EX-99.4

Exhibit 99.4

Rebuttal Findings 10.02.2026

Seller:

Deal ID:

Total Loan Count: 459


Loans by Grade in Population
Loan Grade		Count				Percentage
1			397				86.49	%
2			21				4.58	%
3			41				8.93	%


Trade Summary
Loan Status		Count				Percentage
Review Complete			412				89.76	%
In Rebuttal			47				10.24	%


														Finding Status																Final Finding Grade
Initial Findings Grade		Count				Rebuttal Received				Responses Given				Open				Resolved				UpHeld				Void				3				4				2				1
3			62				50				50				41				21				0				0				41				0				15				6
2			7				0				0				7				0				0				0				0				0				7				0
1			1308				0				0				1308				0				0				0				0				0				0				1308


						Initial Finding Grade												Final Finding Grade
Exceptions		Count				3				4				2				3				4				2
Compliance			22				16				0				6				12				0				6
Rescission Test			8				8				0				0				8				0				0
HOC – Inaccurate			5				0				0				5				0				0				5
Security Instrument – Name Discrepancy			4				4				0				0				1				0				0
Security Instrument – Incomplete			2				2				0				0				1				0				0
Security Instrument – Non-Borrowing Spouse/Missing			1				1				0				0				1				0				0
Security Instrument – Inaccurate			1				1				0				0				1				0				0
State Testing			1				0				0				1				0				0				1
Credit			2				2				0				0				0				0				0
DTI – Exceeds Guidelines – originator (not pcqc eligible)			2				2				0				0				0				0				0
Valuation			45				44				0				1				29				0				16
Appraisal – Value is not supported within a 10% variance			44				44				0				0				29				0				15
Appraisal – Value is supported within 10% of original appraisal amount			1				0				0				1				0				0				1