SEC FORM 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person ^*

Steward Glen Anthony Whitefoord

(Last)

(First)

(Middle)

4300 NORTH UNIVERSITY DRIVE

SUITE D105

(Street)

LAUDERHILL

33351

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
09/09/2026

3. Issuer Name and Ticker or Trading Symbol
Stewards, Inc. [ SWRD ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

	Form filed by One Reporting Person
X	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock, par value $0.0001 per share	22,012,500	I	By affiliate entities ⁽¹⁾

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Series A Preferred Stock	⁽²⁾	⁽²⁾	Common Stock	71,250,000	⁽⁶⁾	I	By affiliate entities ⁽¹⁾
Series B Preferred Stock	⁽³⁾	⁽³⁾	Common Stock	10,000,000	⁽⁶⁾	I	By Forfront Capital, LLC ⁽¹⁾ ⁽³⁾
Warrants	⁽⁴⁾	⁽⁴⁾	Common Stock	8,147,368	⁽⁴⁾	I	By affiliate entities ⁽¹⁾
Pre-Funded Warrants	⁽⁵⁾	⁽⁵⁾	Common Stock	4,591,000	0.0001	I	By affiliate entities ⁽¹⁾

Explanation of Responses:

1. The securities reported herein are held of record by Forfront Capital, LLC, Stewards Investment Capital Limited ("SIC"), and Stewards International Funds PCC, acting for the Stewards Private Credit Fund. As disclosed in the issuer's Form S-1/A, Glen Steward, Bilal Adam, and Nathaniel Tsang Mang Kin share voting and dispositive power over these securities and may be deemed to beneficially own them. Each disclaims beneficial ownership except to the extent of his pecuniary interest. This report is not an admission of beneficial ownership for Section 16 or any other purpose. Amounts exclude 630,000 common shares held of record by SIC as nominee for Wael Barsoum (part of SIC's 3,442,500 record position). Those shares and related warrants and pre-funded warrants under the same mandate are reported on Mr. Barsoum's separate Form 3. The reporting persons disclaim beneficial ownership of the Barsoum securities.

2. Represents 71,250,000 shares of Series A Preferred Stock reported on Table II as a convertible security. Under the Certificate of Designation, as amended, each share is convertible into common stock no sooner than twenty-four (24) months after the Initial Issuance Date (June 5, 2023), at Conversion Amount ($0.25) / Conversion Price ($0.25), or one-for-one. That twenty-four-month period ended June 5, 2025. There is no remaining beneficial-ownership or other conversion cap. These shares are not outstanding common stock and are not reported on Table I.

3. Represents 10,000,000 shares of Series B Preferred Stock held of record by Forfront Capital, LLC reported on Table II as a convertible security. Optional conversion into common stock is one-for-one after five years from issuance (August 25, 2025). Each share has 50 votes. Forfront Capital, LLC is party to a Voting Agreement dated August 25, 2025 under which it votes the Series B Preferred Stock at the direction of a majority of the issuer's founders (Glen Steward, Vincent Napolitano, and Shaun Quin), and the issuer's President holds an irrevocable proxy to vote those shares. Forfront Capital, LLC has a pecuniary interest in the Series B Preferred Stock. These shares are not outstanding common stock and are not reported on Table I.

4. Represents warrants exercisable for 8,147,368 shares of common stock. The exercise price and the conditions to exercisability and expiration are as set forth in the applicable warrant agreements. Excludes warrants exercisable for 630,000 shares held of record by SIC as nominee for Wael Barsoum.

5. Represents pre-funded warrants exercisable for 4,591,000 shares of common stock at an exercise price of $0.0001 per share. Vesting, exercisability and expiration are as set forth in the applicable warrant agreements. Excludes pre-funded warrants exercisable for 9,000 shares held of record by SIC as nominee for Wael Barsoum.

6. Each share of Series A Preferred Stock and Series B Preferred Stock is convertible into one share of Common Stock. Each pre-funded warrant is exercisable for one share of Common Stock at $0.0001 per share. Each common warrant is exercisable for one share of Common Stock at the exercise price set forth in the applicable warrant agreement.

	/s/ Glen Anthony Whitefoord Steward	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Muhammad Bilal Adam	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Glen Anthony Whitefoord Steward, Managing Member,Forfront Capital, LLC	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Glen Anthony Whitefoord Steward, Managing Member, Stewards Investment Capital Ltd	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Glen Anthony Whitefoord Steward, Managing Member, Stewards (International) Ltd	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Glen Anthony Whitefoord Steward, Managing Member, Stewards Global Holdings Ltd	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Nathaniel William Shiong-Hoy Mr Tsang Mang kin	10/05/2026
	** Signature of Reporting Person	Date
	/s/ Glen Anthony Whitefoord Steward, Managing Member, Stewards International Funds PCC	10/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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