0001000191 2026-10-07 2026-10-07 0001000191 ameripriservs:C000219636Member ameripriservs:LVIPMFSInternationalGrowthFundStandardClassMember 2026-10-07 2026-10-07 0001000191 ameripriservs:C000219636Member ameripriservs:LVIPMFSInternationalGrowthFundServiceClassMember 2026-10-07 2026-10-07 0001000191 ameripriservs:C000219636Member 2026-10-07 2026-10-07 RiverSource Variable Account 10 0001000191 false N-4 N-4 2026-10-07 <span style="color:#000000;font-family:Arial;font-size:9.30pt;">Effective after market close on or about October 9, 2026, LVIP American Century International Fund (Service Class) and (Standard Class II) will merge with and into LVIP MFS International Growth Fund (Service Class) and (Standard Class).</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-weight:bold;">Upon the Effective Date, the following description in the section “Appendix A: Investment Options Available Under the Contract” regarding LVIP American Century International Fund with respect to each prospectus listed above is hereby amended and replaced with the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:0.0000pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:528pt;"> <tr style="height:17.5pt;"> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:176.17pt;"> <div style="line-height:9.37pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8.37pt;font-weight:bold;margin-left:0.0pt;">Investing In</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:175.67pt;"> <div style="line-height:9.37pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8.37pt;font-weight:bold;margin-left:0.0pt;">Investment Objective and Policies</span></div></div></td> <td style="background-color:#CCCCCC;border-bottom:0.5pt solid #000000;padding-bottom:3.125pt;padding-top:3.125pt;vertical-align:Bottom;width:176.16pt;"> <div style="line-height:9.37pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:8.37pt;font-weight:bold;margin-left:0.0pt;">Investment Adviser</span></div></div></td></tr> <tr style="height:39.89pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:176.17pt;"> <div style="line-height:8.2305pt;text-align:left;"> <div style="margin-left:6pt;margin-right:5.75pt;margin-top:0.6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP MFS International Growth Fund</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:175.67pt;"> <div style="line-height:8.2305pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:5.75pt;margin-top:0.6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital appreciation.</span></div></div></td> <td style="padding-bottom:3pt;padding-top:3.125pt;vertical-align:Top;width:176.16pt;"> <div style="line-height:8.2305pt;text-align:left;"> <div style="margin-left:5.75pt;margin-right:6pt;margin-top:0.6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Corporation, adviser;</span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;line-height:8.2305pt;margin-left:0.0pt;"> </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts </span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Financial Services Company, </span></div> <div style="margin-left:5.75pt;margin-right:6pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP MFS International Growth Fund</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">LVIP MFS International Growth Fund</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital appreciation.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;margin-left:0.0pt;">Seeks long-term capital appreciation.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Corporation, adviser;</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Lincoln Financial Investments </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Corporation, adviser;</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Financial Services Company, </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span> <span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Massachusetts </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">Financial Services Company, </span><span style="color:#000000;font-family:Arial;font-size:9.30pt;font-style:italic;margin-left:0.0pt;">subadviser.</span>