|
43.205%
|
43.205%
|
5/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - IRA Distribution]; 1099 - 2025
[Borrower - | Primary Income - IRA Distribution]; 1099-R - 2025
[Borrower - | Primary Income - IRA Distribution]; 1099 - 2024
[Borrower - | Primary Income - IRA Distribution]; 1099-R - 2024
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$8,675.16
|
6.490%
|
$0.00
|
2.9
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.875%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$1,801,847.25
|
100.000%
|
No
|
29
|
Yes
|
Commitment
|
Leasehold
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
173
|
No
|
No
|
$1,090.00
|
$787.00
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
6/XX/2027
|
$9,750,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16480364
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,249.68
|
$11,833.23
|
XX.XX%
|
$5,754.45
|
$5,754.45
|
5.998%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,403.81
|
1
|
$XXXX
|
$7,632.00
|
$XXXX
|
$636.00
|
43.135%
|
43.135%
|
43.135%
|
5/XX/2026
|
792
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,249.68
|
6.600%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.998%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$552,781.26
|
46.060%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
40.18
|
Yes
|
No
|
$0.00
|
$9,546.64
|
No
|
No
|
No
|
No
|
2
|
360
|
Other
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12182281
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$5,882.16
|
$9,395.32
|
XX.XX%
|
$5,371.28
|
$5,371.28
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,129.22
|
1
|
$XXXX
|
$2,537.16
|
$XXXX
|
$211.43
|
40.448%
|
40.448%
|
40.448%
|
5/XX/2026
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,882.16
|
6.600%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
N/A
|
No
|
6.125%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$549,231.73
|
49.700%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
43.01
|
No
|
$0.00
|
$11,629.86
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17667054
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,250.00
|
$4,708.22
|
XX.XX%
|
$6,891.18
|
$6,891.18
|
6.875%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$13,977.32
|
1
|
$XXXX
|
$1,952.04
|
$XXXX
|
$162.67
|
47.032%
|
47.032%
|
47.032%
|
5/XX/2026
|
741
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,250.00
|
6.600%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.875%
|
2
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$366,596.83
|
27.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
11.49
|
No
|
No
|
$12,515.92
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15459219
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,080.00
|
$4,185.44
|
XX.XX%
|
$6,569.29
|
$6,569.29
|
6.875%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$60,354.13
|
1
|
$XXXX
|
$2,421.96
|
$XXXX
|
$201.83
|
25.641%
|
25.641%
|
25.641%
|
5/XX/2026
|
804
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,080.00
|
6.600%
|
$0.00
|
4.3
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.875%
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
7/XX/2056
|
$144,614.59
|
11.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.83
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17268525
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,700.00
|
$19,753.95
|
XX.XX%
|
$8,216.03
|
$8,216.03
|
6.499%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$23,228.64
|
1
|
$XXXX
|
$10,836.00
|
$XXXX
|
$903.00
|
49.319%
|
49.319%
|
49.319%
|
5/XX/2026
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,700.00
|
6.600%
|
$325,000.00
|
3.3
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.499%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$149,518.04
|
9.200%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
10.96
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16555276
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,495.00
|
$6,012.48
|
XX.XX%
|
$6,915.36
|
$6,915.36
|
6.625%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,843.70
|
1
|
$XXXX
|
$3,399.00
|
$XXXX
|
$283.25
|
49.925%
|
49.925%
|
49.925%
|
5/XX/2026
|
775
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.420%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.625%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$344,078.28
|
25.480%
|
No
|
26
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
FICO II
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.7
|
Yes
|
No
|
$0.00
|
$19,657.91
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13878259
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,220.00
|
$21,703.52
|
XX.XX%
|
$6,529.68
|
$6,529.68
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$19,425.50
|
1
|
$XXXX
|
$1,374.96
|
$XXXX
|
$114.58
|
40.406%
|
40.406%
|
40.406%
|
5/XX/2026
|
807
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2025
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,220.00
|
6.410%
|
$0.00
|
1.2
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$2,122,575.65
|
100.000%
|
No
|
18
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
210.43
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14428043
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,762.68
|
$12,817.56
|
XX.XX%
|
$6,755.23
|
$6,755.23
|
6.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$12,832.34
|
1
|
$XXXX
|
$3,914.04
|
$XXXX
|
$326.17
|
42.224%
|
42.224%
|
42.224%
|
5/XX/2026
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,762.68
|
6.520%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.500%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,287,799.84
|
90.370%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
103.13
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15041775
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,589.00
|
$6,467.40
|
XX.XX%
|
$5,726.92
|
$5,726.92
|
6.721%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,083.17
|
1
|
$XXXX
|
$1,887.00
|
$XXXX
|
$157.25
|
48.823%
|
48.823%
|
48.823%
|
5/XX/2026
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,589.00
|
6.520%
|
$0.00
|
2.5
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.721%
|
2
|
2
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$276,619.19
|
No
|
30
|
0
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
38.59
|
No
|
No
|
$0.00
|
$8,614.11
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13597073
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,250.00
|
$6,936.77
|
XX.XX%
|
$8,287.73
|
$8,287.73
|
6.376%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,347.49
|
1
|
$XXXX
|
$4,269.00
|
$XXXX
|
$355.75
|
48.544%
|
48.544%
|
48.544%
|
5/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,250.00
|
6.520%
|
$20,000.00
|
1.4
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.376%
|
0
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$715,021.35
|
37.630%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
9.17
|
No
|
No
|
$0.00
|
$12,500.80
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16956792
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,986.00
|
$17,675.74
|
XX.XX%
|
$5,418.31
|
$5,418.31
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$11,244.68
|
1
|
$XXXX
|
$4,570.80
|
$XXXX
|
$380.90
|
43.777%
|
43.777%
|
43.777%
|
5/XX/2026
|
812
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,986.00
|
6.510%
|
$200,000.00
|
2.3
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$104,635.70
|
9.510%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.11
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AH
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19831806
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,090.00
|
$14,748.28
|
XX.XX%
|
$6,311.10
|
$6,311.10
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$10,277.34
|
1
|
$XXXX
|
$1,743.00
|
$XXXX
|
$145.25
|
49.591%
|
49.591%
|
49.591%
|
6/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,090.00
|
6.510%
|
$13,500.00
|
2.5
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$3,920,006.89
|
100.000%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
440.89
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12315024
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,045.00
|
$5,443.17
|
XX.XX%
|
$12,805.58
|
$12,805.58
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$295,918.67
|
1
|
$XXXX
|
$9,497.88
|
$XXXX
|
$791.49
|
6.331%
|
6.331%
|
6.331%
|
5/XX/2026
|
763
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,045.00
|
6.490%
|
$0.00
|
4.7
|
DU
|
ApproveIneligible
|
No
|
No
|
6.625%
|
3
|
2
|
0
|
3
|
3
|
No
|
Not Stated
|
8/XX/2056
|
$1,475,702.54
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
103.85
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14792496
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,490.76
|
$14,142.42
|
XX.XX%
|
$9,053.01
|
$9,053.01
|
6.112%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
Permanent Resident Alien
|
$19,616.74
|
1
|
$XXXX
|
$3,666.00
|
$XXXX
|
$305.50
|
49.333%
|
49.333%
|
49.333%
|
6/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,490.76
|
6.510%
|
$6,097.00
|
1.8
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.112%
|
2
|
2
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$479,607.45
|
25.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
Resident Alien Card
|
7.28
|
No
|
No
|
$9,068.58
|
$12,048.38
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13988261
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,670.00
|
$6,797.52
|
XX.XX%
|
$7,043.42
|
$7,043.42
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$10,058.84
|
1
|
$XXXX
|
$3,244.08
|
$XXXX
|
$270.34
|
49.761%
|
49.761%
|
49.761%
|
6/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,670.00
|
6.510%
|
$10,000.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$389,597.41
|
28.330%
|
No
|
26
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.69
|
No
|
$0.00
|
$5,149.99
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15669790
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$571.81
|
$7,006.06
|
XX.XX%
|
$8,744.05
|
$8,744.05
|
5.990%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$22,518.44
|
1
|
$XXXX
|
$6,678.96
|
$XXXX
|
$556.58
|
37.449%
|
37.449%
|
37.449%
|
5/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$571.81
|
6.510%
|
$10,000.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.990%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$715,195.47
|
39.180%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
32.12
|
No
|
$0.00
|
$19,583.41
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19525506
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,865.00
|
$11,079.00
|
XX.XX%
|
$6,485.98
|
$6,485.98
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$22,505.20
|
1
|
$XXXX
|
$10,655.76
|
$XXXX
|
$887.98
|
39.986%
|
39.986%
|
39.986%
|
5/XX/2026
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,865.00
|
6.420%
|
$1,000.00
|
1.3
|
DU
|
ApproveIneligible
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$490,934.78
|
39.270%
|
No
|
2
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
25.59
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
6/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10145499
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$3,972.82
|
XX.XX%
|
$5,839.64
|
$5,839.64
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$9,736.57
|
1
|
$XXXX
|
$4,351.68
|
$XXXX
|
$362.64
|
49.224%
|
49.224%
|
49.224%
|
5/XX/2026
|
745
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.510%
|
$30,000.00
|
1.9
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.625%
|
0
|
2
|
0
|
3
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$282,168.44
|
24.750%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
4.74
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
AH
|
7/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18995037
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,365.00
|
$6,199.23
|
XX.XX%
|
$6,691.01
|
$6,691.01
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$17,198.69
|
1
|
$XXXX
|
$2,340.00
|
$XXXX
|
$195.00
|
32.095%
|
32.095%
|
32.095%
|
6/XX/2026
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,365.00
|
6.510%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.125%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$301,109.09
|
21.870%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
5.19
|
Yes
|
No
|
$0.00
|
$6,902.02
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11234529
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,080.00
|
$3,640.51
|
XX.XX%
|
$5,562.20
|
$5,562.20
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$170,274.20
|
1
|
$XXXX
|
$2,157.00
|
$XXXX
|
$179.75
|
5.712%
|
5.712%
|
5.712%
|
3/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Paystubs - 2026
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,080.00
|
6.510%
|
$0.00
|
4.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
2
|
0
|
2
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$11,744.28
|
1.060%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
55.46
|
No
|
No
|
$163,489.58
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11964231
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,842.49
|
$17,237.96
|
XX.XX%
|
$8,624.36
|
$8,624.36
|
7.240%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$35,022.14
|
1
|
$XXXX
|
$2,580.00
|
$XXXX
|
$215.00
|
29.159%
|
29.159%
|
29.159%
|
4/XX/2026
|
757
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,842.49
|
6.510%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
7.240%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$3,451,157.93
|
100.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
308.57
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11911943
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,287.46
|
$30,898.04
|
XX.XX%
|
$5,875.60
|
$5,875.60
|
6.000%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$6,933.94
|
1
|
$XXXX
|
$1,851.96
|
$XXXX
|
$154.33
|
49.437%
|
49.437%
|
49.437%
|
6/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$22,287.46
|
6.510%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.000%
|
1
|
0
|
2
|
0
|
3
|
3
|
No
|
Not Stated
|
8/XX/2056
|
$142,922.18
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.96
|
No
|
$4,136.50
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15704326
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,540.00
|
$9,411.45
|
XX.XX%
|
$5,688.61
|
$5,688.61
|
6.500%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$12,375.28
|
1
|
$XXXX
|
$1,923.96
|
$XXXX
|
$160.33
|
49.166%
|
49.166%
|
49.166%
|
4/XX/2026
|
801
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,540.00
|
6.510%
|
$0.00
|
DU
|
ApproveEligible
|
No
|
No
|
6.500%
|
2
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$4,620,842.26
|
100.000%
|
No
|
27
|
Yes
|
Shares/Stock/Ownership (Co-op)
|
Leasehold
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
456.28
|
No
|
No
|
$2,072.10
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13199432
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,080.00
|
$9,759.54
|
XX.XX%
|
$8,457.23
|
$8,457.23
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$25,945.25
|
1
|
$XXXX
|
$10,647.24
|
$XXXX
|
$887.27
|
48.606%
|
48.606%
|
48.606%
|
5/XX/2026
|
777
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,080.00
|
6.570%
|
$0.00
|
1.6
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.625%
|
0
|
2
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$593,307.44
|
35.930%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14112045
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,160.00
|
$8,035.20
|
XX.XX%
|
$7,985.53
|
$7,985.53
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$22,388.74
|
1
|
$XXXX
|
$4,127.04
|
$XXXX
|
$343.92
|
43.624%
|
43.624%
|
43.624%
|
6/XX/2026
|
802
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,160.00
|
6.420%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$2,689,624.77
|
100.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
250.55
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17867837
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,125.00
|
$9,232.66
|
XX.XX%
|
$6,703.14
|
$6,703.14
|
6.596%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$18,347.78
|
1
|
$XXXX
|
$5,273.04
|
$XXXX
|
$439.42
|
38.669%
|
38.669%
|
38.669%
|
5/XX/2026
|
804
|
No
|
No
|
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,125.00
|
6.570%
|
$0.00
|
4.5
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.596%
