The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 82,220 330 SH SOLE 0 330 0 0
ULTA BEAUTY INC COM Stock 90384S303 289,470 530 SH SOLE 0 530 0 0
STARBUCKS CORP COM Stock 855244109 13,154 140 SH SOLE 0 140 0 0
PAN AMERN SILVER CORP COM Stock 697900108 40,959 900 SH SOLE 0 900 0 0
CHURCHILL DOWNS INC COM Stock 171484108 54,717 723 SH SOLE 0 723 0 0
EBAY INC. COM Stock 278642103 8,484 80 SH SOLE 0 80 0 0
VIKING THERAPEUTICS INC COM Stock 92686J106 6,520 200 SH SOLE 0 200 0 0
MONSTER BEVERAGE CORP NEW COM Stock 61174X109 4,495 108 SH SOLE 0 108 0 0
JOHNSON & JOHNSON COM Stock 478160104 43,153 163 SH SOLE 0 163 0 0
LKQ CORP COM Stock 501889208 4,566 200 SH SOLE 0 200 0 0
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF 922908769 11,585,925 30,959 SH SOLE 0 30,958 0 0
COSTCO WHOLESALE CORPORATION COM Stock 22160K105 1,025,043 1,126 SH SOLE 0 1,126 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 1,904,784 28,519 SH SOLE 0 28,519 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 51,321 57 SH SOLE 0 57 0 0
PROCTER & GAMBLE CO COM Stock 742718109 29,056 200 SH SOLE 0 200 0 0
COCA COLA CO COM Stock 191216100 26,685 310 SH SOLE 0 310 0 0
UNITED PARCEL SVCS INC CL B Stock 911312106 1,962 21 SH SOLE 0 21 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 82,280 918 SH SOLE 0 918 0 0
STATE STREET SPDR PORTFOLIO LONG TERM TREASURY ETF ETF 78464A664 6,917 290 SH SOLE 0 290 0 0
STATE STR CORP COM Stock 857477103 10,475 60 SH SOLE 0 60 0 0
NETFLIX INC. COM Stock 64110L106 5,566 80 SH SOLE 0 80 0 0
PAYCHEX INC COM Stock 704326107 20,291 206 SH SOLE 0 206 0 0
PACCAR INC COM Stock 693718108 24,707 225 SH SOLE 0 225 0 0
ADVANCE AUTO PARTS INC COM Stock 00751Y106 311 8 SH SOLE 0 8 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 202,285 1,935 SH SOLE 0 1,935 0 0
STATE STREET SPDR S&P 500 ETF ETF 78462F103 17,666,324 23,165 SH SOLE 0 23,165 0 0
MCKESSON CORP COM Stock 58155Q103 62,328 73 SH SOLE 0 73 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104 82,721 150 SH SOLE 0 150 0 0
BANK OF NY MELLON CORP COM Stock 064058100 52,645 364 SH SOLE 0 364 0 0
HOWMET AEROSPACE INC COM Stock 443201108 47,272 209 SH SOLE 0 209 0 0
LCI INDS COM Stock 50189K103 2,510 30 SH SOLE 0 30 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 4,587 100 SH SOLE 0 100 0 0
CHUBB LIMITED COM Stock H1467J104 175,635 540 SH SOLE 0 540 0 0
SONOCO PRODS CO COM Stock 835495102 1,221 25 SH SOLE 0 25 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 1,616 5 SH SOLE 0 5 0 0
PEPSICO INC COM Stock 713448108 16,347 129 SH SOLE 0 129 0 0
KIMBERLY-CLARK CORP COM Stock 494368103 19,486 200 SH SOLE 0 200 0 0
NANO DIMENSION LTD SPONSORD ADS NEW ADR 63008G203 393 250 SH SOLE 0 250 0 0
FORD MTR CO COM Stock 345370860 60,300 5,000 SH SOLE 0 5,000 0 0
STATE STREET SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359 9,174,333 90,673 SH SOLE 0 90,673 0 0
