0002039145 2026-10-06 2026-10-06 0002039145 cik0002039145:CIK0002038891Member 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257537Member cik0002039145:CIK0002038891Member 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257536Member 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257537Member cik0002039145:CIK0002038891Member cik0002039145:PimcoGlobalBondOpportunitiesPortfolioUnhedgedMember 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257537Member cik0002039145:CIK0002038891Member cik0002039145:PimcoGlobalManagedAssetAllocationPortfolioMember 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257536Member cik0002039145:PimcoGlobalBondOpportunitiesPortfolioUnhedgedMember 2026-10-06 2026-10-06 0002039145 cik0002039145:C000257536Member cik0002039145:PimcoGlobalManagedAssetAllocationPortfolioMember 2026-10-06 2026-10-06 pure N-4 N-4 Equitable Financial Life Insurance Co (RILA) Equitable Financial Life Insurance Company of America 0002038891 0002039145 N-4 N-4 false false 2026-10-06 2026-10-06 This Supplement modifies certain information in the above-referenced prospectuses, initial summary prospectuses and updating summary prospectuses (together the “Prospectus”). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. The prospectuses, initial summary prospectuses and updating summary prospectuses are hereby incorporated by reference, respectively. Unless otherwise indicated, all other information included in the Prospectus remains unchanged. The terms we use in this Supplement have the same meaning as in the Prospectus. This Supplement modifies certain information in the above-referenced prospectuses, initial summary prospectuses and updating summary prospectuses (together the “Prospectus”). You should read this Supplement in conjunction with the Prospectus and retain it for future reference. The prospectuses, initial summary prospectuses and updating summary prospectuses are hereby incorporated by reference, respectively. Unless otherwise indicated, all other information included in the Prospectus remains unchanged. The terms we use in this Supplement have the same meaning as in the Prospectus. <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial">Effective October 1, 2026, the following hereby replaces the Current Expenses in “Appendix: Investment options available under the contract” for the following funds: </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:12pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Arial; font-size:8pt;width:100%;border-spacing:0"> <tr> <td style="width:91%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td style="vertical-align:bottom;width:3%"></td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt;background-color:#d8d8d8"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:bottom;text-align:center"><span style="font-weight:bold;display:inline;">Portfolio Company — Investment Adviser; </span><span style="font-weight:bold;display:inline;"><span style="font-style:italic;display:inline;"><span style="white-space:nowrap;display:inline;">Sub-Adviser(s),</span> as applicable</span></span></td> <td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td colspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="font-weight:bold;display:inline;">Current<br/> Expenses</span></td> <td style=" BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Arial">PIMCO Global Bond Opportunities Portfolio (Unhedged) — Pacific Investment Management Company LLC</div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">1.10%</td> <td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;white-space:nowrap;vertical-align:top"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Arial">PIMCO Global Managed Asset Allocation Portfolio — Pacific Investment Management Company LLC</div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">0.96%</td> <td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;white-space:nowrap;vertical-align:top"><span style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">˄</span> </td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Arial">Effective October 1, 2026, the following hereby replaces the Current Expenses in “Appendix: Investment options available under the contract” for the following funds: </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:12pt"> </div> <table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:Arial; font-size:8pt;width:100%;border-spacing:0"> <tr> <td style="width:91%"></td> <td style="vertical-align:bottom;width:2%"></td> <td></td> <td></td> <td style="vertical-align:bottom;width:3%"></td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt;background-color:#d8d8d8"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:bottom;text-align:center"><span style="font-weight:bold;display:inline;">Portfolio Company — Investment Adviser; </span><span style="font-weight:bold;display:inline;"><span style="font-style:italic;display:inline;"><span style="white-space:nowrap;display:inline;">Sub-Adviser(s),</span> as applicable</span></span></td> <td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td colspan="2" style="BORDER-TOP:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;text-align:center"><span style="font-weight:bold;display:inline;">Current<br/> Expenses</span></td> <td style=" BORDER-TOP:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;vertical-align:bottom"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Arial">PIMCO Global Bond Opportunities Portfolio (Unhedged) — Pacific Investment Management Company LLC</div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">1.10%</td> <td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;white-space:nowrap;vertical-align:top"> </td></tr> <tr style="page-break-inside:avoid ; font-family:Arial; font-size:8pt"> <td style="BORDER-LEFT:0.75pt solid #000000; BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-left:8pt;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Arial">PIMCO Global Managed Asset Allocation Portfolio — Pacific Investment Management Company LLC</div></td> <td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> </td> <td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">0.96%</td> <td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #000000; padding-right:2pt;white-space:nowrap;vertical-align:top"><span style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">˄</span> </td></tr></table> PIMCO Global Bond Opportunities Portfolio (Unhedged) PIMCO Global Bond Opportunities Portfolio (Unhedged) Pacific Investment Management Company LLC Pacific Investment Management Company LLC 0.011 0.011 PIMCO Global Managed Asset Allocation Portfolio PIMCO Global Managed Asset Allocation Portfolio Pacific Investment Management Company LLC Pacific Investment Management Company LLC 0.0096 0.0096