|
0
|
0
|
1
|
0
|
4
|
1
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$2,583,059.58
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
289.44
|
No
|
No
|
$4,169.40
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
6/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12625821
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,699.01
|
$16,276.53
|
XX.XX%
|
$6,246.23
|
$6,246.23
|
6.625%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$12,309.36
|
1
|
$XXXX
|
$3,887.52
|
$XXXX
|
$323.96
|
48.982%
|
48.982%
|
48.982%
|
6/XX/2026
|
761
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,699.01
|
6.570%
|
$25,000.00
|
4.9
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
3
|
3
|
1
|
0
|
3
|
1
|
17.47
|
No
|
Not Stated
|
8/XX/2056
|
$723,586.20
|
59.340%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
104.02
|
No
|
No
|
$11,415.25
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17295944
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,265.20
|
$9,246.89
|
XX.XX%
|
$5,967.10
|
$5,967.10
|
6.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,994.98
|
1
|
$XXXX
|
$8,627.16
|
$XXXX
|
$718.93
|
35.625%
|
35.625%
|
35.625%
|
6/XX/2026
|
747
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,265.20
|
6.570%
|
$0.00
|
1.1
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.750%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$812,430.94
|
70.640%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
74.6
|
No
|
No
|
$0.00
|
$15,833.35
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18927393
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,249.91
|
$6,849.40
|
XX.XX%
|
$6,498.39
|
$6,498.39
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$9,210.73
|
1
|
$XXXX
|
$3,872.04
|
$XXXX
|
$322.67
|
49.733%
|
49.733%
|
49.733%
|
6/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,249.91
|
6.490%
|
$0.00
|
3.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.125%
|
1
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$465,408.22
|
31.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.38
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18929966
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$31,778.00
|
$7,245.81
|
XX.XX%
|
$10,192.23
|
$10,192.23
|
7.625%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$27,611.51
|
1
|
$XXXX
|
$2,195.04
|
$XXXX
|
$182.92
|
44.516%
|
44.516%
|
44.516%
|
6/XX/2026
|
802
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$31,778.00
|
6.490%
|
$0.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
7.625%
|
0
|
0
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$524,886.82
|
29.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.77
|
Yes
|
No
|
$35,656.80
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16018693
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,790.00
|
$15,273.12
|
XX.XX%
|
$5,739.60
|
$5,739.60
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$14,093.25
|
1
|
$XXXX
|
$2,773.20
|
$XXXX
|
$231.10
|
43.118%
|
43.118%
|
43.118%
|
5/XX/2026
|
799
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,790.00
|
6.490%
|
$1,000.00
|
1.7
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$993,197.76
|
86.360%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
103.32
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15177328
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,080.00
|
$3,786.32
|
XX.XX%
|
$9,605.19
|
$9,605.19
|
6.250%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$15,890.07
|
1
|
$XXXX
|
$2,649.48
|
$XXXX
|
$220.79
|
42.115%
|
42.115%
|
42.115%
|
7/XX/2026
|
785
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2024
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,080.00
|
6.490%
|
$0.00
|
2.2
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$261,599.84
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
23.71
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15702740
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$19,161.00
|
$21,574.00
|
XX.XX%
|
$5,395.95
|
$5,395.95
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$29,400.17
|
1
|
$XXXX
|
$2,143.80
|
$XXXX
|
$178.65
|
19.117%
|
19.117%
|
19.117%
|
6/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
WVOE
|
0
|
0
|
0
|
XXX
|
$19,161.00
|
6.490%
|
$0.00
|
3.1
|
DU
|
ApproveEligible
|
No
|
No
|
6.000%
|
0
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$595,957.64
|
No
|
29
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
79.23
|
No
|
$0.00
|
$18,837.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18955445
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,890.00
|
$21,211.10
|
XX.XX%
|
$6,034.03
|
$6,034.03
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$18,500.03
|
1
|
$XXXX
|
$4,922.16
|
$XXXX
|
$410.18
|
41.846%
|
41.846%
|
41.846%
|
6/XX/2026
|
820
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Employer Letter - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,890.00
|
6.490%
|
$0.00
|
5.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$521,690.43
|
42.580%
|
No
|
29
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
30.63
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17851674
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,493.28
|
$3,520.82
|
XX.XX%
|
$6,138.88
|
$6,138.88
|
6.375%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$12,986.56
|
1
|
$XXXX
|
$1,204.92
|
$XXXX
|
$100.41
|
43.715%
|
43.715%
|
43.715%
|
6/XX/2026
|
753
|
No
|
No
|
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,493.28
|
6.490%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
0
|
0
|
1
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$118,862.46
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
9.74
|
No
|
No
|
$0.00
|
$8,072.83
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15120584
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,235.50
|
$2,957.47
|
XX.XX%
|
$6,728.44
|
$6,728.44
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
Permanent Resident Alien
|
$33,640.94
|
1
|
$XXXX
|
$2,708.76
|
$XXXX
|
$225.73
|
26.791%
|
26.791%
|
26.791%
|
5/XX/2026
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,235.50
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
2
|
2
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$339,197.84
|
25.150%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
Resident Alien Card
|
6
|
Yes
|
No
|
$0.00
|
$24,150.01
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16236381
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,999.00
|
$6,435.00
|
XX.XX%
|
$8,088.82
|
$8,088.82
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$11,982.36
|
1
|
$XXXX
|
$3,149.76
|
$XXXX
|
$262.48
|
47.713%
|
47.713%
|
47.713%
|
6/XX/2026
|
806
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,999.00
|
6.490%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
2
|
0
|
0
|
4
|
3
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,280,969.42
|
72.160%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
73.54
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13946294
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,373.00
|
$8,735.92
|
XX.XX%
|
$8,195.98
|
$8,195.98
|
6.625%
|
No
|
No
|
Employed
|
US Citizen
|
$108,662.11
|
1
|
$XXXX
|
$15,682.80
|
$XXXX
|
$1,306.90
|
10.226%
|
10.226%
|
10.226%
|
6/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,373.00
|
6.490%
|
$0.00
|
1.8
|
DU
|
ApproveIneligible
|
No
|
No
|
6.625%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$2,192,514.32
|
100.000%
|
No
|
65
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
160.24
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17149275
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,623.00
|
$4,921.55
|
XX.XX%
|
$5,325.95
|
$5,325.95
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$16,838.55
|
1
|
$XXXX
|
$1,077.00
|
$XXXX
|
$89.75
|
29.303%
|
29.303%
|
29.303%
|
6/XX/2026
|
802
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Non-Primary Income - Trust Income]; Account Statements - 2026
[Borrower - | Non-Primary Income - Trust Income]; Other - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$1,623.00
|
6.490%
|
$0.00
|
4.2
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.250%
|
3
|
0
|
0
|
3
|
0
|
0.00
|
No
|
240
|
Not Stated
|
8/XX/2056
|
$2,704,277.48
|
100.000%
|
No
|
28
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
293.63
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15555081
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$25,080.00
|
$34,692.14
|
XX.XX%
|
$10,983.85
|
$10,983.85
|
6.875%
|
No
|
No
|
Employed
|
Employed
|
Non-Employment Income
|
Non-Employment Income
|
0
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
US Citizen
|
$23,393.04
|
1
|
$XXXX
|
$1,820.04
|
$XXXX
|
$151.67
|
49.123%
|
49.123%
|
49.123%
|
5/XX/2026
|
757
|
809
|
812
|
808
|
809
|
812
|
808
|
Level 4-Stated/Verified as defined
|
Level 4-Stated/Verified as defined
|
Level 3-Stated/Partially Verified
|
Level 3-Stated/Partially Verified
|
Level 1-Not Stated/Not Verified
|
Level 1-Not Stated/Not Verified
|
Yes
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Other - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Pension]; Paystubs - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$25,080.00
|
6.490%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
120
|
Not Stated
|
8/XX/2056
|
$1,448,904.77
|
69.320%
|
No
|
16
|
10
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
4.06
|
No
|
No
|
$3,147.06
|
$10,300.01
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15602497
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,538.00
|
$9,528.74
|
XX.XX%
|
$6,674.64
|
$6,674.64
|
6.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$14,355.28
|
1
|
$XXXX
|
$5,813.28
|
$XXXX
|
$484.44
|
39.273%
|
39.273%
|
39.273%
|
5/XX/2026
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,538.00
|
6.520%
|
$10,000.00
|
2.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$437,855.87
|
33.170%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
17.39
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10430424
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,449.04
|
$4,819.99
|
XX.XX%
|
$4,933.80
|
$4,933.80
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,625.92
|
1
|
$XXXX
|
$2,355.96
|
$XXXX
|
$196.33
|
30.882%
|
30.882%
|
30.882%
|
5/XX/2026
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,449.04
|
6.520%
|
$0.00
|
1.5
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.125%
|
0
|
1
|
0
|
0
|
4
|
3
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$751,861.61
|
74.070%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.97
|
No
|
No
|
$0.00
|
$16,925.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10157040
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,365.00
|
$7,487.35
|
XX.XX%
|
$8,430.60
|
$8,430.60
|
6.125%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$37,121.78
|
1
|
$XXXX
|
$5,773.44
|
$XXXX
|
$481.12
|
24.722%
|
24.722%
|
24.722%
|
6/XX/2026
|
759
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,365.00
|
6.490%
|
$13,500.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
1
|
1
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$1,184,398.83
|
64.020%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
64.86
|
No
|
$22,598.50
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16949979
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,316.14
|
$9,085.41
|
XX.XX%
|
$7,254.87
|
$7,254.87
|
6.125%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$20,567.78
|
1
|
$XXXX
|
$5,676.96
|
$XXXX
|
$473.08
|
35.558%
|
35.558%
|
35.558%
|
6/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,316.14
|
6.490%
|
$0.00
|
3.8
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$114,927.12
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
No
|
13.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14322396
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$6,010.18
|
XX.XX%
|
$17,320.12
|
$17,320.12
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$55,873.29
|
1
|
$XXXX
|
$10,838.04
|
$XXXX
|
$903.17
|
30.846%
|
30.846%
|
30.846%
|
7/XX/2026
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.520%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
3
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$5,295,197.03
|
No
|
30
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
237.6
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19285252
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,265.00
|
$6,849.70
|
XX.XX%
|
$6,485.98
|
$6,485.98
|
6.750%
|
No
|
No
|
Not Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$11,393.47
|
1
|
$XXXX
|
$5,958.60
|
$XXXX
|
$496.55
|
48.212%
|
48.212%
|
48.212%
|
5/XX/2026
|
785
|
No
|
No
|
[Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$2,265.00
|
6.520%
|
$12,235.00
|
4.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.750%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,963,206.15
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
173.37
|
No
|
$22,000.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10916005
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,307.50
|
$30,839.00
|
XX.XX%
|
$7,305.49
|
$7,305.49
|
5.875%
|
No
|
No
|
Not Employed
|
Non-Employment Income
|
Non-Employment Income
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
$12,141.62
|
1
|
$XXXX
|
$1,433.04
|
$XXXX
|
$119.42
|
39.471%
|
39.471%
|
39.471%
|
6/XX/2026
|
793
|
805
|
820
|
812
|
Level 3-Stated/Partially Verified
|
Level 4-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
[Coborrower(s) - | Non-Primary Income - Pension]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$5,307.50
|
6.520%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
0
|
0
|
1
|
0
|
4
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,106,246.56
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
141.5
|
No
|
$20,059.13
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14167976
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$3,375.44
|
XX.XX%
|
$7,096.89
|
$7,096.89
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$20,384.46
|
1
|
$XXXX
|
$4,896.00
|
$XXXX
|
$408.00
|
34.651%
|
34.651%
|
34.651%
|
6/XX/2026
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.520%
|
$17,000.00
|
1.1
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.125%
|
1
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$51,215.75
|
3.500%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.2
|
No
|
$0.00
|
$11,610.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15226081
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,290.00
|
$3,699.67
|
XX.XX%
|
$10,871.57
|
$10,871.57
|
6.500%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,590.73
|
1
|
$XXXX
|
$1,449.36
|
$XXXX
|
$120.78
|
47.727%
|
47.727%
|
47.727%
|
6/XX/2026
|
790
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,290.00
|
6.520%
|
$15,000.00
|
1.3
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
0
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$986,401.84
|
45.870%
|
No
|
7
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
69.67
|
No
|
$0.00
|
$27,912.66
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10630004
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,282.36
|
$24,048.86
|
XX.XX%
|
$5,159.18
|
$5,159.18
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$17,607.35
|
1
|
$XXXX
|
$13,205.40
|
$XXXX
|
$1,100.45
|
36.970%
|
36.970%
|
36.970%
|
5/XX/2026
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$22,282.36
|
6.490%
|
$32,706.18
|
2.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$487,773.38
|
44.740%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
34.5
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12690759
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,680.00
|
$9,523.62
|
XX.XX%
|
$6,624.07
|
$6,624.07
|
6.500%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$16,474.46
|
1
|
$XXXX
|
$2,410.32
|
$XXXX
|
$200.86
|
33.866%
|
33.866%
|
33.866%
|
6/XX/2026
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Non-Primary Income - Wages]; Other - 2026
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; WVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; Transcripts (1040) - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,680.00
|
6.520%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.500%
|
2
|
0
|
2
|
0
|
0
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$801,361.79
|
61.170%
|
No
|
0
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
62.36
|
No
|