HOME DEPOT INC COM Stock 437076102 19,345 68 SH SOLE 0 68 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 670,956 2,600 SH SOLE 0 2,600 0 0
DUPONT DE NEMOURS INC COMMON STOCK Stock 26614N201 4,286 33 SH SOLE 0 33 0 0
VICI PPTYS INC COM REIT 925652109 5,099 222 SH SOLE 0 222 0 0
BROADRIDGE FINL SOLUTIONS INC COM Stock 11133T103 496,188 3,080 SH SOLE 0 3,080 0 0
BRITISH AMERN TOB PLC SPONSORED ADR ADR 110448107 6,528 120 SH SOLE 0 120 0 0
SEA LTD SPONSORD ADS ADR 81141R100 1,168 12 SH SOLE 0 12 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 937,446 7,484 SH SOLE 0 7,484 0 0
UGI CORP NEW COM Stock 902681105 4,637 130 SH SOLE 0 130 0 0
ATMOS ENERGY CORP COM Stock 049560105 33,322 213 SH SOLE 0 213 0 0
VIRGIN GALACTIC HOLDINGS INC COM NEW Stock 92766K403 15 5 SH SOLE 0 5 0 0
ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF ETF 46435U853 23,504 658 SH SOLE 0 658 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 5,850 43 SH SOLE 0 43 0 0
MOTLEY FOOL 100 INDEX ETF ETF 74933W601 24,905 311 SH SOLE 0 311 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409 209,270 2,709 SH SOLE 0 2,709 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 24,086 70 SH SOLE 0 70 0 0
FISERV INC COM Stock 337738108 67,770 1,500 SH SOLE 0 1,500 0 0
PRINCIPAL FINANCIAL GROUP INC COM Stock 74251V102 278,780 2,490 SH SOLE 0 2,490 0 0
UNILEVER PLC SPON ADR NEW ADR 904767803 1,943 32 SH SOLE 0 32 0 0
NEWMONT CORP COM Stock 651639106 8,651 75 SH SOLE 0 75 0 0
MICROSOFT CORP COM Stock 594918104 2,031,597 3,961 SH SOLE 0 3,961 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104 2,290 74 SH SOLE 0 74 0 0
V F CORP COM Stock 918204108 703 50 SH SOLE 0 50 0 0
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 83,290 1,470 SH SOLE 0 1,470 0 0
CLEANSPARK INC COM NEW Stock 18452B209 1,932 150 SH SOLE 0 150 0 0
LINDE PLC SHS Stock G54950103 2,373 5 SH SOLE 0 5 0 0
HARLEY DAVIDSON INC COM Stock 412822108 7,329 300 SH SOLE 0 300 0 0
SCHWAB US TIPS ETF ETF 808524870 4,674 186 SH SOLE 0 186 0 0
DOW HLDGS INC COM Stock 260557103 4,021 146 SH SOLE 0 146 0 0
GREIF INC CL B Stock 397624206 1,154,014 11,216 SH SOLE 0 11,216 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100 3,288 48 SH SOLE 0 48 0 0
COHEN & STEERS SELECT PFD & IN COM CEF 19248Y107 107,570 5,930 SH SOLE 0 5,930 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105 105,900 400 SH SOLE 0 400 0 0
INVESCO ULTRA SHORT DURATION ETF ETF 46090A887 1,215,746 24,349 SH SOLE 0 24,349 0 0
KINROSS GOLD CORP COM Stock 496902404 2,408 100 SH SOLE 0 100 0 0
ELI LILLY & CO COM Stock 532457108 350,595 303 SH SOLE 0 303 0 0
HASBRO INC COM Stock 418056107 2,630 30 SH SOLE 0 30 0 0
NERVGEN PHARMA CORP COM Stock 64082X203 19,100 10,000 SH SOLE 0 10,000 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 647,782 4,030 SH SOLE 0 4,030 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 2,260,357 8,134 SH SOLE 0 8,134 0 0
FIDELITY NATL INFORMATION SVCS COM Stock 31620M106 362 11 SH SOLE 0 11 0 0
