| Schedule of Payment Obligations for Repayment of Debt and Other Contractual Obligations |
The following table shows our payment obligations
for repayment of debt and other contractual obligations at August 31, 2026:
| | |
| | |
Payment Due by Period | |
| Long-Term
Debt Obligations | |
Total | | |
Less Than
1 Year | | |
1 - 3
Years | | |
3 - 5
Years | | |
More Than
5 Years | |
| | |
($ in thousands) | |
| Valley Bank credit facility | |
$ | 32,500 | | |
$ | - | | |
$ | 32,500 | | |
$ | - | | |
$ | - | |
| Live Oak credit facility | |
| 37,500 | | |
| 37,500 | | |
| - | | |
| - | | |
| - | |
| SBA debentures | |
| 213,000 | | |
| - | | |
| - | | |
| 84,000 | | |
| 129,000 | |
| 4.35% 2027 Notes | |
| 75,000 | | |
| 75,000 | | |
| - | | |
| - | | |
| - | |
| 6.00% 2027 Notes | |
| 105,500 | | |
| 105,500 | | |
| - | | |
| - | | |
| - | |
| 6.25% 2027 Notes | |
| 15,000 | | |
| - | | |
| 15,000 | | |
| - | | |
| - | |
| 8.00% 2027 Notes | |
| 46,000 | | |
| - | | |
| 46,000 | | |
| - | | |
| - | |
| 8.125% 2027 Notes | |
| 60,375 | | |
| - | | |
| 60,375 | | |
| - | | |
| - | |
| 8.50% 2028 Notes | |
| 57,500 | | |
| - | | |
| 57,500 | | |
| - | | |
| - | |
| 7.25% 2029 Notes | |
| 25,000 | | |
| - | | |
| 25,000 | | |
| - | | |
| - | |
| 7.25% 2030 Notes | |
| 50,000 | | |
| - | | |
| - | | |
| 50,000 | | |
| - | |
| 7.50% 2031 Notes | |
| 100,000 | | |
| - | | |
| - | | |
| 100,000 | | |
| - | |
| 8.00% 2031 Notes | |
| 85,000 | | |
| - | | |
| - | | |
| 85,000 | | |
| - | |
| Total Long-Term Debt Obligations | |
$ | 902,375 | | |
$ | 218,000 | | |
$ | 236,375 | | |
$ | 319,000 | | |
$ | 129,000 | |
|
| Schedule of Unfunded Commitments Outstanding |
A summary of the unfunded commitments outstanding
as of August 31, 2026 and February 28, 2026 is shown in the table below (dollars in thousands):
| | |
August 31, 2026 | | |
February 28, 2026 | |
| At Company’s discretion | |
| | |
| |
| Angry Chickz, Inc. | |
| - | | |
$ | 4,000 | |
| Artemis Wax Corp. | |
| - | | |
| 7,500 | |
| Better Impact USA Inc. | |
| 5,000 | | |
| 5,000 | |
| Haystack Team Inc. | |
| 5,000 | | |
| 5,000 | |
| JDXpert | |
| 4,500 | | |
| 4,500 | |
| LFR Chicken LLC | |
| 10,000 | | |
| 10,000 | |
| Pepper Palace, Inc. | |
| 900 | | |
| 800 | |
| Saratoga Senior Loan Fund I JV, LLC | |
| 6,933 | | |
| 6,933 | |
| SAI Systems Health, LLC | |
| 4,000 | | |
| 4,000 | |
| Source 44 LLC | |
| 20,000 | | |
| 20,000 | |
| StockIQ Technologies, LLC | |
| 3,250 | | |
| 5,000 | |
| Zollege PBC | |
| 1,500 | | |
| - | |
| Total | |
$ | 61,083 | | |
$ | 72,733 | |
| | |
| | | |
| | |
| At portfolio company’s discretion
- satisfaction of certain financial and nonfinancial covenants required | |
| | | |
| | |
| Angry Chickz, Inc. | |
| 2,100 | | |
| 2,100 | |
| Axero Holdings, LLC - Revolving Credit Facility | |
| - | | |
| 500 | |
| Better Impact USA Inc. | |
| 5,000 | | |
| 5,000 | |
| BQE Software, Inc. | |
| - | | |
| 250 | |
| Breezeway Homes, Inc. | |
| 4,000 | | |
| 4,000 | |
| Cloudpermit | |
| 8,000 | | |
| 8,500 | |
| Exigo, LLC - Revolving Credit Facility | |
| 625 | | |
| 625 | |
| Gen4 Dental Partners Holdings, LLC | |
| - | | |
| 2,381 | |
| Innergy, Inc. | |
| 2,120 | | |
| 1,500 | |
| Inspect Point Holdings, LLC | |
| 2,000 | | |
| 4,000 | |
| LFR Chicken LLC | |
| 25,000 | | |
| 25,000 | |
| Ludi, Inc. - Revolving Credit Facility | |
| 1,850 | | |
| 3,600 | |
| Rewind Intermediate Inc. | |
| 24,100 | | |
| - | |
| Rewind Intermediate Inc. - Revolving Credit Facility | |
| 3,000 | | |
| - | |
| SAI Systems Health, LLC | |
| 1,474 | | |
| 1,474 | |
| SmartAC.com, LLC | |
| 17,000 | | |
| 17,000 | |
| Source 44 LLC | |
| 500 | | |
| 500 | |
| Source 44 LLC - Revolving Credit Facility | |
| 2,000 | | |
| 2,000 | |
| StockIQ Technologies, LLC | |
| 1,750 | | |
| 400 | |
| Vitana DSO, LLC | |
| 12,045 | | |
| - | |
| Yumi Ice Cream Company, LLC | |
| 3,839 | | |
| - | |
| Yumi Ice Cream Company, LLC - Revolving Credit Facility | |
| 3,571 | | |
| - | |
| Zollege PBC | |
| - | | |
| 1,500 | |
| | |
| 119,974 | | |
| 80,330 | |
| Total | |
$ | 181,057 | | |
$ | 153,063 | |
|