$2,417.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11248517
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,883.00
|
$6,777.32
|
XX.XX%
|
$5,270.54
|
$5,270.54
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,389.14
|
1
|
$XXXX
|
$2,904.96
|
$XXXX
|
$242.08
|
40.010%
|
40.010%
|
40.010%
|
6/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,883.00
|
6.520%
|
$10,000.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$476,807.84
|
44.560%
|
No
|
30
|
30
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
38.75
|
Yes
|
No
|
$0.00
|
$8,041.67
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11840915
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$14,040.00
|
$16,116.44
|
XX.XX%
|
$6,659.23
|
$6,659.23
|
6.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,945.92
|
1
|
$XXXX
|
$5,525.52
|
$XXXX
|
$460.46
|
35.434%
|
35.434%
|
35.434%
|
6/XX/2026
|
765
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$14,040.00
|
6.520%
|
$0.00
|
1.7
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
2
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$355,539.37
|
27.340%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.69
|
No
|
No
|
$0.00
|
$6,762.72
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14606751
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,221.91
|
$18,859.53
|
XX.XX%
|
$5,601.86
|
$5,601.86
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,460.68
|
1
|
$XXXX
|
$1,734.96
|
$XXXX
|
$144.58
|
35.133%
|
35.133%
|
35.133%
|
6/XX/2026
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,221.91
|
6.520%
|
$0.00
|
1.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
5.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$501,757.48
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
79.08
|
No
|
No
|
$0.00
|
$8,333.34
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15498440
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$198.63
|
XX.XX%
|
$7,142.32
|
$7,142.32
|
6.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$18,120.77
|
1
|
$XXXX
|
$4,815.96
|
$XXXX
|
$401.33
|
41.969%
|
41.969%
|
41.969%
|
6/XX/2026
|
782
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.640%
|
$28,500.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
0
|
1
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$545,121.83
|
37.590%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
28
|
No
|
No
|
$21,097.17
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14442214
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,690.00
|
$8,619.66
|
XX.XX%
|
$7,043.42
|
$7,043.42
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$8,146.77
|
1
|
$XXXX
|
$6,104.04
|
$XXXX
|
$508.67
|
49.559%
|
49.559%
|
49.559%
|
7/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.640%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
No
|
No
|
6.625%
|
2
|
1
|
0
|
1
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$140,236.64
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
69.54
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14969820
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$3,659.04
|
XX.XX%
|
$6,896.03
|
$6,896.03
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$35,636.49
|
1
|
$XXXX
|
$3,626.04
|
$XXXX
|
$302.17
|
30.088%
|
30.088%
|
30.088%
|
7/XX/2026
|
793
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.520%
|
$0.00
|
2.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$410,474.18
|
29.310%
|
No
|
12
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
12.94
|
No
|
No
|
$0.00
|
$31,092.48
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13252969
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,515.00
|
$3,670.82
|
XX.XX%
|
$11,991.01
|
$11,991.01
|
6.000%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$138,700.21
|
1
|
$XXXX
|
$3,873.96
|
$XXXX
|
$322.83
|
12.885%
|
12.885%
|
12.885%
|
6/XX/2026
|
786
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,515.00
|
6.520%
|
$0.00
|
4.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.000%
|
2
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$899,858.26
|
34.600%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
21.15
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18023824
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$3,114.78
|
$4,806.62
|
XX.XX%
|
$6,107.27
|
$6,107.27
|
6.249%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$30,466.19
|
1
|
$XXXX
|
$2,892.36
|
$XXXX
|
$241.03
|
25.810%
|
25.810%
|
25.810%
|
6/XX/2026
|
794
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,114.78
|
6.520%
|
$1,500.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.249%
|
2
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$638,974.56
|
51.530%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
49.95
|
No
|
No
|
$0.00
|
$14,142.51
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11720149
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,000.44
|
$6,601.85
|
XX.XX%
|
$9,092.91
|
$9,092.91
|
6.250%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,458.84
|
1
|
$XXXX
|
$3,405.96
|
$XXXX
|
$283.83
|
40.947%
|
40.947%
|
40.947%
|
7/XX/2026
|
792
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Vesting Schedule - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,000.44
|
6.520%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
0
|
2
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$2,498,792.82
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
189.08
|
No
|
No
|
$0.00
|
$28,952.64
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17669545
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,244.70
|
$8,981.16
|
XX.XX%
|
$6,339.54
|
$6,339.54
|
6.099%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$34,705.43
|
1
|
$XXXX
|
$2,024.04
|
$XXXX
|
$168.67
|
33.315%
|
33.315%
|
33.315%
|
7/XX/2026
|
746
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,244.70
|
6.520%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.099%
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$652,397.95
|
46.760%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
93.02
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19980790
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$40,450.00
|
$51,155.76
|
XX.XX%
|
$12,550.09
|
$12,550.09
|
6.625%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,129.32
|
1
|
$XXXX
|
$2,496.00
|
$XXXX
|
$208.00
|
45.317%
|
45.317%
|
45.317%
|
5/XX/2026
|
746
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$40,450.00
|
6.490%
|
$0.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.625%
|
2
|
1
|
1
|
0
|
2
|
0
|
12.00
|
No
|
Not Stated
|
8/XX/2056
|
$24,653.43
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
31.96
|
Yes
|
No
|
$0.00
|
$5,577.59
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15796185
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,334.90
|
$23,354.68
|
XX.XX%
|
$6,811.95
|
$6,811.95
|
6.374%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$29,452.83
|
1
|
$XXXX
|
$5,082.48
|
$XXXX
|
$423.54
|
23.741%
|
23.741%
|
23.741%
|
6/XX/2026
|
772
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,334.90
|
6.490%
|
$0.00
|
1.9
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.374%
|
0
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$103,324.87
|
7.560%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
15.34
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16963532
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,415.00
|
$8,188.38
|
XX.XX%
|
$6,957.60
|
$6,957.60
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$23,822.13
|
1
|
$XXXX
|
$4,626.96
|
$XXXX
|
$385.58
|
31.109%
|
31.109%
|
31.109%
|
6/XX/2026
|
785
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,415.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,111,461.13
|
77.720%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
95.98
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13688484
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$4,957.81
|
XX.XX%
|
$6,067.85
|
$6,067.85
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$10,024.19
|
1
|
$XXXX
|
$3,676.92
|
$XXXX
|
$306.41
|
49.880%
|
49.880%
|
49.880%
|
5/XX/2026
|
772
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$5,000.00
|
2.8
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$329,045.09
|
27.420%
|
No
|
3
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
9.71
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11406098
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$13,067.25
|
XX.XX%
|
$14,501.37
|
$14,501.37
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$61,147.29
|
1
|
$XXXX
|
$1,727.16
|
$XXXX
|
$143.93
|
27.832%
|
27.832%
|
27.832%
|
6/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.490%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
2
|
0
|
4
|
0
|
No
|
Not Stated
|
9/XX/2056
|
$1,264,953.90
|
42.960%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
38.91
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13733170
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,249.21
|
$14,375.82
|
XX.XX%
|
$6,852.16
|
$6,852.16
|
6.375%
|
No
|
No
|
Self-Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$39,804.59
|
1
|
$XXXX
|
$9,894.00
|
$XXXX
|
$824.50
|
21.079%
|
21.079%
|
21.079%
|
5/XX/2026
|
804
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,249.21
|
6.490%
|
$0.00
|
3.4
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
0
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$759,307.40
|
44.920%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
16.17
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18227888
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,400.25
|
$5,171.29
|
XX.XX%
|
$7,185.34
|
$7,185.34
|
6.080%
|
No
|
No
|
Employed
|
US Citizen
|
$20,752.88
|
1
|
$XXXX
|
$3,893.04
|
$XXXX
|
$324.42
|
30.233%
|
30.233%
|
30.233%
|
7/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,400.25
|
6.490%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.080%
|
2
|
0
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$690,758.17
|
40.670%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
30.56
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16283852
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,750.60
|
$5,071.09
|
XX.XX%
|
$7,898.10
|
$7,898.10
|
6.124%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$20,378.36
|
1
|
$XXXX
|
$3,666.96
|
$XXXX
|
$305.58
|
30.721%
|
30.721%
|
30.721%
|
7/XX/2026
|
803
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; 1099-R - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$5,750.60
|
6.490%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.124%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$355,587.99
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
40.14
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15293000
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX.XX%
|
$14,304.00
|
$14,304.00
|
7.000%
|
No
|
No
|
Employed
|
Not Employed
|
Employed
|
Not Employed
|
8.8
|
0
|
US Citizen
|
US Citizen
|
US Citizen
|
US Citizen
|
$62,421.22
|
1
|
$XXXX
|
$3,162.72
|
$XXXX
|
$263.56
|
42.296%
|
42.296%
|
42.296%
|
5/XX/2026
|
787
|
785
|
787
|
804
|
795
|
794
|
795
|
Level 3-Stated/Partially Verified
|
Level 4-Stated/Verified as defined
|
Level 5-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
Level 3-Stated/Verified as defined
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$19,750.00
|
4.9
|
DU
|
ApproveIneligible
|
No
|
No
|
7.000%
|
0
|
0
|
2
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$1,520,133.54
|
53.350%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
44.25
|
No
|
No
|
$79,294.92
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10629455
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,950.00
|
$10,448.94
|
XX.XX%
|
$12,744.42
|
$12,744.42
|
6.875%
|
No
|
No
|
Employed
|
Not Employed
|
Non-Permanent Resident Alien
|
Non-Permanent Resident Alien
|
India
|
India
|
$28,222.98
|
1
|
$XXXX
|
$12,515.88
|
$XXXX
|
$1,042.99
|
43.146%
|
43.146%
|
43.146%
|
6/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2023
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2022
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2021
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,950.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.875%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$766,986.64
|
31.620%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Employment Authorization
|
Employment Authorization
|
28.23
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
D
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12719100
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,150.00
|
$21,823.80
|
XX.XX%
|
$7,112.52
|
$7,112.52
|
6.809%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$31,967.11
|
1
|
$XXXX
|
$8,063.40
|
$XXXX
|
$671.95
|
49.924%
|
49.924%
|
49.924%
|
7/XX/2026
|
712
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,150.00
|
6.490%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.809%
|
1
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
8/XX/2056
|
$0.00
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
95.11
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17795200
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,405.78
|
$9,461.29
|
XX.XX%
|
$8,373.75
|
$8,373.75
|
6.250%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$109,355.32
|
1
|
$XXXX
|
$2,375.40
|
$XXXX
|
$197.95
|
12.516%
|
12.516%
|
12.516%
|
6/XX/2026
|
812
|
No
|
No
|
[Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Projected Income]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,405.78
|
6.490%
|
$2,000.00
|
1.3
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,619,106.63
|
95.240%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
126.72
|
Yes
|
No
|
$125,000.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18962324
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,000.09
|
$8,987.59
|
XX.XX%
|
$8,877.69
|
$8,877.69
|
6.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,553.71
|
1
|
$XXXX
|
$6,399.36
|
$XXXX
|
$533.28
|
43.223%
|
43.223%
|
43.223%
|
7/XX/2026
|
769
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,000.09
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.750%
|
2
|
1
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,359,769.36
|
74.500%
|
No
|
30
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
86.42
|
No
|
No
|
$0.00
|
$25,176.19
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
4/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19484287
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$322.53
|
XX.XX%
|
$8,484.63
|
$8,484.63
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,413.60
|
1
|
$XXXX
|
$4,993.20
|
$XXXX
|
$416.10
|
44.248%
|
44.248%
|
44.248%
|
6/XX/2026
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$10,000.00
|
3.7
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.375%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,145,281.72
|
67.360%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
74.62
|
No
|
No
|
$0.00
|
$11,410.72
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11972414
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$4,996.12
|
XX.XX%
|
$6,909.98
|
$6,909.98
|
6.249%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,761.54
|
1
|
$XXXX
|
$2,670.84
|
$XXXX
|
$222.57
|
32.697%
|
32.697%
|
32.697%
|
7/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$10,000.00
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.249%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$669,776.02
|
47.730%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
51.33
|
No
|
No
|
$0.00
|
$9,869.32
|
No
|
No
|
No
|
No
|
1
|
360
|
D
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10827047
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,207.00
|
$20,683.34
|
XX.XX%
|
$7,043.42
|
$7,043.42
|
6.625%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$33,283.55
|
1
|
$XXXX
|
$2,843.64
|
$XXXX
|
$236.97
|
47.301%
|
47.301%
|
47.301%
|
4/XX/2026
|
784
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,207.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.625%
|
1
|
1
|
1
|
0
|
2
|
0
|
12.00
|
No
|
Not Stated
|
8/XX/2056
|
$6,307,711.41
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
545.14
|
No
|
No
|
$26,994.07
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15511436
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX.XX%
|
$6,804.51
|
$6,804.51
|
6.124%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,550.85
|
1
|
$XXXX
|
$4,480.92
|
$XXXX
|