RYANAIR HOLDINGS PLC SPONSORED ADR ADR 783513203 2,475 45 SH SOLE 0 45 0 0
MICRON TECHNOLOGY INC COM Stock 595112103 2,226,080 2,090 SH SOLE 0 2,090 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3,426,394 6,881 SH SOLE 0 6,881 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718 5,638 56 SH SOLE 0 56 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 29,897 252 SH SOLE 0 252 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 374,490 2,720 SH SOLE 0 2,720 0 0
LUCID GROUP INC COM NEW Stock 549498202 20 5 SH SOLE 0 5 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108 18,705 100 SH SOLE 0 100 0 0
NU SKIN ENTERPRISES INC CL A Stock 67018T105 680 150 SH SOLE 0 150 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845 565,769 11,210 SH SOLE 0 11,210 0 0
FIRST CTZNS BANCSHARES INC DEL CL A Stock 31946M103 78,288 38 SH SOLE 0 38 0 0
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF ETF 464286525 7,364 60 SH SOLE 0 60 0 0
APTIV PLC COM SHS Stock G3265R107 516 12 SH SOLE 0 12 0 0
TUYA INC SPONSERED ADS ADR 90114C107 8,500 5,000 SH SOLE 0 5,000 0 0
ARK SPACE & DEFENSE INNOVATION ETF ETF 00214Q807 1,595 50 SH SOLE 0 50 0 0
VISA INC COM CL A Stock 92826C839 44,557 124 SH SOLE 0 124 0 0
MONTE ROSA THERAPEUTICS INC COM Stock 61225M102 11,930 1,000 SH SOLE 0 1,000 0 0
MINK THERAPEUTICS INC COM NEW Stock 603693201 6,275 500 SH SOLE 0 500 0 0
ZENTEK LTD COM Stock 98942X102 13,000 25,000 SH SOLE 0 25,000 0 0
VANGUARD MORNINGSTAR GROWTH ETF ETF 922908736 23,248 258 SH SOLE 0 258 0 0
META PLATFORMS INC CL A Stock 30303M102 46,412 64 SH SOLE 0 64 0 0
BANCO SANTANDER SA ADR ADR 05964H105 7,053 510 SH SOLE 0 510 0 0
PALO ALTO NETWORKS INC COM Stock 697435105 16,687 42 SH SOLE 0 42 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599 691,131 2,060 SH SOLE 0 2,060 0 0
BROADCOM INC COM Stock 11135F101 276,035 786 SH SOLE 0 786 0 0
WORKDAY INC CL A Stock 98138H101 1,524 8 SH SOLE 0 8 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 17,392 117 SH SOLE 0 117 0 0
BARCLAYS PLC ADR ADR 06738E204 475,869 19,607 SH SOLE 0 19,607 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 4,420 31 SH SOLE 0 31 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 14,532 150 SH SOLE 0 150 0 0
ROYAL BK CDA COM Stock 780087102 41,087 209 SH SOLE 0 209 0 0
CF INDUSTRIES HOLD COM Stock 125269100 4,032 35 SH SOLE 0 35 0 0
AES CORP COM Stock 00130H105 1,490 100 SH SOLE 0 100 0 0
NVIDIA CORPORATION COM Stock 67066G104 18,499,226 81,002 SH SOLE 0 81,001 0 0
ISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF ETF 464288679 3,391,237 30,740 SH SOLE 0 30,740 0 0
WESTERN DIGITAL CORP COM Stock 958102105 72,714 160 SH SOLE 0 160 0 0
WW GRAINGER INC COM Stock 384802104 6,229 5 SH SOLE 0 5 0 0
WHEATON PRECIOUS METALS CORP COM Stock 962879102 26,878 201 SH SOLE 0 201 0 0
ABBVIE INC COM Stock 00287Y109 1,004,767 3,841 SH SOLE 0 3,841 0 0
