The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 2,164,506 8,274 SH SOLE 0 0 0 8,274
AFLAC INC COM 001055102 649,755 5,813 SH SOLE 0 0 0 5,813
AIR PRODUCTS AND CHEMICALS I COM 009158106 540,901 1,944 SH SOLE 0 0 0 1,944
ALPHABET INC CAP STK CL C 02079K107 996,262 2,924 SH SOLE 0 0 0 2,924
ALPHABET INC CAP STK CL A 02079K305 4,084,516 11,871 SH SOLE 0 0 0 11,871
AMAZON COM INC COM 023135106 1,900,927 7,630 SH SOLE 0 20 0 7,610
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 201,697 1,844 SH SOLE 0 0 0 1,844
AMERICAN EXPRESS CO COM 025816109 313,114 1,030 SH SOLE 0 0 0 1,030
AMGEN INC COM 031162100 408,945 970 SH SOLE 0 0 0 970
APPLE INC COM 037833100 12,112,959 36,373 SH SOLE 0 0 0 36,373
ARCH CAP GROUP LTD ORD G0450A105 229,422 2,484 SH SOLE 0 0 0 2,484
BANK OF AMER CORP COM 060505104 298,686 5,488 SH SOLE 0 0 0 5,488
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH SOLE 0 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,945,540 3,907 SH SOLE 0 0 0 3,907
BLACKROCK INC COM 09290D101 1,601,483 1,513 SH SOLE 0 0 0 1,513
BROADCOM INC COM 11135F101 6,405,532 18,240 SH SOLE 0 0 0 18,240
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 230,035 4,709 SH SOLE 0 0 0 4,709
CHEVRON CORPORATION COM 166764100 200,734 983 SH SOLE 0 0 0 983
CISCO SYS INC COM 17275R102 460,285 4,277 SH SOLE 0 0 0 4,277
CLEAN HARBORS INC COM 184496107 341,253 1,100 SH SOLE 0 0 0 1,100
COCA COLA CO COM 191216100 526,731 6,119 SH SOLE 0 0 0 6,119
CROWDSTRIKE HLDGS INC CL A 22788C105 441,428 1,667 SH SOLE 0 0 0 1,667
CUMMINS INC COM 231021106 299,611 580 SH SOLE 0 0 0 580
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 222,860 4,052 SH SOLE 0 0 0 4,052
DUKE ENERGY CORP NEW COM NEW 26441C204 203,834 1,788 SH SOLE 0 0 0 1,788
EATON CORP PLC SHS G29183103 1,755,780 4,086 SH SOLE 0 0 0 4,086
ELI LILLY & CO COM 532457108 204,416 177 SH SOLE 0 0 0 177
EMERSON ELEC CO COM 291011104 1,122,691 7,239 SH SOLE 0 0 0 7,239
ENTERPRISE PRODS PARTNERS L COM 293792107 213,660 6,000 SH SOLE 0 0 0 6,000
EXXON MOBIL CORP COM 30231G102 596,957 3,668 SH SOLE 0 0 0 3,668
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 313,563 1,045 SH SOLE 0 0 0 1,045
FIRST CTZNS BANCSHARES INC D CL A 31946M103 447,063 217 SH SOLE 0 0 0 217
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740U505 485,724 8,669 SH SOLE 0 0 0 8,669
GOLDMAN SACHS ETF TR MUNI INCOME ETF 38149W549 924,272 18,940 SH SOLE 0 4,830 0 14,110
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103 12,679,974 309,570 SH SOLE 0 2,570 0 307,000
GOLUB CAP BDC INC COM 38173M102 170,261 13,481 SH SOLE 0 0 0 13,481
HOME DEPOT INC COM 437076102 278,547 979 SH SOLE 0 390 0 589
HYPERFINE INC COM CL A 44916K106 11,512 14,247 SH SOLE 0 0 0 14,247
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45784N775 553,952 21,003 SH SOLE 0 0 0 21,003
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C649 214,353 5,100 SH SOLE 0 0 0 5,100
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 226,612 4,147 SH SOLE 0 0 0 4,147
INTERNATIONAL BUSINESS MACHS COM 459200101 225,657 1,026 SH SOLE 0 0 0 1,026