$373.41
|
31.277%
|
31.277%
|
31.277%
|
6/XX/2026
|
805
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$29,987.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.124%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$636,733.33
|
41.890%
|
No
|
29
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
28.6
|
No
|
$0.00
|
$8,962.44
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14196440
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,663.11
|
$17,293.96
|
XX.XX%
|
$8,570.84
|
$8,570.84
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,090.14
|
1
|
$XXXX
|
$4,344.48
|
$XXXX
|
$362.04
|
42.541%
|
42.541%
|
42.541%
|
7/XX/2026
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,663.11
|
6.490%
|
$540.56
|
2.9
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.500%
|
2
|
2
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$618,918.00
|
36.510%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
26.75
|
No
|
No
|
$0.00
|
$27,707.10
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18410166
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,468.00
|
$18,413.35
|
XX.XX%
|
$6,076.11
|
$6,076.11
|
6.125%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$8,570.72
|
1
|
$XXXX
|
$2,117.28
|
$XXXX
|
$176.44
|
49.830%
|
49.830%
|
49.830%
|
4/XX/2026
|
772
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,468.00
|
6.490%
|
$100,000.00
|
4.4
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.125%
|
0
|
0
|
2
|
0
|
3
|
0
|
12.00
|
No
|
Not Stated
|
8/XX/2056
|
$237,488.00
|
18.990%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
6.07
|
No
|
$4,626.01
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16076055
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$3,666.79
|
XX.XX%
|
$5,846.73
|
$5,846.73
|
6.147%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$26,315.57
|
1
|
$XXXX
|
$2,062.56
|
$XXXX
|
$171.88
|
32.863%
|
32.863%
|
32.863%
|
7/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$10,000.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.147%
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$300,801.92
|
25.060%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
5.94
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14405988
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,999.68
|
$8,222.91
|
XX.XX%
|
$6,036.32
|
$6,036.32
|
6.450%
|
No
|
No
|
Employed
|
US Citizen
|
$14,940.46
|
1
|
$XXXX
|
$8,089.08
|
$XXXX
|
$674.09
|
41.418%
|
41.418%
|
41.418%
|
7/XX/2026
|
767
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,999.68
|
6.490%
|
$180,000.00
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.450%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$107,547.38
|
8.960%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.81
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17554566
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,796.00
|
$28,552.93
|
XX.XX%
|
$6,292.31
|
$6,292.31
|
7.499%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$27,322.26
|
1
|
$XXXX
|
$5,787.00
|
$XXXX
|
$482.25
|
25.553%
|
25.553%
|
25.553%
|
6/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,796.00
|
6.490%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
7.499%
|
1
|
1
|
0
|
2
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$426,206.01
|
37.880%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
19.36
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19400481
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,185.00
|
$19,740.63
|
XX.XX%
|
$9,006.97
|
$9,006.97
|
6.500%
|
No
|
No
|
Employed
|
Non-Permanent Resident Alien
|
Canada
|
$17,442.02
|
1
|
$XXXX
|
$15,371.76
|
$XXXX
|
$1,280.98
|
40.754%
|
40.754%
|
40.754%
|
7/XX/2026
|
733
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,185.00
|
6.490%
|
$0.00
|
3.9
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Passport
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11757398
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,499.00
|
$5,547.27
|
XX.XX%
|
$3,368.90
|
$3,368.90
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$14,859.36
|
1
|
$XXXX
|
$1,731.00
|
$XXXX
|
$144.25
|
24.865%
|
24.865%
|
24.865%
|
7/XX/2026
|
743
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.490%
|
$5,000.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.375%
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$273,082.21
|
40.450%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
31.71
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18629742
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$46,089.00
|
$54,958.39
|
XX.XX%
|
$16,987.05
|
$16,987.05
|
7.625%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$26,806.31
|
1
|
$XXXX
|
$2,331.96
|
$XXXX
|
$194.33
|
49.107%
|
49.107%
|
49.107%
|
5/XX/2026
|
774
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - Pension]; Other - 2026
[Borrower - | Non-Primary Income - Social Security]; Other - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$46,089.00
|
6.490%
|
$0.00
|
2.3
|
DU
|
ApproveIneligible
|
N/A
|
No
|
7.625%
|
0
|
0
|
2
|
0
|
3
|
1
|
No
|
Not Stated
|
8/XX/2056
|
$0.00
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
37.29
|
No
|
$6,124.84
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14356153
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$370.00
|
$20,066.60
|
XX.XX%
|
$17,223.85
|
$17,223.85
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$35,969.61
|
1
|
$XXXX
|
$7,554.00
|
$XXXX
|
$629.50
|
41.711%
|
41.711%
|
41.711%
|
6/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$370.00
|
6.530%
|
$1,677.60
|
5.0
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.500%
|
1
|
1
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,950,452.24
|
52.010%
|
No
|
29
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
40.51
|
No
|
No
|
$0.00
|
$11,708.74
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11920050
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$8,131.80
|
$14,849.43
|
XX.XX%
|
$7,704.01
|
$7,704.01
|
6.491%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
Permanent Resident Alien
|
$32,994.50
|
1
|
$XXXX
|
$2,403.72
|
$XXXX
|
$200.31
|
24.598%
|
24.598%
|
24.598%
|
7/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,131.80
|
6.530%
|
$750.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.491%
|
2
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$489,963.39
|
32.120%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
16.68
|
No
|
$0.00
|
$15,425.02
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13163098
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,280.00
|
$5,874.65
|
XX.XX%
|
$8,748.42
|
$8,748.42
|
6.124%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$25,570.17
|
1
|
$XXXX
|
$2,514.00
|
$XXXX
|
$209.50
|
34.925%
|
34.925%
|
34.925%
|
7/XX/2026
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,280.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.124%
|
2
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$701,879.89
|
38.990%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
32.75
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19930103
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,000.00
|
$55.00
|
XX.XX%
|
$10,491.62
|
$10,491.62
|
6.857%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$87,225.28
|
1
|
$XXXX
|
$3,980.04
|
$XXXX
|
$331.67
|
13.035%
|
13.035%
|
13.035%
|
5/XX/2026
|
752
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,000.00
|
6.680%
|
$404,212.03
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.857%
|
2
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
9/XX/2056
|
$286,166.07
|
14.300%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
24.25
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13785948
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$16,498.30
|
$19,141.06
|
XX.XX%
|
$7,533.47
|
$7,533.47
|
6.499%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$21,757.93
|
1
|
$XXXX
|
$4,914.24
|
$XXXX
|
$409.52
|
41.988%
|
41.988%
|
41.988%
|
7/XX/2026
|
773
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$16,498.30
|
6.530%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.499%
|
2
|
0
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
8/XX/2056
|
$318,810.42
|
21.390%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
1.63
|
Yes
|
No
|
$25,491.76
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11870580
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,640.00
|
$4,900.35
|
XX.XX%
|
$9,235.76
|
$9,235.76
|
6.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$22,556.02
|
1
|
$XXXX
|
$8,412.00
|
$XXXX
|
$701.00
|
44.984%
|
44.984%
|
44.984%
|
7/XX/2026
|
795
|
No
|
No
|
[Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Social Security]; 1099 Transcript - 2025
[Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; Account Statements - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.490%
|
$0.00
|
1.6
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,583,142.10
|
79.150%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
153.74
|
No
|
No
|
$37,489.70
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15262148
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,858.45
|
$10,635.71
|
XX.XX%
|
$5,668.30
|
$5,668.30
|
6.144%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,203.96
|
1
|
$XXXX
|
$4,211.04
|
$XXXX
|
$350.92
|
28.882%
|
28.882%
|
28.882%
|
7/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,858.45
|
6.530%
|
$0.00
|
3.6
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.144%
|
1
|
2
|
1
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$598,642.89
|
50.680%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
43.57
|
Yes
|
No
|
$0.00
|
$17,179.16
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19811629
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,931.75
|
$15,801.67
|
XX.XX%
|
$7,399.57
|
$7,399.57
|
7.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$18,493.94
|
1
|
$XXXX
|
$3,066.00
|
$XXXX
|
$255.50
|
38.543%
|
38.543%
|
38.543%
|
5/XX/2026
|
733
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,931.75
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
7.250%
|
2
|
2
|
1
|
0
|
4
|
1
|
3.97
|
No
|
Not Stated
|
8/XX/2056
|
$268,127.85
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
10.17
|
No
|
$8,310.09
|
$6,926.12
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18500546
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$21,840.00
|
$23,844.80
|
XX.XX%
|
$6,987.34
|
$6,987.34
|
6.375%
|
No
|
No
|
Self-Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$17,125.11
|
1
|
$XXXX
|
$3,009.12
|
$XXXX
|
$250.76
|
42.754%
|
42.754%
|
42.754%
|
7/XX/2026
|
768
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,840.00
|
6.530%
|
$8,000.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
1
|
3
|
0
|
2
|
2
|
No
|
Not Stated
|
8/XX/2056
|
$14,000.00
|
1.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
4.59
|
Yes
|
No
|
$0.00
|
$14,229.97
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17927744
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,797.12
|
$5,961.77
|
XX.XX%
|
$6,562.42
|
$6,562.42
|
6.374%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$18,877.82
|
1
|
$XXXX
|
$3,773.52
|
$XXXX
|
$314.46
|
43.271%
|
43.271%
|
43.271%
|
7/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,797.12
|
6.530%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.374%
|
0
|
0
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$321,516.18
|
24.440%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
6.87
|
Yes
|
No
|
$0.00
|
$17,892.01
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18433305
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,140.00
|
$8,532.83
|
XX.XX%
|
$12,025.88
|
$12,025.88
|
7.125%
|
No
|
No
|
Employed
|
US Citizen
|
$21,549.53
|
1
|
$XXXX
|
$3,651.96
|
$XXXX
|
$304.33
|
44.983%
|
44.983%
|
44.983%
|
6/XX/2026
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,140.00
|
6.610%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
7.125%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$81,973.68
|
No
|
38
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
7.76
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11471466
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,499.00
|
$3,385.88
|
XX.XX%
|
$5,195.07
|
$5,195.07
|
6.125%
|
No
|
No
|
Employed
|
US Citizen
|
$10,437.01
|
1
|
$XXXX
|
$2,787.60
|
$XXXX
|
$232.30
|
49.227%
|
49.227%
|
49.227%
|
6/XX/2026
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.530%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.125%
|
2
|
2
|
0
|
4
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$777,629.29
|
59.580%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
48.79
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17384616
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,258.80
|
$4,438.59
|
XX.XX%
|
$6,465.03
|
$6,465.03
|
6.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$22,072.37
|
1
|
$XXXX
|
$5,361.96
|
$XXXX
|
$446.83
|
37.492%
|
37.492%
|
37.492%
|
7/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Other - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,258.80
|
6.530%
|
$0.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
0
|
0
|
2
|
0
|
2
|
2
|
No
|
Not Stated
|
8/XX/2056
|
$823,582.18
|
54.900%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
34.22
|
No
|
No
|
($4,925.59)
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13979216
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$16,528.00
|
$23,508.84
|
XX.XX%
|
$10,488.22
|
$10,488.22
|
7.500%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$26,319.43
|
1
|
$XXXX
|
$3,310.08
|
$XXXX
|
$275.84
|
36.869%
|
36.869%
|
36.869%
|
7/XX/2026
|
731
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Account Transcripts - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$16,528.00
|
6.610%
|
$3,605.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
7.500%
|
2
|
2
|
2
|
0
|
2
|
2
|
No
|
HELOC
|
No
|
Not Stated
|
9/XX/2056
|
$257,280.87
|
12.860%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
5.9
|
No
|
$20,845.01
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17435488
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$15,246.32
|
XX.XX%
|
$9,072.71
|
$9,072.71
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$41,653.75
|
1
|
$XXXX
|
$6,137.04
|
$XXXX
|
$511.42
|
21.941%
|
21.941%
|
21.941%
|
7/XX/2026
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2022
|
[Borrower]; Transcripts (1040) - No Results Returned - 2026
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.680%
|
$10,000.00
|
2.6
|
DU
|
ApproveIneligible
|
No
|
No
|
5.875%
|
1
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$996,153.75
|
48.710%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
43.51
|
No
|
$18,361.96
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15625503
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$22,960.00
|
$26,987.74
|
XX.XX%
|
$10,637.01
|
$10,637.01
|
6.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$29,038.90
|
1
|
$XXXX
|
$3,593.04
|
$XXXX
|
$299.42
|
35.607%
|
35.607%
|
35.607%
|
7/XX/2026
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$22,960.00
|
6.610%
|
$0.00
|
1.8
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.750%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$661,619.52
|
32.270%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
18.31
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10626189
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,620.00
|
$2,738.40
|
XX.XX%
|
$7,388.61
|
$7,388.61
|
6.250%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$23,817.99
|
1
|
$XXXX
|
$2,700.96
|
$XXXX
|
$225.08
|
28.811%
|
28.811%
|
28.811%
|
7/XX/2026
|
764
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; Other - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,620.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
8/XX/2056
|
$513,063.62
|
34.200%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
24.22
|
No
|
$10,518.71
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12112454
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$23,718.00
|
$28,765.88
|
XX.XX%
|
$5,300.18
|
$5,300.18
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,231.38
|
1
|
$XXXX
|
$1,165.08
|
$XXXX
|
$97.09
|
44.561%
|
44.561%
|
44.561%
|
7/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$23,718.00
|
6.610%
|
$185,000.00
|
1.0
|
DU
|
ApproveEligible
|
No
|
No
|
5.875%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$205,450.98
|
18.180%
|