S&P GLOBAL INC COM Stock 78409V104 2,761 7 SH SOLE 0 7 0 0
TORO CORP COM Stock Y8900D108 2,755 500 SH SOLE 0 500 0 0
ISHARES MSCI WORLD ETF ETF 464286392 20,623 100 SH SOLE 0 100 0 0
LIVERAMP HLDGS INC COM Stock 53815P108 938 25 SH SOLE 0 25 0 0
STRYKER CORPORATION COM Stock 863667101 1,928 7 SH SOLE 0 7 0 0
T-MOBILE US INC COM Stock 872590104 24,625 151 SH SOLE 0 151 0 0
DIREXION DAILY GOLD MINERS INDEX BULL 2X ETF ETF 25460G781 22,161 150 SH SOLE 0 150 0 0
FASTENAL CO COM Stock 311900104 40,119 810 SH SOLE 0 810 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 27,874 84 SH SOLE 0 84 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602 578,228 1,422 SH SOLE 0 1,422 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 7,610,985 162,385 SH SOLE 0 162,385 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105 19,307 100 SH SOLE 0 100 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 2,522,304 23,637 SH SOLE 0 23,637 0 0
AT&T INC COM Stock 00206R102 4,270 175 SH SOLE 0 175 0 0
STATE STREET ENERGY SELECT SECTOR SPDR ETF ETF 81369Y506 474,165 7,710 SH SOLE 0 7,710 0 0
GE VERNOVA INC COM Stock 36828A101 9,505 10 SH SOLE 0 10 0 0
GE AEROSPACE COM NEW Stock 369604301 32,166 103 SH SOLE 0 103 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF ETF 464288513 6,239,340 80,810 SH SOLE 0 80,810 0 0
WELLS FARGO & CO COM Stock 949746101 43,227 540 SH SOLE 0 540 0 0
UNION PAC CORP COM Stock 907818108 24,492 90 SH SOLE 0 90 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100 5,650 60 SH SOLE 0 60 0 0
ISHARES 10-20 YEAR TREASURY BOND ETF ETF 464288653 198,903 2,158 SH SOLE 0 2,158 0 0
SALESFORCE INC COM Stock 79466L302 17,447 76 SH SOLE 0 76 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 127,370 385 SH SOLE 0 385 0 0
CHEVRON CORPORATION COM Stock 166764100 37,370 183 SH SOLE 0 183 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 1,574,780 15,576 SH SOLE 0 15,576 0 0
KOHLS CORP COM Stock 500255104 25,844 1,400 SH SOLE 0 1,400 0 0
M & T BK CORP COM Stock 55261F104 1,523 7 SH SOLE 0 7 0 0
ICAHN ENTERPRISES LP DEPOSITARY UNIT Stock 451100101 2,005 297 SH SOLE 0 297 0 0
BANK OF AMER CORP COM Stock 060505104 8,872 163 SH SOLE 0 163 0 0
COREWEAVE INC COM CL A Stock 21873S108 8,712 100 SH SOLE 0 100 0 0
REAVES UTIL INCOME FD COM SH BEN INT CEF 756158101 33,285 969 SH SOLE 0 969 0 0
FLAHERTY & CRUMRINE PFD INCOME COM CEF 33848E106 28,229 3,271 SH SOLE 0 3,271 0 0
WALMART INC COM Stock 931142103 48,323 465 SH SOLE 0 465 0 0
ORACLE CORP COM Stock 68389X105 5,492 40 SH SOLE 0 40 0 0
RTX CORPORATION COM Stock 75513E101 116,588 628 SH SOLE 0 628 0 0
PFIZER INC COM Stock 717081103 2,282 80 SH SOLE 0 80 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 55,688 545 SH SOLE 0 545 0 0
MORGAN STANLEY COM NEW Stock 617446448 54,355 289 SH SOLE 0 289 0 0
KLA CORP COM NEW Stock 482480100 64,327 330 SH SOLE 0 330 0 0
CATERPILLAR INC COM Stock 149123101 167,834 207 SH SOLE 0 207 0 0