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 478,862 2,302 SH SOLE 0 0 0 2,302
INVESCO QQQ TR UNIT SER 1 46090E103 2,856,672 3,862 SH SOLE 0 0 0 3,862
ISHARES GOLD TR ISHARES NEW 464285204 421,584 5,398 SH SOLE 0 0 0 5,398
ISHARES INC CORE MSCI EMKT 46434G103 1,427,710 17,591 SH SOLE 0 222 0 17,369
ISHARES INC MSCI CDA ETF 464286509 4,177,970 71,565 SH SOLE 0 560 0 71,005
ISHARES TR RUS MID CAP ETF 464287499 277,019 2,596 SH SOLE 0 0 0 2,596
ISHARES TR MSCI EAFE ETF 464287465 34,369,587 330,827 SH SOLE 0 2,550 0 328,277
ISHARES TR CORE US AGGBD ET 464287226 26,552,747 280,863 SH SOLE 0 2,940 0 277,923
ISHARES TR MSCI EMG MKT ETF 464287234 22,556,628 337,725 SH SOLE 0 2,165 0 335,560
ISHARES TR CORE S&P MCP ETF 464287507 13,224,281 183,798 SH SOLE 0 960 0 182,838
ISHARES TR CORE S&P SCP ETF 464287804 1,015,118 7,462 SH SOLE 0 0 0 7,462
ISHARES TR S&P 500 VAL ETF 464287408 318,451 1,395 SH SOLE 0 0 0 1,395
ISHARES TR CORE S&P500 ETF 464287200 77,923,232 101,747 SH SOLE 0 1,200 0 100,547
ISHARES TR S&P 500 GRWT ETF 464287309 781,434 5,493 SH SOLE 0 0 0 5,493
ISHARES TR RUS 1000 ETF 464287622 1,814,327 4,360 SH SOLE 0 0 0 4,360
ISHARES TR RUS 1000 GRW ETF 464287614 802,165 6,404 SH SOLE 0 0 0 6,404
ISHARES TR RUSSELL 2000 ETF 464287655 208,418 750 SH SOLE 0 0 0 750
ISHARES TR GLOBAL 100 ETF 464287572 201,614 1,400 SH SOLE 0 0 0 1,400
ISHARES TR CORE MSCI EAFE 46432F842 3,714,766 38,344 SH SOLE 0 0 0 38,344
ISHARES TR MSCI USA MIN ETF 46429B697 301,187 3,091 SH SOLE 0 0 0 3,091
ISHARES TR A RATE CP BD ETF 46429B291 7,543,547 167,672 SH SOLE 0 1,400 0 166,272
ISHARES TR 10+ YR INVST GRD 464289511 223,460 4,894 SH SOLE 0 0 0 4,894
ISHARES TR SHRT NAT MUN ETF 464288158 1,382,123 13,221 SH SOLE 0 325 0 12,896
ISHARES TR ASIA 50 ETF 464288430 1,053,338 7,409 SH SOLE 0 50 0 7,359
ISHARES TR ESG AWR US AGRGT 46435U549 256,115 5,660 SH SOLE 0 0 0 5,660
ISHARES TR IBONDS DEC2026 46435GAA0 1,465,769 60,469 SH SOLE 0 0 0 60,469
ISHARES TR CORE MSCI INTL 46435G326 716,377 8,006 SH SOLE 0 0 0 8,006
ISHARES TR BROAD USD HIGH 46435U853 559,981 15,677 SH SOLE 0 0 0 15,677
ISHARES TR MSCI USA QLT FCT 46432F339 1,735,028 7,807 SH SOLE 0 0 0 7,807
ISHARES TR CORE S&P TTL STK 464287150 316,763 1,905 SH SOLE 0 0 0 1,905
ISHARES TR NATIONAL MUN ETF 464288414 3,053,775 30,205 SH SOLE 0 0 0 30,205
ISHARES TR GOV/CRED BD ETF 464288596 629,109 6,325 SH SOLE 0 0 0 6,325
ISHARES TR JPMORGAN USD EMG 464288281 3,802,130 41,855 SH SOLE 0 648 0 41,207
ISHARES TR ISHS 5-10YR INVT 464288638 14,120,960 280,456 SH SOLE 0 3,484 0 276,972
ISHARES TR MSCI ACWI EX US 464288240 712,340 9,420 SH SOLE 0 425 0 8,995
ISHARES TR IBONDS 28 TRM TS 46436E833 4,145,657 189,213 SH SOLE 0 1,620 0 187,593
ISHARES TR ESG EAFE ETF 46436E759 210,355 2,485 SH SOLE 0 0 0 2,485
ISHARES TR US SML CP VALUE 46436E536 211,528 5,119 SH SOLE 0 0 0 5,119
ISHARES TR ESG SELECT SCRE 46436E569 690,564 11,845 SH SOLE 0 0 0 11,845
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 528,219 10,466 SH SOLE 0 0 0 10,466
JOHNSON & JOHNSON COM 478160104 1,891,650 7,145 SH SOLE 0 0 0 7,145
JPMORGAN CHASE & CO COM 46625H100 2,189,687 6,619 SH SOLE 0 0 0 6,619
