RIDER SPECIFICATIONS

Index-Linked Annuity Payment Option Rider

Contract Number:

[0123456]

Rider Date:

[August 1, 2026]

Owner(s):

[Abraham Lincoln]

Annuitant:

[Abraham Lincoln]

Annuitant's Age:

[50]

Secondary Life:

[Mary Lincoln]

Secondary Life's Age:

[50]

Initial Access Period:

[15] Years

Initial Payment Mode:

[Monthly]

Initial Periodic Income Payment:

[$411.26]

Annual Rider Charge Rate:

[0.40%]

Assumed Investment Return:

[3.00%]

Annuity Mortality Table:

[2012 Individual Mortality Table, modified]


Age Adjustment Table
Year of Birth	Adjustment to Age		Year of Birth	Adjustment to Age
[Before 1960	0		2010-2019	-6
1960-1969	-1		2020-2029	-7
1970-1979	-2		2030-2039	-8
1980-1989 1990-1999 2000-2009	-3 -4 -5		2040-2049 2050-2059	-9 -10]