0001313581 2026-10-07 2026-10-07 0001313581 nationwide:C000244267Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveModerateAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000227150Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveModerateAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000277189Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveModerateAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000244267Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveAggressiveAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000227150Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveAggressiveAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000277189Member nationwide:AmericanDriveVariableInsuranceTrustAmericanDriveAggressiveAllocationPortfolioClassSMember 2026-10-07 2026-10-07 0001313581 nationwide:C000244267Member 2026-10-07 2026-10-07 0001313581 nationwide:C000227150Member 2026-10-07 2026-10-07 0001313581 nationwide:C000277189Member 2026-10-07 2026-10-07 pure 0001313581 false 2026-10-07 N-6 N-6 Nationwide VL Separate Account-G <span style="color:#000000;font-family:Arial;font-size:10pt;">Effective on October 12, 2026, the following underlying mutual funds are added as investment options under the policy. </span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Moderate Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Aggressive Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Accordingly, </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Appendix A: Underlying Mutual Funds Available Under the Policy </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">is amended to add the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9pt;">*</span><span style="color:#000000;font-family:Arial;font-size:9pt;">This underlying mutual fund’s current expenses reflect a temporary fee reduction.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;">Effective on October 12, 2026, the following underlying mutual funds are added as investment options under the policy. </span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Moderate Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Aggressive Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Accordingly, </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Appendix A: Underlying Mutual Funds Available Under the Policy </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">is amended to add the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9pt;">*</span><span style="color:#000000;font-family:Arial;font-size:9pt;">This underlying mutual fund’s current expenses reflect a temporary fee reduction.</span> <span style="color:#000000;font-family:Arial;font-size:10pt;">Effective on October 12, 2026, the following underlying mutual funds are added as investment options under the policy. </span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Moderate Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:13pt;position:relative;top:1pt;">•</span><span style="color:#000000;font-family:Arial;font-size:10pt;">American Drive Variable Insurance Trust – American Drive Aggressive Allocation Portfolio – Class S</span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">Accordingly, </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-style:italic;font-weight:bold;">Appendix A: Underlying Mutual Funds Available Under the Policy </span><span style="color:#000000;font-family:Arial;font-size:10pt;font-weight:bold;">is amended to add the following:</span><span style="color:#000000;font-family:Arial;font-size:1pt;line-height:1pt;"> </span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table><span style="color:#000000;font-family:Arial;font-size:9pt;">*</span><span style="color:#000000;font-family:Arial;font-size:9pt;">This underlying mutual fund’s current expenses reflect a temporary fee reduction.</span> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table> <table cellpadding="0" cellspacing="0" style="border-bottom:0.5pt solid #000000;border-left:0.5pt solid #000000;border-right:0.5pt solid #000000;border-top:0.5pt solid #000000;empty-cells:show;width:541pt;"> <tr style="height:34.5pt;"> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Type</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Underlying Mutual Fund and Adviser/Subadviser</span></div></div></td> <td rowspan="2" style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Current</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Expenses</span></div></div></td> <td colspan="3" style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:111.53pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Average Annual Total</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">Returns</span></div> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">(as of 12/31/2025)</span></div></div></td></tr> <tr style="height:14pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">1 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">5 year</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Bottom;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;">10 year</span></div></div></td></tr> <tr style="height:44pt;"> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">0.91%*</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;border-right:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-bottom:0.5pt solid #000000;padding-bottom:2.125pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:11.0pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr> <tr style="height:41.5pt;"> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:47.66pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:3pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Top;width:329.8pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Investment Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span></div> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Left;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Sub-Advisor: </span><span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:52.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">1.01%*</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="border-right:0.5pt solid #000000;padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:36.01pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:4.75pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td> <td style="padding-bottom:5pt;padding-top:2.125pt;vertical-align:Middle;width:39.51pt;"> <div style="line-height:10pt;text-align:left;"> <div style="margin-left:4.75pt;margin-right:3pt;text-align:Center;white-space:nowrap;"><span style="color:#000000;font-family:Arial;font-size:9pt;">N/A</span></div></div></td></tr></table> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Moderate </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> 0.0091 0.0091 0.0091 <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Allocation</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">American Drive Variable Insurance Trust – American Drive Aggressive </span><span style="color:#000000;font-family:Arial;font-size:9pt;font-weight:bold;margin-left:0.0pt;">Allocation Portfolio – Class S</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Hantz Financial Services, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> <span style="color:#000000;font-family:Arial;font-size:9pt;margin-left:0.0pt;">Forefront Analytics, LLC and Franklin Advisers, Inc.</span> 0.0101 0.0101 0.0101