KLA CORP COM NEW 482480100 5,599,975 28,728 SH SOLE 0 0 0 28,728
LOWES COS INC COM 548661107 420,063 2,279 SH SOLE 0 0 0 2,279
MASTERCARD INCORPORATED CL A 57636Q104 712,946 1,293 SH SOLE 0 0 0 1,293
MCDONALDS CORP COM 580135101 222,312 963 SH SOLE 0 0 0 963
MERCK & CO INC COM 58933Y105 2,019,145 13,895 SH SOLE 0 0 0 13,895
META PLATFORMS INC CL A 30303M102 449,194 619 SH SOLE 0 0 0 619
MICROSOFT CORP COM 594918104 9,178,083 17,894 SH SOLE 0 0 0 17,894
NVIDIA CORPORATION COM 67066G104 647,137 2,834 SH SOLE 0 0 0 2,834
PARK NATL CORP COM 700658107 245,836 1,376 SH SOLE 0 0 0 1,376
PEPSICO INC COM 713448108 789,666 6,232 SH SOLE 0 0 0 6,232
PFIZER INC COM 717081103 338,132 11,856 SH SOLE 0 0 0 11,856
PIMCO ETF TR MULTISECTOR BD 72201R585 504,118 19,855 SH SOLE 0 0 0 19,855
PNC FINL SVCS GROUP INC COM 693475105 1,483,245 6,673 SH SOLE 0 0 0 6,673
PROCTER & GAMBLE CO COM 742718109 260,573 1,794 SH SOLE 0 0 0 1,794
REVOLUTION MEDICINES INC COM 76155X100 410,520 2,000 SH SOLE 0 0 0 2,000
ROSS STORES INC COM 778296103 362,349 1,552 SH SOLE 0 0 0 1,552
SCHWAB CHARLES CORP COM 808513105 1,247,162 12,760 SH SOLE 0 0 0 12,760
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 741,797 27,004 SH SOLE 0 0 0 27,004
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 595,650 19,855 SH SOLE 0 0 0 19,855
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 271,188 8,311 SH SOLE 0 0 0 8,311
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 532,626 14,824 SH SOLE 0 0 0 14,824
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 210,386 6,316 SH SOLE 0 0 0 6,316
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 6,593,730 59,419 SH SOLE 0 0 0 59,419
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 1,295,456 31,666 SH SOLE 0 40 0 31,626
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,834,876 46,523 SH SOLE 0 50 0 46,473
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 908,307 18,651 SH SOLE 0 40 0 18,611
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 2,724,267 44,297 SH SOLE 0 60 0 44,237
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 3,506,496 65,665 SH SOLE 0 125 0 65,540
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 5,285,391 31,653 SH SOLE 0 30 0 31,623
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 7,024,685 35,886 SH SOLE 0 130 0 35,756
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 1,951,030 24,206 SH SOLE 0 40 0 24,166
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 4,358,403 25,878 SH SOLE 0 0 0 25,878
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 8,362,136 76,830 SH SOLE 0 0 0 76,830
SOUTHERN CO COM 842587107 221,633 2,674 SH SOLE 0 0 0 2,674
SOUTHERN FIRST BANCSHARES COM 842873101 454,821 7,675 SH SOLE 0 0 0 7,675
SOUTHSTATE BK CORP COM 84472E102 358,416 3,600 SH SOLE 0 0 0 3,600
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 315,448 2,091 SH SOLE 0 0 0 2,091
SPDR GOLD TR GOLD SHS 78463V107 1,161,632 3,050 SH SOLE 0 0 0 3,050
SPDR INDEX SHS FDS ST STR EU 50 ETF 78463X202 1,879,042 27,916 SH SOLE 0 115 0 27,801
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,229,313 62,390 SH SOLE 0 0 0 62,390