No
|
30
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
22.68
|
Yes
|
No
|
$0.00
|
$9,533.33
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16592769
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,957.13
|
$0.00
|
XX.XX%
|
$3,638.72
|
$3,638.72
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,122.53
|
1
|
$XXXX
|
$3,012.00
|
$XXXX
|
$251.00
|
28.114%
|
28.114%
|
28.114%
|
6/XX/2026
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
|
Full Documentation (F)
|
WVOE
|
3
|
1
|
0
|
XXX
|
$2,957.13
|
6.610%
|
$15,000.00
|
1.2
|
DU
|
ApproveEligible
|
No
|
No
|
6.375%
|
0
|
1
|
0
|
0
|
4
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$226,049.48
|
30.340%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
13.68
|
Yes
|
No
|
$0.00
|
$7,800.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17393264
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,495.00
|
$9,833.50
|
XX.XX%
|
$8,302.06
|
$8,302.06
|
6.750%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$25,407.69
|
1
|
$XXXX
|
$4,615.80
|
$XXXX
|
$384.65
|
34.245%
|
34.245%
|
34.245%
|
4/XX/2026
|
731
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.510%
|
$3,500.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.750%
|
2
|
2
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$373,384.29
|
23.330%
|
No
|
27
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.75
|
No
|
No
|
$0.00
|
$8,606.74
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17181451
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$0.00
|
$77.40
|
XX.XX%
|
$2,783.04
|
$2,783.04
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$16,412.88
|
1
|
$XXXX
|
$1,041.96
|
$XXXX
|
$86.83
|
44.719%
|
44.719%
|
44.719%
|
5/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.610%
|
$5,150.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$534,185.72
|
94.540%
|
No
|
17
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
Fair Isaac
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
114.63
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14565532
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,995.00
|
$21,349.50
|
XX.XX%
|
$8,841.70
|
$8,841.70
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,696.30
|
1
|
$XXXX
|
$3,080.76
|
$XXXX
|
$256.73
|
44.598%
|
44.598%
|
44.598%
|
6/XX/2026
|
785
|
No
|
No
|
[Borrower - | Primary Income - Projected Income]; Employer Letter - 2026
[Borrower - | Primary Income - Projected Income]; VVOE - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,995.00
|
6.610%
|
$2,000.00
|
1.5
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.250%
|
0
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$888,794.54
|
49.510%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
49.6
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17657207
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,565.80
|
$8,654.85
|
XX.XX%
|
$11,436.48
|
$11,436.48
|
6.550%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$22,169.24
|
1
|
$XXXX
|
$8,271.84
|
$XXXX
|
$689.32
|
45.098%
|
45.098%
|
45.098%
|
7/XX/2026
|
759
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,565.80
|
6.710%
|
$596,000.00
|
1.6
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.550%
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
9/XX/2056
|
$104,105.17
|
4.330%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
3.19
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12404573
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,875.00
|
$3,795.31
|
XX.XX%
|
$9,168.14
|
$9,168.14
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$16,302.10
|
2
|
$XXXX
|
$2,240.16
|
$XXXX
|
$186.68
|
42.220%
|
42.220%
|
42.220%
|
4/XX/2026
|
804
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,875.00
|
6.300%
|
$0.00
|
DU
|
ApproveEligible
|
No
|
No
|
6.500%
|
1
|
1
|
0
|
3
|
1
|
No
|
Not Stated
|
6/XX/2056
|
$32,530.63
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
7.74
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19312217
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,780.00
|
$5,270.23
|
XX.XX%
|
$4,436.96
|
$4,436.96
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,451.08
|
1
|
$XXXX
|
$495.00
|
$XXXX
|
$41.25
|
23.219%
|
23.219%
|
23.219%
|
6/XX/2026
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,780.00
|
6.600%
|
$7,640.16
|
4.2
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.375%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$894,607.91
|
100.000%
|
No
|
7
|
1
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
135.65
|
No
|
$0.00
|
$12,500.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13636113
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,475.00
|
$8,074.68
|
XX.XX%
|
$5,440.15
|
$5,440.15
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$8,710.38
|
1
|
$XXXX
|
$2,877.00
|
$XXXX
|
$239.75
|
44.099%
|
44.099%
|
44.099%
|
7/XX/2026
|
812
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,475.00
|
6.610%
|
$0.00
|
1.2
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,231,398.89
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
145.93
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19152389
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$15,550.00
|
$20,545.20
|
XX.XX%
|
$8,647.40
|
$8,647.40
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$48,701.12
|
1
|
$XXXX
|
$3,994.80
|
$XXXX
|
$332.90
|
23.295%
|
23.295%
|
23.295%
|
7/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,550.00
|
6.640%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
0
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
9/XX/2056
|
$1,887,924.94
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
140.37
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X*
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13552911
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$25,548.87
|
$12,611.10
|
XX.XX%
|
$7,895.32
|
$7,895.32
|
6.500%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$24,303.84
|
1
|
$XXXX
|
$1,874.64
|
$XXXX
|
$156.22
|
37.592%
|
37.592%
|
37.592%
|
6/XX/2026
|
790
|
No
|
No
|
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025
[Coborrower(s) - | Primary Income - Pension]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$25,548.87
|
6.610%
|
$7,000.00
|
2.6
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.500%
|
0
|
0
|
2
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,640,074.89
|
67.630%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
44.3
|
Yes
|
No
|
$21,193.98
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14711547
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$38,265.00
|
$43,171.78
|
XX.XX%
|
$11,503.64
|
$11,503.64
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$25,116.93
|
1
|
$XXXX
|
$1,899.96
|
$XXXX
|
$158.33
|
40.284%
|
40.284%
|
40.284%
|
6/XX/2026
|
760
|
No
|
No
|
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$38,265.00
|
6.530%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
1
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$776,179.78
|
34.110%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.81
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18929189
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$21,515.00
|
$3,462.94
|
XX.XX%
|
$8,172.70
|
$8,172.70
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$54,600.78
|
1
|
$XXXX
|
$10,373.88
|
$XXXX
|
$864.49
|
18.099%
|
18.099%
|
18.099%
|
6/XX/2026
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$21,515.00
|
6.520%
|
$0.00
|
2.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$479,900.77
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
45.06
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15887787
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$32,799.00
|
$39,837.20
|
XX.XX%
|
$10,231.47
|
$10,231.47
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$23,465.89
|
1
|
$XXXX
|
$3,827.16
|
$XXXX
|
$318.93
|
39.997%
|
39.997%
|
39.997%
|
6/XX/2026
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$32,799.00
|
6.520%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$793,731.30
|
38.710%
|
No
|
0
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
30.91
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19795050
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$20,118.18
|
$20,118.18
|
XX.XX%
|
$8,772.74
|
$8,772.74
|
6.250%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$22,601.26
|
1
|
$XXXX
|
$1,661.88
|
$XXXX
|
$138.49
|
30.684%
|
30.684%
|
30.684%
|
7/XX/2026
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$20,118.18
|
6.640%
|
$41,000.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
1
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,058,459.76
|
59.430%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
73.5
|
No
|
$15,880.58
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11508675
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$4,270.66
|
$7,637.99
|
XX.XX%
|
$3,071.85
|
$3,071.85
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$6,710.44
|
1
|
$XXXX
|
$849.96
|
$XXXX
|
$70.83
|
35.470%
|
35.470%
|
35.470%
|
7/XX/2026
|
721
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,270.66
|
6.520%
|
$0.00
|
2.7
|
DU
|
ApproveEligible
|
No
|
No
|
6.500%
|
1
|
0
|
0
|
1
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19419865
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$3,014.94
|
$4,816.69
|
XX.XX%
|
$3,285.96
|
$3,285.96
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$15,709.23
|
1
|
$XXXX
|
$1,335.00
|
$XXXX
|
$111.25
|
20.877%
|
20.877%
|
20.877%
|
6/XX/2026
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$3,014.94
|
6.520%
|
$0.00
|
2.2
|
DU
|
ApproveEligible
|
No
|
No
|
6.125%
|
2
|
1
|
0
|
0
|
2
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$186,409.44
|
27.570%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
14.27
|
No
|
$0.00
|
$13,666.67
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19063217
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,233.30
|
$15,152.25
|
XX.XX%
|
$10,436.41
|
$10,436.41
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,376.35
|
1
|
$XXXX
|
$4,996.80
|
$XXXX
|
$416.40
|
49.971%
|
49.971%
|
49.971%
|
7/XX/2026
|
795
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,233.30
|
6.640%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.250%
|
0
|
1
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,746,918.72
|
68.500%
|
No
|
1
|
27
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
FICO Risk Score Classic 04
|
64.7
|
No
|
No
|
$0.00
|
$11,067.33
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10632163
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,727.40
|
$17,081.26
|
XX.XX%
|
$5,780.97
|
$5,780.97
|
6.875%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$9,269.41
|
1
|
$XXXX
|
$10,592.04
|
$XXXX
|
$882.67
|
49.440%
|
49.440%
|
49.440%
|
7/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,727.40
|
6.640%
|
$9,000.00
|
1.0
|
DU
|
ApproveIneligible
|
No
|
No
|
6.875%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$662,922.06
|
59.720%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
52.95
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15692514
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$36,449.68
|
$32,120.40
|
XX.XX%
|
$11,540.06
|
$11,540.06
|
6.969%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,830.15
|
1
|
$XXXX
|
$5,381.88
|
$XXXX
|
$448.49
|
49.257%
|
49.257%
|
49.257%
|
7/XX/2026
|
789
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Pension]; Other - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$36,449.68
|
6.640%
|
$0.00
|
5.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.969%
|
1
|
2
|
2
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$741,841.39
|
34.100%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
21.35
|
No
|
$8,813.54
|
$9,134.67
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18728469
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,985.00
|
$31,335.43
|
XX.XX%
|
$10,141.48
|
$10,141.48
|
6.624%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$31,914.21
|
1
|
$XXXX
|
$2,940.96
|
$XXXX
|
$245.08
|
35.019%
|
35.019%
|
35.019%
|
7/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,985.00
|
6.640%
|
$0.00
|
2.4
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.624%
|
0
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$406,754.69
|
19.930%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
1.18
|
Yes
|
No
|
$0.00
|
$11,613.33
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10476321
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,588.50
|
$6,846.60
|
XX.XX%
|
$7,504.75
|
$7,504.75
|
6.875%
|
No
|
Yes
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$11,073.57
|
1
|
$XXXX
|
$5,780.16
|
$XXXX
|
$481.68
|
47.638%
|
47.638%
|
47.638%
|
6/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,588.50
|
6.530%
|
$278,000.00
|
1.7
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.875%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$70,868.22
|
4.960%
|
No
|
30
|
18
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
3.15
|
No
|
No
|
$0.00
|
$8,422.05
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18494950
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,495.00
|
$7,130.00
|
XX.XX%
|
$9,599.25
|
$9,599.25
|
6.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$32,313.02
|
1
|
$XXXX
|
$5,529.48
|
$XXXX
|
$460.79
|
33.992%
|
33.992%
|
33.992%
|
6/XX/2026
|
746
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.490%
|
$0.00
|
3.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.750%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,571,241.18
|
84.930%
|
No
|
12
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
104.83
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18545915
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,640.00
|
$3,870.10
|
XX.XX%
|
$2,770.73
|
$2,770.73
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
Permanent Resident Alien
|
$12,965.63
|
1
|
$XXXX
|
$1,227.00
|
$XXXX
|
$102.25
|
21.773%
|
21.773%
|
21.773%
|
7/XX/2026
|
761
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,640.00
|
6.680%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$370,578.33
|
49.410%
|
No
|
31
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
14.98
|
No
|
$0.00
|
$7,217.88
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18041746
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,499.00
|
$2,724.95
|
XX.XX%
|
$13,835.97
|
$13,835.97
|
6.500%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$31,769.66
|
1
|
$XXXX
|
$3,527.64
|
$XXXX
|
$293.97
|
46.189%
|
46.189%
|
46.189%
|
7/XX/2026
|
804
|
No
|
No
|
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,499.00
|
6.680%
|
$20,000.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.500%
|
0
|
2
|
2
|
0
|
3
|
3
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,279,492.75
|
45.870%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
42.89
|
Yes
|
No
|
$0.00
|
$5,039.58
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18810149
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,999.50
|
$6,067.99
|
XX.XX%
|
$9,481.02
|
$9,481.02
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$21,059.42
|
1
|
$XXXX
|
$2,598.00
|
$XXXX
|
$216.50
|
36.705%
|
36.705%
|
36.705%
|
7/XX/2026
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,999.50
|
6.680%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.29
|
No
|
$0.00
|
$17,510.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10451384
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,415.00
|
$6,636.64
|
XX.XX%
|
$7,486.44
|
$7,486.44
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$31,896.02
|
1
|
$XXXX
|
$2,379.96
|
$XXXX
|
$198.33
|
40.538%
|
40.538%
|
40.538%
|
7/XX/2026
|
768
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,415.00
|
6.680%
|
$8,000.00
|
1.4
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.375%
|
1
|
1
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$574,635.54
|
38.300%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
32.67
|
No
|
No
|
$0.00
|
$29,467.20
|
No
|
No
|
No
|
No
|
3
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16495772
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$40,003.70
|
$47,690.73
|
XX.XX%
|
$9,613.62
|
$9,613.62
|
7.000%
|
No
|
No
|
Employed
|
US Citizen
|
$13,026.56
|
1
|
$XXXX
|
$5,763.96
|
$XXXX
|
$480.33
|
47.894%
|
47.894%
|
47.894%
|
7/XX/2026
|
758
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$40,003.70
|
6.680%
|
$3,200.00
|
