The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 38,162,629 1,389,247 SH SOLE 0 0 1,389,247
PGIM ULTRA SHORT BOND ETF ETF 69344A107 30,569,437 618,064 SH SOLE 0 0 618,064
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 26,792,481 745,686 SH SOLE 0 0 745,686
SCHWAB US LARGE CAP VALUE ETF ETF 808524409 25,492,342 765,306 SH SOLE 0 0 765,306
HARBOR COMMODITY ALL-WEATHER STRATEGY ETF ETF 41151J505 11,311,632 320,806 SH SOLE 0 0 320,806
DELL TECHNOLOGIES INC CL C COM 24703L202 2,885,564 5,364 SH SOLE 0 0 5,364
APPLE INC COM 037833100 2,275,526 6,833 SH SOLE 0 0 6,833
HOME DEPOT COM 437076102 1,770,670 6,224 SH SOLE 0 0 6,224
MICROSOFT COM 594918104 1,703,854 3,322 SH SOLE 0 0 3,322
PALO ALTO NETWORKS INC COM COM 697435105 1,424,754 3,586 SH SOLE 0 0 3,586
CISCO SYS INC COM 17275R102 1,383,046 12,850 SH SOLE 0 0 12,850
EXXONMOBIL HOLDINGS CORP COM SHS COM 30233Q108 1,334,550 8,200 SH SOLE 0 0 8,200
JPMORGAN CHASE & CO COM COM 46625H100 1,328,944 4,017 SH SOLE 0 0 4,017
AMAZON COM INC COM 023135106 1,303,802 5,233 SH SOLE 0 0 5,233
BHP BILLITON LIMITED SPONSORED ADS ADR 088606108 1,297,967 15,299 SH SOLE 0 0 15,299
LAM RESEARCH CORP COM 512807306 1,296,957 3,948 SH SOLE 0 0 3,948
AT&T INC COM COM 00206R102 1,245,400 51,041 SH SOLE 0 0 51,041
METLIFE INC COM COM 59156R108 1,239,428 13,163 SH SOLE 0 0 13,163
APPLIED MATLS INC COM COM 038222105 1,235,494 2,416 SH SOLE 0 0 2,416
META PLATFORMS INC CL A COM 30303M102 1,167,540 1,610 SH SOLE 0 0 1,610
TOTALENERGIES SE ACT COM F92124100 1,153,224 13,488 SH SOLE 0 0 13,488
PFIZER INC COM COM 717081103 1,132,757 39,718 SH SOLE 0 0 39,718
HONDA MOTOR CO LTD ADR ECH CNV IN 3 ADR 438128308 1,119,841 35,438 SH SOLE 0 0 35,438
GOOGLE INC COM 02079K305 1,114,475 3,239 SH SOLE 0 0 3,239
INTL BUSINESS MACHINES COM 459200101 1,097,451 4,990 SH SOLE 0 0 4,990
VERIZON COMMUNICATIONS COM 92343V104 1,082,853 23,607 SH SOLE 0 0 23,607
MEDTRONIC PLC SHS COM G5960L103 1,079,919 12,515 SH SOLE 0 0 12,515
WALMART INC COM COM 931142103 1,077,546 10,369 SH SOLE 0 0 10,369
RTX CORPORATION COM COM 75513E101 1,051,150 5,662 SH SOLE 0 0 5,662
SALESFORCE COM COM 79466L302 1,025,260 4,466 SH SOLE 0 0 4,466
BROADCOM INC COM COM 11135F101 1,023,368 2,914 SH SOLE 0 0 2,914
HONEYWELL INTL INC COM 438516205 1,022,637 4,848 SH SOLE 0 0 4,848
VISA INC COM 92826C839 1,004,687 2,796 SH SOLE 0 0 2,796
UNION PAC CORP COM COM 907818108 992,730 3,648 SH SOLE 0 0 3,648
DUKE ENERGY CORP NEW COM NEW COM 26441C204 992,229 8,703 SH SOLE 0 0 8,703
UNITEDHEALTH GROUP COM 91324P102 988,179 2,692 SH SOLE 0 0 2,692
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 945,109 1,898 SH SOLE 0 0 1,898
GENERAL DYNAMICS CORP COM COM 369550108 933,438 2,813 SH SOLE 0 0 2,813
CVS HEALTH CORP COM COM 126650100 919,282 10,728 SH SOLE 0 0 10,728
SYSCO CORP COM COM 871829107 909,247 11,663 SH SOLE 0 0 11,663
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR ADR 03524A108 908,457 12,365 SH SOLE 0 0 12,365
STRIVE ENHANCED INCOME SHORT MATURITY ETF ETF 02072L441 890,064 44,150 SH SOLE 0 0 44,150
BOOKING HOLDINGS INC COM COM 09857L108 856,092 5,255 SH SOLE 0 0 5,255
NETFLIX INC COM COM 64110L106 852,564 12,253 SH SOLE 0 0 12,253
GRANITESHARES 2X LONG NVDA DAILY ETF ETF 38747R827 844,330 23,000 SH SOLE 0 0 23,000
BOSTON SCIENTIFIC CORP COM 101137107 842,794 19,308 SH SOLE 0 0 19,308
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 789,639 6,304 SH SOLE 0 0 6,304
MCDONALDS CORP COM COM 580135101 764,642 3,311 SH SOLE 0 0 3,311
LOWES COS INC COM COM 548661107 761,855 4,134 SH SOLE 0 0 4,134
PHILLIPS 66 COM 718546104 740,910 2,902 SH SOLE 0 0 2,902
CONOCOPHILLIPS COM COM 20825C104 715,483 5,717 SH SOLE 0 0 5,717
AON PLC SHS CL A COM G0403H108 657,606 2,376 SH SOLE 0 0 2,376
INHIBRX BIOSCIENCES INC COM COM 45720N103 487,890 4,875 SH SOLE 0 0 4,875
ALPHABET INC CAP STK CL C COM 02079K107 438,532 1,287 SH SOLE 0 0 1,287
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 427,685 6,057 SH SOLE 0 0 6,057
ELI LILLY & CO COM COM 532457108 378,365 327 SH SOLE 0 0 327
SPDR GOLD ETF ETF 78463V107 366,356 962 SH SOLE 0 0 962
NVIDIA CORPORATION COM COM 67066G104 334,848 1,466 SH SOLE 0 0 1,466
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 315,605 4,499 SH SOLE 0 0 4,499
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 308,921 1,246 SH SOLE 0 0 1,246
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF 922908769 306,128 818 SH SOLE 0 0 818
STATE STREET SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 281,019 3,175 SH SOLE 0 0 3,175
COCA COLA CO COM COM 191216100 272,836 3,170 SH SOLE 0 0 3,170
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 246,840 837 SH SOLE 0 0 837
TEREX CORP NEW COM COM 880779103 242,223 4,605 SH SOLE 0 0 4,605
ISHARES SILVER TRUST ETF 46428Q109 236,137 4,332 SH SOLE 0 0 4,332
ISHARES RUSSELL 2000 ETF ETF 464287655 213,975 770 SH SOLE 0 0 770
UNITED STATES COPPER INDEX FUND ETF 911718104 206,856 5,200 SH SOLE 0 0 5,200
KRANESHARES HEDGEYE HEDGED EQUITY INDEX ETF ETF 500767389 204,782 6,800 SH SOLE 0 0 6,800
MILITIA LONG/SHORT EQUITY ETF ETF 02072Q820 198,293 5,250 SH SOLE 0 0 5,250