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 5,026,172 100,103 SH SOLE 0 0 0 100,103
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 237,047 4,425 SH SOLE 0 0 0 4,425
SPDR SERIES TRUST ST STR SP AERO 78464A631 428,506 1,853 SH SOLE 0 0 0 1,853
SPDR SERIES TRUST ST STR SP600 SML 78468R853 5,759,342 108,955 SH SOLE 0 620 0 108,335
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 385,862 15,840 SH SOLE 0 0 0 15,840
SPDR SERIES TRUST ST STR P500ETF 78464A854 5,112,481 56,957 SH SOLE 0 0 0 56,957
SPDR SERIES TRUST ST STR P400MID 78464A847 769,833 12,212 SH SOLE 0 0 0 12,212
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 426,417 9,970 SH SOLE 0 0 0 9,970
SPDR SERIES TRUST ST STR P500VAL 78464A508 2,237,113 36,596 SH SOLE 0 0 0 36,596
SPDR SERIES TRUST ST STR P500GRW 78464A409 4,245,366 34,493 SH SOLE 0 0 0 34,493
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,793,362 19,482 SH SOLE 0 575 0 18,907
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 223,996 5,986 SH SOLE 0 0 0 5,986
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 677,215 888 SH SOLE 0 0 0 888
STRYKER CORPORATION COM 863667101 267,982 973 SH SOLE 0 0 0 973
SYSCO CORP COM 871829107 214,294 2,749 SH SOLE 0 0 0 2,749
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 4,959,429 10,871 SH SOLE 0 0 0 10,871
TJX COS INC NEW COM 872540109 707,631 5,348 SH SOLE 0 0 0 5,348
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 224,273 4,785 SH SOLE 0 0 0 4,785
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 586,312 837 SH SOLE 0 0 0 837
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 365,250 1,868 SH SOLE 0 0 0 1,868
VANGUARD INDEX FDS SMALL CP ETF 922908751 222,173 781 SH SOLE 0 0 0 781
VANGUARD INDEX FDS GROWTH ETF 922908736 728,810 8,088 SH SOLE 0 0 0 8,088
VANGUARD INDEX FDS VALUE ETF 922908744 281,984 1,305 SH SOLE 0 0 0 1,305
VANGUARD INDEX FDS MID CAP ETF 922908629 297,706 3,796 SH SOLE 0 0 0 3,796
VANGUARD INDEX FDS SM CP VAL ETF 922908611 233,941 1,013 SH SOLE 0 0 0 1,013
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,785,843 7,444 SH SOLE 0 0 0 7,444
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 450,873 7,602 SH SOLE 0 0 0 7,602
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 250,852 2,890 SH SOLE 0 0 0 2,890
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 313,046 3,773 SH SOLE 0 0 0 3,773
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 429,290 1,840 SH SOLE 0 0 0 1,840
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,262,761 17,884 SH SOLE 0 0 0 17,884
VANGUARD WORLD FD MEGA GRWTH IND 921910816 787,863 8,504 SH SOLE 0 0 0 8,504
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 804,967 4,997 SH SOLE 0 0 0 4,997
VANGUARD WORLD FD INF TECH ETF 92204A702 330,261 2,628 SH SOLE 0 0 0 2,628
VANGUARD WORLD FD ENERGY ETF 92204A306 396,829 2,305 SH SOLE 0 0 0 2,305
VISA INC COM CL A 92826C839 3,143,578 8,748 SH SOLE 0 0 0 8,748
WALMART INC COM 931142103 1,722,316 16,573 SH SOLE 0 0 0 16,573
WASHINGTON TR BANCORP INC COM 940610108 280,746 7,390 SH SOLE 0 0 0 7,390