1.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
7.000%
|
2
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$725,447.84
|
40.070%
|
No
|
19
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
25.93
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16989662
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,247.76
|
$6,884.91
|
XX.XX%
|
$5,689.69
|
$5,689.69
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,970.82
|
1
|
$XXXX
|
$2,511.96
|
$XXXX
|
$209.33
|
41.649%
|
41.649%
|
41.649%
|
6/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,247.76
|
6.720%
|
$0.00
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$907,667.92
|
79.610%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
93.24
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14698947
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,999.00
|
$4,937.82
|
XX.XX%
|
$15,809.58
|
$15,809.58
|
6.750%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$27,172.88
|
1
|
$XXXX
|
$2,206.08
|
$XXXX
|
$183.84
|
44.748%
|
44.748%
|
44.748%
|
8/XX/2026
|
790
|
No
|
No
|
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Pension]; Paystubs - 2026
[Borrower - | Primary Income - Pension]; Account Statements - 2026
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2020
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$9,999.00
|
6.710%
|
$0.00
|
3.4
|
DU
|
ApproveIneligible
|
No
|
No
|
6.750%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$2,164,037.87
|
66.580%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
69.31
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10497888
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,070.00
|
$23,750.20
|
XX.XX%
|
$10,969.00
|
$10,969.00
|
6.250%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$19,417.53
|
1
|
$XXXX
|
$5,989.56
|
$XXXX
|
$499.13
|
45.233%
|
45.233%
|
45.233%
|
7/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Vesting Schedule - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,070.00
|
6.530%
|
$0.00
|
1.1
|
DU
|
ApproveIneligible
|
No
|
No
|
6.250%
|
2
|
1
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,685,986.74
|
66.240%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
63.54
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13011837
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$16,692.41
|
$10,765.69
|
XX.XX%
|
$5,377.97
|
$5,377.97
|
6.000%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,458.41
|
1
|
$XXXX
|
$2,968.92
|
$XXXX
|
$247.41
|
42.835%
|
42.835%
|
42.835%
|
7/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$16,692.41
|
6.640%
|
$20,000.00
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.000%
|
1
|
1
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$350,016.52
|
28.800%
|
No
|
29
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.66
|
No
|
$0.00
|
$8,212.49
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13147273
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,864.80
|
$13,505.30
|
XX.XX%
|
$4,866.19
|
$4,866.19
|
6.375%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$19,970.14
|
1
|
$XXXX
|
$2,352.00
|
$XXXX
|
$196.00
|
24.903%
|
24.903%
|
24.903%
|
7/XX/2026
|
770
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,864.80
|
6.610%
|
$25,000.00
|
3.7
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.375%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$306,945.68
|
31.480%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
19.27
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11151688
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$19,349.00
|
$21,594.08
|
XX.XX%
|
$9,797.05
|
$9,797.05
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$21,815.19
|
1
|
$XXXX
|
$5,372.16
|
$XXXX
|
$447.68
|
37.302%
|
37.302%
|
37.302%
|
5/XX/2026
|
803
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Year End Summary - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$19,349.00
|
6.640%
|
$0.00
|
4.4
|
DU
|
ApproveIneligible
|
No
|
No
|
6.500%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$881,766.77
|
40.080%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
16.72
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15637352
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$10,345.00
|
$13,369.38
|
XX.XX%
|
$5,989.15
|
$5,989.15
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$26,887.24
|
1
|
$XXXX
|
$2,295.00
|
$XXXX
|
$191.25
|
27.982%
|
27.982%
|
27.982%
|
5/XX/2026
|
775
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$10,345.00
|
6.420%
|
$1,100.00
|
1.9
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$442,981.42
|
36.910%
|
No
|
29
|
28
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
23.59
|
No
|
No
|
$0.00
|
$12,750.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13614418
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,140.00
|
$14,815.81
|
XX.XX%
|
$5,849.63
|
$5,849.63
|
6.351%
|
No
|
No
|
Employed
|
US Citizen
|
$25,213.68
|
1
|
$XXXX
|
$5,467.08
|
$XXXX
|
$455.59
|
36.692%
|
36.692%
|
36.692%
|
7/XX/2026
|
773
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Year End Summary - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; Year End Summary - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,140.00
|
6.720%
|
$0.00
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.351%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$300,061.72
|
25.530%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
16.06
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18987465
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,500.00
|
$14,002.60
|
XX.XX%
|
$6,636.71
|
$6,636.71
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,271.65
|
1
|
$XXXX
|
$3,413.16
|
$XXXX
|
$284.43
|
33.937%
|
33.937%
|
33.937%
|
8/XX/2026
|
766
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,500.00
|
6.710%
|
$0.00
|
1.8
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
10/XX/2056
|
$459,799.24
|
32.840%
|
No
|
31
|
31
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
11.53
|
No
|
$0.00
|
$10,045.01
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11915517
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,690.00
|
$15,242.55
|
XX.XX%
|
$8,804.95
|
$8,804.95
|
7.625%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$18,807.17
|
1
|
$XXXX
|
$1,245.96
|
$XXXX
|
$103.83
|
39.159%
|
39.159%
|
39.159%
|
6/XX/2026
|
785
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; VVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026
[Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; Other - 2026
[Coborrower(s) - | Non-Primary Income - Annuity]; 1099 - 2025
[Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$13,690.00
|
6.710%
|
$0.00
|
3.0
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
7.625%
|
1
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$333,020.00
|
21.410%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
0.94
|
No
|
No
|
$3,245.43
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10566116
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$50,109.00
|
$54,344.85
|
XX.XX%
|
$15,604.66
|
$15,604.66
|
6.774%
|
No
|
Yes
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$241,786.10
|
1
|
$XXXX
|
$17,335.68
|
$XXXX
|
$1,444.64
|
45.845%
|
45.845%
|
45.845%
|
7/XX/2026
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; Year End Summary - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; Year End Summary - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) - | Primary Income - Trust Income]; Other - 2026
[Coborrower(s) - | Primary Income - Trust Income]; Other - 2026
[Coborrower(s) - | Primary Income - Trust Income]; Trust Agreement - 2026
[Coborrower(s) - | Primary Income - Trust Income]; K-1 - 2024
[Coborrower(s) - | Primary Income - Trust Income]; K-1 - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$50,109.00
|
6.710%
|
$0.00
|
1.3
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.774%
|
2
|
3
|
3
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$1,172,947.92
|
39.090%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
24.97
|
No
|
No
|
$335,911.17
|
$104,305.69
|
No
|
No
|
No
|
No
|
6
|
360
|
AE
|
8/XX/2027
|
$250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10183068
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,495.00
|
$20,674.81
|
XX.XX%
|
$6,211.15
|
$6,211.15
|
5.875%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$16,681.22
|
1
|
$XXXX
|
$9,420.96
|
$XXXX
|
$785.08
|
41.666%
|
41.666%
|
41.666%
|
5/XX/2026
|
791
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,495.00
|
6.530%
|
$0.00
|
1.7
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.875%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$939,864.00
|
62.650%
|
No
|
16
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
62.96
|
No
|
No
|
$0.00
|
$17,322.00
|
No
|
No
|
No
|
No
|
2
|
360
|
C
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18738158
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,952.80
|
$6,540.48
|
XX.XX%
|
$5,739.60
|
$5,739.60
|
6.375%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$108,518.14
|
1
|
$XXXX
|
$2,754.96
|
$XXXX
|
$229.58
|
13.186%
|
13.186%
|
13.186%
|
6/XX/2026
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; D1C Income Verification Report - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,952.80
|
6.490%
|
$0.00
|
4.9
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
3
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$1,910,738.40
|
100.000%
|
No
|
3
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
239.32
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15233437
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,745.00
|
$5,051.54
|
XX.XX%
|
$6,158.16
|
$6,158.16
|
6.750%
|
No
|
No
|
Employed
|
US Citizen
|
$120,870.34
|
1
|
$XXXX
|
$1,497.96
|
$XXXX
|
$124.83
|
10.533%
|
10.533%
|
10.533%
|
5/XX/2026
|
814
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,745.00
|
6.510%
|
$7,500.00
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.750%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$274,407.80
|
23.120%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
5.28
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18234893
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,175.00
|
$8,723.36
|
XX.XX%
|
$5,839.64
|
$5,839.64
|
6.625%
|
No
|
No
|
Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$74,388.96
|
1
|
$XXXX
|
$1,691.04
|
$XXXX
|
$140.92
|
23.928%
|
23.928%
|
23.928%
|
6/XX/2026
|
776
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Other - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,175.00
|
6.520%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.625%
|
1
|
0
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$598,049.93
|
52.460%
|
No
|
2
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
51.91
|
No
|
No
|
$64,453.67
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17802099
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$7,494.00
|
$11,484.13
|
XX.XX%
|
$5,688.61
|
$5,688.61
|
6.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$26,389.60
|
1
|
$XXXX
|
$1,247.04
|
$XXXX
|
$103.92
|
27.962%
|
27.962%
|
27.962%
|
5/XX/2026
|
811
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,494.00
|
6.420%
|
$1,500.00
|
2.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
1
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$968,863.75
|
67.320%
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
67.16
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19514385
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
XX.XX%
|
$7,758.04
|
$7,758.04
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,302.68
|
1
|
$XXXX
|
$2,115.96
|
$XXXX
|
$176.33
|
46.141%
|
46.141%
|
46.141%
|
5/XX/2026
|
796
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.600%
|
$0.00
|
4.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
2
|
0
|
2
|
0
|
2
|
3
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$872,592.10
|
55.400%
|
No
|
28
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
64.59
|
Yes
|
No
|
$0.00
|
$14,416.68
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19313342
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,895.00
|
$4,947.79
|
XX.XX%
|
$13,273.35
|
$13,273.35
|
6.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$23,670.82
|
1
|
$XXXX
|
$2,195.52
|
$XXXX
|
$182.96
|
48.172%
|
48.172%
|
48.172%
|
5/XX/2026
|
763
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 4506-C - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,895.00
|
6.520%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.500%
|
2
|
0
|
0
|
0
|
7
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$1,775,488.07
|
63.400%
|
No
|
8
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
72.28
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11184877
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$995.00
|
$1,847.16
|
XX.XX%
|
$6,320.68
|
$6,320.68
|
6.500%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$20,708.79
|
1
|
$XXXX
|
$6,867.96
|
$XXXX
|
$572.33
|
31.379%
|
31.379%
|
31.379%
|
6/XX/2026
|
747
|
No
|
No
|
[Borrower - | Primary Income - Interest / Dividends]; Account Statements - 2026
[Borrower - | Primary Income - Interest / Dividends]; Other - 2024
[Borrower - | Primary Income - Interest / Dividends]; Other - 2023
[Borrower - | Non-Primary Income - Capital Gains]; Account Statements - 2026
[Borrower - | Non-Primary Income - Capital Gains]; Other - 2024
[Borrower - | Non-Primary Income - Capital Gains]; Other - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$995.00
|
6.510%
|
$0.00
|
1.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$10,700,412.99
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
1207.91
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16909379
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$2,145.88
|
$5,623.73
|
XX.XX%
|
$8,128.37
|
$8,128.37
|
7.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$18,131.16
|
2
|
$XXXX
|
$2,388.12
|
$XXXX
|
$199.01
|
43.769%
|
43.769%
|
43.769%
|
7/XX/2026
|
736
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,145.88
|
6.510%
|
$0.00
|
DU
|
ApproveEligible
|
N/A
|
No
|
7.500%
|
2
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$543,141.74
|
No
|
29
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
55.36
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19253687
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,795.00
|
$11,380.47
|
XX.XX%
|
$6,280.32
|
$6,280.32
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$23,346.61
|
1
|
$XXXX
|
$3,915.00
|
$XXXX
|
$326.25
|
27.231%
|
27.231%
|
27.231%
|
4/XX/2026
|
778
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,795.00
|
6.510%
|
$0.00
|
1.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
1
|
0
|
0
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$678,886.80
|
47.800%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
27.9
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13412049
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,833.13
|
$14,327.14
|
XX.XX%
|
$6,639.87
|
$6,639.87
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$81,567.38
|
1
|
$XXXX
|
$9,687.00
|
$XXXX
|
$807.25
|
18.433%
|
18.433%
|
18.433%
|
6/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,833.13
|
6.490%
|
$0.00
|
5.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
1
|
0
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$103,885.46
|
No
|
16
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
12.1
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
6/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10997946
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$29,215.00
|
$29,394.99
|
XX.XX%
|
$7,169.80
|
$7,169.80
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,814.67
|
1
|
$XXXX
|
$1,142.40
|
$XXXX
|
$95.20
|
38.962%
|
38.962%
|
38.962%
|
5/XX/2026
|
777
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Other - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$29,215.00
|
6.490%
|
$0.00
|
1.6
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.125%
|
1
|
1
|
1
|
0
|
3
|
1
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$179,437.88
|
No
|
15
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
21.23
|
No
|
No
|
$0.00
|
$10,919.00
|
No
|
No
|
No
|
No
|
7
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12533554
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$18,255.00
|
$29,531.69
|
XX.XX%
|
$4,708.87
|
$4,708.87
|
5.625%
|
No
|
No
|
Employed
|
US Citizen
|
$10,227.39
|
1
|
$XXXX
|
$2,085.48
|
$XXXX
|