AMERICAN EXPRESS CO COM Stock 025816109 38,013 125 SH SOLE 0 125 0 0
AMGEN INC COM Stock 031162100 784,009 1,860 SH SOLE 0 1,860 0 0
FIDELITY NATL FINL INC COM SHS Stock 31620R303 3,169 82 SH SOLE 0 82 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440 913,284 10,226 SH SOLE 0 10,226 0 0
FS SPECIALTY LENDING FD COM SH BEN INT CEF 644323107 98,890 8,503 SH SOLE 0 8,503 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 4,227,054 44,712 SH SOLE 0 44,711 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 5,445 70 SH SOLE 0 70 0 0
QNITY ELECTRONICS INC COMMON STOCK Stock 74743L100 6,287 50 SH SOLE 0 50 0 0
SYNCHRONY FINANCIAL COM Stock 87165B103 2,981 42 SH SOLE 0 42 0 0
EATON CORP PLC SHS Stock G29183103 6,446 15 SH SOLE 0 15 0 0
MAGNUM ICE CREAM CO NV ORD SHS Stock N5505D105 124 7 SH SOLE 0 7 0 0
ASSOCIATED BANC-CORP COM Stock 045487105 13,637 476 SH SOLE 0 476 0 0
AXCELIS TECHNOLOGIES INC COM NEW Stock 054540208 13,118 100 SH SOLE 0 100 0 0
VERSIGENT PLC ORDINARY SHARES Stock G9600F104 180 4 SH SOLE 0 4 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827 2,261,669 29,603 SH SOLE 0 29,603 0 0
LAM RESEARCH CORP COM NEW Stock 512807306 19,711 60 SH SOLE 0 60 0 0
CONEXEU SCIENCES INC COM SHS Stock 20715F100 3,570 1,000 SH SOLE 0 1,000 0 0
UPBOUND GROUP INC COM Stock 76009N100 393 25 SH SOLE 0 25 0 0
ROYAL GOLD INC COM Stock 780287108 2,360 10 SH SOLE 0 10 0 0
MOBILITY GLOBAL INC COM SHS Stock 60744M106 120 7 SH SOLE 0 7 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 34,006 153 SH SOLE 0 153 0 0
EQUINIX INC COM REIT 29444U700 3,035 3 SH SOLE 0 3 0 0
REALTY INCOME CORP COM REIT 756109104 3,801 70 SH SOLE 0 70 0 0
ALTRIA GROUP INC COM Stock 02209S103 40,277 598 SH SOLE 0 598 0 0
CITIGROUP INC COM NEW Stock 172967424 24,731 191 SH SOLE 0 191 0 0
EXXONMOBIL HOLDINGS CORP COM SHS Stock 30233Q108 34,178 210 SH SOLE 0 210 0 0
TELADOC HEALTH INC COM Stock 87918A105 81 14 SH SOLE 0 14 0 0
CARDINAL HEALTH INC COM Stock 14149Y108 4,450 20 SH SOLE 0 20 0 0
AUTOZONE INC COM Stock 053332102 2,830 1 SH SOLE 0 1 0 0
BLACKROCK INC COM Stock 09290D101 2,090,123 1,975 SH SOLE 0 1,975 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 23,384 325 SH SOLE 0 325 0 0
HOULIHAN LOKEY INC CL A Stock 441593100 9,728 77 SH SOLE 0 77 0 0
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF ETF 46090F100 97,156 5,034 SH SOLE 0 5,034 0 0
ISHARES MSCI EAFE ETF ETF 464287465 6,476,149 62,337 SH SOLE 0 62,336 0 0
APPLE INC COM Stock 037833100 4,130,757 12,404 SH SOLE 0 12,403 0 0
WEC ENERGY GROUP INC COM Stock 92939U106 29,327 291 SH SOLE 0 291 0 0
ABBOTT LABORATORIES COM Stock 002824100 48,427 490 SH SOLE 0 490 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 4,073 25 SH SOLE 0 25 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 22,896,305 55,022 SH SOLE 0 55,022 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 12,669,471 51,101 SH SOLE 0 51,101 0 0