The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 240,168 698 SH SOLE 0 0 698
AMAZON COM INC COM 023135106 314,178 1,261 SH SOLE 0 0 1,261
AMERICAN CENTY ETF TR US SML CP VALU 025072877 431,872 3,667 SH SOLE 0 0 3,667
APPLE INC COM 037833100 642,888 1,930 SH SOLE 0 0 1,930
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 453,632 911 SH SOLE 0 0 911
BROADCOM INC COM 11135F101 208,958 595 SH SOLE 0 0 595
CAMBRIA ETF TR EMRG SHAREHLDR 132061706 4,073,846 85,585 SH SOLE 0 0 85,585
CAPITAL GROUP CORE BALANCED SHS 14021D107 1,350,489 36,748 SH SOLE 0 0 36,748
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 9,927,427 203,223 SH SOLE 0 0 203,223
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 1,377,844 44,504 SH SOLE 0 0 44,504
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 8,538,429 180,022 SH SOLE 0 0 180,022
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 4,577,211 133,485 SH SOLE 0 0 133,485
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 2,785,327 76,415 SH SOLE 0 0 76,415
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 4,726,055 223,243 SH SOLE 0 0 223,243
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 1,294,458 49,902 SH SOLE 0 0 49,902
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 5,003,247 190,745 SH SOLE 0 0 190,745
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 2,073,682 82,126 SH SOLE 0 0 82,126
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 4,393,208 175,869 SH SOLE 0 0 175,869
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 470,111 19,531 SH SOLE 0 0 19,531
CHEVRON CORPORATION COM 166764100 421,445 2,064 SH SOLE 0 0 2,064
CISCO SYS INC COM 17275R102 203,287 1,889 SH SOLE 0 0 1,889
COSTCO WHOLESALE CORPORATION COM 22160K105 298,832 328 SH SOLE 0 0 328
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,052,095 26,506 SH SOLE 0 0 26,506
ELI LILLY & CO COM 532457108 285,799 247 SH SOLE 0 0 247
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 6,738,045 168,831 SH SOLE 0 0 168,831
FIRST TR EXCH TRADED FD III ULTRA SHT DUR MU 33740J104 1,185,005 59,548 SH SOLE 0 0 59,548
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506 8,894,324 113,607 SH SOLE 0 0 113,607
FIRST TR EXCHANGE TRADED FD SMID RISNG ETF 33741X102 6,564,070 161,756 SH SOLE 0 0 161,756
FIRST TR EXCHANGE-TRADED FD VEST LADDERED 33733E690 5,138,632 246,339 SH SOLE 0 0 246,339
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 307,751 2,985 SH SOLE 0 0 2,985
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 1,108,475 18,627 SH SOLE 0 0 18,627
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F599 234,681 4,380 SH SOLE 0 0 4,380
FIRST TR EXCHNG TRADED FD VI FT LADD BUFF ETF 33740F755 9,218,107 246,013 SH SOLE 0 0 246,013
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 1,266,559 20,234 SH SOLE 0 0 20,234
HOME DEPOT INC COM 437076102 234,833 825 SH SOLE 0 0 825
INTERNATIONAL BUSINESS MACHS COM 459200101 204,881 932 SH SOLE 0 0 932
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,459,935 13,076 SH SOLE 0 0 13,076
INVESCO QQQ TR UNIT SER 1 46090E103 379,420 513 SH SOLE 0 0 513
ISHARES GOLD TR ISHARES NEW 464285204 4,315,412 55,255 SH SOLE 0 0 55,255
ISHARES INC EM MKT SM-CP ETF 464286475 1,640,965 21,804 SH SOLE 0 0 21,804
ISHARES TR CORE S&P500 ETF 464287200 3,938,960 5,143 SH SOLE 0 0 5,143
ISHARES TR CORE S&P MCP ETF 464287507 202,462 2,814 SH SOLE 0 0 2,814
ISHARES TR ISHARES SEMICDTR 464287523 432,381 760 SH SOLE 0 0 760
ISHARES TR NATIONAL MUN ETF 464288414 484,673 4,794 SH SOLE 0 0 4,794
ISHARES TR CORE MSCI EAFE 46432F842 410,965 4,242 SH SOLE 0 0 4,242
ISHARES TR HDG MSCI EAFE 46434V803 3,034,506 65,413 SH SOLE 0 0 65,413
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 4,429,374 98,914 SH SOLE 0 0 98,914
JPMORGAN CHASE & CO COM 46625H100 598,192 1,808 SH SOLE 0 0 1,808
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 236,264 5,664 SH SOLE 0 0 5,664
MICROSOFT CORP COM 594918104 1,022,153 1,993 SH SOLE 0 0 1,993
NVIDIA CORPORATION COM 67066G104 473,660 2,074 SH SOLE 0 0 2,074
PACER FDS TR TRENDPILOT 100 69374H303 283,446 3,178 SH SOLE 0 0 3,178
PARKER-HANNIFIN CORP COM 701094104 300,539 315 SH SOLE 0 0 315
PGIM ETF TR PGIM ULTRA SH BD 69344A107 2,295,122 46,404 SH SOLE 0 0 46,404
PHILLIPS 66 COM 718546104 282,047 1,105 SH SOLE 0 0 1,105
ROCKWELL AUTOMATION INC COM 773903109 357,929 822 SH SOLE 0 0 822
ROYAL BK CDA COM 780087102 291,286 1,482 SH SOLE 0 0 1,482
RTX CORPORATION COM 75513E101 245,413 1,322 SH SOLE 0 0 1,322
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 600,855 20,500 SH SOLE 0 0 20,500
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,422,733 47,424 SH SOLE 0 0 47,424
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,130,760 281,958 SH SOLE 0 0 281,958
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 414,793 12,712 SH SOLE 0 0 12,712
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,177,540 282,125 SH SOLE 0 0 282,125
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 472,299 21,371 SH SOLE 0 0 21,371
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 551,589 10,986 SH SOLE 0 0 10,986
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 268,168 383 SH SOLE 0 0 383
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 419,670 1,121 SH SOLE 0 0 1,121
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 4,408,649 98,752 SH SOLE 0 0 98,752
VISA INC COM CL A 92826C839 205,145 571 SH SOLE 0 0 571
WISDOMTREE TR US QTLY DIV GRT 97717X669 226,277 2,327 SH SOLE 0 0 2,327