$173.79
|
45.454%
|
45.454%
|
45.454%
|
6/XX/2026
|
782
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
|
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 4506-C - 2018
[Borrower]; 4506-C - 2017
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,255.00
|
6.490%
|
$0.00
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
5.625%
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$192,686.59
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
36.31
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13323454
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$6,920.00
|
$9,464.46
|
XX.XX%
|
$5,396.48
|
$5,396.48
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$9,794.17
|
1
|
$XXXX
|
$10,478.16
|
$XXXX
|
$873.18
|
49.901%
|
49.901%
|
49.901%
|
6/XX/2026
|
780
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,920.00
|
6.570%
|
$0.00
|
3.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
3
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$682,071.29
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
96.35
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19252705
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,029.92
|
$19,366.20
|
XX.XX%
|
$7,071.52
|
$7,071.52
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$19,524.83
|
1
|
$XXXX
|
$13,846.92
|
$XXXX
|
$1,153.91
|
41.426%
|
41.426%
|
41.426%
|
3/XX/2026
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,029.92
|
5.980%
|
$3,000.00
|
3.5
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
1
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
5/XX/2056
|
$2,071,509.78
|
100.000%
|
No
|
13
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
165.17
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
12/XX/2026
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16053355
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,447.80
|
$24,744.94
|
XX.XX%
|
$7,837.64
|
$7,837.64
|
6.500%
|
No
|
No
|
Self-Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,644.35
|
1
|
$XXXX
|
$2,934.96
|
$XXXX
|
$244.58
|
48.391%
|
48.391%
|
48.391%
|
7/XX/2026
|
778
|
No
|
No
|
Third Party Prepared (Unaudited)
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,447.80
|
6.490%
|
$15,000.00
|
1.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
1
|
1
|
1
|
0
|
3
|
1
|
5.97
|
No
|
Not Stated
|
9/XX/2056
|
$428,150.51
|
27.620%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.56
|
No
|
No
|
$0.00
|
$10,232.21
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13331784
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$3,180.00
|
$5,029.67
|
XX.XX%
|
$6,076.11
|
$6,076.11
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$23,015.43
|
1
|
$XXXX
|
$2,109.96
|
$XXXX
|
$175.83
|
39.015%
|
39.015%
|
39.015%
|
3/XX/2026
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
No
|
XXX
|
$3,180.00
|
6.430%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.125%
|
0
|
2
|
0
|
0
|
4
|
0
|
0.00
|
No
|
Not Stated
|
5/XX/2056
|
$1,610,043.13
|
100.000%
|
No
|
1
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
137.34
|
Yes
|
No
|
$0.00
|
$16,072.77
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15485522
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$24,039.00
|
$32,073.47
|
XX.XX%
|
$6,403.11
|
$6,403.11
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$12,556.23
|
1
|
$XXXX
|
$2,849.88
|
$XXXX
|
$237.49
|
45.098%
|
45.098%
|
45.098%
|
7/XX/2026
|
811
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$24,039.00
|
6.640%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
2
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
9/XX/2056
|
$310,348.85
|
24.820%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
2.03
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17821532
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,438.00
|
$4,366.60
|
XX.XX%
|
$8,848.95
|
$8,848.95
|
6.500%
|
No
|
No
|
Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$15,096.37
|
1
|
$XXXX
|
$2,082.96
|
$XXXX
|
$173.58
|
43.852%
|
43.852%
|
43.852%
|
5/XX/2026
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,438.00
|
6.600%
|
$0.00
|
2.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
2
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$553,886.97
|
31.650%
|
No
|
29
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
16.03
|
Yes
|
No
|
$0.00
|
$13,594.04
|
No
|
No
|
No
|
No
|
1
|
360
|
D
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10645997
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,389.50
|
$23,713.82
|
XX.XX%
|
$6,211.15
|
$6,211.15
|
5.875%
|
No
|
No
|
Employed
|
US Citizen
|
$82,704.54
|
1
|
$XXXX
|
$10,862.16
|
$XXXX
|
$905.18
|
24.190%
|
24.190%
|
24.190%
|
5/XX/2026
|
783
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,389.50
|
6.600%
|
$7,000.00
|
2.2
|
DU
|
ApproveIneligible
|
N/A
|
No
|
5.875%
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$1,034,283.19
|
68.950%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
60.2
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
AE
|
2/XX/2027
|
$275,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12153458
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,530.16
|
$7,276.99
|
XX.XX%
|
$5,127.38
|
$5,127.38
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$12,595.96
|
1
|
$XXXX
|
$1,653.96
|
$XXXX
|
$137.83
|
37.020%
|
37.020%
|
37.020%
|
7/XX/2026
|
750
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,530.16
|
6.600%
|
$11,000.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.250%
|
0
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$308,276.76
|
28.780%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
10.07
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19453098
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$11,725.00
|
$14,974.66
|
XX.XX%
|
$6,175.13
|
$6,175.13
|
6.875%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$12,999.88
|
1
|
$XXXX
|
$2,121.96
|
$XXXX
|
$176.83
|
46.868%
|
46.868%
|
46.868%
|
5/XX/2026
|
809
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$11,725.00
|
6.600%
|
$0.00
|
5.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.875%
|
1
|
0
|
0
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$318,178.08
|
27.070%
|
No
|
12
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
8.96
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14409734
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$17,495.00
|
$18,901.00
|
XX.XX%
|
$6,862.57
|
$6,862.57
|
6.375%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$17,797.92
|
1
|
$XXXX
|
$8,142.84
|
$XXXX
|
$678.57
|
48.977%
|
48.977%
|
48.977%
|
5/XX/2026
|
786
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Tax Return Extension (for Business) - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) - | Non-Primary Income - Interest / Dividends]; Other - 2025
[Coborrower(s) - | Non-Primary Income - Interest / Dividends]; Other - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$17,495.00
|
6.600%
|
$0.00
|
2.0
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.375%
|
0
|
0
|
2
|
0
|
3
|
2
|
No
|
Not Stated
|
7/XX/2056
|
$2,100,867.77
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
226.87
|
No
|
No
|
$10,893.63
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12209556
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,750.00
|
$9,871.54
|
XX.XX%
|
$11,229.66
|
$11,229.66
|
6.375%
|
No
|
No
|
Non-Employment Income
|
US Citizen
|
$51,217.94
|
1
|
$XXXX
|
$596.64
|
$XXXX
|
$49.72
|
33.612%
|
33.612%
|
33.612%
|
6/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - Interest / Dividends]; Other - 2026
[Borrower - | Primary Income - Interest / Dividends]; Other - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,750.00
|
6.490%
|
$2,630.00
|
1.8
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
0
|
2
|
0
|
1
|
1
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,219,588.91
|
43.550%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
72.48
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
12/XX/2026
|
$18,250,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14686451
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,690.00
|
$5,323.03
|
XX.XX%
|
$6,198.21
|
$6,198.21
|
7.125%
|
No
|
No
|
Non-Employment Income
|
Self-Employed
|
US Citizen
|
US Citizen
|
$10,024.91
|
1
|
$XXXX
|
$4,376.40
|
$XXXX
|
$364.70
|
45.646%
|
45.646%
|
45.646%
|
5/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - Royalty]; Other - 2026
[Borrower - | Primary Income - Royalty]; Schedule E - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.490%
|
$0.00
|
4.3
|
DU
|
ApproveIneligible
|
No
|
No
|
7.125%
|
0
|
0
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$989,206.85
|
86.010%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
100.61
|
No
|
No
|
($372.33)
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
AE
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16560742
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,395.00
|
$13,964.35
|
XX.XX%
|
$2,916.53
|
$2,916.53
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,293.91
|
1
|
$XXXX
|
$6,840.48
|
$XXXX
|
$570.04
|
20.182%
|
20.182%
|
20.182%
|
6/XX/2026
|
760
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,395.00
|
6.520%
|
$20,000.00
|
2.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.125%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$55,813.51
|
9.300%
|
No
|
29
|
24
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
5.92
|
No
|
$0.00
|
$10,000.00
|
No
|
No
|
No
|
No
|
1
|
360
|
AE
|
7/XX/2027
|
$250,000.00
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14642197
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,162.00
|
$14,823.86
|
XX.XX%
|
$5,910.89
|
$5,910.89
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$9,390.66
|
1
|
$XXXX
|
$2,977.68
|
$XXXX
|
$248.14
|
43.963%
|
43.963%
|
43.963%
|
6/XX/2026
|
805
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Account Transcripts - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Account Transcripts - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Account Transcripts - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$2,162.00
|
6.490%
|
$214,329.08
|
1.0
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
0
|
0
|
2
|
0
|
2
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$580,676.77
|
46.080%
|
No
|
13
|
13
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
Yes
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
73.75
|
No
|
($586.83)
|
$8,750.54
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12395799
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,990.00
|
$5,275.50
|
XX.XX%
|
$12,640.73
|
$12,640.73
|
6.500%
|
No
|
No
|
Employed
|
US Citizen
|
$24,594.17
|
1
|
$XXXX
|
$9,363.00
|
$XXXX
|
$780.25
|
47.298%
|
47.298%
|
47.298%
|
6/XX/2026
|
754
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,990.00
|
6.520%
|
$0.00
|
2.5
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.500%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$233,898.79
|
No
|
Yes
|
Short Form
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
16.24
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16400208
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$15,492.50
|
$23,476.60
|
XX.XX%
|
$3,756.16
|
$3,756.16
|
5.625%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,381.26
|
1
|
$XXXX
|
$3,335.04
|
$XXXX
|
$277.92
|
38.240%
|
38.240%
|
38.240%
|
7/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,492.50
|
6.490%
|
$272,900.00
|
3.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
5.625%
|
2
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$29,863.24
|
3.330%
|
No
|
30
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
4.32
|
Yes
|
No
|
$0.00
|
$12,500.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18377768
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
$1,265.51
|
XX.XX%
|
$10,543.40
|
$10,543.40
|
6.375%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$30,613.78
|
1
|
$XXXX
|
$1,544.04
|
$XXXX
|
$128.67
|
33.206%
|
33.206%
|
33.206%
|
6/XX/2026
|
746
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$0.00
|
3.7
|
DU
|
ApproveIneligible
|
No
|
No
|
6.375%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$1,063,012.33
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
89.75
|
No
|
$0.00
|
$45,833.34
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17217101
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,490.00
|
$2,982.60
|
XX.XX%
|
$5,435.79
|
$5,435.79
|
6.500%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$54,324.38
|
1
|
$XXXX
|
$3,206.04
|
$XXXX
|
$267.17
|
11.237%
|
11.237%
|
11.237%
|
6/XX/2026
|
760
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
1
|
0
|
0
|
XXX
|
$1,490.00
|
6.530%
|
$0.00
|
1.6
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.500%
|
2
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$292,614.71
|
27.210%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
8.57
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
4
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15493961
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,890.00
|
$21,268.10
|
XX.XX%
|
$9,591.16
|
$9,591.16
|
6.875%
|
No
|
No
|
Self-Employed
|
Employed
|
Permanent Resident Alien
|
US Citizen
|
$19,993.18
|
1
|
$XXXX
|
$6,368.04
|
$XXXX
|
$530.67
|
41.130%
|
41.130%
|
41.130%
|
7/XX/2026
|
781
|
No
|
No
|
[Borrower - | Primary Income - C-Corp]; Account Statements - Business - 2026
[Borrower - | Primary Income - C-Corp]; Business License - 2026
[Borrower - | Primary Income - C-Corp]; Paystubs - 2026
[Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026
[Borrower - | Primary Income - C-Corp]; 1120 - 2025
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - C-Corp]; W-2 - 2025
[Borrower - | Primary Income - C-Corp]; 1120 - 2024
[Borrower - | Primary Income - C-Corp]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - C-Corp]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,890.00
|
6.530%
|
$10,000.00
|
2.0
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.875%
|
2
|
2
|
2
|
0
|
2
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$849,416.93
|
46.540%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
47.36
|
No
|
$0.00
|
$3,765.15
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19531577
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$0.00
|
($130.19)
|
XX.XX%
|
$8,512.29
|
$8,512.29
|
6.250%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$18,272.93
|
1
|
$XXXX
|
$8,182.80
|
$XXXX
|
$681.90
|
40.422%
|
40.422%
|
40.422%
|
7/XX/2026
|
797
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
6.490%
|
$0.00
|
1.7
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$613,563.19
|
No
|
30
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
55.77
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16358421
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,856.75
|
$2,836.02
|
XX.XX%
|
$3,174.02
|
$3,174.02
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$7,882.84
|
1
|
$XXXX
|
$2,112.96
|
$XXXX
|
$176.08
|
32.912%
|
32.912%
|
32.912%
|
6/XX/2026
|
787
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,856.75
|
6.520%
|
$0.00
|
3.0
|
LP / LPA
|
Accept/Eligible
|
No
|
No
|
6.250%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$20,732.09
|
No
|
2
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
5.55
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10697187
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,690.00
|
$6,065.86
|
XX.XX%
|
$4,891.14
|
$4,891.14
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$13,407.01
|
1
|
$XXXX
|
$1,731.00
|
$XXXX
|
$144.25
|
44.163%
|
44.163%
|
44.163%
|
7/XX/2026
|
798
|
No
|
No
|
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.530%
|
$2,924.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.375%
|
0
|
2
|
0
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$843,829.20
|
86.100%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
102.45
|
Yes
|
No
|
$0.00
|
$8,375.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16178982
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,595.00
|
$6,358.50
|
XX.XX%
|
$5,621.50
|
$5,621.50
|
6.250%
|
No
|
No
|
Non-Employment Income
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$9,781.83
|
1
|
$XXXX
|
$1,392.96
|
$XXXX
|
$116.08
|
49.117%
|
49.117%
|
49.117%
|
4/XX/2026
|
753
|
No
|
No
|
[Borrower - | Non-Primary Income - Wages]; Paystubs - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Non-Primary Income - Wages]; WVOE - 2026
[Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2023
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$1,595.00
|
6.490%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.250%
|
1
|
1
|
1
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$33,136.51
|
No
|
15
|
15
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
4.07
|
No
|
No
|
$6,088.75
|
$4,131.32
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10935135
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$2,190.00
|
$9,881.23
|
XX.XX%
|
$8,773.17
|
$8,773.17
|
6.375%
|
No
|
No
|
Non-Employment Income
|
Not Employed
|
US Citizen
|
US Citizen
|
$22,533.58
|
1
|
$XXXX
|
$2,445.96
|
$XXXX
|
$203.83
|
34.835%
|
34.835%
|
34.835%
|
6/XX/2026
|
804
|
Yes
|
No
|
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
[Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
|
Other Documentation (O)
|
Asset Depletion
|
0
|
0
|
0
|
XXX
|
$2,190.00
|
6.520%
|
$8,500.00
|
1.2
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.375%
|
0
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
240
|
Not Stated
|
7/XX/2056
|
$8,995,621.85
|
100.000%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individually and as Trustee
|
Individual
|
Individually and as Trustee
|
No
|
Individually and as Trustee
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
789.71
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19055301
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$5,530.00
|
$6,963.52
|
XX.XX%
|
$8,868.29
|
$8,868.29
|
7.250%
|
No
|
No
|
Employed
|
Permanent Resident Alien
|
$27,964.33
|
1
|
$XXXX
|
$7,953.60
|
$XXXX
|
$662.80
|
48.939%
|
48.939%
|
48.939%
|
5/XX/2026
|
740
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$5,530.00
|
6.420%
|
$26,575.00
|
2.6
|
DU
|
ApproveIneligible
|
N/A
|
No
|
7.250%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$146,269.07
|
9.000%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
6.03
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14187084
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,490.00
|
$7,043.30
|
XX.XX%
|
$9,860.79
|
$9,860.79
|
6.625%
|
No
|
No
|
Self-Employed
|
US Citizen
|
$19,988.39
|
1
|
$XXXX
|
$4,925.04
|
$XXXX
|
$410.42
|
46.251%
|
46.251%
|
46.251%
|
4/XX/2026
|
790
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,490.00
|
6.570%
|
$25,000.00
|
1.7
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.625%
|
1
|
1
|
0
|
2
|
0
|
No
|
Not Stated
|
7/XX/2056
|
$474,274.70
|
24.630%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
6.18
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10465512
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,070.83
|
$15,214.68
|
XX.XX%
|
$8,279.65
|
$8,279.65
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$37,275.82
|
1
|
$XXXX
|
$5,031.96
|
$XXXX
|
$419.33
|
33.823%
|
33.823%
|
33.823%
|
4/XX/2026
|
764
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
|
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,070.83
|
6.320%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
2
|
2
|
0
|
3
|
0
|
0.00
|
No
|
Not Stated
|
6/XX/2056
|
$1,345,003.58
|
81.070%
|
No
|
27
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
103.72
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11245235
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$12,090.00
|
$28,273.75
|
XX.XX%
|
$6,488.25
|
$6,488.25
|
6.375%
|
No
|
No
|
Self-Employed
|
Self-Employed
|
US Citizen
|
US Citizen
|
$9,167.52
|
1
|
$XXXX
|
$8,769.96
|
$XXXX
|
$730.83
|
47.400%
|
47.400%
|
47.400%
|
6/XX/2026
|
769
|
No
|
No
|
[Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; 1065 - 2024
[Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,090.00
|
6.510%
|
$5,000.00
|
4.1
|
LP / LPA
|
Accept/Ineligible
|
N/A
|
No
|
6.375%
|
0
|
0
|
1
|
0
|
3
|
0
|
No
|
Not Stated
|
8/XX/2056
|
$853,535.38
|
65.650%
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
65.31
|
No
|
$3,273.38
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
11205596
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$15,069.02
|
$24,407.69
|
XX.XX%
|
$13,740.12
|
$13,740.12
|
6.500%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$40,963.71
|
1
|
$XXXX
|
$6,006.96
|
$XXXX
|
$500.58
|
41.412%
|
41.412%
|
41.412%
|
6/XX/2026
|
771
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$15,069.02
|
6.520%
|
$0.00
|
LP / LPA
|
Accept/Ineligible
|
No
|
No
|
6.500%
|
2
|
0
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
8/XX/2056
|
$769,072.66
|
28.300%
|
No
|
30
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
12.77
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
10242694
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$9,396.52
|
$13,540.41
|
XX.XX%
|
$5,346.97
|
$5,346.97
|
6.125%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$19,418.00
|
1
|
$XXXX
|
$5,698.32
|
$XXXX
|
$474.86
|
38.441%
|
38.441%
|
38.441%
|
8/XX/2026
|
742
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$9,396.52
|
6.490%
|
$8,000.00
|
1.0
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.125%
|
2
|
1
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$426,991.57
|
38.810%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
25.17
|
Yes
|
No
|
$0.00
|
$14,765.62
|
No
|
No
|
No
|
No
|
2
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15816194
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$18,050.00
|
$23,138.94
|
XX.XX%
|
$9,008.68
|
$9,008.68
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$14,270.18
|
1
|
$XXXX
|
$4,587.00
|
$XXXX
|
$382.25
|
49.966%
|
49.966%
|
49.966%
|
7/XX/2026
|
779
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$18,050.00
|
6.640%
|
$0.00
|
2.9
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.375%
|
2
|
1
|
2
|
0
|
4
|
3
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$121,439.55
|
No
|
31
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
11.79
|
No
|
No
|
$0.00
|
$9,854.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
12589284
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$4,633.00
|
$9,621.33
|
XX.XX%
|
$7,194.68
|
$7,194.68
|
6.875%
|
No
|
No
|
Self-Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$22,093.79
|
1
|
$XXXX
|
$1,343.28
|
$XXXX
|
$111.94
|
29.189%
|
29.189%
|
29.189%
|
7/XX/2026
|
794
|
No
|
No
|
[Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025
[Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025
[Coborrower(s) - | Primary Income - Social Security]; Account Statements - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$4,633.00
|
6.530%
|
$12,000.00
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.875%
|
1
|
0
|
1
|
0
|
3
|
2
|
No
|
Not Stated
|
9/XX/2056
|
$2,458,687.93
|
100.000%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
278.03
|
Yes
|
No
|
$1,166.10
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
17926065
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$12,518.00
|
$15,661.05
|
XX.XX%
|
$4,280.47
|
$4,280.47
|
6.250%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,823.76
|
1
|
$XXXX
|
$1,929.84
|
$XXXX
|
$160.82
|
43.999%
|
43.999%
|
43.999%
|
5/XX/2026
|
756
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$12,518.00
|
6.680%
|
$33,243.97
|
1.0
|
DU
|
ApproveEligible
|
N/A
|
No
|
6.250%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$377,750.61
|
43.460%
|
No
|
5
|
18
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
35.99
|
Yes
|
No
|
$0.00
|
$3,732.37
|
No
|
No
|
No
|
No
|
2
|
360
|
AE
|
8/XX/2027
|
$1,329,000.00
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
16193354
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,745.00
|
$5,661.70
|
XX.XX%
|
$6,118.42
|
$6,118.42
|
6.500%
|
No
|
No
|
Employed
|
Non-Employment Income
|
US Citizen
|
US Citizen
|
$12,803.83
|
1
|
$XXXX
|
$1,382.04
|
$XXXX
|
$115.17
|
41.530%
|
41.530%
|
41.530%
|
6/XX/2026
|
781
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Employer Letter - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower - | Primary Income - Wages]; Employer Letter - 2024
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower - | Primary Income - Wages]; Employer Letter - 2020
[Coborrower(s) - | Primary Income - Annuity]; Account Statements - 2026
[Coborrower(s) - | Primary Income - Annuity]; Award Letter / Continuance Letter - 2026
[Coborrower(s) - | Primary Income - Annuity]; 1099 Transcript - 2025
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,745.00
|
6.610%
|
$0.00
|
1.6
|
DU
|
ApproveIneligible
|
N/A
|
No
|
6.500%
|
2
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$348,839.07
|
28.820%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
14.61
|
Yes
|
No
|
$3,037.15
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14745765
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,690.00
|
$9,093.87
|
XX.XX%
|
$6,787.70
|
$6,787.70
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$12,590.28
|
1
|
$XXXX
|
$2,100.96
|
$XXXX
|
$175.08
|
49.622%
|
49.622%
|
49.622%
|
5/XX/2026
|
804
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Employer Letter - 2026
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2025
[Borrower - | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.320%
|
$7,500.00
|
1.1
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
1
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
7/XX/2056
|
$449,504.39
|
33.050%
|
No
|
12
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
20.92
|
Yes
|
No
|
$0.00
|
$7,583.54
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18096128
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$13,411.50
|
$20,306.07
|
XX.XX%
|
$5,850.15
|
$5,850.15
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$46,727.72
|
1
|
$XXXX
|
$3,465.96
|
$XXXX
|
$288.83
|
31.571%
|
31.571%
|
31.571%
|
5/XX/2026
|
818
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,411.50
|
6.410%
|
$38,000.00
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.375%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
6/XX/2056
|
$1,021,631.14
|
87.150%
|
No
|
28
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
116.22
|
No
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
5
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
18847604
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$1,590.00
|
$12,989.55
|
XX.XX%
|
$22,700.93
|
$22,700.93
|
6.750%
|
No
|
No
|
Employed
|
Not Employed
|
US Citizen
|
US Citizen
|
$98,687.83
|
1
|
$XXXX
|
$9,099.48
|
$XXXX
|
$758.29
|
35.250%
|
35.250%
|
35.250%
|
5/XX/2026
|
771
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Employer Letter - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; Account Transcripts - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; Account Transcripts - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; Transcripts (1040) - No Results Returned - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,590.00
|
6.520%
|
$0.00
|
4.8
|
DU
|
ApproveIneligible
|
Yes
|
No
|
6.750%
|
0
|
0
|
2
|
0
|
3
|
3
|
No
|
Not Stated
|
7/XX/2056
|
$1,951,945.75
|
37.170%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
46.68
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
14894728
|
Safe Harbor QM (APOR)
|
Yes
|
No
|
$8,154.30
|
$27,047.70
|
XX.XX%
|
$9,794.76
|
$9,794.76
|
6.375%
|
No
|
No
|
Employed
|
Employed
|
US Citizen
|
US Citizen
|
$17,141.82
|
1
|
$XXXX
|
$5,324.76
|
$XXXX
|
$443.73
|
43.255%
|
43.255%
|
43.255%
|
7/XX/2026
|
774
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Other - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; WVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; VVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; Transcripts (1040) - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Tax Return Extension - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$8,154.30
|
6.640%
|
$5,000.00
|
2.6
|
LP / LPA
|
Accept/Ineligible
|
Yes
|
No
|
6.375%
|
2
|
1
|
2
|
0
|
3
|
2
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$2,001,726.36
|
99.090%
|
No
|
30
|
14
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
118.03
|
No
|
No
|
$0.00
|
$16,666.74
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15597918
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$7,519.60
|
$17,529.37
|
XX.XX%
|
$5,634.74
|
$5,634.74
|
6.625%
|
No
|
No
|
Employed
|
US Citizen
|
$17,330.38
|
1
|
$XXXX
|
$3,470.16
|
$XXXX
|
$289.18
|
38.102%
|
38.102%
|
38.102%
|
7/XX/2026
|
819
|
No
|
No
|
[Borrower - | Primary Income - K-1 (< 25%)]; Other - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2026
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025
[Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower - | Non-Primary Income - Pension]; Account Statements - 2026
[Borrower - | Non-Primary Income - Pension]; 1099-R - 2025
[Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; Transcripts (1040) - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$7,519.60
|
6.640%
|
$0.00
|
1.0
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.625%
|
0
|
2
|
0
|
3
|
3
|
No
|
Not Stated
|
9/XX/2056
|
$450,843.30
|
40.980%
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
28.81
|
Yes
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
15393731
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$1,690.00
|
$5,028.16
|
XX.XX%
|
$3,398.76
|
$3,398.76
|
6.250%
|
No
|
No
|
Employed
|
US Citizen
|
$8,945.43
|
1
|
$XXXX
|
$2,520.00
|
$XXXX
|
$210.00
|
33.222%
|
33.222%
|
33.222%
|
7/XX/2026
|
808
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; Paystubs - 2024
[Borrower - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$1,690.00
|
6.530%
|
$0.00
|
2.5
|
LP / LPA
|
Accept/Eligible
|
Yes
|
No
|
6.250%
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$216,680.20
|
31.400%
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
14.1
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13798320
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$6,082.00
|
$8,775.29
|
XX.XX%
|
$2,854.20
|
$2,854.20
|
6.375%
|
No
|
No
|
Employed
|
US Citizen
|
$7,359.58
|
1
|
$XXXX
|
$2,931.96
|
$XXXX
|
$244.33
|
32.066%
|
32.066%
|
32.066%
|
8/XX/2026
|
800
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
0
|
0
|
0
|
XXX
|
$6,082.00
|
6.610%
|
$130,000.00
|
3.5
|
DU
|
ApproveEligible
|
Yes
|
No
|
6.375%
|
0
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$239,156.62
|
39.200%
|
No
|
4
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
60.02
|
No
|
$0.00
|
$0.00
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
19589852
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$4,426.55
|
$7,020.00
|
XX.XX%
|
$6,960.73
|
$6,960.73
|
7.000%
|
No
|
No
|
Non-Employment Income
|
Employed
|
US Citizen
|
US Citizen
|
$18,320.78
|
1
|
$XXXX
|
$1,020.96
|
$XXXX
|
$85.08
|
47.389%
|
47.389%
|
47.389%
|
7/XX/2026
|
786
|
No
|
No
|
[Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026
[Borrower - | Primary Income - Pension]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Other - 2026
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; WVOE - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 1040 - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 1040 - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
Retirement Income - Fully Verified
|
0
|
0
|
0
|
XXX
|
$4,426.55
|
6.720%
|
$0.00
|
1.2
|
DU
|
ApproveEligible
|
Yes
|
No
|
7.000%
|
0
|
2
|
2
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$559,103.52
|
39.370%
|
No
|
18
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
23.38
|
Yes
|
No
|
$0.00
|
$26,419.00
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
[redacted]
|
[redacted]
|
[redacted]
|
[redacted]
|
13248513
|
Safe Harbor QM (APOR)
|
Yes
|
Yes
|
$13,238.40
|
$34,405.64
|
XX.XX%
|
$4,968.92
|
$4,968.92
|
5.875%
|
No
|
No
|
Not Employed
|
Employed
|
US Citizen
|
US Citizen
|
$7,093.74
|
1
|
$XXXX
|
$1,181.88
|
$XXXX
|
$98.49
|
46.962%
|
46.962%
|
46.962%
|
7/XX/2026
|
795
|
No
|
No
|
[Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026
[Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Income - 2026
[Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025
[Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2024
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
0
|
0
|
0
|
XXX
|
$13,238.40
|
6.680%
|
$0.00
|
1.0
|
LP / LPA
|
Accept/Eligible
|
No
|
No
|
5.875%
|
0
|
2
|
0
|
0
|
2
|
0
|
0.00
|
No
|
Not Stated
|
9/XX/2056
|
$517,302.53
|
44.400%
|
No
|
31
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
FICO II
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
21.74
|
No
|
$0.00
|
$13,374.69
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||